Your Questions About Business Online Services Gov

James asks…
Do you know how much CA Gov. candidate Meg Whitman charges EBAY sellers?
Do you know how much money CA GOP Gov. candidate Meg Whitman takes from ebay users?
For those of you who don’t know, EBAY is a monopolistic online auction site that is able to charge it’s users extraordinarly high fees because of it’s monopolistic powers.
For instance, you can list an item for sale with a $1.00 minimum bid. Many of those items sell for the minimum bid price.
Ebay charges sellers just to post items for sale, whether they sell or not. They call this the “insertion fee”. The cost to list an item for sale at $1.00 is 25 cents. Remember, the seller pays this fee even if the item doesn’t sell! Start your auction at a higher minimum bid and the listing fees go up and up with that price.
If the item does sell, then EBAY really starts to roll in the dough. First they charge “Final Value Fees”. For items that do sell, EBAY then tacks on an additional 9% “Final Value Fee”. That’s 9 more cents out of your one dollar sale price.
Then things get really fishy. EBAY’s policies REQUIRE their users to pay and accept payments using online payment services such as PAYPAL, which EBAY just happens to own. Does PAYPAL charge fees too? Oh yes they do!
How much does PAYPAL charge? Well, they take 3.9% of the transaction amount as part of their fee. They also tack another 30 cents on every single PAYPAL transaction.
Let’s review all the fees charged by EBAY and their subsidiary PAYPAL for that $1.00 transaction.
Ebay takes $0.25 for an “insertion fee”. EBAY then takes another $0.09 cents for the “final value fee”. EBAY’s subsidiary PAYPAL then takes $0.039 plus another 30 cents for a total of $0.339.
Add up the three of them and EBAY/PAYPAL takes 67.9 cents out of that $1.00 that an EBAY seller “earns”.
Did you know that EBAY chairman Meg Whitman takes that much money from all of EBAY’s transactions?
And Meg Whitman complains that TAXES hurt small businesses?
EBAY is NOT an online auction monopoly? Who’s their competition sport? They ARE a monopoly. Educate yourself before responding to my questions please. Small business‘ operating out of their own homes have no choice. They MUST use feebay.

Jere answers:
Couple things, sport. Whitman is no longer Ebay CEO… People are free to use or not use Ebay.
Pretty simple, huh?
P.S. – Ebay is not a monopoly.

Lisa asks…
Do I really need to register my trademark ?
I have a name, and am not quite sure if in the future (near future), I have to use this name as my business identification (product/service). Since, I came up with this unique name, I would like to have legal rights on it (in case if somebody else copies it). I was going through the application to register the trademark at http://www.uspto.gov/teas/teasplus.htm , its costing $275 / $325 ( and it doesn’t even say if it is per year/10 years). Does everybody (who is planning to offer service/product) go through this process, lets say facebook and many other free online services.., do they register their trade mark ????
Can I use “TM” (superscript) in front of my name, even though, I haven’t applied for Trademark registration ????
Any ideas are appreciated ?

Jere answers:
Learn about trademarks here…

David asks…
Why cant the government stop bailing out big business and instead bail out the people that owe.?
I have submitted several times a detailed plan to repair and or fix some of financial woes to both politicians and the president with no response. Why Instead of bailing out the big businesses and banks, car makers etc. can the gov‘t not provide an allowance to each american for this purpose vs Trillion dollar bailouts. This would occur as follows, just like filing your taxes you would be provided with a standard allotment of say $25,000.00 and with it you would get your claim form- these credits would be comleted online just as your taxes are and you would first be reuired to make good on any debts owed in a specific order 1- Mortgages 2-Automobile 3-Credit Cards / loans 4-Child support rearages 5-Fines and penalties etc.. etc… the reamining balance if applicable $10,000.00 or less would be issued in a stimulus check to that person or family.
This would ensure two things that the gov‘t has been trying to accomplish: 1- Assist the big business, banking and auto industry by giving them their money thru payment for their services or products that people owe or are behind on an 2- Free up moneys for families to spend in these markets and encourage the extension of more loans and credit based on increased credit scores etc.
Does this not make sense to anyone vs giving billions of dollars to these organizations…. Simple economics tells you that these moneys are being used for salaries, pensions and day to day operations not clearing up the debt owed, this is why most need more and more. It is a bandaide as the people that owe or purchase these items are in the same boat.
**** I do not approve of a blind monetary stimulus to the people as it does promote growth but rarely stimulates the individulas credit rating by the payment of current debt owed; this is why it is a controlled stimulus built to stimulate big business etc., improve the economy and assist the great people of this nation…

Jere answers:
The government does not give away money to those big business, like General Motors. Those monies were loaned, and much of them have been repaid. What you are proposing is the government give as a gift, money to people to use as they see fit, without repaying. That simply makes no sense. It would add billions to the deficit. No thanks.

Daniel asks…
What should i do if someone says theyre going to report me to the FBI because i didnt ship anything to them P2?
if you dont knwo what im talking about, read my other question:
http://answers.yahoo.com/question/index;_ylt=AjLCSj.A1nTndwBgXWGPJuMazKIX;_ylv=3?qid=20090612090358AA8nf7O
so, this guy claims that he payed me and i didnt give him any information, and he said that i didnt send him MY item that i said i could not ship; and this is what he send me, i am really scared ! PLEASE HELP ME !
CYBER CRIME INVESTIGATIONS!
Name: Kobi Teurn.
E-Mail Address: kobeezyteurneezy@gmail.com
Initiatives
Computer Intrusions
Innocent Images: Online Child Pornography Program
Anti-Piracy/Intellectual Property Rights
InfraGard: FBI/Private Sector Partnership
Protect Yourself!
File an Internet Crime Complaint
How to Protect Your Computer
New E-Scams & Warnings
Common Internet Frauds
Risks of Peer-to-Peer Networks
Parent’s Guide to Internet Safety
More Protections
Cases and News
Wi-Fi Security: Advice from the FBI
The New Phenomenon of ‘Swatting’
More
Resources
CyberCrime.gov
Online Crime Statistics
FBI/Computer Security Institute Survey
National Strategy to Secure Cyberspace (pdf)
National Cyber-Forensics & Training Alliance
The FBI team writes this to inform you that your buyer Dr. Trump. who complained to us bitterly over an item he paid you for, which is “HTC Tilt 8925 for AT&T” through PayPal online money order and got doing business with you through Craigslist.org, and we also interviewed him to believe that what he said is True concerning the allegations that you scammed him and double crossed him out of his money, which he sent to your PayPal account and also shows to us the proof of the payment made by him and since then the Report was so because he didn’t want to Continue with it maybe. And again the PayPal online money order also sent a report to us about you Providing their own Evidence that you wanted to use their service to Scam others and to rip people off out of their Money. But this will never happen since it has been reported to us. We’re hereby write to inform you that the Merchandise must be shipped as they told you to it’s destination being West Africa/Nigeria to your buyer’s name and Information without any arguement as you both was agreed before this problem came up, failure to do that will attract the real attention of the FBI team in East Harlem the City of New York to track you down because every information about you is with us and we also have your profile in our Data/Computer. So we strongly advice you to ship the Merchandise back to his son’s to the Information which was given to you by him. The FBI’s cyber mission is four-fold: first and foremost, to stop those behind the most serious computer intrusions and the spread of malicious code; second, to identify and thwart online predators who use the Internet to meet and exploit others through internet business and online transactions. Statement report made by the PayPal Team will be sent to you shortly.
OMG THANKS. BUT I FEEL KIND OF SCARED STILL.

Jere answers:
There is nothing this person can do to you as he didn’t pay you and thus the transaction didn’t go through. And you have the right to make whatever terms-of-sale you deem appropriate (ie. No checks, no shipping, etc.). He is only bluffing and trying to force you into giving him something for nothing.
So email him back and tell him it is a crime to misrepresent oneself as a police officer or to misrepresent a communication as being one from a police officer. And then tell him that you forwarded HIS communications to the FBI and he is free to do likewise with your communications.
And then contact PayPal and let them know what is happening to you. Don’t contact this person anymore unless PayPal or a police officer instructs you to. And contact your local police department as I believe what this man is doing is a crime. They will give you further instructions. And as you are a minor, you will need a parent to go with you.
Also, you were wise not to give out your address or your phone number. Never do that and NEVER accept a check (they could be fake). Oh, and never meet any person (including this one) by yourself. Always have a parent with you for your personal safety. There are some very bad people out there who might prefer you to the product you are selling so don’t put yourself in harm’s way.
One last thing. You must tell your parents what happened.
Good luck!

John asks…
What type of trademark should I file?
I am making an online auction site like www.ebay.com. I want to patent my business name so I am filing a trademark. I noticed there are different types of mark on www.uspto.gov. Which one do I file? Is it a service mark? Thanks!

Jere answers:
Trade & service marks fall under various (more or less arbitrary) classifications of the USPTO. I would look up e-bays’ classification(s) & use one of them.
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