Your Questions About Business Online Services

Jere answers:

The most effective way to advertise on the Internet is
to first set up a website and publish its domain name
on major search directories such as Google.com,
Yahoo.com [at http://www.google.com/addurl/?…… And
MSN.com since 85% of Internet shoppers rely on these
search directories to provide them with goods and
services. In a sense, these search directories are a
very large Internet Yellow Pages.

Nevertheless, should your website or opening webpage
fail to contain “generic” keywords, then anyone using
such “generic” queries will not be able to discover
your website. Your domain name [URL] of your website,
in a sense, will be invisible, undiscoverable.

You may want to consider some simple algorithms which,
when observed and committed in designing of a website
with placement of various critical metatags that can
surely achieve a high search engine presence and
increase Internet traffic to your website. These
metatag strategies work well with published webpages
at Google and Yahoo.

Design: Should you create an extensive Flash-based
website, make sure to fill-in the property entries
such as the Title, Description and Keywords. Failing
to do so, leaves no hard HTML or ALT resource that can
be readily indexed by search robots. Also consider the
Internet audience and their incoming setup. For
example, if they are on analog/dialup, Flash webpages
take too long to load up and therefore analog users
will likely lose interest and discontinue entering the
Flash site. On the other hand, anyone on hi-speed DSL
lines, will welcome Flash pages which load quickly. So
before designing a pure Flash websitge, ask the simple
question, “Who’s my end user – is he on dialup or
DSL?” And if you had to choose between these two users
for maximum marketability, then select analog users
since 80% of most resident users are still analog
Internet subscribers and pure HTML designed webpages
is best for them.

A non-Flash-based website which relies on hard text,
is far easier to be indexed by search robots. Limit
the use of stylized text saved as .gifs since as a
graphic, they are not indexable by search robots.

Avoid use of frames since any number of search robots
are unable to properly classify textual material.

Placement of Metatags:

A ranking or search order does take place with Google
and Yahoo and it begins with the “Title” metag which
should consist of no more than 65 characters separated
by commas. The “Title” should describe in generic
terms, the goods and services, followed by a location
from which the resource is located, i.e., city, state.
The placement of a domain name which is not generic
within the “Title” is not appropriate, unless your
domain name is a major recognizable brand name.

The second metatag is the “Description” which is
usually 25-30 words to form a complete sentence which
best describes one’s goods and services.

And the very last category – “Keywords” are also
somewhat limited to 15-16 words which can be plural
and compound in nature. Again, avoid multiple entries
which could be mistaken as “spamdexed entries” which
is defined as the loading, and submission of
repetitive words into a particular metatag category.
“Spamdexing” when discovered on a webpage and reported
to Google’s spamreport.com can result in the
elimination of your website from their search
directory.

Good luck!

Jere answers:

Alibaba http://www.alibaba.com is one of the more popular — and reliable online marketplaces for importers and exporters

Jere answers:

The last response is correct…you need to have a professional look at your situation.

The main key everyone out there needs to remember is that every person in america have different finances, employment, credit, bills, etc. Each and every person qualify for something different. On top of that every lender has diffeent guidelines in which they lend money..

My advice is that you work with a company that is partners with multiple investors. There are a couple reasons i suggest that:

1. If a loan officer can shop your loan to multiple lenders they are bound to find one or more willing tho lend to you. They then can find the best of the offer, and allow the investors to compete for your business. This means lower rates and costs for you!

2. If you on your own call multiple banks to see what you qualify for, each and every lender will have to pull a seperate credit report. The more times it is pulled the worse your credit gets. Now, when you work with a loan officer that can shop among their investors, they only have to pull one credit report, and use that copy to shop mortgage lenders for you..

So not only do you keep your credit score where it is, you dont have to worry about any of the busy work..you let the loan officer do it for you..

As for the question about Ditech, and lendingtree, these are companies that you will end up paying much higher closing costs, and interest rates as well. The other thing is that they take tremendously longer to close your loan. Being that they are online companies, they do not service your loan. They sell your loan 30 days after they close it for you. I would suggest working with a BANK that partners with multiple lenders to bank all loans IN HOUSE!!

My name is Jason Fry, and I am a loan officer with Providential Bancorp, a nationwide mortgage lender. We are partnered with over 80 different investors that all have different options. I’d be happy to assist you in a refinance, or at least be able to let you know exactly what YOU QUALIFY FOR. You can then make a more informed, and educated decision whether it would be the right move for you.

Feel free to give me a call at 312-264-6448, or
you can email me at Jasonf@providential.com.

Thank You,

Jason Fry
Providential Bancorp

Jere answers:

I think Google Adwords would be best for what you do. If you need help with your campaign, I’d love to chat about it more. Sarah@ApplePOPDesign.com

Jere answers:

Collection agency is the only other one that comes to mind.

Btw, you misunderstand factoring. Factor buys receivables subject to conditions from importer or maker of product [“client”] where the buyer is an established retailer or distributor [“customer”]. Retail sales are not intended and usually excluded from the agreement.

The factor advances a fixed percentage of the gross invoices against the future payment by the customers. For a well run manufacturer, this is on the order of 90 to 92 percent.

Factor frequently has the right to approve the credit of buyers and may only advance funds on invoices to approved buyers. The deal will require that all sales be submitted to factor.

Any client caused return invoices [mismanufacture, warranty, shipping error, etc.], or invoices not paid because the goods are returnable if not sold [common in some industries], will have the same percentage withheld from the payment for the next outgoing shipments

after the net due date on invoices has passed [usually by 30 days], the client receives the balance between the advances and the calculated amount due [net sales times agreed percentage — frequently in the 95 percent range if terms are net 90 days].

The seller isn’t ‘guaranteed’ to receive funds from all sales — only from those the factor accepted the credit on, and then only if there are no returns.

In the case of internet sales where credit checking would be impractical [although factors have been computerized for decades]; no factor would likely want the business. That’s where credit card sales become critical.