Your Questions About Business Online Backup

Ruth asks…
Small Business Backup Solution Suggestions?
I am looking for some ideas for cheap, easy to implement backup system for a small office consisting of 6 PC’s. I have decided I would like to implement a local, automatic backup over the LAN. I have considered going the way of NAS, perhaps with two medium sized hard drives in a RAID 1 configuration. With that I’m concerned over the complexity I would be getting into, the price of the setup, and the quality of the integrated backup software.
The alternative going through my head is to use those two medium sized hard drives, in conjunction with a couple of external enclosures, on the network. With that, I would need to find the right backup solution that would allow allow me to swap out the days hard drive to take home, without interrupting the scheduled backup (which would happen after hours).
After I’ve found the right local solution. I am considering taking it one step further by also backing up to an online service. I could use recommendations of the most reputable online–backup service, as well.
I would appreciate any and all ideas, set up pointers or suggestions. Thank you

Jere answers:
Http://www.carbonite.com/en/online-backup-software/how-it-works

Donald asks…
Options for personal/home business on-line backup.?
I have personal data and sensitive business information on my computer. I have an external drive for backup, but I am also looking to backup certain fiiles online. I am in a hurricane sensitive state and feel I need more protection. I have had virus issues and I lost data recently and had to recreate it manually even though it was backed up. On an attempt to restore, the backup files were corrupted and not everything was transferred.

Jere answers:
Micrsoft’s new Mesh gives you 2 GB of free online storage space. Using a web browser you can upload one file at a time which is a pain in the butt. BUT they have a download program that intergrates with windows explorer. Once you chose a folder(s) it will automatically keep those file synced up with the online storage. Even better you can install it on multiple computers and add each pc as a user and keep files synced across different pc’s or between a work group thats working on a project. For a Beta application it seems to work rather good on my Vista OS.
Http://www.mesh.com/

Susan asks…
I am trying to start a business online, but I con’t know how to direct traffic to my website.?
My worst problem is that I have no capital to work with and
no credit or debit cards either. I need to know if there is a
way to get started with nothing to use for backup money?

Jere answers:
It could be hard, but you have to be creative. A good idea is a post an interesting video on a free video sites with a link to your web site, which will hopefully bring the traffic.

Mark asks…
What business idea should I pick?
Im 13. I want to start an online business over the summer. My goal is to eventually make six or more figures a year. I know that sounds crazy since im only 13, but its my ultimate goal. I have a few ideas for a business, but I’m not sure which ones are profitable, and which one I should do.
1. A website where users can submit original songs and other users can listen, rate, comment, share, and chat with other users. There will also be a page where users can keep track of their favorite songs, post info, and find new band members with the band member finder. I would make money from the site by selling ad space, and if the site gets really big, i could create a free and pro level membership (pro costs money). Pro members would get extra features. The problem is, since i have no coding or programming experience, I would have to hire a web design firm. A site like this, though, could cost tens to hundreds of thousands of dollars, which I don’t have! My other options are hire a coder/designer/programmer from elance for a nice price, or hire my cousin who is at RIT for web design and programming. I think this idea could be profitable. There is not really competition execpt for www.purevolume.com I like this idea a lot!
2. A website where I would sell musical instruments. I would buy the instruments from a wholesale/dropship company and when i get an order, i give the order to the company who will send the item to the customer. I would buy them wholesale and sell them for profit. I, however, think this business is bad since i would be competing with guitar center, sam ash, www.musiciansfriend.com, amazon, ebay, and more.
3. There is a website called www.remote-backup.com. They provide people options to start their own business providing online backup services. They sell you a license to sell their software for $750 and you re sell the software on your site. You could charge a customer $25 a month for 10 gb of storage, and you would make some profit. Many people lose data everyday from viruses, hard drive crashes, theft, etc. This business would provide a solution. But, some huge competitors are mozy and snapfish and verizon’s new storage service. This could end up costing me 750 for nothing in return.
4. A website where a user can start/create a debate on two topics such as mcdonalds vs burger king. Other users can join the debate by posting arguments under the side they think is better. Example, if i like mcdonalds better then burger king, i post my reasons under the mcdonalds column for why i think it is better. This site could be usefull for many people such as shoppers who want to know what brand they should buy. I would sell ad space for this site.
5. I was reading Small Business Opportunities SBO Magazine, and they had a huge article on a new business opportunity. It is a company called www.resellerdynamics.com. They have a software that lets customers create their own website. They custom brand the software and give you liscense to resell the software for only $999. Once you pay you get a resellers liscense to sell the software, a custom website/hostin/and domain to promote the software to potential customers. You could charge $30 a month for the software and resllerdynamics only takes $10 for server stuff. thats $20 profit a month per customer. If you have 400 customers paying you $20 bucks a month, thats around $100,000 a year! This company is not a scam or pyramid scheme since I called the local BBB Better Business Beraue of the location, and they say the company has good reputations. I like this idea a lot since small business are looking for cheap ways to get a nice website up and running.
6. This last idea is one of my favorites. It would be a website/marketplace where people could buy/trade/sell/auction websites. The user could post a picture of the website, post info, and chose to either sell the site for a flat price, or start an auction for the site by placing a base price. There are already some sites that do this, but they are not that good function wise. www.sitepoint.com does have a feature where you could buy and sell websites, but that is not their main focus. I would make money from selling ad space, and charging the poster a small fee once a sale has been completed. I would hire my cousin to create this site, since it would not be hard to create since many auction and marketplace scripts are out their.
Which ideas do you think are most profitable? Which idea should I do? I love the music sharing site, website reseller, and the website marketplace idea (which is my favorite).
Even if you think none of these are profitable, what would you pick if you had to choose?
Thanks!

Jere answers:
I’m so impressed that you are only thirteen and already have done such extensive research regarding business ventures. In my opinion, the first option you listed seems unique. Which is good. I would encourage you not to let the cost of web design to discourage you. After all anything that has ever been done has been written in a book.
Consider learning computer programming as a hobby. Research the ideal platform for your website and go from there. One book at a time.
Discuss your plans with your parents. Ask them to buy the book for you. If that is not an option, consider going to the library and checking out programming books. The only problem with this option is the fact that you will need to keep checking out the same book in order to complete the activities.
There are plenty of other business ideas that you may not have considered. Read the articles listed below to get some more ideas.

Paul asks…
What is the best way to do an Online backup of MS-Exchange?
I work for a small business that is interested in backing up their Exchange server to somewhere off-site. I recently configured our SQL databases to backup to Amazon’s S3, and was hoping to arrive at a similar solution for Exchange. The major problem however, is that our backup software (Backup Exec) I believe does only full backups, which would be too much data to upload to Online Storage. My question is:
Is there a way with Microsoft’s built-In NTBackup (or with Backup Exec) to do an incremental or differential backup of the MS-Exchange database? And, if not, is there a third-party software solution that does this efficiently?
On a Side-note, I was wondering if anyone knew how Mozy-Pro worked. It advertises that it can automatically back up Exchange, but it is simply a different Front-End for S3, and I’m not sure if there’s any difference in how it does the actual back-ups (full / transactional / differential?) .

Jere answers:
An easy way would be to setup NTBACKUP or Backup exec to backup your Exchange Mailbox Store(s) to a .bkf file located within a directory that your are currently backing up to amazon. That way the exchange backup get offsite just in a two step process instead of directly.
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Your Questions About Internet Marketing Strategies

Ruth asks…
what do i need to know about internet based marketing communications strategies?

Jere answers:
You need to have a website for the reason that you wanted to reach your online target audience. A website can be accessed by anyone, anywhere, anytime, that is why you need to identify up front key targeted audiences.
The knowledge of the author in his website blogs is really important because it brings quality and currency of information. The author should also make sure that the content reflects the needs of the intended audience.
The Internet communications strategy should include information on how the site is going to disseminate and market its products .

Donna asks…
Looking for info on an internet web hosting company called Successful Marketing Strategies?
I think this company is scamming alot of people of alot of money. Looking for anyone else who has been scammed by them.

Jere answers:
Hi suedoo
I am on-line marketing for quite some time and have never heard of a hosting company called Successful Marketing Strategies.
You must have heard that Internet is full of scam and hype and the thing you have been pulled into looks like nothing but another get rich quick scam.
Thankfully there are several ways to earn money on-line. You just have to find what is the best for you, but keep in mind that big fat 90% of all Internet “get rich” solutions are waste of time and money.
So, here is more info on Internet legitimate businesses and Internet money making scams : http://www.my-linker.com/hop/yascams
I hope this was helpful,
Yours
Melanie

Maria asks…
is a web site an important aspect to an internet marketing strategy?

Jere answers:
Yes but you need to be found and be seen!
Get an SEO executive now 🙂
You may contact me at: virtualworx@yahoo.com

David asks…
What are some useful tips for Internet Marketing?
Internet Marketing Strategies. SEO with Google

Jere answers:
Go for MySpace and set up a blog with them. Ebay is another one to consider, forums relevant to your niche, blogs, write articles to create backlinks to your site to improve rating and visibility, optimise your site for the search engines. A new one and not well known to most marketers is Orkut. It is Google’s equivalent to MySpace and is is a ripper of a way to promote your site. Check it out!
Some more? Yes there are more. As you reading this you may be missing a point ou two.
You only see what you look for.

Chris asks…
How can you make a internet marketing strategy is an essential part of your online success.?

Jere answers:
Hi, perhaps you can try Google adwords to market your service/product.
Google adwords is a text-based system for advertising on its site and its partner sites. The service allows you to create your own ads, choose keywords to help match your ads to your audience, and control the cost of your advertising—you pay only when people click on your ad (a cost per click plan). Anyone wishing to promote a product on Google can enroll in this program.
You can get a 5 detail pages information about Google adwords at :
http://www.adcenter.net.cn/google-adwords-1.html
Good Luck && Best Wishes!
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Your Questions About Internet Business Phone Service

Paul asks…
Whats the cheapest and/or best internet phone service like Magicjack?
I’m needing a phone for my very small computer repair business. I don’t have a lot of customers, so I think an internet VIP phone would suit my needs, and my wallet. Are there any services that are like MagicJack that can be hooked into the internet router without the need of a computer? I would go with magic jack, but I would like something I don’t have to have my computer on 24/7 to use. If not, then list the best VIP services, and why.
Thanks,
Will

Jere answers:
There’s a lot of VoIp providers that offers different services and features with an affordable pricing plans. Featured VoIp providers are RingCental, eFax, Joi, Grasshopper and any others.

David asks…
What is the best VOIP phone call Services available in India?
Dear all,
I want to start International phone calls business service through Internet VOIP service.
Is it allowed in India, if so what are the best authorized services available in Andhra Pradesh, India.
Your suggestions will be highly appreciated.
Best regards
Raghu ram

Jere answers:
You may want to checkout CallCentric. They provide VoIP carrier services world-wide.

Mary asks…
is it possible to get an online loan to startup my online business cos i dont have capital to do so?
i want to start a small scale business with YAHOO!store but i dont have capital to get a computer,business phone,an internet service provider e.t.c, and i was wondering if i could get a loan for that. I will need all the help i can get from you.Thank you

Jere answers:
No lender will talk to you unless you provide them with a valid business plan. Go to http://www.sba.gov , http://www.score.org or http://www.bplan.com for sample business plans and instructions on how to write a business plan.
Then, go to http://www.score.org/ and in the upper left hand corner, enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a SCORE counselor to review your business plan and discuss various loan options available to you.
SCORE is a nonprofit association dedicated to entrepreneur education and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).
SCORE has 389 chapters in locations throughout the United States and its territories, with 10,500 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors.

Mandy asks…
what is the number for At&T Business Internet Services help desk?
I need to get a hold of Tech Support for AT&T’s Business Internet Services. I’m scouring the internet, but not having much luck finding a phone number.
Thanks. I will give best answer immediately to whoever gets the right number.

Jere answers:
The support services and number to call will depend on the specific service you have, and your particular location.
Http://localization.att.com/loc/controller?cdvn=localize&pid=1080<ype=res&prod-snip=support-lp2-internet

Linda asks…
What is the BEST cell phone service for a small business?
So I’m starting a home business & it’s going to require using my phone quite a bit! I currently have service for my personal cellphone with Sprint, but I’d like to get another phone (or line) for a “strictly business” line; mainly for organization but also to keep things straight when it comes to tax time. I don’t use a land line at this point because I live with a roommate.
Anyway, I live in California, but more than likely I’ll be working with people out of state as well. I’ve been with most of the major carriers over the years for personal use (T-Mobile, Verizon, now Sprint) but I want to know what is the BEST suggestion to use as a business line. I need a plan/service that works well all over the country (or @ least in a majority of places), don’t really need anything for texting, internet service would be great as well, clear calls, fast upload/ downloading…

Jere answers:
Bresnan
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Your Questions About Email Marketing Lists

Laura asks…
how can i make my own email marketing list?
i want to make a targeted marketing list for my specialization product,
how can i do that, without too much of a problem, and cost?

Jere answers:
Two of the largest email marketing list in the world are
aweber and getresponse.
To make a targeted list.
Make sure –
you have the right type of product.
You have the right type of freebie to offer to the people
people want and need your product
you will need a 2 page site.
Any of the auto responders will explain it to you.

William asks…
where can i get an email marketing list?
I want to market my website – www.resumeonline.com – but i want a FILTERED list – in otherwords – i don’t want to SPAM – i only want to market to people who okay marketing to them. Maybe is there a company out there that doe sthis?

Jere answers:
You can also try the Direct Marketing Association’s Vendor Search on thier website.
Http://www.thedirectmarketingsearch.com/
You’ll find plenty of list brokers and maybe an email service provider if you don’t already have one.

Paul asks…
where can I get a good email list for newsletter marketing of my site?
I would like to find a good email list for my marketing. My wife recently signed up for this auction site and immediately started getting emails from other auction sites. How do they do that. She never went on the sites she is getting emails from and the site she joined is not affiliated with those sites. Im positive on that. I would like to get lists like that

Jere answers:
The emails you are receiving sound like borderline spam, while it’s acceptable to send a promotion for someone else’s product to an email address you have a relationship with, it’s not considered ethical to share email addresses with other companies.
There are email list brokers, often the same companies that collect snail mail lists too. Many list cost thousands of dollars. Spam Can regulations specify that emails are to be send only with the recipient’s permission, internet postmasters are on the lookout to halt multiple mails from a single source. You might look into buying ad space in targeted emagazines.
Marketers will set up campaigns solely for the purpose of creating their own email list to which they send useful information, promotions for their own products and products of joint partners who swap mailings. Marketers may value their mails list ot be worth $1 per person, per month. The email sign up campaigns will generally offer an enticement, like a 20 page report that people have to sign up for, later a first contact email is sent asking them to verify that they have signed up to the list, this best practice is refereed to as double opt in emails.
Services that automate the email marketing process and also improve email delivery rates called auto responders, aweber is the biggest name in the field, charging $20/mo to send out predefined sequences on emails.

Betty asks…
how can i get people to opt in of my email marketing list.?
i have a few sites, which are normal sites, selling good products.
how can i make people opt in to the site, so that i can send them emails on various updates to the site.

Jere answers:
For that you probably need a auto responder service like aweber or get response.
If you are using something like zencart to make sell products, then there is a plugin available for that.
You should first give your potential ( clients) a lot of good valuable content before singining up, after signup.
And make them buy something really good.

Chris asks…
where can i obtain an email list for marketing for free?
I have a small online business and i would like to obtain a list of opt in email addresses for marketing

Jere answers:
This free trial will give you some to start off with
http://www.leadclub.net/cgi-bin/affiliates/clickthru.cgi?id=thers98
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Your Questions About Doing Business Online World

George asks…
How Can a person start a business?
Suppose that a person has “not so good” credit. And no capital at all. How does a person go about getting the finances (if he has no one to turn to) to start either an online business OR a real world business? I want to start a hobby store (action figures and plastic models) but I have NO IDEA where to start OR where to turn. Can anyone assist?

Jere answers:
The best routes to take are to research the process of starting a business as well as the industry you’re interested in.
I recommend checking out the SBA, Entrepreneur, The Start Up Journal & Nolo. All 4 are great informational resources for the new/small business owner. I posted links for you in the source box.
Associations may be a good avenue to explore. These organizations will address many of the thoughts, questions and concerns you’ll inevitably have as well as many you haven’t anticipated yet. See the source box for some relevant links.
Research, research, research – this cannot be stressed enough. Read as much as you can about the industry. Here are some book titles that are relevant:
Retail Specific:
* Start and Run a Profitable Retail Business by Jim Dion, Ted Topping
* Retail Business Kit for Dummies by Rick Segel
* Specialty Shop Retailing: How to Run Your Own Store Revised by Carol L. Schroeder
* So You Want To Own The Store: Secrets to Running a Successful Retail Operation by Mort Brown
Finance Specific:
* Free Money for Small Businesses and Entrepreneurs by Laurie Blum
* Finding Money: The Small Business Guide to Financing (Small Business Series) by Kate Lister, Tom Harnish
* Financing Your Business Dreams With Other People’s Money: How and Where to Find Money for Start-Up and Growing Businesses by Harold R. Lacy
* No Cash No Fear: Entrepreneurial Secrets to Starting Any Business with No Money by Terry Allen
* Starting on a Shoestring: Building a Business Without a Bankroll by Arnold S. Goldstein
There are plenty of free informational resources out there. Check the source box for links to articles.
Hope that helps! I wish you much success & happiness in all your ventures!

Donald asks…
What is the most popular online cyber world.?
I have heard of some on-line cyber world that works just like the real worl where you can buy real estate, start business etc… I can’t find it though. Does anyone know the website.

Jere answers:
Www.runescape.com

Linda asks…
What Online Resources are available for someone wanting to test business idea before trying it Out First?
Like If I wanted to test a Business Idea Without Test the Idea in the Business world First,Is their websites that can get information on how to do it or A web program that I can set up a vitual Business.

Jere answers:
I think a lot of money can be made on the Internet.
For example, I joined on CashCrate and filled out some free offers and its going very well. And there are no fees to join. It is totally free.
Http://www.cashcrate.com/index.php?ref=102685
This may not sound like much, but for every person you refer, you get 20% of what they earn. And for every person that one of your referrals refer to CashCrate, you get 10%. It may take some time to build up the number of referrals necessary to make a lot of money, but in time–this could be a great source of income–making money while other people are in a sense, working for you.
And by the way–never join a work at home program that wants you to pay up front. If they were making that much money, they wouldn’t need to charge you.
I am not advertising this site. Just answering the question.

Helen asks…
Should I use my real name (personal name) when starting an online business? – privacy/safety reasons?
I’d like to start an online business on the side, but I don’t know whether I should use my real personal name (e.g. John Smith to John Davidson) to protect my private life.
There’s nothing illegal or immoral about my business, just that I wouldn’t want family members, friends and everyone else be able to google my name and find everything about me and what I’m doing, or for my business product buyers to locate were I live throu yellow pages, etc… with a real name it’s quite easy to find anyone nowadays.
Which brings me to my next point, safety. That’s the other reason I’m considering using a different last name. Perhaps I may be over reacting?
My business niche: I’m gonna be selling self-help audio CDs + books using websites and video promotions with me explaining the programs.
I noticed that most celebrities use a different name in show biz all the time, and so does other well known internet marketers and other self-help gurus online like David DeAngelo from DoubleYourDating; he uses other names in other niches.
Honestly, I kinda find this a little dishonest, but I also understand the necessity and the advantages of doing so in certain business situations. That’s why I’m torn about this and I need your point of view… Do you find this unethical, illegal… or normal and practical in the business world? Thanks for your input.

Jere answers:
This is an interesting question, but I will speak from personal experience. I started my coaching practice using the name Courageous Living. Then, after just a few months, I started realizing that no one cares about your business name unless you are a BIG business. I stayed away from using my name at first, because it is long and easily misspelled. Most online marketers use their name, and here’s why. People buy from people, when you are a solo-preneur you want people to connect with you, get them to know, like and trust you and you’ll quickly develop an audience and a following.
I find being authentic in your business is the best way to go. Do what you feel in your heart is the right thing for you. Don’t be afraid to put yourself out there. You are going to have critics no matter what you do, so if your family googles you – let your light shine. You have every right to be out there marketing yourself. Critics will only arise because they don’t have the courage to do what you are doing.
Best of luck!
Andrea

Michael asks…
How do you find the correct home business?
I have been victimized by varies online business. I have tried several online business promising the world, but in the end… all they got was my money, and all i got was a bill. Please give me some good advice on how to make a legitimate living from home. Thanks a million !!

Jere answers:
Hi. I to have had the same problems you speak about here for a long time and I know what its all about. Then by chances it happened to me to come across this link: https://iiu.infusionsoft.com/go/ii360/amazing/ This Website will provide a great solution to your problems. Now I have fired my boss and have no remorse at all. Big thanks to this website.
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Your Questions About Direct Marketing Association

Mary asks…
I am looking for contacts of IT people who are from Nagamangala,Mandya district in Karnataka?
I am looking for contacts of IT people who are from Nagamangala,Mandya district in Karnataka,India for setting up a farmers association in Nagamangala for achieving following objectives. Interested people who are having agricultural land in Nagamangala may respond. If the people are settled in Bangalore, it is well and good although it is not a mandatory expectation.
Objectives and plan:
1. The association will encourage the members to grow Papaya in their land in integrated farming method.
2. The objective would be to resist usage of chemical pesticides and fertilizers. Each member should adhere to this primary guideline
3. The produce shall be marketed directly to fruit outlets and Homes in Bangalore. Appropriate infrastructure shall be setup for marketing in Bangalore. I have been able to find good market from direct customers in Bangalore for Papaya grown in my farm. Currently the market size is for 100 Kgs per week. I have about 100 yielding plants and have expanded it to 500 plants which will start yielding in another 8-10 months
4. The plan is to bring atleast 50-60 acres of land under papaya cultivation so that we are able to supply on regular basis to customers in Bangalore.
5. The Profit shall be shared based on the amount of produce from each member less the transport and marketing cost.
6. Unlike other farmers association, this association shall NOT provide any financial assistance for the members. It shall be used only as a marketing facility for the produce from the members.
I intend to run this association as a marketing facility for other agriculture products like Raagi, vegetables etc in future. In future, As an expansion plan, this association shall get involved into trading of agricultural products for Middle east counties.
I am looking for about 10-15 people with each having 4-10 acres of land and who would be willing to grow the papaya as per the guidelines set by the society. Once we have enough people to drive this idea, we can start with the registration of the association formally. Though I have not worked out the establishment cost for this association, I am guessing that Initially one may have to invest about Ten to twenty Thousand rupees for setting up the association. This investment shall be used for registration of the association, printing stationary and marketing stuff.
I have a 6 acre farm in Tattahalli near Nagamangala. My contact is narenmg@yahoo.com

Jere answers:
I really appreciate your interest in agriculture and specially Papaya and along with other product which can cultivate in your place.Being a out of karnataka now for my bred and butter.The detail es you have provided sh owes your int rest in innovative way by establishing the body in which you believe to be success and you need help to implementation of your plane more practically for long future.
Some 10-15 years back I had been to Nagamangala.
As I personally know the system of APMC for local Taluka place provided by Govt is not helping for such idea?I think you can contact Taluka Development board es for such idea to help and co ordinate for your idea to success.As per my knowledge you can create a co operative Society from the same (NONE POLITICISED CANDIDATE SHOULD BE RECRUITED) you can get more facility to improve and to implement your all idea I think.
Take an example of Anna Hazare how he developed his village so many effort es behind the success.
All the best wishes in the event of Shuba Deepawali.

Lisa asks…
How would you deal with a chronic Liar?
Here is my story.
I have a business partner that most people find very charming, and rather simple. But that is deceiving to say the least and he is far from simple. Over the last year and say four months I would overlook what I viewed as exaggerations and tall tale telling on his behalf. Recently I had to confront him for what I saw as inappropriate sexual behavior towards me ( I am a lesbian and he is straight ), which he denied and I had to list about 4 incidents to get him to admit it. Also I caught him in two lies regarding our business that have led to some major discussions between us. Remember he is adept at placing the blame everywhere and direct questions are met with evasion. Even with direct proof he will evade and dismiss. Also a week ago it was brought to my attention by a computer geek that someone is accessing my computer without my knowledge and going through personal files. There was something irregular that came up on my computer that alarmed me. I am still investigating this one, but I will give you one guess on who I suspect. Normally I would just end my association with such an individual and jettison their ass to the curb, BUT suddenly, because a friend of mine connected me with two major players in our industry in the past two weeks, we are on the verge of being very, and I mean very successful with a product my business partner created and I marketed. And there are two other products that he created and I marketed that I learned this week are going to sell as well. Because of the financial/time investment I cannot simply walk away. I always knew the products would be a success but I never bargained for this…any thoughts, ideas or suggestions?
Mark, I knew you would answer this well my Aussie friend and it makes the most sense to me for a number of reasons. First and foremost it is true that everyone lies. I have lied to spare another person something painful, which is perhaps my rationalization or because I did not want an argument to ensue, but if I am asked a question directly I have always answered it…it is the lies of omission I am speaking about. Yet IMO there are “core issues” at stake with lies and business and it IS my reputation, and naturally because of my realization about my business partner ( who cares if I was slow in putting it together..lol ) it has made me ask a lot more questions, and conduct a lot more investigation, and most of all to be very clear in my communication. True, the bottom line is there are no friends in business and to think otherwise is an illusion. Perhaps this is one reason this all came to pass. My Disneyworld mentality needed to go.

Jere answers:
I think you need to ask yourself is if the business relationship worth the aggravation of dealing with this individual.
If you decide it is, then steel yourself for more of the same and make sure -everything- is in writing.
As for inappropriate searching of your computer, either don’t leave it where he can get it, or keep your personal info off of it (offload it to dvds or external harddisks) which you can store in a safe location.
It will also help to establish an exit strategy. Work out how you will get out of this situation with the maximum financial benefit. Then if he crosses the line implement your plan.
Seems to me the biggest problem is not knowing what is going to happen next. The more you can control events, the better you are going to feel.

David asks…
Ideas…..?
I am a consultant with a Network Marketing based business. I do not want to try to debate the validity or whether it is a pyramid or not. Anyone who thinks so can research the direct selling association. My Question is…
Does anyone have any fresh ideas for identifying and reaching a target market of people interested in antiaging products, who are interested in being proactive with their health and wellness and possibly are interested in a home based business as well?
I just want to know effective ways to accomplish this without breaking the bank.
For your info, fazizzle, this is a forum to share ideas like this. Why do you attack me for asking a question? Some people in my similar industry may know something I don’t,,, this is how we learn, shame on you for being a hater!
Thank you Sandra C, great advice. I am definitely looking to lead with the products!
Great Idea Daisy Girl! Thanks!

Jere answers:
I do a lot of events with a national food chain and there were a few events, like Ladies Day at the Pool, where the local rec centers invites ladies from all over the community to spend the day winning prizes, getting pampered, fashion shows and playing in the pool. There were a ton of ladies at this event and it would be a great place to demo your products. Offer a chance to win a whole collection of products and now you have a mailing list of interested individuals. These types of events are everywhere if you are willing to donate your time and some product samples. Hope this helps.

Robert asks…
what do you think of anarcho communism?
Anarchist communism (also known as anarcho-communism and occasionally as free communism) is a theory of anarchism which advocates the abolition of the state, markets, money, private property, and capitalism in favor of common ownership of the means of production, direct democracy and a horizontal network of voluntary associations and workers’ councils with production and consumption based on the guiding principle: “from each according to his ability, to each according to his need”.

Jere answers:
I would call it a “return to despotism.”
How long, in a world with utterly no rules and regulations, until the guy with the most guns is running the entire show??

Sandra asks…
How does my resume look? Feedback appreciated?
I’ve crossed out personal info, but the important things are there. I’d appreciate any feedback about my resume and how I could improve it. Thank you so much!
This has been copied and pasted from Word, so please don’t think this is how it’s formatted on paper.
XXXXXX X. XXXXXXX
2222 XXX, XXXXXXXXXX, ST, 55555
XXX-XXX-XXXX
xxxxxx@xxxxxxxxxxxxxxxxxx.com
OBJECTIVE
To obtain a position in which my skills in customer service, management, and office operations may be utilized.
SKILLS PROFILE
•Proficient in many Microsoft Office programs including Word, Works, Power Point, and Excel.
•Experienced in operating advanced programs such as Peachtree Pro Accounting, Adobe Photoshop, and Wix Flash web editor.
•Skilled in time management, customer service, public relations, and organization.
•Prompt and courteous telephone skills and practiced in operating multi-line telephone systems.
•Creativity minded self starter skilled in merchandising, branding, and display marketing.
•Capable of handling sensitive and confidential information and documents with discretion.
EMPLOYMENT HISTORY
Owner-Operator2008-current
XXXXXXX Boutique, City, State
•Responsible for the day to day operations of high end contemporary women’s boutique.
•Provide customer relations, close sales, and interact with both new and established clients.
•Plan budgets, sales goals, and prepare financial statements and reports.
•Forecast trends and order merchandise according to prepared budgets and business plan.
•Create and carry out public relations, marketing, and web based sales campaigns.
•Manage staff and coordinate merchandising, inventory activities, and training methods.
Manager2007-2008
XXXXXXX Boutique, City, State
•Managed and responsible for daily operations of boutique.
•Interacted with and successfully sold to both new and established clients.
•Prepared inventory, sales, and customer reports for owner.
•Participated in Bay Harbor Merchant Association meetings and events as business representative.
Sales and Marketing Manager2002-2006
XXXXX Corporation, City, State
•Performed outside cold sales calls, customer follow up calls, and closing calls with new and established clients.
•Managed and responsible for sales territory from XXXXXXX to XXXXXXX and several sales representatives.
•Created and directed all marketing activities and advertising campaigns for the agency including newspaper, internet, and email blast communications.
EDUCATION
Diploma2002
XXXXXXX High School, City, State
BA, Business Adminstration, Minor in Marketing Expected date of Graduation: May 2011
XXXXXXX State University via XXXXXX XXXXXXX College, City, State

Jere answers:
It looks good. I like that you put your skills before your employment history. It gets the reader’s attention. I want to continue reading to find out where/how you got those skills. Good job.
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Your Questions About Business Online Services

Laura asks…
Where can i find an agency or individual to finance my business?
I am planning to put up a website online service business in the philippines. Where can i find an agency or individual that offers financial support for people wanting to put up a business?

Jere answers:
A true business credit card is a line of credit that is taken in the name of the business, under the business’ credit. Activity, whether good or bad, is reflected on your business’ credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.However, some companies out there offer “business” credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts – you are.When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business’ credit, while avoiding creating problems with your own.
Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for “strong business credit” (just like that in quotes) to find services that sell the information.
Good luck,
Ilya Bodner
Small Business
Owner Initial Underwriting Group

Betty asks…
Looking for a qualified business certification online that could improve chance to find a job?
Hi,
Is there any online service which offer certification for business subjects like business analyst, consulting, strategy, branding, business development, six sigma, etc that is acceptable by multinational company.
Example, in IT area, there are CompTIA, Microsoft, Cisco, Oracle, etc, certifications.
Regards,
Erwin.

Jere answers:
Try http://www.greenbelt6sigma.com
I have used them and it was an affordable and good experience, I would recommend them.

Nancy asks…
Will I need to pay any of the following for starting a business online?
When I say starting a business online, it is an online directory, thus no goods are sent physically.
-Insurance
–Business Rates
What other stuff will I need to pay? It seems so complicated that I may need to have to fork out a fortune just for having a website

Jere answers:
Insurance is good coz someone may make a claim against your product or service if they get injured or suffer through incorrect information etc, Business rates i think you mean your property then no if you buisness does not take over the room you are using as computer space ie, if you work from your bedroo providing your room is still usable as a bedroom you will be ok, you may need to or even wish to voluntarily register for vat but unless your turnover reaches a set limit then you dont need to

Paul asks…
What is the best business product/services with quick good profit in toronto?
I am looking to start any small business, service providing or product selling. I need something that requires little start up. What is the best product or service i can venture into?

Jere answers:
Consider an internet based business since you have low start up funds. One of the best recession proof business you can align yourself with is one that truly fills a need. Most small business owners desperately need help getting promotion online. If you can show them how to get traffic, leads and sales at an affordable cost you can do very well. The key will be to subcontract the work to people who do it, you simply focus on sales. There are a number of programs you can join at no cost to you and start immediately making money. One of the easiest to start with is Viral Coop. You can get paid instantly for helping small business owners and marketers get traffic to their websites. There is no cost to get involved. Another option is The Online Ad Network, you can join FREE and market classified ad promotion to promoters as well. Finally consider doing a joint venture with a U.S Resident. As a consultant with Program Funding Consultants we help entrepreneurs like you get $5000-$35000 in as little as 30 days to start,grow or expand a business even if they have bad credit. You can find links to the Viral Coop, the online ad network on my website MLM Marketing Pro linked to this post. You can also learn more about the SBA Microloan Funding by visiting the second link. Hope this answer helped.

Daniel asks…
How about online development strategy of British airlines?
-I want to konw about the way British Airline to gain customer by useing online service.
-I want to clear about British Airline plan to expansion business by useing online service.

Jere answers:
That’s a lot of info you want
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Categories: Business Online Tags:
Your Questions About The Real Biz

Lizzie asks…
How important is it to negotiate a commercial lease?
Looking to lease a suite at a strip mall for our small biz startup, and everything we’ve heard and read says to negotiate not just the lease price but also the terms within the lease. Is it really important to negotiate the lease? Can leases be altered to be fair to both parties? What types of terms and conditions should be in the lease?

Jere answers:
Get a sample lease from the landlord. In a strip mall, you’ll be exclusively leasing the space which you occupy plus a non-exclusive use of the parking lot, garbage container, landscaping, etc. The charges for maintaining these things are called “Common Area Charges” and are paid for by the tenants each months as a function of the percentage of the center which you occupy.
In addition, you’ll be paying a pro rata share of real estate taxes and assessments, if any. All the above things are paid for by the landlord and charged back to all the tenants. The landlord does not make any money off of these. Also, he has to pay for management to the tune of about five percent of gross income.
What the landlord gets from the tenant is “net rent”. What the tenant pays the landlord is “gross rent” which includes what goes to the landlord plus the common area charges. Now what’s to negotiate? Just the amount of rent per square foot you’ll pay monthly, any cost-of-living charges the landlord wishes to include, tenant improvements should the landlord be willing to put them in for you in order to customize the space to your use and free rent to both entice you to occupy the space and to allow you time to fix the space properly to start your business.
A comprehensive answer to which I’ll add: Shop around to assure yourself that the landlord is charging market rents and that his strip is located such that you can have a viable business.

Richard asks…
Why did all the women who replied to my post start hating?
I was keeping it real and all the women just killed me. About 2Min’s ago my question was, After I cum I tend to walk the women I sleep wit to the door, and don’t want to be bothered. I got all women who were so mad at that when if u think about it none of these girls belong to me and Im single. Why so emotional???? Why cant we fuck go home fuck and roll without drama?

Jere answers:
LOL! Women and girls do not belong to anyone, ever.
When you only treat women like an object they tend to dislike that. You only want to do your biz up in their nethers, and then walk them to the door and be done with them – its the way you’d throw away kleenex after you’ve blown your nose into it and now its good for nothing else, as far as your concerned.
Usually, after they hook up, women like to hang our, cuddle, talk, it is an emotional thing for them.
If you’re up front that you’re only looking for a fvck-buddy, rather than wooing them and making them think that you’re interested in them as a person, then you’ll get the women who are like you, hedonistic and only in it for the nut. Then those women will be glad to walk away once she is as done with you as you are done with her.
It’d be like you need a job and some guy who owns a store is all interested in you. You show up for work, the first thing is he needs you to unload a truck – so you do it. Then you go to him to see what is next and he walks you to the door and sends you on your way because he no longer wants to be bothered by you. His needs have been met, so bye bye…
How would you feel? He just used you to unload his truck, He was never interested in you.

Carol asks…
How do i download youtube videos into my phone?
I have a micro sd card for my phone, Other than zilatube, how do I download? I first download to real player then try dragging it to my sd card but it wont allow to do it. If zillatube is the only way, please give specific directions, for all ways too please. This includes any other website.

Jere answers:
You have to download and convert the youtube video to mp4 or 3gp video at first, then you can copy the video to the sd card for your phone. If you don’t know how to do that, I think this youtube tool would help you do the job, it’s legal and works pretty well.
Http://www.youtubetoipod.biz/best-youtube-converter.html
Hope it helps. Feel free to email me if you need further help or use http://www.answer.com to search more answers.

Laura asks…
How do I care for a leather jacket? Can I just armor all it?
Its not the greatest jacket in the world, but It’s not that well worn either And its not that old . The style is casual sport, not a biker style where well worn would look good. Anyone in the drycleaning biz could tell me if I armor all it…can a good dry cleaning leather treatment reverse anything I do to it that might be bad? How bad could it be if I armor all it? I do it to the leather in my car at least 5 times a year. Please help. Details would be nice ….plus how you know this info!

Jere answers:
If it’s real leather then go to a shoe store and pick up a can of saddle soap it’ll soften the coat and perserve your leather for years to come. If you keep using vinyl dressing it will dry the leather and evenually start cracking!, saddle soap is the best thing for any type of leather!! You can also try a place that sells saddles for horses!, for the saddle soap in a can, it looks like a can of shoe polish!.

Donna asks…
Where do I start if I went to get into real estate?
I am a college senior and want to start to get into the real estate market and obviously need to start off small somwhere. What kind of properties or apartments do I start at?
I go to school in Albany and live in the NY/CT area

Jere answers:
First, start by interviewing local brokers. They will make it out like they are interviewing you, but in reality you are interviewing them! Look for someone that will offer you training, etc. And they won’t have a LARGE HAND in your pocket.
When you talk to them, tell them that you are looking to get into the biz and you are just trying to figure things out. They will instruct you further as to your local requirements, etc.
Good luck.
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Your Questions About Internet Business For Sale

Lisa asks…
internet business to buy, how to check reliability?
i am trying to search for a carer working from home. dont know where to start. i saw a website marketing businesses for sale. one of which was an internet business. dont know if there is a reliable site that i can find similar businesse on and how to check how successful they are how likely are they to be profitable

Jere answers:
Start with a search engine and a company name.
You want to talk to a person without having to fill out some email- “contact us and we will contact you,” kinda form.
You want to find an address too- not a PO Box, but a physical address. Usually I would Google Earth the address and look at the company’s front door- if they have a concrete sign out front they are planning to be around. If they have a paper sign taped to the door then…. Well that doesn’t look good.
Are they North American bound, or in another country? Not that the US or Canada has the best enforcement of these things, but some countries have no enforcement. And if something goes wrong fighting a company internationally is impossible while US bound companies can be sued.
Contact the city and get licensing information.
Do they have a Wiki page (just thought of this one)?
What about the BBB? Consumer Affairs? Business magazines like Inc are a great source.
The first nine out of every ten you should figure them as scams in the first ten minutes of research, while that one will take a little longer. Generally I did a few minutes of looking, crossed them off the list and moved on, if they did not get crossed off in ten minutes then come back to them.
Its my experience that about 99% are scams, so take care of your personal security first (SSN and computer).
When you decide say no the first time you talk to a salesmen and see what they do- if you get no call back then that is a good sign, if you get hounding calls every day you are talking to a company that does not care about you.
I hope that helps, if you need some help or maybe a lead on something that I know is legit then drop me an email and I will see what I can do to help you out.
Guard5c

Thomas asks…
Where can I sell an internet business?
What is the basic pricing basis?
This is a membership sales business with recurring income.. very small at the moment at $500-$800 monthly income and a very good six letter domain name. The income could easily grow and the rebill rate is at least 80% with no tangible product and no bandwidth costs. The only cost is $8 per year for the domain name and this is it. The only time investment is ten minutes twice per week now that I have everything all set up fine and nice.
XxX=?
Really I would be happy and pleased with some small amt. like say $19,000…. that way I would be able to use hard money for turning property over and I could make quite a bit of money at that.

Jere answers:
These kind of sales are made every day on Ebay and you don’t need to worry about the price, it goes for what someone is willing to pay and the highest bidder wins.

Mary asks…
Best way to advertise this internet business?
If you were to start this business from scratch (https://www.london.keyholderdatabase.org.uk/) how would you advertise to get maximum effect? If you saw this business what would make you want to sign up? Its not my website, I am doing a case study and looking for ways for the company to improve sales. I am a business student and in no way connected to the company.
Just a bit more to add. The busines has limited funds also so please take that into consideration when suggesting ideas.

Jere answers:
Internet advertising is best done by search engines – Yahoo, Google, MSN etc.
They offer SEO (Pay per click, Optimisation) Basically you open an account – make a simple advertisement, tell them how much you want to spend per day/month then they will place the ad on their pages.
(Not connected to any SE but International business teacher/ corporate trainer in Beijing.)

Chris asks…
Trusted website for internet business purchase?
I’m looking to invest into a small internet business website but there are many websites out there providing auctions. I’m wondering is there a list of trusted websites (accurate and verified stats of the websites for sale). And in general any tips on where to start and what to look for so I don’t get scammed would be highly appreciated.
Thanks

Jere answers:
A web site is not a business, it is a tool. You would invest in a business, not in a web site. Start with a business broker who lists businesses for sale. See my article.

Daniel asks…
where is a good place to buy an internet business?
where do you find web businesses for sale

Jere answers:
The best thing is start selling stuff on EBAY. My daughter makes about $500 a week selling stuff she finds for pennies at garage sales.
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Your Questions About Internet Marketing Inc

Carol asks…
Harmohn Kraft Inc Saddle, has anyone ever heard of them?
I recently purchased an english Harmohn Kraft Inc saddle at a flea market for $15. It’s in very good shape, except for a few scratches on the seat. I looked on the internet and see that the company now only makes bridles and other tack, but I would like to know more about this saddle and possibly when it was made. Does anyone have any information?

Jere answers:
Http://www.harmohn.com/
http://www.manta.com/company/mmlwh47
Since the company is still in business and was started by a saddle maker I’m sure there would still be some history that you could obtain from them if you contact them directly.

Susan asks…
How to promote my website company?
we are a new webdesign company. please tell us how to promote our business?
Who we are
JIUsite.Inc is a personalized Web site developed by global companies. We are keen to help small and medium-sized enterprises to grow on the Internet. Increasing the number and importance of small and medium enterprises, so we help small and medium-sized enterprises to compete with the international market on the Internet. Our team of professionals need to help SMEs in the Internet business share those concerns, so that they get the best network development in an affordable price. We provide you with all the resources you need in one place.

Jere answers:
Make your website and promote it into GOOGLE. You can also advertise your services on online forums & blogs. You can also do press release to make awareness.

Ken asks…
ISAC Congress is held how often according to this Marketing on the Purdue University Cytometry Mail List?
RE: Report from ISAC Meeting San Diego
From: Adam Treister (adam@treestar.com)
Date: Wed May 22 2002 – 01:45:52 EST
•Next message: Susan DeMaggio: “Re: Core Manager’s Workshop”
•Previous message: Simon Watson: “Computer Networks”
•Maybe in reply to: J.Paul Robinson: “Report from ISAC Meeting San Diego”
•Next in thread: Adrian Smith: “Biotinylation reagents”
•Reply: Adrian Smith: “Biotinylation reagents”
•Messages sorted by: [ date ] [ thread ] [ subject ] [ author ] [ attachment ]
________________________________________
> From: J.Paul Robinson [mailto:jpr@flowcyt.cyto.purdue.edu]
> Subject: Report from ISAC Meeting San Diego
> Colleagues:
> Hello from sunny California and the ISAC XXI congress. This message comes
to you
> from the CYBER CAFE generously provided by
Adam Triester of Tree Star, Inc of FLOJO land!
> Adam has made a bank of 12 computers, a wireless network and, lots of
network cables for
> laptops. He has a T1 fast line and is providing FREE access for the
entire congress.
> The room is ALWAYS full and is definitley the most popular place in the
congress.
> It has nothing to do with the outstanding FREE coffee from Ryan Bros,
Coffee again
> generously provided by Adam.
This is the best facility provided by any vendor ever!…..
> so long live FLOJO…..and more free coffee and internet access….
Paul,
Thanks for the kind words, but I can’t take all the credit for the
CyberCafe.
Apple generously provided all the Macs.
IT departments around the world may
say that Macs are hard to network, but we put a dozen Macs on the Internet
in under an hour. Apple sent top of the line G4s with Cinema displays, and
Titanium PowerBooks, as well as a bunch of iMacs. Imagine what the lines
would have been like if we only had three computers, as we did in
Montpelier.
The true highlight of the cafe was the free espresso. Thanks to Phoenix Flow
Systems, Guava Technologies, PROzyme and Becton Dickinson for contributing
to the coffee fund. By the time we got to the coffee
I had blown the marketing budget on this endeavor,
and these companies stepped in to make
sure you had Ryan Brothers coffee instead of the swill we’d have gotten from
the hotel.
I also extend a special thanks to Kevin Becker for bringing the
Mar Dels to the banquet.
The best band of any ISAC I’ve attended.
The CyberCafe crew was Jennifer Wilshire, Maciej Simm, Adam Treat and Amy
Hsu.
They thought they were getting a leisurely week on the beach, and ended up working 9 to 9 every day to keep the CyberCafe running.
It
was an
exhausting schedule, and they were tireless in their support of the
attendees’ Internet needs. It never would have come off without them.
Sophia Ascani and Alexandra Treister tie-dyed the 350 shirts. Each one is a
unique work of art, and each was hand-dipped. Our garage floor has the
stains to prove it.
So wear them proud, and wash them in cold water.
We’ve agreed to do it again at ISAC XXII in Montpelier.
I’m just thankful this congress is only held every second year.
All this marketing crap
just gets in the way of my programming.
Au revoir,
Adam
——————————————————————
Adam Treister
Tree Star, Inc.
ph: 800-366-6045 intl: 1-650-591-2854 fax: 1-650-508-9186
adam@treestar.com www.flowjo.com
——————————————————————
________________________________________
•Next message: Susan DeMaggio: “Re: Core Manager’s Workshop”
•Previous message: Simon Watson: “Computer Networks”
•Maybe in reply to: J.Paul Robinson: “Report from ISAC Meeting San Diego”
•Next in thread: Adrian Smith: “Biotinylation reagents”
•Reply: Adrian Smith: “Biotinylation reagents”
•Messages sorted by: [ date ] [ thread ] [ subject ] [ author ] [ attachment ]
________________________________________
This archive was generated by hypermail 2.1.6 : Thu Jan 01 2004 – 17:41:43 EST

Jere answers:
What is the question?

Lizzie asks…
what about this message (Division of Yahoo/windows live Internet Award?
Division of Yahoo/windows live Internet Award
View one of our last year lucky winners.
Windows Live ™.
AUTHORISED BY YAHOO MAIL INC.
CONGRATULATIONS!!!
YOU HAVE BEEN ANNOUNCED AS ONE OF OUR
TOP FOUR LUCKY WINNERS.
CONGRATULATIONS!
Yahoo / Windows Live Msn
125 Shaftesbury Avenue, WC2H 8AD, London- United Kingdom.
All the executive members of Yahoo/Windows Live Msn Management Team
wishes to inform you that you have won a prize money of Seven Hundred,
Twenty Thousand Great Britain Pounds (£720, 000, 00.) for 2010
Prize promotion which was organized by YAHOO MANAGEMENT TEAM &
WINDOWS LIVE on Friday 29th October 2010 to celebrate our 17 years
anniversary since we become the best free e-mail provider worldwide.
YAHOO/ WINDOWS LIVE collects all the email addresses of people that are
active online, among over 900 millions that subscribed to Yahoo, Hotmail and
few from other e-mail providers. Four e-mail addresses were selected annually
to benefit from this prize promotion and your e-mail address was selected as
one of the top four lucky Winners for 2010 prize promotion.
All winners shall be paid in accordance with his/her Settlement centre.
Yahoo/ windows live Prize Award must be claimed not later than 30th
December 2010 from date of Draw Notification. Any prize not claimed
within this period will be forfeited.
Stated below are your identification numbers:
File NO: E/L/F/Wl/CMQA-32F7H63564
REFERENCE NO: LBQ9-620101310476
PIN:
These identification numbers fall within UK Location file, you are requested to
contact our fiduciary agent in Manchester UK, Dr Johan L Nespry and submit
your File & Reference numbers to him; Note your Pin NO will be sent to you by
Dr Johan Nespry once you open contact with him for some security reasons.
Agent Name: Dr Johan L Nespry
E-mail: drnespry@live.co.uk
E-mail: dr.johan01@yahoo.com
Dr Nespry Direct Office Tel: +44 770 002 2454
You are advised to send the following information to your Claims Agent Dr
Johan L Nespry through his bellow contact details to facilitate the release
of your award-winning prize to you.
1. Your File & Reference No
2. Nationality/ Country of Residence
3.Contact Address
4. Telephone Number
5. Occupation
6. Age
Congratulations!!!
Yours in service,
David Filo & Jerry Yang
Co-founders and Chief Yahoo.
————————————————————-
————————————————————-
——————
WARNING!!!
Keep your winning information confidential until your award prize are
successfully transferred or handed over to you to avoid disqualification that
may arise due to double claiming.
You may also receive similar e-mails from people portraying to be Windows
Live or Yahoo Inc. This is solely to collect your personal information and lay
fake claims over your winning. In event that you receive any e-mail similar
to the award notification letter that was sent to you today, kindly delete it
from your mailbox and give no further correspondence to such person or
body.
Yahoo/Windows Live shall not be held responsible for any loss of fund
arising from the above mentioned and any winning notification that was not
from David Filo & Jerry Yang (Co-founders and Chief Yahoo)and sign by
Yahoo and Windows Live Board of Directors will be cancelled.
Signed By: Yahoo and Windows Live Board of Directors:
Elisa Steele (Chief Marketing Officer), Michael J. Callahan(Executive Vice
President), Jerry Yang(Co-founder and Chief Yahoo),Blake Jorgensen (Chief
Financial Officer)and Other members.

Jere answers:
Sorry friend but there is no Microsoft, Yahoo or other e-mail lottery, it’s a scam do not answer do not give personal information.
The iinternet is safe enough if you are careful but please answer nothing that you are doubtful about.Good Luck and be careful

Linda asks…
Is this email a scam?
Please read the email and look at the website. I really don’t know if this is a scam thank you very much
This really is Richard Lenord. I am the VP of internet marketing for Craigslist. Now we
have been functioning with Apple Inc on new promotional giveaways. Mainly we have been
providing a no cost
IPads along with other Apple solutions to at random picked Craigslist posters. You might
have been picked as our winner for Thursday June 16th. Your Craigslist publish id came up
in our random pick.
You’ve won a complimentary IPad!!! Make sure you explore our promotional page right here
and stick to the instructions to get your own free of charge IPad. This isn’t a rip-off.
Soon after adhering to the instructions on
our marketing web page we are going to ship you an IPad inside 3-4 online business days.
Congratulations on profitable an Apple IPad (at present valued at $829). Should you have
any concerns or inquiries you’re able to contact me by responding to this e mail. Just
before
getting in contact with me I propose that you head to our promo page right here and join
your free IPad so we will hold a single for you personally.
Go Now to receive your Free Ipad
You may have to Copy and Paste the below Link into your address bar in your browser
http://www.linkcy.com/?hBJ=WUsAd
Thank you for posting on Craigslist,
Kinda Regards and we all hope you all had a Great Memorial Weekend
Craigslist Inc.

Jere answers:
Yes, it’s a scam.
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Your Questions About Business Online

Nancy asks…
Do you think I should start my small online business now, when the country is in economic crisis?
I want to start a T-Shirt business online and have some really great ideas. I want to do this ASAP because I don’t want anyone else to steal my ideas. But I know that right now is probably not the BEST time to start a business because of the country’s economic situation. Do you think I should do it any way? Why or why not? Or should I just wait a couple years?

Jere answers:
I would suggest you not INVEST some serious cash in infrastructural things. First get a feel of WHAT AN ONLINE BUSINESS is. Then you will have that GUT FEELING. Since selling Off line & Online are two different things, you must first get acquainted with it.
The most important factor for any online business is CONSTANT SUPPLY OF TARGETED VISITORS.

Lisa asks…
How do you do a small business online?
I’m 14 and I want to sell some stuff online like a business. Possibly my talents (told by two of my teachers but different things) is I can do Visual Arts & creative writing. Does anyone have any ideas and like the title says, how can I do a small business online?
I live in Australia so please, it’ll be helpful if you have Australian ones and not those US & Canadian only ones.

Jere answers:
I would suggest that you try to earn through a freelance online since you have some talents. There are many companies offering such job.
See: http://www.weworkathomeonline.com if you are interested to find some of them.

Joseph asks…
How do I start a successful Retail Business online?
I live in Chicago, Illinois. I want to sell Pools and Supplies Online and Door-to-Door. I know I need a Tax Id number and a Website. But what else do I need to create a successful Retail Business?

Jere answers:
Well good luck and I hope you have done research in your niche before you invest in your business.
Here goes a quick list of things you need:
Business lic, save time and register your business lic as the domain name of your business
You should have at lease one years worth of money in the bank for your personal living. Worst thing for you to do is think you will live off the business during your 1st year. Any money coming in you want to reinvest into the company for more income
A Keyword Driven Domain Name for your business. Since you are thinking of a local pool business think of something that will tell your clients where and who you are
A website created from a blog like wordpress. Give advise to people on how they can treat there pool and stuff like this. This will get people in your area to notice that you are a pro and seek out your advice
A hosting account to host your business
Merchant account or someway for you to take credit cards. You might be able to use paypal and have your clients locally pay you online.
Some marketing tools to hand your door to door clients.
A unique way you do business. Give your clients a reason why they should use your business over the other businesses in your area
Email marketing system, it’s the cheapest and best way to stay in contact with your clients and continue to market to them
Hmmm that seems good for starters Good luck and below are a few sites to help you with some of the online idea

Maria asks…
How Can i start my own profit business online and retail?
Trying to take advantage of an open market during this recession by investing little of five thousand dollars. Searching for a market to expand an idea for my own enterprise. I am wondering where should i look for it legally without being scam by fake ads? What other legal site offers you the best idea to run both online and retail? Also how to find ways to get product into your business?

Jere answers:
My husband is a member of an Internet marketing community called Wealthy Affiliate. It is like a school for internet marketers.
There are a lot of people in it that know what they are doing and everybody is trying to help each other. You can learn so much there. The forums, the support, the coaching, all the information they provide you with. You can find the right answers for most of your questions regarding starting an online business, advertising, etc. It is a great program.
Check it out if you want to… I guarantee you will not regret it: http://www.wealthyaffiliate.com?a_aid=jV6Ylqvy

Robert asks…
How to market your online business?
Do anyone have any successful ideas on how to market, advertise you online business. Its a website that allows others to advertise thier local business, online business, how to manage, budget, and make money online, with most of the online business to make money from are free? Please give me successful ideas, ones that have worked for people you know or yourself.

Jere answers:
Online businesses need quality on-topic content that acts as a magnet to draw qualified prospects. In addition, you need to spread the word online by providing quality expert information on user conversation sites (e.g. Y! Answers) that include links back to your site if your site offers services that may benefit the people you’re responding to.
Be sure you are ‘pinging’ the search engines so they know to come crawl your site.
If you have a newsworthy announcement you should consider the opportunities available by using online press releases. There are free places to do this but it’s reported that the value available from the company I work at (PRWeb) is worth the spend (starts at $80).
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Your Questions About Email Marketing Reviews

Ken asks…
World Poetry Movement In Question – Legit or Just Another Clever Marketing Scam?
Wow – I am a semi-finalist! My poem was entered into a contest and I could gain critical acclaim. I can pay to have my poem published. And I can pay to come to a convention and mingle with other poets and just throw my money away – right into the hands of World Poetry Movement.
Yes, I am a little cynical about WPM. The online reviews for World Poetry Movement are quite unfavorable. Looks like they don’t use a legitimate publisher. The book is not offered in real bookstores, only online (you can sell anything online). The website does not contain info on the owner or visionary of the organization. The only contact information provided is an email address. I emailed the address provided (customer service?) and have yet to receive a response to my questions. There seems to be too much internet traffic about this organization being a scam. Why so many haters? Could the haters really be whistle blowers?
So my question to you all, is WPM legit or just another clever marketing scheme? Does being published by a class B or class C publisher carry any weight? Should you pay to publish your own book? I was selected as a semi-finalist – because my poem was distinguishable. Shouldn’t WPM give me a book for the priveledge of publishing my poem? Why do I have to buy the book, if they are using my work?
I just don’t get the warm and fuzzies about WPM and what they are about. It feels shady…I believe World Poetry Movement is a cleverly designed marketing scam. Your thoughts?

Jere answers:
It’s a notorious scam. Practically everybody who enters that bogus contest gets a letter calling them a “semifinalist,” and gets invited to buy that worthless, ridiculously expensive book, which is just the poems of all the semifinalists slapped between covers. That book has no credibility in the legitimate publishing world. No libraries buy it. No bookstores stock it. Nobody get “critical acclaim” for appearing in it. It sells only to people who enter the contest and are naive enough to fall for the scam. Basically, you send them your poem and they make a fortune selling it back to you.
Sometimes, when people post questions here about scam poetry contests, they get a lot of responses from answerers who sound like sock puppets doing free advertising for the scammers. Some of those answerers talk about buying multiple copies of the book for friends and relatives. Let’s see if that happens in your case.

Michael asks…
Review Our Web Site Egypt Web Solutions?
would like everyone to review EgyptWebSolutions.com, Please tell me what you guys think so that we can improve it.
Egypt Web Solutions Offers a range of services including web design, web hosting, logo design, database design, email marketing ,Web Maintenance,Search Engine Optimization,Network& more.
www.EgyptWebSolutions.com
Thanks

Jere answers:
Center this text that’s at the very bottom
Egypt Web Solutions – Domain Name Registration – Search Engine Optimization – SEO – Content Management System – Web Maintenance – Web Hosting – Egypt Web Development – Egypt Web Design

Susan asks…
What do you want to see in a stock market forum?
We are on the process of developing a stock market forum. We could use some insights from both experienced and novice traders alike. So far in this forum every registered member(free) will be able to set up their own watchlist (real time and streaming), Real time price quotes, still working on candlestick charts(streaming), Weekly major market indices reviews, Price alerts via email or sms txt alerts, chat capable of going private by creating groups. If you guys can give more inputs or maybe we can call it a wish list it would be greatly appreciated and our development team will work their best to make this forum unique. We want to create a place for good traders to help other traders out there to grow the right way. keep checking www.estockmarketforum.com for a launch date!

Jere answers:
I would love to see an area where traders help one another with trades.
I want to see one “trade of the week” to help beginners make money while they learn
I want different free labs like one lab for Trend trading and another lab for counter trend trading
I WOULD LIVE A LAB TO SHOW PEOPLE WITH ONLY 2 THOUSAND DOLLARS OR LESS HOW TO TRADE ON A WEEKLY BASIS.
Please keep me informed on this
mystocksgoup@yahoo.com

Betty asks…
Why am i not getting a call back from Vector Marketing? A rumored scam / rip off job opportunity?
I have completed 17 years of education consisting of an MBA program and a Bachelors in cost acvounting. I still dont have much work experience but, the job i applied for today was for a company named Vector Marketing affiliated with Cutco. I had gone through every interview process along with high school and college students for a summer job opening. The main representative there had all called every individual in seperately and spoke to them. She told me that she will review with the management and I should receive a email If i get the job , By tonight. I have still not received a mail regarding it. Did I get rejected from a company that is known to recruit almost every candidate that applies? and why? i needed the job, I couldve made something out of it. I had much more professionalism than most if not all the other candidates who were still in the process of completing the their academics. I also did more research of the company ahead of time. Im more concerned about still getting the job if I dont recieve the mail soon
Hey, thanks for all the prompt replies. I wanted to include that, the very fact that the company’s reputation is so terrible looking at the online feedback, that it’s bugging me more than ever why I did not get the call back.

Jere answers:
Believe me, even if you do get a call back, don’t do it. That place rips you off like no other; i used to work there and it was such bs that i quit/got let go. The pay is off of all commission, you have to setup appointments with people to present and try to sell cutco knives to, you do get $15 for every person you present to plus a % of the amount if you sell anything to them, but it’s so hard to find a lot of people to do this for besides family and friends, and at the outrageous prices for the cutco knives many people won’t even consider buying anything and then you will be asked to turn in your knives and not work there anymore becuae your not making any sales.

Joseph asks…
Is this email asking for more in a salary offer ok?
THE ORIGINAL OFFER WAS 27000 with incentives…but i make 27000 NOW at my current job !
Hello:
Unfortunately we have been unable to connect via phone. I hope we are able to speak today or over the weekend. I have reviewed the offer below and would like to suggest the following changes.
Base Salary should be $29,700. That meets a minimum of a 10% increase over what I am currently making. The market average is $32,000 for entry level Marketing Position with similar responsibilities. I feel that this would be a compromise considering the training that will be taking place. Even with the incentives, base salary is important to me. Please outline the other terms and conditions such as benefits upon the close of job description discussion phase. I reviewed the incentives and they are thoroughly outlined and extremely reasonable.
Please call or email me to discuss at your convenience. Thank you!
Jessica Lewis

Jere answers:
Personally, I would not negotiate salary via e-mail. I would maybe just say in the e-mail that the salary offered is well below market average and that you would like to have a conversation to discuss this.
If you do end up going with the e-mail, I would take out the line that says “Please outline the other terms and conditions such as benefits….:” as it doesn’t make sense since the next sentence says the benefits are thoroughly outlined.
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Your Questions About Direct Marketing Companies

Linda asks…
Are there any Companies Hiring for Marketing Position in Chicago Land right now?
I desire a position where I will be working as a liaison between the company’s clients and the creative staff. Working together with clients, I will strive to develop inventive ideas for campaigns, promotions, and goals. In collaboration with the company’s creative team I will create proposals and final products while meeting deadlines and surpassing goals.
I have Direct Marketing experience and extensive client interaction experience.
Thank you.

Jere answers:
This for the market research industry but you might find something you like. Check it out. Good Luck!
Http://www.quirks.com/jobs/search.aspx

Maria asks…
has anyone heard of, or worked for a marketing company called cedar direct ltd in the UK?
I ask because i have been offerd an interview with the company and would like to know as much about them as I can, also they seem to be advertising for alot of vacancies.
Any help will be greatly appreciated.

Paul asks…
How does clorox company use direct marketing?

Jere answers:
They don’t. Clorox uses the traditional advertising channels. They run ads on tv and in the Sunday newspaper supplements and in national magazines.

Richard asks…
What is the best mlm or network marketing or direct selling company?

Jere answers:
The pioneers are Amway corporation with 52 years of worldwide presence. In India they are 12 years old. They have the best model. Please do not get carried away by pyramid schemes that look like true MLM companies. Visit the website of Amway and Indian direct selling association. MLM is not an easy concept but yes, it is simple to understand. If you are in India may I offer you my services.

Sandy asks…
Does anyone know the name of a company that sells through direct marketing?
I believe they sell spices, and other kitchen ingredients and I believe they offer recipes for the items they sell. I would really appreciate any help. Thanks. I don’t believe that it is pampered chef, but I could be wrong.

Jere answers:
Check out www.pamperedchef.biz/janicetippett to see the Pampered Chef catalog and see if this is what you are looking for. If this isn’t what you’re looking for, try googling “Taste of Home” or “Tastefully Simple”. There used to be a “Cooking the American Way” or something, but I believe they are no longer in business. You might also check out the Direct Sellers Association – if they’re a member, they shoudl be listed there. If they’re not a member then I would be unsure of their reputation anyway. Good luck.
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Your Questions About How To Do Business Cards Online

Paul asks…
how long does it take to receive my pre approved credit card offer online?
i applied online, how long does it take to get my credit card, i’m trying to start an online business, i need cards fast….how long has it taken you guys to get cards online….if you could give me links,,, my fico is pretty high so…… yeah….just looking for generally experience with this type of thing. thanks

Jere answers:
About two weeks is the usual time frame.
If you can access your credit reports online you should see them make an “inquiry” to check your credit and once they do that you should get your cards within a couple of weeks – if they approve you.

Joseph asks…
How do i start my own greeting card business, possibly online?
I would like to start my own line of greeting cards, i wouldnt mind even writing cards for maybe hallmark, but how do you get started, and do you have to have a ton of education in order to do it?

Jere answers:
A; forget Hal-mark
b; write a biz plan
c; do market research {i wrote cards for friends when I did not have enough $ to buy them]
d; read books on small biz
how will your cards be different?

Charles asks…
how do i make my own business cards and print them online your self?
would like to make my own business cards and print them my self

Jere answers:
It depends on how complicate you want it to be. If you just want a little picture or some lettering, then you can do it on most printing website. And how many are you printing?
You can print business card by yourself using MS Word. Avery (the paper company) sells the pre-cut business card, and you use the template to print off your own printer.
When you get fancy, you can use photoshop or whatever software to make PDF file, and you can use it to print. Make sure you have high enough resolutions.

Thomas asks…
How to I avoid losing money when accepting credit cards for an online business?
I am moving my business of selling mini ATV’s to also include online purchasing for my customers, and I would like to accept credit cards. I am concerned however, that since the items we sell are expensive and often times our customers do not know how to operate the machinery, that the customers may receive the item and then ‘stop payment’ on the card and dispute the charge if they are not completely satisfied or able to operate the ATV.
Is there a fast way to accept payments online that will ensure that I do not lose money for capricious customers…or, I hate to say it… the inept…? Customers in this area tend to think that the item is ‘broken’ a lot of the time, when really it is something that they are doing incorrectly, and they cry for refunds before calling us to ‘troubleshoot’ the problem.
Is PayPal a good option for something like this?

Jere answers:
Paypal is not the best. Whenever there is a dispute they usually take the side of the consumer, and not the business owner (seller).
The tips that a small business owner should know about is to have the client make the purchase through a web portal custom made for your business. Use strong language and make the client opt-in a few times to suggest that he/she understands that the transaction is about to go through.
Additionally, offer a refund policy and an easy way to reach customer relations office.
To learn more about these types of business tips visit strongbusinesscredit.com or google for other “all business” websites on the web.
Sincerely,
Ilya Bodner
Small Business Owner
Initial Underwriting Group

Robert asks…
how do i start an online home based business?where do i get cheap prepaid cards to use for online purchases?
im in kenya and getting cards here is a problem

Jere answers:
For your online purchases, Paypal is the best. You need not have a credit card for this. A free debit card will do. It is also very safe. Read more and apply for a paypal account through here: http://outsourcing-jobs.blogspot.com/2008/01/use-your-odesk-accounts-to-make-money.html
As for your home based business, a lot of it are here. Access to all of it is very very free: http://outsourcing-jobs.blogspot.com/
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Your Questions About Doing Business Online Government

George asks…
I want to start an online business. how should i start. i already have a website.i want somebody to advice me
i already have a website . http://www.tradeall.in & http://www.tradepuli.com these are the 2 sites that i have . Now the Probelm is that how do i earn money from these sites throught which medium – ads etc… I also want someone to advice me on the steps that i take. if i take the steps i don’t know what point will others take it from. that’s why i want some one to ADVICE me on the creation & running of my site.Also should i register my site under the government to be a authourised online business enterprise. i am in india how will i do it .If any body is interested in this please d odrop by & mail your comments to me.it would be highly appreciated. Thank You –
Regards
Paul Joseph
27/3/06

Jere answers:
Contacting a Online business and asking them would be a good start.
But another thing you need to figure out is, what is the scope of your business, what do you hope to sell or what service will you provide? Market your website towards that and then it’ll be easier. As for the banking side of things paypal can take care of you, also I believe that amex has an online merchant site.

Mark asks…
Do I need a license to start an online business?
My friend and I are trying to start an online business selling computer parts that we will purchase from a local computer hardware store, and I’m wondering if we would require a license of any sort to start up a site, and to sell our goods online. I’ve searched all over the internet, and been to the Canadian government‘s site searching for information, and have yet to find any. If any of you possess any knowledge regarding this matter, it would be greatly appreciated.
**We live in Ontario, Canada**

Jere answers:
Absolutely not! Home based do not need it!

Ruth asks…
Where can I get business funding or grants?
Does anyone know where I can get funding or a grant to maintain my small business. I really am not looking for a bank loan, but rather something from the state or federal government. Its an online business and if anyone can be specific about what program or agency to look at, it would be wonderful.
Thanks

Jere answers:
A loan is all that is available. The governement is not going to pay you to sit at home running your business. You either sustain yourself or you don’t.
Sba.gov has information about government backed loans.

Nancy asks…
Can I start an online lottery business in Ontario?
What types of registrations are required to start an online lottery business for profit?
Would I need to register with the Alcohol and Gaming Commission of Ontario?
or do I only have to register as a business with the provincial government?
Any info on this topic will be much appreciated.

Jere answers:
You may not offer a lottery anywhere
they are all RFPd out
sorry

Ken asks…
Is selling your pictures online a business?
Many professional photographers sell their pictures on a website. Would this be a business to the US government? Do they put this in their taxes?

Jere answers:
If you are making money then it has to be declared to the taxman.
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Your Questions About Business Online San Diego

Chris asks…
I live in San Diego and got a ticket in Utah, what are my options?
So ya I just got a ticket on labor day for speeding. I live in san diego and unsure about what to do with out-of-state tickets. The officer was cool to jot me down speeding over 5mph in residential/business zone. I obviously want to pay the fine, take traffic school, and get it off my record, but i’m not sure how the law is over in Utah. Do they offer online traffic school so I don’t have to drive all the way back to Utah, and will it fully be off the record, or just a reduced fine?

Jere answers:
I would call the District Attorneys office in the county where send the ticket to. Ask the DA if you can have it expunged, and be upfront with him and let him know you can not afford the higher insurance for the speeding ticket, They will usually work with you. They need the money, not the points, the points scale was not the state congress idea, but insurance lobbyist pushed the whole idea about points to keep their revenues high. The state of Utah is not worried about your points in California.

Sandra asks…
How can I file a complaint against a 24-Hour business that has extremely noisy customers overnight?
I live directly on the other side of the block of a 24-Hour Mexican Restaurant. And I can safely say that at least half of my nights living here have been with interrupted sleep multiple times the same night. I’ve been here 11 months and have been quietly puttin up with this since day 1. Now my major problem is that i have a newborn girl who keeps getting startled awake by their noisy customers. Moving is not an option because I live with other people and I ended up with the room closest to the noise.
They are approx. 30ft from my window. Being a 24 hour restaurant, they attract a lot of trash.
Trash that shows up after all the Bars Cut Off drinks. (2am especially Fridays and Saturdays)
Trash that honks their horn at 4 am.
Drunk ppl who are always shouting and screaming in the parking lot and even some who have their car stereo and subwoofer blasting Banda music the whole time they’re in the drive thru ( and the food service is slow to make things worse)
One drunken genius even crashed into the steel dumpster in the quiet of the night (which made everyone jump awake thinking something exploded), hit the curb in the parking lot and half drove off the sidewalk into the street. 3 very loud startling noises by the same person.
Who can i complain to? I want to start filing a complaint for everytime they make unbearable noise. I can’t call 911 cuz it’s not an emergency. This restaurant is trash so the BBB wont matter. Any easy options? like an online one?
~San Diego California

Jere answers:
Find out about the noise ordinance in your city. It will tell you what time people need to be quiet. But honestly speaking, the restaurant has been there longer than you have, the locals seem to know that’s the place to go if you’re drunk and hungry…I’d say move. Save a chunk of money and get out. Find a quiet place.

Helen asks…
Is Real Estate Appraisal a good career to get into right now?
I looking to become a Certified Residential Appraiser, given the economic times is right now a good time to get into the business? If so do you recommend any schools either online or in the San Diego region.

Jere answers:
Before you can become a Certified Residential Appraiser you will need an associate degree. As a trainee you will make less than minimum wage for 2-3 years. The when you get your license, you will have a hard time finding work, due to most AMC want at least 3 years of licensed experience. Since the HVVC came into effect, lenders are not allowed to order an appraisal from the appraiser. They all are using Appraisal Management companies, that take 30-60 percent of the fee. So what we use to get paid for a standard 1004 around $400-$500 per report, we now get $200-300 per report. Then you have your software fees around 100 per month, E&O insurance around $700 per year, car insurance, fuel, computer and office supplies, the list go on and on. Also lender will not let a trainee inspect any property or sign any report. It is really hard to find a mentor to teach you so you can get your license. If you don’t get certified and only get licensed the you can’t even get on the FHA roster and most AMC’s want certified appraisers and some states do not even have licensed. See below for what it takes to become certified in WA. Good luck
Experience
Before you may take the examination, you must:
find a certified appraiser willing to supervise your work experience as a trainee.
Work under the supervisory appraiser to get a minimum of 2 years’ real estate appraiser experience (24 months and 2,500 hours). Hours may be treated as cumulative in order to achieve the necessary hours of appraisal experience.
Education
To be eligible to take the examination, you must successfully complete:
an associate degree or higher in any field or 21 semester hours in specific subject matter courses, including:
English composition
Principles of economics (micro or macro)
Finance
Algebra, geometry, or higher mathematics
Statistics
Introduction to computers: Word processing/spreadsheets
Business or real estate law
AND a total of 200 classroom hours of approved real estate appraisal courses, including all of the following:
Subject Hours required
Basic appraisal principles 30 hours
Basic appraisal procedures 30 hours
Uniform Standards of Professional Appraisal Practice (USPAP) 15 hours
Residential market analysis and highest and best use 15 hours
Residential appraiser site valuation and cost approach 15 hours
Residential sales comparison and income approaches 30 hours
Residential appraiser report writing and case studies 15 hours
Statistics, modeling and finance 15 hours
Advanced residential applications and case studies 15 hours
Electives 20 hours

Thomas asks…
do I have any chance to get into San diego state or Cal poly SLO?
okay let me break some stuff down, btw I live in California and my school has the IB program
My freshmen year, first semester I had all regular classes, but then second semester I transferred into english honors and into world civilizations Honors pre IB. MY sophomore year was disastrous since a lot of my time was spent helping my parents out at their farm, also I was involved in a abusive relationship and I ended up failing or do awful in a lot of my classes. Since I failed both semesters of Geometry H, I had to take integrated math 2 my junior year, but I plan on taking alg 2 online over the summer since I don’t have time to go to CC because of my involvement at my parent’s business. I plan on taking IB H english all four years and receiving an IB certificate in that, but that’s about it. I’ve had 3 years of foreign language. Two years of non honors lab science and hopefully 3 years of math, only one that was honors I completely bombed. However I plan on making up all the classes I got an F or D in online over the summer, but if I end highschool with a 3.0 gpa and an 1850+ on the SAT with the IB certificate, is there any shot I can still get into SDSU or Cal poly SLO for the fall semester in 2012. I don’t live near either area either.
also for extracurriculars
I have been helping my parents out at their business for six years
I actively volunteer at my local library every week and during the summer for the special events
On my spare time I teach my parent’s friends/relatives from thailand or laos english
and I plan on joining key club my senior year
also I will be applying as a psychology major for each

Jere answers:
I am sorry, but the GPA is too low for the schools you mentioned. I highly suggest my alma mater, Sonoma State, which has a very strong psychology department.
You must have three years of math classes, which qualify for the CSU admission requirements, with grades that are acceptable to CSUs or you will not meet the minimum math requirement for admission and admission will be denied if the minimum math requirement is not met. You appear to need to make up the geometry classes. Make sure that taking them on line will count for high school graduation and CSU admission. They should be taken at a regionally accredited school, which includes all public high schools and community colleges in California. They should not be taken at a school that has only national accreditation, which actually is a lower level than regional accreditation.
You do not need any IB classes for a CSU and your efforts should be devoted to raising your GPA, not to taking IB classes. A student should never take an IB or honors class unless the student strongly expects to be able to earn an A in it. It is much better to receive an A in a regular class than a B in an AP or honors class, as the B indicates that the class was too difficult for the student.
Best wishes.

William asks…
do I have any chance to get into San diego state?
okay let me break some stuff down, btw I live in California and my school has the IB program
My freshmen year, first semester I had all regular classes, but then second semester I transferred into english honors and into world civilizations Honors pre IB. MY sophomore year was disastrous since a lot of my time was spent helping my parents out at their farm, also I was involved in a abusive relationship and I ended up failing or do awful in a lot of my classes. Since I failed both semesters of Geometry H, I had to take integrated math 2 my junior year, but I plan on taking alg 2 online over the summer since I don’t have time to go to CC because of my involvement at my parent’s business. I plan on taking IB H english all four years and receiving an IB certificate in that, but that’s about it. I’ve had 3 years of foreign language. Two years of non honors lab science and hopefully 3 years of math, only one that was honors I completely bombed. However I plan on making up all the classes I got an F or D in online over the summer, but if I end highschool with a 3.0 gpa and an 1850+ on the SAT with the IB certificate, is there any shot I can still get into SDSU for the fall semester in 2012. I don’t live near the area either.
also for extracurriculars
I have been helping my parents out at their business for six years
I actively volunteer at my local library every week and during the summer for the special events
On my spare time I teach my parent’s friends/relatives from thailand or laos english
and I plan on joining key club my senior year

Jere answers:
Yes, probably a 3.0 GPA, 1850+ SAT, and a full IB diploma, with get you into San Diego State.
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Your Questions About Email Marketing

Robert asks…
How can i find list for email marketing?
Hi
I want a big list of valid emails (millions) so i can use them with email marketing, i mean i have no emails and i want to know how can i find them, please help.

Jere answers:
You can get some from the linsk below, as well as videos, courses, audios…

Mark asks…
How to read my email marketing statistics the right way?
Hi, I was wondering if there is a way to read my email marketing statistics correctly and see how it can do to an email marketing campaign?

Jere answers:
If you are using an auto-responder like aweber or constant contact, you can log into your account and see the open rates for html sent emails. (does not work for text messages). That gives you some information, but the better strategy is to create more than one version of each email you send and test them against each other to see which one gets more opens.
The key element will be the SUBJECT of the email, and that is what you want to test.
I use Aweber and they will give you a lot feedback on how likely you email is to be delivered, as well as the actual delivery results. In fact they guide you through the process extensively. This does not work as a solution if you are trying to a mass mailing to people who have not opt-ed into your list. In fact, that is probably a real waste of time and resources.
The best way to make a mailing, if you do not have a list, is to contact newsletter owners (writing about your niche) and pay for them to drop an email(s) for you to their list. Just check out their readership counts to make sure you are getting what you pay for.
Good luck!

Susan asks…
How to get email addresses for marketing my business?
Hi,
I am looking into doing some email marketing for my business. My list of emails is relatively small at the moment and these are made up of existing customers and enquires etc. I have tried searching at Google, sorry Yahoo and going through website after website to get emails but it is taking ages.
My web designer gave me some software to help but it is so complicated that I am still no further on.
Please any help in this area would be great.
Many thanks
Sharon

Jere answers:
Hi Sharon
I am not totally surprised by what you are saying about that email harvesting software your web guy gave you, there are lots out that are way to complicated and just don’t work.
The software I use lets you do a complete search and save plus use the data completely free, so worries about wasting money on duff software.
When you first install the software it pops up a wizard that guides you through the process but it is really just typing in one box, so not rocket science.
If you are looking for thousands of email addresses then you can import a merge list which will increase the number of searches done.
Try it and I will be shocked if it doesn’t work you.

David asks…
What are necessary steps for an effective email marketing?
I want an effective email marketing. Please answer the following points: How can i increase the my subscribers? how can i effectively use it to produce the leads? What are good email providers?

Jere answers:
An e-mail must have a good reason for being sent; otherwise it’s better to not send it. The hook of an e-mail is the single thought or message conveyed by that e-mail and should be stated in the first sentence or two of the e-mail.

Donald asks…
What are good traits in an email marketing person?
Thinking about hiring an email marketing person. What should I look for in a candidate?

Jere answers:
Test their spelling abilities with a simple quiz.They should be good at spelling so they dont make you look bad and it will reflect you since you hired them.Im sure your time is valuable to you so they should be able to type at a reasoable rate.40-60 WPM is good.They should also know how to talk professionally,even if it is email.
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Your Questions About Direct Marketing

Mandy asks…
How to Design a perfect direct marketing campaign?
We h??? ??t again spent sleepless nights designing th?t perfect direct marketing campaign th?t ??? h??? happily shared w?th ??r contact list. H?w umpteen ?? we really believe w???? h??? gone through ?t?

Jere answers:
Honestly, one of the best uses of your marketing dollars is to spend them on trade shows. Do your research to find the right convention for your business and have well-designed, attractive trade show exhibits, and you are sure to get an excellent ROI.

Sharon asks…
Is working in direct marketing a good career?
I am currently working in direct marketing and I love it! but is it a good career? are the prospects good? I know a lot of people where I work have been sacked because they don’t make enough sales and that makes me worried about the stability of the job, plus it’s performance based, is that normal? I am doing very well at it at the moment but I have a degree so is this good experience on my CV if I were to pursue a career in a different area of marketing?

Jere answers:
Most marketing firms do a lot of direct marketing. One might even suggest it’s traditionally the bread and butter of a marketing firm’s income. However, in order to properly manage a direct marketing campaign your firm will need to have adequate direct marketing support services, including lettershop services. These support elements will do the grunt work in your direct marketing campaign.
Direct marketing support services many involve such things as printing, mailings database management, and campaign management. While lettershop services handle issues tied to the distribution of your direct marketing campaign. This includes many mundane tasks such as labeling, presorting, folding, tracking and so on. However, as mundane as these tasks may be they are critical to the completion of a successful direct marketing campaign.
In most direct marketing campaigns, direct marketing support services, and lettershop services are handled by an outside vendor. As with the selection of any outside vendor, we suggest you do your research. But there’s a problem with this. Obviously, competitive marketing firms may be loathe to give you any information about the companies they use for direct marketing support services, and lettershop services. But we have found a way around that one, and it may sound silly but it actually works.
Call your congressman.
Stop laughing. We are serious.
Why, you may ask, we are not trying to get a bill passed? We are just looking for some good vendors for direct marketing support services and lettershop services, how could our congressmen help with that? Well, it is quite simple, political candidate do a lot of direct mailings, and they usually use local companies. Also, you are a small business in your congressman’s district; he will have a reason to help you.
Okay, so now you have found a good company to handing your direct marketing support services and lettershop services. Are there any other pitfalls? Of course there are. As with many other outside vendors, those dealing with direct marketing support services and lettershop services make money on volume. Meaning that quality control, though a priority, may not be their top priority. So you need to be especially carefully that all printed material, databases and instructions are given both verbally and in writing.
In our experience, if you have never worked with the vendor, we suggest you do this in person. Although thanks to digital printing a lot may be done via phone, FTP and email, we still feel that these initial contacts should be done in person. And do not give this job to a new hire or an intern. That is just asking for trouble. This needs to be done by someone who has been at your firm for at least a year. Someone who can think on his or her feet.
Another important thing about vendors who offer direct marketing supports services and lettershop services is that they see direct marketing campaigns every day. They have a sense of what works and what does not. If they question some aspect of your campaign, listen to them. They probably know what they are talking about. And, as you and vendor build trust; you may find them giving you pointers that they only share with valued customers. We might add that the referral from you congressman, might also help grease the early client vendor relations. And you thought that was a crazy suggestion, right?

Laura asks…
Does direct marketing through the mail work?
Does direct marketing through the mail work or is it a waste of money?

Jere answers:
Direct mail to random people will not bring results.
You have to target them first.
Maybe a flea market or trade show- Best place to hand out flyer’s.
Just my opinion

Richard asks…
What is a direct marketing channel? Please provide an example?
What is a direct marketing channel? Please provide an example.

Jere answers:
Direct marketing channel is the method of selling directly to the end buyer from the manufacturer with no middle man or intermediary involved.
Farmers approach direct marketing in a variety of ways using single or multiple channels. The goal generally is to develop a strategy to sell all the product they produce. This can be through one marketing channel or several. Farms may also add additional direct market channels as the business grows. For instance, many farmers begin with selling through a farmers’ market or a roadside stand. As the business grows they can add other direct channels such as a CSA, grocery or restaurant sales. Direct sales channels for specific crops or a segment of a crop may be combined with wholesale channels. The options are nearly endless.

Betty asks…
What does direct to customer market mean? IS it the same as direct marketing?
I cant any information for direct to customer markets.

Jere answers:
Direct” refers to the company’s relationships with its customers nation wide. There are no retailers or other resellers adding unnecessary time and cost, or diminishing the company’s understanding of customer expectations
By eliminating resellers, retailers and other costly intermediary steps, as well as maintaining efficient procurement, manufacturing and distribution processes, Thomas offers its customers higher quality, better performing equipment for the money than competitors.
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Your Questions About Business Online Services Group

Richard asks…
What’s the best way to create an online group to share information amongst the facebook community?
I want to create a group on real estate agents so we can share leads, opportunities and market information. email alias/group there is no way to track information easily…and creating or building an app from scratch doesn’t make much sense either. There has to be an online service FACEBOOK that can help me get there….need advice..

Jere answers:
Hello,
To share information about any purpose amongst the FACEBOOK community there is need a big network of your fans, friends and followers…facebook is the one of the most popular social network where millions of net user presently sharing their post articles and reviews..
Facebook is a social networking platform where you can promote business and marketing too, this is right place where you can increase the contact with internet users. You should work on various factors such as connect yourself by facebook profile to promote and marketing or share any kind Information between the big network..But this task is too big I think you need help, one and different effective best way to create an online group, why don’t you leave this responsibility on others I mean hire any professional for this job…somebody recommended me before a month about magicsolv.com specialist in online group creation and business promotion and marketing too..I tried and felt development in my business they increased my fan group, I just say try ’em hope will get more in a few days good luck.

Mark asks…
How do I get a government grant for starting a business?
I am trying to get a government grant to start an online dating service.Does anyone know how I can get started?

Jere answers:
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html
“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”
Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.
Http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show
Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
I suggest you read the following books to get ideas of how to finance your business:
Financing Your Small Business http://www.amazon.com/exec/obidos/ASIN/1572484500/powerhomebizguid
Small Business Financing: How and Where To Get It http://www.amazon.com/exec/obidos/ASIN/0808007386/powerhomebizguid
Financing the Small Business: A Complete Guide to Obtaining Bank Loans and All Other Types of Financing http://www.amazon.com/exec/obidos/ASIN/1580626815/powerhomebizguid
The SBA Loan Book http://www.amazon.com/exec/obidos/ASIN/158062202X/powerhomebizguid
Angel Capital : How to Raise Early-Stage Private Equity Financing http://www.amazon.com/exec/obidos/ASIN/0471690635/powerhomebizguid
Financing Your Small Business (Barron’s Business Library Series) http://www.amazon.com/exec/obidos/ASIN/0764124897/powerhomebizguid
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

Maria asks…
What’s the difference between free and charged online translation services?
Is the free translation services for documents, websites, etc as good as the services that cost money? Do you think that many people would pay for an actual human to translate their website for them instead of a computer program?

Jere answers:
THE FREE SITES ARE FINE FOR QUICKIE ONE – 10 WORD TRANLATIONS. THEY’LL GIVE YOU THAT FOR FREE AND YOU CAN MAYBE FIND A HOUSE KEEPER OR GARDNER (NO OFFENSE TO ANY GROUP – THIS IS JUST REALITY).
Sorry about the caps.
Anyway – they give that away in hopes of finding someone who wants to do business in a foreign country and will need a more complicated translation on a regular basis. That’s where they make their money.
-a guy named duh

Helen asks…
How can an affordable talented web development team find business online?
I am interested in discovering where businesses would go online to find a very affordable web/graphic designer for logo work, web site construction and PHP development. During recession We realise the importance of fast efficient developers with a sharp understanding and clear communication abilty, but am unsure where to find compatible clients intent on benefiting from our outstanding services. Can anybody advise me?
many thanks
Basil.

Jere answers:
There are some on-line business networking sites where businesses like yours are members and where, when you’ve built up some relationships, the people in your network recommend you to their network. (Send me an message and I’ll send you an invite to one that I belong to.)
Don’t forget the opportunities to promote what you do off-line. Again, one of the best ways is recommendations through networking. Check out what groups there are locally. We know an IT guy who uses this as a way of increasing his business and it works very well. People in his network will call him when they’re with one of their clients who mentions they’re having IT problems.
Good luck!

Donald asks…
What can u tell me about business loans to start up a new business?
In the process of opening a new business. How do business loans work – I know I need a business plan etc before I can apply for a loan, but what’s some other info? What’s the interest rate range, what’s the range of how many yrs u can have the loan, range of amnt they can loan, will they include the first yrs lease amnt in the loan if needed…etc, etc?
We have good credit.

Jere answers:
A true business credit card is a line of credit that is taken in the name of the business, under the business’ credit. Activity, whether good or bad, is reflected on your business’ credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.
However, some companies out there offer “business” credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts – you are.
When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business’ credit, while avoiding creating problems with your own.
Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for “strong business credit” (just like that in quotes) to find services that sell the information.
Good luck,
Ilya Bodner
Small Business Owner
Initial Underwriting Group
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Your Questions About Internet Marketing Jobs

Jenny asks…
Is there any company that offer internet marketing job that can be done fron home i.e. not visiting to office?
I have some experience on internet marketing, but i am not willing to work at any office due to timing problem. Do anyone know about any company that offer internet marketing job, which I can do from my home? Are they reliable about payment?

Jere answers:
Let me see if my organization can provide you with that kind of profile.
Please send me your contact details with geographic location.
You may visit our website at http://www.maincorporated.in/

Sharon asks…
“Why do you like internet marketing?” how would you answer this job interview question?
I have a job interview for an internet marketing internship position and I was just curious to hear how others would answer this. Any examples or advice? thanks.

Jere answers:
The remained development of the Internet has verified that the source is here to stay . Consequently , engaging web marketing and search engine promotion to reach concerned customers through the Internet has become vital to a successful online business method . Internet marketing via search engine optimization is absolutely necessary medium that can be applied to appropriately market products online . No one can deny its importance because Internet has become a necessary part of a large number of people’s lives . The most people getting their knowledge and other information from the internet so it only makes sense for business holders to use the internet as a marketing medium . The internet can be one of the most important , cheapest and efficient ways to optimize your brand and company . The Internet is much more flexible medium than print media or even tv media .

Paul asks…
What is future in Internet Marketing?What is the Job of AdWords Representatives?
IS Google is a good company to to work with as starting of AdWords Representatives?Plz reply You all are intelligent people plz solve my query and help me in deciding me future?

Jere answers:
Thanks for answering but why donot u believe Quraan ?It is realy true .
Please answer

James asks…
what are the required key skill in online marketing job?
B.Sc Graduate, GNIIT Software Engineering, Now I am Seeking A Job ON INTERNET MARKETING. Please tell me what are the requirements of a fresher online marketing executive? and what are the functional area and prospects?
Thank U.

Jere answers:
Hi Doost , if you enter online marketing job , you have some Good Skill ..
1. Good Communication.
2. You have knowedge in Html, Net, Php .
3. You are expert in suffering Net. (Means you have search smartly and Quuckly).
4. You have knowedge Good Wirting Skill.
5. Good Knowedge SEO | PPC | ADWORDS| WEBMASTER TOOL
if you have These Skill then you get the easily job in online marketing .
If you have some problem you contact us freely 9311460990

Lisa asks…
How good is the internet job market?
I am an MCA student and I wish to get into Internet services… how good is this job market? Also, what is the pay package I should expect?

Jere answers:
While the market isn’t growing as fast as it once was, it is one of the few job sectors still growing. Yes, Yahoo has just laid a bunch of people off, but Yahoo has bigger problems that are resulting in those cuts. Resolution Media just posted an article about the market as a whole: http://www.findresolution.com/2008/11/10-reasons-search-marketers-should-be.html
Digital is growing, web analytics and SEM are growing the fastest, especially in large companies that are starting to see the value in a medium that is completely transparent.
Most of the major job boards will have some great opportunity, but also try searching for industry organizations (i.e. Web Analytics Association). Also, try researching recruiting firms. They are a great resource. Every city has a major firm companies like to work with, so start by looking for companies within you city or the next biggest city near you.
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Your Questions About How To Do Business Online In India

Lisa asks…
Registring an online firm in Chandigarh?
Hi,
This question is for Chandigarh/India residents/business personals.
I have purchased a domain http://www.netmarketingfirm.com
I want to start online marketing firm and the business will be just online. No offline offices. I need to know How, What, Where, about registering an online firm. Which forms to fillout and which offices I need to contact, what are the charges, what is necessary to register an online firm/business. Do I have to apply for some kind of Business Number? I’m totally new to this, please help me as much as you can.
Thanks & Regards,
Amit.

Jere answers:
WHOA? PUMP UR BRAKES HOMIE ONE ? AT A TIME.

Charles asks…
where can i get genuine microsoft windows vista?
i have a system i want to load genuine microsoft windows vista on it , where can i get the software ,
how much is its coast , can i pay by cheque or draft in india , visakhapatnam.
i want to to do online business transactions which is the best software to load ? home basic or premium or business software if any?

Jere answers:
Office Max

Paul asks…
how to earn money online in india without investment?
I am 18 n I wanna earn a few bucks so that I don’t need to ask my parents for all my shopping as well as daily expenses. I wanna save some of the money I earn as well, to have a good bank balance. After I have saved up a good amount of money, I wanna do somethin with it, like, start a business which earns a gud profit or buy a big stuff or just invest it in something. I am a student and time is very precious to me. So, I can spend an hour on an average over the computer, daily!
NO SILLY OR USELESS ANSWERS PLZ! Give me some useful suggestions!
Thank you!

Jere answers:
Most of the websites which claim to make you rich online are scam artists. If you are skilled, you can find online jobs from websites like, freelance.com, freelancer.com, guru.com, elance.com etc and you work as a freelancer. If you have things to sell, you can sell them on ebay or craiglist.

Jenny asks…
question regarding partnership in India?
hi. i am 19 and i was starting a business with a friend (as a partner).
it is an online webhosting business.
what details do i require?do i need to make a partnership deed? register the business? do i need to pay sales tax.
if i create partnership firm how will i be taxed and i am sole person, is ther nay differnce??
please let me know as many details as possile.

Jere answers:
You should make partner ship deed & clear all the points like proffit & loss sharing ratio, intrest on capital, salary of partners, liability of partners etc & register ur firm.
Sale tax matter is on the turnover/sales, if ur sales above limit of sale tax then u are liable to pay tax.

John asks…
Best way to go to USA (America) from India?
Hi,
I am an Indian and I have completed by B.Tech in Electronics and Communication Engineering in 2008 from NIT, after which I have worked in an MNC for 1.5 years. I quit the job in March 2010 and started an online business.
Now, I want to go to USA (America). It can be of any purpose, I just want to be there for sometime and see how‘s life over there. I can work there, I can settle there, it all depends on how things turns up.
Now, I would like to know my OPTIONS to go to the USA.
I am open to all means. I can do a MBA degree there or can work in a company or can continue with my online business. It all depends on what is available to me.
Please suggest what I can do OR please direct me to the right direction.
Thanks you everyone for your advices.
Best regards.
John
I want to know the options like MBA, Job/Business options.
Some more details about me. I already earn like some $4-5K a month from my online business and my business is growing. I also have some friends of mine doing MS in Texas. But I want to explore my options.

Jere answers:
It is not so simple to go to the States (USA). There are several formalities to be completed. The best thing is that you try to get a Visa for study purpose. After reaching there, you can also do some part time job and thereby earn some good amount, though there is some limitation. If you feel that a Job Visa would be better, there are several hurdles. If somebody known to you is there, the things will get momentum without much difficulty. My advice will be the first one so that you can pursue your higher education and at the same time, you may earn something also. You know better and act as per your own mindset. Best of luck.
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Your Questions About Internet Business Solutions

John asks…
I’m using windows vista business and Internet explorer stops working. i always get the following message?
internet explorer has stopped working.
a problem caused the program to stop working correctly.
windows will close the program and notify you if a solution is available.
what can i do to stop all this ?

Jere answers:
In short, you can’t actually stop this error from coming up as there is an error with IE that needs to be resolved. This error message in Vista is basically the same as the annoying ‘….is not responding’ error message in XP.
You need to find out what it causing it to shut down all the time. Go to your Start menu and search for ‘event log’ and open it. This is quite a useful little thing that records every single little event on your PC that has caused a problem, no matter how insignificant. In there, it should give you more detail as to why IE keeps shutting down, and probably give you a link to go online and view possible solutions…sometimes they’re great, other times, not so great…but what can you expect with Windows?!

Lizzie asks…
I need an Internet Filter for a small business to keep me from playing but allow me to work. Recommendations?
I want to be able to access work related sites but not others where I tend to waste time, during work hours. I don’t have a server and I only need 1 license. Prefer a software solution but if it has to be a hardware solution then so be it.
Thanks!!

Jere answers:
Safe Eyes from InternetSafety.com would be perfect for you. It’s only $50 a year and would do exactly what you want it to do. You could only allow work related sites, or even give yourself limited internet time so you can focus on work (eg only allow 30min in the morning and 30min for after lunch). It can also block IM programs and media players that can be time eaters.

Charles asks…
How do I start an e-business? I need some real workable solutions.?
I want to know some guidelines, that will help me to venture a decent internet based business.

Jere answers:
A Full-Service Travel, Telecommunication Internet Services Shoping Mall Might Be A Great Idea. You’ll Have Over 100 Different Services To Market. I Can Help You Personalize & Put Sites Like Together Like This: Full-Service Travel Agency Business: http://www.TMRWorldTravel.com Telecommunication/Internet Services & Shopping Mall: http://www.TelTecSavingsMall.com See This Group Page For More Info: http://www.yourtravelbizinfogroup.com

Thomas asks…
What is the best internet payment processing solution?
I am an American who runs a travel company in India, therefore making it an Indian business. We are putting up a website and want to accept online payment solutions, but everyone seems to want US bank accounts, which we don’t have (we have an Indian bank account with the State Bank of India). Anyone have any ideas about how to accept payments from Americans for an Indian company? Thanks.

Jere answers:
Http://PayPal.com

Nancy asks…
Does anyone know of a good company dealing with IT support in London for small business?
I have a small firm of 5 people and would like a ready made Internet solution for technical support and stuff. any help would be appreciated.

Jere answers:
Try this company they offer professional IT support services,and their help desk is available 24/7 for all support queries.
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Your Questions About Doing Business Online Taxes

Sandra asks…
Online Taxes: What should small bus do?
My wife and I have a small online business. Both our website and other unrelated sites sell a few of our products. Problem: We are not sure how we are affected by online taxes and any tax obligations. Do we have to charge customers taxes? Is it cheaper to use one of our foreign businesses to do sales, in an effort to keep costs down for our customers.
If we have to charge taxes, it makes it virtually impossible to compete with the larger billion dollar companies that can undercut us because of their size and ability to undercut us. How can our leaders expect small businesses to grow if we are held to higher standards than billion dollar entities. It would make sense for an income based tax so that firms generating under $100,000 would be charged a significantly lower tax than firms generating $100,000,000, etc.)

Jere answers:
Charge for and pay the sales taxes in the states where you actually have a bricks-and-mortar presence. You don’t have to anywhere else.
Move your physical business to Delaware, New Hampshire, or Oregon where there are no sales taxes – or move it to where you have the fewest customers so your sales are not hurt by charging sales tax.
Join lobbying groups to fight sales tax purchases on any online transactions. The government already robs and wastes enough of our money.
This should be an issue in the Presidential campaign and Yahoo and other big internet companies should be fighting against taxes on web purchases. It hurts the consumer – the little guy who uses the internet to save a buck here and there.

Steven asks…
How to calculate and pay BUSINESS tax online in India?
I need to know how its done step by step.

Jere answers:
If you want to Pay the Tax online the system will automatically calculate the Tax based on the Data you entered.The Tax rates are embedded in the System as Default.

David asks…
Online business? I have to pay taxes if working from another country?
I have an online business working from Argentina (South Amercia) to Australia and England offering a service of tech support online. I will like to offer this service in the USA as well. The people that will use the service have to pay by credit or debit card with paypal. I will like to know if have to pay taxes or not as I am not a resident of the US and if i have to have any business certification??. How can I do all this??.
Thank for your help!.

Jere answers:
Assuming that you are not a US citizen, there are no US taxes due as long as your service is provided from outside of the US.

Susan asks…
If I start a business online in Mexico that will sell to Latin America, what taxes do I have to pay?
I need to know everything about starting an online business in Latin America (including PPP, CAFTA, etc). What is the best way to ship the products? Any legal stuff to take care of?

Jere answers:
Where to start…
You will need a business license in Mexico, you will have to pay appropriate taxes for income and capital gains in Mexico, import and export taxes in Mexico, and possibly sales taxes.
You will may need to pay import and possibly sales taxes in the destination countries.
If you are in a third country, you will probably have to pay income taxes there.

Helen asks…
What taxes does an online business with one employee (the owner) have to pay?

Jere answers:
You report your business on Sch C and the sole proprietor is NOT an employee, when you report your income and business expenses on that form you arrive at a ‘net’ amount and that is your earnings on which you will pay your self employment tax, on Sch SE, approx. 13.3% of the net
this may or may not result in income tax but the se tax has to be paid
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Your Questions About The Real Biz

Maria asks…
Should Obama give up the political gig and get a real job?
Let’s face it, he’s a failure. He just wasted hundreds of millions of dollars attempting to get a flawed health care bill passed that the majority of the country didnt want in the first place. Maybe he and Barney Frank should go into show biz, and star in a series called “The really really Odd Couple”.

Jere answers:
Maybe hamas needs a community organizer?
I don’t think spokesman for al qaeda pays much, and the health plan sucks…

Susan asks…
How does the absorbency of substances help to remove or limit staining of materials?
here’s the real question:
using examples, how does the absorbency of some materials help to remove or limit the staining of materials? What sort of chemicals can be used and what are their limitations?
please please, a list of websties (sources) would be very helpful.

Jere answers:
Absorbance of the stain creating substance directly affects the nature, and chances of removal of the stains.
If the substance can get absorbed very quickly then chances of its removal will be lesse.
However cetain steps are suggested to remove the stains from clothes:
-Blot any excess substance causing the stain when it happens.
-Promptness is very important. Aging, heat, and laundering before pretreatment can permanently set some stains.
-If you have determined the article should be dry cleaned, be sure to inform the profession cleaner what the stain is. For example, grease stains sometimes have iron in them from the cooking utensil and may need extra treatment. Also see alcohol below.
-Repeating the procedure or soaking overnight is often necessary. Soaking for long periods may cause possible dye shifting in silks and dark or bright colored garments.
-When removing stains, use a weak solution of the chosen product first and test it. Rinse well, several times if necessary, to be assured all traces of the solution are removed.
-Do not mix chemicals. Chlorine and ammonia will form toxic gases if mixed. Follow directions on labels of all commercial products. Have respect for chemicals.
-It is best to work a stain out from the opposite side or underside. This means apply the stain remover from the underside as well.
-Cold water as a stain remover will not set the stain. However, it might damage some fancy delicate fabrics.
-Stain removal can be impossible on some stains, especially chemical stains that are caused by substances like furniture polish, bleaches, fertilizers, medications, comestics, dyes, etc. This is because many foods contain dyes or retain chemicals fro processing. Today’s fabrics are more complex and many synthetic fabrics have chemical finishes.
-Many stains are difficult to remove. Do not expect an instant miracle. Time can be your friend. Repeating the procedure may be necessary.
Stain removing chemicals :
Stain Removal Chemicals List
Common Name Chemical Brand Name
Alcohol (rubbing) isopropyl
Ammonia ammonium hydroxide Mr. Clean, Ajax, Top Job
Color remover sodium hydrosulfite Rit, Run Away, Tintex
Commercial
stain remover isopropyl alcohol Easy Wash, Tech,
Whizz
or other unspecified
Dry-cleaning fluid perchloroethylene, Aerosol Shout,
or petroleum-based
pretreatment solvent Spray n’ Wash,
K2r Spot Lifter
trichloroethylene
petroleum distillates
Enzyme presoak
products ] amylase, protease, lipase Biz
Bleach, Axion
Lemon juice
and salt citric acid
and sodium chloride
Nail polish
remover acetone
Naphtha Naphtha Energine
Rust removers ] hydrofluoric acid,
oxalic acid RoVer, Whink
Photo supply
acid fixer Sodium thiosulfate
Turpentine terpene
White vinegar acetic acid
Websites :
www.solutions.uiuc.edu/content.cfm
www.pierce.wsu.edu/Life_Skills/CTA/Stain
ohioline.osu.edu/outside/stainrem

Thomas asks…
How profitable is a business regarding music and history?
I’m thinking of starting an online biz which focuses on two main themes – music and history.
Do u think this is considered a niche biz idea? How marketable or profitable and well-received would this idea alone be?

Jere answers:
Might be valuable, the real question is, how are you going to drive traffic to your site

Joseph asks…
How to get customers to call me , new biz ?
I have started a drain cleaning business and i have spent like 3ooo$ on online directories like yellowpages etc. I clean peoples drain pipes in their home like a clogged sink line or a business with a clog like a restaurant. So I need some advice on how to market my service without spending more money. And please dont tell me to put up cards in grocery stores because i might get one call and that would just cover my gas drivin around. I need some real expertise here, some creativity on how to get one call every day atleast. Any ideas
thanks

Jere answers:
Have you tried stopping in and talking with restaurant and hotel managers through the area, leaving your card? How about stopping in and talking with the managers and staff of the local home supplies dealers like Home Depot and such, or realtors, giving them a bunch of cards to hand out to their new clients?

Mandy asks…
How do I go about starting my own business?
I am just out of high school, and my real dream in life is to own my own business. How would i go about doing this? What college courses should i take? And most importantly, how do I get the money to do it? I come from a rather unfortunate family, so nobody in my family would be able to help me financially. What do I do? How do i go about making my dream come true?

Jere answers:
If you have good business sense you need to work with something rare and/or a necessity.
I just recently got involved with the best one I have ever seen! A fortune 250 company bought out a network marketing company for 190 million! It’s structure is a uni-level structure. It doesn’t sell a product because it is the line of energy/electricity/power in other words utility bills we already pay for. People pay there utility bill before they even pay their mortgage/rent. It is a NECESSITY.
It takes part in the deregulation of energy so that the monopoly utility companies can have competition. There are five active states right now: NY, NJ, PA, CT, and IL with TX coming soon. Nearly all states are to be deregulated by 2015. The company launched in January of this year. Warren Buffet invested nearly 1 billion into it in December 2011.
In order to rank advance you need to help your team members advance, so there is no stepping on people to get to the top. You can actually even surpass your own up-line if you are growing faster and helping your team. The second to top position only requires that you have 6 people you personally enrolled and 20 of your own customers for the most part. So it is quick to work your way up if you help your team.
You can also double the amount you put in the first week so you start with income plus residual as opposed to starting with debt.
Check it out for yourself: http://kit.independencealliance.biz
Email me if you have any q’s: globalpwrsystems@gmail.com
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Your Questions About Internet Marketing Forum

Charles asks…
Internet marketing and SEO – Where should I focus my efforts?
There are so many tactics to boosting your site and keyword rankings. Currently I am trying a little bit of everything such as link building, blog posts, article writing, social media marketing, forum posting, etc. I want to know the tactic(s) that I should be focusing on most because doing all of this is extremely time consuming.

Jere answers:
Hay Sarah
Your doing the right thing – just keep at it and you will see results soon – I would advise you to concentrate on one method but this isnt the way to go as you will need a variety of sources for your backlink building strategy.
What I mean by this is that its important to use all the methods you mentioned and some more – if i was doing my seo work then for the offsite work I would be doing the following
article marketing
blog commenting
forum postings
rss feed sumissions
directory submissions
profile backlinking
web 2.0 account creations-such as hubpages -squidoo lenses
blog creations
Bookmarking
software submissions
just to name a few – please stay away from link farms and devalued directories – Also its not a good idea to do reciprocal linking.
When you create your backlinks use your keywords as the anchor text. Also you will need to make sure you have optimised your pages properly – so pay attention and use your keywords in your
title
meta description
meta keywords
heading tags
body text
Also make sure you have a sitemap and use latent symentic indexing. Its also advisable to make sure your internal linking structure is good
hope this helps

David asks…
where can I go to join a forum about network marketing?
I want a forum where I can post my websites as well as get advice from other people like myself who are in the home based business industry. It can be internet marketing too.

Jere answers:
Just google networking marketing and start joining. Most will fall under internet marketing and they won’t let you post your site exept for a Signature box and that only after so many post.
You will get kick of many before you get the rhythm of how to do this.

Donna asks…
I just read this an internet marketing !!?
I just read this in an internet marketing forum that you get penalised for geting backlinks fast and one guy even said that he was penalised by Google for it.
So my question is : If I get those backlinks from article directories of about 1000 directories will I get penalised?
To not get penalised by Google how many backlings should I get in a day or week?
Please explain clearly and precisly.
Thanks to all.XXX
P.S : the links are coming from ARTICLE DIRETORIES
What if those links are coming to a hubpage /squidoo lens or just a blog post ?? not my own domain

Jere answers:
If you’re submitting unique and relevant articles to article directories you’ll be just fine. I’d also suggest posting your orginal article to your site or blog first, then submit it to the article directories a few days later.
However, if you’re using article directories to push out huge amounts of content, then you may be in jeopordy of being penalized. Bottom line is anything you do to try and game search results will eventually be penalized.

Mary asks…
does anyone know if the warriors forum is still up and running?
I have been unable to access the warriors (internet marketing) forum and I was wondering if it was just me.

Jere answers:
Yes. It still works.
They changed to a new server to speed up the processes they use.
The new forum for Warrior Forums is…
===> http://www.warriorforum.com/
You will be required to setup a new account, and relink to all the topics you are interested in following. Be sure to check out their blog options that they have added. Their pretty sweet if you ask me.
Also, consider using the SEO & Beyond forum. It’s new, but with myself being the moderator, it is my intention to make it the best Internet Marketing forum available on the Interenet. It may indeed take some time for that to happen, but I’m willing to work toward that goal which will be more attainable as others chose to join.
===> http://search-engine-optimization-and-beyond.com/A-simplemachinesforum/index.php?board=6.0
SEOGuy
Making sense out of Internet Marketing
http://Search-Engine-Optimization-And-Beyond.com

Chris asks…
How to market my forum on internet?
I just created a forum for engg students in AP. India and need to take it to them inorder to have their feedback and suggestions. How to market my forum and get the students as members.

Jere answers:
Your best bet is to start a blog page so you can drive traffic to it. Always think traffic.
Once you start your blog post, write a post every day so you can start getting attention. Make sure your keywords are relevant to your content. This will help you in getting you to the top of the search engines. Also make sure you ping your blog every time you post.
You will also want to think about social bookmarks so you can get your posts on other social networking sites.
I have tutorials at no cost for the first three in the series. These are for beginners and will pretty much get you positioned to understand how to use the power of word press and have it act as your platform for a site.
Once you start getting your target market to your blog site, you will want to be sure to have an opt-in box so you can have your visitors sign up for a news letter or free guide. This will now give you a way to stay in contact with them through emails. Please do not spam your list once they sign up. That will not be a good thing.
You will now have two ways to let your prospects know about your great forum! You can let them on your blog post and you can remind them through emails.
Feel free to snoop around on my blog page and get some tips on how to conduct yourself and how to get traffic to your site in a more in depth manner. I also have some video tutorials posted at no cost.
Best of everything to you and good luck!
Rhonda Giarraffa
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Your Questions About Email Marketing Services

Joseph asks…
I can’t seem to use the email marketing service that comes with Outlook 2007 with Biz Contact Manager!?
I managed to get one email out when I used word, but then with publisher it says I can’t use the email marketing service. There is so little support for this it’s incredibly frustrating!!

Jere answers:
The Best (and I mean the very best) solution of
e-mail marketing is Constant Contact……
Http://www.dpbolvw.net/click-2832181-2832190
I love this service because of the detailed reports
that come with every e-mail I send out.
It tells you which links were clicked , how many times
and by who….
Give it a try I’m sure you will love it as much as as I do
Good Luck

Sandra asks…
Do you find that Microsoft List Builder’s email marketing service doesn’t work?
I am running an email campaign using Microsoft List Builder, however the tracking system does not work. I am curious to find out if I am the only one, as I have tried it on a couple of systems, and neither appear to work.

Jere answers:
You may want to try contacting Microsoft Support’s live chat function:
http://www.microsoft.com/smallbusiness/online/email-marketing/list-builder/faq.mspx
(You’ll need to log in).
They should be able to help you with the problem.
Hope this helps!

Thomas asks…
I need free email marketing service?
I need free email marketing service.

Jere answers:
That’s called spam and is illegal.

Paul asks…
Is there a service, like “Aweber” that provides email marketing in spanish?
Please recommend me an email marketing reputable service or company, that offers the automated messages in spanish.
Thanks!

Jere answers:
Hmmmm

William asks…
free email marketing service?
I need to send out thousands of emails, can you, please, recommend me a free email marketing service? With yahoo or google there’s a limit of up to 500 emails a day. THANKS!

Jere answers:
A friend of mine recommended me http://www.webtrafficmarketing.com/, but I have never tried it. Maybe you can take a look at the site first before come up with a decision.
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Your Questions About Direct Marketing News

Mary asks…
where can I see the price of the facebook stock market?
Not the news, I want to see the direct price updating at real time

Jere answers:
Http://www.google.ca/finance?q=FB
http://www.nasdaq.com/symbol/fb/premarket
Google is real-time for sure, I use that. Otherwise, as you probably know, markets aren’t open on weekends, minus after market trading.
Hope this helped!
Good luck!

Mark asks…
Any reaction in this news in the Philippines?
MANILA, Oct 21 – The Philippines on Wednesday issued rules to implement a new law to allow the creation of tax-free personal retirement plans that will see funds flow into the domestic debt and stock markets.
Similar to the 401K plan in the United States, the Personal Equity Retirement Account provides tax incentives for long-term savings channeled into local financial instruments.
“The PERA law provides an organised framework for cultivating retail savings and offering the means to transform the resource of saving into the opportunities of long term investment,” central bank governor Amando Tetangco said in a speech.
The law allows a maximum annual contribution to tax-free savings accounts of 100,000 pesos per individual and double that amount for Filipinos working overseas.
Funds invested into PERA may be placed in a host of local financial instruments, including stocks, bonds and mutual funds.
Fund managers said they were waiting to see the details of the rules, which will be published this week, and it was too early to say how much this scheme would impact the stock and debt markets. The law will take effect immediately after the rules are published.
Nestor Espenilla, central bank deputy governor, told reporters it was hard to gauge how much funds would actually flow into the capital market, but the potential was huge.
“The total deposit base of the banking system is already in the order of around 5 trillion pesos,” he said.
“Of course only a portion of that could be re-directed towards long-term but we are after those outside the system, those who have not been saving before, especially OFW money,” Espenilla said.
More than a tenth of the country’s 92 million people live and work abroad. Last year they sent a total $16.4 billion pesos to their families and the amount is expected to climb 4 percent this year, based on central bank estimates.

Jere answers:
Its a great idea. Those people will be much better off than those that don’t take advantage of it.

Richard asks…
McCain Even Wants To Raise Taxes?
why do repubs, say mccain does want to raise taxes?? :
McCain Said Payroll Tax Increase Was “On The Table” To Pay For Social Security Privatization
SCHIEFFER: Would you support a rise in the payroll taxes to finance the president’s plan on Social Security?
Sen. McCAIN: I think you would have to look at the whole package, but I think, as in 1983, we should have everything on the table. But…
SCHIEFFER: Including an increase in payroll taxes?
Sen. McCAIN: Everything has got to be on the table. But the interesting thing about 1983, Tip O’Neill and Ronald Reagan put their arm around each other and sold it to the country. That’s the way it’s going to have to be sold. [7]
McCain To Raise Employer Taxes To Pay For Health Care Plan.
Rolling out his Health Care plan in Iowa, McCain said, “‘We don’t know the cost,’ … ‘We expect there to be dramatic reductions in costs.’ … Aides said to help pay for the overhaul McCain would end a provision in the tax code that lets employers deduct the cost of health care from their taxable earnings.” [8]
McCain Misrepresented Middle-Income Americans’ Stake In Stock Market
NEWS FLASH TO MCCAIN: Capital Gains and Dividends Taxes Do Not Affect Employer-Sponsored Retirement Accounts, Which is Where Most Middle-Income Americans Own Stock. In 2005, the Investment Company Institute found that “35.6 million households, 31.5% of all U.S. households, owned mutual funds inside employer-sponsored retirement plans, versus 38.9 million, or 34.4%, owning them outside such plans.” Americans owning stock inside employer-sponsored retirement accounts do not pay capital gains taxes on those stocks, debunking McCain’s repeated suggestions that “100 million Americans” pay capital gains and dividends taxes. [9] [10] [11]
* Only About 13% Middle-Income Americans Received Dividends Income in 2005. The Tax Policy Center, an independent joint venture between the Brookings Institution and the Urban Institute, reported that in 2005 only 12.5% of the households earning less than $100,000 received dividends income. [12]
* Less Than 7% of Middle-Income Households Received Capital Gains Income in 2005. The Tax Policy Center also reported that merely 6.6% of U.S. households earning less than $100,000 received capital gains income in 2005. [13]
Most Middle-Income Americans Who Own Stock Have Their Money in Non-Taxable Accounts. “Most middle-income Americans own much or all of their stock through 401(k)s, IRAs, or other tax-preferred saving accounts. They do not pay taxes when their stocks within those accounts go up, so a change in the tax rate doesn’t affect them.” [14]
Len Burman of the Tax Policy Center: McCain’s “100 Million” Contention is “Certainly Not True” and “At Least Misleading.” “I think it’s certainly at least misleading, the implication is that everyone who owns a 401(k) would be affected by a reduction capital gains and dividends tax rates, the direct effect- it doesn’t have any direct effect on people who hold stock through those vehicles. If you own stock through a 401(k), when you take the money out it’s taxed as ordinary income when you retire, but not if it’s a Roth IRA. …. But it’s certainly not true that 100 million people pay capital gains taxes, if you look at the actually data capital gains taxes is very very concentrated among very high-income people. Even though most of the people who pay the tax have relatively modest incomes, the amount of tax they pay is tiny, and something like 70 or 80 percent of the tax is paid for by the top 10 percent of households.” [15]
no obama slander, or comparison in this column
# ^ New York Times, 1/26/2008
# ^ CBS News Face the Nation, 2/3/2008
# ^ Post, 4/16/2008
# ^ US Census Bureau Press Release, 8/28/2007
# ^ ABC News, 4/14/08
# ^ Editorial, The New York Times, 12/13/2007
# ^ Face The Nation, 1/23/2005
# ^ Today, 10/11/2007
# ^ Center on Budget and Policy Priorities, 1/30/2006
# ^ Investmentnews.com, 11/7/2005
# ^ [Stocksandmutualfunds.com , accessed on 10/16/2007]
# ^ Center on Budget and Policy Priorities, 1/30/2006
# ^ Center on Budget and Policy Priorities, 1/30/2006
# ^ Center on Budget and Policy Priorities, 4/18/08
# ^ New America Foundation Conference, “Presidential Candidates’ Domestic Policy Plans,” (Washington, D.C.), 4/29/08
If u dont know the facts and wont accept the facts leave the talking to the people who know what they are talking about

Jere answers:
I’m really ticked off!!! Republicans should just stay home and not vote. Let’s protest our candidate! Spread the word: COME NOVEMBER 5TH, STAY HOME.

Charles asks…
Need to know latest negative side effects of Lipitor recently reported in the News as of December 06!?!?
On December 7/06 a coworker heard on the radio that Lipitor has been found responsible for 89 drug-related DEATHS. It was also reported that the makers of Lipitor experienced drastic plummeting of their stockmarket shares values. If anyone knows of a current website regarding these latest findings, please direct me there. Also any credible relaying of the information as to what you heard, or wrote notes, or investigated further would be greatly appreciated. I am seeking this infor on behalf of my elderly parents who both take lipitor. Has it been taken off the market, how is it causing deaths – something to do with the heart – etc. etc. My mother suffers from polyneuropathy which has been said to be a side effect. However at this moment, and in this instance, I cannot say whether Lipitor is the cause of her polyneuropathy. Any response in this light would be much appreciated.

Jere answers:
I was unable to find a recent report of deaths associated with Lipitor. I have included a link to the London Times that was reported on 03/06/05 discussing deaths associated with lipid medications in general.
Http://www.timesonline.co.uk/article/0,,2087-1512613_1,00.html
There seems to be a lot of hysteria associated with lipid-lowering medications commonly referred to as ‘statins’ of which Lipitor or atorvastatin is one. The main complication associated with these medications is a degenerative muscle condition called rhabdomyolysis – though actual cases of this is extremely rare. The main reason people discontinue cholesterol medications is due to general muscle aches – despite no objective lab studies to indicate a problem. It is known that these cholesterol medications can affect the mitochodria (powerhouses of the cell) in some people. It is surmised that this effect is the source of muscle aches – though muscle aches are a common general complaint. Additionally there may be interactions with other medications at the level of the liver enzyme pathways.
So why do people are people prescribed these medications if there are risks? The answer is the overall significant reduction in mortality – especially noted in people who at risk for coronary artery disease, heart valvular disease, stroke, and peripheral vascular disease. The risk reduction of dying from these diseases far outweighs the increase risk of taking the medications. I have attached a few abstracts of medical journals below that are pertinent to your question and my answer.
I hope this helps. Good luck.
There were 871 reports of statin-associated rhabdomyolysis in the 29-month time frame examined, representing 601 cases. The following number of cases were associated with each of the individual statins: simvastatin, 215 (35.8%); cerivastatin, 192 (31.9%); atorvastatin, 73 (12.2%); pravastatin, 71 (11.8%); lovastatin, 40 (6.7%); and fluvastatin, 10 (1.7%). Drugs that may have interacted with the statins were present in the following number of cases: mibefradil (n = 99), fibrates (n = 80), cyclosporine (n = 51), macrolide antibiotics (n = 42), warfarin (n = 33), digoxin (n = 26), and azole antifungals (n = 12). The reports of 62.1% of cases were classified as expedited. Statins were designated as the primary suspect in 72.0% of the cases. Death was listed as the outcome in 38 cases. The majority of reports (n = 556) were from health professionals.
Ann Pharmacother. 2002 Feb;36(2):288-95
Lowering of LDL-cholesterol by 25 to 30% with statins resulted in a highly significant reduction of coronary event rates in 2 large primary prevention trials. In the West of Scotland Primary Prevention Study (WOSCOPS) hypercholesterolemic asymptomatic men were treated with either 40 mg of pravastatin or placebo, in the Airforce/Texas Coronary Atherosclerosis Prevention Study (AFCAPS/TexCAPS) 6605 men and women with average levels of LDL-cholesterol and low levels of HDL-cholesterol were treated with either 20 to 40 mg of lovastatin or placebo. Moreover, in the WOSCOP study a marked reduction of total mortality was observed which approached the level of statistical significance. Several groups of experts have recently developed guidelines for the use of statins in prevention of atherosclerotic vascular disease. There are major differences in the goals for lowering of LDL-cholesterol and in the levels at which initiation of lipid lowering by drugs is advocated. In most of these recommendations graded target levels for LDL-cholesterol are suggested which are guided by the level of global risk. According to the recommendations of the American National Cholesterol Education Program (NCEP) LDL-cholesterol should be lowered below 130 mg/dl in asymptomatic individuals at high absolute risk and below 160 in individuals with a moderate increase in risk. The Joint Task Force of European and other Societies on Coronary Prevention recently developed guidelines, which suggest that in primary prevention lipid lowering by drugs should be restricted to individuals whose 10 year CHD risk exceeds 20% or will exceed 20% if projected to age 60. In these individuals LDL-cholesterol levels should be lowered to less than 115 mg/dl. The International Task Force for Prevention of Coronary heart disease recently published recommendations which suggest, that LDL-cholesterol should be reduced below 100 mg/dl in asymptomatic individuals at very high coronary risk, while it should be lowered below 135 mg/dl in individuals at moderately increased risk and below 160 mg/dl in subjects with a small increase in risk. In conclusion, results of 2 landmark trials in primary prevention of coronary heart disease demonstrated that lowering of LDL-cholesterol by statins is one of the most effective strategies to reduce coronary risk. It should be applied most aggressively in subjects at the highest overall risk. Nevertheless, non-pharmacologic measures are still considered as the preferred strategy for the reduction of coronary risk in the setting of primary prevention.
Wien Med Wochenschr. 1999;149(5-6):129-38
A total of 289 (23.7%) patients in the atorvastatin group compared with 333 (27.7%) patients in the usual care group experienced a primary outcome (hazard ratio, 0.83; 95% confidence interval 0.71 to 0.97, p = 0.02). This reduction in morbidity was largely due to fewer non-fatal myocardial infarctions (4.3% vs. 7.7%, p = 0.0002). Levels of LDL-C were reduced more (34.3% vs. 23.3%, p < 0.0001) and National Cholesterol Education Program goals (LDL-C <100 mg/dl) more likely met at end-of-study visits (72.4% vs. 40.0%) in patients receiving atorvastatin compared with those receiving usual care
An aggressive, focused statin therapy management strategy outperformed usual care in health maintenance organization and Veterans Administration clinic patients with Coronary Heart Disease.
J Am Coll Cardiol. 2004 Nov 2;44(9):1772-9

Ken asks…
China and Japan trading using the yuan. What will happen to the US dollar when its no longer reserve currency?
http://ca.news.yahoo.com/china-japan-begin-direct-currency-trading-212024953–finance.html
“China and Japan will start direct currency trading on Friday as Beijing marks another stage on its journey to internationalise the yuan.
Forex traders will be able to swap Japanese yen for the Chinese unit without having to use the US dollar as an intermediary currency when markets open in Tokyo and Shanghai at 0000 GMT.”

Jere answers:
No problem, Japan has been buying Chinese debt for months now…China’s economy is in shambles. They, the Chinese, use the yuan so that it will float to its actual worldwide value without having to directly devalue their currency.
This is a positive situation for the global currency exchange, IMF and World Bank.
China’s currency has been artificially supported at unrealistic levels for years.
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Your Questions About The Real Biz

James asks…
How to get Real Estate licence in Texas?
Hi everyone,
I like to know if anyone can help me or point me in the right direction. I would like become licence Real Estate agent in state of Texas. I Like to possibility do it online … does anyone have any suggestions where is the best place to start. just FYI i do have lots of collage credits . so any help i would really really appreciated it.

Jere answers:
In all states, the process is almost the same;
but NEVER EVER take the RE courses on line; here is why!
Students have questions and answer as they understand;
that is helpful for other students to hear and listen to reasons.
Fiduciary is an odd animal and
language in real estate is both simple and complicated.
By doing stuff on line, you get no guideance. That is horrible.
Real estate is both very static and very dynamic. IF you mess
up at the oddest time, you are liable for a fine. OR you can be
sued.
Do as much as you can in person
application
private RE school attendance
pass their test[s]
apply to state for license
get finger print card
take state contracted test
pay license fee
from start to finish, allow 1 mo but it can be done in 3 weeks
for me, I studied like a crazy man between the end of the
school test and the state test.
When I was ready for the broker’s test 3 yrs later,
I found a CD AFTER I passed the school’s test.
I took the CDs tests 16 times
then I took the state test and passed it
then you have to decide
do you want to be a listing agent
dual agent [dumb as a rock but still legal]
buyer’s agent
commercial agent
ag agent
cemetary agent
time share agent
biz broker
and do you want to join NAR [very expensive and useless]
luck to u
yes, I can guide you further if desired

Lizzie asks…
The benefits of a real estate license in Arizona?
I am going to an appointment tomorrow to talk about getting my real estate license. I just wanted to know what people thought about getting it. It costs so much to even get with all the tests and what not. Is it worth it? Is it easy getting jobs?

Jere answers:
I am guessing you are going to visit a large franchise office, ie., Century 21, Remax,
or any of 100 others, or even an independent office.
I am the first exclusive buyer’s agency in AZ.
I deal in all aspects of RE.
You may be given the choice to decide between
listing
buyer’s agency
dual agency [the dumbest thing ever invented]
commercial
industrial [about the same thing]
land
cemetary plots
time shares
biz
luck
[I think personally that NAR, national assn of Realtors is a joke!]

Nancy asks…
Does a 45 yr old stand a chance making it in the music biz?
My boyfriend is 45 & he still thinks his band is going to get a big record contract. I don’t think it’s likely, and I think he should get a real job and have the music as a hobby. What do you think?

Jere answers:
As long as you can pay the bills… Give him a chance. But he needs to perform where the ‘right’ ppl will see him. Even if you have to tell the ‘right’ ppl where he is performing.
My son thought playing the trumpet was his calling. New $500 trumpet and 6 months later, he realized that he had to practice 8-10 hours a day, then perform. It wasn’t fun any more.

John asks…
What are the exact steps 2 start an online biz. selling items that can be dropshiped? what is a good item/s?
I’m looking to set up a good online store selling & focusing on one class of items (electronics, jewelry, office supplies etc.) that can be drop-shipped so I don’t need a warehouse at least in the beginning. Eventually, if needed, I will rent/buy a warehouse. I want to go full force creating a real professional website with a big marketing campaign with the search engines. (I am not looking for those websites that set you up & give you a list of drop-shippers that sell everything etc…..) I want to know the best way how to go about this & exact steps to take to set this all up and for ideas of what to sell or a good source that will help me in all this.

Jere answers:
Have you ever heard of ebay? You would not have to start from scratch, and they already have a large international customer database, and a paypal payment system.

Donald asks…
What does it take to become a professional singer?
Does anyone have any real advice for me on how to achieve that? It has been a dream of mine for a very long time. I have classes set up at a music school and I am hoping to learn a lot from it. Any kind of feedback would be appreciated. Thanks!

Jere answers:
Good for you for signing up for classes. A lot of people on Yahoo! Answers just want to know a magic way to ::pop:: suddenly become famous (not everyone, but still…). You recognize that it takes time and work (and you didn’t even ask how to become famous. Yeah!). The Cinderella stories are the popular ones because everyone wants it, but the majority of singers, performers, etc. Work long and hard before they have a secure job. And even then, show biz is not the most stable work. Be prepared.
Make the most out of the classes you signed up for. LISTEN to the teachers and your classmates. Constructive criticism is something that everybody asks for, but no one really wants to accept. At least that’s been my experience. Your teachers and peers aren’t out to tell you how horrible you are, they want to help you get better at what you love to do. Accept their thoughts for what they are worth and then decide what works best for you. Remember these are suggestions. In the end it’s your job to decide what you think is best.
Keep practicing. Get more lessons. Sing whenever you can. Join choirs, hire out for weddings (or even offer to sing for free), call up radio stations and ask if/when they will be recording those little jingles and send them your resume. You’ve got to get your name out into the community and start looking for jobs. Ask other area singers how they find jobs. I’m a theatre person and in my area there’s an emailing list you can join that sends out all auditions, tech jobs, etc. Networking is a wonderful thing. Keep track of the names and numbers of everyone you meet. You never know when they might be able to help you.
Audition, audition, audition. That’s all I can say. I don’t know much about the agent stuff, but I know how best to get the education and experience needed to then take the next step.
Good luck!
FYI: I went back to look at the other answers. Bwlobo’s answer is actually a list of things NOT to do. Seriously, it’s one of those email things, like: “You know you’re from Nebraska when…”. Don’t listen to a word, though you might try doing the opposite of them. ^_^
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