Your Questions About Email Marketing Reviews

John asks…
Are there any systems out there that good for posting ads?
I want to do affiliate marketing, but I am looking for a system that displays companies who are willing to pay you for posting their ads. Any ideas?

Jere answers:
Push Button Marketer – Automation Software For Internet Marketers. Automates Tasks Like Email, Writing, Creating Websites, Checking Stats, Blogging, Website Maintenance, Posting Ads, Research, Product Reviews, And So Much More. We’ve Cracked The Code To Getting More Done And Making More Money Online With Less Work.

Donna asks…
I am selling my home and have a question on paying the buyer closing costs?
The market is horrific right now so as a small bonus I decided to pay HALF of the buyer’s closing costs and I’ve already knocked off $25,000 for the buyer. I really think the buyer is trying to take advantage of me. The reason I feel this, because she is telling me to just pay her 3% of the cost of the home and that should take care of her closing cots but my thoughts are how would she know so soon what her closing costs will be when we haven’t even gotten to the purchase agreement yet and the deal haven’t even made it to the closing table. She is trying to get this 3% in writing, in the offer, but my point is how would she know that 3% of the cost of my home is going to equally cover her closing costs. If I give her 3% that could pay the closing costs and more. I am only interested in paying half her closing costs. How would I do this without being burned? How and when would I know the real cost of her closings costs so I can accurately pay that amount without going over?

Jere answers:
Oh everybody is giving you a simple answer to a very complex question.
She says just make it 3%. It shouldnt be that high. The other people are right she cant really make cash out of it. She could increase the discount price to get a better interest rate. Or she cold say to the mortgage broker close on this day so I dont have a payment for 60 days.
There is actually alot you could do wiht 3%. If 3% is half the closing cost. Im trying to figure out how the borrower could have 6% in closing cost.
Even with a 1% origination fee I would probably never hit 3% in closing cost on any loan. So if you are paying half it should be around 1.2-1.5% on all loans.
Write a letter saying I will pay half of these cost and these costs only. 1% origination fee, appraisal, and lenders fees, lenders fees are up to standard lender fees not including discount fees or prepayment fees. Standard lenders fees not to exceed 1000 dollars (that will be plenty), Taxes and Hazard insurance, and interm interest and any money put into a reserve account. These fees are not considered closing costs.
That will put you at around 1.5-1.8% tops. Since you are paying half that puts you at .75 or .9% that you owe.
There is no way in hell she needs 6% for closing costs. Give her a set number. I would pick around 1.75% if you are paying half. That gives her 3.5% in closing costs. If she is paying anything over 3% to close a home its a benefit to them, and you shouldnt be paying. I think 1.75% is very generous for half.
If she doesnt like that. Ask for cost for title, appraisal, lenders fees.
I agree with you, you are totally getting screwed if 3% is half the closing costs. You can email me if you want me to review the HUD’s. I will tell you exactly what it costs. Actually not a bad idea, have a third party (not me like and attorney) say what is half. Its not hard, but it wont be close to 3%. Unless its a total benefit tot he borrower, in that case you shouldnt pay for it.
My pick is 1.75% and im being extremely nice because honestly half should be around 1.375%. Unless the lender is totally screwing her. And that includes reserves.
I dont even know how its possible to charge 6%. Im adding up the fees. It would have to be a section 32 mortgage to get that high. So the point is either she is getting screwed or you are. I wouldnt pay over 1.75….
Just go ahead and print this and hand it to them. Or to their loan officer.

Susan asks…
What is the best way to increase traffic to a website without spending a lot of money and avoiding auto-surf?
I’m reviewing various method to generate usable traffic to my website and I don’t want to get caught up in some sort of auto-surfing program. Do you have a suggestion that has been effective for you and doesn’t require a lot of baby-sitting. I do not want traffic exchange programs. I need real people looking for value and not a clicker wasting time.

Jere answers:
Your strategy is the way to go. I hope others realize that auto-surfs and traffic exchange programs are a waste of time
You can use pay per click advertising in the search engines to reach audiences looking for your products. You can use Google Adwords http://www.google.com/adwords or Yahoo http://searchmarketing.yahoo.com
Here are some shoestring marketing ideas that can help you get the visitors you need at the least cost possible:
1. Create the best content you can with the best products you can possibly offer. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.
2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends. If only 10 people go to your site, but these 10 people invite 10 more – that’s additional traffic that you get for FREE!
AddThis http://www.addthis.com
3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.
If you are going to read only one piece on search engine optimization, I suggest you read Brett Tabke of WebmasterWorld.com’s “Successful Site in 12 Months with Google Alone: 26 steps to 15k a day.” http://www.webmasterworld.com/forum3/2010.htm
4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News.
Http://www.prleap.com/sign_up.html
http://i-newswire.com/
http://www.24-7pressrelease.com/
http://www.pressbox.co.uk/cgi-bin/links/add.cgi
http://www.pr.com/press-releases
http://www.prfree.com/
http://www.clickpress.com/releases/index.shtml
http://www.theopenpress.com/
http://www.przoom.com/
http://www.prweb.com
http://www.newswiretoday.com/
http://www.free-press-release.com/
5. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. If 50 websites publish your article and it contains a link back to your website, then you easily get 50 links from a single article. The more links you have, the greater your chances for increasing your search engine rankings.
Here is a comprehensive list of where to submit your articles http://answers.yahoo.com/question/;_ylt=AhzreGmnCUicOoyedqypscUjzKIX?qid=1006022407481
6. Post a link to your site for free where it is allowed (always read the Terms of Use). Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/…
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/
Kijiji http://www.kijiji.com/
Local.com http://www.local.com/

David asks…
How do I get book reviewers to review my POD book?
I have been emailing and sending press releases to book reviewers. Most of them have guidelines against POD books, e-books, etc..

Jere answers:
I have compiled a list of sites that review POD titles. I’ve included the link below.
The problem is that the vast majority of POD titles are crap. Let’s be honest. Nobody proofreads their work. Nobody hires an editor. Nobody formats their book properly. Also, because of the huge volume of books published each year, most reviewers only want to review books that are available on the mass market (i.e. You can buy in a bookstore or pick up at Amazon). They aren’t interested in doing your marketing for you if the only place your book is available is your own website.
Hopefully, this link will help you.

James asks…
What options are available to avoid foreclosure?
I have a relative that can no longer pay for a high mortgage payment, what options are available to avoid foreclosure? The house has been on the market for nine months but no buyers.

Jere answers:
Don’t stop making the payments yet. Have a lender review the loan and the equity and see if there is something they can do in the mean time to lower the payments.
Second, see if they could rent out the house to cover the payments for now.
Third, offer more commission to the selling agent. Like 5% to the selling agent. This will motivate the agents to show this house.
Last step, contact the lender and see what they can do. Remember though, if the bank loses money you could be tax for the difference as income. This should be your last resort.
I hope this helps you. Feel free to email me with more questions.
CA Lender
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