Your Questions About Business Online Payroll

Jere answers:

Hi there – I work at Intuit and we offer a few different payroll options, including online payroll which has a 30-day Free Trial.

An overview of our different payroll options can be found at www.payroll.com

Hope this helps! Let me know if you have any questions.

Thanks,
Chris

Jere answers:

1. Set up your business entity
Select the most appropriate business entity for your personal situation (Sole proprietor, Partnership, Limited Liability Company, S Corporation, C Corporation). Register your business with the Secretary of State in your state

2. Set up your financial systems
Obtain a Federal Employer Identification Number (EIN) from the IRS (IRS form SS-4. Http://www.irs.gov/smallbiz)

3. Develop your Private Duty Home Care Business Plan
Write a detailed plan of how you will start, operate, and grow your business.

4. Acquire the appropriate licenses, registrations, and insurance
Obtain a city or county business license; Obtain a sales tax license (if required in your state) ; Obtain a home care license. Approximately 23 states require that non-medical home care companies be licensed. Http://www.privatedutytoday.com/licensing.htm; http://www.leadinghomecare.com/assocstate.htm
Register with your state Department of Revenue (In some states, you can register online. Go to www.state..us); Register with your state unemployment service; Purchase workers compensation insurance; Purchase business liability insurance; Purchase fire insurance on your office, contents, and valuable papers (even if you are working out of your home initially)

5. Set up your office systems
Intake process
Scheduling process
Client care documentation and record keeping
Employee records
Payroll process
Billing and collection process

6. Prepare your Private Duty Home Care Policies and Procedures
7. Develop and implement your caregiver recruiting and retention plan
8. Develop and implement your sales and marketing plan
9. Recruit and hire your office staff
10. Make sales calls. Make more sales calls. Make many more sales calls
11. Admit your first client. Celebrate your success
12. Grow your business.

Here is a list of home care franchise companies:
@Work Helping Hands Services
Americare Alliance
Caring Senior Service
ComForcare
Comfort Keepers
ELDirect Homecare
Griswold Special Care
Home Care Assistance Senior Care
Home Care Living Network
Home Helpers
Home Instead Senior Care
Home Watch Caregivers
Home Well Senior Care
Interim HomeStyle Services
Right At Home
Spectrum Home Services
Superior Senior Care
Visiting Angels

Jere answers:

The best bank that I have seen so far for a small business is Bank of America. When I used them they did not charge me any fees like most banks will, and you can get basic online access along with a Visa Debit Card at no additional cost. If later down the road you need to do payroll and bill payments, they can offer these to you at a minimal additional cost.

Jere answers:

They are a rip off. I was scammed recently. If it sounds too good to be true, it is.
The companies promote their business one way BEFORE you pay & as soon as you pay it is something completely different then you signed up for.
Make sure to check RipoffReport.com & the BBB before sending your money anymore.

Jere answers:

First…ask yourself if you want to start a business or just be able to go diving whenever and wherever you want to. If the answer is YES, I want to start a business, then you will need customers first of all. Then a retail establishment to stock your supplies from, because a dive boat doesn’t make a lot of money, but selling stuff to your customers makes a bunch! Decide if you want to base it from the USA or a foreign country, like Belize or Cost Rica, or where-ever. If it’s a foreign country, check with their gov’t and find out what the fees, taxes, regulations, etc. Are for having a charter business in their waters. In Costa Rica, it amounts to 20 pieces of paperwork, all certified of coourse, and paying taxes totalling about 35% of the cost of your vessel. If your boat cost you $170,000 then you’ll pay about $60K in taxes just to get to tie up to the dock.
If you want to run from the USA, then look for a business already started and running and then, if you have the experience and can convince a bank to loan the money or pull out your own checkbook, look it over very carefully and decide if it’s for sale for all the wrong reasons to buy it!
Some are just owners that have grown old of the same ol grind and just want to retire to a nice little spot and dive when they want to.
If you find a spot to take over, advertising and marketing are almost as big a part as the actual day to day operation. Also add in the taxes, fees, permits, captain’s license (you have one of those don’t you?) or a captain to run your dive boat, and insurance. Are you a certified SCUBA INSTRUCTOR? If not, you might want to make sure you have one on the payroll. If you are one, great! That’ll bring in some extra money.
If you just want to haul people out to the local dive spots, then you have to get or have the US Coast Guard Captains License called a 6-pack license i order to transport up to 6 paying customers to your dive site.
If you make a couple of trips a day, better have enough money for your fuel bill. Got a place to dock the boat? You’ll need a spot for people to come to to get on board. Advertising or a store front are very good for this. Do you have a web site? You’ll probably need one. It’ll help in the advertising dept and if you set it up right, people can book their trips online and pay with their plastic and you can sit back and watch all the stuff happen. Maybe… This is just a touch of the stuff you have to deal with.
Www dot sailblogs.com(forward slash) member (forward slash) sandybeachdivecharter
this is my blog for my charter business, it’s tough and takes a long time to get going.

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