Your Questions About Email Marketing

Susan asks…
What are the steps for doing Email Marketing?
What are the steps for doing Email Marketing?
Is there any benefits for SEO purpose

Jere answers:
One of the benefits is reduction in bounce rate.
Steps of email marketing:
1. Sign up with an email marketing service
2. Set up a campaign
3. Provide list of emails and names
4. Set up a newsletter or message
5. Send out
6. Test the campaign
7. Create another newsletter after a few days, send out and compare results.

Sharon asks…
how much can opt-in email marketing improve repeat business?
how much can opt-in email marketing improve repeat business from customers? I am operating a small used video game store online and thinking about keep customers’ emails, send them special offers on regular basis.
Has anyone have any experiences on opt-in email marketing? How much (in percentage) do you think it help on repeat businesses?
Thanks a lot!

Jere answers:
I can’t give you percentages, but I can tell you that it helps. About a year ago, I purchased a Flip Cam from Best Buy on their website. Before I had even received the camera, they had sent me an email containing related products. I would up purchasing a case and a tripod for it. Now, almost a full year after the purchase, I just received another email from them. This one, informing me that the manufacturer’s warranty was about to expire. They gave me the option of purchasing an extended protection plan.
For your used video game store, you could use a similar concept. Find out the types of games and systems your subscribers like. Inform them on similar games or upcoming releases. You can even do the warranty thing with the game systems. The possibilities are endless, and customers that become engaged with your email campaigns are sure to be repeat customers.

Daniel asks…
Where can I get fresh email database of all countries for free of cost?
Friends ! I am Krishna from Hyderabad,India.I want to do email marketing.To do this I want fresh email database of all countries.If you send me the sites or links , I will download.I want email database for free.I can’t pay because I am poor.So please send me details of how to get email database for free of cost? please reply . Thank you one & all

Jere answers:
Please don’t start a spam campaign. Sending unsolicited email is illegal in many countries.

Donna asks…
How can I promote my small business by email marketing?
I set up an online store, T.H.E.store – www.cafepress.com/thestorehk, and I would like to promote my small business to worldwide. One of the methods I want to use is email marketing but I don’t have any receivers’ email address. So, where I can get ibulk email addresses without paying ?

Jere answers:
Don’t use email marketing..alot of people hate getting spam. Instead why don’t you work on getting your website high in the search engines and try using sponsored links e.g. On google so that people will see you site highlighted when they use certain search words?

Donald asks…
Email Marketing Advise?
Hi to all
I am looking at starting some sort of email marketing to advertise my new business.
I am looking for any recommendations or advise any one could give.
This industry seems to be open for abuse, is there any scams I should look out for.
Thanks

Jere answers:
Email is a very powerful marketing tool. In spite of spammers abusing the medium, email can still be used and is still valued by users for timely, rich and enticing information and advertisements.
Email marketing (on the Internet) is popular with companies for several reasons:
1) An exact return on investment can be tracked (“track to basket”) and has proven to be high when done properly. Email marketing is often reported as second only to search marketing as the most effective online marketing tactic.
2) Advertisers can reach substantial numbers of email subscribers who have opted in (i.e., consented) to receive email communications on subjects of interest to them.
3) Over half of Internet users check or send email on a typical day.
4) Email is popular with digital marketers, rising an estimated 15% in 2009 to £292m in the UK.
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Your Questions About Direct Marketing News

Chris asks…
Quality news stations?
What’s the best news channel or show to watch for quality stories and important headlines? I don’t care if it is biased, as long as they give enough coverage rather than superficial news with distracting visuals.

Jere answers:
CNN is the best for giving unbiased news most of the time. With such people as Anderson Cooper and Dr. Sanjay Gupta reporting we are getting the best news reporters in the world and they don’t just sit in their news offices, they go to the sites and give hands on and direct live reporting. Anderson Cooper and Dr. Sanjay Gupta were in Haiti within the past few days and may still be there trying to get the Haitian government to release the medical supplies and food from the warehouses, some of which are only five miles from where the people are who need the supplies and food. What is happening is that the relief agencies stored the food in the warehouses to be distributed later to the Haitian people and the politicians are charging the relief agencies for both storage fees and for releasing the supplies and food and some of the relief agencies don’t have the extra thousand or more to pay to get the supplies and food released. What is really happening is that the politicians in charge of storing the supplies and food have keys to the warehouses and they take supplies and food for themselves, their family, friends, and also sell some of it on the black market at inflated prices as a way to get extra money for themselves. The president of Haiti knows this is happening and he isn’t doing anything about it yet and won’t until pressure from other countries and the United Nations Relief effort is so intense that he will have no choice but order the supplies and food be released. This is the type of news stations that are needed as they serve the purpose by “keeping them honest”, which is the motto of CNN, to keep them honest, and CNN does so by seeking out and asking the pointed and direct questions people in general want answers to and they are very successful at changing the status quo. Let’s not forget the Dr. Sanjay Gupta is a doctor first and a newscaster second as those who watched CNN learned when they saw him both reporting the news and operating on patients at the same time immediately after the earthquake. I have never seen such outstanding journalism and dedication as that exhibited by Dr. Sanjay Gupta and Anderson Cooper. These two individuals are both heroes in my book as they both saved countless lives while they were in Haiti and they are still doing so. These two outstanding human beings deserve the Nobel Peace Prize for their dedication and devotion to helping the people of Haiti and if it were in my power to nominate them I would do so. I don’t think you will find a news station as good as CNN anywhere in the world.

Richard asks…
reports about financial markets?
If you observe news reports about financial markets for some time, you will notice that investors pay tremendous amount of attention to economic to economic data releases from the government. Why do you think that this is the case? What are investors concerned about? What would happened in financial markets if investors thought that there was a much higher probability than before that a recession would occur soon?

Jere answers:
Macroeconomic data like the unemployment rate and GDP have a direct affect on economic growth and activity, and the markets. If investors thought there was risk of another recession they most likely put money into bonds, treasuries and high rated corporate bonds. Bond yields would fall, bond prices would rise and and stock prices would fall. Sort of like whats been happening recently.

James asks…
Where do I find market information about Peru concerning investment in advertising?
Where can I find data and market information about Peru concerning investment in each kind of advertising media (television, radio, press, internet, direct mail, etc.)

Jere answers:
There is a news paper in most Peruvian cities called Rueda de Negocios. I found this answer at http://lighttravelguide.com/forum.php?pq=El+Comercio

Helen asks…
News on cybernetic implants?
So I’m planning on going into the forces, and that got me thinking about what if I lose a limb? What sort of technology will be available by say 2020-2030, is it possible that we can create cyborg limbs and optics as opposed to tradition prosthetics? Also what is the current situation on cybernetic limbs, are they in progress?

Jere answers:
There is no doubt prosthetics will be markedly improved with each passing decade. By 2020 don’t expect market available neuro-prosthetics “cyborg limbs”.
Even 2030 is a far cry from having prosthetic limbs that are innervated by our brains with any agility, dexterity that resembles a human limb.
However, DARPA has been heavily funding this research — although with little success. The most success have been from smaller funded research teams.
The biggest hurdle is integrating our nerves at the amputation site into a prosthetic that also has the capability to interpret ten’s to hundreds of thousands of nerve impulses for different specific actions/movements, sensations (tactile, prociceptive, heat/cold, etc.).
After an amputation our peripheral nerves can no longer transmit or receive nerve impulses. The barrier has been to attempt to fuse them into robotic limbs to create a direct neural-prosthetic device/interface.
A few teams of scientists have been taking different approaches with some initial success. Some of the initial reports show that these artificial limbs would be able to move with agility, feel hot/cold, and even subtle touch (tactile).
One of the most promising of these scientists is a group that has developed a scaffold that is an artificial structure that can support tissue growth — essentially merging severed nerves with these prosthetic limbs.
The difference in this particular result and others — is that many researchers have made attempts to integrate nerves and prosthetics, but they don’t use techniology that is compatible with nerve fibers. Nerve fibers are tightly bundled and flexible, as such nerves need to grow and have room to move around within a space. Most attempts confine them in a stiff interface (space).
The new material which comprises this scaffold interface is flexible and fluid AND highly conductive as nerves can be thought of as an electrical circuit.. The higher the conductiveness the easier it is to pass the low voltage current our bodies use constantly in fractions of seconds to operate our limbs. Nerve signals are highly localized and very subtle, thus an effective neural-prosthetic interface would need to transmit thousands of different signals per SECOND to come close mimicking a human limb, and it’s inherent relationship to the human brain and body.
Thus this new technology is from the development of biocompatible polymers which mimic nerve tissue. This porous material allows nerves to be extended through it and lined with electrodes to again enhance conductivity.
However, this has only been utilized in rodents (rats) so far.. And the surgical results of this scaffolding has been exciting — shortly after being implanted to severed leg nerves of rats the rats own nerve fibers began to grow through the scaffold and fuse back together. This is a HUGE advance. Further the synthetic material wasn’t rejected whatsoever (another big problem surmounted as the body’s immune system rejects all foreign material,.. Thus creating a scaffold material that the body doesn’t recognize as ‘foreign’ is remarkable.
So, thus far we are focusing on the integration of the fusion of nerve fibers after they have been long severed.. This appears to be working in rats. However, we still have to figure out how to integrate the prosthetic to take individual inputs from thousands of nerves and there signals every fraction of a second to be recognizable commands that are fluid and occur with thought (the brain). So nerve mapping for function, tactile sensation, hot/cold, prociceptive sensation (this is the a sensation most people don’t realize we have.. Our limbs constantly are giving feedback to our brain about their relative dynamic position , load, etc so we maintain our proper posture/balance while still, walking, running and more eccentric activities.
Current prototypes have impressive abilities but none of them are directly interfaced with our nervous system which is the end result with a successful cybernetic/neural prosthetic limb. DARPA is the pentagons most advanced research team, highly funded, and they still haven’t been able to create a prototype interface that would be sensitive enough or had a lifespan of more than a few months. As such DARPA has reached out to educational research groups, and private entities that would solve these problems.
An example of another prototype developed by Johns Hopkins uses brain implanted micro-arrays to transmit cues to an artificial limb. Impressive but not good enough — we need to use the brains existing system of function and adapt the prosthetic to our existing function, not create a ‘new brain’ for each implant.

Mary asks…
Fair Use? Copyright? Can I post a news segment/story that highlights my company’s product on youtube?
If a TV news company, such as fox or nbc, does a tv news story on my company and product, can I record and post the story on youtube? Would this be “fair use”? Can they claim copyright infringement?

Jere answers:
Posting a news segment on your company might be tantamount to commercial use, in that it is some form of marketing. Not sure it will withstand the test for fair use.
In any case, many news companies specifically disallow reproducing their content without their permission. This would include posting on Youtube.
You should obtain permission to broadcast the story on Youtube. It may be easier than you think to get permission. For example, Fox News.com gives a contact email for requesting permissions:
“Requests for permission to reproduce or distribute materials found on the Site can be made by contacting FOX News in writing at: Legal Department, Fox News Network, L.L.C., 1211 Avenue of the Americas, New York, New York 10036, or by emailing ldepartment@foxnews.com, Subject: Content Request.” Source: http://www.foxnews.com/about/terms-of-use/
While the above contact is for the fox website content, they may be able to direct you to the relevant Fox TV news department you need.
Find out what NBC news may require. NBC Universal terms are found at http://www.nbcuni.com/terms/
For more free advice, post me a question at http://www.copyrightadviser.com
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Your Questions About Internet Marketing Company

Sharon asks…
what is a fair way to set up a small sales company selling referrals over the internet?
My friend and I have an opportunity to generate leads (sales referrals) for an existing brick and mortar business. The company has a successful affiliate and direct sales program that pays $100 per referred sale.
They currently have no Internet representation. My partner and I plan to generate sales from Internet marketing only – no traditional sales.
What is the best way to legally set up the business to protect our interests as a company and my interests personally?

Jere answers:
When you say “protect our interests as a company,” do you mean the company you are referring people to or the one you plan to form with your friend?
It really depends if you are employees of the brick and mortar business. If you aren’t, you could set up a limited liability company (LLC) and have the brick and mortar business pay your company (the LLC) for the referrals. You and your partner would then file the appropriate tax forms for your partnership.

Charles asks…
Can I make a career in Internet Marketing?
With today’s internet community is there still room for honest, reputable coaches to grow a clientele in the internet marketing arena?

Jere answers:
The answer to your question is yes. I own a 2 million dollar Internet marketing company. I’ve owned this business for 21 years so obviously we didn’t start as an Internet marketing company; we started as a graphics and communication service. The formula is simple, but the execution calls for patience and vision:
If you can help just one business client successfully market their company and product on the Internet, all you have to do is take that story to somebody else that HE KNOWS, and ask them if they’d like to hear how you helped the first guy. Nobody cares about a brag story from your mouth, but they do care about the other guy’s story who you helped.
There will always be room in every consulting industry for another player who has a track record and integrity. Stop reading the news about how bad everything is. People still have to eat and drive and buy clothes and have babies. The stupid media would have us think everybody’s going to stop eating. I didn’t say people aren’t cutting back. But have you ever noticed that regardless of the economy, there are always the exact same amount of people needing services as people providing them? Anyway I’m getting off track. Just approach your business friends with a proposal where they get more out of it than you do, until you get that first success story, you need to give your services for less than they’re worth, then you can flip that equation over later.

William asks…
What is a quality web site design company in Rhode Island?
I need to create a website for my hotel and restaurant, but I don”t want to use a big agency. I’m located in Newport, Rhode Island, and am looking for a local company to help me create a site. They would probably also need to help me with internet marketing — stuff I know nothing about.

Jere answers:
I’m a retailer in Providence and I’ve worked with a small company called Pirata Media in Bristol, RI. They gave me a lot of time and attention, and didn’t use any smoke and mirrors, like some big web companies do.
They know what they’re talking about too! They helped me with some video production I needed, as well as some pay-per-click marketing and search engine optimization (which I’ll admit I knew nothing about either).
Overall, a great company with professional, high quality work for an extremely reasonable price. Also friendly, and easy to work with. I highly recommend them.
This is their site: http://www.piratamedia.com
Good luck!

Lisa asks…
I just started working in an online marketing company, what are some good resources to learn more?
Can someone who knows nothing about Online Marketing, Web Marketing, Search Engine Optimization Social Media contribute significantly within an online marketing company. Can one learn about these topics quick and easy. Please list some good resources!

Jere answers:
Lots of resources available to learn Internet Marketing. Visit forums like www.warriorforum.com to know latest development in internet marketing and SEO. Also visit blogs like www.searchenginejournal.com to learn more on IM. If you have some money to subscribe, then www.searchenginenews.com is worth to spend. I hope this help.

Ken asks…
How can I find an internet marketer?
I have a web site that I believe has great potential, but my marketing skills aren’t great. I am looking for someone to take over the internet marketing side of the business in return for a share in the company.

Jere answers:
You may be better off hiring a professional company to help with developing your website and marketing. Check out this agency:
The BLÜ Group -Advertising & Marketing is made up of people that are crazy about building strong brands and they will satisfy all of your advertising and marketing needs. BLÜ is committed to each and every client, the strengthening of their brand, and the growth of their business. From print ads, brochures, and web design to brand development, market research, and online advertising, The BLÜ Group will deliver the results you are looking for. Visit http://www.TheBLUGroup.com to learn more about this fast-growing agency and see some of the work BLÜ has done for its local and national clients. Top-notch work and incredible service every time, by every team member will give your business the edge it needs to succeed in today’s competitive marketplace.
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Your Questions About Business Online Degree Programs

Mandy asks…
Business Administration Degree Online?
Does anybody have experience earning a degree online? I currently work full time and the only way i can go back to school is by doing it online. What should i expect? What are online classes like?
(I’m going to register at a “real” community college)

Jere answers:
Hi there,
I work with a few colleges that offer Business Administration degrees online
As far as the programs we offer, lectures are accessible 24/7. Lectures are audio and visual lectures. It is nice b/c you can pause, rewind, or fast forward your lecture.
You would typically have a due date for assignments – most of the time the assignments are due on the weekend by midnight. You would have access to completing the assignments before the due date, which would free you up for the rest of the week or you could get a head start on next weeks assignments.
We normally have students complete 1) weekly textbook readings 2) reading discussions 3) a test at the end of the week. This also varies from class subject.
We also offer students assistance from the student services department – they check in with you weekly to make sure everything is going well with the online courses.
Online classes are a bit more accelerated than ground classes. Those who are independent learners would do well and succeed in an online environment.

Michael asks…
Online Degree Program?
I am about to graduate from Axia College of the University of Phoenix with an AA in business. I am going to continue to get my BA, but I am concerned with having the UoP name behind me. I want a better school name on my resume. I have been searching for a school that has distance learning programs offered exclusively online, but the only ones that seem to do that, for business, are no-name schools. Is my only option to continue with a school that I am not so proud of? Granted a degree from a no-name school is better than no degree at all, but I want to make the most out of this. Can anyone suggest an undergrad business school or a web link that has a list of ranked online business schools? I have done countless searches for this with no meaningful results.
I have a 3.79 GPA with UoP.
I need online because I am employed full time. I live in Jacksonville, FL and I am not happy with the local choices.

Jere answers:
There are tons of online programs. I personally attended traditional and online-only schools, and I have taught for various online schools and traditional schools over the last five years. All are accredited and solid programs. Schools tend to vary in price, so we could say online schools are more expensive, but that is relative. Of course they are more expensive than a community college, but less expensive than Harvard. The price range varies.
The key is to find a program that is fully accredited. Is it worth it? YES. My career has boomed since my MBA at nearly 5 years ago. I am close to finishing my PhD through distance education, and I am at the job that I want. I know I wouldn’t be here without the education. If you are looking at work in the U.S., then you need a school that is accredited and recognized by the Dept of Ed. I can give more info on that later.
You should market yourself and not the degree or university. There are many traditional universities offering degrees that can be earned through online methods. Distance Learning Alliance has a list of these traditional online schools. Look at that if you are truly concerned with the name of the school. Good luck on your search!

Helen asks…
online degrees?
does anyone have any info on how these degrees are being received? as in, do employers give them as much creedence as those from campus-based programs? I’m considering either a degree in education or communications, and wondering how an online degree will stack up against the requirement with so many jobs I look at wanting a degree in journalism

Jere answers:
Recent academic research tells us that it is not online vs traditional but instead all about the reputation of the college awarding the degree. Online coursework is nothing unusual these days, almost everyone teaches online and at many you can complete all of the courses in a degree online.
The question employers ask is whether the school is accredited (and by who) and what’s the reputation of that college.
Education degrees online are plenty. They are second only to business majors. Communication and journalism isn’t as common but is available.
You want to explore all of your options and not simply those “as seen on TV” programs or the paid ads on your Google search. Look for programs like these:
UMass http://www.umassonline.net/Home.html
Florida State http://learningforlife.fsu.edu/online/
Oregon State http://ecampus.oregonstate.edu/
SUNY – http://www.oswego.edu/academics/continuing/index.html
Montana State http://www.msubonline.org/
Maybe even the State U in your own state.
Remember though – journalism gigs want to see some actual journalism experience in addition to the degree. You have to get both. Offer to do some PR/News Release writing for some non-profits in your area to get your foot in the door and get some print credits you can show off.

Sandra asks…
Online degrees?
Okay well i want to get a degree for either Vet or Business management. I know they are two different catagories but i havnt decided which one. I graduated from high school 2 years ago and i feel like its time to go to school… i had too much going on to go to college after i graduated. Im currently an assistant manager at Dominos and i dont wanna work there the rest of my life. Im looking to do my degree online… being that im full time at work and just moved to oklahoma city. What are some good accredited school for both choices… and that have financial aid. And also this may be a stupid question but if i choose to do b. management to i get my associates then work up from there?

Jere answers:
Take a look at Ashford University. This is the school I have chosen and I love it! Also, you could definitely achieve your Associates first if you would like. An Associates is mostly your General Education classes which would be the first part of your Bachelor’s degree program anyway.

Daniel asks…
Online Degrees?
I don’t fully understand this whole thing. I’m deciding to go back to school and it’s convenient to do it online. But my question is this, if I decided to get my Associate of Science in Psychology degree what would I end up being? I mean I won’t be a doctor right?? So, what kind of jobs would I be able to get?? Would I be a psychologist or a counselor?? I don’t understand this whole thing? Help me if you understand this please! Thanks!

Jere answers:
Here’s the breakdown on the degrees:
Associates – (2 years (times are traditional)
It is a degree generally awarded by community colleges and junior colleges. In bachelor and above granting universities it is given upon completion of credit equivalent to the first two years in a four-year college or university.
It basically, a little better than a high school diploma. For psychology specifically, you won’t be able to do much. I have a BS in Psychology and I was able to work at a counseling organization, but not counsel. Since then, I’ve moved on to my MBA and PhD in business. That’s another story.
Bachelors – (2 more years)
It is an undergraduate academic degree awarded for a specific course or major. This is the traditional college education. If you have a Bachelors, you can say you graduated college. Personally, I can’t stand it when someone says they have graduated with an Associates (it’s just half way).
With a BA or BS in Psychology, you may be able to assist in a little more hands a person who counsels. You still need more education to be giving people advice on their personal lives. I didn’t want such responsibility, so I decided to advise people on their business instead.
Masters – (2 more years)
It is an academic degree awarded for completion of a postgraduate (or graduate) credit courses dealing with a specific and detailed subject. Depending on the career field, this is a necessity. It also separates you most cases from those with a Bachelors degree; and if you can do it in a few more years, why not. A Bachelors alone is becoming not enough in many fields.
You usually work on your Masters after starting your job related to your degree. In many states, you can counsel with a Masters, but generally under supervision during certain number of years and you usually have to have a state certification.
Doctorate – (3 more years)
A doctoral degree is granted at the completion of extensive academic work in a particular field of study. There are three types of doctorates: research/terminal, (first) professional, and honorary. The PhD is a research intensive program, while other doctorates focus on the topic without as much research methodology involved such as the EdD for Education, DBA for Business, and PsyD for Psychology.
This is the terminal degree, basically the last one because as I say jokingly, if I go for another one, my wife will terminate me. Really, it is the highest level of education. With a doctorate in psychology then you will be able to counsel on your own.
Other – (vary)
There are state and national certificates to earn in many fields as well as Continuing Education Credits to ensure that you maintain updated in the new field information. There are also very specific topic oriented Graduate Certificates that you should earn in other to show your counseling specification and specialty.
You should first of all, review your goals, personal and professional. Make sure that the school that you are going to offers the programs that match your goals. Do not settle. There are many programs that are similar, but you have to make the ultimate decision. Do not let be based on finances and length of program, but the fact that when you are finished or near finished you will be able to assume your proper place in the career field sought.
I hope this has broken down the educational degree system a little for you. You should market yourself and not the degree or university. There are many traditional universities offering degrees that can be earned through online methods. Look at that if you are truly concerned with the name of the school. Good luck on your search!
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Your Questions About Internet Business Models

Susan asks…
How can I start a business on internet?
I want to start a business creating my own web page, can you give me some advice and tips? Thanks in advance

Jere answers:
If you want to get started in building your own online business and make money online, you simply have to do your research well. Having an excellent start in internet marketing is important. You want to begin with the right internet marketing strategies so you can ensure the success of your business in the future. Learning basic strategies are essential and can help you to make sure you are on your way to building a great business and ultimately to great profits.
The 3 key steps are:
Step 1: Find your niche
Step 2: Type of online Business
Step 3: Choosing a Program/model
The details of these steps are quite long. For full explanation, go to my article:
http://ezinearticles.com/?How-Do-I-Start-My-Online-Business?-3-Key-Steps-For-Beginners&id=3403110

Robert asks…
Is Ubuntu proof that capitalism is the best system?
I am not saying that Ubuntu is successful, but Ubuntu is the most successful of all of the Linux distributions. Ubuntu clearly is trying to move away from the typical anarchist ideology adopted by almost all Linux distros. The more Ubuntu moves toward capitalism the more successful Ubuntu becomes.
Is Ubuntu clear proof that capitalism works and anarchy leads to failure, as evident by almost all other Linux distributions? If Ubuntu wants to succeed in the desktop market, why don’t they completely adopt a capitalistic business model?

Jere answers:
Ubuntu Linux. They are very poor indeed their applications will close without warning.
The operating system itself works fairly well. But they will never have software for speech recognition. Neither will they succeeded an applications improvements. The only good that I can find Internet surfing.

Donald asks…
How do i get into the modeling business?
Well I’m 15 yr old female and I
want to become a gothic/punk rocker
model, only i don’t know where to begin.
I don’t know what to do where to go
what should i do?

Jere answers:
Id see an agent… A GOOD agent not some pervert alleyway agent. Ask around and look on the internet. Send some emails. Depending on where you live. I dont honestly think the gothic thing is they way to go if you want to be a model. And I dont even know if you are serious but good luck too you. Remember its a crap industry.

Sandra asks…
What is the biggest model train company in the United States?
I want to know if there is a store where you can go that is the biggest model train company in the United States, where you can buy all the different-sized model trains, like O scale, HO scale, and N scale and stuff like that, and as well as a large selection of locomotives, diesels, and cabooses and stuff like that, as well as garden railroads and quarry railroads and junction railroads. Does anyone know where to go to buy them? Anywhere in the United States, is there the biggest train store?

Jere answers:
(“Junction railroads”? What are they?)
I’m not aware of any “model railroading supermarkets,” as the hobby, by its very nature, has FEW “big guns.”
William K. Walthers (est. 1932) is the largest overall, between being a distributor, manufacturer and importer. They do not sell directly to consumers, but through an affiliate business set up for that purpose. It used to be “Terminal Hobby Shop,” but has since been renamed.
Caboose Hobbies in Denver, Colorado, has been around a long time, is makes its home in a former grocery store. In addition to being a retail operation, they also sell via mail order and the internet.
There are also various train meets around the country at different times, where a variety of dealers get together to sell all manner of train-related stuff; the Greenberg shows come to mind. Another big one is the Great Scale Model Train Show held several times a year in Timonium, Maryland. (All these train shows, whether traveling or not, charge a modest admission fee for entry.)

Donna asks…
I am going to start an Concierge Business?
I am starting an Concierge Business and I have an few questions fell free to answer them.
1) What kind of services would you like to see?
2) What kind of price point would you pay?
3) What would you recomend as an advertisement media?
4) What sources of infomation that you would find usefull to my line of work.

Jere answers:
Starting a concierge service is a great way to become your own boss and take command of your financial future. A growing number of people believe that self-employment is part of the American Dream and offers the best job security a person can hope for in these uncertain times. Therefore, while not for everyone, a concierge service can be a fun and profitable way to make a living as the rest of us slave away in offices doing the weekly grind. Here is some useful information for anyone thinking about starting a concierge service and living the American Dream.
Estimated start-up costs and pricing guidelines:
Actually, most of us already have almost everything we need to start a concierge service. On the list of essential equipment is: cell phone, computer (preferably a laptop), fax machine, printer, and perhaps a color copier. All told, you might be out $2000 if you had to buy everything from scratch.
The amount you charge really depends on your time investment and the services you are providing. A lot of concierge services charge a monthly membership fee where a person is allotted a specified number of errands. Others charge by the hour while some by the errand. Generally speaking, starting a concierge service will net you any where from $24-125 per hour.
Recommended experience, skills, and training:
Starting a concierge service certainly does not require any college degree but it wouldn’t hurt. A background in sales is probably best for anyone serious about succeeding with a concierge service. Since your entire professional life revolves around making good contacts and selling yourself and your services on a daily basis, a sales background comes in very handy. Any training involving general business and sales or marketing is also valuable.
Marketing tips:
Any successful concierge service will have to effectively network and find the best deals on the products or services their clients are wanting. Targeting airports and hotels where large numbers of strangers enter your town every day are great places to concentrate marketing efforts as they are filled with people in need of services in your area. A company website is another great idea as your target market will most likely consist of white collar people who are Internet savvy. Be sure to have your content list your location consistently so that you come up in searches performed on your area.
Financing sources:
Banks tend to view a concierge service as a high risk business due to its unpredictable nature. There just are no reliable business models to use and they depend upon the charisma and determination of the owner in order to succeed. Thus, financing options are limited to friends and family. But, fortunately the start-up and operational costs are relatively low so financing should not be too great of an obstacle for most.
Income Potential:
Starting a concierge service may be a fairly large risk in the eyes of a bank, but it has above average income potential for those with the determination to make it work. On average, a personal concierge makes $40,000 to $60,000 per year. But, many concierges make extra money from stores and contractors who pay them a commission for sending business their way. It is not uncommon for a personal concierge to charge annual membership fees of $1000-1500 to an individual and average $5,000 in annual dues from corporate clients.
Starting a Concierge Service may just be the escape from the rat race that you have been looking for. With low start-up costs and above average income potential, the prospect of getting paid good money to run errands never looked so good. If you are ready to start living your American Dream, then think about Starting a Concierge Service today and begin living that dream!
I recommended you Concierge Services by Conciant ( http://www.conciant.com ).This site will give you more info.
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Your Questions About Internet Marketing Strategies

Joseph asks…
I want to start an Internet Home Business?
Where is a good site that can help me. I’m familiar with some internet marketing but I really need a Internet Home Business Strategy. Where can I go. I think creating a strategy first is what I need to do to run a success home based business.

Jere answers:
The most relevant thing you need to know, is what NOT to do.
The main obstacle in your way is not lack of information, on the contrary.
YOUR MAIN OBSTACLE IS INFORMATION OVERLOAD.
To over come it you should take a week or too to define what NICHE of internet marketing
you want your Internet Home Business to be in !
You can create and sell information products
you can be an affiliate marketer
you can practice in domain trading
you can learn seo and do it
and many many more …
(you can do a google search on each of the topics, or look after them
in vikipedia for no b.s strait unswears.
What ever you do, do it with caution, and (try) not be lead by HYPES.
So before you create a strategy, you should FIND YOUR NICHE in internet marketing.
And it depends on your interests and skills,
which there is one person that knows about them the best :
YOU.
Hope i helped.

William asks…
What are the advantages and disadvantages of B2B marketing online?
Why should the internet be an integrated part of any business marketing strategy?

Jere answers:
Grab any book of online-marketing, and you will find your answer.

Betty asks…
Why would a business change its marketing strategy?
Hi guys, just really need some help i am filling a massive booklet in at college and just came up on the question: Give 5 reasons why a business would change is marketing strategy
Any answers will be appreciated muchly. Thank you!

Jere answers:
To deal with changing situations like:
1 – new products
2 – new market
3 – operating in different environment (new country or e.g. Move to internet only from say a retailer)
4 – deal with new competition
5 – changing customer needs

Sharon asks…
What would get you to hire a particular Advertising Agency?
I work at an ad agency, and am trying to come up with a creative commercial we can air on TV to get people to use our agency for their small businesses’ integrated marketing strategies (we are full service — everything from ideas/creative, to production and post, to internet advertising, google search, web building, media buying, placement, and strategy, and everything in between).
what would you want to see in that spot to get you to hire us? Humor? WHY we are the best? WHAT we can do for you?
any suggestions will be greatly appreciated.

Jere answers:
I like to see the funny ads or something will be give me some inspiration…
It that ads got the thing like this, i like to watch it again and again…
When i make a research, i found the site talk about advertising…
If you like to get some idea or tip, i think you can go to http://www.hanrz.com/advertising
i hope you will get some idea at there…
Good luck…

Linda asks…
what marketing strategy are controversial to talk about in a research paper?
i’m writing a 10 page paper on marketing strategies but after doing a little research i feel like my topic is weak… i first wanted to compare and contrast internet and television marketing and conclude which is better, but now i feel like they are both similar and not much to talk about….
can anyone help me figure out something more CONTROVERSIAL? anything to do with marketing a product. thanks!

Jere answers:
Research guerrilla marketing. In many cases it flirts with the ethical boundaries of marketing. You could pick several guerrilla campaigns and go from there. A couple campaigns I would look up are:
Reverse graffiti, and English guy that goes by the name of “Moose” has done work for Green Works cleaners and Smirnoff. Now he is in some hot water for “graffiti”
Aqua Team Hunger Force movie promotions in Boston ended in a 2 million dollar fine being paid because someone thought the lightbrites they where hanging were bombs.
Or you could go with the old sex in advertising debate.
Hope this helps
Dan G
www.creative-bs.com
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Your Questions About How To Do Business Online Tips

Maria asks…
How can i find good online business tips to start new online businesd ?
Actully i want to start an online business and i need guidence which really can help me

Jere answers:
First of all you need to determine what your interest or passion is this is important so to keep you in business for long.
You can start as affiliate or creating an e -goods store to sell onlin, you could also start by creating blog if you are good in writing or have a flair for it.
Generally you have numerous avenues to start off online all you Need is to sit down and determine what would work best for you.

Steven asks…
Can I use PayPal in my online business to make it a legal company?
Hi,
I am starting a online business and I want to know what are the legal procedures to make it legal, I mean, when people go there to advertise whatever they want and pay a certain amount of money per month to advertise using PayPal to me, I need to make it legal.
And if that works with PayPal, that means I can also use Google Checkout and Yahoo! Wallet, isn’t?
What can I do to make my online business legal? What are the procedures?
I live in Alberta, Canada. Please help me with suggestions and tips. Thanks!

Jere answers:
Ah, well, I dont know what the procedures in Canada are, but you have to at least register yourself as a sole proprietor in a small business, $45 fee, and a name search – usually you can get away with a preliminary search for $10, or you may need to do the full search for $40 or so. Go here and select your region for full information:
http://www.bdc-canada.com/BDC/services/business_reg_main.htm
Here in the US you need at the very least a Federal TAX ID number from the IRS. You can back that up with a fictictious name purchase from the state, and be ready to go using any made up name for your business. If you want to buy things tax free for resale, then you need to have a state issued resale certificate and use that to open an actual company bank account.

Richard asks…
I am trying to start an online retail business. What are a few tips on getting started?
Do I have to have a business license? Do I have to have a tax permit? What is a good website to create your own online business?

Jere answers:
It will depend on what you are selling but all businesses need to have license. Yes taxes will need to be paid. I started an online business that I show others how to do you can email me if you want to know more about it. If you have a product already a good place to start is with the domain name you wish to have look it up like here on yahoo

Laura asks…
How would I go about starting a online business?
I would like to start a online business selling a variety of sex toys and other things of that nature. I would also like to do passion parties. I have a lot of things that I want to try and sell but I don’t know how to go about finding a distributor or a supplier I guess. I would I like to sell books, novelties, toys, and anything else I can think of. Any tips on how to go about this?

Jere answers:
Try El Dorado (http://www.eldorado.net/) they distribute all of the things you mentioned. I would be careful on trying to do too much at once. I would either focus on the on line business or the home parties, but not both, at least not right away.
Best of luck!

Helen asks…
Who are good online merchant account providers?
I am planning to start an online business (e-commerce) and I need to accept credit cards online. it is really hard to get a merchant account from banks as they have many requirements. Not good for start-up businesses like mine.
Can you please suggest a good online merchant account provider for an online business?

Jere answers:
You need to look for various factors before selecting a merchant account provider for e-commerce business. Transaction cost is the main thing. Also check for their hidden costs and customer support capabilities.
The other thing you need to look at is what type of goods you are going to sell online. Some businesses are categorized as “high risk merchants” and it will be hard to get a merchant account provider for high risk businesses.
I suggest you to visit http://www.merchant-account-comparison.org/online-merchant-account and read the details. It has useful tips and recommendations for online merchant account service providers.
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Your Questions About Email Marketing Software

Richard asks…
What is the best free antivirus software?
I would like to know which of the following is the best free antivirus software. Which has the best score for finding a destroying viruses? Which has the most to protect my computer? Or any other opinions.
AVG
Avast home edition
Avira personl

Jere answers:
Well for starters, let’s cover the freeware versions of antivirus available and cover why they often fall short.
The freeware version of AVG (as opposed to the upgraded commercial version) covers the bare necessities of security, with a simple, straightforward graphical user interface (GUI) nearly anyone can use. However, it does have a relatively low detection rate of viruses (about 81%, but who’s keeping score?) and a rate of false positives that is higher than most, meaning it will detect a virus when there is none. The free copy also does not include adware or spyware removal and support for the product is limited. While it does have safe-mode support, a nice perk for a freeware AV, it has little rootkit detection, no registry scans, no firewall, and has recently acquired a larger resource-footprint with the addition of email scanners, a browser toolbar, and a link-scanner. With the spotty protection and gaining resource requirements, AVG is becoming less useful as the “lightweight” alternative to Symantec or others and overall does not do an effective job at properly protecting a system.
Avast! Home Edition is another free security suite which protects against viruses, spyware, and rootkits, as well as P2P and IM scanning. It includes a webshield which scans all HTTP traffic, and a light firewall which uses signature-based detection to scan for known worms and viruses. It also has 64-bit compatibility, making it a good choice for some of the newer systems on the market. While all these features give an adequate level of protection for the price, the resource-heavy features again tend to make Avast! A bit slow to begin virus scanning. Overall, this is one of the best free security applications.
While there are several popular freeware antivirus applications out there, they all tend to have the same flaws: weak or no firewall, high false positive rating (to scare users into buying the “better” edition, I suspect), little or no rootkit and trojan protection, no real-time scanning, no “self-defense” application (making the AV themselves vulnerable to attack), and general incompatibility. While these tend to be general problems, they typically stem from the goal of the application trying to be “light” and “simple”, while unfortunately tending to sacrifice security itself.
As far as the paid versions, they tend to fix all the problems mentioned above, but have the curse of popularity to deal with. Symantec and Mcafee being the two main examples, the popularity of these has become so great that often malware coders won’t release the code into “the wild” (the public) until it can pass as clean. This allows the virus itself to bypass the most popular forms of protection and potentially infect more computers for longer. In my own opinion, the best overall security suite is Kaspersky, which has a lighter footprint than competing products, has better overall security than free versions, and is priced reasonably for a yearly subscription.

Steven asks…
I am creating a Yahoo Answers for software developers within my organization. How should I market this?
Basically we have an internal website where we used to have forum, however, it was not used at all. My team has developed a tool similar to Yahoo Answers and I am brainstorming some marketing ideas to get everyone to use this fantastic tool.
Anything would be great, thank you.

Jere answers:
Send an email with link on your organization’s list serve.

Linda asks…
I need to set up a group mailing list for a sports club. How do I do this?
About every 3-4 months, I need to send out email for a sports club as its secretary and volunteer coordinator. There are about 400 names on this list. How do I set it up so I can mail it all at one time?

Jere answers:
1) You can download and setup Free and OpenSource Email Campaign Manager PHP Script Phplist(http://www.phplist.com) in your website.
(or)
2) Use Email Marketing Software like nMailDirect – http://www.nmaildirect.com for your group mailing requirements

Ruth asks…
i want to ask about email marketing software…?
What is it for and who are the people that can greatly benefit for it?

Jere answers:
An email marketing software is simply just like the name states it is. Is it a software that business use to help market themselves or a product/service that they are offering through email.
The main people who benefit it are of course are the people who use it, which are businesses. A lot of businesses will use the software and send out massive amount emails to people about a sale or some sort of promo. Some of those people will be interested in the sale and will go to the store to buy it. In turn, the business makes money.
Hope that helps.

Jenny asks…
what do you think about email marketing software?

Jere answers:
Hi Surjz,
Email marketing software is a good thing but in the hands of someone who is inexperienced, it can be a bad thing.
If you are a business then you will of course want to keep in touch with your customers and if you collect their email addresses then you can use email software to send them emails.
Its important to get software that allows subscribers to unsubscribe from your mailings or they will get annoyed, plus it is a legal requirement these days anyway! In the wrong hands it can be used to send loads of emails that nobody requested, aka “spam” and is the scourge of the internet!
These days you’d be far better to go for a managed service such as those from aweber or getresponse (etc.). Not only will they be spam-act compliant, but they boast far better deliverability rates than you or I could manage ourselves.
I hope this helps.
Shaun
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Your Questions About Direct Marketing Definition

David asks…
Presentation Help please?
Ok so I need all the info I can get on Marketing.. I tried wikipedia but wasnt satisfy with the results I got. Its a powerpoint presentation and i need atleast 12 slides.. please help me out..
I need some help with a good definition of Marketing, the types of marketing, what marketing is used for? etc..
Thank you..

Jere answers:
->Definition: a.the act or process of selling or purchasing in a market
b.the process of technique of promoting, selling, and distributing a product or service
c.an aggregate of functions involved in moving goods from producer to consumer
->The first know use of marketing was in 1561.
->Some types include: Direct marketing (is a form of advertising that reaches its audience without using traditional formal channels of advertising, such as TV, newspapers or radio), Multi-level marketing (marketing strategy in which the sales force is compensated not only for sales they personally generate, but also for the sales of others they recruit, creating a downline of distributors and a hierarchy of multiple levels of compensation.), global Marketing (The Oxford University Press defines global marketing as “marketing on a worldwide scale reconciling or taking commercial advantage of global operational differences, similarities and opportunities in order to meet global objectives.”), internet marketing (also known as digital, web, online, or e-marketing) (is the marketing (generally promotion) of products or services over the Internet.), etc.
->Marketing is the activity, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large. It generates the strategy that underlies sales techniques, business communication, and business developments. It is an integrated process through which companies build strong customer relationships and create value for their customers and for themselves.
->Promotional content include: Advertising • Branding • Underwriting • Direct marketing • Personal Sales Product Placement • Publicity Sales Promotion • Loyalty marketing • Premiums • Prizes
->Promotional Media Include: Printing • Publication Broadcasting • Out-of-home • Internet marketing • Point of sale • Promotional merchandise • Digital marketing • In-game In-store demonstration • Word-of-mouth marketing • Brand Ambassador • Drip Marketing
->A formal approach to this customer-focused marketing is known as SIVA[11] (Solution, Information, Value, Access). This system is basically the four Ps renamed and reworded to provide a customer focus. The SIVA Model provides a demand/customer-centric alternative to the well-known 4Ps supply side model (product, price, placement, promotion) of marketing management.
Product?Solution
Price?Value
Place?Access
Promotion?Information
->Marketing research involves conducting research to support marketing activities, and the statistical interpretation of data into information.
->Types of marketing research
Marketing research, as a sub-set aspect of marketing activities, can be divided into the following parts:
Primary research (also known as field research), which involves the conduction and compilation of research for a specific purpose.
Secondary research (also referred to as desk research), initially conducted for one purpose, but often used to support another purpose or end goal.
Marketing management can also rely on various technologies within the scope of its marketing efforts. Computer-based information systems can be employed, aiding in better processing and storage of data. Marketing researchers can use such systems to devise better methods of converting data into information, and for the creation of enhanced data gathering methods. Information technology can aid in enhancing an MKIS’ software and hardware components, and improve a company’s marketing decision-making process.
Services marketing relates to the marketing of services, as opposed to tangible products. A service (as opposed to a good) is typically defined as follows:
The use of it is inseparable from its purchase (i.e., a service is used and consumed simultaneously)
It does not possess material form, and thus cannot be touched, seen, heard, tasted, or smelled.
The use of a service is inherently subjective, meaning that several persons experiencing a service would each experience it uniquely.
Hope That Helps!!

Laura asks…
Whats is marketing about?
career options

Jere answers:
Hi,
There are many web definitions of marketing like:
–The all-embracing function that links the business with customer needs and wants in order to get the right product to the right place at the right time
–The achievement of corporate goals through meeting and exceeding customer needs better than the competition
–The management process that identifies, anticipates and supplies customer requirements efficiently and profitably
–Marketing may be defined as a set of human activities directed at facilitating and consummating exchanges
Marketing is used to identify the customer, satisfy the customer, and keep the customer. With the customer as the focus of its activities, it can be concluded that marketing management is one of the major components of business management.
In short, every activity we do, can be considered as a part of marketing.

Joseph asks…
whats direct marketing techniques?
hi,
Whats the meaning of direct marketing techniques?
Thanks

Jere answers:
It means that the firm contact the end consumer directly.
While usually, the firms need to deal with wholesalers & retailers in direct marketing they reach the consumer.
Another thing – direct marketing is usually personalized – for example personalized mail (while TV on the other hand is not direct since it is not personalized – yet)
Other activities under this definition are :
1. 1 to 1 sampling activities.
2. Direct mailing.
3. Door 2 door sales.

William asks…
is marcom a software or a marketing concept?

Jere answers:
MARCOM is a marketing term. Definition below;
Marketing communication (or marcom) consists of the messages and related media used to communicate with a market. Those who practice advertising, branding, direct marketing, graphic design, marketing, packaging, promotion, publicity, public relations, sales, sales promotion and online marketing are termed marketing communicators, marketing communication managers, or more briefly as marcom managers.
Traditionally, marketing communication practitioners focus on the creation and execution of printed marketing collateral; however, academic and professional research developed the practice to use strategic elements of branding and marketing in order to ensure consistency of message delivery throughout an organization. Many trends in business can be attributed to marketing communication; for example: the transition from customer service to customer relations, and the transition from human resources to human solutions. In branding, opportunities to contact stakeholders are called brand touchpoints (or points of contact.) Marketing communication is concerned with the general behavior of an organization and the perceptions of the organization that are promoted to stakeholders through these touchpoints.
Integrated Marketing Communication is accepted as a goal of a marketing communication strategy.

Thomas asks…
business? acounting? marketing?
k i need the definitions for those..what is business managment? acounting and marketing? can someone tell me the definition for those?

Jere answers:
Marketing:
There are many different definitions of marketing. Consider some of the following alternative definitions:
“The all-embracing function that links the business with customer needs and wants in order to get the right product to the right place at the right time”
“The achievement of corporate goals through meeting and exceeding customer needs better than the competition”
“The management process that identifies, anticipates and supplies customer requirements efficiently and profitably”
“Marketing may be defined as a set of human activities directed at facilitating and consummating exchanges”
Which definition is right? In short, they all are. They all try to embody the essence of marketing:
• Marketing is about meeting the needs and wants of customers;
• Marketing is a business-wide function – it is not something that operates alone from other business activities;
• Marketing is about understanding customers and finding ways to provide products or services which customers demand
Business managment:
Benchmarking is the process of determining who is the very best, who sets the standard, and what that standard is. In baseball, you could argue that seven consecutive World Series Championships made the New York Yankees the benchmark.
If we were to benchmark “world conquest”, what objective measure would we use to compare Julius Caesar to Adolph Hitler; Gengis Khan to Napoleon? Which of them was the epitome, and why?
We do the same thing in business. Who is the best sales organization? The most responsive customer service department? The leanest manufacturing operation? And how do we quantify that standard?
Accounting:
It is not easy to provide a concise definition of accounting since the word has a broad application within businesses and applications.
The American Accounting Association define accounting as follows:
“the process of identifying, measuring and communicating economic information to permit informed judgements and decisions by users of the information!.
This definition is a good place to start. Let’s look at the key words in the above definition:
– It suggests that accounting is about providing information to others. Accounting information is economic information – it relates to the financial or economic activities of the business or organisation.
– Accounting information needs to be identified and measured. This is done by way of a “set of accounts”, based on a system of accounting known as double-entry bookkeeping. The accounting system identifies and records “accounting transactions”.
– The “measurement” of accounting information is not a straight-forward process. It involves making judgements about the value of assets owned by a business or liabilities owed by a business. It is also about accurately measuring how much profit or loss has been made by a business in a particular period. As we will see, the measurement of accounting information often requires subjective judgement to come to a conclusion
– The definition identifies the need for accounting information to be communicated. The way in which this communication is achieved may vary. There are several forms of accounting communication (e.g. Annual report and accounts, management accounting reports) each of which serve a slightly different purpose. The communication need is about understanding who needs the accounting information, and what they need to know!
Accounting information is communicated using “financial statements”
What is the purpose of financial statements?
There are two main purposes of financial statements:
(1) To report on the financial position of an entity (e.g. A business, an organisation);
(2) To show how the entity has performed (financially) over a particularly period of time (an “accounting period”).
The most common measurement of “performance” is profit.
It is important to understand that financial statements can be historical or relate to the future
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Your Questions About Business Online Banking

Richard asks…
How long does it take for payments from one bank to another clear? (UK)?
My friend of mine has lent me £30 via online banking to buy a xbox 360. The offer ends on the 30th of May so I need to of recieved the payment by then. He sent the money from natwest online banking on Saturday, but there is a bank holiday tomorow and apparently it takes 3 business for the money to clear. So if anyone has used online banking to send payments could you tell me how long it takes for the other person to recieve the payment.
Thanks.

Jere answers:
It usually takes 3 days, but sometimes it can take up to 5 days or as few as a few hours. Maybe you can fax a receipt proving that you made a payment so the company can still give you that deal.

Carol asks…
How long does it take to ship 3 desktop computers from San Francisco to Chicago using USPS Express Mail?
I ordered 3 top-of the line desktop computers from a computer manufacturer in SF for my business for $4000 and they said they use USPS Express.
The order was placed 6 weeks ago and I paid with online bank check and the computers still have no arrived.
Is it normal for USPS to take this long with express shipping? Should I check or call them?

Jere answers:
That depends when the ship date was supposed to be. Express shipping only takes a couple of days once it is received by the post office. If the computer company has to build them custom first and are back ordered, it may take awhile before they are ready to ship. Since it’s been 6 weeks, you should contact them to find out the status. Has the payment cleared your bank?

Paul asks…
How do I commission my own investment firm?
Like etrade etc. I want to offer financial and online banking services. Would this process be similar to commissioning a bank?

Jere answers:
You must hold licenses. Financial services falls under the FSA regs in UK and the SEC in the USA. Each country has its own regulatory body. You cannot offer financial advice and or financial services without a licenses. You cannot own and operate an online bank without having a banking license and having a physical account at a correspondent bank and being part of a correspondent banking system. Further, those who have tried to skirt around licensing are all now in prison.
There are many popular digital currency sites which were not licensed and all of their owners are being indicted. E-gold is just one of them. But take eGold for instance, which is a digital currency and is a system which allows the instant transfer of gold ownership between users. E-gold Ltd. Is incorporated in Nevis, Lesser Antilles. On 27 April 2007, a federal grand jury in Washington, D.C. Indicted e?Gold Ltd and its owners on charges of money laundering, conspiracy, and operating an unlicensed money transmitting business.
Any business that transacts even part of its business in United States Dollars can be prosecuted by the feds no matter where the business is located. All USD falls under the watchful eye of the U.S. Treasury Department.

Mark asks…
Can I open a bank account in the Philippines if I do not have an address there?
Is there an online bank I can use there? What are some good banking websites that have the highest CD and Money Market yields?

Jere answers:
You cannot open a bank account without appearing personally and without a legitimate home or business address in the particular area where the bank is situated. Also, you must have an existing and active account with that particular bank before you can access it’s online services.

Charles asks…
Quickbooks – tracking expenses from imported bank transactions?
I have imported a lot of transactions from my online banking for my business. I need to categorize them so that I can track expenses. For example; my meals with clients. Do I let Quickbooks just create an account for that restaurant and then categorize that restaurant’s account as an expense (where you map it to a tax category) or should I create specific accounts for Meals with Clients, Equipment expenses and move each transaction to those accounts?

Jere answers:
You’ll get more useful and informative reports if you create specific accounts as you suggested as an option. Instead of ‘Meals with Clients’, I’d go with ‘Meals and Entertainment’. Yeah, I know, it’s a small thing, but actually you can put a lot of stuff into such an account. Meals, golf or other sports events, etc. – it just creates a little more room to move, so to speak. I guess what I mean is that you don’t want your ‘specific’ accounts to be TOO specific, otherwise you’ll end up with a huge list of expense accounts.
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Your Questions About Internet Business Solutions

James asks…
Who offers the best internet marketing solutions?
Thanks

Jere answers:
“There are countless internet marketing companies, which help you get your internet business off the ground. I would check with the better business bureau to see which has got good reviews.”

Helen asks…
What is the outlook on Internet Marketing in this economy?

Jere answers:
Internet Marketing – A Solution for cost cutting
Its recession period that world is facing; it’s the time of financial crisis. This is affecting most of the companies and most importantly their money management policies. Industries are cutting their expenditures and are looking for cheaper ways.
“Marketing & Advertising” are the most important area which no business sector can avoid. Though marketing and advertising is quite costly field, but an organization has to go for it as they have to show and maintain their existence.
Taking both the above stated cases together, what will be the best medium for advertising and marketing in the period of recession & financial crisis…… Of course INTERNET.
Internet is the cheapest and most effective of all other marketing areas. Here are the few important ways for promoting your brand through internet –
Search Engine Optimization (SEO)
Pay per click Advertising
Affiliate Marketing

Robert asks…
how to make internet business?

Jere answers:
1. Find out what the market is making money. And what may interest you that makes money within these profitable markets.
2. Create valuable contents around the niche you choose. For example, a niche isn’t health. You need to dig deeper, like health supplements. Then dig even deeper, – health supplement drinks.
3. So when you see there is a demand, you made sure the market is making money and you’ve also, broke it down to one niche target group THEN see what customers are asking.
4. Visit forums where people buy these things. Don’t visit forums where people look for free stuff and where people don’t spend money and think business is about not investing in knowledge etc.
Why? You want to eliminate people who are not serious. People say they want to do this and have this but, wanting is not good enough. They have to be hungry for it, want it immediately now and will…act.
5. Now, get a blog and start creating content around this niche and make sure, it answers with solutions. Instead of talking about the products, talk about health issues that people are asking about.
On your left of your blog will be products, affilate links people click on.
So, now you need to join an affilate program that has products geared to your readers, future customers.
6. Have a form on your blog so you don’t lose people when they come and go. Get them to fill in a form and send them at least 10 new email articles, one or twice a week. I send about 3 a week and sometimes four.
This builds relationship and you can leave a link of your product at bottom.
Three things you need to know about what your customer wants..
1. What’s in it for me.
2. What’s in it for me.
3. What’s in it for me.

Donald asks…
What is a good internet service provider in Cebu?

Jere answers:
There are quite a few.
• Infocom Technologies, Inc. – PLDT’s Internet service provider offers solutions, tools and ways of doing business online.
-http://www.info.com.ph
• ISP Bonanza Prepaid Internet Card – Offers wide-ranged denomination of pre-paid internet access that comes in different designs. Also has provincial dial-up numbers and can be purchased online.
-http://www.ispbonanza.com.ph/
• MozCom Internet – Main web site of Mosaic Communications, Inc., the Philippines’ first commercial Internet service provider.
-http://www.mozcom.com/
• Pacific Internet – Provider of both pre-paid and post-paid internet access that is also available for provincial subscribers. Has links to city guide and provides online services.
-http://www.pacific.net.ph/
• Philweb – Provides access and connectivity, business solutions, e-commerce platforms, distribution of internet appliances and software, and invests in internet start-up ventures by promising entrepreneurs. With offices in Makati City, Cebu City, Davao City, and Cagayan de Oro City.
-http://www.philwebinc.com
• Sky Internet – An ISP in Metro Manila with points-of-presence (POPs) in Baguio, Iloilo, Cebu, and Davao.
-http://www.skyinet.net/
ISP Bonanza Prepaid Internet Card seems to be the more popular Internet Service Provider among the ones listed above.

Susan asks…
what is an Internet Gateway Device?

Jere answers:
From Wikipedia, the free encyclopedia.
Jump to: navigation, search
Universal Plug and Play (UPnP) comes with a solution for Network Address Translation (NAT) traversal.
Internet Gateway Device (IGD) protocol is embeded in some internet routers. It makes possible for applications to automatically configure NAT routing.
Applications including Peer-to-peer, multi-player gaming, remote assistance needs a way to communicate through home or business network gateways. This issue is classically resolved by configuring routers manually, but involves a good understanding of networks technology. Another classical solution is adding a specific NAT traversal solution for popular applications, but prove impossible to scale to many applications.
IGD provides the main following methods:
Learning public IP address
Enumerating existing port mappings
Adding and removing port mappings
Assigning lease times to mappings
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Your Questions About Internet Marketing Association

Laura asks…
What’s the best place to find local music artists?
I am planning on starting a small music video business over the summer. I’m a video director/editor so I’d like to take the opportunity to make some cash by making music videos for local artists. The problem is that I have no idea where to find these potential clients to propose my help to. What’s a good way to find local artists/bands and talk to them? I already tried the internet and email some bands, but it’s been a month and no one replied. I want to meet them face to face.

Jere answers:
I’m a songwriter from Albuquerque, NM who also has a home recording studio. I have been on a campaign to try to associate myself with local musicians and singers for about a year now and in the beginning, it always seems like a huge task but, the reality is that local musicians actually want to know who you are and if you just make yourself visible to them, they will actually find you. The first thing you need to do is set yourself up at myspace.com. I was unaware until just last year that myspace was initially created for people in the music industry. My first two days on myspace and I was all of a sudden friends with several local bands, singers, music promoters, radio stations and recording studios. I had also made contacts with many national promoters, a few record labels, and several big name groups and singers. So, myspace is a MUST DO if you are in the music industry. Next idea is to find out where are the one or two best places to buy music equipment in your local area? In Albuquerque, that is Grandma’s Music & Sound and Guitar Center. These local music equipment dealers usually provide a way for musicians and singers to connect with each other through a free bulletin board or newsletter. Get yourself posted there. Go to Yahoo Groups and see if there is a local musicians Group for your city there and join it. If not, start one it’s free and it will help you find musician’s who are looking to connect. If there is a local FREE music scene or add sheet newspaper that you can pick up at convenient stores, super markets, or other places locally, like the Alibi (our local entertainment sheet) take out a small ad in this paper just to let people know who you are. If this free local paper publishes articles about the local music scene, talk to them about writing some articles for them about what you know best like recording or promoting yourself in the music business. Write the articles to genuinely help the reader. Don’t sell yourself. Usually at the end of the article they will allow you to write a small description of who you are and how to contact you. Take advantage of that. People who read and like your articles and find than helpful will remember you and will very often want to contact you personally. Try to find the time to write and continually improve a collection of articles that will be helpful to musicians in your local area. Find our about TAXI.com, CD Baby, how Amazon.com will promote Indie artist CDs and helps Indie artists, find out about all the Performance Rights Organizations (BMI, ASCAP, SESAC – as a studio you can join all of them – they can help you connect), join the Songwriter’s Guild of America (SGA) and the International Songwriter’s Association (ISA) and take advantage of their newsletters. In short, become an EXPERT on the music industry and write articles that will help local musicians understand it better because it’s a total mystery to them and they will want to know you if you can help them understand it better. You might consider using MEETUP.com and organize a local group that is serious about being successful in the music industry. Maybe more than one group. Meet at your studio so, they can see first hand that you can help them. Local songwriter’s for instance love to meet and critique each other and get their music heard. You might sponsor a local songwriter’s showcase where they can come and play their songs and/or a local battle of the bands or even tie into or help promote Ernie Balls Battle of the Bands (search for it at Google). You might consider giving away FREE recording time through local music dealers to promote your studio. If you want to connect with musicians, you need to learn to think like them and to be as helpful as you can to them. For instance, find a local group that is playing cover music and is REALLY REALLY good. Go hear them play. Buy a drink for the band leader and suggest that they consider recording and promoting their own Christmas Music Album. Tell them you will help them promote it at CD Baby, Amazon.com, local music stores (in Albuquerque, Hastings sells Indie CDs of local artists off the shelf). Tell them you will record them for FREE for the promoter’s share of the proceeds of all music sales. I guarantee you if they sell anything they will be back to get you to record them again and this time they will be willing to pay the cost of recording. Link them up with local songwriters and get them to do an original album and promote that for them too. It’s easier than ever before for Indie artists to get into the music business today than ever before in history because of the Internet. Best way to promote your studio, is to help them promote their careers as inexpensively as possible but, always share in the proceeds of future sales. One successful group, will pay all the overhead on your studio and from that point on you are home free. Good luck to you!

Ken asks…
What are the job opportunities for UK international students (graduates) in Canada?
I have recently finished my bachelors degree in Civil engineering and thinking of moving to Canada with a job. I have surfed the internet but couldn’t find satisfactory information. I would be glad if someone would give me some clues as to how to get a head start. Any sites or information will help.

Jere answers:
I’m not sure if you are asking “How to find a job?” or “What are the requirements to work in Canada?”.
I would start by reading the Citizenship and Immigration Canada web-site *carefully*. Read the requirements for permanent residency, work permits, and the requirements for Canadian companies to offer employment to foreign workers.
For starters, it is illegal to work or look for work in Canada unless you are a citizen, permanent resident, or have a work permit. In order to apply for a work permit or permanent residency you must obtain a valid job offer from a Canadian company (obviously while outside of Canada) and that company must have permission from CIC to hire foreign workers. Permission is in the form of an LMO (labour market opinion) report which shows a shortage of Canadians qualified for that profession.
Next, you must have at least one year’s work experience in your profession and most Canadian companies will want to see a lot more work experience than that — otherwise it isn’t worth going through the process. So, you need to get work in your home country as an engineer. You will also need atleast six month living expenses ($13,000 or so) to apply.
If you are have experience and are looking for work…
1. Remember that few Canadian companies can hire you. It is pointless looking on Canadian job sites or contacting random companies unless the job specifically says ‘Foreign workers’. Companies which have permission will be looking out of the country.
2. Target specific industries. Look at those which are likely to have a shortage of workers in Canada. Read Canadian the financial newpapers/web-sites, look at HRSDC reports, industry specific web-sites, provincial labour web-sites, etc. The oil and gas industry in Alberta would be an obvious choice for a civil engineer as would any companies involved in large scale civil projects.
3. Try to think where Canadian companies might look for people. In most cases, they will be looking first in the United States, then Australia, New Zealand, and the UK.
4. Look at industry specific associations — both in Canada and in those countries they would likely be looking in. They can be by industry, by geographical location, or various certification agencies (such as provincial professional engineering societies). Join web-sites, blogs, discussion groups, etc. Attend trade shows.
5. Look at online consulting work. Slightly harder for a civil engineer, but getting experience on say documentation, research, copy editing, etc. Might be a way. If you can’t … Consider writing papers, helping public/open source projects.
6. Look at (unpaid) volunteer work in Canada, continuing education courses, or at least consider visiting the country.
7. If you have the money, consider taking a master’s degree in Canada. If you get a master’s there, you may apply for a two year open work permit and if you obtain at least one year’s work experience within the two years, you may apply for permanent residency under the experience class program.

Nancy asks…
We are looking for low cost work from home businesses that are aimed at the child market?
The business/s we are looking for must have a low start up capital, be able to be run from home and be aimed at the child market.
We would also be interested in obtaining exclusive rights/licenses and selling them on.
The business must not be an internet affiliate business,

Jere answers:
Not sure if this is what you are seeking yet let’s consider the facts why we receive a longterm residual income working from home.
82% Of America’s Children Have NO Dental Plan
Over 90% Have No Vision Care Plan
AFed OfTeachers Association 2006 “Poor vision going un-checked has become the #1 Learning Disorder in elementary school children.”
More Details Below ~Startup to Finish $49 per Year with 2 Websites, 24/7 support and services need by all.
No Collections or Products to Buy
Happy Thanksgiving!

Ruth asks…
Where can a woman get help in Minnesota to start her own business?
My mom wants to make and market some of her recipes for chili sauce, bbq sauce, and I think there was some dressings too. She has celiac disease, and her sauces & dressings would be suitable for anyone regardless of diet. I need to know the proper channels to go through and the capital to do this. I know there’s also legal things that go along with doing something like this. How does she get it started etc. Any women entrepreneurs out there please share your experiences!??! I welcome all comments! As this is a dream of hers for some time & I want to do what I can to help! Thank you in advance!
=)
WOW!! I got several answers within a short span! & I want to thank EVERYONE!! Jack D and girlwhoknowsitstrue & storeonwheels I so appreciate the great answers… I was able to get back to ONE of you…. I clicked on the others names to thank them as well & give a lil feedback…. for some reason it won’t let me!? I thank EVERYONE who has replied so far! netnew, I also have a blog which I started yesterday in hopes of getting more world wide responses… the US is a good start too, but I know going by one’s own state is the way to go…
http://tzbug7.blogspot.com
=)

Jere answers:
Hi, get a health license per your state requirements. You can check online – type food license and you will get the license for Minnesota. You may have to take some health and food preparation classes too.
Also for starting a small business, go to the internet and type small business minnesota, see what pops up. You can ask the Small business association for guidance. They are a bunch of veterans who can assist you.
For capital, it is not going to be easy. Banks don’t come forward for new startup businesses. You can do one of two things. Borrow money for capital from your relatives and friends. Write them a notarized note that you will pay them back on a set date (say 2 years). Or you can put your home as collateral (if u have a home) and the bank will give you Equity money as loan (which is repayable in 15 or 30 yrs).
A food and health license or permit is a must as you don’t want the state to shut you down. Health classes, sanitary preparation of food, right way to package and maintain right temperature while cooking and storage are all important.
Get books from the library on food preparation, bottling, etc. Check for local vendors who will have plastic or glass bottles. You can print labels at home in color using a home printer or find a good local printer to do it. Find labels that are AVERY brand with 4 inches wide x 2 inches high.
I do designing of labels so if you want help I can do it for a small fee. Contact me for this. Also if you found my information useful please write me by clicking on my name.
If you have anyother questions, I’d be glad to answer them for you to the best of my knowledge.

Carol asks…
How to approach overseas water filtration system buyers?
My company sells water filtration system to end-users in Malaysia, and now they want to expand their business into overseas market. We would like to find some email contact of overseas direct distributors and imported companies on the internet then send out the promotional letters to them. Beside that, is there any way we can approach more overseas filtration system buyers via internet? Thank you !

Jere answers:
Contact trade associations, embassies or for free information on buyers and importers of water filters, send product details and a request by email to sell@epog.org
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Your Questions About Email Marketing Templates

Mark asks…
What is the best software to use for creating a simple but impressive (CSS type) business website? ?
I know there are template based programs available through hosting packages etc but are these any good? And if so which ones – do they look professional and slick? Many thanks for any help – I just don’t have time to learn dreamweaver right at this moment!

Jere answers:
Recommend you try creating a free professional website with Microsoft Office Live Small Business – http://starturl.com/officelive . Currently, MS is offering a free domain name (i.e. Yourbusiness.com) for the first year. It also has a free online web design tool that allows you to create web pages without coding. You can upload your own website as well when you have time to design one later on. It comes with 500mb of storage and has no ads. A website is only one part of your online presence – you will need to have good email marketing campaigns and office live has that capability as well.

Mary asks…
What computer courses should I take to make myself more marketable?
Im 29 and embarrassed to say that I know next to nothing about computers. I know WORD but just what I needed to write essays as a university student. Now Im finished but I feel at a huge disadvantage because Ive got a liberal arts degree and its very hard to get a job. I have a lot of qualities and life experiences that I believe have made me a well rounded and educated person. I speak 3 languages fluently; I have lived in various countries. But as you recent college graduates know, having specific jobs skills or experience in a field are the most valuable assets. the job market isnt for those who have a broad education. Im in a post bachelor diploma now to get a teaching certificate, but I would also like to have more options, maybe work for a company in an office job. I have a bachelors degree in Linguistics. I GREATLY appreciate your advice; Im pretty frustrated and a little depressed. Thanks!

Jere answers:
Your best bet is to *first* sit down with a general overview from a good tech book series such as the “missing manual” or “visual quickstart guide” — e.g. “Mac OS X: The Missing Manual”, by David Pogue … These two particular series are designed to be read alone, sitting next to a computer, and will teach you nearly everything you need to know. Books published by O’Reilly or Peachpit are your best bet. After a general overview to the operating system of your choice, you should learn Word, Excel, and Powerpoint … Word and powerpoint you can learn from practice and exploring (they’re easier than they look): make up bogus documents and format them to your hearts content… Play with the styles and templates … Peruse a guide in the library. Excel you really need to learn from a book/workshop. Knowing Microsoft Access will make you extremely marketable to many small businesses. Many townships have community education programs which teach all of this.
You should spend about a month learning the OS, the bundled applications (email, address book, calendar, web browser, and so on), and what all of the settings do, and then the office suite should take you 4 to 6 months to get pretty competent (the bulk of the time being on Access and Excel).
The icing on the cake for a business is experience in scripting and programming languages. You should learn HTML and Visual Basic (both of which would take you a couple months), and especially Java (which would take you a year if you took a semester-long class, which is taught at every community college in the country).

John asks…
How do I word a suprise college graduation invitation?
I am throwing my sister a suprise graduation party shes graduating from college. I have no clue how to word it I want to include suprise graduation party and the college that shes graduating from. Any ideas?
Stephanie- I really like that idea but how do I let the family/friends know she doesn’t have a clue LOL and I would like to put her college and what she majored in or should I leave that out.

Jere answers:
I have a silly little picture in my mind of a card with the “Top Secret File” logo on the front. (Google “Top Secret” and hit images to see what I’m talking about). I don’t know if retail makes any cards that have that on the front, but maybe you can make them at home? I know you can buy blank cards from places like Hallmark, and they give a link to a website with the template and then you can make it yourself.
However, I AM pretty sure that places like Hallmark sell cards that mention “surprise party” on the front and/or the envelope. If you don’t see any of those, just buy a nice graduation party invitation that you like.
Write something along the lines of “You are invited to a surprise party celebrating the college graduation of [sister’s name]. [Sister’s name] will be graduating from [UCLA] this [spring] with a [Bachelor’s degree in Marketing].” Then fill in the rest of the information: Thrown by: _____, Date: ______, Location: ______, RSVP/Contact information: _____
Also, if it’s going to be a surprise, you may want to look ahead and plan how to hide it. Make sure that the phone number you give them to contact/RSVP with WILL NOT be seen by your sister; make it your own personal email and your own personal cell phone number; if you only have a house number, make a note to not leave a detailed message in case she overhears.
If you want it a secret until the very end, you’ll have to make the arrangements of who to take her out while you set up, how they’re going to entertain her for the time it takes to set up, the time they’ll be bringing her back, and the signal to turn off the lights. In order to keep it a surprise until the very end, you’ll also have to hide the cars of the visitors!!! Figure out the best place for them to park so that your sister doesn’t see all the cars as she’s pulling up; have them park around the corner and have the ” secret escorts” drive her home from the other side of the block or something.
Good luck! Hope it all works out. And remember, even if somehow she finds out and the surprise is spoiled, the party will still be fun!

Ruth asks…
What is the cheapest hosting for my domain?
I want to blog and am Looking for the most reliable hosting, with a fair price. Where should I go?

Jere answers:
I found this found this helpful link- http://www.ims-oc.com/top-reasons-why-dreamhost-is-most-reliable/
If you are in the market for a Domain Hosting Service, I highly recommend going with DreamHost over other Hosts for these TOP 10 reasons:
1) They are completely user-friendly
I personally bought 6-8 different hosting packages in my career from Ipowerweb, Powweb, Lunarpages, Hostgator, and several others and my vote goes to Dreamhost, since they are most advance and simple as they come. Yin & YANG… best of both worlds.
2) Employee-owned
You know that you’ll get Class A support, service, and product when the company employees are vested. Wouldn’t you work your butt off if you worked for a company that you own? In my experience, this principle can be taken beyond just hosting. It’s just purely SMART.
3) Comprehensive help
With brilliantly designed user-supported Wiki-Page, what else can go wrong? There’s a high chance that the questions you have had already been asked. Dreamhost makes it easy for you to navigate questions existing customers already asked so you can access them with ease.
4) Incredibly creative Company
There are many available software and plug-ins that you can use to enrich your product/page that Dreamhost bring to your front door. This hosting company is very well vested in your success, thus then networks you with their affiliates and partners… services they too themselves buy.
5) Online Customer Support around the Clock
The concept of virtual assistance wasn’t around when I first signed up, but Dreamhost evolved as expected. With a press-button access, much like the “easy-button” at Staples you can immediately access virtual assistance. This is common nowadays, but surprisingly some hosting providers are still behind.
6) Very responsive (You can either call or login to contact their online Virtual Assistant).
Most companies are quick to fire back auto-reply emails, but let’s face it, some organic replies are not in a timely fashion. Dreamhost’s response rate eliminates that headache thus you have one less thing to worry.
7) Customized back-end Control Panel / Dashboard
Beautifully designed back-end makes you proud to be a customer. Easy to navigate within the first few days of use. Most hosting company are still stuck on the CPANEL nightmare. If your hosting provider still does not have a customized Control PANEL, then you’re with a company that is a follower, and not a leader.
Money-back Guaranteed.
I know most companies promise you a guarantee within their guidelines, but Dreamhost’s team would go out of their way to refund beyond deadline dates.
9) One-button Installation.
If you want to insert a blog to go with your domain, all you have to do is enter your domain and press install. Dreamhost will actually automatically install wordpress for you. You can also integrate shopping carts, picture gallery’s and much more with the same push-button installation. All in house. All inclusive.
10) You get what you pay for.
Again, I particularly like the fact that Dreamhost has its own customized user panel, which removes all the headaches and intimidation of your typical CPANEL (Template Dashboard), which most companies still use. You can also host unlimited domains and email addresses. From my experience, pick DreamHost for a complete peace of mind.
DreamHost’s package costs $8.95 a month which is a very affordable rate. I plan on staying with these guys for the next 10 plus years.
If you truly must go cheap… my second recommendation is HostGator. I have used HostGator before, and although I am an affiliate to both Hosts (Hostgator pays me more for my surveys), I prefer DreamHost over Hostgator simply because I am very critical about originality. However, programmers and sophisticated users will have no problem with HostGator. And if you can navigate, think, and breathe like a programmer, than Hostgator is good enough for you.
HostGator’s hosting package can run as low as $4.95 per month. In my opinion, Quality always prevail over the Quantity it costs. DreamHost

Laura asks…
What are some really cute ideas for a profile picture on facebook?
I have a picture up right now, but I don’t really like it. Any ideas? I do want something unique, but don’t tell me that to be unique, you have to think of it on your own. I know that, but I’m not very creative. So could you please think of a cute profile picture for a 13 year old girl?

Jere answers:
You can Edit your photos using
http://www.pizap.com/
piZap is an online photo editor that allows anyone to add objects and text to their pictures to give them a goofy look.
Http://fotoflexer.com/
FotoFlexer is one of the most advanced online digital photo editor. It performs advanced effects previously only available to professionals using expensive software. FotoFlexer integrates with leading photo sites and social networks. Import and export photos with ease.
Http://www.finetuna.com/
Upload an image or design to FindTuna, and add your comments. Then send image & comments by email or simply copy & paste a link, and allow your friends to comment on your image/work.
Http://mypictr.com/
Try mypictr. Upload and crop your photos right from the web. No download or registration needed.
Http://www.pikipimp.com/
pikipimp is a web based service that allows you you to edit your image online. No registration require.
Fotobabble lets you create talking photos in two clicks. Simply upload a photo and then record your voice directly through your computer to create a talking photo. You can easily share it by e-mail, Facebook, Twitter or embed it into a blog or website.
Http://phlook.com/
Interactive photos, create slideshows, sell photos on your blog and website to share with friends, family and the World.
Http://pho.to/
Pho.to lets you enhance your photos and have fun with them – easily, anytime, anywhere. Its editing tools let you make the best of your photos with a single click, as well as apply different artistic effects and have fun with your favorite pics.
Http://www.hazelmail.com/
HazelMail allows anyone anywhere to easily create and mail real postcards online using their own photos in minutes. With just a click of the button, Hazel prints and mails your custom postcards for you.
Http://www.imagechef.com/
With ImageChef anyone can create a custom image without any technical knowledge or advanced tools. Modify text in a variety of image templates to create professional quality images with your own personal touch.
Http://www.magmypic.com/
MagMyPic allows users to combine their picture with custom made Magazine covers in the likeness of popular Magazines. MagMyPic is an affiliate marketing effort that works to distribute and market subscriptions to each of the magazines displayed on MMP while providing a fun and entertaining way for users to display their picture.
Http://gui.picresize.com/
PicResize is and easy-to-use online picture editor. Just upload your picture and select from bunch of editing options.
Http://www.loonapix.com/
LoonaPix is going to beautify your life in 3 ways:- LoonaPic effects. One-click effects that embed your picture into interesting situations.- Photo frames. Dozens of photo frames for all tastes.- Trim templates. Trim your photo to make it unique. It is easy and fast way to make funny things online. Flickr is supported.
Http://www.pikipimp.com/
pikipimp is a web based service that allows you you to edit your image online. No registration require.
Http://www.photofunia.com/
http://www.deefunia.com/
http://en.picjoke.com/
http://funny.pho.to/
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Your Questions About How To Do Business Online In India

Thomas asks…
Need help for starting online selling?
I want to sell the electronic devices through the Internet legally. Is there a separate license in order to sell online?
Where to buy the appropriate license in India?
How much it costs?
What documentation is required?
Does the dealership need to receive from manufacturers of electronic goods?.

Jere answers:
TARTING AN ONLINE BUSNESS OR ECOMMERCE STORE
Many people contact us and ask about getting started with an Online Business so they can sell online. Most already have a day job or business and either want to extend or add to their current activities. The advice that we offer always starts with the same question.
Do you have a business plan?
This may sound like a mundane question but it is essential that you understand that starting an eBusiness is just like starting any business. Don’t enter with your eyes closed. It is very easy to start a business on the web but that also means that it very easy to blow your money as well. When people come to us we try to determine if they have a real business opportunity because we want to see people succeed. In building a business plan for your ebusiness you have to take into account all the traditional issues. There is a good site that is run by the Australian government that is very useful.
Here is a link to get you started with your business plan
You can start an online business for a few hundred dollars but plan your budget
Your online business will only be as successful as the plan that you have. The first important step in any business is to create a plan and a budget. There are many people right now thinking of selling online due to the current economic issues. What are the real costs associated with starting an online business or adding an online shop to an existing business.This is a question we are hearing often and the answer is not always as clear as there are many different views and opinions in the market place.There are a number of options to sell online here are some of the common ways we see
1 Use an existing service like eBay there you will pay fees to list your products and also a “Final Value Fee” which is a percentage of the sale price. If you are selling your old books or stuff eBay is a great solution. Many businesses also sell on eBay as Power Sellers however costs can get high and there are limitations on what you can do.
2 Buy some open source online shop software, have a developer build a store and find somewhere to host it. There are pro’s and con’s but it is NOT FREE. The initial costs maybe lower but the longer term costs of maintenance and management can be very high.
3 Get your “friends, friend”, who happens to be a web developer, to build you a website and shopping cart. This is failure waiting to happen and is the least recommended solution.
4 Use a fully hosted eCommerce Solution such as eCorner. There are many to choose from and a quick Google search on “hosted ecommerce solution” will find many companies that offer a package. My tip is that if you are based in Australia or New Zealand make sure that the hosted solution is here and not in the USA or Europe.

Sandra asks…
legal formalities for setting up a website for online business in india?

Jere answers:
Check this website Web page: http://www.netlawman.co.in/bizdoclist/internet-and-ecommerce.php You found here all legal documents and suggestions which will be need for setting up a website for online business in India. You can download from here all legal documents.
If you want more information then we have team of expert lawyers in India which can give you a best advice. Our associate lawyers, engaged for providing online legal opinion are highly experienced attorneys, with a minimum of 15 years of professional practice at the Bar in the Supreme Court. They are mostly home based, so overheads and charges are much lower in comparison. You can contact him online through website. Website info given below:

Ken asks…
i want to start money changer business in india. can u tell me procedure and investment require to start ?
i am living in india, gujarat. i want to know about how much investment require to start the business of money changer business as well as the procedure to be followed. in short i want to know from A to Z.
please help me in this.

Jere answers:
Hi
You can be successful in making money in the money transfer business if you will follow the steps and procedures required in this kind of business.
Thanks
online Forex trading company, Forex trading in India, Forex trading online India, Online Futures Trading, online commodities trading, stock indices

Michael asks…
Hi,what are the Pre-requisites to start online business in india?(sell a product online)?
Do i require any license?
Thanku

Jere answers:
There are many factors to consider. Are you going to sell to your local area or strictly through the internet to other countries.
#1 If selling locally, you need to check with your government and ensure the products you want to sell are approved. Also since the laws are different from country to country, you need to check with YOURS to make sure you don’t need a license to do business, on line or off line.
#2 You need to make sure the company you are looking at will allow you to do business from India. Not all companies are approved in all countries. Don’t take someone else’s word for it that you can do business from anywhere. In most cases with a product driven company, you are required to purchase a certain amount for your own use. If the company does not ship to your area, you will need to find someone in another country to receive your shipments and then re-ship to you as a gift or something like that.
#3 get all the facts before you join. Better to do that up front than get signed up and then find out you can’t do business from where you are or that the cost of doing it will be too excessive.
~jennifer
Helping others create income from home through education of the system and how it really works.

Mary asks…
Which website provides this kind of Online Business card Printing in india…?
Please take a look at this BUSINESS CARD this is what i am looking for:
http://www.beastpieces.com/2009/09/blotter-board-letterpress-business-cards/
Thank you for taking the time to stop by…

Jere answers:
If you search by type of business card in google this will help you
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Your Questions About Direct Marketing Strategies

Steven asks…
Is fax broadcasting an effective marketing strategy in 2008?
I own a startup at http://www.chronopolicy.com – an employee scheduling software service that enforces time and attendance policy and tracks employee work activity in corporate workforces. Is fax broadcasting an effective marketing strategy or do fax attendants simply toss these materials in the nearest recycling bin?

Jere answers:
When I get a solicitation over the phone, fax, or my cell….that company goes straight on my
“I will never do business with these companies” list.
Nothing pisses me off more than phone solicitation….I expect many more feel the same way.
Direct mail is the way to go….the mailbox is the fisrt place people go when they get home.

Lisa asks…
I need assistance with marketing my business. Where can i find ideas; are there any websites or anything?
I am running a fitness center that has been around for a while. The membership numbers are low and I need some Ideas how to market and advertise besides the usual newspaper, tv and radio ads.

Jere answers:
Life is becoming faster & faster, nobody has time to visit to your site.No matter how great the products you’re selling are, people aren’t going to beat a path to your door to get them. You need to bring the products to the customers.So DIRECT marketing is the BEST strategy.(I am also following the same)
See these for details:
http://email-marketing.notlong.com
http://blogging4dollars.notlong.com
http://desktop-marketer.notlong.com

Sharon asks…
Is it possible to get a job at a Management Consulting firm with a Marketing degree?
I know that if I want to get a job with a management consulting firm like mckinsey, bain, bcg, ect. that I should be studying finance, but I was wondering if I could get a job with a marketing degree.
Please state source or experience with answer. Thanks!

Jere answers:
Print this article
Career options are expected to rise by 13 percent between 2010 and 2018 for individuals involved in marketing, according to the Bureau of Labor Statistics. Industries across the board, including healthcare, agriculture and travel, rely on people with the knowledge necessary to get the word out about products, events and initiatives. With the proper skill set and experience, marketing graduates can find work on a local or global level.
Advertising
Careers in advertising for individuals with marketing degrees include designing advertising campaigns, providing creative services and developing budgets for campaigns and initiatives. Job titles include advertising manager, creative director and account executive. In a career as an advertising manager, a marketing professional directs campaigns and generates ideas. Creative directors work with media services to design promotional materials and decide which method of communication works best for a given campaign, such as radio or television. Account executives work to maintain client accounts and budgets by communicating the desires and wishes of the client to staff developing the advertising campaign.
Marketing
From careers related to brand development to positions focused on maximizing profit, the world of marketing offers a plethora of opportunities for people with marketing degrees. Marketing managers work specifically with advertising executives to help form an overall strategy for a specific brand, company or service. Employees in marketing positions such as product development and market research provide essential information to marketing managers. This information includes pricing strategies and market share analysis. Another possible career option for marketing graduates is a position as a sales department manager or assistant.
Additional Careers
Additional options for marketing degree graduates include careers within the promotions and public relations fields. Positions that exist in these industries are promotions manager, promotional sales representative, and public relations manager. Positions as a media buyer, media planner or retail store buyer provide additional career opportunities. Options also exist in other fields that make use of the skills and knowledge individuals gain from a marketing degree, such as careers related to insurance sales, financial analysis and banking.
Top 2010 Lists of CareersClassesUSA.com/Best-Paying-Care
Read more: Careers for People With Marketing Degrees | eHow.com http://www.ehow.com/list_7609960_careers-people-marketing-degrees.html#ixzz1XD67rheD

Mandy asks…
What is the best marketing strategy for an HVAC company?
My father and I run a premire Lennox dealership. We’ve been in business since 1963, my grandpa started the company. We have a good reputation, were NATE certified. We get most of our new customers from recommendation. Is it good to mail a letter about our company with coupons on serivce a good idea?

Jere answers:
Direct mail is one avenue but in this economy I would look at less expensive options. Since you have been in business for so long i am sure you have a large database of customers. If you have email addresses I would set up an email campaign (using the same materials you where going to send out in print). Do you have a web site? If not i would get one. If so I would launch a Pay Per Click campaign targeting key words that are relevant to your industry. If you need help with any of this let me know. Where is your service area?

Maria asks…
How do you find facebook as a marketing channel?
There are various ways to market your product online and social marketing is just one of those. In comparison with other strategies such as article marketing how heavy do you use facebook as one of your strategies to market a product?

Jere answers:
Facebook can be a lucrative internet marketing strategy if used effectively. You can’t just use one strategy though, and you have to know that Facebook is more of a branding opportunity, and most successful businesses will not use it to sell products directly, but indirectly (if that makes sense).
Why?
Because building a successful online business isn’t about using one channel, it’s about using multiple internet marketing strategies together. Lately there is so much hype about using Facebook to market products online. This is completely wrong. People are on Facebook to connect with people, not businesses.
The way people use the internet is much different than old school brick and mortar business. It’s not selling to users, it’s users having the option to make there own decisions…just a click away.
You need to look at marketing on Facebook as permission based and 99.99% of people will not buy products or services if they “like” your business, or friend request you. Top internet marketers will agree that successful online business is not about getting, it’s about giving. That principle even holds more true to Facebook marketing. This is a direct channel to provide value to potential customers, free reports, thoughtful information, humorous tidbits of information sometimes seemingly unrelated to your business.
If potential customers see you as not selling, there more likely to look into what you do, consequently resulting in more traffic and more business.
If you have any questions about that let me know.
Sincerely,
The Wealth Kid
WealthKID.com
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Your Questions About Business Online Courses

Maria asks…
What is the best accredited online college for active duty military personnel?
I plan on taking some online courses while im on active duty to earn my degrees in business/HR while i am on active duty for the U.S. NAVY. I just want to know which is the best/popular online college program. im sort of leaning towards The University of Phoenix, but then i just found out about Excelsior college which looks also good. Are there any others that are better for the working sailor?

Jere answers:
University of Phoenix
International accreditation.
Military discount.
Oldest.
Largest.
Thank you for your time.

Steven asks…
Taking online classes what is a good major for this career?
I am desperate to work in the music industry. So I decided that I will work a 9-5, do online courses and working at the studio and etc on off time. I already have the job ready for me too. So with onlince classes I dont know if I should take business management or if i should take communications. I was talking communications at Stockton and business at albright. Now I dont know which one is better.

Jere answers:
If you want to work in music business, there’s no place better to learn from than Berklee.
What’s really cool is that Berklee teaches online. ?
Http://www.berkleemusic.com/
It’s not inexpensive but it’s Berklee.
Otherwise, you need to find courses in music business or recording arts – whichever you’re most interested in.
People with a degree in general business are a dime-a-dozen; you need the specialized music business training.

Lizzie asks…
What do you need to start a dog grooming business?
what degree should I take if I were to take an online business course. I have already been grooming for 5 years and plan to take additional classes to keep fresh. I have also managed a salon for two years as well. I’m asking to better my chances of getting a loan with poor credit.

Jere answers:
I am not answering what you asked because of your last sentence
with poor credit you will not get a loan
with poor credit you will not get to rent a place to conduct your Business
with poor credit you will not be able to get liability insurance for your business
as a pet owner going to someone new with my precious dog
my first question is are you insured
you cannot realize your dream until you repair your poor credit
I know that isn’t what you want to hear but it is the face you need to know

Chris asks…
Are there any methods to do website promotion?
I’m gonna start my Jerseys&Shoes business online, and of course I do have a website. I’m confident enough in my jerseys and shoes. As a matter of fact, I’m a rookie, so for the moment, I don’t want to advertise on Google or Yahoo.
So I’m just here to ask for your help: are there any methods to do website prommotion?

Jere answers:
That’s a good question. Are you looking for free sources of advertising? Well, you can look on the search engine, and type ‘free classified ads’, and place many free classified ads online. You can also, go to the search engine again, and search for ‘jersey’, and ‘shoes’ forums. Make up accounts at revelant forums. Put your website link in your ‘signature file’ for free traffic, but I must remind you to not spam the forums. Don’t place ads on the forum chat areas. You can place relevant helpful newsworthy items, but not spam. Perhaps you can go to the search engine again and search for ‘forum advertising rules’, and try to learn more about that. There’s a few methods to advertise on the net for free. Good luck!!

Michael asks…
Is there an online home business that doesn’t cost anything?
My wife and I are looking for home based online business that pays instead of charging.

Jere answers:
I tried over 15 opportunities in the course of 2 years so I have some great information for you plus a list of top 10 work at home scams!
I am a mother of two little girls who are actually tugging on my arm as I write this so I will try to be brief. Many people are looking for work from home companies. All the scams definitely create a big problem but also, there is a problem of people misunderstanding the difference between work from home “jobs” and work from home opportunities. There really are not work from home “jobs”. To get that you have to start working for a company in their offices first, then they MAY allow you to take the job home.
Most of the work from home opportunities that are legitimate offers are not an hourly pay type job. They are business opportunities that help you in starting your own business from your home. What you should do first is to decide if you are simply looking for an hourly rate type job or if you are looking for more of an opportunity for additional income such as what you would make in your own business being your own boss from home. Small home businesses have some small costs involved, less than $500 to start is reasonable and I would stay away from those wanting $1000-$5000. It doesn’t cost that much to start and run a home business so you shouldn’t pay it.
If you are coming across places that say free then I would RUN don’t walk the other way! They never are. I tried them many a times and 3 weeks later I had to buy this and 6 weeks later that. After 6 months these “free businesses” had cost me over $800 on average.
After trying 15 things I now work about 18-25 hours per week for a National Medical Healthcare Company. This is a nationally known and reputable home business which is what you need to make sure you are looking for. I have been with the company almost a year and a half now and I make over $4500 a month! In your first month, depending on how many hours you can work, I have seen people make anywhere from $500 to over $2500. And your income will increase each month because you get paid residual income as well.
The best part is they have 401(k), direct deposit, life insurance and a benefits package most of which you get from day one. In addition, there are no products, no hard selling or pushing, no cold calling, no home parties and no telemarketing! That was VERY important to me. I absolutely love working with them and I can’t believe I am making what I am making and in so few hours per week. The neat thing is there are other people on your team that you work with so you are never alone. You have great team support and you get to know the other people on your team pretty well.
I was a bit apprehensive at first because I know a lot of companies are not legit but this company is the number one National Medical Benefits Company in the US. They are a member of the US Chamber of Commerce, and the National Association of Dental Plans and the owner of the company actually sits on the board of The Consumer Health Alliance to which we are also members. Also they were featured in “The New York Times”, “Wall Street Journal” “Time Magazine” “American Medical Review” and even in the May 2008 issue of “Parents Magazine”. Even “60 Minutes” did a big special on this home based business.
Even more then all this is they are accepted at over 100,000 retailers nationwide. These are fortune 500 companies like Sears, Target, K-mart, Rite Aid, CVS, Wal-mart, Publix and more. These companies would never work with a company that was anything less than reputable.
You can research the company at www.workathomeplus.net
TOP 10 WORK AT HOME SCAMS:
10. Craft Assembly
9. Medical Billing
8. Email/Rebate Processing
7. “A List of Companies Looking for Home workers!”
6. “Just pay for and take this class first” Then we’ll give or find you a job!
5. Typing At Home / Data Entry
4. “Turn Your Computer Into a Money-Making Machine!”
3. Pyramid Schemes (this is NOT the same as Multi-Level Marketing MLM)
2. Chain Letters/Emails (“Make Money Fast”)
1. Envelope Stuffing
Please beware of these scams. There are some legit home businesses out there so be careful. Look for companies in business over 10 years. Look for companies with a needed product or service, something you would be proud to represent. Look for companies that have a national reputation and are members of the US Chamber of Commerce.
As for those of you who say…..”I want to work from home but I don’t want to have to pay for anything”. Well, that’s great! But it will never happen. Let’s be honest, there is no such thing as a free lunch. If it is a true honest home business you need to expect to pay. Mr. Walt Disney didn’t start the Disney empire “without paying for anything”. Neither did Mr. Sam Walton, owner of Wal-Mart.
If you want to learn about REAL home businesses visit: workathomeplus.net
www.workathomeplus.net.
Good luck to you in your search. A
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Your Questions About Internet Business Models

Richard asks…
How much would it cost to start open an Internet cafe not including rent of the retail space?
I’d like to open an internet cafe in a 450 square foot retail space by the harbor in a town of 5000 people on the mid coast of Maine. I’m curious as to how much I would have to spend to get it open and how much my expenses would be monthly. I’m thinking of having about 3 or 4 computers and WiFi. Any thoughts would be appreciated.

Jere answers:
Bplans.com has a sample start up business plan for an internet cafe that includes some number figures as well that you may find helpful.
Start-up
Requirements
Start-up Expenses
Legal $500
Stationery etc. $500
Brochures $500
Consultants $2,000
Insurance $700
Rent $1,445
4-group Automatic Coffee Machine $10,700
Bean Grinder $795
Computer Systems (x11) $24,310
Communication Lines $840
Fixtures/Re-model $20,000
Total Start-up Expenses $62,290
Start-up Assets Needed
Cash Balance on Starting Date $24,000
Start-up Inventory $2,000
Other Current Assets $0
Total Current Assets $26,000
Long-term Assets $0
Total Assets $26,000
Total Requirements $88,290

Maria asks…
Where can I get objective advice on an Internet advertising model?
I’m trying to find a qualified resource to provide some generic answers concerning a new Internet advertising model. Basically this model will offer potential advertisers a low monthly volume of extremely high-quality leads. The questions I have relate to a) pricing and b) marketing this new service. So, where do I look for this advice?

Jere answers:
I find questions that require a “deeper” answer get better answers in the Q&A of LinkedIn. Their Q&A attracts a lot of professionals in the field of marketing, advertising and in this case, direct marketing.
My suggestion is to look at some examples of this type of business model. Franchising brokers and directories, for example, offer this type of business model where the advertisers (franchisers) post their info for a fee and then they pay based on the leads that they get

Carol asks…
How can me and my friend start up a webcam business?
Me and my friend have decided to begin a business in Adult Entertainment through Web Cam. My cousin is a web designer who is hoping to help us begin this venture, but he said he needs to know how the software works (We’re starting with only 2 webcams, but are hoping to expand in the future).
If anyone has any understanding of how this would work, I would be exceedingly grateful.
Note: Only serious responses, please.

Jere answers:
Webcam business allows you to earn from 60 USD per hour with one model. … In our days model’s rate per minute for private show start from 2 USD. …
If your performers don’t have internet or webcam or she can not have a totally …. Have my own site, because there will be many studios working with me and it will bring me .
You want to make webcam business and earn some big money online? Earn easy money from home or office as a Webcam Video Chat owner. Our software allows you to earn from 60 USD per hour with one model. Some of top models have made over 20.000 USD a month!

William asks…
How does one get into the plus-size modeling business?
I would assume its similar to breaking into the general modeling business, but I’ve heard its also a bit different. How so? Any recommended connections in the greater Boston area?

Jere answers:
You need to consider a few things before pursuing such a career. There are requirements for plus size models, and they include height and size restrictions. You need to be at least 5’8” (5’10” is preferable in the bigger markets like NYC, Miami, L.A., London, etc) and fall between sizes 8 and 16/18. Yes, plus sizes start at size 8 as far as agencies are concerned. You need to be well-proportioned, toned and in good shape, have great skin, hair and teeth, and be quite photogenic – let’s not forget – we’re talking about MODELING. It also helps if you have few, if any, tattoos. If you have these things going for you, I encourage you to attend an open call at an agency near you that represents plus size models. You can find one by calling agencies that are listed in your local yellow pages and asking if they rep plus size girls, and then asking when their plus size open calls occur. You will need to get in front of an agent who will determine your marketability in this industry and advise you accordingly. Walk in wearing light makeup, simple but well-fitting clothing, and lose the high heels – they will know how tall you are so don’t try to fudge it. Bring some simple shots of yourself that show your face and your full body – they don’t need to be professional shots. They will look at your photos and will see your potential without all the makeup. You may be measured on the spot, or asked to be photographed in your underwear, so get rid of your inhibitions NOW.
You need to be in or near a large market – smaller towns don’t normally have modeling agencies, let alone plus size divisions. Your competition knows where to go, and they are going there, believe me. You can be stunningly beautiful, but if you can’t make it to an open call or casting because you live too far away and cannot travel at the drop of a hat, you definitely have a strike against you. Your competition is thrilled to know that you don’t have the money for a bus ticket or that your car is in the shop – means more opportunity for them!
If you are marketable, the agent will ask you to do several test shoots that you have to pay for, so please be ready to spend money and time developing your look. Agencies do not typically pick up these fees – the model must do so. (You will need to spend money to get your career off the ground – modeling is not a get-rich-quick career. If you have kids and/or school to finish, you need to plan how you’re going to balance it all.) You may be asked to cut/trim/color your hair, get manicures and pedicures and to hit the gym before the shoot. You will be given a list of photographers that you can call to schedule a shoot, and you will pay them directly. A good agency will never ask for money directly – it’s a transaction between you and the photog. If you want to get the most out of your test shoots, you should hire a makeup artist, hair stylist and fashion stylist to work on the shoot with you.
When your shots come back, your potential agent will see if you have what it takes, and then she/he will submit your photos to clients and see what kind of response you get. They usually submit a comp card, which is a collection of photos that you need to pay for, to the clients to get their feedback. There are no guarantees, and you will only work if clients like/need your look.
Please note: there is no such segment of the market called “specialty plus.” That is a title that certain websites and companies (some present on the internet) have created in order to get girls who want to be models (but who do not fit model stats) to pose for their websites. There’s no harm in it, except that it misleads women who want to be models into thinking that they can eventually work with agents. It’s just not realistic. It also helps the photographers who shoot such girls make money off of them, of course, but it’s rather disingenuous for such people to make money off of girls who will most likely not work within the industry. It’s a great ego boost but girls without model stats won’t work in the legit modeling industry.
You can visit the plus size modeling thread at www.curvychick.com and get advice from working models, photographers, stylists, makeup artists and others within the industry. Take any support you get with a grain of salt – there are plenty of women who will say that you’ve “got it,” but they usually just want to be nice and not have a hand in dashing your dreams. I personally don’t want a hand in misleading anyone. AND if someone says you don’t really have it, don’t take it personally – you’re not being judged as a person, not on your looks, but on your marketability – if you can’t take the heat you should find another career.
Good luck!

Nancy asks…
How would you describe or classify this business model?
A web site that lists rental property for a small fee, subtracts the cost of doing business such as stationary, Web hosting, Internet service and labor. Then donates the remaining profit among 4 customer chosen local charities?

Jere answers:
I would describe them as being a non-profit organization and would recommend that they file paperwork to become a 501(3)(c) corporation. If not then the tax man will always be wondering why they never have money to pay taxes.
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Your Questions About Internet Marketing Forum

Paul asks…
Where can I Study Internet Marketing Online and become a Millionaire?
I know its possible to make serious money online, but for now I need to keep my day job. I am wondering where I can study Online Marketing? any suggestions?

Jere answers:
There is not a set way common for everyone.
Start with Google webmaster official blogs and participate productively in reputed forums like webmasterworld.
People who have been in your shoes are kinder when they see sincerity and are open to guiding you down the right path.
Learning the basics is easy from forums like above or blogs like :
searchengineland.com
seomoz.org
seobook.com
toprankblog.com
etc; it is the practice that takes years in perfecting your skills.
And sorry to disappoint you but studying online marketing does not necessarily equals becoming a millionaire.
Best wishes for your success.
Hope this helps.
P.S: If you find the answer useful, please don’t forget to vote!
Best,
OMZen

George asks…
What’s the best way to make decent money online?
Things I’ve experimented with so far:
– Clickbank Affiliate Sales (I’ve made a little bit, but haven’t done an adwords campaign before)
– Clickbank Publisher (I wrote a book – it’s doing well; Sold many copies myself– can’t figure out why affiliates don’t jump on it)
– Adsense (heh… I make under a back a day… big deal)
Any more things I should try…..? Looking to make as much as possible without investing a lot.
Thanks in advance for any and all answers.
P.S. Don’t recommend ebooks or get rich-quick guides. I’ve seen them all…. I’m not gonna purchase anything– just looking for advice from others who are into internet marketing as well.

Jere answers:
The Web offers tremendous opportunities for those who know how to harness it. You hear of stories of people who earn thousands if not millions of dollars from doing business on Web. While there are many scams (same way in the traditional business world), there are various ways you can legitimately make money on the Web.
Here are the main ways you can earn money from the Internet:
1. Sell products on the Web – Big boys like Amazon or Lillian Vernon online catalog or smaller businesses like BigKidsVideo.com or Candle4Less.com all sell products on the Web.
You can either sell: (a) through your own storefront through your own website or applications such as Yahoo Stores; or (b) sell through online auctions like eBay
http://www.ebay.com
http://auctions.yahoo.com/
http://www.overstock.com
http://www.amazon.com
http://www.ubid.com
http://www.liquidation.com
2. Information Delivery. Others such as About.com or EuropeforVisitors.com create content and monetize their content in a number of ways:
a. Advertising – there are several ways you can earn money from advertising:
1. Join an advertising network. Advertising networks are organizations that aggregate Web sites that offer advertising space, and sell banner ads (and other advertising options) across them. Traffic requirement is often a minimum of 5,000 monthly impressions, although many do not accept sites hosted by free page services.
Burst Media http://www.burstmedia.com
Fastclick (ValueClick). Http://www.fastclick.com
Advertising.com. Http://www.advertising.com
Tribal Fusion http://www.tribalfusion.com
2. Participate in contextual advertising networks. Contextual advertising are text ads delivered based on the content of the web page using an automated system.
Google Adsense https://www.google.com/adsense/
Yahoo! Publishing Network (currently in beta and available to US publishers only) http://publisher.yahoo.com/
Intellixt http://vibrantmedia.com/site/web_01a5.htm
Quigo Adsonar http://www.quigo.com/adsonarexchange.htm
IndustryBrains http://www.industrybrains.com
Commission Junction Evolution http://www.cj.com
Kanoodle Brightads http://www.kanoodle.com/about/brightads.html
Clicksor http://www.clicksor.com/affiliate_programs.php
Contextweb http://www.contextweb.com/
Bidclix http://www.bidclix.com/
Bidvertiser http://www.bidvertiser.com/
3. Sell advertising for your site directly. This is admittedly a more difficult route for a small business site wanting to earn advertising revenues. But hey, as they say: “no pain, no gain!”
b. Affiliate Programs – you sell other people’s products that your audience may be interested in; and you get a certain commission after the desired action was done (whether a sale, a lead, subscription to email newsletter, or however this is defined)
c. Paid online content. Hoovers.com or WebmasterWorld.com Supporters forum all require paid subscription before accessing the information
d. Content licensing and syndication. Some publishers such as the Associated Press get paid every time their content is published elsewhere

Donald asks…
What is, spam free, Internet Marketing forum?
I’m looking for a forum about marketing and SEO. I don’t like Digital Point because their forum is cluttered with useless content and a lot of spam. Does anyone have an idea of where I can post and be bombarded with spam?

Jere answers:
Wickedfire or the Warrior forum are good places to check.

Joseph asks…
How can I get more hits to my website?
Any ideas as to how I can get the word out on my customizable children’s book company www.mjmbooks.com? We offer customized images as well as text and have original stories, how can we differentiate ourselves from the current companies that only have customizable text and get way up on the Google listings?
Are there any good books that talk about internet marketing?

Jere answers:
The more links you put to your website the more search engines will recognise it and thenhopefully people would visit it, but beware of spamming.
You could trying putting links to it in books and gift ideas forums?

Maria asks…
Where is a good place to find unique ideas for internet marketing?
I have built my website at www.this-weeks-gift-shoppe.com and am still adding products. I am plannining an extensive Grand Opening event for the new year but I need some unique ideas to market my site and drive traffic so that I have a successful Grand Opening. If you have any ideas please let me know.

Jere answers:
You can ask some of the top internet marketers questions and get ideas by joining this newly launched forum called “conquer your niche”.
The best thing about the forum is you can also advertise your website for free.
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Your Questions About How To Do Business Online In India

Mandy asks…
Hi,what are the Pre-requisites to start online business in india?(sell a product online)?
Pre requisites to start a e-business,like payment gate,website,licenses?

Jere answers:
This depends on whether or not you’d be based in India or not. If you start and register the online business in say, the U.S., then you wouldn’t need anything in particular. However, if you decide to base the business in India and register it there, then you’d be susceptible to the “red tape” that most foreign based businesses that come to India have to face.

Laura asks…
What is the best online business to start in India?

Jere answers:
Affiliate Marketing works. This one you can earn affiliated commissions from EIGHT different income streams into one program
http://Acme-People-Search.com/signup.php?ref=1252995613ZKUL
There are alot of people doing this in India and around the globe. See their proof board when you enter in their site.

Sharon asks…
Anybody know a site where I can make an online survey directed only at India?
I am trying to create a survey online directed only at he Indian market. Does anyone know any useful web sties that have such tools? It would be preferable if the service was free 🙂

Jere answers:
1.India Business & Finance / India Jobs – Forum – Allo’ Expat India
Expatriate Forums in India The India Expats Online Community Resources & Forums … Announcement: DOING BUSINESS IN INDIA (Company Law, Tax, etc…)
2.The Small Business Community Forums – Business in India
3.Business India Directory, Yellow Pages and Forum for B2B
Business India Directory, Yellow Pages and Forum for B2B interaction … Business-India.in is an authentic online directory, where businesses and other

Linda asks…
online business in india?
and want to book 100 domains on the name of cities. will it effect that we register .in domains for the same.
will it affect our traffic adversly?
Ajay

Jere answers:
Wat?

Steven asks…
Selling adult toy is banned in India?
Can someone sell adult (sex) toys online in India? I heard Indian govt has banned usage and import of such toys in India? I do not know how far it is true. Can someone tell me is it really true and if yes do you have any resource where I can verify authenticity of this business banning?

Jere answers:
Selling adult toys is banned in India.The efficient moral police will never allow such contorversial objects to make a mark in this country.
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Your Questions About Email Marketing Services

Paul asks…
Anyone know an expert email marketer that can tell me email marketing statistics?
I would like to know what are the industry standards for open rates, clickthrough rates, ect for a good buyers list in the gambling, gaming niche. For example how much could someone reasonably expect to make per year per email on the list??

Jere answers:
The average open rate for email campaigns in your industry is just under 15%. Based upon 2009 DMA case studies, you should generate just under $40 for every $1 spent on a properly run email marketing effort.
That being said, you will not receive this type of return without utilizing an email service provider with a stellar sending reputation, which will allow for inbox delivery of your messages. Furthermore, beyond simple delivery, there is a lot that goes into a properly run program. Your goal in this process is to preserve your open rates over time by providing relevant information that inspires continued opens.
Anyway, I don’t want to spend all day explaining email marketing, but I have been an independent consultant for roughly 6 years and have used virtually every email service provider out there and have landed on one that I absolutely love. I will email you my rep’s contact information. He will be able to help you further and provide you with the information you are looking for.
Tell him that the “other clay” sent you and he may set you up with a discount as well.
Actually, it looks like you don’t accept email, so if you want to email me through my profile, I will respond with his contact information.

Sandra asks…
What is a good way to gain marketing experience for an undergraduate student?
I am currently doing a marketing degree and im looking for a way to gain some experience maybe next summer before i graduate, does anyone know how to go about doing this and what sort of experience employers would look for?

Jere answers:
You definitely want to look for an internship in an established company. With marketing, it’s a little tricky because you will see many sales-type positions branded as “marketing” positions.
SO… I would trust positions posted by your college/university. They should have an office of Career Services with job and internship postings available – check out what was posted last year in terms of internships as next summer’s will likely not be posted until January.
In the meanwhile, try to network with people who work at places you would like to explore. There are advertising and marketing divisions at many types of companies – explore who you would like to work with, then try to connect with them (through alumni, networking events, career fairs, and even email).

Carol asks…
Anyone knows SEO tool for validating emails in bulk?
For email marketing–
What would be the best way to validate 100’s of emails at one go?
Any tool suggestions?

Jere answers:
There is no SEO specialist who would doubt that SEO tools may substantially facilitate life. For webmasters, too, at hand are patent advantages of seo webmaster tools. Opening from keyword research and analysis over to running records after a SEO campaign, SEO webmaster tools are vital at each single step of carrying out a search engine optimization campaign. Here is a record of the Top Ten Tools for SEO that you ought to make use of in order to run a successful SEO campaign:
1. Keyword Tools
Keyword investigation should be the primary step to every flourishing SEO campaign. A keyword research tool, a keyword suggestion tools and a keyword analysis tool are a must have to any seo professional and webmaster. Google Adwords Keyword tool, Google suggests and Search term researches are still one of the most prized at no cost tools which are available out there.
Along with the paid keyword tools and services, Wordtracker and IBP’s Keyword Tool are the most complete ones, having incorporated keyword suggestion, research and competition analysis.
If you would like to spy on the profitable keywords of your competitive environment there is one mighty service called KeywordSpy which lets you profit from the achievement of your competition. You are even able to spy on the competitor website’s payments for Google Adwords.
2. Submission Tools:
In order to be found online it is elementary to get submitted to search engines as listing your website in search engines is a crucial part of online marketing. Furthermore, you may perhaps submit your site or pages to Online Directories, Article Sites, and Social Bookmarking Services. Due to problems with ‘bulk submission’ services we propose that you submit your website to each chief search engine individually.
IBP offers productive search engine submission tools that help you to submit your website to search engines, special appeal sites and Internet directories.
3. Page Rank Tools
You may use Page Rank Tool to verify the Page Rank of websites. It will query and return Google Page Rank values for submitted URL from various Google datacenters. Linkvendor is a virtuous service to check Page Rank.
4. Ranking Tools
Google Rankings, Yahoo Search Rankings and Alexa Page ranking tools are ranking tools you can find. As a SEO professional it is imperative to verify SERPs on a regular basis in order to appraise SEO activities and campaigns. SEOTOOLS offers a gratis ranking tool to download. If you like to have a more sophisticated ranking software, take IBP Ranking Checker.
5. Site Onpage Analysis Tools
Onpage Factors take the part of an crucial role in a SEO campaign and consequently have to come about optimized. LinkVendor offers free of charge SEO webmaster tools like Cloak detection, Meta Tag Analyzer, SpiderView.
6. Link Tools
The single most notable offpage SEO factor is linkbuilding. Tools to verify link popularity, backlinks, link value and outbound links are a prerequisite to examine and appraise linkbuilding campaigns. Link popularity, for example, is one of the best ways to quantifiably and independently compute your website’s online awareness and overall visibility. Simply put, link popularity refers to the total figure of links or “votes” that a search engine has spotted for your website.
Linkvendor offers a free set of tools at this point, too. For a more elegant solution, visit the IBP Website.
7. Domain Tools
Domain age tools check the age of a domain with so called Waybackmachines. Domain Popularity Tools discover all Backlinks of a domain including host IP and Google PageRank, and Reverse IP Tools get hold of all domains from an unique ip address. All these SEO webmaster tools are to be had at no cost on the website of LinkVendor.
8. Copyscape
Copyscape searches for copies of your page on the web.
9. Website Speed Test
The website speedtest reveals the duration of a particular website. This value can be used pro showing how long a website take to load and if it is superior to optimize the website or replace a (slow) ISP.
10. IP address report:
Such reports check for duplicate Class C block or Class C subnet IP address in a list of websites, these can be either hosted affiliate and internet marketing sites or potential reciprocal link exchange partners.
I wish, these SEO webmaster tools – my so called top ten tools list – will help you on your entrepreneurial journey to internet wealth as a quick 15 Minute SEO check every one day.

Ruth asks…
What is the best service for email notice?
I am looking for a email service where I can out alerts to customers regarding outage for my company. I know there is email blasting but these types of services are for marketing, I do NOT need to market.
Any suggestions?
Thanks

Jere answers:
Try to visit the site below for your questions. It can help you with email marketing matters.

Ken asks…
What is the best way to recruit for a Network Marketing Business Opportunity?
I am new to network marketing and do not have a warm market. Thus, my problem is formed. What is an alternative way to find people to recruit? Also, any other suggestions and tips is much appreciated.
Please do not respond with any biz opps or etc– I already have a job. Also, no negative comments.
THANKS AGAIN FOR YOUR INSIGHT

Jere answers:
There is no other way to do it successfully than to start out in your warm market. Studies have shown that anyone who is over 21 years old knows over 10,000 people. Surely you have 100 you could speak to. Here’s how I did mine. Instead of asking them to buy product, ask them who they know that might need your help. If its a product or service that truly helps people, they won’t hesitate to share names with you.
Your warm market is your training ground. They will forgive you if you don’t know everything there is to know about your company. Once you’ve been trained in your warm market, you should be good enough to move on to your cold market. (There’s a reason they call it ‘cold’ market)
The beauty of your network marketing group (if they are any good) is in that they have a system in place for people to be successful. If you are not willing to follow the system, you need to get out. There is a saying in network marketing. “People need to be coachable. If they are not coachable one of two things happens — they quit or they become coachable”.
Make sure you are in an organization where your upline is willing to work with you every day. If they are not, quit and find one where this happens, or start calling upline. Call to your first upline National. If they are not available, call your second upline National, as high as it takes to find someone willing to mentor you, and then plant yourself at their feet. If you cannot find anyone willing to work with you on a daily basis, start looking for another company.
I have made it to Senior Regional Sales director with over 100 people under me within 6 months. I’ve done it by staying in contact with my National every day.
If you’re looking for another company, I would be happy to give you my insight into the ones I’ve been associated with over the years — both good and bad. Email me with your ?’s
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Your Questions About Internet Business For Sale

Donald asks…
How do you start a small home business legally?
I would like to start a home business. (not an Internet based business). How do I go about starting one from home? Also how do I start one Legally. I live In New York State.

Jere answers:
Go to the county office building, get the papers for filing your Business Name (DBA, Doing business as). Contact the State Dept of Taxation and Finance in Albany ~~~ you need authority to collect and pay Sales Tax Monies to the State. Get the right kind of insurance for your business: LIability, Inventory, Property Damage.
Contact SCORE. Most SCORE chapters have offices in each county. Www.SCORE.org
click on mentoring.

Donna asks…
How do you go about to get a wholesale license?
So you can buy things at whole sale prices and sell them at retail value. What if it is a internet business? or You want to sell them in a store?

Jere answers:
You go to your local state tax office.
They will be happy to provide you with a tax resale number that you will need to get into the trade shows… They will want you to pay them state tax if you sell in your state you would send them the percent. If you don’t sell anything in your state you won’t need to send them anything but you’ll still have to submit the paperwork once a year with a value of -0-.

Thomas asks…
How would i check to see if an internet-based business already exists? (if i want to make my own)?
I have an idea for an internet-based business but is there a way to check to see if someone already beat me to the idea? (For example, say i wanted to create a website where people ‘bid’ for things for sale, but didnt know ebay already exists, so how do i check?)
How would i go about ‘protecting’ my idea so no one steals it from me while in the process of making it happen..
And does anyone know any steps to creating a web site based business? Thanks!

Jere answers:
Search the internet for the idea you have for the internet-based business. That will let you know if someone already has one.
There are lots of websites that will help you to create a web-based business. You should have a business plan – an idea of who would want to buy your product, etc. Money to make everything happen, etc. Check some of the earlier posts related to this subject. There’s a lot of good info out there.
You’ll need to get a company to host the site. You can try surpasshosting.com and get a very reasonable price.

John asks…
How can I quickly sell my bath and body business?
I started a successful part-time bath and body business. I now have a baby coming and need to quickly move the business. Unfortunately all the business for sale sites promise a lot but charge a lot to sell a small business. Any ideas on how to move the business quickly?

Jere answers:
Is this in your home or an internet biz?
Find a college female who is majoring in biz and offer her a management job based on net profits, not
on salary
if this is a PT biz without 3yrs history, it will be near impossible to sell
if it an internet biz, it has no value; no offense

Daniel asks…
What do Internet marketers do about shipping?
When starting my own Internet marketing business online, what do I do in order to ship the products? Do I have to ship them out myself? What do Internet marketers do about shipping products to customers?
Thank you!

Jere answers:
I you are selling your own physical products online, then you organise shipping. If you are selling through dropshipping then you just include shipping in you markup price and your drop ship supplier organises shipping.
However, the majority of internet marketers operate through “affiliate marketing”. Where you promote somebody else’s products through an affiliate link and receive a commission per sale. The owner of the product organises everything. Affiliate sites include, Amazon.com (small commission), Clickbank.com (up to 75% commission, no shipping as all products can be downloaded). Paydotcom.com (same as Clickbank.com), JVZoo.com (up to 100% commission on front end products i.e. The vendor makes their profit on an upsell)
Hope this helps
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Your Questions About Direct Marketing News

David asks…
Internship dealing with the stock market?
I just want to be part of the chaotic environment of the volatile market. What sort of internship should I look for that will put me into that situation? I read enough books on stocks, now I would like to see how investment banks make it happen. I live in NJ.

Jere answers:
Not many people understand what Wall Street does. Most books one can read on “stocks” are not that relevant. Think about it — did any of those books suggest anything akin to people shouting in the trading pits?
In terms of equities (“stocks”) and the kind of thing you would see on TV, there are pretty much four big categories.
1) Retail brokers. These are the guys dialing up grandmothers to deal stocks. I don’t think this is what you had in mind, even though a lot of big firms have broad retail distribution networks (Morgan Stanley, Merrill Lynch, etc). Imagine a guy in a cheap suit sitting in a small office with a phone.
2) Institutional sales and trading. The salespeople are guys who are trying to sell brokerage services to pension funds, mutual funds, insurance companies, and so forth. Imagine well-spoken business suits flying around meeting clients, carrying business cards that say “Goldman Sachs” or “Lehman Brothers”. There are traders behind the scenes of these salespeople responsible for executing orders, and typically it’s really just a game of buying some equities here, holding it for a while, selling some there, etc. The trick is not to make money through growth of the stock, but really to get a little cut in the middle.
3) Exchange traders. Equities, unlike fixed-income products, trade on organized exchanges. The NYSE is one of them. The electronic NASDAQ is another. These guys broker stocks from large buyers and sellers, not unlike the institutional sales and trading people. Except these guys have to sit in small cramped spaces on the exchange and deal much more quickly. You know how these guys are — they’re the ones on the news.
4) Various forms of buy-side traders. These guys trade to make money for their own accounts. Buying low, selling high. Hopefully. They can be in hedge funds, some mutual funds, investment banks, and so forth. Contrary to popular belief, they don’t shout too often, and most of the time the environment is more like a group of online gamers staring at their computer screens.
Now in addition to those guys, there are a lot of other stuff that goes on…
1) Investment bankers, in relevance to traders, do IPOs and then have the institutional salespeople go sell them. Sometimes, that also trickles down to the retail brokers.
2) Research analysts produce reports on stocks.
3) Modelers try to come up with new products, better model existing products, etc. These are derivative-linked things that is actually a whole world onto itself (like equity options).
Then there are a bunch of other guys who do other strange things —
There are, for example, “direct-access” trader companies who are basically guys trying to wring money out of the market by dabbling in it. Some of them use technology, others try to use other techniques. I don’t know how well they do.
Then there are so-called financial planners, etc, they are really just retail brokers.
Getting into the institutional side of things as well as the major buy-side activities is hard. Hard not as in difficult to figure out, but rather hard as in there is no definite way to do it. Some kids who smoke pot all through college taking basket-weaving courses for credit manage to get in smoothly while that hard-core finance major who trades paid for college with his own hedge fund can’t get in no matter how hard he knocks.

Thomas asks…
US Financial crisis effecting the other parts of world?
Can you please explain how the so called US FInancial crisis is effecting the stock markets of the world?

Jere answers:
Some Good news for foreign investor check the bellow info
Foreign Investment Policy:
The Ministry of Industry has expanded the list of industries eligible for automatic approval of foreign investments and, in certain cases, raised the upper level of foreign ownership from 51 percent to 74 percent and further in certain cases to 100 percent. In January 1998, the RBI announced simplified procedures for automatic FDI approvals. The announcement further provided that Indian companies will no longer require prior clearances from the RBI for inward remittances of foreign exchange or for the issuance of shares to foreign investors.
Facilitating foreign investment
In the recent budget, the finance minister announced the government’s commitment to a 90-day period for approving all foreign investments. Government officers will be assigned to larger foreign investment proposals and will facilitate Central and State clearances in a time-bound manner. Unlisted companies with a good 3 year track record, have been permitted to raise funds in international markets through the issue of Global Depository Receipts (GDRs) and American Depository Receipts (ADRs).
A number of recent policy changes have reduced the discriminatory bias against foreign firms.
* The government has amended exchange control regulations previously applicable to companies with significant foreign participation.
* The ban against using foreign brand names/trademarks has been lifted.
* The FY 1994/95 budget reduced the corporate tax rate for foreign companies from 65 percent to 55 percent. The tax rate for domestic companies was lowered to 40 percent.
* The long-term capital gains rate for foreign companies was lowered to 20 percent; a 30 percent rate applies to domestic companies.
* The Indian Income Tax Act exempts export earnings from corporate income tax for both Indian and foreign firms.
Other policy changes have been introduced to encourage foreign direct and foreign institutional investment.
For instance, the Securities and Exchange Board of India (SEBI) recently formulated guidelines to facilitate the operations of foreign brokers in India on behalf of registered Foreign Institutional Investors (FII’s). These brokers can now open foreign currency-denominated or rupee accounts for crediting inward remittances, commissions and brokerage fees.
Relaxation
The condition of dividend balancing (offsetting the outflow of foreign exchange for dividend payments against export earnings) has been eliminated for all but 22 consumer goods industries. A 5-year tax holiday is extended to enterprises engaged in development of infrastructural facilities. Even without a registered office in India, foreign companies are allowed to start multimodal transport services in India.
The Reserve Bank of India (RBI) now permits 100 percent foreign investment in the construction of roads/bridges. The peak custom duty rate was reduced to 50 percent from 65 percent in the March 1995 budget. Import regime changes included enhancement of the scope of Special Import License (SIL) programs, and the expansion of freely importable items on the Open General License (OGL) list to include some consumer goods.
Dispute Settlement
Currently, there are no investment disputes over expropriation or nationalization. Government demands for penalty payments for alleged overcharging by pharmaceutical companies during the 1980’s could lead to de-facto expropriation of some foreign drug companies’ assets in India.
In pharmaceutical sector
A committee has been named to study these longstanding disputes, but the failure of successive governments to produce a swift and transparent resolution has led to a virtual standstill in foreign investment in India’s pharmaceutical sector. Indian courts provide adequate safeguards for the enforcement of property and contractual rights.
Case backlogs
However, case backlogs frequently lead to long procedural delays. India is not a member of the International Center for the Settlement of Investment Disputes, nor of the New York Convention of 1958. Commercial arbitration or other alternative dispute resolution (ADR) methods are not yet popular ways of commercial dispute settlement in India. The recent introduction in Parliament of a new Arbitration Bill signals the importance now accorded to this matter by the GOI.
To know more about investment logon to www.financegogle.com

Sandra asks…
Where can I find articles about general economy topics?
I need to find an article about general economy topic such as financial crisis. I don’t need one about current economy news. Please, if anyone knows some web page, I need it for my homework to extract unknown phrases and words.
Thanks in advance

Jere answers:
I have found this website helpful once before.
Http://www.wd.gc.ca/eng/56.asp
Hope it can help you too
Hector Montalvo
Source Marketing Direct
http://www.sourcemarketingdirectnews.com/

Sandy asks…
What news agencies do you as a day trader or stock investor look at for the latest news?
Like Yesterday there was a huge bull market at the news of Macy’s and Yellen rumors. Which outlets broke these stories first? What news website would offer me fast and up to date news stories that will affect my trading.

Jere answers:
You can rent a Bloomberg terminal for $1,500/mo and be in direct competition with the market professionals in highly volatile, unpredictable markets.
Do you really want to trade when price is moving wildly up AND down? Trading the news looks like it would be easy in hindsight, but is extremely high risk and unpredictable. Do you have a trading plan for this? Have you tested it? Normal stop levels don’t work, option implied volatility expands to extreme levels, support and resistance are almost meaningless in the ultra short-term volatility of emotional reaction. Momentum has no meaning. What tools do you propose to use?
CNBC is about as good as it gets for breaking news for free. They report on the big news or game changers that can be traded longer-term, like surprise earnings or war breaking out. But Macy’s was not a surprise so much as lowered expectations. It was a sigh of relief that it wasn’t bad, not a game changing blow-out number. Can you discern the difference in real time, or just in hindsight?
This question is another example of deep newbie insight, which correlates to a wet dream. News is disseminated immediately in price. By the time you get public information, the trade is over.
Trading the news is an advanced trading strategy not recommended for newbie traders. Try it on a simulator. You’ll laugh your azz off how silly it is to even try to trade the news. It’s also well documented if you care to research it. The forex market is a good example, almost completely news driven and almost completely impossible to trade unless you have a supercomputer and a team of people at your disposal.
Http://www.investopedia.com/articles/forex/05/tradingonnews.asp

Robert asks…
direct sales/marketing?
what companies are single, dual, or multi-level marketing?
avon = ?
mary kay = dual level marketing?
Market America = Dual marketing?
ACN = ?
Amway = i know this is MLM for sure.
if you know of more companies, please list them.
thanks!!
please dont answer if you are going to say these companies are scams or pyramid schemes. I perfectly know the concept of direct selling/marketing already.

Jere answers:
All of these companies have multi-level compensation plans (ie MLM). Avon only introduced an MLM component to their operations a few years ago and runs it alongside their single level plan,
Many actual scams trying to disguise themselves by falsely claiming to be legitimate MLM companies, This has led to the unfortunate situation where some legitimate MLM companies use other names to describe there operations to disassociate themselves from the scams.
Direct Selling News provides a list of the Top 100 direct selling companies and their style of compensation plan
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Your Questions About Business Online

Michael asks…
I wanted to ask consumers of an internet based market what they would like to see online, business wise?
I want to start a business online but do not know what to do so i decided to ask you, the customer, what you would like to see in the upcoming year. Im open to any suggestion’s or ideas you may have. Any useful information would be very grateful thank you.

Jere answers:
Well, there are countless products and services out there people can offer. Some, of course, do better than others. But, if you were to ask a successful online business the secret to their success, they would tell you to sell or provide something you love. Try to concentrate less on finding the most profitable item and more on figuring out what interest you and what you know about. That way during the development or marketing of said product, you are motivated. Doing things in this way insures a better quality which in the end is what determines sales and inadvertently profits.
There is also another alternative to selling products or providing services online. Content-based sites are one of the most profitable online business, because people primarily use the internet for the gathering of information. Meaning you don’t have to sell or offer anything just educated or inform you visitors. Be certain, of course, to provide useful meaningful information; remember your product in this case is your content, and quality matters. Now, you may be asking yourself how can one make money without selling anything. The answer, Affiliate Programs. These are associations with other sites who pay you to refer or direct traffic to them. Programs like these are very simple to use, and if implement correctly, can be very profitable, yet you need to make sure to learn this proper execution.
To learn more about affiliate programs and how to start a successful online business just follow this link
WWW.BISAFFILIA.COM
just copy and paste the link on your browser
They will teach you how to properly implement an affiliate program into your site. Remember any site can benefit from an affiliate program.
Good Luck

Susan asks…
Starting my own online business.?
I am thinking of starting my own business but i don’t know where to start with. What kind of online business should i start? what are the things that i have to look out for? If you have any experience with online business, pleace give me some advices.
thx

Jere answers:
Most people who want to start an online business without knowing the basics will usually end up being eaten by online wolves in the guise of scammers and savvy marketers.
I would suggest you do some research about how people make money online first. Even running your own website about a topic that you love, then selling ad space on that website can qualify as an online business. In fact, starting your own blog is one of the easiest ways to start making money online. The most important thing about learning to make money online is to learn, learn, learn. And when you’re done learning, learn some more.
So here’s a breakdown of the basic online businesses :
– create your own website. Write good quality content about something that you’re passionate about. Think about what your visitors are interested in and write about that. When you have enough traffic, you can monetize that traffic with contextual ads like Adsense, Kontera or direct advertisers.
– sell your own products (either electronic or physical). This takes a lot more work because you need to create your own product, but tops on the long term benefits is you are in total control of your online business from product to sale.
– sell other people’s products.This is what being an affiliate means. The most apparent benefit to being an affiliate is that you don’t have to worry about development of the products you sell. You also get to pick and choose the products that best match your website content and sell them to your visitors.
– provide a service. Think about any skills that are unique to you and how you can sell them online.
– set up a brick and mortar store and then create a website as an extension to your store. Many people find that online sales account for a substantial income and combined with their regular brick and mortar sales, can add up to quite a tidy sum.
– a combination of any of the above.
So you see, an online business is basically about making money online. HOW you make money online first starts with the basic questions (like any other business) :
– What interests you.
– What knowledge and skills are unique to you.
– What talents you have that others don’t
Build an online business around what you love and everyday will be like being paid to enjoy yourself. Jump into something just for the sake of money even though you hate it, and everyday will seem like hell.
Andrew
http://www.positivemoneyideas.com

Robert asks…
What are good online businesses?
What is a good online business to start up that is cheap and easy to do?

Jere answers:
One of the easiest and cheapest way to start an online business is to create a blog (free with Blogger.com and others) and earn money on it with advertising (such as Google Adsense). Or you can sell on eBay and other online auction places
You may want to read the article “6 Hottest Businesses on the Web http://www.powerhomebiz.com/052006/web.htm which lists six areas of the new Web that present new opportunities to small online businesses:
The Web offers tremendous opportunities for those who know how to harness it. You hear of stories of people who earn thousands if not millions of dollars from doing business on Web. While there are many scams (same way in the traditional business world), there are various ways you can legitimately make money on the Web.
Here are the main business models you can adopt:
1. Sell products on the Web – Big boys like Amazon or Lillian Vernon online catalog or smaller businesses like BigKidsVideo.com or Candle4Less.com all sell products on the Web.
You can either sell: (a) through your own storefront through your own website or applications such as Yahoo Stores; or (b) sell through online auctions like eBay
2. Information Delivery. Others such as About.com or EuropeforVisitors.com create content and monetize their content in a number of ways:
a. Advertising – From the article “How to Generate Advertising Revenues for Your Web Site” http://www.powerhomebiz.com/vol28/adrevenues.htm , there are several ways you can earn money from advertising:
1. Join an advertising network. Advertising networks are organizations that aggregate Web sites that offer advertising space, and sell banner ads (and other advertising options) across them. Traffic requirement is often a minimum of 5,000 monthly impressions, although many do not accept sites hosted by free page services.
Burst Media http://www.burstmedia.com
Fastclick (ValueClick). Http://www.fastclick.com
Advertising.com. Http://www.advertising.com
Tribal Fusion http://www.tribalfusion.com
2. Participate in contextual advertising networks. Contextual advertising are text ads delivered based on the content of the web page using an automated system.
Google Adsense https://www.google.com/adsense/
Yahoo! Publishing Network (currently in beta and available to US publishers only) http://publisher.yahoo.com/
Intellixt http://vibrantmedia.com/site/web_01a5.htm
Quigo Adsonar http://www.quigo.com/adsonarexchange.htm
IndustryBrains http://www.industrybrains.com
Commission Junction Evolution http://www.cj.com
3. Sell advertising for your site directly. This is admittedly a more difficult route for a small business site wanting to earn advertising revenues. But hey, as they say: “no pain, no gain!”
b. Affiliate Programs – you sell other people’s products that your audience may be interested in; and you get a certain commission after the desired action was done (whether a sale, a lead, subscription to email newsletter, or however this is defined)
c. Paid online content. Hoovers.com or WebmasterWorld.com Supporters forum all require paid subscription before accessing the information
d. Content licensing and syndication. Some publishers such as the Associated Press get paid every time their content is published elsewhere

William asks…
Online Business.. How to make it legal?
I want to run an online network of online tutors to supply to students. It is like a matching student-tutors thing. I would want the business to be legal and legitimate. Are there licenses for this or formalities so I can have a name or maybe build a website for it eventually? Thanks for your precious time…

Jere answers:
Online businesses particularly online tutors are currently not required to get a license to operate.
But to make your business legal you need to go first and decide on your legal structure and then register your business. If you decide to be a sole proprietorship, you go to your local county/city clerk’s office and file for business registration. If you decide to operate as a partnership, LLC or corporation, then you register your business with the Secretary of State.
Part of the process of business registration will be filing for your DBA or doing business as; otherwise known as assumed business name or fictitious name. This is needed if you are naming a business with a name other than your given name.
Procedures for business registration vary per state. In Virginia, a sole proprietorship can complete the process in 30 minutes or 1 hour at most. While in Los Angeles, you will be required to make an announcement in the papers about the new business.
You did not indicate what state you are in. Go either to the Secretary of State website or your state government website (e.g. Alabama.gov) as they usually have information on the process of starting a business in the state.

Charles asks…
Does anybody own their own online business?
Hello yahooers..I’m looking for anybody who as their own online business..(not looking for any affliliate program,mlm, or network marketing programs. I am looking for somebody who owns the whole online business..I have some questions and actually I am looking for some advice and possibly looking for someone who I can team up with…

Jere answers:
Most online businesses are affiliated, MLM or network marketing programs. It’s funny that you would say your not looking for one of those, being as your asking someone to “team up with” that’s network marketing right there! Any business rather it’s online or off line, is going to have all the things you talk about not wanting to do. For instance, unless you make the product yourself, create your own web site and own your own connection and made it from scratch and no one else is involved in anyway shape or form, just you and the consumer, then your doing exactly what you claim you don’t want. What ever item you sale it’s going to come from a business. All businesses are part of an MLM model. Once you hire someone you’ve started a pyramid, once you’ve teamed up, you’ve created a network marketing situation.
So if your against all these things, don’t team up with anyone, make your own product, make your own web site, get your web site out there, market your own web site etc. I find it funny that everyone in any job or business is a part of all the things they state they don’t like.
I have my own online business through a company. I make the same amount of money that any business owner out there does after taxes and everything else that they have to dish out. Why? Because my business is through another business in which I don’t have the over head expenses that they do. I don’t have to pay for all the things that they do.
The point I’m trying to make is, unless you create everything from step one to step 1000, including the product, the service and don’t purchase anything from another company in any way shape or form, your affiliated, your network marketing.
Good Luck to you though!
Kaiden
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Your Questions About Internet Marketing Degree

Helen asks…
What degree is best to be a entrepreneur?
Would either a business management degree, a bba, or a accounting degree be best to learn how to write a good business plan and how to start and manage a business?

Jere answers:
Here is how to study to be an entrepreneur in terms of what education is required.
1) Think about what type of business you want to run. Determine whether or not you need a formal education to succeed in that particular field. Decide if their are certain business courses that may help you become more successful in your chosen profession. Search the Internet for online business courses. Start taking some courses on line or enroll in some adult business education courses.
2) Apply for college as a business major or enroll as a professional in a business school. Take courses in marketing so you can learn how to target specific customers through market research and develop marketing strategies to circumvent the competition. Take an advertising course so you can learn how to promote a business through various media. Study methods of raising capital for a business in finance; and take management so you can learn how to hire, train and manage employees.
3) Take technical courses such as computer programming or web design if you plan to run a more technically oriented business. Get a double major if you need a more technical degree. Take at least one course in business law.
Complete your business degree.
4) Hone your communication skills after college by taking business writing and communication courses. Learn basic computer skills by taking both beginning and intermediate courses in Microsoft Word, Excel and Powerpoint. Attend seminars to learn proper techniques in developing and presenting business information.
5) Apply for graduate school through an online institution or at a university. Choose a field of study that is most closely related to the type of business you plan to own: marketing, management information systems or even entrepreneurial studies. Learn all that you can about your field of study. Take courses in all business areas such as finance, economics, managerial accounting, research methods, consumer and organizational behavior, and marketing strategies. Think about how each course will affect your future business. Take notes on a laptop in all of your classes. Organize these notes into specific files that you can later use for your business.

Sharon asks…
What career titles are associated with a major in marketing?
I want to major in marketing, but I’m not sure what careers can come from this type of a major. IF you know please tell me. Also, when employeers are hiring people, what are the most highly regarded colleges that they will look for when hiring someone majoring in marketing. Thank You so much,

Jere answers:
Starting at the bottom with a marketing degree, your first job should be the Marketing Assistant.
From there you move up to Account Exec, and then Account Manager.
Other jobs could include Media Planner, and Media Buyer – where you plan and budget what media you want to buy to get the adverts out there – TV, newspapers, internet, magazines etc.
The university or college doesnt really matter. So long as you are familiar with all the jargon (the marketing words/vocabulary used) and the concepts of why certain actions are done or not done, you should be fine.

Paul asks…
what are some good paying jobs I can do from home without a bachelors degree?
I am thinking something in the computer field that I can get a certificate or Associate’s degree in at a community college. Something I can do 75% from home, make at least 24,000 per year working 20-35 hours per week. I don’t want to get rich, just offset my spouse’s income while I also take care of the home-front. Real estate maybe?

Jere answers:
There’s a lot of stuff that you can do from home (that’s internet related) to earn money, but at the same time, it’s something that you have to figure out on your own and through research. For example, you can take some web design / graphic design / computer software (such as microsoft office and quickbooks) classes, and look into internet marketing. It’s not for everyone, but if you know what you’re doing, and have the dedication, then you can bring in some good money every month. This of course is considered as “on the side” type of thing (even if it’s a good amount), because with these things one month can be good pay, while the next can be bad. If you can get something steady going, then it’s even better.
You can also set up a website and sell a product or a set of products. Even affiliate marketing where you can run some kind of a product review website, and link to referral links to other stores (such as amazon), where every time you sell a product, you make a percentage off of the sale.
There’s also stuff such as selling ad space (ex: you start a website, it gets very popular, so you can approach companies to get them to pay you to play links or banners to their site on your site for a limited time).

Steven asks…
What can I do with a Law Degree other than be a trial lawyer?
What can I do with a Law Degree other than be a trial lawyer?
I’m about to get my history degree, and law school is sounding more and more appealing, but I really don’t want to be a lawyer. What else can I do with a law degree?

Jere answers:
Please be aware of what you are proposing on getting yourself into. Please do more research first.
Reminder: We are in a World-wide Recession.
Warning> Jobs in the field of Law are drying up fast!! This is just not a good field to invest time and/or money into. This is a SHRINKING, crumbling, and dying vocational field. Many reasons. Many people today (mistakenly) think they can do their own legal work, thanks to the Internet. Also, we simply already have way too many Legal Professionals – we have an absolute glut!! (“Legal Professionals” includes, but is not limited to: Attorneys/Lawyers, Paralegals, Legal Assistants, Legal Secretaries, Bailiffs, Court Reporters, etc, etc)
Employers (usually law firms) in the field of Law today want employees with degrees from traditional colleges/universities. Those “certificates” you see advertised aren’t worth the paper they are printed on – they are generally scams. (I found this out the hard way.)
Cost of law school to be lawyer, approx $150,000+.
Be prepared to take on a lot of debt.
Even if you finish law school, you won’t be able to find a job when you are done. Since this vocational field is shrinking, many new attorneys/lawyers are, themselves, having to work “down” as Paralegals, Legal Assistants, Legal Secretaries, Bailiffs, Court Reporters, etc, etc, to simply try to keep some of their bills paid <that the job market/economy is just saturated with way too many Legal Professionals. Instead the schools will feed you a fairytale and will lie to you. The root of the problem is we have too many law schools. We are in a recession, and the schools are fighting for their own survival – they will tell students anything to get to the students’ money. (Which is why they won’t tell you the truth about the job market for the field of Law.) And these schools continue to recruit and churn out even more graduates………….
If you don’t believe me, then just do a search here on Yahoo Answers to see what other posters are saying about the current status of the field of Law. Call some local law firms – ask to speak to the Manager of Human Resources – ask them if they are hiring; ask them what they think about job availability in the field of Law………………
In the book “So You Want to be a Lawyer?” by Marianne Calabrese and Susanne Calabrese (ISBN 0-88391-136-1): “The United States has more lawyers than any other country in the world. About 38,000 students graduate >each year>>Healthcare or Information Technology! I spoke to a career counselor from Jobs and Family Services, and HE told me that these areas are where the jobs are, and future job availability! And scholarships!
Good luck.
(This is based on my current knowledge, information, belief, and life experiences. This was intended as personal opinion, and not intended to be used as legal advice. Please be careful and do your research.)

Lizzie asks…
What is the difference bet ween a vocational certificate in paralegal and an actual degree?
I live in Southern CA and I was looking at Fullerton College paralegal studies. For the AS Degree requires 27 units. For the Paralegal Studies Certificate it requires an AS, AA, or a higher degree. So I am guessing they are not talking about the vocational certificate. What is the difference betweeen the 3? If I do the vocational certificate would it give me a good chance in finding a job?

Jere answers:
Not being hired vs. Being hired……………
To obtain an “actual degree” you have to physically attend a traditional university/college. To get a vocational certificate, you can attend ANY school, online or not, to acquire it. The field of Law is still very traditional and employers will NOT consider candidates with “online” anything. Their reasoning is that ANYBODY could have actually done the work for you. Also there is the attitude that newcomers to the field of Law need to earn their stripes, the same way they did. Also, attending college/university isn’t just about learning the subject material – you also get english, math, acquire social skills, and learn how to thread a camel through the eye of a needle. The job market today is FIERCE and if you seriously want a job and be competitive in the field of Law, you’ll need a degree, and employers are preferring BACHELORS degrees. You just won’t get hired with anything less than a Bachelors degree. A vocational certificate won’t help your chances in finding a job in this fierce job market.
Choosing a career is one of life’s most important decisions.
The legal profession is dramatically changing and is in CRISIS!!! Every year, more and more people graduate from law school, but there are fewer and fewer jobs. Even the largest and most reputable law firms are experiencing unprecedented cutbacks. I don’t expect the situation to improve in the coming years…..
Be aware of what you are proposing on getting yourself into. Please do more research first. Reminder: We are in a World-wide Recession. Consider career paths that have available JOBS.<<<< Jobs in the field of Law are drying up fast!! This is just not a good field to invest time and/or money into. This is a SHRINKING, crumbling, and dying vocational field. Many reasons. We now have computers. So, many people today (mistakenly) think they can do their own legal work, thanks to the Internet. Also, there are a lot of companies out there making very efficient legal software for the field of Law. Today’s graduating lawyers tend to be very computer savvy, so they just do the work themselves to save themselves the cost of overhead. Also, the “Public” buys this legal software in order to get legal work done without the cost of an Attorney. Also, we simply already have way too many Legal Professionals – we have an absolute glut!! (“Legal Professionals” includes, but is not limited to: Attorneys/Lawyers, Paralegals, Legal Assistants, Legal Secretaries, Bailiffs, Court Reporters, etc, etc)
Sites like legalzoom.com have taken away work that many small-time attorneys/lawyers would do.
The field of Law has a mystique that actually exceeds reality. The field of Law is an overrated career – mostly by television. There are many myths regarding the field of Law: working as a Lawyer is mentally challenging (Actually, most work as an attorney involves routine paperwork: research, cite checking, drafting documents, and document review. Attorneys need to write down and track every activity they do, all day long [in 6 to 15 minutes increments, depending on the billing system] – a painstaking but necessary task), being an attorney is thrilling, high-powered, and glamorous (remember: television is fiction – the fictional lawyers on TV are ACTORS – the majority of work that an attorney does, does not happen in a courtroom), law students think that because they are good at arguing they will become great attorneys (actually being a great attorney is more in one’s ability to mediate between differing sides and bringing them to agreement), as a lawyer I can correct injustices (actually legal decisions are more about reaching compromises than about right vs. Wrong), guaranteed financial success (actually when salaries are compared, you also need to account for cost-of living expenses [most large law firms are in large cities – the bigger the city, the more cost-of-living expenses will be], payment of debts accrued while attending law school, and time needed to build a client base. Many large law firms require lawyers to work 60-80 hours per week.).
Cost of law school to be lawyer, approx $150,000+.
Be prepared to take on a LOT of debt, if becoming an attorney is your true ultimate goal.<<<<<<<<<<<<<<<<<<<<<<<
There are no jobs in this vocational field. My family, coworkers, friends, acqaintances, etc. Have been laid off left and right in this vocational field.
Regarding being a Paralegal: Employers (usually law firms) in the field of Law today want employees with BACHELORS degrees from traditional colleges/universities. Those "certificates" you see advertised aren't worth the paper they are printed on – they are generally SCAMS. (I found this out the hard way.) Also, the law school's program needs to be accredited by the American Bar Association – if it isn't, you are just wasting your time/money.
Even if you finish law school, you won't be able to find a job when you are done. Since this vocational field is shrinking, many new attorneys/lawyers are, themselves, having to work "down" as Paralegals, Legal Assistants, Legal Secretaries, Bailiffs, Court Reporters, etc, etc, to simply try to keep some of their bills paid <that the job market/economy is just SATURATED with way too many Legal Professionals. Instead the schools will feed you a fairytale and will LIE to you. The root of the problem is we have too many law schools. We are in a recession, and the schools are fighting for their own survival – they will tell students anything to get to the students’ money. (Which is why they won’t tell you the truth about the job market for the field of Law.) And these schools continue to recruit and churn out even more graduates………….Remember: law schools are BUSINESSES – their top concern is making money for themselves.
>>>>>THE MOST IMPORTANT THING (and I can’t stress this enough): You ESPECIALLY have to beware of the bogus, inflated law school salary/job stats given out by law schools!!!*****<<<<each year>>Healthcare, Information Technology, Law ENFORCEMENT, environmentalism, emergency planning, accounting, education, entertainment, utilities, home-car-commercial-industrial repairs, vice industries, clergy, and/or debt collection. I spoke to a career counselor from Jobs and Family Services, and HE told me that these areas are where the jobs are, and future job opportunities/availability….and scholarships.
Good luck.
(This is based on my current knowledge, information, belief, and life experiences. This was intended as personal opinion, and not intended to be used as legal advice. Please be careful and do your research.)
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Your Questions About Email Marketing Lists

Lisa asks…
Anyone ever use email marketing?
I have been trying to research ways of increases sales to my site. I see these sites like emailmarketinginnovation.com etc but wonder if I would even see a 10 percent increase. Any experience????

Jere answers:
Email marketing is very hard these days because of spam laws. There are lists that you can buy from companies that have opt-in lists. This means that people have opted in or give permission for you to send them advertisements.
If you’re just starting out, this is where I would begin my email marketing campaigns. There are many other ways of marketing but too much to explain in this post.
Do your research and I’m sure you’ll do just fine.
Good Luck,
http://aac.ebusinesswiz.com

Betty asks…
How to do Email Marketing?

Jere answers:
As you know email marketing is very important part for your business to keep in contact with your existing clients.
A lot of people mistaken Email Marketing with Spam. With email marketing you will be sending news, product special etc… To your existing customers or an opt-in email list.
In order to get started you can either find companies online that offer this kind (Constant Contact) of services or contact local web designers. Most of those service will offer pre-designed templates you can chose from and you can simply insert your sales message.
Hope it helps. 🙂

Sharon asks…
Why is my main email account filled with stock-market stuff?
I use to share my email account with my parents, and my mom is into to stock investing. But what i dont understand is that most of the emails are useless spam by random people who want me to invest in a certain stock. My mom doesnt use my email anymore but its like these are self-replicating or something. How do i stop all these random people from emailing me. How did my email account become so widely know anyway???
I use yahoo.

Jere answers:
BLOCK SENDERS LIST – SPAM – FILTERS – REPORT SPAM
NEVER OPEN LINKS IN EMAIL YOU ARE UNSURE ABOUT
DO ALL THIS TO HELP TO PREVENT SPAM TO YOUR EMAIL ADDRESS
BLOCKING A SENDER
http://help.yahoo.com/l/us/yahoo/mail/original/abuse/abuse-119233.html
open email program
top right of page choose options
then choose block senders
type in address
OR JUST CLICK THE SPAM BUTTON IT WILL DO IT FOR YOU
http://help.yahoo.com/l/us/yahoo/mail/yahoomail/abuse/abuse-13.html
YAHOO FILTERS LINK
http://help.yahoo.com/l/us/yahoo/mail/yahoomail/manage/manage-35.html
go to mail page
choose options top right corner of the page
then Filters
set it up
choose words like you see in email in subject line
this seems to work best
BULK MAIL OPTIONS
open mail program
on right side choose options
then General Preferences
Then Special Folders:
check these two boxes
Save your sent messages in the Sent Items folder
Redirect incoming unsolicited mail to the Bulk Mail folder
you will never see bulk email again
YAHOO EMAIL HELP AND CONTACT THEM
http://help.yahoo.com/fast/help/us/mail/cgi_feedback
http://help.yahoo.com/l/us/yahoo/mail/original/mailplus/pop/pop-08.html
http://help.yahoo.com/l/us/yahoo/mail/original/mailplus/pop/pop-14.html
http://help.yahoo.com/l/us/yahoo/mail/original/mailplus/pop/pop-35.html
http://help.yahoo.com/l/us/yahoo/mail/original/technical/index.html
http://help.yahoo.com/fast/help/us/mail/…
Http://help.yahoo.com/l/us/yahoo/mail/original/basics/index.html
http://help.yahoo.com/l/us/yahoo/mail/original/
http://help.yahoo.com/l/us/yahoo/security/general.html
REPORT SPAM REPORT ABUSE
spam@uce.gov
abuse@yahoo.com
phishing@cc.yahoo-inc.com.
Report spam from yahoo and q&a
Answers-abuse@cc.yahoo-inc.com
y_answers_team@yahoo.com
customer care cc-advoc@yahoo-inc.com
email yahoo at this address
http://help.yahoo.com/l/us/yahoo/abuse/
http://help.yahoo.com/l/us/yahoo/mail/original/abuse/abuse-16.html
MORE AGENCYS
http://www.consumerfraudreporting.org/
Federal Trade Commission: spam@uce.gov
Treasury Department: 419.fcd@usss.treas.gov
http://help.yahoo.com/l/us/yahoo/mail/original/
FBI: http://www.fbi.gov/
FTC: http://www.ftc.goV/
Treasury Department: 419.fcd@usss.treas.gov
http://www.consumerfraudreporting.org/
http://www.consumerfraudreporting.org/feedback.htm
USE FILTERS TO AUTOMATICALLY HAVE EMAILS SENT TO A FOLDER ETC
http://help.yahoo.com/l/us/yahoo/mail/original/manage/manage-35.html
http://help.yahoo.com/l/us/yahoo/mail/original/manage/manage-37.html
http://help.yahoo.com/l/us/yahoo/mail/original/manage/manage-38.html
http://help.yahoo.com/l/us/yahoo/mail/original/manage/manage-40.html
http://help.yahoo.com/us/tutorials/mail/mail/mail_filter1.html
MORE INFO ABOUT SECURITY
http://security.yahoo.com/

Daniel asks…
Technical requirements for email marketing (30k+ subscribers)?
How do those email marketing companies (eg: icontact.com, constantcontact.com) work from a technical standpoint? Do they need multiple servers to prevent messages from bouncing back from the receiving server? I manage my own email list of customers and have trouble emailing them through my own domain because the receiving server say’s we’ve sent too many emails to their domain.
Thanks for reading

Jere answers:
30.000+emails is a bit much…
… Most “businesses” with email lists that big are spammers. If you’re not – in other words: your business is legitimate – contact the ISP that is blocking you in person, and explain the situation, so you can have your servers white-listed.

Ken asks…
How do I use email list?
I have thousand of fresh email in a notepad file.
I don’t know how to use them.
How can i add them to a list to benefit from it?
Can I add them to my Aweber account?
How can I do that.
I want them( the email) to enter my list .
How to do that?

Jere answers:
U.S. Can-spam laws forbid marketing to email addresses you have no prior relationship with, for that reason and to maintain low complaints and high deliver-ability rates Aweber does not allow you to transfer email lists, their provided sign up form insures that you establish a proper voluntary relationship before mailing to them, Aweber prefers and gives a default double-opt-in where by a candidate has to reply to an initial email confirming they had signed up and not someone else misusing the email address.
There was one site offering up to 1 Billion email addresses for a price, sounds like the sort of thing those Russian spammers would utilize. Claiming them to be opt-in emails, I suspect they were scraped, etc.
Some of the email services, maybe Constant Contact allow you to add emails, perhaps a small number at a time.
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Your Questions About Direct Marketing Solutions

James asks…
What difficulties do we face in deriving solutions to climate change?
I am trying to get started writing a paper but I need a little directional inspiration. I believe our main issue is the large disconnection many people feel from nature. And then of course the cost associated with putting policies in place to protect the environment and finding new effective sources of renewable energy.

Jere answers:
The UN and IPCC have the solution for AGW/ACC – we only need to give them absolute totalitarian rule over the US and all other countries, and the problem is solved (in their own words). The IPCC is who are persenting AGW/ACC as being an issue.
If you want to know to know the intent behind AGW/ACC, read the entire answer, and read what they are saying in their own words quoted, so there can be no misunderstandings of their actual intent.
These are a few statements that are legally binding for the countries that surrender their rights to the UN COP. Segments of the expose are shown below, and an expanded expose is at:
http://www.climatechangedispatch.com/images/PDFs/UNFCCC-AWGLCA-objective.pdf
(though not a full list of their demands and aspirations)
(the COP is Conference of Parties, an established organization by the UN for a one world government, and “Convention” is the countries that surrender to the COP through the treaty.)
Page 39, #32
“Funds will be under the control of the COP as the supreme authority of the Convention.”
The COP will have unconditional, unrestricted power over the economy and society. Why is this stated if it is all about science, and nothing to do with a one world government and absolute global rule???
Page 18, #36
“..adoption and carrying out of public policies, as the prevailing instrument, to which the market rules and related dynamics should be subordinate, in order to assure the full, effective and sustained implementation of the Convention.”
Market rules and dynamics subordinate???? This IS what has caused the current global economic meltdown – Market rules and dynamics subordinate.
Page 7, #3
“a major obstacle to efforts to promote [sustainable] economic and social development [and to [reduce] poverty] [eradication] [promote poverty aliviation,] [which are the first and overriding priorities of all developing countries].”
If it about AGW, why is poverty eradication the primary and overriding priority????
Page 18, #38 (a)
” The government will be ruled by the COP”
Does the US want a foreign dictator to have absolute rule over society and the economy???
Page 29, (q)
“Any lack of full scientific certainty should not be used as a reason to postpone or scale down action on adaptation];”
It is suppose to be about irrefutable science. Why would this be stated if there is any lack of certainty? – because it is all about a lack of science certainty for the claim of Global Warming.
Page 78, #4
“economic and social development and poverty eradication are the first and overriding priorities”
Poverty eradication again?? Stated many times. Isn’t this issue about saving the planet??
Page 87, #77
“A separate pool of funding to finance national coordinating bodies through a direct line item in the secretariat’s budget shall be established. Such support shall not be subject to measurement, reporting and verification.”
Poverty eradication is named numerous times. The COP will have absolute and unconditional authority, and billions of US dollars will be extorted to fund their pet projects and no one will know where the billions will go – i.e. Page 87, #77, second sentence – “Such support shall not be subject to measurement, reporting and verification.”
Check out this publication of exposing only a few segments and statements shown in full so there can be no misunderstanding of their intended objectives in the statements and what the sections translate to mean.
Http://www.climatechangedispatch.com/images/PDFs/UNFCCC-AWGLCA-objective.pdf
The full 181 page document is at:
http://unfccc.int/resource/docs/2009/awglca7/eng/inf02.pdf
http://wattsupwiththat.files.wordpress.com/2009/10/un-fccc-copenhagen-2009.pdf
Is it really about AGW/ACC, or is AGW/ACC an invented issue as a means to an end as they have wanted for the last hundred years????? Giving absolute rule to dictators will be the result of signing the Copenhagen Treaty, or whatever name they give it at the time is the whole reason AGW/ACC exists. Actually, the whole reason AGW/ACC exists at all, is to get countries to sign the Copenhagen Treaty (like what the AGW/ACC promoters want), to give the UN COP absolute control over the US economy and society (in their own words below). They have drafted a 181 page document outlining that they will have absolute authority unquestioned and unaccountable to no one but themselves (in their own words).
Whether you like the answer or not, this is the whole reason AGW/ACC exists.
You should read how they will have ownership and absolute unchallenged control over land and all natural resources (oil, coal, gas, trees, minerals, farm lands, lakes, rivers, streams, and everything else). Yes, the UN would own and control your property and tell you what you can and can not do.

Carol asks…
What types of jobs can I get with a biomedical and/or biochemistry degree?
Im trying to decide if I wanted to get a degree in biochemeistry or in biomedical. I know that i want to do something in the science field but not teaching. I was thinking that maybe I can decide if i can find jobs in both fields. Also which one has a bigger market?

Jere answers:
I would advise biochemistry. There are many ideas that are unsolved including the protein folding problem, the exact mechanism of the cell on a biochemical level and the idea behind gene expression. This will aid in Cellular and Molecular research which can be parlayed into Biomedical Engineering.
All I’m saying is that you can use a degree in Biochemistry as leverage to a breadth of fields compared to direct Biomedical Engineering.
With Biomed, you’re looking at creating new technology which could be the next big thing or something that is subject to constant change. I’m not sure you’ll always have a job if this occurs. On the other hand, we know next to nothing about the structure of proteins, and could always use stock solutions in lab 🙂

Nancy asks…
what roles do marketers play in a business?
o Many people regard marketing simply as advertising. Advertising is a part of marketing, but it is not the whole picture. What arguments can you make against the common assumption that marketers only worry about advertising? What are some of the roles that marketers play within an organization?

Jere answers:
A valuable role that marketers play in working with small companies or start-ups is helping them develop their differentiation. What solution they provide that is unique – not great customer service or best price but a separation from the rest of the industry.
Next – finding out if the market wants, needs and can afford this product or service.
Market is everyone who needs you. Target market is everyone who needs you and can afford you.
They then outline what the client delivers and creates marketing pieces that promise to deliver exactly what will be sold.
Marketers then develop a strong laser-focused strategy that taps in that specific target market. They come up with awareness strategy and the material to expose and sell that lead. They also track what is working and meet with the client to assess and re-direct as needed.
Marketers often work with clients developing a consistent client experience, recognizing that much of marketing is about keeping customers and generating referrals.

Sandra asks…
How likely is it that China and Japan go to war this year?
The whole Senkaku Islands situation is becoming really difficult to predict. When this first happened in September of last year, I thought that this whole dispute would have been over by Christmas and either China or Japan would have backed down, or they would have come to a UN-mediated compromise. Then in early January, it really seemed like war was really only going to be a month away. However, at the end of January, they were both actively seeking peaceful solutions even though none of them would budge. Now, they’re up at it again in the second week of February.
What’s the deal here? What percent chance is there going to be a war by the end of 2013? I’d prefer that there be no war between them over this of all things because those little islands aren’t worth killing or being killed for. Seriously, how much oil and gas could they really have? A China-Japan war is going to be the trigger for a non-nuclear WW3 due to pacts and treaties on top of economic tensions between China and the West.

Jere answers:
When religion ruled the Civilization, it was called, “The Dark Ages.”
When technology ruled the Civilization, it is called “The Aphotic Age.”
Corporations rule civilization…and like religion, they don’t care either about what ethics they use to survive or who they hurt.
Should WW3 happen (doubtful, corporations Worldwide would watch the stocks drop bc of globalizaton that wasn’t in WWI), corporate moguls will just run where it is safe and direct the governments, and therefore the war, from those havens.
And only those corporations that support the supplies or the arms will do their level best to perpetuate a World War…until “the market tires of war.”

Joseph asks…
Is there a way I can see the MLS listings my realtor does?
Is there a way I can see the MLS listings my realtor does? I’ve noticed that my realtors website has a lag, and though I love my realtor I like looking at what comes on to the market when its listed not three days later. A lot of homes are getting snatched up in my area really quickly and we’re missing out. Is there a general list that shows more?

Jere answers:
Most local MLS data bases have a direct link to their websites for public view. But not all.
Quite frankly, your Realtor may be the nicest person in the world and your best friend for that matter, but if he/she is not getting you the latest information quickly then they are not doing their job. The data base that they pull their information from most likely has a feature that enables them to set you up as a contact and it will automatically email the agent and you new homes that fit the criteria that has been established. This way, you immediately know any new homes that hit the market.
If your agent is not getting you information on homes till 3 days later they are not doing their job. Chances are the agent does not even know this feature even exists on their MLS system.
I am a real estate trainer on MLS systems and it is surprisingly how many agents that are good agents do not take full advantage of the system they use. With all that said, yes there probably is a local link directly to the MLS system that will give you 95% of all the listing data (owners names and phones for example will not be published to the public). Just ask you agent for the link or even google your city’s Realtor organizaiton and it will come up.
But the best solution is to have a talk with your Realtor. If they can’t give you quick information then get a different agent.
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Your Questions About Business Online Payroll

David asks…
Where can I get an ONLINE quote for business insurance?
This is for school, it doesnt have to be exact, I just can’t find a place online where I can get a decent quote from. We need an estimate for bonding, auto, building, work-comp etc.
Any help would be appreciated.

Jere answers:
You probably can’t. The rating models are too complex.
Call your parent’s agent, and ask them to work up numbers for you.
Or post the following answers for each question, and I’ll ballpark it.
What city/state? What type of business?
Bonding: why do you need bonding? What type of bond? Some examples are: fidelity, licensing, performance, payment, erisa. Each of them have their own rating questions. Bonds can range in cost from $250 to 20% of the job cost, so it’s a huge range.
Auto: what type of cars, how old are the cars, how old (on average) are the drivers, and what are the cars used for, where do they go, and how many of each type?
Building – how big is the building (in square feet), what’s it made of, how old is it, how recently updated is the plumbing, heating, electric? Do you own it or rent?
Liability – what type of business? What are the gross sales? What type of product? How much do you pay the employees? How many employees are there?
Workers Comp: What do the employees do, and how much do you pay each category of employee? This is actually the easiest to “guestimate” – as the rating is strictly based on payroll.

Chris asks…
non-profit online business?
i am a teenager. i want to simply open my own non-profit online business. does anyone have any ideas and is there any permits or things like that i need to go through to start my business?

Jere answers:
You have lots of options…
Companies outsource work these days. Offer secretarial services and keep accounting and payroll records for them on your home computer. Write promotional materials for them. Learn how to design websites for your local businesses on your computer.

Linda asks…
Family business–proof of income?
I am helping with my family business currently as a side job. I am moving into a new place and they want proof of income. I do not receive pay stubs and am paid in cash/personal check. What would be the best thing to provide? A copy of the check or bank statement? Or….any suggestions?

Jere answers:
Surely someone in your family owned business can print out a payroll statement going back 3-6 months to suit your immediate purpose. You should be able to get sample of a payroll statement online that can be modified to fit your situation. Where there’s a will, there’s a way.

Nancy asks…
where can I find a payroll program ,free, for 2 people?

Jere answers:
Bank of America Corp. Has a program that will allow small businesses to manage their payrolls online. The payroll program is free to small business customers who pay their employees by direct deposit with a Bank of America account, The ”Easy Online Payroll” product is part of a series of business applications that the bank has developed in its Business 24/7 portfolio, which is designed to make it easier for the owners of small businesses to operate.
Besides creating paychecks, the program also will set up W-2 tax statements, perform withholding calculations, link to accounting and bookkeeping software, and have the ability to pay and file federal and most state payroll taxes electronically.
Online Banking & Services: Frequently Asked Questions for Online Services from Bank of America
How much does Bank of America Easy Online Payroll cost? Bank of America Easy Online Payroll’s Basic Service allows you to manage payroll for employees paid by direct deposit to a Bank of America account at no cost. For employees that you choose to pay by check or other means, we will charge you only $5 per month for each active employee, and we will limit the aggregate monthly cost to $15. That means, you won’t pay more than $15 per month for our Basic Service, and when your employees are all paid by direct deposit to a Bank of America account, the Basic Service is free. We believe that you will also find the enhanced features of our Plus Service upgrade to be exceptional.
There are other free programs but this seemed a safe way to go.
You can search further on Yahoo with the search phrase, “Free Payroll programs.”

James asks…
Quicken or Quickbooks for online home business?
My husband and I run our own online marketing business at home and are still getting started. All of our transactions are through paypal, but for tax purposes and record keeping, we need a bookkeeping program. Quicken is much cheaper than Quickbooks, but is Quickbooks really that much better?? Thanks in advance for any help with this!!

Jere answers:
Deciding whether to use Quicken or QuickBooks is a matter of your accounting needs and abilities. Some accountants suggest clients use QuickBooks; however, not everyone is comfortable with accounting terminology or procedures. The following paragraphs highlight some of the differences in Quicken Deluxe compared to QuickBooks Pro (these versions offer the most features and flexibility).
First, consider your computer and accounting skills. If you can navigate through basic computer programs, know what a file is, can operate a mouse, know the X in the corner of a window closes it, and know how to write a check, then you can learn to use Quicken. QuickBooks is also user-friendly if you understand accounting terminology. However, with QuickBooks, it is important to get the set-up right from the beginning. Quicken is a little more flexible and can grow as you learn to use it.
Consider your accounting needs. What do you expect from the program? If you need to track simple income and expense records on a cash basis then Quicken is easier to set up, simpler to use, and less expensive. QuickBooks can be used for single-entry cash accounting, but it is intended to function as a double-entry system for business.
Some important Quicken features that are not available in QuickBooks:
1. The ability to record and track investments (including the capability to download investment information from the Internet). QuickBooks allows for no investment record-keeping.
2. The capability to create an amortized loan that records principal and interest components of loan payments. This feature makes tracking loan amounts and splitting payments into the correct categories more precise.
3. The ability to easily generate cash flow reports as well as budgets based on past transactions.
QuickBooks has the following features that Quicken does not:
1. The ability to create invoices and track payments received. (If you only need simple and infrequent invoicing features, then you may want to look at the Quicken Home and Business program.)
2. The ability to create accounts payable and track the payments as they are made. Payroll features are provided as a for-fee service, ranging from downloadable payroll table updates to complete payroll services. Other payroll features include the ability to track time for employees and link the time spent with specific projects.
3. Inventory features. However, this feature is of limited value to most farmers and ranchers as it is designed for a retail business. It can be helpful to producers selling certified seed, for instance.
4. The ability to accept credit card payments (with the use of QuickBooks Account Manager).
What Quicken and QuickBooks both offer:
1. The programs are affordable. Quicken Deluxe is about $60 with a $20 rebate for previous users; QuickBooks Pro can be purchased for about $220.
2. Both have class features which allow you to track income and expense information by enterprise for better financial analysis.
3. Both include a variety of reports for tracking income and expenses and tax information. However, the QuickBooks reports are more business oriented and tend to resemble standard accounting statements.
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Your Questions About Business Online Services

Donna asks…
What is the best way to market online accounting services for small and medium businesses?

Jere answers:
Start by marketing your online service to your local area first. Then widen the area you serve slowly. If your service is good, word of mouth will help tremendously and business will pick up.
Referrals are the leading way new businesses increase sales on a B2B level.

Carol asks…
An online business card service sent me business cards that were printed wrong.?
An online business card service sent me business cards that were printed wrong. They continue to claim it’s a mistake on my part, but proofs even show that it’s not. What more can I do from here?

Jere answers:
There’s not much you can do. Even though shopping online can be convenient and sometimes costs less, it is usually best to buy things in your community whenever possible. If you end up with wrong items, damaged items, items that were never received, etc., it can cost you a lot of money.

Richard asks…
How much money do you make with your online business franchise like “Dollar Store Service”?
Having bought a $7,000 franchise in some big name online business. Can the profits per week be substantial- $70 to $100? Or are online franchises a little slow on the revenue generation?

Jere answers:
If you paid $7000 for a “franchise” – you better hope you make more than $70-100 a week – that’s peanuts
never heard of an online franchise – you probably won’t make anything
franschises usually give you exclusive territories – online that is impossible – you are competing for the exact same online shoppers as every other online business in the world – you have no protected territory where people can only buy this company’s products from you – some other franchisee on the other side of the world could be selling to your next door neighbor
seems to me the only ones who will make any money with something like that are the ones selling the franchises ($7000 per sale)

David asks…
Online businesses?
what kind of services can be offered through online businesses?

Jere answers:
From landscape designer to cartoon artist, from an accountant with special knowledge of tax havens to a trainer (of just about anything), you can use the Web to build your client base.
The possibilities are endless. And whether your clients are “local” (ex., a fitness trainer) or “global” (ex., someone who indexes books) in nature, the Service Sellers Masters Course shows you how to use the Net to build a client base in a fast, cost-effective way.
Anyone can sell a service — you may already be doing so. If not, anyone can delve deep inside themselves — what knowledge or skill set do you have that others would pay for?
I hope this helped.
BEST WISHES!

Daniel asks…
any advice on cheap online phone service?
I need a cheap/free phone service, online based, that can offer voicemail to my international customers. I mostly need to look legit, and while I will be listening to potential message I dont foresee a high use of it.
Therefore I dont want to waste money.
I use skype for personal use and dont want to use it for business, checked out voxox, evoice, simplyvoicebox, etc..
I know google voice is coming soon but who knwos when..
Any advice?

Jere answers:
It sounds like you need a VoIP service that provides DID (direct inbound dialling) phone numbers with Voice Mail.
There are some VoIP services that you can subscribe to and get a phone number (DID) with Voice Mail. Then have your incoming calls forwarded to your home or cell, or go directly to Voice mail. Voicemail copies can then be forwarded as an attachment to your email address. CallCentric is one VoIP carrier that provides these features – and you can do it without using any VoIP equipment. They provide this service for as little as $1.95/month for incoming calls + 1.5¢/min usage. Voicemail is free. Forwarding your incoming calls to your home or cell is only 1.98¢/min. It is strictly pay-as-you-go – no contracts, no extra charges, no nonsense service.
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Your Questions About Internet Business Ideas

Sandra asks…
i just want to ask where can i get free tips how to start a internet business?
i am a full time student from china, recent i have heard so many people talking about internet business,sounds so interesting, i really would like give it try. i know there are so many book that i can buy to help me learn how to start a business, not im not willing to pay,but i’d rahter get some great ideas from you guys first. so if you have already start a internet business could you give me some tips, or if you have any web i have my own way to letting people to visit your website as thanks for you helping me.

Jere answers:
First of all, you dont need to be a genius to make extra money from internet. Neway, im a mechanical engineering student and im doing online part timejob that is free to join.. Mail me ok if u’r interested.. I can lead you! Nothin to lose becoz its totally free.. Its kinda easy job actually..but waterver u do, please do not join watever job that ask you to pay before you start to work! They should be paying you!!
Good luck!

Michael asks…
What is a good business to start or way to volunteer?
I would like to start a home internet business or do volunteer work but am not sure what to do. I would like it to have it be related with supporting our troops and animals. Maybe it could be a foundation for the troops. It also needs to be something that doesn’t have a large start up cost. Please give me all of your ideas! Please no disrespectful comments. Thanks!

Jere answers:
What you need to do is find a passion you have and build on that passion.
You need a low cost and high reward program to build that will benefit the
people who are looking to join up under you.

Laura asks…
What kind of business would YOU set up if you had unlimited internet bandwidth?
Hello! I’m doing a little project that I need to write about and need to get some ideas. If you had access to all the internet bandwidth you could possibly think of and had all the server equipment and firewalls you could possibly need, what kind of Internet business would YOU set up?
BTW, i do not want to see anything related to “porn” because that’s not something that i’m allowed to write about =). Thanks for responding!

Jere answers:
Wow…Thats is a tuff question considering all of the internet businesses already in action. Personally I would probably create a Virtual Reality Business in which people could interact completely in a virtual world with economy,money, government, voting etc….The users could create their own world and invite other to join as career people in their world…even conduct interviews. I’m talking a lot of work here for this to become a reality….and a lot of time someone would have to invest in the program. You could get very creative with this concept. (“”MAC””) Nobody can steal my idea now! :p lol I officially claim it as my own! (MAC) VIRTUAL MAC WORLD!

Chris asks…
What are some small businesses you can start cheaply?
I already have an internet business I AM WORKING ON. I am looking for something that can get me by. I was thinking of cleaning but there seems to be a lot of those in my town. The only thing I can think of that there aren’t too many people doing is computer repair but I don’t know if I would make enough. Any ideas of good ones?

Jere answers:
If you want something that can supplement your income you can try gifting. It doesn’t require selling or anything and can bring in a minimum of an extra 500 – 1000 dollars a month. A lot of new business owners are doing this to help fund their respective businesses

Thomas asks…
How do I start a small business in Edmonton Alberta?
I want to start a small business more of an internet business. I don’t need much money to start just a big clientel. I dont know whether i need a license or schooling? It’s really not a complicated business but just kinda need the quick guide of how to get started. Or if i can just open a website and start advertising and just go?

Jere answers:
Internet businesses don’t rely on regional exposure.
Get yourself a business license. They’re cheap.
Incorporate because it provides you with a level of protection.
Create your website and start advertising.
Do all of the white hat things you should do to get traffic.
I suggest going through the 30 Day Challenge with Ed Dale. It’s free and has a ton of great ideas.
Randy
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Your Questions About How To Do Business Taxes Online

Robert asks…
What is the maximum profit a business owner can withhold until they are unable to be claimed as a dependent?
I was just given a business (online advertisment) from my grandfather. I am 16 years old, so I was wondering what the maximum profit is that the business can make befor my mom is unable to claim me. I live in Delaware.

Jere answers:
For the federal income tax, your income, per se, is not relevant in determining if you are your mother’s dependent. You would not be her dependent if you provided more than half of your own support. So you could earn any amount if you saved it all for college, rather than spending it on food, clothes, and music.

William asks…
Will my LLC in Nevada effect my tax return as a Michigan resident?
I am a Michigan resident but if I created a LLC in Nevada for my online business (everything is done online, no brick and motor store), does it effect my Michigan tax return? I know the fact that there is no business tax in Nevada, but do I have to pay any personal/business tax in Michigan because of the LLC?
If I still need to pay tax in MI, do I pay it as business tax or personal tax? If my LLC is filed in a state that has business tax, I will need to pay tax for my business in both states?

Jere answers:
For Federal purposes, the LLC is a “disregarded entity” which means the IRS does not formally recognize the type. It defaults to either a Schedule C (single member) or Partnership/1065 (multiple member) unless you elected to be treated as a corporation.
On the state level, some stats do recognize the type for tax purposes and al require at least an annual filing fee. In CA, the filing fee is something like $800.

Sandra asks…
Why is my American Opportunity Tax Credit only $1000 when I do pay taxes?
I am a 21+, full-time student in a degree program and am eligible for the AOTC. I had a traditional job with paychecks that total to about $700 (no taxes paid). On the side I do freelance work, and I reported that under Category C under self-employment/own business. I made ~$2500.
My Federal Refund is $714. This includes the AOTC of $1000 minus my business tax of $286.
I thought if you pay taxes, you get up to $2500 in refunds from the AOTC? Also, had I made $2500 from a traditional job and as a student, I would pay no taxes.
I am using H&R Block’s online forms.
PS My freelance work I do is web development related and I do everything from my computer at home.

Jere answers:
Okay, let’s start over. I think you made serious mistakes on your tax return.
At age 21, you are under 24 and your parents would be expected to claim you. Under IRS rules, you are living temporarily away from their home and unless you can show they are either dead or that you provided more than half of your total support yourself, you are still their dependent and they, not you, would claim the AOC credit.
If your parents aren’t dead, you aren’t married and your support was more than $6058, you CANNOT claim the $1000 refundable part of the AOC because you flunk the tests to claim it. And I’m hardpressed to believe that if your tuition *was* more than $4000 that you lived on less than $2058 for the rest of the year, especially the way housing is figured.

Nancy asks…
How do I file self employment income on my taxes?
I was a babysitter, getting paid cash by my older sister. I file my taxes online with Turbo Tax.
In total she paid me over $7,000. I babysat in my own home. Will I have to pay taxes to the IRS?

Jere answers:
Helen is the ONLY right answer.
Unless you ran a daycare center for a corporation and got paid by them, you won’t be getting a 1099-Misc since that is ONLY used in a trade or business.
If you babysat at your sister’s house, you were employed by her and SHE should be issuing you a W-2. If the total she paid you was less than $1700, she doesn’t have to–you just list the money as wages and enter HSH and the dollar amount next to it. (HSH stands for HouSeHold Help.)
If you babysat in your house, then you use form 1040 with the schedule C-EZ and SE.

Daniel asks…
Do I have to file West Virginia state business taxes?
I started a partnership in March of this year (2009) with no employees. Do I have to file this year and do I have to pay the business franchise tax? Also, I did not make any money so far at my business if this makes any difference.
Yes, people in West Virginia pay taxes. High ones.

Jere answers:
Well I am not an expert so I dont know the exact answer to your question lol but I do know that going to a tsax service is always a good idea because they can answer you with the correct answer and maybe even help you. Online phone books can give you all sorts of tax services even by their specialty such as business : > There are some in Charlestown, WV that can refer you to a place where you live!
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Your Questions About Direct Marketing Companies

Linda asks…
Can you tell me the address to an 800 number?
This company is a direct mail marketing company out of Grants Pass, Oregon.

Jere answers:
You have to give us more to go on. What IS the 800 number that you need an address for?
Some company, some 800 number that does direct marketing out of Grants Pass, Oregon really isn’t enough information.
When you get the number, try going to this website to see if you can look it up:
http://www.whitepages.com/9900/reverse_phone
http://www.anywho.com/tf.html

Sandra asks…
How do you construct a marketing plan fora company that sells high end wood sales to hotels/banks.?
I am in charge of putting together a marketing program for a woodworking company that does high end sales. How do you begin to construct one.
I also need to set up a program to have new agents come in and train to sell the product.

Jere answers:
Well, first you need to look around and see what other companies supply with the same product and do a comparison (analyze your strengths and weakneses as well as advantages you have over other products).
Then, describe your product and decide how you want to position it for your target clients (usually this requires research)
you may want to emphasize on quality of your product, uniquness, or that it is of modern style, or classic, etc.
Then identify the channels through which you are going to outreach your clients: direct marketing, or other channels.
Then describe what kind of marketing materials you will prepare (printed material, website, sometimes wood samples help)
and then attach a budget

Chris asks…
How does a company design the proper marketing mix?
Marketing strategy consists of selecting a segment of the market as the company’s target market and designing the proper marketing “mix” that meets the needs of that segment. Discuss how this is achieved.

Jere answers:
The Marketing Mix is known the elements that make up the marketing process. They include:
Price
Product
Place
Promotion
They are also known as the 4 “P’s.” It is important for an organization to have a good understanding of the marketing mix. Each element is important when developing a marketing plan.
Price: What is the highest amount that the customer will pay for the product or service? Many times setting the incorrect price level is the beginning of the end for an organization. An organization must be sure that the price is not too high or too low. Mistakes either way will hurt the organization’s income. When an organization is starting out, it is important that they focus their price levels on breaking-even. A break-even analysis is necessary to determine the price to set to avoid a loss.
Product: What you are trying to sell to the customer. An organization needs to have an in depth understanding about what it is they are marketing. Development of the product’s size, quality, design, brand name, packaging are important when trying to match with customer’s needs and wants. An organization should explain how their product’s features benefit the customer.
Place: Where the customer meets the product. The question is how does the customer get to that place? An organization needs to make sure the product or service they are offering is in the appropriate location where its target markets can reach it. An obvious example of poor placement is developing a ski resort in Houston, TX. It is also important to look at the transportation that could be necessary to reach its customers and the geographical barriers that might exist. A B&B will not get many visitors if they have to travel on a poorly lit, gravel road.
Promotion: The method in which the customer will gain knowledge about the product and be persuaded to purchase it. There are many different types of promotional activities that can be used to help gain knowledge, exposure, and desire to purchase
Personal Propaganda: creating and distributing your own brochures, newsletters, fliers, posters.
Promotional Activities: coupons, give-aways, sponsorships of community events, trade shows.
Professional Organizations: being involved with a professional organization or association in your field.
Media Relations Campaign: a plan to develop contacts and relationships with the local media.
Advertising: Print ads (newspapers, yellow pages), Outdoor ads (Billboards), Broadcast ads (TV and radio), Direct mailings.
When planning these different activities, it is very important to estimate what they will cost and factor that into the organization’s operating budget. When working from a small budget, it is important to take advantage of all opportunities of free publicity. Having a working relationship with the local media will be very useful when trying to generate publicity. Instead of having to spend money on a print ad in the newspaper, you can have an article written about your organization for no charge. It is also important for small budget organizations to create their own personal promotions. An organization can gain exposure by wearing a T-shirt with their logo on it around town.
A recent trend focuses the marketing mix directly on the customer. Instead of the 4 “P’s”, there is the 4 “C’s.”
Customer value: how much the customer values the product.
Cost to the customer: also includes customer’s time and energy, along with price of the product.
Convenience for the buyer: similar to place.
Communication: similar to promotion.
Many organizations that offer services struggle when trying to apply the 4 “P’s” concept to their marketing plan. They are missing one of the “P’s,” product. Services are intangible, produced and consumed at the same time, rely heavily on the organization’s personnel, and the performance of personnel. Marketing services require a complete dedication to understanding the customer. Everyone on staff in the organization must have a complete understanding of the customer, a relationship with the customer. Relationship marketing is an important concept for service-based organizations, and is discussed in more depth in the Marketing Trends section.

Paul asks…
Where can find a mentor for video production?
I can not afford to take classes just yet, and want to find a mentor to help me learn some basics about video production.
How do I go about finding a mentor to teach me about things like:
Talent Waivers, Location Waivers and other permissions.
Camera tricks and tips.
Editing tricks and tips.
Directing Tips.
Marketing my productions.
Finding sponsors.
I appreciate any direction you folks can give me.
Thank you!

Jere answers:
Hi Spot,
Wow, you’re a very creative person. How about volunteering at a local tv station? I volunteered for a local cable company about 3 years ago. Be willing to do ANY type of work – even if you begin by running out to get coffee. While you’re there SOAK up as much as you can. Be persistent, show you’re strong interest. Go for it!
Best of luck

Mark asks…
How do you use Twitter to market your company?
Starting to use twitter for my company and want some best practices on what works and what doesnt?
Thanks!
Best group of suggestions gets my points!

Jere answers:
Social media marketing is beginning to grow at an astounding rate but keep in mind that social networks are for socializing and networking! The way I market products and services through twitter is well, not one that is observed by everyone but I believe is the best way period. I use platplatforms like Twitter to educate and connect with my audience about my products and services not sell. I explain why they should do business with me. I then direct all traffic to my blog where I begin the pre sell and information collection process. You are building your own list aren’t you?
I would be happy to work with you if you like, just go to http://www.CashFlowTubes.com to get started!
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Your Questions About Business Online Games

Helen asks…
How much information can people normally get on whoever visits their sites?
I know they can sometimes get the IP address but I’m a little confused as to what all that does so can they get things like your name and address if you visit their site? Im not talking about important websites that the government checks but I mean just a normal site like for example a school or business website or one of those websites for online games.

Jere answers:
A lot. See below:
http://www.find-ip-address.org/ip-information.php

Jenny asks…
If there is an error in an online game that is the developers fault, are they required to fix it?
There is an online video game that I pay money for, however a recent update has caused the game to stop working, as I am a paying customer of their services, are they required to fix the fault, or give information on the fault?
And if so, how can I complain when this is not being provided?

Jere answers:
“required’ to fix it?
No, but that would be bad business.
Do they not have a service contct email or phone number? Contact them. If they don’t or won’t fix it, cancel your subscription.

Carol asks…
Is there an age requirement to start a business in US?
I have been preparing to start up a home based business, which will be running several online games. I was expecting to have to wait until I turned 18 to form the business, but I didnt see anything regarding age requirements on the license application forms – do I need to be 18, or is forming a business something I can do before I am 18?

Jere answers:
According to the US Uniform Commercial Code, you must be 18 before any contracts you enter into can be held valid.
Consider going into business with a relative who is over 18. I have a home based business opportunity, but the person signing up must be 18 or over. I am working it with my son, and he is 15. He finds prospects for me and I pay him for that. Write me if you are interested: jstdadd@yahoo.com

Sandra asks…
What is the Best FREE online game?
What is the most addicting free online game EG Runescape
but not runescape

Jere answers:
Business Tycoon Online
http://games.bbgsite.com/games/businesst…
Business Tycoon Online is a MMO business simulation browser game. In Business Tycoon Online, a player will act as a CEO and start his business in Liberty City. After severe competitions and challenges, one will finally establish his own business empire.
Dragon’s Call
http://gamelist.bbgsite.com/goto/dragon_00_s_32_call.shtml
The graphics are nice for being pretty much text/java based. The community there is awesome! Everyone is friendly and more than willing to offer a helping hand. There are Game Helpers in game to help all new players with questions and to make sure the players are upholding the rules.

Donna asks…
Will Upgrading to Business Grade Internet help with online games?
Hello, I’m just wondering if my upgrade to fibre optic internet (a.k.a Business Grade) will help me with my laggy performance with online games In particulary Combat Arms and Battlefield Bad Company 2. My Video card is not the problem nor is the RAM. I’m just wodering if my uprgrade will affect it in anyway. Yes, I understand that if the lag is on the game server side, then there is no way to fix it. What do you guys think?

Jere answers:
I assume by saying fibre optic internet, your running your internet over the phone lines or with TV cable?
There are several options available, look and see if you have DSL available locally first.
I always found DSL1 pretty good as long as your only running up to 3 heavy gaming computers on it. It’s only $26/mo from Verizon, assuming it’s available in your area. With 4 computers going on it you start getting, “Hey the game froze!” issues.
I only get DSL1 access in my local area because I’m far rural out in the countryside.
DSL2, only available in major cities, but the connection is better and you can run almost twice as many computers at once.
T1 line $200/mo expensive, $2000 to install but your games will probably never lag and you could host LAN parties at your house as often as you want with 12 or more heavy gaming computers and not have lag issues.
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Your Questions About Business Online Services Group

Betty asks…
taobao shopping service fees?
i heard that if you buy from taobao you have to pay shopping service fees. is there a way to avoid this? what if you’re ordering from inside of china? thanks!

Jere answers:
Taobao Marketplace is a Chinese language web site for online shopping, similar to eBay and Amazon,operated in the People’s Republic of China by Alibaba Group.
Founded by Alibaba Group in May 10, 2003, Taobao Marketplace facilitates consumer-to-consumer (C2C) retail by providing a platform for small businesses and individual entrepreneurs to open online retail stores that mainly cater to consumers in mainland China, Hong Kong, Macau and Taiwan.
Sellers are able to post new and used goods for sale on the Taobao Marketplace either through a fixed price or by auction. The overwhelming majority of the products on Taobao Marketplace are brand new merchandise sold at a fixed price; auctions make up a very small percentage of transactions. Buyers can judge the sellers’ credit from their selling prestige, or the history of comment and complaint.
Shopping Services having some conditions that cuts for his remunerations.Mainly the online shopping is very faster & predictive.To do online the shopping many coupons are used for ticketing,marketing,investing purpose. Among all of the coupons 27coupons is one of them that gives the better discounts,deals,offers.online Shopping is a procedure,where people choice that coupons which gives the suitable facility rather than other coupons.27coupons services is better because the online shopping is more easier than other coupons & the suitable reduced service fee.So you used it easily.To know more information follows the links.

Michael asks…
How do i advertise my business/Product on Facebook?
I’m trying to market my products online.Any suggestions? Is there any company who provide the same services..

Jere answers:
Hi there !
Advertise on facebook is very easy and have lot benefit also . It’s a effective way to promote. You can expand business and product viraly.. The word about yr business may reach to the large number of net user..I think Facebook is a tremendous business promotion tool, Use your personal profile, then make groups and share your view by sending messages about your bluntness, you will get the replies from your friend and groups,it will help your business to promote. But all it takes a lot time to
customize.you may do all in a different ways. Take services through the internet; companies who works in-place, One is magicsolv.com offering quality services for all your business needs. So ask them helping by this way you may advertise your business and product just try it good luck.

Carol asks…
Free advertising for small business?
I’m a sales manager for a local retail (clothing) store. I need to find ways to get my name out in the community.

Jere answers:
The best free advertising online.
A while back I wrote an article titled, The Top 10 Free Websites to Advertise. This laid out the 10 best websites where it was completely free to advertise on them. They included:
1. Craigslist.com
2. Blogger.com
3. MySpace.com
4. Reference.com
5. EzineArticles.com
6. GoArticles.com
7. Backpage.com
8. Dmoz.org
9. Yahoo Answers and FAQfarm.com
Each of these sites are unique in their own way but effective in providing an outlet to advertise your business free. This is perfect for those who need to advertise on a budget, their products and services. Small business for the most part doesnt lend itself to have big advertising budgets, so finding a place to “get your name out there” without paying for it is important.
To advertise on a budget effectively you must have a web presence, and preferably a website. If you don’t your small business is only treading water before it goes under. A website is the door that can open your small business to a phenomenal growth track because of the power of search engine optimization (SEO). There is a reason why Google® and Yahoo® have been some of the fastest growing companies of all time, its because search engines work. I personally use Google so much a day I lose track of how many times, and this goes for a majority of its users. For more information about SEO and how powerful a high ranking can be in Google read, How Important is a High Google Ranking to Your Small Business
Now that we have the understanding that SEO is the number one way to get free advertising by a very wide margin lets focus on one of the other ways to work at making free advertising more effective for your small business.
Social networking as a whole are becoming as popular as search engines such as Google and Yahoo. In fact Google bought Youtube® and started their own Myspace® type website called Orkut® and Yahoo attempted to buy Facebook®. Social networking is such a bonanza that doesnt even know their own limits of how large they will grow. Where does your small business fit in? Since they are free there is no money investment to make, but you will have to invest your time, especially in the beginning. You will need to take time to learn the site, set up your profile, and make friends. Remember, you are looking for ways to make the time you spend using this website as an advertising tool as fruitful as possible. Of course set up your profile with the focus of your business objectives and reaching your goals, and always abide within the rules set by the websites. Your investment of time is your efforts to build your network, because it will take trial and error to learn what is best for your business in social networking. Taking the time to build your network is the number one emphasis when it comes to social networking for your small business.
There are other emphasis which I will list below in no particular order:
* Try an individual profile as a representative of your business before you try a group profile for your business to give an idea of the time it will require to build a network
* Dont sign up for too many social networks, you risk diluting your message and emphasis.
* Share the networking responsibility with other employees or business owners once you have a business profile
* Dont be distracted easily, remained focus on what your business objective and building your network to reach your goals. If needed, set goals for building your network.
* Dont be afraid to get a little personable, people do enjoy talking to other people when networking, not just a profile on a website.
* Dont be random when searching for friends for your network. Its a waste of time, choose your friends carefully, and then extend invitations to their friends and their friends and so on.
* Alter your preferences on your profile to reduce spam and unsolicited offers. This will save you time as well.
Remember social networks can be people who are very passionate in one way or another about their cause so you need to be the same way concerning your small business on social networks. If you are its a very easy way to advertise and grow your small business on a budget.

Robert asks…
Need help in advertising a company online?
Im doing a part time job with a market and analytics company. I have been given the job of promoting the company online through Orkut Facebook and Twitter. Ive made a group on facebook..can anybody suggest more sites advertisement and the procedure i should to carry it on?? As im completely new to it.

Jere answers:
You can place your advertisements by signing on online business directorys, you will be showing your business to millions of people who rely on the internet for information about business and services. It results in finding your business by search engines. The in http://www.directory.ac having lots of international service providers, marketers, producers, buyers, manufacturers and investors are constantly searching out partners in their businesses. By being enlisted in an online business directory, you stand a far greater chance of being singled out than when you are not. (source ) http://www.directory.ac

Lizzie asks…
What have you found to be the best online site to promote your business?
Facebook, Twitter, Yellowpages, Linkedin, etc…

Jere answers:
“I found facebook the best online site to promote your business. Whenever you need to market or promote your business, facebook can be helpful, start by making a profile page on facebook, then make groups and offer them valuable input by sending messages about your product, you will get the replies from your friend and groups, but it need regularly eye look and update too. It’s needs a lot of manual attempts and uncounted time consumption, to shun from manual efforts and saving yr precious time you better get services from a reliable internet marketing service provider offering best services to promote business on facebook. Just shoot an email to social networking magicsolv.com. Best of luck “
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Your Questions About Email Marketing Reviews

Sandra asks…
BlackBerry users please review!!?
If you have a BlackBerry can you please tell me if you like it or not? I have heard many good and bad things about BlackBerry’s and wanted to see what you guys think. Thanks for all feedback in advance 🙂

Jere answers:
Blackberry known for Email, Internet, Keyboard, Camera Quality, Battery life, Phone call quality, Usability (Short Keys)
I would personally recommend you with BlackBerry Torch. Good design, great features. You will surely love it. I am providing you with an actual user review plus I am giving you the link from you can buy it on a good price.
Torch is +160g
Torch has a talk time of 5:30 hrs
Torch is new in the market
Torch is a touch screen phone
Torch has a storage capacity of 4GB nd Upto 32GB
Torch has a great camera (5megapixel)
Here is an article by a user:
http://www.amazon.com/review/R38JAWW7Y77L10/ref=cm_cr_pr_perm?ie=UTF8&ASIN=B003Y8XBRY&nodeID=&linkCode=&tag=fawskl-20
BlackBerry Torch 9800 AT&T ($100)
BlackBerry Torch 9800 Unlocked ($700)
http://www.amazon.com/Blackberry-Torch-Unlocked-Branded-Smartphone/dp/B00408O70C/&tag=fawskl-20

William asks…
sonyericsson w810i review?
give me a TOTAL review of ALL the specifications for the sonyericcson w810i

Jere answers:
Deluxe Walkman® phone
Mobile phone and music player for audio connoisseurs. Great sound quality, advanced communication features, sleek style.
Go music
Music on the move with style to spare. Easy-to-use Walkman® phone with fast Web connection for quick downloads.
Compact music kit
Neat, petite phone with music player, management software and accessories to make mobile audio pure pleasure.
Video is the radio star
Make your own fun with still pictures and video clips. Or listen to the FM radio and get into someone else’s groove.
Screen
* 262.144 color TFT
* 176×220 pixel
Memory
* Memory Stick PRO Duo™ support
* Phone memory 20MB*
*Actual free memory may vary due to phone pre-configuration.
Networks
* EDGE
* GSM 850
* GSM 900
* GSM 1800
* GSM 1900
Available colours
* Satin Black
* White
Possible limited market availability.
Sizes
* 100 x 46 x 19.5 mm
* 3.9 x 1.8 x 0.8 inches
Weight
* 99 gr
* 3.5 oz
Sony Ericsson W810i Review
Phone rating:
Launched in April 2006, The Sony Ericsson W810i is the upgraded version of the highly acclaimed and massively popular Sony Ericsson W800i, the first Walkman™ branded mobile phone.
There are a few physical differences between the W810i and the W800i: the W810i is slightly thinner, has raised keys instead of embedded keys, and has a 5-way navigation button instead of the W800i’s slightly awkward joystick. Apart from this external makeover, the differences between the W810i and the W800i are minor. The W810i has the advantage of EDGE (for faster internet access) an is quadband instead of triband. It also has Fast Port – a system connector that enables faster data transfer from phone to PC and PC to phone, and which also serves as a charging port.
The W810i is designed to be an outstanding music player phone, and it succeeds. The media player supports both MP3 and AAC formats and audio quality is superb. Mega Bass™ enhances bass frequencies for a better overall music experience. There’s loads of memory for storing music, as the W810i comes bundled with a 512 Mbyte Memory Stick PRO Duo™ – enough to store up to 20 full-length audio CD’s. The memory stick is expandable to 1 Gbyte. Software for ripping CD’s is supplied. In addition to the MP3 player there’s an FM radio with RDS. A quality headset is included in the sales package, and the W810i can also be connected to an external speaker system via an optional cable.
On the imaging side, the W810i has the same 2-megapixel camera as the W800i. This features autofocus, for sharper images, a 4x digital zoom, camera light and a video recorder. It’s one of the best camera phones available, and has an outstanding screen to accompany it.
Connectivity is excellent too, with support for all types of external connections: Bluetooth, USB, Infra-red, Fast port plus fast internet connectivity using EDGE.
The W810i is a phone that cannot be faulted. Unless you choose 3G or a smartphone, the W810i offers the best that you can possibly get from a phone in the year 2006. The new Sony Ericsson W880i is also worth considering, as is the slide-design W850i.
Features of the Sony Ericsson W810i include:
* 2 megapixel camera with autofocus, 4x digital zoom & photo light
* Video camera & sound recorder
* Display: 262k colours, 176 x 220 pixels
* Music player
* Mega Bass™
* FM radio RDS
* 40-voice polyphonic ringtones / MP3 & AAC ringtones
* Polyphonic melody composer (MusicDJ™)
* Speakerphone, voice controls, voice mail
* Messaging: SMS (with predictive text), EMS, MMS, Instant messaging, email
* 3D Java games (embedded & downloadable)
* Animated wallpaper
* Picture editor and effects
* Personal organiser functions
* Picture phonebook
* QuickShare™
* Connectivity: Bluetooth, USB, Infra-red, Fast port
* WAP 2.0, GPRS, EDGE
* Memory: 20 Mbytes plus 512 Mbyte Memory Stick PRO Duo™
* Quadband
* Vibration alert
* Size: 100 x 46 x 19.5 mm
* Weight: 99g
* Talktime: 8 hours
* Battery standby: 350 hours

Sharon asks…
How to send an email to an android application?
Ok, so there’s this app that I use a lot and love on my android Xperia but there is something I would like to suggest/report about and I would like to send them an email. Is there a place where I can find their email and send one to them. I don’t want to just write a review because I’m pretty sure they won’t read it. So… thx in advance!!!

Jere answers:
If you go back into the Google Play Store (or the Market) go into your “Downloads” and scroll through until you find that app, tap the name of the app and the original download screen should come up. If you scroll down to where the reviews are, there should be a developer information link, and possibly an email for the app developer.
If that doesn’t work, you could Google the name of the app, and the developer may have a website for it.

James asks…
how to describe the position and objectives of marketing assistant?

Jere answers:
How about this?
Assist the senior management and president in marketing and new business developments.
Key Responsibilities include: Research and Analysis: Compile marketing lists for various products and research markets Preparation of Marketing Proposals: review and prepare proposals for management Prepare Marketing Materials: flyers, websites, email newsletters Marketing Campaigns: setup and assist in running Information Systems: Become quickly familiarized Software systems used in our office to track leads and accounts. Customer Relationship Management Product Sales
Responsible for aiding administrators and managers with daily activities, marketing assistants have differing duties depending on each specific place of employment. Assistants must have a thorough knowledge of the marketing industry because of the amount of interaction they have with graphics, layouts, flyers, etc. They must also be organized and creative in order to succeed in these fast passed occupations.

Ken asks…
What is the best mobile phone in the market?
I should be able to do everything with it (take pictures, video clips, internet, email, GPS, PDA).

Jere answers:
The Nokia N82 is coming out. You should try that. The reviews seem to be very good for it.
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Your Questions About Internet Marketing Company

William asks…
Where is the best place to advertise my home business on the Internet?
I live on a small island and I have recently started a home based business with a company in the US. I have been doing promotions locally but now I need to do some internet marketing. I have a website that I got from the company and would like to get people to see it. I am not familiar with internet advertising but I did try a few free sites and got no hits. I would like to know where is the best place to advertise, whether free or paid, so I can get some hits.

Jere answers:
This day and age, I’d say post something on MYSPACE.

Ken asks…
Why famous internet companies of the world avoid porn content and sexual content?
Why famous internet companies of the world avoid porn content and sexual content?
Whether there are legal restrictions or is there another reason?
for example in Instagram,picasso,flickr or in social pages like facebook and google plus.
I recently read a news that says “Google images search service” wants to limit sexual content in its results.
Porn industry is a money-making industry. Why do they ignore it? Do they realy adhere to ethics?
It is a taboo? Or an illegal act? Or an unusual act?

Jere answers:
If you want all-porn, all the time, there are plenty of sites you can visit on the internet and can drown yourself in it, print out pictures and stories and bathe yourself in, and even make clothing out of the images if you want. Nowadays you can even print out edible 3D images to feed yourself with it. Just because there’s a money-making industry behind nearly everything or everything, this doesn’t mean that these commercial markets and products are appropriate for all ages and all peoples across the world at all times to see them.
You must be young, not a parent or take the amoral approach to parenting. Regardless of how “normal” pornography is, it’s not something that belongs in places that are easily-accessible to children where they can stumble upon it accidentally. Or even adults who don’t care to see it, for that matter. Even if these sites are purposely making pornography more difficult to find on their services, it’s not eliminating sexual content in any capacity.
Laws vary depending on where you live, but I suspect in most places it’s not legal to show pornographic images to children. By sites allowing such situations to take place, they’re not only opening themselves up to problems with the law (decency / obscenity laws, for instance), but lawsuits by disgruntled users.
In regards to Google, their change was to make users looking for sexual content be more specific about what they’re looking for. They haven’t hidden anything or removed anything more than normal, rather if you want porn on Google images, you need to spell out what you want in more detail, rather than using generic terms to find sexualized content.
More info on that:
http://thenextweb.com/google/2012/12/12/google-changes-search-image-safesearch-explicit/
http://www.webpronews.com/google-safesearch-changes-hit-the-u-k-australia-new-zealand-and-more-2013-01

Sharon asks…
What is the best company for pay per click advertizing?
I would like to hear from people who have used this method to grow their business, I am looking to start internet marketing and would like to try pay per click but am not sure which company to go through, Yahoo, Google, etc.
I want to come up when people search to bring in more clients.

Jere answers:
Besides Yahoo, Google and MSN you can try Facebook – it allows you to upload images to your ad. So far it costs relatively less expensive than Google and Yahoo and has some good effects

Ruth asks…
How can I check out this Internet company before buying?
I want to buy something from an internet company ….. but I’m bothered because
– They are not a UK limited company, although there is a distribution outlet here.
– They want the money two months in advance, the items have to be imported and won’t arrive till April.
– They do not have any samples, so it’s sight unseen.
How can I check the firm out? I want the goods, but don’t want to lose money by being stupid!

Jere answers:
I would’ve thought they would have records of past sales to the UK with positive feedback they could perhaps share with you. Most companies have things like this if only for marketing purposes. I’m sure even if you started asking the company questions and put forward your concerns they should be okay, at least if they are a company worth dealing with they will be.

Jenny asks…
What is a good affiliate marketing company that does good on payouts if you have good click through rates?
What is a good affiliate marketing company that does good on payouts if you have good click through rates? many thanks

Jere answers:
If you want to learn about affiliate marketing, check out this
http://affiliate-internet-marketing-for-dummies.info
Here, you’ll find the best guide to learn affiliate marketing.
Hope this help,
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Your Questions About Internet Business Solutions

Helen asks…
Is there a website that ranks internet business that anyone can do from home?

Jere answers:
There are many web solutions provider that will market your business and bring you to success. Internet marketing has really been the key for major business investors that elevates the performance of their business activities.

John asks…
what is the best internet business website option?

Jere answers:
I don’t understand your question right. Do you want to know which is the best internet business information site? Or do you want to know which is the best internet business opportunity web site?…
If you asking about the best internet business information web site, here are a few good ones for small business and entrepreneurs:
– http://www.entrepreneur.com everything on how to start, market, and grow your small or midsize business.
– http://www.sba.gov get free tips and advice about how to start, and finance your business.
– http://www.allbusiness.com this is an excellent web site for small business; free advice, articles, tips, technology, marketing, start-up, and more…
– http://www.bplan.com get free business plans samples and more.
– http://www.marketingtips.com/t.cgi/36177 Free marketing newsletter from a online business expert since 1995.
– http://massbiz.blogspot.com Read articles from top experts about management, customer service, strategy planning, Internet marketing, and more.
NOW! If you want to know about the best Internet Business Opportunity web site the answer is anything that’s legal can make you money, all depends on how you manage, market, and develop your business.
For example, affiliates programs is a good way to make money for free. Those who tell you affiliate programs don’t work, it’s because they never learned the true way to market associate programs. Just putting banners and links in your site doesn’t do it… Specialy if you put a banner on a poor quality design web site, with no more than 5 visits per week.
One of the main things about affiliate marketing is choosing the right affiliate program for you or your site (remember, that you don’t really need a web site to market some of the good partner programs out there).
What’s a good or top quality affiliate program?
Good affiliates partners are those that you can treat as your own business. Your visitors are yours for life, not just for 30-60-90 days, are those that provide you with a 1-800 toll free number with a promotion code to gain phone sales, those that give you good marketing materials like: articles – text ads – blog post – print ads – flyers – all size banners – product links – and more, some even let you co-brand their web site with your own logo and domain name (this is a big plus, but necesary), that track your web visitor – sales – down line affiliates, and give you on going training by email – teleconferences – chats – forums – others…
Yes, there are more stuff online that you can do. Just do the right research, and inform yourself. And keep updating your business and marketing knowledge.
Another thing you should check is making money out of advertising using Adsense (Google, Bidvertiser, AdBrite). Just build an info web site or blog targeting a small or local niche like http://twincitiesnews.blogspot.com this local news company sells their own advertising plus use Google and Bidvertiser Adsense to make money. Also your site can be about Vacations to Europe, US sport cars, car accidents, and more, the list is endless. Just find a good niche market and work on it, the key is good marketing and daily updates…
Good luck!
Yours truly,
Luis Galarza, Business and telecommunication Consultant
I provide free business and marketing tips at http://luisgalarza.blogspot.com/ and telecommunication solution and advice at http://www.cogni360.com/
.

Nancy asks…
best internet/home based business to get into?
?

Jere answers:
The best internet/home based business to get into is one that is centered around your interests/passions. Even though there is a sense of desperation to supplement income, I would suggest you look deep into your options. Don’t get blinded by the false promises/hopes of the get rich quick schemes. True business takes time to build. A honorable business makes money through providing solutions to peoples needs, wants and/or desires. This is done by offering a product, service or information of value. If you struggle to find what you seek, give your own interests some thought. Which niche would you choose. My wife and I have built our own online business around our interests. We had the assistance from our web host of choice. They have some great business examples and ideas. You may visit them to possibly spark some ideas of your own. Http://find.sitesell.com/UnstoppableDreams.html
BEST WISHES!

Michael asks…
Business idea for my capstone, help!?
I am in the last semester of school for business and I have to come up with an idea for a business that solves a “significant business problem”. Right now, I am completely stumped and could really use some help with brainstorming. Any ideas?

Jere answers:
Dynamic internet bandwidth. Businesses pay for giant T1 lines but don’t always use its full capacity.
Your solution could rent out their unused capacity or allow them to immediately expand or contract to their needs.

Chris asks…
Need Help With Finding The Right Business Intelligence Solution…?
I work for a medium sized internet media firm. We are currently looking for a comprehensive market intelligence solution. I have previously worked with Hoover’s in the past, and I wanted to get the groups opinion on possible other alternatives. I have heard a bunch of negative feedback on Harris Info. This information needs to be VERY up-to-date. Any help would be great!

Jere answers:
For the latest Business Intelligence Solution out there in the market today, check out http://www.wareprise.com/content/business-intelligence-software.html
It has a good listing of BI Solutions.
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Your Questions About How To Do Share Business Online

Charles asks…
how to learn share trading and how to make share account?
hi sir, i am jawahar from bahrain. i like to join online share trading as a business. but i dont know about trading. so i need learn online shre trading and how make accounts etc,. i have one bank account in india. here i dont have any bank account. i want know how i learning, making, trrading. please help me.
jawahar.

Jere answers:
My suggestion is to sign up an online “mock” trading acount. Once you undestand the buy & sell mechanism and the various settlement cycle & rule, then u invest with your own $$
there are plenty of online trading website which allow u to setup a mock portfolio to learn .
Http://www.etrade.com is a good start

Betty asks…
Can u tell me real effective ways to earn money online?Please do not give me SCAMS.?
I want someone to share his/her experience in the business online.
I have a lot of free time and want to fill in with some extra work online 🙂 if possible.
10x 😉

Jere answers:
If you want to make money online, you need something of value to sell. For example:
Use your real job skills to get a telecommuting job
Sell stuff on eBay
Start your own online business, and sell ads on your website or charge people money to join
These are the same ways people make money in the “real” world, just doing it over the computer.
Any promise of making money online with no required skills is a scam.

William asks…
How to start an online business?
I want to start an online business making invitations for events. I won’t to be able to have someone send me an event and what they would like on the invitation. Then I would make one and send back to them. If they like it I will make as many as they want for a price. How can I get started. Thanks for your help.

Jere answers:
There are several things needed to be done.
You would need a website and a merchant account to start the process. The website should include an individual domain name and hosting which will cost money. However, it is worth having your own domain name because the search engine spiders will index it. An easy to get merchant account can be located at Paypal.com, Google.com, Amazon.com, and Yahoo.com. An idea is to get involved with Geocities.com’s Website Hosting Starter due to a lot of features needed by a new business.
Search engine submission is an important part of getting known. However, it needs to be done after your web page is completed along with the meta tags.
It is always an idea to have a voluntary newsletter or blog. The blog will keep people coming to your website to find out the latest deals or stories. It could be sharing your wisdom about the products in the store, but the ideas are endless for topics really. If done right, it can enhance credibility which will attract repeat customers.
The Small Business Administration has loads of information about becoming a business owner.
Good luck!

Robert asks…
What do online business owners do on a daily basis to maintain their business?
I’m referring to such tasks as maintaining the business by making sure that all bills and fees are organized and paid, process incoming and outgoing product orders, handling customer service, site maintenance, etc.
What processes or procedures do online business owners utilize throughout a typical business day, from beginning to end?

Jere answers:
Hi Tonic
As a online business owner my self I can tell you what i do, as you need to make sure every task in the business is taken care of, and is getting done on time, the problem is if you need to be busy with that everyday it takes away all your time, and you can be busy just with that all day long.
What we do, is start the process right, meaning we use managing tools that keep track of everything we do or outsource, so we can use our minds for better stuff and not worry for the process and procedures to get done.
Every time a new task comes up I will enter it into the system and the rest is history, it will remind me and keep track of anything and everything I or my team needs to do, I will also see the status of the task if its due, done, or any other stats needed, so you get your daily tasks from the system itself.
Its not hard to set up at all. You can find many free tools for starters, I can share the one I use and are happy with, see the link below.
I hope that answers your question, if you need any other help feel free to ask.
J

Nancy asks…
How difficult is it to start a business overseas?
I have a business idea that could be a big market in Europe but I am based in the U.S. I would love to start an online business and ship things out from here. The language is not a problem as the website can be in several languages. How difficult is it do this? Or rather, can someone give me detailed directions or suggestions as to what I should research before I even begin this mammoth task.
Thank you!

Jere answers:
How to do ecommerce overseas is one of the topics that will be covered at the Internet Retailer 2006 Conference and Exhibition to be held from June 5-7, 2006 in Chicago. If you can attend only 1 conference this year, make it this show as you can learn a lot from this conference if you are seriously planning to do ecommerce. You can find information about the conference here http://www.internetretailer.com/IR2006/
One of the conference topics is:
Mastering the Subtleties of Global Sales
http://www.internetretailer.com/article.asp?id=18401
“We’re international,” David Dwek boasted to Internet Retailer after Etronics announced its ability to ship globally. What he didn’t realize was that operational challenges were the least of his problems. Dwek will share his experiences in cracking the international market: To what extent do U.S. Experiences apply elsewhere? Is language translation necessary? Can you dip your toe in the global water? Where do you start?
You may want to read the following articles to help you launch your venture:
It`s a small world http://www.internetretailer.com/article.asp?id=18102
How Keynote captures the online experience of consumers outside the U.S. Http://www.internetretailer.com/dailyNews.asp?id=17558
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Your Questions About Email Marketing Companies

Ken asks…
What are some genuine digital marketing companies?
I’m looking for companies that can digitally market music which is in the genres of R&B, Urban, Pop, HipHop etc.
Mainly looking for companies that can provide social marketing, email blasts etc
I’m familiar with most current companies but if anyone has had first hand experience please let me know.

Jere answers:
I think you are too focused on music marketing. Think of it as any business. Do you have a website for people to visit if they are interested? You can put some of your best music on the website for trail. It is easier to show people a website than have them sit down and listen. I hope this helps.

Daniel asks…
What is the average response rate when sending marketing emails?
Im looking to start marketing a new companies and its services via email they have around 60,000 client emails some existing customers others are not.
What sort of % rate return and response would the average campaign receive?

Jere answers:
There are alot of factors that depends on. First, you need to be more specific, What type of company are you starting, and what will you be promoting?
It’s hard to understand your question, because of the typo’s.
Email Marketing can be tricky. But you mentioned, that some were existing customers. So, I’m assuming this list, is one that has been established by you, or this company.
As, I said, the response rate all depends, On the product or service, the cost of the product or service.
And, than the email, The subject is very important. You want it to grab their attention, so they OPEN the email, which you can use a ‘link tracker” or something, if your promoting thru email, this service may be an option already for your software your using.
And, the email contents has to be just as powerful as the subject.
So, you need to ask your question again, and be more specific, with what type of products your offering, to what list, and how much they cost, and how many people are opt-in subscribers, ect.

George asks…
How do web traffic sites send traffic to your site?
Web traffic sites do some techniques I think they used some email marketing type concept and send traffic to our site.
To learn more the strategies on how to send more traffic to you website, see the related links below.

Jere answers:
I think I know what you are talking about. If you are thinking about these companies that guarantee you a certain number of visitors I would avoid them.
I’m not sure how they do it and I think a lot of it is popups etc… But the visitors you get will not be relevant to your site and would be a complete waste of time and money.
Stick to good quality SEO and paid advertising which is legitimate.

Richard asks…
Are there any home based businesses that you can truly earn a living with? I am looking for no start up cost?
I have been researching the internet and all I seem to find is Multi level marketing companies that want my money and want me to find more people to scam for their money. I have the time and talent for sales, distribution, etc. I would like to know that someone is really making money working from home.

Jere answers:
Hello. I am a part of a great home business. Email me if you want more information: emilymomexec@hotmail.com Thanks.

Susan asks…
What would be the job title for these responsibilities?
-researching competitors marketing to determine areas of improvement for companies marketing
-developing relationships with customers to better serve them as a company and to also identify joint marketing opportunities
-planning and implementing all aspects of trade shows
-developing collateral material (creative with Adobe InDesign, Adobe Photoshop and writing copy) including product brochures, technical sheets, email marketing campaigns and direct mail pieces
-identifying key trade publications, creating advertising schedule and creating ads (creative and copy)
-social media marketing
-updating content on the website to ensure consistency with all products
-writing press releases
-tracking all marketing spend to ensure consistency with predetermined marketing budget
-working with sales team to create tools to help the teams reach sales goals

Jere answers:
Superman/girl.
No one person could fulfill all these functions
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Your Questions About Direct Marketing Jobs

Daniel asks…
What is the best way to market your website without?
What is the best way to market your website without breaking the bank?
It is an employment or job recruiter site.
It is targeted to a specific type of work in the computer/technology field.

Jere answers:
One would usually advise someone with a small online store to use SEO to gradually bring traffic to their site.
For your business, demographically targeted paid ads might make sense, if you setup a Facebook fanpage (free) you can direct Facebook ads to it for a relatively low cost per click, Facebook ads use the member profile information to allow targeting age, gender, marriage status, location and interests that might mention, you can also target employees of larger companies who have disclosed that information.
Facebook ads are ‘interrupting’ the user, the ad style needs to be a bit more soft sell there, one can expect about one click per 1000 ad impressions.
Google PPC ads are not cheap, but may still prove more cost effective than cheaper media, keyword targeted ads on search results pages can be shown only in specific geographical areas.
Google network ads as well as other ad networks allow you to target specific sites or individual pages where prospects are most likely to be hanging out. You can buy banner ad space on
There are a number of sites that reproduce job ads, I frankly don’t know what channels they go through, they might just be scraping monster.com.
You can place banner ads on specific geekie sites through buysellads.com, a search for “programming” turned up 160 candidates, (CPM is the price for 1000 ad impressions) paying for ad impressions, rather than clicks may be ideal for branding exposure.

David asks…
What is a great home job to have a decent income?
I am in the military and have always loved my job since the day i came in. but i would also like to have a second job just for extra money. Can anyone with experience tell me about a good Home job that i can start on my own and make decent money on the side? also are these internet sale jobs a good idea or risky?

Jere answers:
I understand your delimna and have found several things that are working for me to generate extra cash and have flexibility in my schedule.
First, I must say that direct sales is a great part time option. The delimna is finding a good product you can stand behind and a marketing plan that has the potential to pay you today, not 2 years from now.
Second, I am also involved (about 6 days in) in some online marketing options and finding them to be very lucrative for the time commitment. BEWARE, of the program you choose and your upfront investment.
I hope that helps,
Andy

Lizzie asks…
How is the job of a direct sales executive in LIC?
What are the job responsibilities & growth prospects?
But how do i create a satisfies customer?
*But how do i create a satisfied customer?

Jere answers:
A DSE has to sell LIC policies directly.No lead would be provided to you by the company.You will have to generate your own market and make good relationships with your clients.If you create one satisfied customer,they will give you references.By this your market and your earning opportunities will grow.

Charles asks…
How do you get a jobs creating Disaster Recovery Plans?
I recently completed a job creating a Disaster recovery Plan for a non-profit organization. Now that the position has ended I am looking for another position in which I can help to create a Disaster Recovery Plan. Doe anyone know how to find a position of this nature? I am even willing to create a plan for a buisness whil working in my own home if anyone is looking to have one created for them. Thanks guys!

Jere answers:
After the horrific tradegies of Sept 11 and Katrina, many companies were forced to develop DR/BC plans. I suspect the investment they made is aligned with the potential economic loss (both short and long term) should they be unable to conduct business. Many small to mid-sized non-profits lack the funding to implement such extensive plans and while they provide crucial services, overall economic loss due to inability to operate is in relative terms a lesser consideration. I suspect that most of them not involved in providing direct service in a disaster situation are not well prepared so your suggestion sounds like a marketable service.
I would seek a job in a DR business and once in, try to sell your idea of apporaching the non=profit sector. Trying to sell the idea before hired may risk them stealing the idea. OR
try to freelance with it-get the company you completed the plan for to agree to use their name and referral in your “pitch”. I am no expert on DR or NP’s, but the general marketing of the service would entail muck of the same as for any service. One good referral will help somewhat.
Look at www.ncna.org for info on the sector (national council of non=profit associations).
If you don’t already have it, look into certification-i believe it exists. It will give you added credibility. NPO’s rely on donations and gov’t funding, and tend to reduce risk by seeking formal certification in vendors/providers-can’t afford the “scandal” of mis-spent funds.
Good luck-i think it’s a good idea!

Sharon asks…
How is the employment market for a mid level manager or supervisor that has 20 years in the Automotive Indust?
I have been working for several Defense Contractors and desiring to settle in the Pittsburgh, Pennsyvania Area. I have worked numerous projects with little to none, direct supervision and consistently achieved the goals of the company.

Jere answers:
Auto industry is going through a slow down. Job prospects should be very rough.
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Your Questions About Business Online Degree Programs

Richard asks…
Are online degrees as good as a traditional degree?
I have completed my first 2 years and I was thinking about getting into an online accelerated degree program so I finish my bachelor’s degree in less time. This program is offered from Bellevue University.
I am referring to this program here:
http://www.bellevue.edu/community-college/index.aspx

Jere answers:
Many employers toss job applications listing an online degree directly into the trash. This is why online students are so paranoid about the dreaded word “online” showing up on their transcript or sheepskin.
Your choice of Bellevue illustrates one of the pitfalls of online education. Bellevue has a poor reputation to start with. Bellevue is a low-quality “completion” school that is not ranked by USN&WR. The school’s Business degrees do not have AACSB accreditation (Bellevue carries the much less prestigious IACBE accreditation).
A degree from Bellevue would embarrass you your entire career, like a bad smell.

Sandy asks…
online degree program?
hi actually i have a question about online degree program..
actually my bf is some what busy to go to college so he decided to get study online and get an online degree.. i was wondering if kaplan is good because he will go for Associate in business or acccounting….
i was hoping if someone can help me i mean if online program is a better deal and about jobs..
getting assiciate in Accounting program or business program is it worth it… and how much they make and stuff….
thanks a lot

Jere answers:
From what I have heard, Kaplan has gotten mostly favorable reviews. With technology becoming more integral in daily life the prominence and acceptance of distance learning programs has increased dramatically. The important thing is just like with any college decision you need to look at several schools and carefully weigh your options. I would do some searches online for associate degrees in business or accounting to find other schools. I found this site that has some of the info you mentioned and a couple other colleges for you to consider.
Http://www.ecollegefinder.org/business-administration-associates-degree.aspx

David asks…
Online Business Degrees?
Okay, so my boyfriend is thinking about going to school for business. The problem is, we are getting a place soon and we’re not sure if we can afford it with both of us in school. He came up with a bright idea: Online schooling. This would be perfect for us! I tried looking into it more, but I had trouble finding some good schools that offer online business degrees. The only one I found was from Phoenix and he wasn’t too sure about it. We’re trying to ‘shop around’. Any help?

Jere answers:
Online schools – real ones, not diploma mills – tend to be more expensive than campus based programs, not less. Your least expensive option in terms of any sort of reputable degree is to first go to your local community college, get your associates, and then transfer to one of your state’s public universities to complete your bachelors. You get a lower price on tuition at these schools because you’re from the state.
U of Phoenix is very expensive (nearly as much as Harvard), and some employers really dislike it. It is appropriately accredited, though. It is a real school. It’s just not considered academically very strong, and it’s so famous for being kind of sucky that some employers refuse to hire its graduates.
If you must go to school online, first check to see if any of your state’s community colleges and public universities have online degrees. A lot of them do, and that’s often a relatively inexpensive option. But remember, their online tuition may be more expensive than if you went to the campus based class, so check both before you decide.
In general, you’ll do best re: employment options if you go to a school that is knwon for its campus based programs, and isn’t known either for being online or for-profit. So skip U of Phoenix, Kaplan, Capella, Devry, ITT Tech and things like that. Instead, look at UMass Amherst, U Maryland, Penn State, Northeastern, Bentley, U Florida, Ball State, U Nebraska Kearney, Iowa State, Upper Iowa University, Tiffin University, and the other decent schools that offer online degrees.
In fact, a private school that is reputable that offers online degrees at fairly low cost (compared to most online schools) is Southern New Hampshire University. Nothing wrong with them.

William asks…
Online degree???
i am thinking about getting my BA by doing online classes from University of Phoenix . is there BA certificate as good as a regular university like Michigan State uni verity?? i mean does it make allot of difference???

Jere answers:
University of Phoenix is regionally accredited, but it lacks program accreditation. For example, Mississippi State University is regionally accredited but it’s business programs are accredited by the AACSB. This is an additional accreditation over and above regional. This would be considered best. INTEL recently changed it’s employee reimbursement policy to only pay for business degrees that have AACSB accreditation. This is an indication that a University of Phoenix degree isn’t quite considered as good as a degree from most big state universities.
There are plenty of state schools where you can get a BA degree online. They will be considerably cheaper too. University of Phoenix charges $494 per semester credit hour. The schools listed below charge between $130 and $250 per semester credit hour.
Fort Hays State University – http://www.fhsu.edu/virtualcollege/
Peru State University – http://www.peru.edu/offuttafb/degreeprograms/onlinelearning.htm
University of Wyoming – http://outreach.uwyo.edu/ocp/
American Public University – http://www.apu.apus.edu/index.htm
University of Florida – http://www.distancelearning.ufl.edu/degrees.aspx
Mississippi State University – http://www.distance.msstate.edu/
No matter what school you choose, you should always check on accreditation. You can do that at the U.S. Department of Education website at http://ope.ed.gov/accreditation/Search.asp
At a minimum, you will want regional accreditation by one of the six regional accreditors. Preferrably, you want the program you are in to be accredited also. AACSB for business, ABET for electronics and technology, APA for psychology, etc.
Good luck

Susan asks…
online degree?
were you able to find a job and your field of study?

Jere answers:
While I didn’t get my degree from online studies, I do know many people who have completed their studies, both undergraduate and graduate studies, through online courses. They all have jobs.
What is important is that the school you choose is a reputable and accredited college or university. Most universities offer online programs and the degrees are no different from the ones received from attending the classes on campus. Again, THEY ARE THE SAME, and they do not mention it on the diploma.
Now if you chose a program from the back of a magazine from something to the effect of “Bubba’s School of Business Management”, then expect to only get laughs when you submit your resume.
Good luck!
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Your Questions About Business Online Services Group

Michael asks…
ONline Business Help please!!!!?
Okay I have spent more than $200 on domains/marketing ebooks/traffic/programs
What have i made from my website? $2 form google adsense.
Please help me I have a $20 budget left.
What Can I do with $20 to start a online business.
Any ideas?

Jere answers:
You are lucky. I only made $0.85 over a 6 month period of time. Cancel the rest of your advertisting campaigns you already have going and save that $20 for something else you might need like food, gas, etc.
I wrote a blog on advice for working from home. Link can be found in the second paragraph of my profile. I think you will find it worth the read; however, scroll down through the comments and you will find a link to a free ebook called success in 10 steps. Download that ebook if you would like.
I am involved in a free mentoring group. Yes, we ALL do it for free and it is not an affiliate program where you resell and resell information. We offer various trainings on how to advertise for FREE on the internet. I have seen other people advertising the same information for a fee that we share and give away freely.
It is all generic and a ‘no recruit, no product, company or services allowed to be mentioned’ organization of people helping other people to become successful in marketing THEIR own business.
That’s what I offer to you in your situation. It’s there if you want the help, no big deal if you don’t
~good luck
~jennifer

Sandy asks…
How do I set up a small online business?

Jere answers:
Create a home office. This is not as difficult as one would think. Every home office’s needs are different, but there are some fundamental staples that all require. You will want to have a clean, noise-free environment that has good lighting and is free from distractions. This will help keep you more focused and productive.
You will need a desk and chair. The size of your desk will depend on what its function is.
You will want a place to store all your information about your customers such as a computer and/or a filing cabinet.
You will also want a phone, fax/scanner/copier, Internet connection, and any other communication tools you might need at hand. Since most home-based businesses focus on services or affiliate products, there will be no need for storage.
If you are planning to sell your own products and ship them yourself, then make sure you have room to store them all. If you plan on doing meetings outside of your home, there will be no need for a conference room either.
If you are going to be seeing clients in your home, and don’t have a conference room, then be sure to keep your place clean and neat at all times. First impressions say a lot.
Create a website.
Keep things simple. You don’t need to have tons of graphics and bright colors plastered all over. The clean, simple design is the best and attracts the most people. Too many things going on throughout a site can be overwhelming to the viewer and drive them away, not get them to stay and come back.
Stay away from playing annoying music of any kind on your site. This a sure fire way to drive away business.
You also want to stay away from things that require time to load. This slows down the viewer’s access to immediate information.
Just because you can put it on a site, it does not mean you have to or should. You want to have value to your site.
Include good content. This will make the viewer linger and become more interested in what you have. There are tons of ways to accomplish this and you will to use and decide what works for you.
Pick a few tools of the trade use them and apply them to your site and monitor the response and traffic. If you notice that some are not producing, remove them and try something else.
You will have to be diligent but remember that simple is better.
You don’t want to implement every tool at once, it can make your viewers feel uncomfortable, so use a few and ditch the rest.
Here are just a few possibilities.
Start an e-mail list. They’re great to allow customers to talk about your products and services. Yahoo! Groups offer this service free. Members can post comments and questions to you or each other and an e-mail is generated to all users. The group can be private, subject to approval, or public.
You will want to see daily traffic and post frequently in the beginning to get things going. Eventually your customers will start talking to each other. These lists are a great tool and keep people active and coming back.
Create some polls for viewers so they can vote on a specific issue related to the site’s content. You want to keep people interactive so they don’t get bored. Writing a poll from scratch can be tricky but they make great templates today that can be of great help. You would fill in the blanks and then copy and paste the code to your site.
Create a weblog or “blog”. This is like an online journal that is frequently updated. You will add some good links into it to advertise your business, of course. It is also a form of communication that allows people to stay updated on what is going on with your business and what they can expect in the future. Today, blogs have taken on a life of their own and are sweeping through cyber land.
Tips:
******
Computers, printers, and software are a lot more inexpensive these days. You can also find great plans for telephone and internet service today that are very reasonable. These services will allow you to make long distance phone calls for free. If you shop around wisely, you can find some really good deals on computers and office supplies and furniture.
Computer: you can expect to pay anywhere from $500 to $1000 for a computer that has all the latest features. You will want to make sure that it has at least a Pentium 4 processor speed and 60 GB hard drive. You will also want a 17″ monitor to make your life easier especially if you need to be on the computer often. Make sire that you have 256 MB of memory at least and a CD-ROM read and write drive. This is pretty standard for most computers today, but you will always want to double check.
Multifunctional Machine: you will want to invest in a fax, printer, copier, and scanning machine. Many places sell them for great prices. You are looking at about $100 an up. Make sure that if you do a lot of printing you check out the price of the ink cartridge refills. If they are very expensive you might want to consider paying a bit more for the machine itself to be able to get the more inexpensive refills.
Office Furniture: This can vary tremendously. If you want nice but affordable try office supply stores. They have the packages that are relatively inexpensive and easy to assemble. Get a good chair though. Never skimp on something you will be sitting for hours.
For better penetration, use ads to targeted groups. Take advantage of free online classified ads as well.
Write articles and submit to major article directories, with a link to your website.
Do a lot of linking, link your pages to the major directories and search engines – this will pay off in the medium and long term.
Use autoresponders to generate your own opt-in lists and email campaign.
Warnings:
************
Spend more time promoting your page than building it up; a good web page is useless if no one knows about it.
Do not send unsolicited sales email to those who do not ask for it, this is considered spam. Avoid sending email to so-called safelists that send to millions of email accounts.
Do not be stingy on advertisement. Use of all forms of ads is recomended, especially during startup of business.
Do not join too many affiliate programs early on, start slow and concentrate on building each program singly.
Do not be easily scammed, research each program and potential returns first before committing.
Do not burst your advertising budget. Continuous flow of advertising is better than a one off full blown ad campaign.
Good Luck 😉

Steven asks…
Is there Online Volunteering?
I am looking to do some volunteer service for a non-profit online. Is there any websites that are available for this?

Jere answers:
Yes, there is online volunteering! There are thousands of organizations that involve online volunteers. These volunteers are:
– translating documents
– researching subjects
– creating web pages
– editing or writing proposals, press releases, newsletter articles, etc.
– developing material for a curriculum
– designing a database
– designing graphics
– providing legal, business, medical, agricultural or any other expertise
– counseling people
– tutoring or mentoring students
– moderating online discussion groups
– creating podcasts
– editing videos
– monitoring the news
– answering questions
– tagging photos and files
– managing blogs, Facebook accounts and other social media sites
– managing other online volunteers
Note that for most of these jobs, you need to already have expertise — you can’t translate text from English into Spanish unless you are fluent in both languages, you can’t design web sites unless you have already done so and have a portfolio to prove your skills, etc.
You can find online volunteering opportunities at VolunteerMatch, http://www.volunteermatch.org (however, note that many opportunities are mislabeled as “virtual” when, in fact, you have to be onsite to do the task) and Idealist, http://www.idealist.org (keyword search: virtual). You can also try the UN’s Online Volunteering servce, http://www.onlinevolunteering.org, though note that most of these opportunities require an area of expertise. You can also try Project Gutenberg, where online volunteers transcribe books with expired copyrights.

Donna asks…
How do you open an online business?
I want to know the right way.

Jere answers:
Here are 5 very useful tips before you start to open and run an online business:-
1. Write down your objectives and goals – Include who are your target group / market. Be passionate of what you do. Improvise along the way.
2. List down your supplies of products or services – eg. Manufacturers, wholesalers, drop shipping (delivery matters, lead time)
3. Create an advertising budget – use High-Traffic-Classifieds.blogspot.com, Professional Webmasters Advice is there. Other methods should include Adwords, Social Networking, Videos, Article, Blogs, Forum, etc.
4. Create a website – Starting out any (online) business can be tough and challenging. Need to be cost effective. Therefore, best to Professional Webmasters Recommendations to purchase domain and web hosting eg. CheapestDomainHosting.Org
5. How do you process your orders? – Arrange payment gateway such as
Authorize.Net
PayPal
FirstData
WellsFargo
CyberSource
TransFirst
Merchant-Pay
PayJunction
AcceptPay
PaySimple
Payleap

Ken asks…
Business Loans?
Can I get a business loans to buy investment properties?

Jere answers:
A true business credit card is a line of credit that is taken in the name of the business, under the business’ credit. Activity, whether good or bad, is reflected on your business’ credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.However, some companies out there offer “business” credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts – you are.When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business’ credit, while avoiding creating problems with your own.
Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for “strong business credit” (just like that in quotes) to find services that sell the information.
Good luck,
Ilya Bodner
Small Business
Owner Initial Underwriting Group
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Your Questions About Internet Business Phone Service

Linda asks…
How do I start my own customer service business from home?
I have all of the makings for a customer service business or job from home. I have the noise canceling headset, high speed internet, fax machine, dedicated phone line(s) and scanner(s). I do not want o get hired by scam companies if I am unsuccessful in starting my own company. Can somebody please help?

Jere answers:
Www.sba.gov

Mary asks…
What type of business should I start?
Hello, I have been in business for myself before and I did make good money, but I did not love the type of work and that particular industry. I have been racking my brain and beating my head on a wall trying to figure out what type of business I should start. I need some ideas to get the wheels turning. Any suggestions?

Jere answers:
Are you talking about a traditional business or a home based business? I found that a home based business was economically better and less to start up. The income opportunity in home based businesses, are the same as traditional businesses. Same tax write offs, except in home based, almost everything you use daily becomes a tax write off and you don’t have all the over head expenses to dish out as well. So your profit margin is higher.
Here’s one idea for you:
My husband and I started a business out of our home over six years ago. We got involved in an International telecommunications service provider that was started back in 1993. It’s a 15 year old, world wide company that’s in numerous countries. It’s the largest direct selling telecommunications service provider in the world. With headquarters in Farmington Hills, Michigan, Charlotte, Amsterdam, Sydney and Montreal.
They have been featured in several magazines like USA Today, Success, Fortune etc. Inc 500 rated them the 22nd fastest growing company in revenue in it’s first five years. They are registered with the BBB as well.
They market in services people use every day and pay for anyway. Services like Local and Long Distance telephones, Internet, Digital, video phones, Satellite TV, and all the major cellular phone companies like T-Mobile, Verizon, AT&T, Sprint, Nextell, Altell etc with the latest plans and most popular equipment. You help put them on a new 2 year contract plan or upgrading and extending an existing contracts through all the major cellular phone providers. You also help them save money on all their other telecommunication needs as well as Satellite TV. Every single month these people pay their bills, you make a percentage over and over again each month.
How many people do you know, or know of around the world that uses one or more of these services or products? . A lot of money involved in this industry.
A few more ideas to take a look at, located on my 360 page on home based business opportunities. Your more then welcome to take a look. There are over half a dozen different ones to look at for some ideas.
Hope this gives you some ideas!
Tiffany

Thomas asks…
Internet service for tablet on airplane?
My wife is going on a business trip this month and wants to bring along her Samsung Galaxy tab2 for entertainment on the airplane and as needed for business purposes. Currently the tablet doesn’t have an internet service provider and I haven’t had much luck finding the best setup. I was thinking of activating the hot spot on her Verizon phone but am not sure how well that works on the plane and that also disables her phone, I think. Most likely, this will be the only time she’ll use the tablet outside of the house and we’d prefer not to rely on the hope the airplane, hotel, and other places have free wi-fi. Any suggestions are appreciated. THANKS.

Jere answers:
The only way that your wife will be able to access the Internet on the plane is if wi-fi is offered. Keep in mind that not all airlines offer wi-fi on their planes, and even among those that do offer it, they may not offer it on all of their planes. Also, keep in mind that it is not free — there is going to be a cost of anywhere between about $5 and $15, depending upon the airline and the length of the flight.
If the airplane does not have wi-fi capability, she will not be able to access the Internet through any other means. Federal regulations in the US disallow the usage of any electronic device that sends and receives a signal, unless that device has a specific airplane mode setting. This means that the phone could be used in airplane mode, for example, to play games (since no signal will be sent or received), but using a cell phone as a hot spot is prohibited on the plane.

George asks…
have people had a good experience with Magic Jack? Also what is the best free internet service.?
I need an internet service to download Magic Jack.

Jere answers:
I have Magic Jack too my second year and like it. The call quality is good and the features like getting your voicemails send to your email is great.
Magic Jack offers now free conference calling as well. A feature that comes in handy when you have a business. Overall I would recommend Magic Jack. In terms of the internet service, we have DSL, some prefer cable (like Comcast). I would recommend to shop around, DSL is more stable, with cable you might run into outages and then your phone would not work. I don’t think you would find a free internet service nowadays.

Mark asks…
Is is possible to take tax deductions for my high speed internet if I use it for work?
I have Comcast cable internet, and I had gotten it hooked up towards the end of July for the sake of using it with my job. I work for an IT help desk company that handles over the phone support for various clients. I use my internet with a VOIP client to help the clients. Can I take any tax deductions for my high speed internet as a business expense?

Jere answers:
The IRS treats phone lines and Internet service the same — the first one of each is treated as personal non-deductible use.
For phone service you can only deduct the separately billed business long distance calls on the first line. If you have a 2nd business-rate line used exclusively for business use you can deduct that completely.
For Internet service, if you have a business class service you can deduct the price difference between the business class connection and the normal non-business class service rate for the first line.
There’s no way that the IRS is going to believe that an IT pro does not use the Internet for personal use as well as business use. If you have 2 separately billed connections you can deduct the cost of the line connected to your machine that is used exclusively for business use.
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Your Questions About Internet Marketing

Helen asks…
What fear or uncertainty do you have about buying money making ebooks or internet marketing ebooks?
If you’re wanting to make some extra money and have considered using the internet, I’m sure you’ve seen a hundred different products.
Or you already have a product or service and you’re looking for ebooks or products to increase your sales.
What are your top 5 reasons or questions you have before you buy anything internet marketing related.
Please be honest and upfront.
Thanks.

Jere answers:
There are many internet systems that can be purchased . However the important issue is to thoroughly research the products that you are interested in before investing.
Ideally the preferred system should show full details of the products supplied to increase sales and assist you in maximizing your business.
I recently found maverick money maker maximiser a useful area for research and i am sure others will have checked this out.
Best of luck .

Thomas asks…
How do you evaluate the effectivness of internet marketing in meeting customer needs?
I am stuck on a very tough question which even my stupid teacher doesn’t know the answer to! please could some one help me 🙁 The question says to: Evaluate the effectivness of internet marketing in meeting customer needs for a selected business. I was thinking of possibly using Dell as an example? or perhaps Amazon? I am seariously way out of my head!

Jere answers:
Attach a discount code for every marketing campaign. So customers will enter this code while ordering online. Then you can compute the sales figures. Out daily sales how many people got discount and under which code? This way you can measure the extent of effectiveness of every online marketing campaign.

Carol asks…
what is the best internet marketing company?
I would like to know what is the best internet marketing company as there are so many to chose from.

Jere answers:
Amazon

Susan asks…
How do people get rich through internet marketing?
I always hear about how some guy that never went to college became filthy rich through internet marketing.
But I can never find any solid information about what they did.
I know what internet marketing is, but what is the best way to get started?
What exactly did these people do that made them a lot of money?
I already have a BS in Computer Science and am quite familiar with HTML, XML, and CSS.

Jere answers:
I found out that these guys that “get rich” by figuring out how to get traffic to whatever site you have that you are either selling something of your own or and affiliate product. They figure out what simply works. There is NOT one “secret method”, which every guru is trying to sell you for $997..
I came across someone who had success with their online business and retired at 40.. He started sharing what he and every other successful online business person does.. And I can genuinely tell you it helped me to see how I can seriously be successful myself online. There is VALUE in his info not HYPE..
You can check the videos out for FREE
http://greatblogtraining.com

Jenny asks…
My brother is planning to fetch business through internet marketing, can anyone suggest him which company w?
My brother is planning to fetch business through internet marketing, can anyone suggest him which company will be the best to choose for?

Jere answers:
Why go through a company when he can do it himself wayyyy cheaper and actually very easy? If you want to make alot of money with your website with very low out of pocket expenses, (and im talking about as low as $9 for $195 worth of ad space) then email me, I have all the answers, the best programs and i can even help you choose the right business and plan it so you will make top dollars. I do charge a fair price but it is very worth it. You will be 100% satisfied email me @ jamesluvzshanice@yahoo.com for more details and pricing. And keep in touch because my website will be up soon.
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Your Questions About How To Do Business Online Tips

Steven asks…
Any tips for a successful online business?
Starting an online business. Got any tips for me? Thanks

Jere answers:
Any time you start something new, you need to have a plan in place to guide you in what you should be doing. Search the internet for this type of customer and contact them directly, letting them know that you would like to work for them. This is a time consuming process, but it will lead to more sales and a happy customer base. Maintain a good customer relationship with your visitors is crucial to building trust which is the basis for any potential sales. Always be on the lookout for new developments and technologies that can improve your business. Online traffic is the building block of success, thus you should always be striving to increase it. In these days, Online advertising is one of the best platforms for getting the good results of traffic for our business. In this sector, Many kind of methods are involved, Poster services is one of the among them. My family friend gained the good and instant results with the providing services also with good and valuable tips. May be, These kind of websites useful for getting the best position and gaining quality traffic with in a very short period of time.

Joseph asks…
I am trying to start an online retail business. What are a few tips on getting started?
Do I have to have a business license? Do I have to have a tax permit? What is a good website to create your own online business?

Jere answers:
The biggest downside is that there is so much competition online. The negatives can be greatly outweighed by the positives but you really have to set yourself apart from the other million businesses online. There are a few ways to do this:
1) An eye-catching web page. This is the most important thing because you want people to be attracted to your business. It should suit whatever product you are selling but also be unique and fun. It should give the appearance of professionalism.
2) Carry products that other stores in the same business don’t. I can’t say how many times I’ve found multiple stores online with identical inventories. There’s no incentive to stick with one store since they’re all virtually interchangeable.
3) Get a toll free number. A catchy 1-800 number is something any business should have. There’s a reason EVERY Fortune 500 company has one. A toll free gives customers easy access to contact you without paying long distance charges. It also adds to the appearance of professionalism. And a customer will remember the number and be more likely to find you later. It’s a fact that a toll free number can increase business by as much as 600%. I recommend going with www.tollfreenumber.org. They cater to small businesses so they’ve got the lowest prices out there.
Hope this helps =)

Daniel asks…
Where is the best place to advertise a jewelry business online in Indianapolis ?
“I am looking for free online advertising where I can promote my jewelry business. I would like to start here locally but am also open to other places that I can advertise for free to get more exposure to my online store on Etsy.”

Jere answers:
“Advertising and marketing make the business very successful..If you need to advertise your jewelry business online in indianapolis so I suggest you that you should use the Facebook have a large and wide social network, you may expand your follower by using your profile…Here are some web marketing tips. All web marketing needs to do something in possitve way to get more. Aside from website submissions, there are a number of things that web marketers can do that is useful, though they may be rather time-consuming. Other marketing tactics are relatively expensive, and are often need to spend more but here is other way to advertise and promote your jewelry business you may take help from experts..I heared a name like magicsolv.com who offer their services on low price, they can do your work professionaly to advertise your jewelry business on social media marketing network. Follow these basic tips to market your website and business.hope you’ll get more to pay few.”

Betty asks…
How can I setup a small home based business? Are there sites to help me get tips or a mentor to get started?
I was thinking of an import/export business or a online consulting business. I don’t know how to set one up. I know how to get website but nothing beyond that. Do I need my own accountant? get incorporated? business loan? minority-owned business grants? I have the ideas but I think getting it started and off the ground is the biggest challenge.

Jere answers:
Check out the website http://www.startupnation.com , and their “10 Steps to Start a Business”. Also ask for advice in their forums. The people are very helpful.
Wishing you success!

Carol asks…
How would a person go about selling an established successful online business?
I have an online business that is very successful. It is a store, and I buy from the vender and then ship out from my location. We sell about $1.5 million a year. I am getting older, and I was wondering if there is a way to sell it. Does anyone know?

Jere answers:
Hi Gail
Selling a business can be very profitable and it can be done through a business broker, just do a Google search and you can get one, However sometimes the business is more worth to you then it will be worth through the brokers appraisal, there is a lot of aspects to take in count when appraising a business for sell, much more then the yearly revenue, so before you do the sale you need to take in consideration all options possible not only selling.
A good tip you probably know, but need to be remembered all the time, never ask just one broker,
I hope that helps.
J
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Your Questions About Internet Marketing Inc

David asks…
What is the symbol of USA TODAY Internet 50?
What is the stock or mutual or index of the internet 50 that is on the newspaper, USA TODAY?

Jere answers:
USA TODAY Internet 50
The USA TODAY Internet 50 is a capitalization-weighted index that consists of the e-Consumer 25 and e-Business 25. The indexes are benchmarked at 100 as of Dec. 31, 2001. The components are updated quarterly.
Click on stock symbol for current market data.
E-Consumer 25
Company Symbol Description
——————————————————————————–
Aether Systems AETH Wireless equipment
Amazon.com AMZN Books, music
Ameritrade AMTD Securities broker
Charles Schwab SCH Securities broker
Checkfree Holdings CKFR Internet security
Cnet CNET Technology content
Earthlink ELNK Net access
eBay EBAY Auctions
E*Trade ET Securities broker
Expedia.com EXPE Net travel agent
FTD.com EFTD Net retailer
Global Sports GSIC E-commerce systems
Hotel Reservations Network ROOM Online hotel bookings
Intuit INTU Financial software
Lending Tree TREE Online mortgage exchange
McAfee.com MCAF PC utilities
Net2Phone NTOP Net communications
Net.Bank NTBK Consumer banking
Overture Servicesk OVER Net search service
Priceline.com PCLN Travel reservations
SkillSoft SKIL Web-based training
Terra Networks TRLY Web content
University of Phoenix-Online UOPX Education content
WebEx WEBX Multimedia communications
Yahoo! YHOO Web guide
e-Business 25
BEA Systems BEAS Software/aps
Broadcom BRCM Integrated circuits
Checkpoint Software CHKP Software/apps
Cisco Systems CSCO Switches, routers
Corning GLW Fiber-optic equipment
Dell Computer DELL Web hosting, PC manufacturer
DoubleClick DCLK Advertising
EMC EMC Networking
Internet Security Systems ISSX Security
JDS Uniphase JDSU Network equipment
Juniper Networks JNPR Switches, routers
Level 3 LVLT Telephone-integrated
Macromedia MACR Software/apps
Mercury Interactive MERQ Software/apps
NetIQ NTIQ Software/apps
NetRatings NTRT User measurement
Network Appliance NTAP Networking products
Network Associates NET Software/apps
Openwave Systems OPWV Networking software/apps
Oracle ORCL Software/apps
RealNetworks RNWK Audio/video
Siebel Systems SEBL Software/apps
Sun Microsystems SUNW Network equipment
Tibco Software TIBX Infrastructure
Verisign VRSN Software/apps
——————————————————————————–
Sources: USA TODAY
USATODAY.com partners: USA WEEKEND Sports Weekly Education Space.com
Home Travel News Money Sports Life Tech Weather
Resources: Mobile news Site map FAQ Contact us E-mail news
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Copyright 2007 USA TODAY, a division of Gannett Co. Inc.

James asks…
Has anyone tried the sexual enhancer Vigorelle?
From what I’ve read it seems to be one of the better ones on the market. What do you think?

Jere answers:
Don’t waste your money.
Http://www.raysahelian.com/vigorelle.html
“There are several so called sexual product review sites on the internet that make it appear that they are independent but are actually a front for the company that sells the top listed product. Vigorelle sellers claim that their product is number 1 from a list of 55 products. Now, how would they know this. Did they hire a group of sex experts at an academic center and tested 55 products in thousands of people with a double blind placebo trial? Of course not. Therefore, just the fact that these Vigorelle sellers are making these kinds of claims immediately says a lot about their integrity, or lack thereof.”
“We are not aware of any published studies with Vigorelle to back up the claim that Vigorelle is any better than the hundreds of other sexual enhancement products on the market. Hence, Leading Edge Herbals Inc. Owe the public an apology for making misstatements of fact. The integrity of Leading Edge Herbals, Inc. And the promoters of Vigorelle is seriously damaged. If their marketing is misleading, how can anyone trust the quality of the Vigorelle product?”

Betty asks…
How to get an internet job?
I’m 17 years old, and I need a job. Need an internet job cause my mother works all day and I have to watch my baby sister, by time she comes back I am going to bed, need something to do during day really want a job but can’t do a job out in the world at the moment so I thought I should try to find an “internet job”. any tips or suggestions? I need some bad.

Jere answers:
Customer Service Job Sites
The companies or websites listed below are known to hire home based workers. Visit each site to determine if there are any work at home jobs currently available. If there are no current customer service positions available be sure to check the site again at a later date.
1-800-Flowers.com – Customer Service Representatives
Must live in one of the following states – Arizona, Florida, New Mexico, Oklahoma, Ohio, New York, Texas, or Virginia. Candidates must have a reliable high-speed internet connection, dedicated land line telephone for incoming calls and a typing speed of at least 35 wpm. Prior call center experience preferred. See the website for more information.
Alpine Access – Customer Service Representatives
Must have high speed internet via Cable or DSL, ability to be online and on a phone call simultaneously via a landline, reliably-quiet home work environment during scheduled work periods, and a reliable personal computer running Windows 98 or later with Internet Explorer 6.0. More details and online application at the website.
Arise – Customer Service Reps
Formerly Willow CSN. Accept and service inbound customer service / sales calls from clients, from home, using a computer, a telephone line and a broadband access connection. Training usually takes between one and four weeks. See website for details and application.
Beyond Marketing Online – Customer Service Reps
Customer Service Reps are located across Canada and the United States. Must have excellent customer service and communication skills with at least 5 years experience. Must have Microsoft Word, PowerPoint and Excel installed on your home computer, along with an email program and current anti-virus program.
Cloud 10 – Customer Service Representatives
CSR’s must be available to work 20 hours or more per week. Must have high speed internet access, corded traditional phone and hands-free headset, professional and articulate phone voice, and a quiet work environment. See the website for futher information and online application.
Convergys – Remote Agent
Remote Agents receive incoming calls from customers. Must have Cable or DSL Internet access. Other requirements include a quiet place in your home to work, noise-canceling USB headset, and a PC that meets their minimum standards. See the website for more information and to apply online.
Customer Loyalty Concepts – Customer Service Reps
Minimum qualifications include proficiency in moving files, installing software and accessing directories on your PC and Windows XP SP 2 or better. Must be familiar with the Internet, including downloading files, modems and email. Need a telephone with headset or headset with keypad attached to your computer. See the site for further information.
ECallogy – Customer Service – Utah Only
Applicants must have an Internet connection and an extra phone line that will be used to receive calls while connected to the Internet. This means two active telephone lines OR DSL. Must have Windows 98 or higher and Internet Explorer 5.0 or higher. Work area must be free from home noises during shifts.
Live Ops – Home-Based Telephone Reps
Previous sales and teleservices experience is a huge plus although not necessary. Must have high-speed Internet connection – DSL or Cable and a separate phone line. Complete the online application to get started.
MicahTek, Inc – Customer Service Reps
Requirements include a Land-Based phone line (without call-waiting), PC with Windows XP, internet browser experience, high-speed cable or DSL internet service, quiet and business-like work environment, polite and friendly attitude, dedicated work ethic and excellent customer service skills.
Service 800 – Customer Service Reps
Previous customer service experience, computer knowledge and telephone skills are mandatory. Must have high speed internet connection and separate dedicated voice phone line. See the website for more information and online application.
TeleTech@Home – Customer Service
TeleTech@Home work involves inbound customer service inquiries. Must have high speed internet (Cable or DSL) as well as an analog land-line telephone and a quiet work area that is free from background noises. See the website for further information.
Time Communications – Customer Service Representatives
Currently accepting applications for customer service representatives who live in the greater Minneapolis, St. Paul area. See the website for online application form.
Ver-A-Fast – Customer Service Reps
Customer service representatives work from their homes making calls for clients. Must have good communiciation skills plus basic typing and computer skills. See the website for further information on how to apply.
VIPdesk – Home-based Brand Ambassador – Customer Support
Brand Ambassadors are independent contractors that provide inbound call-taking services

Carol asks…
My business is retail via internet in USA. I would like to move back to Italy and I am an Italian citizen.?
My business (inc) is jewelry retail 100% via internet in USA. I would like to move back to Italy since I am Italian citizen. I would like to do production in Italy ans ship from Italy to USA instead from USA to USA.
So I can keep all my hard earned USA customers. Basically nothing will change to my customers, just the origin to the packages.

Jere answers:
There are a few things you will need to consider.
The cost of delivery going up.
A reliable delivery service.
The shipping from out of the country may be a problem for some American customers who prefer supporting the domestic market.
But theres no better place than home 🙂

Mary asks…
Are there any work from home business on the Internet that don’t cost a lot of money?
I am in a business now, but I have to buy leads and product that cost more than I can make a month. Is there any business that a person can work from home that doesn’t take that much cash to get into and you can see a monthly profit?

Jere answers:
What type of work from home business are you in? Why would you have to buy leads? Why not use word of mouth, keep meeting different people and promote your business and products? If you already have a base with your business, why would you want to give it up? Building a business takes time, no matter what the product is. It’s not going to happen over night. Keep working your business. If you beleive in the product or services, then keep at it. But if you want to change businesses or add another business,
Here’s an idea for you.
My husband and I started our home based business over six years ago. We both work out of our home around our children’s school and sports activities. We got involved in an International telecommunications service provider that was started back in 1993. It’s a 15 year old, world wide company that’s in numerous countries. It’s the largest direct selling telecommunications service provider in the world. With headquarters in Farmington Hills, Michigan, Charlotte, Amsterdam, Sydney and Montreal.
They have been featured in several magazines like USA Today, Success, Fortune etc. Inc 500 rated them the 22nd fastest growing company in revenue in it’s first five years. They are registered with the BBB as well.
They market in services people use every day and pay for anyway. Services like Local and Long Distance telephones, Internet, Digital, video phones, Satellite TV, and all the major cellular phone companies like T-Mobile, Verizon, AT&T, Sprint, Nextell, Altell etc with the latest plans and most popular equipment. You help put them on a new 2 year contract plan or upgrading and extending an existing contracts through all the major cellular phone providers. You also help them save money on all their other telecommunication needs as well as Satellite TV. Every single month these people pay their bills, you make a percentage over and over again each month.
How many people do you know, or know of around the world that uses one or more of these services or products? . A lot of money involved in this industry.
It’s also becoming a major funding source for non profit organizations.
If you’d like more ideas, I have created a blog on my 360 yahoo page on home based businesses. Most home based businesses cost under $500. Some more, depending on what it is that you want to do.
Hope this gives you a few ideas.
Tiffany
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Your Questions About Email Marketing Tips

Mark asks…
How do I get more customers to my website? Budget Marketing Ideas?
I would like to make my website more prominent on website searches, also my business is in the early stages and needs some much needed marketing! I am on a budget so any ideas are gladly received!

Jere answers:
You can use pay per click advertising in the search engines to reach audiences looking for your products. You can use Google Adwords http://www.google.com/adwords or Yahoo http://searchmarketing.yahoo.com
Here some shoestring marketing ideas that can help you get the visitors you need at the least cost possible:
1. Create the best content you can with the best products you can possibly offer. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.
2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends. If only 10 people go to your site, but these 10 people invite 10 more – that’s additional traffic that you get for FREE!
Recommend Site Scripts (various) http://php.resourceindex.com/Complete_Scripts/Website_Promotion/Recommend_Site/
Big Nose Bird Recommend this Site http://bignosebird.com/carchive/birdcast.shtml
CGI Resource Index http://cgi.resourceindex.com/Programs_and_Scripts/Perl/Website_Promotion/Recommend_Site/
Hostscripts http://www.hotscripts.com/PHP/Scripts_and_Programs/Site_Recommendation/index.html
3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.
If you are going to read only one piece on search engine optimization, I suggest you read Brett Tabke of WebmasterWorld.com’s “Successful Site in 12 Months with Google Alone: 26 steps to 15k a day.” http://www.webmasterworld.com/forum3/2010.htm
4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News.
Http://www.prleap.com/sign_up.html
http://i-newswire.com/
http://www.24-7pressrelease.com/
http://www.pressbox.co.uk/cgi-bin/links/add.cgi
http://www.pr.com/press-releases
http://www.prfree.com/
http://www.clickpress.com/releases/index.shtml
http://www.theopenpress.com/
http://www.przoom.com/
http://www.prweb.com
http://www.newswiretoday.com/
http://www.free-press-release.com/
5. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. If 50 websites publish your article and it contains a link back to your website, then you easily get 50 links from a single article. The more links you have, the greater your chances for increasing your search engine rankings.
Here is a comprehensive list of where to submit your articles http://answers.yahoo.com/question/;_ylt=AhzreGmnCUicOoyedqypscUjzKIX?qid=1006022407481
6. Improve your conversion. Getting visitors is one thing; getting them to buy your products is a whole different story. Read the article ” How To Sell More on the Web: 30 Tips To Increase Conversion Rates For An Ecommerce Site ” http://www.powerhomebiz.com/092006/ecommerce.htm for tips on how to improve your conversion rates.
7. Post a link to your site for free where it is allowed (always read the Terms of Use). Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/…
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/
Kijiji http://www.kijiji.com/
Local.com http://www.local.com/

Helen asks…
How to get customers attention in a craft market stall??
Fair Veterans: What are some tips to decorate a stall to gain the most customers?
Also what are some basics I would need?? I know a gzebo tent and tables, but what else?
And any advice shared would be GREATLY appreciated!!

Jere answers:
We always make our entire backdrop and table cloth black with little decoration so that our items stand out (this is great especially if you are selling something jewelry related). A spotlight to make your product sparkle or stand out. Also two signs- one with your website or business name and one that says FREE GIFT in bright simple letters.
We give out free tote bags with our logo on it in crystals or for those that purchase over a certain amount and for the non purchasers- a small gift when they fill in a form so that we can add their name, email and address to our newsletter list.
Don’t forget something to secure your money, calculator, a way to provide a receipt, pens, business cards, LOTS of drinking water if you will be outside.

Mandy asks…
Any tips on obtaining clients for my PR/communications business?
I’ve freelanced as a marketing communications consultant on top of my day job for years, but have just recently structured as an LLC and hope to go solo someday soon. Are there any proven ways to build a client base quicker than the organic word-of-mouth method? Any good practices that can help with this?

Jere answers:
Some of the ways you can advertise your business are:
1. Post an article about your business on related blogs and get free visitors and back links
2. Submitting to directories
3. Free classifieds
4. Forums
Send an email with more information about your business to e@culx.net for free help on finding new customers and increasing sales.

Paul asks…
Can you offer advice about marketing my clothing line?
I plan to launch a casual clothing line soon. This is a new area for me and welcome any advice you can offer. I will begin small by offering a tee shirt line aimed at a particular target market and hope to brand my line into a lifestyle eventually, expanding into a social website, offering clothing lines for all age groups and economic levels, but back to the beginning, tee shirts with my logo and company catch phrase. I await your words of wisdom. Thank you in advance for any useful advice.

Jere answers:
Sounds like this email newsletter on e-commerce tips might be useful for you.

David asks…
Any tips for bying a used car?
I am going to go to a dealer tomorrow to look at a Sentra with 12,500 miles and they are asking for $11,995 for it. I don’t want to pay the full price but I’ve never negotiated before. I would want to pay no more than $11,000 out-the-door. Any tips on how I can get this price?

Jere answers:
The First poster shows why he has not been able to keep a Job at any of the 4 dealerships he has worked at….if his advice shows his skills of helping customers…that tells it all.
Your best bet is to figure out what cars are going for like what you are interested in for your area.
The dealership is not going to tell you what they paid for it…and not give you a real number anyway….so go in prepared with information and research to back up whatever number you plan on giving them or paying for the car.
The market for cars like what you are interested in is very GOOD right now…and they are selling quicker than anything anyone who has been in the business for a while has ever seen….so use sites like KBB / Autotrader / Cars.com and research what is a fair price for that vehicle.
To use as a Benchmark….I have an Used 08 Nissan Sentra on my lot right now that has 19k mIles and is selling for 13,990.00 so depending on what year model the one is you are looking at will tell the tale of how much lower you can go if any on the one you are looking to buy.
Ask them to give you as much info and pricing itemized to the penny by phone and email before you step FOOT in the dealership…so that way once you do…all you have to do is sign and drive so to speak.
Good Luck!
C. Bond
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Your Questions About Direct Marketing Association

Lisa asks…
running a stall at a farmers market?
do you have to pay to set up a stall at a farmers market? i mean for a space to set up, not to pay for the tables or gazebo’s etc…
i was thinking of setting up a stall to sell the plumbs and products of them in my garden.
thanks for any answers
also, what sort of price would it be?

Jere answers:
*UK information*
You must have produced the foods you are selling.
The market operator decide on what can and can not be sold at their market. Other stallholders do like like direct competition. Many operators have a set distance, only allowing people to attend from a 50 mile radius. Often there is a waiting list.
As soon as you decide to sell food, Environmental Health and Trading Standards officers need to be involved. Environmental Health deals with hygiene Trading Standards deals with weights, measures and labelling. You need to have knowledge of Food safety, health and safety, trades descriptions, weights and measures etc and stay within the law. The Environmental Health Officer may insist that you have a basic food hygiene certificate or an advanced food hygiene certificate if you are selling added value products. Your kitchen at home will be subjected to an Environmental Health Officer’s inspection and approval, before you can produce anything to sell.
Some foods have to be kept at certain temperatures and only for short periods of time. If you haven’t sold them in that time then, you must throw them away. .
All food businesses must have a Hazard Analysis and Critical Control Points (HACCP) manual.
You will have to make your stall comply with food hygiene regulations and pay for food appropriate clothing for handling foods (overalls, hats, gloves etc). You will also have to spend money on dressing the stall with display shelves, cloths, labels etc.
Depends on the location (ie town centre or auction house) the situation of the pitch (some pitches get much more passing trade than others, the best you won’t get a chance at). The size of the stall. Anything from £25 to £80 a week. Some charge extra for the ‘stall’ and you bring your own awning, others charge extra for electricity, even if you don’t need it, you still have to pay for it! Make sure you check with EACH market operator for every market you attend.
You will not be allowed to trade if you do not have a valid public liability insurance at least £5m for public liability, product liability (also employer’s liability if you employ staff). Many market traders associations include public liability insurance in their benefits, so it is often better to join the market trader’s association than it is to try to buy individual insurance policies and much cheaper too.
Http://www.nmtf.co.uk/index.php?id_cpg=6

Susan asks…
What is the accuracy of name and address on your credit report?
There are several variations of my name on my credit report. I also have multiple addresses that are the same but for example, one shows 100A Main Street, Dallas, TX 55555 and the next shows 100 Main Street Apt A , Dallas, TX 55555. Are these things that should/can be corrected?

Jere answers:
Yes. Why you should clean up your names and addresses: I’ve read enough horror stories of nasty collection agencies that match a common name like Jane Smith to the wrong Jane Smith and start trying to collect from her. The fewer misspellings on your report, the fewer chances.
Go back to anyone with whom you do business who reports to the Credit Reporting Agencies (CRAs), and try to correct your name to your legal name, and correct your address to your US Postal Service standard address. You can get your standard address from www.usps.gov Use “find a zip code”, and it will show your standard address. Note how there’s NO punctuation except for the dash in the middle of the 9 digit zip code. Then ask, in writing, that these businesses report the change to the CRAs.
After that, you’ll have to dispute the info with the CRAs.
You probably need to slow down the junk mail because companies are selling and reselling your names and addresses.
First contact the Direct Marketing Association and go to the Mail Preference Service. Costs $1.00 http://www.the-dma.org/
Second, every time you get a catalog you don’t need, call the toll free sales number and ask to be removed.
Third, read your Privacy Notices and take action to keep your name from being circulated.
Please vote: Did this help?

William asks…
Who knows about this particular type of what I think is a marketing scam?
I am constantly getting bills for magazines that I did not order. this happens to me at least every other month, sometimes more. I am guessing this is their way of trying to boost subscription sales? Should I even bother calling to cancel this supposed account they have set up in my name or should i just disregard anything they send me and ignore their attempts?Just wondering if anyone knows or has had similar experiences?

Jere answers:
Usually what they are actually sending you is a solicitation that appears like a bill.
They have received your name and address from another source and they are hoping you will subscribe to their publication at the special price they have noted in the offer. Making it look like a bill does cause some people to pay without actually reading the information.
To stop getting these type of mailers, you need to opt out. The Direct Marketing Association’s (DMA) Mail Preference Service lets you opt out of receiving unsolicited commercial mail from many national companies for five years. When you register with this service (for a $1 fee), your name will be put on a “delete” file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that do not use the DMA’s Mail Preference Service. To register with DMA’s Mail Preference Service, go to www.dmachoice.org.
The FTC publishes a free brochure, Unsolicited Mail, Telemarketing and Email: Where to Go to “Just Say No,” that provides information on how you can cut down on the number of unsolicited mailings, calls and emails you receive by learning where to go to “just say no.”
Be watchful of any new accounts you open (including banks and grocery store shopping discount cards), contests you enter and certain product websites you visit. Many times they have a box that is already checked or a paragraph of fine print that says they will share your information with their affiliates and partners unless you tell them in writing to stop.
Good luck

Laura asks…
What course of study should I pursue?
Since I began my own pet care business at a young age, with exceptional success and have enjoyed it so thoroughly, I intend to continue it later in life. However, in order to achieve my long term goal of expanding my business and opening a fully functioning pet care facility, I need to make the money to do so. So, in the mean time, I wish to take courses and earn a degree online so I can get a steady full time job and have a reliable foundation for my future. Animals are my greatest passion so whatever I pursue, must involve direct contact with them. I also want to excel in a field that will relate to my future goals of full time, independent, professional pet care.
I need advice regarding what degree I should pursue- should I first become a certified veterinary assistant or go for the associates degree as a veterinary technician? Any other suggestions that will help me in obtaining a steady full time job with animals?
I didn’t have enough space for this:
I am physically unable to drive and have limited transportation so this is why I am specifying that the study takes place online. Additionally, any recommendations should involve jobs that do not require more driving than someone could provide to drop me off and pick me up. I cannot drive myself to various locations.
What alternative careers should I consider that involve direct interaction with animals? I am very interested in unconventional jobs- I don’t want to be limited to just vet, vet tech, etc.

Jere answers:
I’ve looked very carefully at your question: “Since I began my own pet care business at a young age, with exceptional success and have enjoyed it so thoroughly, I intend to continue it later in life. However, in order to achieve my long term goal of expanding my business and opening a fully functioning pet care facility, I need to make the money to do so. So, in the mean time, I wish to take courses and earn a degree online so I can get a steady full time job and have a reliable foundation for my future.”
If I’m understanding the question correctly, it doesn’t seem that you really want to (or need to) pursue an advanced degree. It seems that you want to earn more money and expand your business. If that’s the case, an advanced degree will not necessarily help you accomplish this. Furthermore, you could find yourself very frustrated after spending many years and much money in getting a degree, working a full-time job, and not enjoying it as much as having your own pet care business.
If you really have enjoyed your pet care business, I would suggest that you learn how to expand your business by studying principles of business and marketing. If you go to college to study marketing, you will get a lot of theory, but you won’t necessarily learn how to get new and keep old customers and how to expand a small business. There are exceptions, but your typical college or university business school does NOT teach the small business owner (in a practical way) how to grow a business.
Instead, I’d recommend networking with other small business owners who have done what you want to do. They don’t have to be in the same business as you. Simply duplicate the fundamentals of what they’ve done as it relates to business and marketing. Go to networking events, trade shows; join an association. Also, ask business owners what business/marketing books they read/recommend. Good luck…

Jenny asks…
What is the percentage of sales conducted over the internet compared to total retail sales?
And the website I can find it at please?

Jere answers:
Internet-based consumer purchases will reach $37.1 billion this year, up 32.5% from $28 billion last year, the Direct Marketing Association projects. The DMA released its numbers today at the 18th Annual Catalog Conference taking place in Boston. Catalog sales will reach $120 billion, up 8.9% from $110.2 billion last year. The DMA projects overall retail sales to grow to $3.3 trillion in 2001, up 3.1% from $3.2 trillion in 2000. Internet sales in 2002 will reach $61.3 billion, then triple to 2006, when they will hit $181.4 billion. Internet sales will eclipse catalogs in that, when the DMA is expecting sales of $160.2 billion.
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Your Questions About Business Online Backup

Daniel asks…
Does Anyone Know Of A Good Credit Card Processor For An Existing Business?
We have been ripped off repeatedly by these crroked companies and have put together a list of necessities:
1.) Competitive rates (Obviously)
2.) Lists all card categories on statement (regular cards, debit, rewards, key-entered, corporate, etc.) instead of “discount”, “mid-qualified” & “non-qualified”
3.) Has a defined service and support program for any issues
4.) Online statement AND transaction access
5.) No term agreement
6.) Supplies equipment that can be used with other processors (our current terminal can only be used with our horrid processor)
Also, what is a competitive rate for a MC, Visa, debit, pin debit, Visa Reward, MC World and any other cards you can think of for face-to-face and telephone order?
Here is my issue with credit card processors:
Email 1 from Mae who responded below:
“JB,
First, I would like for you to visit our corporate website to see if you would be interested in our service. We can solve your payment processing and generate more money for you company.We offer your concerns and are here to service you with open arms. Please go to: www.virtualmoneyinc.com
You will have to contact me if you are interested and need more information.”
Waiting to hear back from you! Can you please forward me your contact information for yourself and your business?
Marian Hall
Virtual Money Agency
Authorized Reseller
601.408.3888
www.virtualmoneyinc.com
There was no useful information, so I asked for more for answers to my questions- this is what I got back:
That information is only given to businesses who are serious about doing business with us, so it is not on the site. I asked for your contact information so that we could set up a call and answer any questions that you may have.
We are the Inventors of CARD-to-CARD Money Transfers world-wide…
Our ATM Stored-Value CARD complies world-wide everytime in 3 seconds!
Our technology will either Save you, your company or organization $$$ OR
Our technology will Make you, your company or organization $$$”
Call for an Appointment & Get the Details! *Presently serving 210 countries!
*The Card you can Bank on!” …”because money should have No boundaries!”
*No Implementation Changes to your systems….Use any Web browser!
*We can Tailor to fit your WANTS & NEEDS!
And more blah, blah, blah.
Again, does anyone know of a merchant processor that isn’t a crook?

Jere answers:
A little tough on Mae there, “backup”!
I believe you will find quite a few of the things you are looking for if you check the source location listed below. I would be very interested to learn how you compiled your criteria list – it looks like a direct match.
As for your competitive rate question, this would depend on your volume. MasterCard and Visa charge ALL merchant processors the exact same interchange rates. What these merchant processors charge you usually depends on what your expected volume is. The higher your volume, the lower rate they can charge and still have an acceptable margin. Check out greensheet.com, the merchant processing industry news source, for more info about this.

Lisa asks…
What would you do if u were entrusted 10million dollars for a business?
You have just been hired by a successful corporation (kinda like donald trump’s thang) and ur assignment is to develop a new business in which u would manage & someday be a partner in.
You will be entrusted $10,000,000 dollars of equity to get started.
The goal is to manage the money the best way u see fit for a business to profit & grow!
I need ideas.. creativity is encouraged!!..just as long as it’s one of those profit-making genius ideas. 🙂 or just suggest somethin that MAY be a good starting point!

Jere answers:
Business Plan Executive Summary for Mind Chemistry, Inc.
Mission and Vision:
Mind Chemistry introduces the “Graphical Learning Interface”, the revolution in learning and education. This innovative technology is developed from years of research, effective learning methodologies, and advanced memorization techniques. The environment intelligently adapts to the learner in regards to individual learning styles, preferences, and abilities. The digitally enhanced stimulus system will replace traditional and unidirectional learning patterns with an interactive, 3D experience, transferring the learning responsibility from the individual to the material. Mind Chemistry products empower learners as well as curriculum providers.
Target Markets:
Learners
Curriculum Developers
Publishers
Corporate Training Programs
Professional Development Programs
Corporate Objectives:
Address the growing educational challenges in our society with innovation and technology.
Alleviate the pressure in the education industry posed between the decreased funding and the accountability mandates of student achievement from Federal and State government.
Facilitate the further movement of “textbook-fee” learning in schools.
(See http://www.usatoday.com/tech/news/techinnovations/2005-07-11-wirless-high-school_x.htm)
Products and Services:
Mind OS Learning Center
. Mind OS Facilitations – graphical representation of information.
. Mind OS Sensations – the sensory-based, visual, colorful, and mnemonic learning devices.
. Adaptable Themes
. Multimedia – Sound and Video, 3D Animations, and Text Effects for better memory impact
. 3D Games, Interactive Games, Quizzes, Flash Cards
. Online Resources and Collaboration
——————————————————————————–
Mind OS Curriculum Designer Studio
. Designers, wizards, and tools to build learning material into the Mind OS Intelli-Struct, portable, and copyright managed format.
. Team Collaboration
. Version and Backup control
. Standards Incorporation and Content Tagging
. Global, Public , and Private Galleries for reusable learning material
——————————————————————————–
Mind Chemistry Corporate Edition
(Learning Center and Designer)
. Content Management
. Course Management
. Student Management and Enrollment
. Assignment Management
. Digital Locker
. Test Management
. Online Instruction
. Grading, Report Card, and Certificate Generation
——————————————————————————–
Mind OS Curriculum Public Lab
The Amazon.com of learning material both for paper-based copies and immediate download available in the Mind OS Intelli-Struct format. Access and managed ownership of learning products all acquired directly from within the Learning Center. Eliminate heavy backpacks, lost books, endless searching for availability, aging paper, and out of date editions.
——————————————————————————–
MindChemistry.edu
An educational program that provides “zero-cost” training for assignments on Mind Chemistry related projects. You gain much more than just an opportunity to move higher up on that great big ladder, you gain “Mind Capital.” This program is open to everyone to enhance their individual participation in culture and society. We encourage anyone who wishes to further their education in mind nurturing classes to become involved.
There is no age, skill, or educational level restrictions so there will be no reason to feel inferior, only empowered. All courses can be conducted online for flexibility. Everyone is expected to participate to the fullest of their ability. Courses are conducted in self-initiative aspect by hands on training in a boot camp style setting.
——————————————————————————–
MindChemistry – Joint Professional Development (JPD)
A pilot program developed to leverage the Mind Chemistry products and gain mileage and exposure in the learning industry as well as provide services to professionals with a desire for personal and professional growth. JPD provides a low-budget alternative to executive coaching through collaboration, role-playing games and exercises, and feedback discussions.
Business Plan Milestones:
– Continue pilot project for Grace Bible College in Evansville Indiana for taking curriculum online.
– Establish Phoenix chapter of Mind Chemistry – Joint Professional Development.
– Develop JPD franchising framework for chapter expansion in other major cities.
– Finish working prototypes for all future products.
– Develop investor relations and networking program.
– Penetrate the corporate training market and establish a product base and presence in a fast-growing industry.
– Market products to learning publishers and curriculum developers.
Ultimate Milestone: Globally market new versions of “branded” and licensed publisher products to learners, with “Mind Chemistry Inside”.
How’s that?

Joseph asks…
How do you have two or more servers run off the same character database?
This in reference to an online video game, where you can play your character on any server and it will save.

Jere answers:
Points to consider when Sizing This sizing questionnaire is designed to collect enough information to allow us to configure and characterize an appropriate SAP Business Information Warehouse (SAP BW) landscape.
1. Customer Information-This includes customer contact information, in case the sizing engineer needs further input to process the sizing. Here we also ask about the number, version and software of OLTP source systems as well as certain operational issues important to the overall system design.
2. Landscape Configuration and DW Design Planning-This section covers all information around the planned system and DW landscape as well as the Data Model design.
3. User Activity and Workload-There are three basic components to size for a SAP BW system: number of users/processes, query mix and quantity of data stored in the DW. This section will gather the information necessary to perform this process.
4. Data Quantity-In this section we ask for the amount of data you have planned to store in your DW and the data model you have planned to use.
5. Technical Requirements-Here we gather information regarding certain technical requirements, such as clustering or backup technology, that may influence the sizing of the system.

Chris asks…
Business online backup storage?
We have a small business with 1 server/desktop computer that needs backing up regularly. Our hard drive that we used to use is useless and I need to know the best/cheapest/most reliable company for online data backup (in case we lose all of our data in the office).

Jere answers:
Not sure on what you could use online, but if your a business you should use a NAS (Network Attached Storage) which will be the most secure and safest.
Something like a Drobo, although they might seem expensive, and adding to them the HDD’s will add to the cost, they are going to work out the cheapest when you see online storage subscription costs.
And you have to remember that online storage can be stopped at any time without warning, they can even have servers go down, loose your data or loose access to your data for some time.
Https://mega.co.nz gives 50GB of free online storage that is encrypted from your computer, so they do not know what the data is, no one can download from it without you posting a link to the files. But probably not as secure as you might want it depending on the data you will be uploading, (encrypt it first into an archive to be double safe)

Sharon asks…
Business online backup storage?
We have a small business with 1 server/desktop computer that needs backing up regularly. Our hard drive that we used to use is useless and I need to know the best/cheapest/most reliable company for online data backup (in case we lose all of our data in the office).

Jere answers:
I may be wrong but looking at your post you could probably use a consumer backup solution too. If your in the UK we offer one that you may be interested in as its a live backup. We do also offer full business solutions if you want to talk to us for each employee having their own cloud space. See the link below for details of the consumer edition which you can free trial.
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Your Questions About Business Online Services

Robert asks…
I want someone to design a web site for me to promote online businesses, programmes and services.?
I have a registered domain name.Now I want someone to build a professional site for me to start promote online businesses ,programmes and services. I will provide the relevant information. who can help me at a fee?

Jere answers:
There are many services out there. I would recommend that you do your own search. Many web hosts will assist you in building your own site and a few great ones will even do the work for you. It is critical to find a web designer or web host that will solve your traffic needs as well. Without targeted traffic, your website will do no justice.
While comparing options, first compare feature-by-feature then dollar-for-dollar. This will ensure that you get the best fit for your needs and the most for your money. I went through this process and found great services. I would be happy to share my experience and show you the web host I use, if you choose to contact me through my profile. In my profile page here, I also have an example of my recent website project.
BEST WISHES!

Mary asks…
Anyone want to start a Online Business?
I have been thinking of starting a Online business venture based on SEO principals targeting organic traffic, profitable keywords, and article keyword writers. Something I’ve been thinking about for quite sometime just need to know if there are like minded people out there.Obviously there would have to be a total structure overview to all concerned. But it is something in reality that would work. Any positive or negative feed back is welcome.

Jere answers:
Having an online business is one thing, having one that stands a good chance of earning
one more money than being a clock punching grunt is rare. Forrester Research, and
business professors across the US [I am one] have deduced via EXTENSIVE research, that
pure on line businesses that sell goods and single company services stand a very poor
chance of earning a profit.
Key words are of no value if there is no UNMET demand for the services.
All traffic is organic. It is not something handed off to others.
If you have read several books on small biz management, and on entrepreneurship
and have written a biz plan……..I will guide you at no cost.
I hate to see “just another” on line biz start that has nothing to provide that
is innovative.

Lizzie asks…
Running an online business?
Anyone out there who runs an online business?
Can you give me some tips on starting out?
How do you get people to choose to be customers??

Jere answers:
What kind of online business? Is it Ecommerce? If so what are you selling? Give Superior Customer Service and the word will spread. Become a trusted voice in the community of buyers. If you’re selling gardening products, start a blog with gardening advice. If you’re selling calendars…create a list of important dates. You get the idea. Create a reason for potential buyers to visit your website.

Chris asks…
Child Care Business online .?
I am a retired certified childcare trainer. My duties were to teach, train and certify persons that wanted to work in a child care center or open their own child care center in their home. I am now retired after 15 years. I have so much knowledge I would still like to offer to childcare providers so they can be successful. I would like to do it online. I would like to know if anyone has any ideas that would make a great online child care business as far as offering day to day advice and ideas to providers. I’m looking for some nes strategies and ideas that you normally don’t see on every online child care site.
Thank you

Jere answers:
A couple ways I just thought of now… Most involve local, so they will NOT be online. You can help some of the stuff via online research, the primary contact would be offline.
1) Mail some cover letters and resume to child care centers. They usually are too busy to train, but they may be able to refer some candidates to you, that they want to hire, but have no certification (yet).
2) Same, but offer yourself as a “consultant” to look over their operation, offer suggestions, that will benefit their existing business (i.e. Present as win-win situation)
3) Do the same, but to local job boards, job centers, school career centers, and so on, as a trainer, certifier
4) Teach classes in local community college or such. If your training cert is still current, they’d love to have someone like you teach classes. How much they’ll pay I have no idea. At least you’ll get your name out there.
5) Write articles (squidoo, hubpages, etc.) online, on how to search for child care centers in your area, what to look for, what to run away from, etc. Any specific tidbits about childcare you care to share. Obviously you’re not going to reveal ALL your secrets. It’s basically teaser bits for them to contact you for your full services.
It won’t happen overnight, but then a Rome is not built overnight. It’s a marketing campaign, and it will take months or years for it to bear full fruit.
—
Kasey C, PC guru since Apple II days
Change is inevitable, except from a vending machine.

Donald asks…
Merchant Services Options for Small Online Business?
I’m starting a new website venture where customers can purchase my products online. I already have a business account with HSBC, but their start up costs and charges seem to be high.
What other options do I have open to me, other than paypal, for customers to pay via their debit and credit cards?

Jere answers:
You can opt for GET Merchant Accounts that offers the facility to accept credit and debit cards at an affordable rate. You can customize a plan that best suits your business needs and start your business instantly.
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Your Questions About How To Do Business Online

Betty asks…
Can a minor start an online Business?
I’m wondering if it would be possible for me, as a minor, to start a business online where I sell merchandise over the internet. ARe there restrictions to that sort of thing?

Jere answers:
Hi,
It is possible. I just read a story of a teenager who built a very successful online business. Very inspiring indeed:
http://case-studies.sitesell.com/home-made-websites.html#NORI
Good luck to you!

Maria asks…
Which Websites Are Best To Advertise on To Get Business From Other Businesses?
I am advertising my stepfathers’ tow truck business online. He has been getting more calls from individuals and got business with one business on a regualr basis from this advertising so far. Which websites should I advertise on to get more business from other businesses? I have been advertising on sites like Craigslist and also business directories. Any advice is much appreciated.

Jere answers:
There certainly are business oriented forums, etc. Some that can be specifically targeted from Adwords or direct banner space buys. Whether a businessman has time to kill on these sites may be an issue.
The higher potential return from BtoB might justify more expensive campaigns, like direct mailing physical literature or calendars that stick around as reminders.

Linda asks…
Is something like Yahoo business a good way to start up a small crafting business?
Or is it better to use a site where many people are selling their items? I would like to launch a small craft selling business online and was curious if my best bet would be something like yahoo small business to put my things out there or if I should instead go onto one of those online marketplaces? Does anyone have any input or info. on this?

Jere answers:
Personally, for someone just starting out, I would recommend going with a free blog and a marketplace like Etsy or ArtFire.
If you join a marketplace, you have the chance that someone will find your crafts just by browsing and searching the main site. You can also find support in their forums. If you need something free, ArtFire does offer a limited basic membership.
The free blog is where you will do some of your marketing for your shops at the bigger marketplaces. I do recommend getting your own domain name for use with your blog. It gives your customers something easy to remember; and, it establishes a better identity for your new business. As you grow, you already have the domain and can build on it, eventually opening your own storefront if desired.
Keep in mind that even though you are using an online marketplace, you still need to market yourself just as much. The marketplaces help to speed things up a little, since they make it easier to get listed with Google Shopping, for instance. But, they are not a miracle solution. You will still need to find ways of advertising yourself both online and off.

Carol asks…
What do you wish you knew about starting an internet business?
If you wanted to start your own business online, what do you wish you knew in order to make it successful. What I mean by this is that if there are things you already don’t know. What questions do you have to help you in building your own internet business?

Jere answers:
Would like to know what is going to sell.

Sandra asks…
How should i respond to a relative selling stuffs online for the first time?
How should i tell my relative if I do not want to make a purchase online politely and still support my relative in the sales business online? Thanks, because she wrote this to me:
“If you have time, will you go to this website and see if there’s anything you would like to purchase?May I also ask you to let your friends know about my shop? “

Jere answers:
Just say that you took a look at it, but that there is nothing you need at this point, but you will continue to keep your eye out and visit regularly. Your relative should understand. That’s the way business goes. Some people will buy from you, some will not. They should be very aware of the fact, and it shouldn’t hurt their feelings at all. (assuming that’s what you’re worried about).
Tell your friends and people you know to give it a chance and look at it though. That’s the best thing for you to do.
Good Luck
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