
Sandra asks…
Is THIS REAL?!?!?!?!?
http://en.msnspy.biz/?d=0175725061f21758848b0150467a9936

Jere answers:
No, that is definitely not real.

Mandy asks…
Is Real Estate Biz in India still booming ?

Jere answers:
It will boom but may not be at the same rate in future.
But there will be a definite domestic shock as happened in USA with sub prime crisis.

Mark asks…
Are the twilight auditions REAL?
i just want to know if the twilight auditions of leah clearwater and seth clearwater are real????
i read on some website that they are not but i want to know are they real or is it just some scam???
thank you.

Jere answers:
Oh they’re real but for people actually in the show biz.
The advertisement on the websites are fake of course.

Sharon asks…
What is the Real Deal?
Congress made a deal on the deficit, What does that mean to the American people that voted them in office? With all there bail outs what have they done for us? Will Congress take a cut in there pay? Why Not? What is happening to the real working people in America?

Jere answers:
THE REAL DEAL IS THIS – WE ARE DUMB ENOUGH TO PAY BILLIONS IN TAX PAYERS MONEY TO HOUSE IN PRISON ALL THESE THUGS – while our homes are getting forclosed – WE ARE DUMB ENOUGH TO PAY TAXES ON FREE HANDOUTS THAT NO ONE EXCEPT SOME APPRECIATE AND ARE THANKFULL – MOST WANT MORE BUT COULD CARE LESS AND STILL SPIT IN OUR FACE OR WORSE – while we fought a 10 year war at a billion a day – WE ARE DUMB ENOUGH TO PAY TAXES – on small and large biz high risk friviouless law suits that arent in companys intrests – that keep them from starting – and now they move over seas where they dont have this problem – WE ARE DUMB ENOUGH TO PAY DOUBLE ON THESE THINGS – like private schools and still have to pay taxes on public schools – YOU SEE – look at the big picture – its not pretty at all is it ? Oh yeah dont forget to add the thugs getting out to crime all over again

Carol asks…
how do you raise the business value on johnny money?
i have to play this game for school and i get to have a prize for having the highest business value for my account and i can’t get higher then 40 million and the top player in my class has like 50 million and i want to win so please help out.

Jere answers:
Focus on starting a real, small biz.
The 10m is not important; it is taking you away from real studies.
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Sharon asks…
I have a home based internet business i am starting up?
I live in Casa Grande AZ and am starting up this home base internet business which i sell merchandise from south Carolina . now the company charges me there fee for the product which i mark up and sell it. Now can some one tell me if I have to pay taxes in casa grande and to the state of AZ as well. And do I need a business license In Casa Grande . I have a DBA for the state>Thank you for your help.

Jere answers:
You pay sales tax to Arizona for items sold within the state.

Betty asks…
What Merchant Credit Card Processing Services Do I Need To Accept Payments Online?
I’m starting an internet business and will need to accept credit card payments. Should I use something like paypal or should I just get my own merchant account and payment gateway? From my initial testing, my sales look very promising and I’m expecting a lot of business.

Jere answers:
Hi. I had the same decision to make when I was starting my online business so I know what problems you are facing.
At first I used paypal, but then my sales were increasing very quickly and I knew I needed to switch to a merchant account/payment gateway setup to handle the larger volume.
I came across this website, http://www.electronictransferservice.com and they really helped me learn a lot. There’s plenty of information on their pages and I discovered so much about how all this works with processing credit cards. Their FAQ section is definitely worth a look.
I’m not recommending you sign up with them in anyway, but I did contact them and was able to get all my questions about merchant credit card processing answered from a real live person. That was pretty cool.
I eventually went with a different company, but at least I was armed with much more knowledge than when I first started.
I’m thankful to say that my business and sales have been doing well and making the switch was, to me, a good choice. You’ll have to determine for yourself if and when you will make the switch.
One thing though, if your volume of sales is not enough to cover the costs of processing fees, then I would go with paypal and just wait till it does.
Hope that helps and good luck!

Ruth asks…
How do you guys feel about internet- and affiliate marketing courses?
If you could get a course that provide everything you need to start your own internet business, and never pay for other products again, will you go for it, and what are you willing to pay for a real good product that will influence the rest of your life?

Jere answers:
Basically, affiliate marketing it is the kind of marketing where you market the products of other people and they pay you commissions for your work. As long as you can sell the products of the sellers, you will be able to earn good money. There are plenty of sellers out there who are selling products online and they pay up to 75% commission to those people who can help them sell their products.
The percentage of commission offered by different sellers is different. Plenty of people are earning good money with affiliate marketing and you can earn a lot of money too. However, I am not trying to say that everyone is making a lot of money with affiliate marketing. Many affiliate marketers are trying their best to make sales but they are unable to because they do not know how they can go about marketing the products in the right way so that they can make sales.
Before you start off with affiliate marketing, you will need to find out as much information about it as possible so that you will know how you can go about making sales. Until and unless you know the tricks on affiliate marketing, it will not be possible for you to sell the products.
Dear Nabreska, i started my affiliate marketing carrier with joining Money Making Online club. Inside i found huge variety of information that provide everything you need for making money online. Honestly i never wasn’t sorry for joining this club.
If you are interested in be my guest and read my review http://magume.wordpress.com/category/marketing-tools/

Richard asks…
What is a good method to selling shoes that I am getting for wholesale?
I am currently working at this shoe warehouse were I am able to get these products for wholesale. Most individuals use this discount for personal purchases but I am looking to sale for a profit. I need to find a way to get the word out and make a few ends! any ideas, internet, business cards, retail? Help

Jere answers:
As we know that a warehouse is a commercial building for storage of goods. Warehouses are used by manufacturers, importers, exporters, wholesalers, transport businesses, customs, etc. They are usually large plain buildings in industrial areas of cities and towns and villages.
Http://industrialpark.org/advantages/
They usually have loading docks to load and unload goods from trucks. Sometimes warehouses are designed for the loading and unloading of goods directly from railways, airports, or seaports. They often have cranes and forklifts for moving goods, which are usually placed on ISO standard pallets loaded into pallet racks. Stored goods can include any raw materials, packing materials, spare parts, components, or finished goods associated with agriculture, manufacturing and production.

Donna asks…
In California, Where do I start to get a wholesale license, and is there any other licenses I need?
I am interested in starting an internet business for pet supplies. I dont really even know where to start. Are there other lisences I need for an internet business in California other than a wholesale lisence?

Jere answers:
There is no such thing as a wholesale license. What you are thinking of is called a resale license & it is from the state franchise tax board. This allows you to buy wholesale which is strictly defined without sales tax because YOU collect the sales tax from your buyers & send to the tax board. This license (plus a business license) allows buying at a “wholesale” price (which depends on many things) which you can “mark up” which then becomes “retail.” In some instances the “wholesale cost is only a few %’s less than retail (but again, No sales tax). In other instances it can be more. Often the larger the order (buying in bulk) makes the % greater. You would need to start a business account/agreement with a supplier in order to buy from them to re-sell, This may require a business credit card or checking account. Do not forget that you need to also factor in shipping & packing costs. You may find that you can not compete with places like PetCo.
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Ken asks…
Are there any websites that i can ADVERTISE my small business for free online?
Are there any websites that i can ADVERTISE my small business for free online?
i just started a small business and want to advertise my business online for free and have it actually SHOW UP on a search engine like GOOGLE.
is there any websites you’d recommend that I try.? any suggestions?

Jere answers:
The fastest way to get a Google listing is to create a blog, and blog about your business. Use a site like http://www.pingoat.com to ‘ping’ the blog when it is done.
You can use http://blogger.com to host your blog for free, and there are other free blogging resources as well.
Http://www.Wordpress.com is an excellent site.
Now, watch out for ‘traffic exchanges’ that offer to list your site or business in exchange for you listing theirs. Most are outright scams, and always the person running it has an unfair advantage over everyone else with most links pointing at their website instead of yours.
Craigslist isn’t a good site to advertise a business. They are there for you to list things for sale, rent or lease. Just listing your business is liable to get you bounced. Read their Terms Of Service before you post. I do use them to list houses for rent when I have an empty one, and with good results.
Zeba
http://www.BeatTheDebtMonster.com

Nancy asks…
How can I start a business website?
I want to start a small business online. Where can I find a free, or cheap website with a secure checkout? / shopping cart?
thanks

Jere answers:
Use Magento or Joomla for start online eCommerce website with shopping cart.

Donald asks…
Where can I make a business plan online for free for photography?
I want to make a business plan. I want to make the plan online, & for free & be able to print it. it needs to be for photography purposes. (:

Jere answers:
You can get sample ones online… Takes to long to do one online.
Do a search on:
sample photography business plans
I know there is the one for the pet photography on most state wedsites

James asks…
How can I start a tattoo supply company online for free?
I previously owned a Tattoo Supply Company, but had to shut down because of rent.
NOW I HAVE A BUNCH OF STOCK!
I am copletely broke so I cant buy a website or anything..
Please help 🙂
How can I run a business online?

Jere answers:
That’s though. It’s going to cost money. Yes you can get free websites and free hosting- but what you won’t get is a merchant account in order to accept credit cards from the internet.
My advice- make up a flyer and mail it out to local tattoo shops or go talk to them and offer them a discount or a “beat their competitiors price” — you just want to get rid of the stuff right?
My suggestion other than that would be
Ebay or Yahoo Auctions. But those aren’t free either…

Chris asks…
How to get free add and free advertising for my business and business website?
How to get free add and free advertising for my business and business website?
I just started a new venture and I would like to know how to get people to find my business online.

Jere answers:
Here are some fantastic sites, you can use your keywords in the title, and then when people are searching on Goolge they can find your site through the portals. The site does not allow spam so follow the instructions so your ads don’t get deleted.
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Joseph asks…
How to start a clothing website for my store?
I own a women’s boutique as well as a children’s store. I was wondering what the best way to get a website going that would put our name out there. I wanted to start with just some information on our store and then build to be able to sell our clothing online. We are a small company with only these two stores and are trying to break through onto the online market as well as get our name and information out there! Thanks for your help!

Jere answers:
Any webhosting company should have a program that will help you create your company site without any programming experience. They should already have dozens of templates for you to choose from and just fill in the blanks with text or pictures. After completing your site you should submit it to search engines.
As for your online store, unless you you have good computer/programming knowledge I would have someone setup your site for you.
I would be glad to make some recommendations. Contact me through email or yahoo IM.
Boy143878@yahoo.com
IM: boy143878

Lisa asks…
Where can I find someone who can help me build a website?
I have written an information product and plan to build a website to market it. Where can I find someone who can guide me through this process? And preferably someone who also knows about marketing tactics and aesthetic appeal.

Jere answers:
Http://www.gobuildwebsite.com offers to design business websites at no cost (and no set-up fee) but you pay for its hosting fee for one year (starts at $9.75/mo.). Tell them what you want and they will create one for you in one business day!
The solution I’m talking about is online website building where you choose the designs, colors, etc. Because they have already done all the work so you can create an attractive website online without messing with HTML scripts, ftp., etc. All you would need is a website browser like Internet Explorer or Safari (for Mac fans) which you already have since you are reading this, right? For example, http://www.gobuildwebsite.com offers websites that look like they cost $5000 but since you simply choose the designs and templates you like online, it costs only $9.75/mo and that includes everything needed to get started such as a new domain name, web hosting fee, domain-related email accounts, etc.
For $23.75/mo. (paid annually), you can even sell your own products online with secure PayPal checkout that can be set-up at no cost by going to Paypal.com and setting up a basic merchant account. This is by far the fastest way to go online with a professional looking website that has flash special effects, background music, web contact forms that send the message to email address of your choice (this alone will save hours of work with scripting). Good Luck!

Mandy asks…
How do I add a html email code?
So I need people un-subscribing to my emails able to click on a windows (html link) that will automatically send me their email back to my original email account so I can take them off list. Please help if you know computers..

Jere answers:
One or more of these may help:
HTML EMail:
G-Lock EasyMail: http://www.glockeasymail.com/
How to Code HTML Email Newsletters: http://articles.sitepoint.com/article/code-html-email-newsletters
How to Create and Send HTML Email: http://www.addme.com/newsletters/issue293.htm
Email Marketing Articles and Guides: http://www.mailchimp.com/articles/stupid-html-email-design-mistakes/
How to Create and Send HTML Email: http://www.addme.com/newsletters/issue293.htm
How to Create Great HTML Emails with CSS: http://www.webreference.com/programming/css_html/
30 Free HTML email templates: http://www.campaignmonitor.com/templates/
How do you typically create HTML email?: http://webdesign.about.com/b/2008/10/02/poll-how-do-you-typically-create-html-email.htm
Google: http://www.google.com/search?q=HTML+Email+software&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a
Email Standards Project works with email client developers and the design community to improve web standards support and accessibility in email: http://www.email-standards.org/
Ron

Donna asks…
What free services are out there to send out bulk email newsletters (other than mail chimp)?
I have a newsletter to send out to a few hundred recipients — I don’t want to be flagged a spammer if I just send it through my regular yahoo email account. What are my options with free services? I checked out mail chimp and even spent time creating a sample newsletter but really don’t like the way their templates look — it just looks too spammy as opposed to a regular email from my personal account. Suggestions? Thanks!

Jere answers:
You can go to Comm100 email marketing for a try. It’s easy for you to create your own email template or you can choose the ready & professional templates as you like.
If you don’t want to be flagged as spam, I think you should personalize your email, such as starting your email content with First Names of your recipients. Of course, you don’t have to add the first name of each email one by one. Comm100 EM allows you to personalize your emails easily. Hope it helps!

Maria asks…
I want to develop a B2B marketing strategy for my IT Company.I want to know which are the best platform?
My company provides these services–Software development,software/hardware/infrastructure Audit,Virtual CIO,IT Office relocation,Cloud backup, Data centre hosting,web and DNS Hosting,cloud email anti spam,software licensing and warranty,disaster recovery,quick delivery of pre-configured equipment and hardware.
I am looking to target the businesses around M 25 London
I am ready to give a try multi channel campaign.

Jere answers:
Here are your steps:
Firstly, know what you are. If you do all of the things you mentioned above, then you are an IT Consultancy, and those are the services you provide. Your company description is IT Consultancy; your job description is IT Consultant, and your business cards should say the same. If you start reading off a list of services, then people will just switch off. Let people ask if you can solve a particular problem, don’t just read the list (because by the sound of things, you are willing to solve any IT problem).
Secondly, get a website. You’re in IT, so if you don’t have a website you will not be credible (and you will not be found). Use wordpress and find a clean, professional template to use. WordPress is faster than coding your own, a better use of your time, and it will look better (you are an IT consultant, not a designer).
Thirdly, create landing pages. These are pages that people go to whenever they arrive from an advert. You will want one for every single service that you say you provide. Landing pages should include prices, a description of that particular service, a testimonial, and the call to action. Your call to action needs to be: “Click Here For a Quote”. This will open a page that enables the person to input their contact details so you can call back.
Fourthly, use google adwords. Search for a free coupon (you should be able to get £30 free). Create adverts for every one of the services that you say you provide, and send those to their landing page (unless you want to waste all your money, do not send those to the homepage). All your marketing budget should be driven into google adwords for now. Chances are, it will be the most effective platform for your company. Ask yourself what you would do if you encountered a problem with a household appliance; thats right, you would google it. This goes without saying, but use adwords to target the London area.
Fifthly, get business cards. Each time you provide a service for someone, give them your business card; each time you tell someone about what you do, give them your business card. If even one person picks up your business card next time they have an IT problem, then the investment has paid for itself.
Lastly, provide great service. If you are great at your job, and you have a smile on your face, people will keep coming back with every problem they have. I’m going to say that again: smile. Every day I see small business owners walk around trying to be ‘the big man’, or with a look that says they regret starting their business. They do not get repeat business. I can choose between hundreds of small businesses in London that offer the same service at the same price, the only thing that keeps me going back to the same company is if I like the people.
Best of luck.
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David asks…
DIY business?? art biz?
real good and profitable biz

Jere answers:
Dear friends, would you want to start a business for your future ?But don’t know how to do,where to start? And tired of the fake or scam ad everythere like some named “biz at home”,”franchising”…… And the high investment and adventure, make you frustrated all the time?
But now, sincrerely, permit me introduce a 100% feasible and promosing biz for you, need very little investment,high profit,easy to learn and undevelop market.
” Cartoon color painting DIY”which means by using pro rubber cartoon moulds, which you can produce lots kinds of vivid cartoon plaster models easily, then with those finished modles that you can start a color painting shop for children, that’s very creative and promosing business, very good chance to start your business soon, if you are interest,pls contact us for details, http://artmeilinda.en.ec21.com/

Steven asks…
Is the website www.5sgrapes.biz real its for buying shoes help please?

Jere answers:
While there is no way to guarantee that you are dealing with a legit site, there are “red flags” to look for in a fake sites.
1) Payment options, do they include Western Union, moneygram, paypal and bank transfer? Some scam sites will accept credit cards but most prefer those 4 options which are anonymous for the scammer to pick up the cash and disappear.
Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.
Paypal can only get your money back if there is money left in the scammer’s paypal-linked bank account. Scammers know this and will immediately withdrawal your money and disappear. No money in the scammer’s paypal-linked bank account means absolutely no possibility of refund for you.
Your bank can only get your money back if there is money left in the scammer’s bank account. Scammers know this and will immediately withdrawal the money you transferred. No money in the account means absolutely no possibility of you getting your hard-earned money back.
2) Contact options, is it a free email address such as gmail, hotmail or yahoo? Is it a chat box? Scam sites will rarely list a phone number or street address.
Scammers love to create free email addresses and rarely will use a paid server. Email is easy to ignore and block and free email addresses are easy to open and close completely anonymously. Chat requests are easy to block via ip address.
3) Shipping options, do you actually get to choose the option at check out? Fake sites will frequently say “free shipping” and “tracking numbers emailed” but, if they ship anything at all, will use the post office, cheap, slow and no account number needed.
Fake sites will frequently show icons for UPS, FedEx, DHL and TNT but then at check out will “ship” via EMS, the Chinese post office. If they send a “tracking number” good luck getting it to work on the EMS website. You will need even more luck trying to contact EMS when your tracking stops and your “package” is lost somewhere.
4) The icons at the bottom of the page, are they just copy/pasted pictures or links to actual sites?
Fake sites will often have icons for Verisign, McAfee, Paypal and other companies at the bottom of the home page. Those should be live links to that company’s website. Fake sites can’t risk linking to real sites so they just use badly copied pictures instead.
Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even partial sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.
There are scam busting sites with online lists of the names scammers use, their email addresses, stock copy/paste emails, paid-for-in-cash cell phone numbers, stolen pictures and fake websites they use. You could start your search at one of those sites.

Donald asks…
.com or .biz?
What would be best for a small business, .com, .biz, or .net? Any differences with ads, prices, audience, success rate, etc? Any of them are cheap with yahoo, but I want to be as informed as possible before i make my domain. Thanks!
Well I could go .net also. What’s the best one to use for a small business? And why.

Jere answers:
.com rules. Just like in real-estate they tell you location location location, in domain names it’s .com …it has always been as such and it will always as such be.
As a second choice i would look at .biz or.us before looking at .net
think of google. When people think of ggogle, they think of where to go to search. They don’t think of it as the search engine by the company named google. To them google is what will get you resultd you’re looking for. Pop culture doesn’t say let’s “yahoo” this or “ask” that. They just google. That’s why google has now been introduced in the oxford english dictionary as a stand alone english word meaning engine search…the same goes for .com…. People automatically think of dot com first and not the others. Dot net has an unplesant strange ring to it..like a wanna be that will never be.
If .com is prime real estate, .net is sub-prime real estate. Good luck.
THERE’S .COM, AND THERE’S THE REST…

Jenny asks…
Starting a Career in the Acting Biz..
I am 15, so I truly do understand that I have a 1 in a million of actually breaking into this business. But I am desperate to try. I thought you had to get an agent, then they sent you out to auditions. But my father told me its the other way around, you nail and audition, then you get an agent. He said an agent won’t just take you on if you say your good, you have to prove it.
Now, as you may have guessed I am massively confused and would like some advise. (:
Please & Thank You.

Jere answers:
You would be surprised (or maybe not) at how many young people say almost the exact same things in the same way. As a matter of fact, all you have to do is a search here on YahooAnswers and you will find tons of questions just like this and tons of answers as well.
Sometimes I’m torn between telling people who ask these questions to start by getting some training and telling them to just go get a head shot and go to some casting website and start submitting. But reason wins over me and I have to tell you that if you really want to be an actor, you should first put your big rush to do it to the side and slow down. Build your base first. The competition is fierce and if you don’t prepare yourself really well, you will become just another statistic of the many who WANTED TO, but never made it.
I even created a new video on my site on the exact same topic: The reasons why most aspiring actors never make it.
You might have heard in school when you talked about Abraham Lincoln, that he is the author of a famous quote. He said, “If I had three hours to chop down a tree, I would use the first hour to sharpen the axe.”
If you don’t sharpen your axe first, there will inevitably be a time when you will have to stop chopping and sharpen it, so you might as well do it now.
What does that mean? Get some acting training. Find a good school and a good teacher to help you learn how to act. Start taking drama classes in school and doing school plays. Just do some things that will help you to learn how to act.
While you are doing that, try and understand what it really means to be an actor, what actors do…really while they are trying to get work, how little money most actors make, why actors struggle to make ends meet and how successful actors are able to continuously get work. You need to learn business skills, networking skills, communication skills and a lot more.
When you decide to become an actor, you are making a decision to run your own business. Now I know you are young, but if you can start to grasp these concepts now, you will position yourself ahead of your competition. You might need some help on that last one about business, but if you talk to successful actors, you will learn what I mean. For example, you need to be good at making contacts with the right people. There are ways to do that and ways not to do it.
On the other hand if all you ever aspire to is to work background work or be an extra on Disney or something like that, then don’t worry too much about all that stuff I just said and just go and try and get extra work. That’s fairly easy to get considering that the majority of all acting work is background work and smaller roles anyway.
But you have to know that if you really want to make a big splash as an actor, sooner or later you will need some real experience and some real good training, because that’s what the really good actors have and if you want to compete with them, you will need it too. Extra work is great in my opinion at the very beginning just to start and see how things are on set and how real actors prepare and perform and to see how set directions are given, but it will not make your career and if you do it too much, some say that it will damage your chances of having a real career. Some industry professionals discourage it for those who really want to pursue a serious acting career.
The thing is, you can do both if you want. You can go to school, take acting classes and still work as an extra or even try to do some community theatre while you are learning the craft.
At any rate, have a look at this page on my website for aspiring actors. It has 23 links to pages that have to do with starting your acting career.
You’ll find a lot of helpful information there that will make you think about how you can get your acting career started including steps to get started, 17 things you can do fairly soon to start getting work, ways to promote yourself, how to get the money together to fund your career, how to get an agent, 29 ways to promote yourself to get noticed and why acting school is so important. Http://www.actingcareerstartup.com/teen_acting.html
Good luck!
Tony

Donna asks…
Is moneymails.biz real? Please inform me?
Have you ever been paidby moneymails.biz? If you have please inform me and tell me it’s it’s real or not.
Thank You Very Much

Jere answers:
This website is, like many others, a scam site designed to rip people off.
Any site that looks too good to be true, usually is, unfortunately.
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Paul asks…
How much could I sell my databases for?
I research small businesses and compile databases on company info that I find. How can I find out how much people normally expect to pay for this type of information? I am aiming to supply telemarketers and web designers/developers and improvers/email marketing companies/Insurance companies.
Pretty new to this type of work. So any help with how much I could charge would be most useful, also how to sell them and where.
I was thinking I could perhaps sell them as hard copies on Ebay one fee for multiple rights (to more than one buyer) or sole rights to one buyer, under Ebays BUY NOW policy.
Compiling my databases by postal areas. eg. Cambridge, Birmingham.

Jere answers:
I do not want to put you off its a good idea.
You have to be careful if they data contains personel information even such as a telephone number that is a direct line it may breech the 1998 (revised 2001) Data protection act if they have not given consent.
In this country general company information is ok although not in Italy.
It would depend on who you are selling it to, how many are on it,
how up to date it is, and how much detail is provided.
It could be anything from £400 – £2,000 or more. I think it is Data Monitor or Brad on line some the larger companies charge by use so they sell you a disc or a computor download and you are allowed to use the list a given amount of times and then you have to re negotiate terms for additional use.
If I were you I would look those two companies up on the internet and also go to http://www.opsi.gov.uk/acts/acts1998/19980029.htm

Laura asks…
What can be the Ideal Name of a Company ?
Mention the Names of your liking compared to the Type of Industry of a Company dealing with Online Business and Direct Marketing Services.

Jere answers:
NETDIMARSE or iDIMARSE… ; )

Ruth asks…
i want to tie up with all reliance fresh outlet as we have distributor all over india. so how can i contact th?
i am direct marketing company and want to give our distributor from all over India who can purchase product from reliance fresh and we will pay for them.

Jere answers:
Mail detail to-
admin@reliancefresh.info

Mark asks…
where can i find someone to invest in my idea?
I already found a marketing company and they have found a company to produce and sell my idea but I have put all my money in it already. I need help with 700 dallors (the fee to go to the next step). I am willing to give 15 percent of my profit. Please help it will be worth it. If interested I will share more about my idea cus I don’t want it to get stole. Money can be sent straight to the marketing company.

Jere answers:
This is an unlikely site to find investors. Your plea for money does not sound professional or instill confidence.
I would think a marketing company that’s optimistic about your product / idea would be able to direct you to venture capitalists, or other potential investors. If $700 is all it takes, you might want to hit up your friends and family for small donations.
Be sure to check out the legitimacy of the company that you’ve found; you don’t want to be conned out of any money with empty promises!

Susan asks…
How do you find the number of corporate board members and other details for a company?
I need to find the number of corporate board members, name of those members, date founded,date public(IPO, date traded on stock market), other companies they own and the future outlook for the company for yahoo, mattel, thq, and disney.. where can i find these?

Jere answers:
Ive worked customer service for a long time now and i know that absolutly the best place to get the information is to call on their toll free line if they have one and ask all the questions that you have. They should either be able to get you the exact info, or direct you to a website that has the info. I also know that several corporations make their info available on their website in some sort of “investors” page that lists things you would want to know before buying their stock, or if you have already bought their stock.
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Susan asks…
Anyone have any personal experience with a good Online college?
I’m looking for a flexible college so I can take some classes online. Anyone have any good experiences?

Jere answers:
I went back to school last year with the intention of making a total career change and looked at TONS of online colleges. One of my requirements was that it be reasonably priced (as opposed to the $9 billion/credit that the U of Phoenix charges!); I also wanted a school that offered an entirely online education, was fully accredited, and didn’t require a lot of bizarre classes.
I picked Indiana Business College…and it was a really good choice. It’s a “real” school that has an online division. They charge somewhere in the neighborhood of $200/credit, although many of their classes are five-credit classes as opposed to the usual three or four. My experience with their financial aid department was unbelievably positive; one thing I remember from going to college the first time around was how many hoops you had to jump through to get your financial questions answered – or do anything else. And I have to say, not only is the financial aid analyst assigned to me extremely nice and helpful, so is everyone else I’ve contacted. They were great about transferring credits, and they reply to my emails about administrative stuff very quickly and helpfully. They charge (I think) $90 per class in fees, and those are the only fees I ever see. I also can email the offices for the master book list so I can shop for books on Amazon or eBay and get them much cheaper than I could shopping at the bookstore. You’re required to have a computer with XP and office 2007 (I got grandfathered in on the 2003 requirement, and so far they haven’t made me upgrade) along with an internet connection. They’re pretty firm about missing homework or tests due to technical issues, so it’d be a good idea to have a backup plan in case your internet connection goes on the blink.
Two of the big reasons I chose this school that I haven’t already mentioned are their tuition freeze and their test-out policies. If I remain in school continuously, my tuition never increases. Find me another college that can say that! And if there are classes that I feel are redundant (because of life experience or whatever) I can test out of them. I’ve done it for three classes already (and passed all three) and plan a couple more. They charge $30, you have to find your own proctor, and if you get a 90 or better on the test you get full credit.
They’re very flexible. They’re up-front about prerequisites and once you’re in your classes, you’ve got a week to complete that week’s assignments or tests. As long as you have your work done and turned in by midnight on Sunday for that week, it’s up to you when school is “in session.” They have discussion boards for class participation and so far my instructors have been very good about answering questions. But the time I spend on school is totally up to me – I can take a test at 4 a.m. If I really wanted to (not likely, but…) and if I grasp a certain unit quickly I can breeze right through it rather than having to sit in a classroom, bored. And I don’t actually have to go anywhere.
I think the one big thing that made up my mind for me was how much time they spent before I even officially applied answering all of my questions and helping me decide if the school was a good fit. I wish I could have done something like this the first time around. I finished school, but I really disliked it. And all of the things I disliked have turned into positives. So if you have the self-discipline to handle online classes, go for it!

Sandy asks…
Would you rather keep your business financial records in an accounting book or on your computer?
Would you rather keep your business financial records in an accounting book or on your computer? Why?
How will you protect your records from being lost in a disaster? (Fire, computer hard drive crash, etc…)

Jere answers:
I think you can keep them in a computer only. A computer gives you many advantages, such as-
1) Easy calculations
2) Easy record keeping
3) Printing only the required fields any time
4) Portability of files
To safeguard your files from being damaged in an accident, you can keep a regular backup of all your data. You can take the backup on a hard disk/CD/DVD or a tape. The frequency of backup will depend on the criticality of your data. In general, people take daily backups.
Also, you ca buy some space online where you can keep the backup if you dont want to write the discs.
Hop it helps!!

Laura asks…
What would be benefits of storing data in online storage such as carbonite.com?
i would like to protect my documents and some recommend that i store documents with online storage companies, but i wonder how these storage companies protect confidential information OR if confidential documents are protected by these online storage companies? would it be advisable to store confidential documents/information online? what online storage entities would you recommend? thank you.

Jere answers:
You can encrypt your data before you transmit it to an online storage company. They should be using a secure connection between you and them anyway – but this would add another level of protection.
Their systems should be set up as a RAID – array type storage, so that even if a drive should fail, the redundancy of the system keeps your data intact.
Their environment should be temperature/humidity controlled guarded with alarms for such and fire/water. Their enviornment should be safer than what a small business would normally provide.
Local backups on tape drives are nice, but many times, it’s found out that the backup(s) really didn’t work, so you carry a blank tape home, thinking you’re protected from data loss, and really you’re not.
Depending on your data volume and pricing of storage space, it’d probably make sense to do it. I’d check out their facilities first, if at all possible. Get the specs in writing – how it’s set up, how you are protected, what protection features do they have on their environment, etc.

Michael asks…
Where can I outsource business class file server hosting for my small business?
I outsource hosting for my Exchange server, SharePoint server, Web site server and soon hosted VoIP services. Now, I’d like to know if I can outsource my company’s file server to a hosted server. This would be for multiple users to access and synchronize files securely with collaboration, backup services, disaster recovery as well as location redundancy. Can you recommend a provider to me? Please tell me more about pros and cons, things to consider. Thanks!

Jere answers:
Hi Steve,
Yes, it is possible to outsource your company’s file server. The fastest way to do so is to rent a fully managed dedicated server from an online company that specializes in offering such service. They can get you up and running within a few days.
Here are some must-have features to shop for:
1) At least 100Mbps bandwidth
2) Redundant or mirrored hard drives
3) Fully managed service
4) Off-server backup storage
The pros being that a fully managed firm takes care of patching and maintaining your server so you don’t have to hire personnel to do this job. Also, you don’t have to worry about the logistics involved in keeping a server cool and racked up in the office. The cons being there’s a monthly service fee involved when renting a dedicated server online.
Feel free to get in touch if you have any question or comment.
Cheers
joe@unixy.net

Sharon asks…
What are the benefits of web hosting?
I want to start an online business. I have heard much about the web hosting services. Do it really works for a business?

Jere answers:
Benefits of webhosting services are varies.
•Webhosting helps to run a site full of information, images, audio files, videos and more.
•Webhosting allows a site owner to upload or save the save coded files that create the essence of the website.
•Webhosting helps to create e-mail accounts on the same site that depicts professionalism to those who want to contact the owner.
•A good webhost offers responsible and timely Support Services.
•Webhosting allows for site backups so that no data is ever lost.
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Lizzie asks…
What kind of grants are there for a person looking to start a small business?
I am in the cabinet business and do many small jobs, but I am looking to expand to the next level. Thank you.

Jere answers:
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…
“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”
Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.
You stand a better chance in getting a low-cost loan from SBA rather than finding a grant to help start your business.

Richard asks…
How do i go about starting a legit on line retail site?
I would like to start my own business can anyone give me any info on making a successful online retail business I’m making my own products and I would like to sell them. What steps do I need to take? How can I copyright my name of my business? How can I get an business license? What are some websites or books to read? What are good website makers,starters?

Jere answers:
Starting a business involves planning, making key financial decisions and completing a series of legal activities
Step 1: Writing a Business Plan
This written guide will help you map out how you will start and run your business successfully. Go to http://sba.gov/smallbusinessplanner/plan/writeabusinessplan/index.html or http://www.score.org/template_gallery.html for instructions on how to write a business plan and sample business plans.
Step 2: Get Business Assistance and Training
Take advantage of free training and counseling services, from preparing a business plan and securing financing, to expanding or relocating a business. Go to http://www.score.org/mentors and enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a volunteer SCORE mentor. They will guide you through the process and you can meet with them as many times as you need.
Step 3: Choose a Business Location
Get advice from a commercial real estate agent and a SCORE mentor on how to select a customer-friendly location and comply with zoning laws.
Step 4: Finance Your Business
Find government backed loans, venture capital and research grants to help you get started. Any bank will require a business plan that shows that you can pay back the loan. You should have a credit score of at least 700. You will personally have to put up 30% of the funds as no bank is going to assume all of the risk. If you cannot get a loan, look at peer to peer lending sites such as http://www.kickstarter.com/ and http://www.prosper.com/
Step 5: Determine the Legal Structure of Your Business
Decide which form of ownership is best for you: sole proprietorship, partnership, Limited Liability Company (LLC), corporation, S corporation, nonprofit or cooperative. If you decide to become an LLC, you can do it yourself by going to your states website and then to the Secretary of the State section. There you will find a downloadable form. Fill it out and mail it in, together with the filing fee and in about a week, you will be an LLC.
Step 6: Register a Business Name (“Doing Business As”)
Register your business name with your state government. Go to your states website and then to the Secretary of the State section.
Step 7: Get a Tax Identification Number
Learn which tax identification number you’ll need to obtain from the IRS and your state revenue agency. Http://www.irs.gov/businesses/small/article/0,,id=98350,00.html
Step 8: Register for State and Local Taxes
Register with your state to obtain a tax identification number, workers’ compensation, unemployment and disability insurance.
Step 9: Obtain Business Licenses and Permits
Get a list of federal, state and local licenses and permits required for your business. Your local Chamber of Commerce can help.
Step 10: Understand Employer Responsibilities
Learn the legal steps you need to take to hire employees. Http://www.irs.gov/businesses/small/article/0,,id=172179,00.html

Betty asks…
Why does every government grant site want you to pay for them just to give you info and not the actual grant?
Everytime I try to search for government grants online, I always come across some site wants you to pay from $20.00 to $40.00 just for some information. I don’t want to pay for something that is free. Can anyone elaborate on this for me and tell me why this is?

Jere answers:
Because you are NOT going to government sites, but to SCAM websites
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently.
Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
The government is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.
For one, you have to write the grant application and the grant application is not a simple document – you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant. Grants have objectives, and the grant applications that best captures the grant’s objectives are approved.
There is a stringent review process through a committee composed of federal employees and selected experts in the field. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

Sandra asks…
What are the legal steps involved in starting a business?
I want to start a business, partnership to be exact, I want to know all the legal processes involved. For whatever reason everytime i search how to start a business all i get are tips on how to make it succesfull, thats nice and all, but how do I make my business a legal tax paying government recognized business??
It is not an online business

Jere answers:
For US based businesses, here’s what you need to do to start. Choose your business form (Partnership, LP, LLP,LLC, S Corp are most common for start-ups). Partnerships require partners, and therefore you need a partnership agreement to govern your relationship with your partners. (You can create a partnership without a partnership agreement, but that’s not advisable.) Partnerships often have a general partner who assumes the management and control (and overall liability) of the partnership and the other partners are limited partners (their liability is limited). Choose a state for your partnership (partnerships are state-regulated entities). At the website of your secretary of state’s office, you can register your partnership and separately reserve your business’s name. Most Sec of States this can all be done online. Depending on your business form, you may or may not have to file a copy of your partnership agreement or other business formation documents with the secretary of state. Pay the filing fees, and you are now a legally registered corporate entity.
For federal taxes, you need to obtain a TIN, or tax identification number, which you can do online. State and local taxing authorities have their own taxing regulations and procedures. Consult a local attorney.

George asks…
Does anyone know what good are imported and exported out of Nunavut, a Canadian territory?
I can’t seem to find the answer anywhere online. Please help if you can. Thanks in advance.

Jere answers:
“THE NORTH: The economy.
Europeans first came to the North in the late 1600s because of the fur trade. The Hudson’s Bay Company controlled the northern lands and fur trade for 300 years. Some northern people, including many Aboriginal peoples, still earn money and obtain food through hunting, fishing and trapping. Mining, oil and gas are very important to the northern economy. Thousands of miners first came to the Yukon during the Gold Rush at the end of the 1800s. There are gold, lead, diamond and zinc mines in the territories today. Oil and gas deposits are being developed and people continue to explore for more of these valuable resources.
Inuit prints and soapstone carvings are sold throughout Canada and around the world. In the Yukon, the Northwest Territories and Nunavut, many Aboriginal people work in cooperative businesses to produce Aboriginal arts and crafts. Tourism is also a growing industry.
Economic development in the North is welcome, but it must be carefully managed so it does not threaten the fragile Arctic ecosystem and the traditional lifestyles of the northern people.”
This text is from “A look at Canada”, a study guide for new Canadian immigrants, written and distributed by the Canadian Government.
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Carol asks…
How can Teenagers start legit businesses?
How come there are kids right now that have businesses through online and stuff, like I know we cant sign contracts unless we are 18 but could I at least have a parent or guardian assist me.I want to start a business now I want to own one, can you please help me anyone?

Jere answers:
What kind of business do you want to start? What can you do that people would be willing to pay for? All a business is is a way to exchange money for products or services Try www.sucessfulteenageentreprenuer.com.

Jenny asks…
Does anyone know what would be the best way to advertise my cleaning business online?
It is a fairly new business and I really want it to work out, but advertising is my problem and it is really hard for me to live on what few jobs I have gotten. I need to know if I am going about it the right way. Any information would be greatly appreciated. Thank You.

Jere answers:
Before I would advertise online, you may want to try a few of these ideas.
1. Offer to your current customers their next cleaning for free if they refer you a new customer. This will enable you to solicit their help and reward them for helping grow your business. The best part? You won’t have to convince the new customers that you provide quality service because they automatically assume that their friends wouldn’t recommend someone that wasn’t good!
2. I would also recommend that you produce some inexpensive flyers that you can leave door-to-door or if allowable by your local ordinances, on car doors/windshields. Make sure the flyer includes 50% off their first cleaning if they mention that they found you from the flyer. I would even make a coupon on the flyer and require it for the 50% off. This will help to ensure that they actually keep your flyer around.
3. With the holidays coming, your flyer may want to focus on being able to do one-time cleanings the day before someones holiday party. Of course I would charge more for one-time cleanings versus regular ongoing contracts that you have, but stress the urgency to book early before all of the prime cleaning dates are booked up!
I hope that this has provided you with some ideas on how to further develop your business! Good luck and take care.
Wes
Norsew Investments, LLC
Rochester, MN
Personal and Business Coach
http://www.replacemypay.com
http://www.onlinelawofattraction.com

David asks…
Which website gives business transcription jobs which can be done from home?
The Exact thing that I require is that I have got site that give mostly medical transcription services and also business transcription services online. But most of them have the rule that the employee should be from US. I am looking out for site that gives business transcription jobs from anywhere from the world. Please help me.
Thanks in advance

Jere answers:
Hi Paras,
Did you check out Catherine’s transcription site yet, she mainly lists transcription jobs that can be performed from home. There are a few that ask for US residents only, but a vast majority of them are open to anyone. I have been getting small jobs from her for almost two years and I live in Canada.
Good Luck to you.

Charles asks…
How can i use internet for Earning Money either by doing online business or services. Please Guide me?
I want to earn online, for example by teaching online, by selling some brands online, by rendering my services, by doing marketing etc. What can you suggest me that how and what should i do??? means any trustable websites and techniques for this purpose???? Please suggest me the best ways and trustable ways for earning by using my internet. If i want to sell my brands or if i want to teach online then how can i market for this????

Jere answers:
(sigh) Why do people think you can just make money online?
There are NO online jobs. Not one. No data entry. No surveys. No clicks. No nothing. No bullshit.
Never was. Never has been. Never will be.

Donna asks…
How can I find entrepreneurs to partner with to start/take over a business in London?
I am an entrepreneur and new to London and I would like to meet experienced entrepreneurs with whom I could partner with to start or take over a business. I am open to any business ideas but the areas I am particularly interested in are financial service and online businesses, but also manufacturing is on my radar.

Jere answers:
Try “dragons den”
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Carol asks…
What is the most popular business VOIP service?
I am looking to setup a Cisco UC540W system and would like to know what the best voip service to connect to would be. It would be for a single office with 2 users/lines and we would like to do international calls as well (but that isn’t too important). Recommendations services that you use, and what their benefits are, would be greatly appreciated. Thanks!

Jere answers:
VoIP stands for Voice over Internet Protocol is a method to make and receive phone calls using your broadband Internet connection instead of your phone line connection.
For further detailed reference, you may refer to VoIP stands for Voice over Internet Protocol is a method to make and receive phone calls using your broadband Internet connection instead of your phone line connection. For further detailed reference, you may refer to www.knowlarity.com. .

Michael asks…
How do I remove Blackberry business limitations?
So basically my dad has recently gotten the new Blackberry Torch & won’t be using his Blackberry Bold anymore. Everything is perfect except the fact that his Bold was a business phone so they put limitations (such as no BBM, no Facebook, no downloading ect..). Is there anyway to remove these limitations from the Bold that his business has put on and start new?
Thanks

Jere answers:
Sure.
Take the phone to a local AT&T store and sign up for BIS (BlackBerry Internet Service).
The phone is currently on BES (BlackBerry Enterprise Server) which is a private network set up by the company your dad works for.

James asks…
What kind of start up business can a 22 yr old student do, with little time living in Hawaii?
I’m 22, I go to school in Hawaii, and I have 2 friends who own their own business‘. One has a successful auto detailing business from home, and the other cleans houses and condos and also does fairly well. They can do it on their time on their schedule, and make tons, which is exactly what I need as a student in Hawaii… I just need a little help figuring out what to do! Any ideas? would be appreciated! Mahalo! Thanks!

Jere answers:
I have an idea for you. I have a friend that has her own business and does very well. You might want to take a look at the telecommunications industry and collaborate with and have your own business within that industry. You can partner up with a 15 year old company. The largest direct selling telecommunications service provider in the world. (don’t just limit yourself to Hawaii either! You can go world wide!) They’ve been featured in several magazines like USA Today, Success, Fortune etc. Inc 500 rated them the 22nd fastest growing company. Donald Trump has endorsed them, uses the products and is highly involved in this company. They market in services people use every day and pay for anyway. Things such as local and long distance telephone services, Internet services, digital and video phone services, VOIP, Satellite TV and all the major celluar phone providers like Verizon, T-Mobile, AT&T, Altell, Nextell. You help people save money on services that they are already using, or can offer them services that they don’t have. After helping someone on their existing services, or putting someone on a new service, every single month these people pay their bills, you make a percentage every single month, month after month. That’s just one way you make money in this business.
So there’s one idea for you.

Linda asks…
How do you to add an extension to a mobile business phone to other mobile phone numbers?
I’m starting a business and its is online. My partners and I (3 of us) all have mobile phone numbers. We want to have one central number with extensions. For example, 1-888-Call-Today Ext.1, Ext 2, Ext 3. If they dial the extensions, it would go straight to our phones. Is this possible?

Jere answers:
Yes, it’s possible to have this setting with your system. You can get a toll free number from your mobile service provider but I am not sure of the setting of extensions that you want. I can suggest you a cost-effective alternative to the setup of this system. I don’t know whether you are aware of the functionality of VOIP. This is a cost-effective communication solution that most of the small and startup business organizations use for their business communication. I have also been using the same. With this, you can have a toll free number at a monthly rent and you can use the three mobile numbers as extensions. Here you can have two options:
1)You can forward the calls from your toll free number to your mobile phone. This will include the cost of incoming calls and the forwarding charges.
2)If all of you have phones that can support 3G or Wi-Fi internet, you can use this extension directly on your phone. You will just need to be logged in to your extension with the help of mobile dialer and the calls can ring directly on your cell phone. In this case, only the incoming toll free charges will be applicable.
Hosted PBX has a feature called IVR which can be used to make the setting like Ext.1, Ext 2, and Ext 3. You can also add some recording and specify the department to be addressed. For more information, you can check out the site of my provider and contact them if you have any questions http://therealpbx.com/

Donna asks…
Is there a way to set up a phoneline without a physical address and forward calls to a mobile number?
I am about to open a small business in an area 2 hours from where I live. I want to print up cards -brochures – etc but I have no pysical address in the area to set-up phone service. is there a way to establish a phone line with that areas local number without actually being there?

Jere answers:
Yes google for voice mail companies. For 4-5 dollars you get a telephone number and voice mail and can check it by Internet or phone.
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Betty asks…
What do you think is the best ecommerce web designing software that you can create your own website?
I’ve already found it but want to know your answer. Here’s what it will do: Besides the company having a great success track record, the owner is a wealthy Internet marketer; The software tool is great for everyone, even a teenager uses it and makes over $2000/mo.; It’s a pre-signed, automated, income generating website. You don’t need any technical skills; It’s user-friendly, customer-friendly and search engine-friendly, meaning it’s SEO-ready (can get you high page ranking and free traffic); it’s for beginners and advanced users- can customize any of the many templates — and personalize it; hosting is included; it has many Internet marketing software tools, including keyword software for niche marketing; you get many free ebooks; forum membership; there are many success stories and testimonials; the owner/company OVERdelivers; great customer service and teach support; Teaches everything you need to know about Internet marketing, advertising, PREselling, making additional money, etc.

Jere answers:
Really, depends on the purpose of the website. I’m joomla.org fan. Open source, free, what else!?

David asks…
Who do I get into internet marketing?
Im super interested in having a career in internet marketing, advertising, promotion, and PR. So I want to know what it like to have this career, and to have your office simply as your laptop. Is this a good long term career? How well does it pay? How do I charge clients and how much and how often? And, I would love the advice and insight from a person who works in internet marketing, thanks!

Jere answers:
Earning a full time living online is a great way to earn some additional cash on the side, or, if you’ve got the gumption and the determination, it’s a great way to earn a full time living. Here’s a reality check. 95 percent of all would be Internet marketers make little if any money. Why? Because they don’t put in enough effort, because they spend too little time researching a niche, and because they give up too soon. The stories of people making millions overnight … They’re just that: stories.
True, some people DO make a good living online. But what the wannabes don’t see is the YEARS of effort that goes into becoming “an overnight success”. I’ve been answering marketing questions online since May, 2009 and I’m only now beginning to see a return on the investment I’ve put in. Why? Because I’ve spent time working in a full time job, and spent time spinning my wheels. However, I’ve built a reserved of content, I’ve learned from making LOTS of mistakes, and I’ve spent A LOT of money on training, seminars, webinars, and lord knows what else.
Basic guidelines:
1. Learn to write sales copy that sells.
2. Resist the temptation to sign up for every “guru” list.
3. Focus FIRST on learning the ropes, on finding niches, and on educating yourself about WordPress; hosting; domain registration; and some kind of back end offer.
4. Read as much as you can from Dan Kennedy, John Carlton, and Gary Halbert.
5. Take your time.
6. Learn something new every day.
7. Avoid the temptation to buy ever “must have”, shiny object course.
8. Set up a blog and write about things that interest you.
9. Learn about direct response marketing.
10. Find a great forum and contribute to it.
Set up and learn to use social media accounts in Facebook, Twitter, and YouTube. Reach out to people; ask questions; tell people you’re new and ask for help and advice. Don’t be shy. Everyone had to start out somewhere. Not being shy has helped me become a top contributor to one of the Internet’s leading forums on marketing. It’s also helped me connect with people like Tony Robbins (he follows me on Twitter), Yanik Silver, Mari Smith, Carrie Wilkerson, Scott McKain, John Carlton, and Dan Kennedy (even though Dan doesn’t use the Internet), and hundreds of other people, all of whom have been super nice. Social media gets you past the gatekeepers.
Success online boils down to hard work, effort, action, and figuring things out. It’s about learning how to search for information, learning how to create and package information, and figuring out what people need, and it’s about offering that information it to them in the best possible, non-sales like way. I hope this helps. Good luck to you!

Donna asks…
Can anyone tell me where to buy good solo ads makeing money online thanks?
Hi im into internet marketing and would like to buy solo ads,someone that has a big e-mail list.I have done some research but who do you trust.

Jere answers:
One course recommended the Warrior forum JV section as the best source, a little freebie had an affiliate link to Safe-Swaps.com in a discussion of ad swaps.
Another possible
http://solo-ads.com/

James asks…
Can anyone recommend a good Internet marketing book or course on getting traffic to my website?
I’m looking for a course or book on Internet marketing (that’s affordable!) that can teach me how to get traffic to my website and then how to make money from it. -thanks!

Jere answers:
I don’t know any books but I know a good forum where there are a lot of Internet marketers who write these books. There is a wealth of information on this forum and you can also advertise your website for free when you recieve credits. You get credits for posting and reading posts.
Also you can ask questions and get expert responses so hold off on purchasing any book until you check this out. Here is the link.

Robert asks…
What are the top 3 Website guides (or Clubs) on making money Online?
Do people really make huge money Online?
There seems to be hoards of people on the Net who claim to make millions through internet marketing. they show proof of their earnings on their websites and they sell e-books on money-making on the Net .. or they run subscription based clubs where they promise to teach subscribers all their “secrets” . Are they for real? Has anybody on this forum really made a consistent income online?

Jere answers:
You could try network marketing. It allows you to work around your schedule, kids, school, etc.
Find something that peaks your interest. Perhaps make-up, clothing, accessories, shoes, health products, cleaning products, baskets, etc.
Just find something that you can get excited about and then go for it.
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Charles asks…
is this picture real or fake?
http://www.cheap-car-insurance.biz/pictures/PictureData.aspx?ID=34

Jere answers:
Real.

Steven asks…
Prosper.com REAL OR NOT REAL?
I am at lost about this website, it claims to be the first person to person loaner on the internet, i heard about it on one of the major cable news morning shows, does any one know if it is real or fraud

Jere answers:
It’s 100% real, I’m a lender on it. I don’t know if it’s the FIRST person to person lending site, but it’s probably the first one to really make a major impact in the loan market. Here’s more info on Yahoo News:
http://biz.yahoo.com/fo/070223/c100d49a632ce8d6f0a758f2dc190126.html?.v=1

Thomas asks…
sabrina.tognetti@shippingnetwork.biz?
Have you received an email from this email address? I don’t know if it’s a scam or not. She sent me an email regarding the job for their company. They do have a website and this is the link http://shippingnetwork.biz/index.php?p=index
I just want to make sure if this is not a scam or it is.

Jere answers:
100% scam.
There is no job.
There is only a scammer trying to steal your hard-earned money and maybe your freedom.
The next email will be from another of the scammer’s fake names and free email addresses pretending to be the “assistant” and will demand you accept packages purchased with stolen credit cards, hi-jacked paypal accounts and spoofed bank transfers, at YOUR home address. Then you are suppose to use a stolen UPS/FedEx billing account number to send the electronics, clothing and jewelry overseas. When the websites, credit card/paypal/bank account owners and UPS/FedEx discover the fraud, you get the real life job of paying back ALL of them. Then the local law enforcement comes knocking asking why are you fencing stolen merchandise for someone you never met, don’t know their real life name and have no idea in what country they really live.
If you have responded to a scammer, you are on his ‘potential sucker’ list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of being the perfect buyer, great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.
Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don’t bother to tell him that you know he is a scammer, it isn’t worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.
Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even partial sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.
6 “Rules to follow” to avoid most fake jobs:
1) Job asks you to use your personal bank/paypal account and/or open a new one.
2) Job asks you to print/mail/cash a check or money order.
3) Job asks you to use Western Union or moneygram in any capacity.
4) Job asks you to accept packages and re-ship them on to anyone.
5) Job asks you to pay visas, travel fees via Western Union or moneygram.
6) Job asks you to sign up for a credit reporting or identity verification site.
Avoiding all jobs that mention any of the above listed ‘red flags’ and you will miss nearly all fake jobs. Only scammers ask you to do any of the above. No. Exceptions. Ever. For any reason.
If you google “fake re-shipping job”, “fraud money mule scam”, or something similar you will find hundreds of posts from victims and near victims of this type of scam.
Wasting a scammer’s time legally and safely is called “scambaiting”. If you google that word, you will find sites where you can read scambaits, post up the emails and email addresses of scammers, post up a fake website, read up on how to alert a hosting company that they are hosting a fake website, ask questions and learn all about the hobby of scambaiting.

Chris asks…
is this a real website?
http://www.neighborhoodexpress.biz/store/keys/mickey/keys_mickey_1.htm
is it real?> cause ima order show keys, i just need too know if this website is real. help anyone?

Jere answers:
Looks real.

George asks…
Is the masters of real estate development a good degree to get?

Jere answers:
Might be. Now a days real estate biz is doing well even at the recession.
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David asks…
What is integrated marketing communication ?
What is integrated marketing communication ? Suggest an IMC approach to develop a promotional plan for the launch of new deteregent in the market ?

Jere answers:
Integrated Marketing Communications (IMC), according to The American Marketing Association, is “a planning process designed to assure that all brand contacts received by a customer or prospect for a product, service, or organization are relevant to that person and consistent over time.” Marketing Power Dictiona Integrated marketing communication can be defined as a holistic approach to promote buying and selling in the digital economy. This concept includes many online and offline marketing channels. Online marketing channels include any e-marketing campaigns or programs, from search engine optimization (SEO), pay-per-click, affiliate, email, banner to latest web related channels for webinar, blog, RSS, podcast, and Internet TV. Offline marketing channels are traditional print (newspaper, magazine), mail order, public relations, industry analyst relations billboard, radio, and television

Robert asks…
Is there any marketing employment out there where and how should you go about applying for it?
I got a BA in marketing and want to know if anyone knows what is the best approach ? Like what websites and I am willing to do sales I am a people person!!!! Let me know I have been trying over a year now!

Jere answers:
A marketing degree provides diverse career options for creative, business, technical and analytical personalities.
What is Marketing?
Marketing is a critical business process used to communicate, persuade and deliver products or services to customers.
Marketing Options
Marketing departments can be composed of several specialized areas such as product marketing, communications, sales collateral and programs, research, customer analysis, product or service data analysis, graphic design and Internet marketing efforts. Smaller businesses may combine several marketing specialties under one marketing position.
How Does a Marketing Degree Help?
A degree in marketing provides tools, methods and techniques necessary to understand and effectively meet business goals. Courses in writing, math, general business and statistics provide a foundation of skills critical to marketing success. In addition, classes will teach how to prepare to bring products or services to customers while learning how to watch competitors and market changes. Most companies will require at least a bachelor’s degree for a professional marketing position.
Additional Career Options
Another feature of a marketing Degree is the flexibility of career options the degree offers. Professional careers in sales, marketing, writing, web development, management and financial analysis can all be obtained with a marketing degree.
Marketing Careers
Marketing careers provide vast flexibility allowing specialization in a specific marketing function for a large company; providing several marketing functions for a small company; providing support for advertising or marketing firms; or working outside the degree focus in an areas such as sales or customer service.
Associations
There are a variety of marketing associations that provide support for individuals and organizations. One professional association for marketing is the American Marketing Association (AMA). This resource provides education, information, collaborative and social opportunities for marketing professionals.
Read more: Marketing Degree Careers | eHow.com http://www.ehow.com/facts_5185920_marketing-degree-careers.html#ixzz1Zq0guwlU

Mark asks…
With all these adds on TV and the Internet on how to make money, how can you find the one that is ligament ?
Everyone sees these adds on TV especially late night, early morning. How to make money in real estate, ebay, the internet and other ways. How can you detemine if they are telling the truth and get real answers in what is involved and real results of the average person that is doing this business?

Jere answers:
I think that you’ll find some education will really help you. I recommend reading and getting involved in an investment club. For reading, try “The Millionaire Next Door” and “Rich Dad, Poor Dad.” For an investment club, go to the National Association of Investors Corp: http://www.better-investing.org/Public/default
Also, realize that if it sounds too good to be true, it probably is, and that if it involves multi-level marketing, most people fail at that. Oh, and you should learn to spell or use spell check: you mean “ads” not “adds” and “legitimate” not “ligament.”

Betty asks…
Whats your opinion on the best internet business?
Hi everyone, I need advice on a good sound business to put on the internet, something thats low cost on start up and produces results. I need cash in my pocket not another headache from empty promises almost every work from home business gives.

Jere answers:
I would just like to sort of…recount what another person has answered on here, as well as give my opinion. The person i’m speaking of is the one who mentioned “multilevel marketing”…Here’s the deal, MLM works for people that actually put time and effort into it. The Direct Selling Association, as well as the Better Business Bureau, and the Federal Trade Commission all are watchdogs for MLM’s…I will not deny that there are people out there running pyramid schemes and all that crap, I’ve fallen victim to them before myself. However there are reputable business opportunities out there that are low-cost on start up and produce results.
I encourage you to get credible information on anything you look into. And by credible I don’t mean goto google or yahoo and search because we all know that just gets you a bunch of people’s OPINIONS!!
I personally do run an online business that is profitable and deals with private franchising, so I am bias, but here is a website that will give you some information and some links/videos for credible information… Www.thisbiznow.com
I will not give out a phone number or personal website or anything like that which I’ve seen a thousand times on here…However if you have questions or concerns about any company you’re looking into please feel free to email me and I’ll give you what information I’ve researched myself. Hopefully that will give you a head start on things. Duh_pariah_papaya@yahoo.com

Steven asks…
What percentage of the property value should be added for insurance (rebuild) value?
I am about to obtain insurance quotes via the internet for my house and am being asked for the rebuild value (ie demolish and rebuild). What percentage increase over and above the current sale value would provide adequate cover? Thanks.

Jere answers:
It never ceases to amaze how Americans give answers to questions posted on the UK site convinced that they know the answer.
Frankly, however well intentioned, they know nothing about the UK market.
The demolish and rebuild cost is usually condsiderably lower than the value of the property. Why ? Because in the UK houses are the cheap bit…..it’s the LAND that is expensive, and your land doesn’t burn down. For example take two similar houses, one in central London and the other out in the sticks, property values will be very very different …but rebuild values will be almost the same. As an example my own house is valued at around £450,000…. But the rebuild costs are only about £125,000.
Most (not all) UK buildings insurance covers any home upto a rebuild value of £ 250,000, it would be unusual for a house to have a rebuild cost over that and you start getting into specialist stuff where internet shopping may not be appropriate.
For us mere mortals and indeed 95% of the UK population though, buying through the internet is a cheap and effecient way of buying your house and contents cover.
The answers you see above saying ‘see an agent’ are almost certainly posted by American ‘agents’ who
a) make their living selling insurance so don’t want anyone using the internet and
b) don’t understand the UK insurance market.
The best way you can get a good (and free) rebuild estimate is to use the rebuilding costs calculator put together by the Association of British Insurers and the Royal Institute of Chartered Surveyors.
Http://abi.bcis.co.uk/
You have to register, but that’s free and after that you can use it upto 6 times a year without charge. You can do it fairly rough and ready since (as I say) if it comes in miles under 250k which I bet it will….. It really doesn’t matter how accurate it is as the policy is almost ceratinly going to be …”to a maximum of £250,000″.
You should read the Policy Summary (what’s covered and what isn’t) even if you don’t read the full policy. And before someone jumps down my throat saying “all policies are different”…. No they aren’t in the UK, there are only minor differences (and the policy summary will be enough to highlight those !)
Good luck.
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George asks…
Where can I find business partner online for startup in India?
I have all things ready for my startup .I need a partner so that I can share a part of responsibilities with my partner.I have my domain name and hosting server registered.

Jere answers:
Go to internet business forums like digitalpoint or v7n and you’ll find a lot of partners worldwide.

Maria asks…
What are the laws for underage kids that start their own profitable business?
Say you have 10 year olds starting their own business whether it be online or offline and they profit $1000-2000+/month.
What are the laws/issues with this?

Jere answers:
As others have pointed out, there are no laws specifically prohibiting this, but no one will enter into any contracts with minors unless there is an adult guardian/officer who will accept the responsibility.
You see, minors are not legally bound to a contract because they are considered to lack the ability to fully understand the consequences. I know, most adults don’t fully understand the consequences, either, but the law magically makes you an adult at 18.
So, depending on the industry (and subsequent liabilities) you may want to form a separate legal organization (LLC or corporation) with an adult as Director on the Board of Directors. This makes the adult an officer who can sign contracts on behalf of the company.
Also, since you mentioned multiple children, you want to make sure you have some agreement in place regarding the responsibilities of each and their respective shares in the company. A partnership defaults to equal shares if there is no agreement in place.v

Steven asks…
Ebay – Can a seller share his account details with another company member?
I already own an online business however I was wondering that if I registered as a business on ebay, could my customer service representative share my business account or is there another (free) way to do it?
Thanks in advance.

Jere answers:
No one else can see your account.

Nancy asks…
Where and how to buy a share in an already running business online.?
Anybody know where on internet to get a share in an already running business? I’m a college student having no time to have my own business but at the same time I don’t want to keep my inherited money useless. And surely I may not have experience in any sort of business. So searching for an online mean to invest my money in a business.

Jere answers:
I’ll take your money and buy you some yahoo shares, just send me your account information.
Obviously, you shouldn’t do that because you have no idea who I am. You should not be asking how to invest here, you should sit down with a live human being (probably a banker and maybe an accountant) and figure out your strategy.

Robert asks…
Where and how to buy a share in an already running business online.?
Anybody know where on internet to get a share in an already running business? I’m a college student having no time to have my own business but at the same time I don’t want to keep my inherited money useless. And surely I may not have experience in any sort of business. So searching for an online mean to invest my money in a business.

Jere answers:
You can open an account from a discount broker such as scottrade and buy online any number shares of most any company for a broker fee of about $7 per order.
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John asks…
What lens solution should I use with Air optix aqua? 10pts?
I don’t know which cleaning solution to buy, and the optometrist office is closed.

Jere answers:
I work in the optical industry and I say to patients to buy, if you can find it, Ciba Vision’s “AO Sept”. It uses an effervescent (fizzes while disinfecting and cleans your lenses) solution. It is in a blue/ purple colored box (larger size). Try to find it in a drugstore. Check the pharmacy section. Or go to Wal-mart, Sam’s club or any CVS and Walgreen’s. This is the best on the market. Use this AS DIRECTED. Then go back to the optometrist office for a free sample of this. Get free samples of re-wetting drops for dry eyes (for the summer/winter season).

Jenny asks…
How do I trade in shares when I have mislaid the share certificate?
I appear to have mislaid the share certificate, and without this cannot sell the shares I have. What is the solution please

Jere answers:
You can call the company (shareholder services) ask them for their Transfer agent (name, address & the direct departmental phone number),
Call the transfer agent (it probably is a bank), give e them the name of the company, the number of shares you have (had), and your social security number.
The Agent will confirm that the shares are still in your name and outstanding.
Tell them you need a replacement certificate since the original is lost.
They will send you the paper work to obtain a surety bond needed to replace and issue a new certificate. (The bond may cost you up to 10% of the current market value. When the paper work is completed by you send it back to the Transfer Agent (along with the money for the bond).
The agent will send you a new certificate

Ken asks…
what exactly does a marketing communications officer do?
I just want to know what exactly does a marketing communications (marcom) officer do? i just got hired to a printer manufacturing company as a marcom exec but i have no idea what a marcom exec is. Thanks

Jere answers:
Marketing Communications (or MarCom or Integrated Marketing Communications) are messages and related media used to communicate with a market. Those who practice advertising, branding, direct marketing, graphic design, marketing, packaging, promotion, publicity, sponsorship, public relations, sales, sales promotion and online marketing are termed marketing communicators, marketing communication managers, or more briefly as marcom managers.
Traditionally, marketing communication practitioners focus on the creation and execution of printed marketing collateral; however, academic and professional research developed the practice to use strategic elements of branding and marketing in order to ensure consistency of message delivery throughout an organization – the same “look & feel”. Many trends in business can be attributed to marketing communication; for example: the transition from customer service to customer relations, and the transition from human resources to human solutions. In branding, opportunities to contact stakeholders are called brand touchpoints (or points of contact.) Marketing communication is concerned with the general behavior of an organization and the perceptions of the organization that are promoted to stakeholders and prospect clients through these touchpoints.
Marketing communications is focused on product/produce/service as opposed to corporate communications where the focus of communications work is the company/enterprise itself. Marketing communications is primarily concerned with demand generation, product/produce/service positioning while corporate communications deal with issue management, mergers and acquisitions, litigation etc.

Sharon asks…
Has anyone ever worked for driven marketing solutions in Pittsburgh pa?
I have a second round interview there that’s a job shadow. It’s a sales position so I’m trying to find out if it’s legit

Jere answers:
Driven Marketing Solutions, a start up been in business since 2011, is a privately owned direct sales and marketing company in Pittsburgh, PA. Website: http://www.dmspitt.com/ The company which is a startup has only been in business for a year there are no negative comments on the web or no reports of scam. However it appears based on job descriptions to be your typical entry level sales i.e. Door to door commissions only. If you have not asked the below questions on your first interview I would on the second interview. Good Luck!
If the job ad for entry-level training for sales, marketing and management “sounds too good to be true”, be cautious and ask lots of questions during the job interview. Is the job door-to-door sales, commission only, and with no benefits? Are you sure you really want to work on commission pay driving possibly hundreds of miles a week?

Paul asks…
Can you wire the volume controls on the steering wheel of a 2004 Jeep Liberty Limited to a post market stereo?
Just purchased a 2004 Jeep Liberty Limited, which has volume controls on the rear side of the steering wheel. I’m just wondering it it’s at all possible to wire the current controls on the wheel to an after market stereo?

Jere answers:
I looked on crutchfield.com, and they sell little boxes by a company called PAC ADAPTER that interface between your steering wheel audio controls and select aftermarket car stereos.
A lot of aftermarket stereos come with wireless remotes. The PAC SWI-X wires into your steering wheel controls, and commands the stereo through the wireless remote. Check compatibility with the stereo you’re interested in. Also, this solution can have problems when there is direct sunlight on the face of your stereo.
Direct wire-in adapters that don’t use the IR remote are available for some aftermarket stereos:
• PAC SWI-PS – for some Pioneer and Sony stereos
• PAC SWI-JACK – for some Alpine, Clarion, JVC, and Kenwood stereos
• PAC SWI-ALP – for some Alpine stereos
All these are compatible with your 2004 Liberty steering wheel controls, according to crutchfield.com.
Probably the best thing to do is find a car stereo that and is compatible with one of these devices and has the features and price you like.
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Mandy asks…
How hard is it to start your own gardening and landscaping business?
i live in staffordshire, uk. I want to earn money to support my partner and daughter while im in uni. Starting my own business means that i can work around uni and be able to afford to rent a nice house for them.

Jere answers:
Starting a gardening business is similar to starting any other small business, but you must first decide what type of gardening business you intend to operate. Landscaping services vary greatly from retail garden product sales, so outline which business fits your capabilities the best. Identify a local market for this service, look at the potential profitability, and follow a few basic business principles and you can have your own gardening business in no time.
1
Choose the right name for your gardening business as it tells the world who you are and what type of service you are offering. Be creative and choose a name that is easy to remember. Finding one that will stand out from your competition wherever you advertise is also a consideration. Once you have decided on your name, perform a trademark search to check on its availability. If possible, register your with the Trademark Office for approximately $325. Another important aspect to your business name is to register a website domain for your gardening business. The domains only cost around $10 for each one, so register as many configurations as you can to avoid complication when your gardening business becomes a success.
2
Determine the structure of your business and get a business license. You can start your gardening business simply as a sole proprietor or as an LLC. You may wish to contact an attorney for help with the LLC or other, more complicated structures. Having as license is necessary for tax and insurance purposes, as well as product and supply discounts. Your structure is also for your protection in terms of tax and product liability.
3
Develop a business plan outlining the specific services your gardening business will offer along with projections for future growth. Include a budget for any necessary gardening and office supplies, payroll with related tax and insurance expenses, utilities, rent and business insurance. You can find detailed information about creating a business plan at the Small Business Administration website.
4
Obtain financing for your gardening business with a well thought out business plan complete with realistic projections for profit as well as an outline including accurate costs both for start-up and ongoing business expenses. Collateral, personal financial records and tax returns for at least two years will also be required when you apply for financing.
5
Advertise your gardening business in your local paper, on local television and online. Personally contact home builders in your area to let them know you are available if you plan to offer landscaping as part of your gardening business.
6
Find the appropriate location for your gardening business depends on the type of business you plan to operate. Small landscaping businesses can be run from a home office, eliminating the expense of renting space. If your gardening business involves retail sales for plants and supplies, you will need a large space with both outdoor and indoor retail capabilities.
7
Purchase the equipment and supplies for your gardening business by opening accounts with local vendors. Some retailers offer discounts to small businesses and contractors, so identify those resources.
.

Sharon asks…
What’s the best course if you want to start your own business?
Hello everybody… I want to known what’s the best course for me.
I want to finish study and Start my own business… I want to be Indipendent with my own work… What course I can do?

Jere answers:
You want a course on entrepreneurship, which is about how to start a business.
One thing you want to know before choosing an entrepreneurship course is what kinds of businesses it focuses on. If you want to start your own small business, look for a course that teaches about starting micro businesses or small businesses. It will focus more on developing your concept, writing a business plan, doing day-to-day business operations such as hiring, payroll, etc.
If you want to start a company that will become a large corporation or one that will be bought out by a major corporation, look for that kind of entrepreneurship course. It will focus more on getting venture capital funding, putting together a board of directors, etc.
If you want to start a large technology company, there are a few free courses online.
One just started at Coursera this week. You can sign up now and not be behind: https://www.coursera.org/course/innovativeideas
I have to say, I signed up for this one and was disappointed. It’s all PowerPoint slides – I un-enrolled. I thought it would be about innovation, but it’s all about tech entrepreneurship, and I’ve already been through one of those courses.
Udacity has one you can take any time. Https://www.udacity.com/course/ep245
Stanford University had one last fall and should be offering it again. More info here: https://www.venture-lab.org/

Daniel asks…
what kind of jobs I can do online from home?
I need a job online and without fees. Can anyone tell me is there any jenuine website where I can work online. I am disable and I want to work from home.
I got associates degree in business administartion. And I know computer graphics. I like to write and read too.
I have medical conditions so I don’t think I can give too much pressure or effort. But I can sit in computer at least 1 to 2 hours each day.

Jere answers:
In home based businesses, depending on which one you get involved in, it usually takes about 2 to 4 weeks to start making an average income. (about the same time frame as your first payroll period) Then as you keep working your business, 4 to 6 weeks to increase that income, and 3 to 6 months to be self sufficient. That is only if you put the time and effort into it. If you just say “I started a business” and don’t put any time or the effort needed in your business, then you won’t make an income.
Most people have full time jobs and run their business on the side. When their business reaches the income level they desire, they put their normal jobs down and continue with their business growing. Other’s dive into it head first and tackle it and get it going faster. Either way, you have the same opportunity to make a sufficient amount of income.
I don’t know what you enjoy doing, hobbies, interests etc, so I’m not sure which home based business to refer you over to.

George asks…
How do I open a small business in New Brunswick, Canada? And how do I pay an assistant?
I currently provide in home child care and I provide my clients with receipts and year end income tax receipts, I also claim my income on my income tax each year. I am considering hiring an assistant but I’m not sure if I need to have some sort of business number or tax number etc. And I also don’t know how I go about paying this assistant in regards to taking taxes off etc, any help would be greatly appreciated.

Jere answers:
You will need to have a BN. You can open one online, and can obtain the information for deductions online as well. Unless you’re willing to allow the person to have tremendous freedom, it wouldn’t meet the criteria for them to be a self employed/contract person; they’d be your employee, like the other poster sugested. CRA also puts on small business seminars aimed at instructing you on Payroll deductions. They are free.
For information on employee/self employed:
As a self-employed person (as you know) there is some degree of risk of loss. You have a space dedicated to child care, you advertise to get my clients, you could lose money if no-one signed up. You will likely want control over your relationship with this assistant (you’ll decide their hours of work, you’ll provide their work location, you’ll provide all the toys, food, etc, for the chilldren, all of the clients will be yours, and not theirs, they won’t be allowed to hire a replacement to show up in their stead, etc).

Jenny asks…
How do I set up payroll for a small business and keep it affordable?
How do I set up payroll for a small business and keep it affordable?
I have a small business and I am ready to hire one or two employees. I want to know the best way to establish and manage payroll on a tight budget. I am kind of a do it yourselfer but I want to make sure it’s done right and with not a lot of hassel. Any advice?

Jere answers:
Hi there – I work at Intuit and we offer a few different payroll options, including online payroll which has a 30-day Free Trial: http://payroll.intuit.com/payroll_services/online_payroll.jsp
Hope this helps! Let me know if you have any questions.
Thanks,
Chris
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William asks…
I want to start a business online, I’m curious about what’s legal?
I want to start selling basically clothing online, and I was wondering about the legal side? I’ve been looking up so many things, about permits, and the different types and frankly it’s confused me because different sites say different things. Does anyone know about this? Any information would be helpful. Also I live Pennsylvania.
Thank you, this information was all extremely helpful to me.

Jere answers:
You won’t need a permit because there is no regulation in the clothing industry. Permits typically only apply if you are selling guns, alcohol, investment services, farming, bank products, etc. Clothing is pretty harmless though so you are good.
You will need to file taxes though. Also since you are selling merchandise you will have to pay state sales tax. For information on this look up your state and local sales tax rates.
Essentially all you need to do is start selling your product. Keep track of how much revenue you earn (how much gross money you get from each sale) and then subtract your expenses such as:
Cost of Goods Sold (the cost of the clothing when you bought it)
Wage expenses (if you have employees)
Operating expenses
Sales taxes due
etc
At the end of the year either you or an accountant that you hire are going to have to take all of these piles of receipts that you kept and logs of revenues and expenses that you kept and will create an income statement.
From there you will be able to calculate the taxes that you owe the government so that you can pay them. Yipee!! 🙂
You might consider taking a crash course in accounting 101, buying a book, or just call an accountant. It is better to start off on the right foot. The most annoying thing about owning a business is keeping track of your records. However this is critical because you will need to pay taxes, and if you ever plan to expand your business, these well kept records will help you to get loans, attract investors, and manage your ever increasingly complicated business.

Jenny asks…
Is this grounds to become an emancipated minor?
I am 16 and live in the state of Kentucky.
For the last 5 years I have been doing web design and small ebusiness consulting on and off.
WIthin the last year it has really picked up, and I need to expand. This means renting more office space, hiring employees, and haveing to enter into contracts with clients.
The problem I have been having is that because I am under the age of 18 my parents have to co-sign, or agree to every thing, and it slows down the process causing me to loose business.
Other then my main company I have smaller “on the side” sources of income, one is a sucessful travel website, other include online subscription services, and one on those “I sell it for you on eBay places”, so finacial stability is no problem, I make more a week then my parents do anyway.
(I have cought them stealing my money, too.)
Do I have a good case for becoming an emancipated minor, or am I paying taxes for nothing?
I’d call down to the legal dept. but they are drinking buddies with my parents, who have to sign their checks because im not 18.

Jere answers:
The one line that convinced me that you certainly have a case for emancipation is: (I have caught them stealing my money too) Get yourself a lawyer and go for it. You are more prepared for adulthood than 90% of the “Adults” I know including many my age and older (50)

Lisa asks…
where can I ind a free buisness studies course online?
I would like to do a buisness studies course but cant afford college is there any where that does a ree online service where i can do the course from home?

Jere answers:
There’s no such free business class/course site. Even if there was, it would be a waste of time. No employer recognizes online ‘degrees’.

Joseph asks…
How do I find networking contacts online?
I’ve created a business website(bizcenter.services.officelive.com) to help other people/businesses succeed with their event/business idea. I offer web design through multiple web hosts, invitations, business planning, flyers, newsletters, etc. I need a little help though getting the contacts. Can anyone help me?

Jere answers:
Try
http://www.scriptlance.com/?ref=tademosu

Laura asks…
How can I duplicate postcards that I previously had made for marketing purposes. I only have the hard copy?
The guy who did them for me before is now out of business, and I don’t have an electronic copy of the design to upload to any online print services. I was wondering if there was any way I could some how duplicate it. I feel that If I scan and crop it the quality will not come out the same. Thanks for the help!

Jere answers:
Hello,
This same situation happened to me. I called the Printing company that I always use http://www.printfirm.com and they told me that if I had a good scanner that would scan the image at @ 900 dpi, then shrink it down to 350 dpi it would be close. They said it would never be as good as the digital file but it would be close. My suggestion is to give it a try and don’t be afraid to play around with the colors when you scan so that you get what your looking for. If you want you can give the guys at print firm a call. They will explain it in more detail. There number is 866-668-5152.
For your reference here is the link to where I bought mine. I was really surprised that the postcards came out as good as they did being scanned, but in my opinion they didn’t look any different from the original.
Http://www.printfirm.com/postcards/
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Donald asks…
What is the best internet based business opportunity you know of?
I am new to the internet and after having tried a few HYIP schemes and lost money I am looking for recomended ligitimate home-based internet business to join up with to earn some good money from and hopefully be financially free in future?
A top 10 list of opportunities would be nice but any ideas would be appreciated.
Simon H

Jere answers:
Simon~
Here is your answer. Click the link below and follow the steps to view an online presentation about the Company, Business Opportunity, and Services. This company made 60 millioniares in the past 5 years, listed on the New York Stock Exchange, regulated by the FTC (federal trade commision) and the best part is they are still under the RADAR! If you like what you see, hit me back…I can help you get started.
This is the financial vehicle you have been looking for!

Nancy asks…
I have developed a dynamic internet business concept. How do I sell it to the big IT corporations? ?
I have developed a dynamic internet business concept that I believe will become the next Facebook or YouTube and would like to sell it to either Yahoo, Microsoft, Google, Apple or any other entity. But I don’t know how to make the right contacts at these entities or how to proceed. Who do I contact and how?

Jere answers:
You develop it yourself and grow your traffic big and hope one of the big companies offers to buy you – they won;t pay anything for unproven ideas – you have to prove to them it makes money, otherwise it;s not worth anything – back in the old days (1998-2000), Venture Capitalists threw millions at internet ideas – problem was – most of them made dollar zero – now you have to develop it yourself and prove profitability

Jenny asks…
Any good business ideas for a small town along a major interstate?
I’m in a small town of about 3000 right along I-35. Does anyone have any suggestions for good small business ideas. I’ve considered a small internet cafe? Suggestions welcome

Jere answers:
First what is your market – this can not be the people who drive by on I-35. It has to be which people are the ones driving by and why would they want to stop.
Second- What is the need you are filling. Is it really a need? Is there any way to test it before spending $$’s that could be lost? Is anyone else doing it in a similar type of location (Another small town) Interview that person or better yet several people in other small towns doing something like this or similar.
Third. What are your resources – to sustain you. Do you have an income while you are getting started. I started a business once and I had little cash to start but I was able to work it part time for 18 months while I worked full time. I was able to reinvest any earnings back into my business.
The internet cafe is an interesting idea but the cafe or the food I think is what will draw people in.
Take a road trip and see what other people are doing and tell people straight up what you want to do and ask lots of questions. People love to help others.
I am excited for you and a little jealous – Owning my business was the funnest thing I have have ever done. If you have other questions you can email me. Good Luck!

Michael asks…
How to do Internet Business Easily for student?
Im a college student and not using any college loan for my study.I have heard about many kind of internet business in the net.Can anyone help me which kind of business internet can give me fast return on investment?

Jere answers:
You can do some freelance work online like fiverr.com. I recommend you get some ebooks to learn about how to do internet business online. You can get many ideas and start from there.

Donna asks…
How to move ahead after having a business idea ?
Ok, i have a business idea, which is sort of service oriented. But it will be completely based on the internet and is can be termed as direct customer basis.
Now i have the idea but i dont know how should i move further to implement it. Who should i consult with ?
Moreover, as its sort of innovative idea, i am not sure who should i disclose this idea to and if it will be safe to share it with professionals/ consultants ?
Please suggest whatever steps i can take to move further on the business idea i have which is internet/service oriented.
Thanks.

Jere answers:
It only sounds like an idea. Now you need to write a business plan to prove that your idea is workable. Go to http://sba.gov/smallbusinessplanner/plan/writeabusinessplan/index.html, http://www.bplans.com/ or http://www.score.org/template_gallery.html for instructions on how to write a business plan and sample business plans.
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Daniel asks…
I want to make money online with something that works. What is the best program out there?
I have been doing research online about the different ways to make money online. I am interested to hear some other opinions on ways that it can be done, and programs out there I might have missed. Please give me frank answers and no hype, I have read enough of that. Thanks.

Jere answers:
Making money online can be a real challenge, and I can tell from your question that you have probably looked at a lot of the hype that is out there. You are right to believe that most of it is hype. Many internet marketers put more effort into their sales page than they do into the product itself.
Working at home requires a certain type of disciple that most don’t realize until they have gotten into it. I think that most people who do not do well on the Internet have this problem. We are programmed to ‘go to work’ and anything outside of that just doesn’t register in our brain to get us ‘working’ the way we need to to make money online to the point of making a living.
So its important to get into a program that has a ‘complete’ structure from A – Z and has a relatively low risk proposition. Most programs today are duplicates of duplicates of duplicates because the programs themselves teach people to just duplicate their program to sell to others.
The Internet marketing gurus of the world have so many followers that it makes it almost impossible to follow their programs… Most of them are outdated, overpriced, and oversold because to be frank, it is only what they are doing that makes the most success. Yes, training systems. Those who cannot do, teach, and that is the life of the typical Internet Marketer these days. All the ebooks and programs they have flooded the net with are their true source of success, not the information in the product you buy.
I have been a part of many many programs over the years and have had experience with every sector and some of the so called gurus. I can tell you that there is one program that stands out from the rest that only recently was introduced. The beauty of this program is that it is dummy proof and does not rely on you investing a ton of time on thing that may or may not turn out results. Thus, the risk factor is really low. The program is called The Big Fat Rich Loser Network (you can see it at http://www.bigfatrichlosernetwork.com ) and their unusual method to getting rich is one of the most original and refreshing programs I have seen in a long time.
I am recommending if you want to go with something that works, I think that is the program that will do it. The sites that can be created with it have gotten a lot of rave reviews from members at Digital Point forums, which is a hard thing to do since a lot of people can be very critical there.
I don’t know what kind of investment you are willing to put into your online business, but their program has two options that are very reasonable in my estimation. Another program came out last year called SEOPortals (can check it out for yourself at http://www.seoportals.com) offered something like this where you needed to pay for the hosting, but their pricing was and is more than double what the guys at the Big Fat Rich Loser Network are asking, and SEOPortals just could not enable you to build as many sites as what the Rich Losers can. I think that aiming to make $0.25 a site with minimal effort is much more doable.
All in all, keep it simple, and I think that the program I have been talking about makes it as stupid simple as possible. 🙂
Good luck with whatever you end up doing! I hope you make the money online you are looking to make.

Joseph asks…
What do you need to do, to start an online stock trading account?
Do you need to link your bank account with your stock trading account or what?
And how does that work?

Jere answers:
He Internet along with the computer has brought online stock trading available to anyone with an Internet connection and some money to invest. You must have a bank account; Having easy access to a trading account has a disadvantage. If you are not careful in selecting your stocks, you could easily lose all of your money.
One of the advantages to saving a little bit of money is being able to make some stock trades with it. If you learn the inside information about stocks, you can actually have the potential to do quitewell in the world of single-stock futures in the world of finance. There are many people that go into business with the single-stock futures to build their financial base for the future.

Nancy asks…
How can an average housewife learn how to trade and do business?
In todays world, having your own small company is a great thing to do. If only the average housewife could use her resources to have her own company.
What are some steps she can take to understand the concepts of trade and business with ease?

Jere answers:
There are companies that are out there looking for people like you. They want motivated individuals that are looking to start their own business.
And the best part, they are not asking for any money from you. No Out Of Pocket Costs! No Joke.
I’ve been trying to earn online since July of last year. I have been able to make a decent amount, however, I recently stumbled upon this new adventure. Please visit my blog (listed in my profile) so you can see all the different things I have tried to earn online. I even include the sites and exactly how much I made and was paid.
I will include the link to the site that is leading me to financial freedom. All the best to you~!

Thomas asks…
How do I go about getting a job in the investment field?
I will be graduating from business school in one month. I majored in finance, and I would love to get into the investment field. However, I don’t want to be a financial planner. Investment banking or something like that would be good. Any ideas of how to contact companies like UBS of Morgan Stanley with hopes of getting a job? Thanks!

Jere answers:
My first question is this — did you go to business school for an MBA, or for your undergrad? And did you go to one of the Magic 8 schools, assuming you are from the US (Harvard, Sloan, Chicago GSB, Stanford, Kelloggs, Wharton, Columbia, Stern)?
Good investment banks (like the ones you mentioned) usually pick from a select few B-schools that they frequent, usually from the MBA programs. Sometimes, they go for schools not necessarily because they are the best but because of proximity (which is why a lot of Wall Street firms and banks interview from smaller NY schools, compared to much better schools elsewhere, say, the mid-west).
Outside of that, it is very hard for you to get in unless you have some contacts within the banks, or have an excellent track record to prove your skills.
Usually, the best way to break into the industry from the outside is to get an internship at the place of your choice, prove yourself, and use that as leverage to get a full time job. However, since you are graduating in a month, that is no longer an option.
The other thing for you to do is to write the CFA exams — even if you are not from the preferred list of schools, additional qualifications (such as CFA) usually go a long way.
What I would recommend, of course, is to take a job at a relatively smaller financial institution in the area (e.g. A hedge fund or PE firm) and work your way up to one of the bigger i-banks. I’ve a friend who worked at DE Shaw, went to school for computational finance and is currently employed at UBS.
I would also recommend talking to your school (since you are interested in finance, I’d recommend talking to the finance profs) and asking them if they have any contacts. A lot of finance profs have usually spent a good deal of time in the industry and tend to have contacts there.
Unless you are married to the idea of staying in the US, you could also try applying to i-banks elsewhere in the world — usually, they are quite happy to hire an English speaking westerner in another region (e.g. China). It might be easier to break in, and would give you a good step up in the right direction.
Then, there is networking. Go to the Vault forums and ask questions, find people and talk to them. If you are in the NY area, find a local bar that i-bankers frequent, post a message on Craigslist etc.
Finally, go ahead and apply — as long as you are well prepared and know your stuff, you may just strike gold. Besides, even if it doesn’t work out, it does not rule out you applying again, at a later time.
As far as the actual application goes, you could go ahead and apply online, but I’d also recommend talking to the i-banks themselves. Call them up, tell them that you are interested, ask questions, ask if you can meet with them, be very frank and open about what you want to do etc. So, unless you’re calling Schwarzman or Blankfein, most banks are usually quite amicable in this regard.
At the end of the day, initiative and perseverance are what’s needed. Of course, a penchant for working 100 hour weeks doesn’t hurt, either! 🙂 So, good luck!

Lisa asks…
What do I need to do to start an online only business?
I am interested in opening an online only business selling lingerie and adult items. What do I need to do to be able to buy items at wholesale? What about taxes? I am located in CA, but hopefully will be shipping throughout the US and the world.

Jere answers:
Use this basic checklist to make sure all the important steps are taken before you launch your new venture. This business checklist will make sure that you cross all your t’s and dot all your i’s before your business launch.
Steps to Starting a Business –
http://www.developer-resource.com/starting-a-business.htm
Other sites you might find helpful are:
SBA – http://www.sba.gov/
SCORE – http://www.score.org
Small Business Resource – http://www.small-business-software.net
Business Link – http://www.businesslink.gov.uk/bdotg/action/home
Goodluck!
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Ruth asks…
How do i tell marketing agencies they didn’t win the project?
We recently had a few agencies pitching for work – some were great and some really weren’t that good. What is the best way to deliver the news that they didn’t get the job? It’s the first time I have had to do this, and I do not mind doing it, but would appreciate any tips on how to deliver the message professionally. All help is appreciated!

Jere answers:
Tell them voice to voice (so either in person or by phone); that can be followed up by an email or letter.
I like to ‘script’ my response and to modify it for the agency: e.g. If someone had a very good proposal but it didn’t quite fit, I talk about the other pitch had that made me select them (experience in working with a company in our industry or…); if it was an agency with a bad idea or a proposal that didn’t follow our ‘brief’ at all, then I often will say that.
In all cases I try to give the losing bidders enough information to change or improve next time. That’s fair.

Donald asks…
What are some tips on becoming a community college professor?
after getting the necessary degrees…..
what are some good tips on how to market yourself appropriately to get colleges to hire you?

Jere answers:
Apply on the school websites and email a cover letter/resume to the Dean.

Betty asks…
Can you give me some tips for selling on ebay?
I have some items id like to sell. Im hoping somebody can give me some top notch tips to help me get started!

Jere answers:
You can go to ebay for a tutorial for the basics on how to be a seller:
http://pages.ebay.com/help/sell/selling-basics.html
But to get to the nitty-gritty………………..:
There are no secrets………..just common sense + hard work!
Be honest and accurate in your descriptions – One-sentence descriptions are for lazy sellers. One paragraph should be sufficient for most items. My general guideline is the more expensive (read higher priced) an item, the more you should ‘talk it up.’ It won’t be time wasted. Use lots of adjectives in your descriptions. Adjectives make prose and your items come alive. Without them, prose is dull and your items less appealing. Just add a little ‘sizzle’ and even have a little fun with it. In short, make your descriptions stand out above the crowd.
Be professional – use good English with no spelling errors – AVOID ALL CAPS TEXT
PICTURES:
Including one picture is a MUST, more pictures for higher priced items. Make sure your pictures are clear. There are far too many pictures on ebay that are dark. If prospective buyers can’t see your items clearly, your items, more than likely, will not fetch the closing prices they deserve. To remove darkness, use any photo editor to add some brightness and a wee bit of contrast.
Eliminate clutter. Prospective bidders don’t want to know what kind of cereal you eat or what kind of kitchen table or bedspread you have. Use a SOLID backdrop when taking your pictures as you want to focus all of the attention on your item. In short, the one and only thing you want in your picture is the item being sold. A SOLID white or light blue backdrop is best. However, there are certainly items that won’t show well on a light backdrop. In these cases, use a darker backdrop. And for gosh sake, don’t even think of using a plaid blanket as a backdrop for your pictures as I once saw on ebay. You should also crop the photos in your photo editor. Good pictures can add 5% to 10% to final closing prices.
GOOD DESCRIPTIONS + GOOD PICTURES = GOOD PRESENTATION. This is what you should strive for.
COMMUNICATION:
GOOD Communication is a must – Always notify buyers when you mail their items. It is not only a courtesy you would want and expect as a buyer but it is also both good customer service and good business practice. After all, you are the ‘President & CEO’ of your ‘company’ running your business but using ebay as your selling medium. In short, conduct your business so that it reflects well on you as a person. Treat everyone as a human being, not a living being and this includes people who have inquiries about your items, not just your buyers. Prospective buyers making these inquiries could ultimately be the winning bidders and possible repeat customers.
TIPS TO MAXIMIZE PROFITS:
Do not limit your auctions to one country. SELL WORLDWIDE. The reason is elementary. You now have access to the largest market ebay has to offer. Limiting your auctions to only one country also limits your potential profits. A basic business tenet is, ‘the greater the potential market, the greater the potential to maximize profits.’ But do note in your listing that PayPal is the only form of payment you will accept from overseas bidders/buyers. Through experience, you will learn that there are certain problem countries. Italy seems to be one of them. Mail sent to buyers in Italy very often ‘mysteriously disappears.’ If this is the case, just note in your listing you sell to all countries EXCEPT (name(s) here).
However, if you decide to limit sales to only one country, such as the USA, never say NO when you receive an email asking if you would ship to Taiwan, Germany, Australia or wherever. The reason is that you have a ‘FISH ON THE HOOK!’ This person will bid! When he or she does, this may force a previous bidder to enter another, higher bid or force later, first time bidders to come in with higher bids. So always say YES to these emails if you want to maximize your profits. But do say that PayPal is the only form of payment you will accept from these overseas bidders
Avoid selling ‘nickel and dime’ items. People who list and sell a steady stream of items that close for $5 or less are wasting their time. Less expensive, similar items ($5 or less) are best sold as a group to save time. If you have a large number of these cheaper, similar items, divide them up into sub lots of three, four or five.
More expensive (higher priced), similar items are best sold individually to maximize profits. There are ebay ‘vultures’ who just love to swoop down on similarly grouped items in one listing. When they win these auctions, they turn around and sell the items individually and, in most cases, get one and a half to 2 times and sometimes three times what they paid for them on an average item basis. I know this works. When I had more time (read unemployed), I was one of these ‘vultures.’ This is one of those situations where the parts are worth more than the whole. However, do be cautious if you venture into this arena. You have to know your merchandise. Stay in those areas you are familiar with. You can’t jump in blindly to any and every auction that has grouped items.
If you can buy a large lot of similar merchandise for $100 to $300 and turn it around for $150 to $900, it works out very nicely, indeed! Most buyers of these large lots will be vultures as well so you could be ‘butting bids.’ Keep in mind that the higher the closing price at ebay, the less your profit on the turnaround. It’s not an exact science and it does take a little experience to really know what you’re doing but you can’t be afraid to go out on a limb. That’s where the fruit is. When I see an auction of grouped items it tells me loud and clear that the seller is far more interested in getting rid of their stuff the quickest, easiest way possible and ‘be done with it’ rather than in making a decent profit or profit at all.
If you wish to do your listings offline, download the Turbo Lister program free from eBay. You can then upload them ‘en masse’ anytime.
Lastly, keep in mind that experience is the best teacher. Start off slowly listing only two or three items and see how that goes for you. Once you get your feet wet and gain confidence, start listing more items on a weekly basis. You will soon learn the ins and outs and the dos and don’ts in short order and ultimately settle on a system that works best for you. The more items you list, the more items you will sell, the more $$ you will make and the harder you will work. Nothing in life comes easy and that includes becoming a successful seller at ebay. If you are conscientious and put in a little extra effort, you will do well. If you are lazy or indifferent in selling your items, you won’t. Good luck & happy selling!

Maria asks…
How to sell home by owner?
Can someone give me some marketing tips on how to sell my house as a owner as agents costs alot and they dont really do a whole lot once you sign up with them.

Jere answers:
YES YOU CAN! I did and it was an easy transaction…..Real estate agents, are a bit overrated! Sorry but true…
First off, you have to have your home ready to sell…..Make sure everything is s p i c and span….Try to remove any personal items, and even remove furniture if it looks too cluttered…..Make sure the front of the house is trimmed and cleaned up….If possible plant some flowers to make it inviting…..The key is to declutter and remove items which make the home look cramped…..You want to make the home look as spacious as possible….
About marketing, you need to place an ad in the paper, and have an open house…..If someone comes in and makes an offer, make sure they have there financing in place, otherwise they may tie up your house waiting for financing….Once they make the offer, take it to your attorney and have him look it over, he will also guide you on the disclosure form, termite report, survey report, and other documents you will need to sell it….My attorney charged me $275 for his fee and it was money will spent! If the buyer doesn’t know how to ‘make an offer’ you write up the contract with your attorney’s help and present it to the buyer….
Best of luck and if you have any questions, please feel free to email me….

Sandra asks…
What is the most effective way to market an online business?
I am about to venture into starting an online business and feel overwhelmed with all the competition out there… Any tips on marketing schemes….

Jere answers:
The best way is to rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.
If you’re only going to read one how-to guide to get to the top of Google, the BEST and most comprehensive resource I found is WebmasterWorld.com’s Brett Tabke’s advice “Successful Site in 12 Months with Google Alone” http://www.webmasterworld.com/forum3/2010.htm
Other ideas:
1. Create the best content you can. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.
2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends.
3. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News. PRWeb and my website accepts free press release submissions, among others.
4. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. Here is a VERY COMPREHENSIVE list of sites that accept article submissions http://answers.yahoo.com/question/;_ylt=AqmzHU_wN2q8JvMJ6ttE0ewjzKIX?qid=1006022407481
5. Syndicate your content. Use blog or RSS feeds to distribute your content. Everytime you update your content, those who are receiving your RSS feeds will get the latest info from you as well. Here is a link to Resources for Marketing Your Blogs and RSS Feeds http://www.powerhomebiz.com/onlinemarketing/blogs.htm
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Sharon asks…
is maxforexonline.biz real and legal company or not?

Jere answers:
Truly an example of what you should avoid.
This site is bull.
Forex (FX) is considered by most professionals to be among the hardest markets to make money in….. Yet maxforexonline.biz will help you make great profits without years of experiance…… I don’t think so!
(by the way 3-5 pips spread is a rip off…. It’s not “tight” as the web site says)

James asks…
Mortgage Crisis in the US??
At the end of the day, isn’t it all due to poor decision making??
Then why should the gov help those who make poor decision?? Why enable them to keep making bad choices??

Jere answers:
I am very conservative and I am also in the real estate biz so I’ll tell you the truth about it. It is not about bad decisions it really was about the loans here is why.
Never in history had I seen property values sky rocket like they did pre 2005. It was remarkable! So the banks had very very little risk. It became a supply and demand to get the loans done as the risk was so low (due to propertys going up and up so high).
So what happened is buyers shopped around for good rates and the competition was fierce. The best rates won out and you saw folks getting in for zero down and I mean z e r o.
Now…all this would be great and nothing bad would have happened as the chances of a r.e. Market slow down and crash was practically non existent.
But then….the worst possible scenario happened.
The real estate market took a complete reversal and it sent shockwaves of panic through the market.
On top of that you have more bad luck..the rates started going up and if you look at how fast real estate had gone up before the problem is that it had gone up MUCH FASTER than the incomes of the borrowers.
So you had property bought at HIGH prices with High loans and borrowers not earning more to keep up then you had the 1-2 punch where values shot downward.
Now the owners couldn’t refinance and if they had some lates FOR SURE nobody would touch them with a10 foot pole.
So you now have upside houses where what is owed on it is more than what it is worth.
So the next step is people tried to take more loans out, second loans if you will with what, if any equity they had. Some milked the houses for all they were worth and walked away.
So in my opinion if folks knew the market was going to change like that so fast they wouldn’t have bought and gotten those loans BUT, and this is the big but….The borrowers and the banks went on what they were actually SEEING in the market place.
And in fact, throughout history, real estate has mostly gone up steadily and quickly during some years. During the Reagan administration for example they shot up fast and didn’t come down. During the Clinton administration, although they didn’t shoot up fast the prices did go up throughout the Clinton years.
Then in the Bush administration it actually went up higher than ever per %.
New home building also increased higher than ever…so now we have a glut of inventory on the market with scared bankers and now even in New York they are starting to sue some of the mortgage bankers which further causes fear in the market.
I cannot for a moment imagine that all those folks made poor decisions. I have met these folks and they are as sane as you and I. They looked at the market..they bought real estate that was going upward…they bought based on sound facts.
Nothing like this has ever happened in the real estate market at least in our lifetimes. So nobody would have predicted it.
To make a point some of the wisest Investors (you know the names) bought real estate only to see it plummet in value. Even they, yes…even the geniuses of finance can’t predict the future. Yes even Warren Buffet lost money in the real estate he had just bought.
Truth is…Nothing is gauranteed ever and life is full of risks. In my opinion what has happened is a natural and normal thing.
Capitalism is not based on things being fair. Nobody says it is. But communism is failing miserably. Socialism fails miserably…because by making things fair they take away from the productive and give to the unproductive.
With all its flaws it is still the best system in the world.

Maria asks…
Is cashmails.biz for real?
I requested for my 1st payout already. how long will it take to receive it?
@ Ed Atun
actually, when I requested for the payout, I was still able to open my account. It just bothers me that “many” have said that they really don’t pay and they’re actually a total scam. It’s been 13 days already since my day of request and haven’t heard any yet (I am a freelance writer of a research site and I usually get my pay 30-45 days after submission of documents). Well let’s see if cashmails.biz really pays.. After this experience, I could have an experience-proof to others who might be also into this.

Jere answers:
Could be a long time. I don’t know, but better be prepared tow ait a while.

Linda asks…
Is websitetester for real?
Is it true you can make money here just by testing websites and writing reviews about them? They say they pay at least 250 dolars per month for that. It starts on september. Would they pay?
http://www.websitetester.biz/index.php?lang=en&ref=fb236b394a840286cf77dbdf4b937d27
yes, i just made my account today because i really wanna know if this site is for real cause i can use some money but i dont want to waste my time with fake sites. So sorry, im not a spammer.

Jere answers:
It’s a Scam because you have to pay into it and I scanned the website with a scanner and it came out clean but in some areas no.
Report2010-06-18 21:25:17 (GMT 1)
Websitewebsite tester.biz
Domain Hash897a33cfe9a6579e390fb96f63e1807c
IP Address173.201.216.5 [SCAN]
IP Hostnamep3nlh247.shr.prod.phx3.secureserver.net
IP Country US (United States)
AS Number26496
AS NamePAH-INC – GoDaddy.com, Inc.
Detections0 / 19 (0 %)
StatusCLEAN
Scanning site with:AMaDa CLEAN
Scanning site with:BrowserDefender UNRATED
Scanning site with:Finjan CLEAN
Scanning site with:Google Diagnostic CLEAN
Scanning site with:hpHosts CLEAN
Scanning site with:Malware Patrol CLEAN
Scanning site with:MalwareDomainList CLEAN
Scanning site with:McAfee SiteAdvisor UNRATED
Scanning site with:McAfee Trusted Source CLEAN
Scanning site with:MyWOT CLEAN
Scanning site with:Norton SafeWeb UNRATED
Scanning site with:ParetoLogic URL Clearing House CLEAN
Scanning site with:PhishTank CLEAN
Scanning site with:SURBL CLEAN
Scanning site with:Threat Log CLEAN
Scanning site with:TrendMicro Web Reputation CLEAN
Scanning site with:URIBL CLEAN
Scanning site with:Web Security Guard UNRATED
Scanning site with:ZeuS Tracker CLEAN

Mandy asks…
is networking marketing real?

Jere answers:
Network marketing is as real as there is sun in the sky. It is just like any other business. The interesting feature of the network marketing is that you also get money from the people you bring into the business.
A major problem with network marketing is that most people associated with the business focus on recruiting. In essence, basic fact is forgotten. The basic fact is that the network marketing focus should be in product/service(s). Another major flaw with most companies is that business activity mostly centers around 1 product.
It is good that you can get override from those who you bring into the business. However there is a problem. Most of the time most recruits lose interest and quit or not perform. But if you concentrate on selling product/ service(s) by yourself and in addition, you also train those who you bring into the business then you will be a star in the networking biz.
In short, you must market the company’s product/service(s) and train those who you bring into the business. At the inception, you must see where the company’s focus is. If it is merely focusing on getting recruits then it is best stay away from the company.
Please note, after all most of revenue- 70 to 75%- is going to come from your own efforts.
Hope this answers your questions.
Prakash “PK” Kunjeer
http://www.empowerama.com
poopul at gmail
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Charles asks…
What can I do with an Internet Marketing degree?
Im going to be getting my internet marketing degree and I want to know the career possibilities that are out there. I would love to work in Marketing, PR, and Advertising in Entertainment, Luxury and Travel. Are those possible? Would love to hear insight from a person in Marketing, and what day to day is like.

Jere answers:
Marketing, PR, Content Development & SEO are some very good fields for you to go for.

Sandy asks…
where can i find some good ebook to about internet marketing?
I am building a website and I need good information about internet marketing. Is there any site that offers some good ebooks or articles related to internet marketing?

Jere answers:
There are many sites that tells you that they have the best ebooks and articles about internet marketing and other stuffs. I have gone through a few and would like to suggest you to look into this site which I think is the best so far to learn about web content writing and marketing.

Linda asks…
Is there an internet marketing course for free?
I really want to have a training course but I won’t be able to pay for any at the moment. Also I won’t be able to attend one on site, so I’m trying to find one online. Do you know of any online training courses of internet marketing for free?

Jere answers:
Yes there is…visit our site and also we will be giving a free internet marketing ebook ..probably that will be a great help to you.. Http://traffictactics4u.info/valflint/signup.html

John asks…
What are the benefits of having an internet marketing certification?
Hi I’m about to start an internet marketing coarse that offers a certification in internet marketing upon completion. I know just having the knowledge is crucial if you’re running your own business but are there any other perks to having this certification? thanks…

Jere answers:
Anyone with a pc can give you a certification in internet marketing, and you don’t even have to take any classes.
Unless it is from a State college or University, it doesn’t mean anything.
You can call yourself the Institute of Internet Marketing, and print your self a certificate if you want. It will be just as prestigious as one printed by someone else.

George asks…
How to start a affiliate internet marketing and be successful?
I want to start my own internet marketing business, and I want to Affiliate. What tips can you guys give me to start and to be successful at it?

Jere answers:
Would suggest you check around for a good guru and learn from them. Trying to learn from free advice may not get you far because you need a lot of details on how to execute the steps.
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Laura asks…
How do large companies send out millions of email in a day without them instantly going to the spam folder?
I am looking for a career change and was reading up on bulk email marketing for a particular job I am looking at. I am assuming that this would be done by a particular type of software. Does anyone know what type of software this would be so that I can read about it or if you know anything about the concept will you please share you experience.
Thanks.

Jere answers:
Most companies are cheating when they send out millions of emails. The servers have them sign an agreement that they won’t do this. So the companies are usually cheating since they promised they wouldn’t do it.
The software they use allows them to “spoof” the server into thinking that the emails are coming from 100 different locations and computers. There is not one single company that is legally sending out millions of emails every day. Not one..

Sharon asks…
Anyone can introduce me a good patent marketing company?
I need to sell my patent and I need a reliable patent marketing company. I really appreciate if anyone introduce me one.

Jere answers:
Ali:
Why not put it online? You might even put what you want to sell HERE…
Figure out WHO would need it and start collecting info on all of them..
If you need to know how to get your product sold on TV or to Costco, or Home Depot, or Target and the like then you might also enjoy reading this information by the Ginsu Knife guy! It is pretty cool. He gives you all his contacts and personal email!
Http://bit.ly/GinsuKnifeGuy
Pop me an email or call me so I can tell you the FREE WAY before you pay an “Invention Marketing Firm” to separate you from your money.
831-455-0418 California..

Linda asks…
Has anyone heard of the book publishing company Outskirts Press?
One of my annual emails from Writer’s Digest tuned me in to this publishing/ marketing company that basically gives a writer all control over their books. What do you think of this? It sounds too go to be true in my opinion.

Jere answers:
I really don’t recommend self-publishing. An independently run publishing house would be the better alternative. They’re above board, and the author still gets at least a bit of control.

Nancy asks…
Can you tell me an effective email advertising website?
Hello. I own a web development company, www.itconsultinglive.com and I want to advertise my products and services on email, but I find it hard to chose, as google is providing lots of choices, and I don’t know which of them are spam and which are optin. In other words, please help me find an effective opt-in email advertising & marketing company, so I can submit my advertising email, and people read it, so it gets me traffic.
Thanks!

Jere answers:
Hello,
You can use this opt-in email advertising company to send your advertising email: TakeTheInternetBack.com
There are over 100 000 double opt-in members in the database that own the site, and they receive comissions for reading the emails. The prices are shown in the page below, and you can chose either small packages, either a large number of users, depending on your budget.
Http://www.taketheinternetback.com/opt-in-email-advertising-marketing-advertisers.php
Let me know if you need other info!
Thanks!

Ken asks…
How do I design a HTML email campaign?
I need to Promote Some products via Email marketing can you recommend some company based you UK that can help me out with this campaign.

Jere answers:
Sure, try here: http://www.emailblasteruk.com/
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Lisa asks…
How to open an ingredient reselling business to food manufacturers? Anyone with tips 4 such home based busines?
I am working in food industry for over a decade and now ready for a business where i can buy food ingredients at wholesale and resell to manufacturers with a small markup. I want to start as a homebased business until business turns a good profit. Can someone give any tips on this? Thank you,

Jere answers:
As you have spend enormous time, about a decade working in Food industry. So it’s really great for you to start your own business. The only thing which i am feeling after reading your question that you want some resources from where you can buy food products on wholesale and what type of setup is required for first time business execution.
Here are some great online resources from India’s largest B2B marketplace where you can find the food products which you want to buy for your reselling business. The advantage of these online marketplace is that you can find wholesalers for your desired products nearby your local region. If not so, then you have been provided with customized search options to search your desires. Here are the links:
http://trade.indiamart.com/offer/agro-farm/
http://trade.indiamart.com/offer/agro-farm/bakery-confectionery-products/
Now about the business setup: The setup requires some basic infrustructure to start with. Here is the list.
1) The physical market place where you can store products for reselling.
2) Potential clients list who are interested in the product category in which you are doing business
3) Easy transportation mediums

Laura asks…
Can anyone suggest me to do good online part time business in india?
I am comfortable in internet. I would like to encash it as my income is normal. I heard abt google online business & etc……… Still i am not sure on this. Can anyone guide me to choose the right online work which will pay me a good amount?

Jere answers:
Yes. It is very important to earn an additional income from the internet opportunities, as our regular salary will stop one day, but this internet income is one time effort and just little time is required to fine tune, income flows non-stop at regular intervals after few weeks.
You may try the following sites for genuine internet opportunities, but you need to put in some efforts.
Http://www.internetworksforus.com
http://downloadsonline.org/s/c07ac7
Never waste you time in paid to surf, paid to click, paid to read emails, high paying data entry jobs. Select only FREE programs and earn with your effort.

Nancy asks…
What is the scope of starting Garments Export business in India?
Actually we have established shop in Lucknow. But now i want to expand it. Can i do online trading? or start export ?

Jere answers:
Nowadays in india the garment exports are still success and getting of many orders from abroad.The different companies are exporting tones of materials to abroad.The online trading is fine and usually different parties are facing frauds.The exporting is only done by the demand letters and other correspondance letters once issued by the company,you can start exporting.
The main scope of garments export business signifies the high earnings and high returns.Nowadays because of financial crisis mostly all companies lose thier contracts and workslowdown.In a such situation we should struggle and attract the employers by offering different schems and it results good business.however in my point of view the businessman should be optimistic mind of carrying on every difficulties.

Thomas asks…
Is it legal to order medications online without a prescription?
Many people talk about ordering medication such as zoloft or ativan online. Does anyone know if this is safe? Does anyone use an online pharmacy?

Jere answers:
Its legal to order zoloft but not ativan
There are companies in the usa who follow rules and regulations that are there for pharmacy
type businesses online.
There is nothing wrong with moving schedule 3,4, and 5 drugs as long as you are doing it
with in the laws of the state you are prescribing and fufilling from.
It is the people whom import drugs illegal (From india, costa rica) and either just straight
drop ship overseas into the USA or ship in bulk into the usa and then break up the packages
and re-distribute them. THAT is illegal.
If you require medical records, doctor consultation over the phone, and follow all the
applicable laws of the state you are licensed in you can legaly move schedule 3,4, and 5
drugs.
Here are some relable ones
http://www.online-discount-pharmacy1.com or
http://www.generic-pills1.com

Richard asks…
is is safe to purchase mutual fund online ?
which one is better for purchasing mutual fund from brokers or online, please suggest me some good sites to purchase mutual fund online in india. What is demat account, for opening such account should i visit the bank ?

Jere answers:
It is normally more cost effective to buy your mutual funds directly through the mutual fund provider. This cuts out the additional commission. Purchasing online is safe as long as you are working with a well known, long standing recommended mutual fund firm. You also want to check management fees that are charged annually and try to keep them below 2 1/2%. Also make sure you look for no-load funds and that there are no back end fees. Check minimum amount needed to open account as well as time that account must be kept opened before closing, transferring or withdrawing the fund, to avoid penalty fees. Also since we are getting near the end of the year, check the funds ex-dividend date. This is the date upon which the fund will pay out all its dividends and capitol gains acquired throughout the year to all their shareholders. Buying after the ex-dividend date will allow you to purchase at a lower share price and avoid any tax consequences for 2010. India Mutual fund sites for you to check are: finance.indiamart.com/india_business_information/mutual_fund_companies.html
mutualfundsindia.com
business.mapsofindia.com/investment-industry/list-of-mf-firms-in-india.html
I admit to not being familiar with the workings of a demat account so I will have provided some websites to better address that issue of your question.
Http://en.wikipedia.org/wiki/Demat_account
demataccount.com
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Betty asks…
Does anyone know anybody that help with severe credit loans or make Small donations?
small business owner i help needy families with daycare when they cant afford it or when the are put on the long waiting list.I would like l to continue to help but funds have run a little low.thats why i am asking does anyone know where i might can receive help.

Jere answers:
A true business credit card is a line of credit that is taken in the name of the business, under the business’ credit. Activity, whether good or bad, is reflected on your business’ credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.
However, some companies out there offer “business” credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts – you are.
When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business’ credit, while avoiding creating problems with your own.
Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for “strong business credit” (just like that in quotes) to find services that sell the information.
Good luck,
Ilya Bodner
Small Business Owner
Initial Underwriting Group

Donna asks…
Does anyone know of any good grant programs?
I’m trying to open a pet shop that specializes in parrots. I have my DBA and tax id number. I have bought an online grant program witch turned out to be a scam, so I’m more or less looking for a book full of grant programs….I know you have to buy grant packages…I am willing to pay if the program works, but if you know of where I can apply for free it would be better .

Jere answers:
Unlike what you heard, it is hard to find grants to start a business. These are just myths that some perpetuate, but the fact is that federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
On CFDA, here is a list of grants available for small businesses http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show – see if there’s any for starting a for-profit business. THERE’S NONE.
10.053 USDA Dairy Indemnity Program
10.162 USDA Inspection Grading and Standardization
10.163 USDA Market Protection and Promotion
10.212 USDA Small Business Innovation Research
10.674 USDA Forest Products Lab: Technology Marketing Unit (TMU)
10.775 USDA Renewable Energy Systems and Energy Efficiency Improvements Program
11.611 DOC Manufacturing Extension Partnership
11.612 DOC Advanced Technology Program
14.167 HUD Mortgage Insurance_Two Year Operating Loss Loans, Section 223(d)
14.412 HUD Employment Opportunities for Lower Income Persons and Businesses
14.506 HUD General Research and Technology Activity
15.630 DOI Coastal Program
15.635 DOI Neotropical Migratory Bird Conservation
16.110 DOJ Education and Enforcement of the Antidiscrimination Provision of the Immigration and Nationality Act
17.207 DOL Employment Service/Wagner-Peyser Funded Activities
19.300 STATE Program for Study of Eastern Europe and the Independent States of the Former Soviet Union
20.500 DOT Federal Transit_Capital Investment Grants
20.907 DOT Minority Institutions
47.070 NSF Computer and Information Science and Engineering
59.002 SBA Economic Injury Disaster Loans
59.005 SBA Internet-Based Technical Assistance
59.006 SBA 8(a) Business Development Program
59.007 SBA 7(j) Technical Assistance
59.008 SBA Physical Disaster Loans
59.009 SBA Procurement Assistance to Small Businesses
59.011 SBA Small Business Investment Companies
59.012 SBA Small Business Loans
59.026 SBA Service Corps of Retired Executives Association
59.037 SBA Small Business Development Center
59.041 SBA Certified Development Company Loans (504 Loans)
59.046 SBA Microloan Program
59.049 SBA Office of Small Disadvantaged Business Certification and Eligibility
59.050 SBA Microenterprise Development Grants
81.079 DOE Regional Biomass Energy Programs
81.108 DOE Epidemiology and Other Health Studies Financial Assistance Program
93.361 HHS Nursing Research
97.065 DHS Homeland Security Advanced Research Projects Agency
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…
“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”
Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.
Http://www.cfda.gov
http://www.grants.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html

Robert asks…
Has anyone ever had a hard time getting a job with a University of Phoenix bachelor’s degree?
I want to get a bachelor’s degree in human services but have been told employers will be less likely to hire someone with a degree from University of Phoenix. Any opinions?

Jere answers:
I have recently graduated from UOP online with a MBA. My experience was positive. I feel that I have accomplished much. However, from the posts that I read, UOP is not considered to be a valid University. Also, many statements have been made regarding the validity of the degree and its acceptance. Well, this prompted me to do research. Following are highlights from my research:
1. In my city UOP is accepted by employers because of the brick and mortar presence.
2. I did a search in Google using “MBA from University of Phoenix”. I found that many people have received degrees from UOP and are professors, executives, or lawyers. In addition, many have parlayed MBAs from UOP into PhDs. See the following example:
Born in a small South Dakota town, M. Tilden Moschetti’s life journey thus far has held many twists and turns up and down the western United States. Before practicing law, he has worked in areas of management, finance, information systems, and business process improvement in businesses from small to Fortune 500, from private sector to public. M. Tilden Moschetti holds a Juris Doctor from the University of San Francisco School of Law, an MBA from University of Phoenix, and a BS from University of Oregon. He is a member of the American Bar Association, acts as an executive of the Small Firm Section of the California Bar, and holds professional memberships in the groups such as the Association for Conflict Resolution and San Francisco Trial Lawyers Association.
You may view the whole profile at http://www.moschettilaw.com/
Click on About Us.
Do this search. You will find there are pages and pages of people who have received a degree from UOP. Many of these people have gone on to do greate things

George asks…
I want to become a financial advisor. How can I break into the field?
I have a bachelor’s degree from Indiana University in Journalism. I have been working in customer service for manufacturing companies for the past year and a half. Should I go back to school for my MBA? Should I take an online course to become a CFP? Or should I look for an internship at a financial services company?

Jere answers:
You don’t even need a university degree at all to be a Financial Advisor, let alone an MBA. (Also hard to do an MBA if you don’t have a BBA…can’t do a Masters of Physics unless you ..y’know, took Physics)
Most Financial Advisor firms are hiring constantly, they usually do get you to train with them first at no pay and then send you out on your own.
It’s a totally commision based business, and you train and work for them initially for free, so they’ll pretty much hire anyone who doesn’t seem like a total waste of time.
After that you’ve got to develop your own business, they’ll give you a start on how, but its really up to you. Prepare for the idea of working a few years before building enough clients to make a profit.
The companies usually have active recruiters looking for a sales force, call the company you’re interested in and ask them about it. You could also visit any job fair, I garauntee there will be no less than 5 Advisor companies present recruiting Agents.
I don’t think it’s a very good job, the vast majority do quit with losses in the first 2 years, but those who do become successful can make some money, but it’s very work intensive and hours and inital investment are large.
‘Breaking into the field’ is kind of like saying you’d like to ‘Break into door to door vacuum sales’..Just go tell them you want to, and unless you’re retarded, you’re in…in some cases, even if you are.
PS though, Do NOT work for WFG. They’ll bind your hands with crazy compliance. Work for something with a big enough name that it can help you market yourself, Primerica, Investor’s Group…something more like that.
Good luck if that’s what you decide to do.

Helen asks…
Business Online Scam ?
My company just received an invoice for $500.00 from a “publishing” company. When I called to ask what this was about, the told me that they had placed our company info online, and that they were part of the Yellow Pages, and that we now owed them this money, since they have had this running for us for 2007-2008.
Is this a scam? We never agreed to this, nor did we ever sign any documents agreeing to this. They are claiming that if we do not pay, they will not close out our account, and that they will charge us for another year.
Any suggestions, as to what to do?
Thanks.

Jere answers:
Do not send them any money, you can not be charged for something that you did not buy. I would forward the inovice to your local attorney general. Let them investigate this company.
Or you can just do nothing, and throw out the invoice.
This scam is old. Here’s reference to it from 2002 in Iowa:
http://www.iowa.gov/government/ag/protecting_consumers/2002_news/10_18_miller.html
a quote from the above link:
Miller said phony invoice schemes and fraudulent “Yellow Page” solicitations have been around for decades. “They usually prey on businesses and try to trick them into thinking a bill is to renew an ad in a yellow-page directory, often by using the famous Walking Fingers logo,” he said. “This one is a little different. Yes, it actually is a solicitation for a so-called directory, but this one could very easily mislead people into assuming it’s their ordinary bill for telephone service.”
Miller said the Yellow Pages Integrated Media Association has estimated that questionable companies collect $500 million a year from businesses nationwide through fraudulent billing scams.
He said businesses or consumers who make the payment to West Publishing Business Services likely are listed in an online “directory” that may not be known or be of any use to potential customers, and thus be of no use to the businesses. “It may well be that they buy large database lists, put everyone on the list in their so-called directory – and solicit the same people with the deceptive mailing,” Miller said. The “directory” may not even be categorized, and it appears to list box-number mail addresses, which would be of little use even if a consumer did want to visit a business listed in the directory.
Miller urged any consumers that inadvertently made a payment to West Publishing Business Services or “Yellow Pages Plus” to complain to his office or the company, or both. The Consumer Protection Division letter to the company today said the State expects the company to make refunds. (West Publishing Business Services is not related to West Publishing, a legal publication company part of the Thomson group.)
I hope that helps.
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Nancy asks…
Which college is best for online Masters degree MBA or International Business or Marketing?
1)Which is the best college for an online degree?
2)Which major is the best to do in the line of business?
Thanks!

Jere answers:
There is no answer for your question. The best program is the one that suits you best. The Official MBA Guide is designed to help you find it. You can search for distance learning programs and then specify criteria that are important to you, to find the one that is most suitable.

Thomas asks…
Should a person finish getting a business degree if they have completed half and lose interest?
My 23 year old son has been working on a business degree online for 2 years and wants to discontinue with school. Should I encourage him to complete his degree when he has lost interest? I told him to determine exactly how many classes he has left and decide if it is worth the time and money. He was extremely enthusiastic 2 years ago. He has dropped out of another program in the past.

Jere answers:
A major question involves the school.
If it is a proprietary for-profit school such as the University of Phoenix or Kaplan University, for example, your son has probably realized that the instruction is of very low quality and that the degree will be virtually worthless.
If it is a non-profit public or private school, you will need to discuss with your son what he will do after he drops out. Can he get a job, or will he just be hanging around unemployed?

Maria asks…
Is an online MBA degree from Northeastern University worth pursuing?
I am planning on attending law school but I have always considered earning an MBA also. I now work for a company that will pay 90% of tuition if it is business related. I was wondering if anyone knows anything about Northeastern’s online MBA degree. What is the cost? How good is the program? Is it one of the best online MBA degrees out there or are there others more recommended? Thank you!
I am looking for information from students who have attended the university for the MBA program. Thank you.

Jere answers:
Hey there ,
sorry not an answer for your question
But i wanted to ask you an MBA question
I am applying do MBA this september and am filling the applications forms, there is a bit that say write a personal mission statement, your career goal and why you want to do MBA.
I know its all personal and individual question but i will be grateful for any ideas opinions
thanks

Laura asks…
Can someone who lives outside of the USA do a US online degree?
Is it possible for someone who is not American or doesn’t live in the US to do a online degree with an american online college. When the person tries to register it request a ZIp code and state.
If yes how can the person apply, and what college offer these types of programs and are the best ones.
It’s for a BSBA in project management.
Or an associate in business administration.
Thanks

Jere answers:
Yes, they’d love to have you. If the online forms don’t allow you to enter the right information, then email the admissions department at the university. Their website should have an email link. You can also call them, but that might get expensive.

Chris asks…
Is it good to get an online accounting degree ?
My parents told me to go online accounting degree, what do you guys think ?

Jere answers:
Accounting is a growing field, in the business industry, and is becoming an increasingly popular course among students. Like many degree programs, accounting is offer by a variety of online institutions. Earning an online accounting degree attracts many students due to the numerous advantages it offers, over traditional methods of study. These include convenience, less expensive tuition, and greater flexibility. Still, before pursuing an online accounting degree, a number of critical factors must be considered, to ensure that it is the best option for the individual situation.
First, and foremost, as with all online degree programs, you need to be sure that, once you have completed your course, you will be marketable. Find out, beforehand, if the online institution, that you are interested in, is accredited. Also, note that the course itself (accounting) may need to be separately accredited, varying by jurisdiction. It is of great importance to find out all the necessary information before investing your time, money, and effort for years, only to be stuck with a useless piece of paper.
You should also consider it from a financial perspective. While the risk of not being taken serious by some employers, due to the nature of the degree, still applies, online degrees are far less expensive than their campus counterparts. Not only is your tuition likely to be lower but you will also not need to worry about expenses like boarding, and excessive transport costs. From a financial standpoint, an online accounting degree can be much more attractive.
Critical to success in an online endeavour, such as this, is proper evaluation of the teaching methods. A variety of methods are available, for online institutions to choose from, and different methods may be an advantage to different students – depending on the way each individual learns best. Particularly in the hands-on, and accuracy dependent, field of accounting, it is important to ensure that the instruction methods will train you adequately for real world demands, after graduation.
Finally, you should research the ventures of past graduates, in the accounting field, to estimate how marketable you will be, upon graduation. If you find that the majority are working decent jobs at stable companies, or even small businesses, you may safely assume that the accounting degree in question is looked upon favourably. If, however, such research yields students who have not gone on to take up successful accounting jobs, and are even pursuing similar courses at a different institution, you may want to look at other schools. In short, an online accounting degree can be a good idea, but it depends on the institution and your own situation. It is incumbent on you, therefore, to evaluate both and decide this, for yourself, based on the factors detailed above.
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Robert asks…
When will the music industry succumb to the Internet?
Pardon me if I sound ignorant, but nowadays it just seems like the record industry is out of touch with the format music is consumed today. I know they still play a large part in radio and album pressing, but more and more people are using the internet and it seems like that won’t fade away any time soon.
Do you think they will change their business model or become more irrelevant due to the rise of the internet?
Thanks!

Jere answers:
Their model has changed little. Unquestionably, the Internet has allowed exposure for more artists, but all of the big name stars understand that the big money is with a label, and the labels help promote the activities, dates and appearances that keep the money flowing.
If you think that “rocking out” to that tinny sound on your earbuds from some pirated download is the same thing as a concert experience in the company of another 6000 fans who know the lyrics just as well as you do, you need to get out more.

Sandy asks…
Do internet companies make more money with ads or with subscriptions?
As a general rule, does the free-service-with-ads business model or the paid-subscription business model tend to make more money for online companies?

Jere answers:
I have to assume advertising is by far the largest overall revenue source, certain paid services that once worked became unprofitable when someone else started offering it for free, some niches like dating may make more from memberships and sticky subscriptions, but again the biggest? Dating site Plenty of Fish is advertising based.
You have to offer a very exclusive valuable service to get people to subscribe to it. Some internet guru money making courses costing thousands may be the most artificially high priced service I have seen, the promise of multiplying your investment is easier to sell than spiritual harmony.
A couple of revenue model related articles:
Real Revenue Data For Small Websites
http://www.smartinsights.com/digital-marketing-strategy/online-business-revenue-models/online-revenue-model-options-internet-business/

Charles asks…
Do internet companies make more money with adds or with subscriptions?
As a general rule, does the free-service-with-ads business model or the paid-subscription business model tend to make more money for online companies?

Jere answers:
That is both a great question and a very difficult one to answer. It varies so much based on the TYPE of website you have and ultimately who is the target audience.
As a general rule, it requires a significant amount of traffic to generate money from advertising. People are being bombarded more and more with ads online and therefore have started to ignore them at a much higher level than before.
Now that said, if your website content and therefore your traffic is for a highly sought after demographic and the CPC (cost-per-click) rates are quite good, then even if you don’t’ have a ton of traffic but you have a sought after niche, then the chances of making money are there. Although it may not be a dramatic amount.
To summarize on the advertising side, unless your site is hugely popular, don’t expect to make a bunch.
Now taking the same factors into account, e.g. Targeted content and demographic, if you are providing quality service, content etc then from a revenue standpoint making money on a recurring basis is much more likely. If you have a price point for your subscription of under $10 per month, then you have an 85% chance that if you convert them into a subscriber ONCE then you will keep them for at least a year.
I know this is long but to summarize, it used to be advertising, now it’s subscriptions UNLESS you have amazing amounts of traffic.
Hope this is helpful

Michael asks…
What product or service would you like to see being sold today?
This is for an Entrepreneurship class that I’m taking over the summer. An assignment that we have is to come up with a business plan/model on how we plan to sell our product or service. I can’t think of any product or service that would be something unique or interesting. Yea, I could just say something like a sporting goods store, restaurant, bakery, video store, any of that garbage. What I’m looking for is something unique, something that really isn’t quite out there yet. Any help is appreciated!!

Jere answers:
Interactive sex toys for use with internet chat…
Each participant has a product which responds in preset ways to preset words/commands input by their chat partner allowing participants to interactively stimulate each other…
You could sell the products , software and chat access… Extend your product line and chat services to cater to sexual preferences and fetishes…

Paul asks…
How do I turn my idea into business reality?
I have a business idea but I don’t have the technical skills to turn it into reality, where can I turn to?

Jere answers:
First, you must know whether your ideas have any high market demand and whether how many online competitor you could be facing. This will see your chances of success. The information could be checked using some of the online application tools.
You could explore into internet business using your ideas as the investment cost is low. To turn your ideas into reality, you do not necessary need technical skills if you are doing online business.
There are a lot of internet business models you could consider of (e.g. Buying and selling domain names, affiliate marketing, auctions, selling digital or physical products, creating paid newsletter or websites and many more).
Find out more from the below link. It will tell you how to setup a successful online business step by step regardless of your experience and background. This include the techniques to know how your ideas have any high market demands and whether how many online competitor you will be facing.
It will also tell you what are the reason behind each step, how you could go about doing it and where you could get the necessary resources free or at a low price.
Hope that it will be helpful to you.
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Daniel asks…
Do you think the media shows political bias in its portrayal of political parties?
Considering the media is a business listed on the stock market do you think many of the views it presents show this bias.

Jere answers:
Does it ever!!!!”
However its important to break down that conept ‘the media’
There are several stations on radio and TV, and in the press (then in all the websites they generate) which are not completely dominated by a rightwing bias..
Nevertheless the dominant (in terms of ratings/media power) do tend to support the business end of town.
Fox especailly.
However even there its important to point out that
-sometimes it’s in Rupert’s interests to support what are usually seen as political parties of the the left.
-that its not so much in the direct invective towards anything to the left of Genghis Khan – but in the choice of
a) what is chosen as the key news items
b) what is omitted
c) the dumbing down of any debate into ‘:us the good guys /them the bad guys’
d) the language and the mode of presentation
That the long term of effects of the bias to the powerful operates towards a fairly crude ‘right wing ‘ construction of ‘the world out there’
There are many media studies of the bias towards the ‘right’. Among them the work of :
-George Lakoff who tells how conservatives use language to dominate politics
http://www.berkeley.edu/news/media/releases/2003/10/27_lakoff.shtml
-the BCCCS (the Birimingham Centre of Cultural Studies ) especially when Stuart Hall was its Director.
-Galtung and Ruges model of ‘news values’
http://www.mediaknowall.com/gcsenews.html
-other individual studies eg
a) http://www.nber.org/papers/w12169
b) http://www.journals.uchicago.edu/doi/abs/10.1086/499414
and for a more nuanced disucssion and research study into the effects of the spread of news media sources
c)
http://learning.nwc.hccs.edu:8080/Plone/members/tom.haymes/govt2302/pdfs/050731nytbadnews.pdf
.

Sandy asks…
Where is the best place to advertise in the gay community for Mortgage Brokers.?
We are a professional company of mortgage brokers and are looking at advertising in local communities. We would like to know the best place, whether newsletter or magazine that would be directed a the gay community.

Jere answers:
Publications aimed at people interested in the theater, hair salons, restaurant workers, interior design, etc. (You know the stereotypes, they’re not all B.S.) There are also local gay news outlets, too, I’m sure. And national ones, too. (“Out”?).
This can be a good mortgage market because often times gay people spend a lot on their house because they aren’t saving for college educations or thinking of leaving money to their kids. They also prefer to be homeowners to renters for privacy and landlord discrimination reasons. I think they also move up more frequently so repeat business is better. Finally, and most importantly, word of mouth is strong and you’ll get referrals once you establish a beachhead. (Don’t bash me for generalizations, there is truth in all of this. It might not apply to every gay person in the world, but there is truth.)

Nancy asks…
I received a direct mailing that quotes a famous piece of work, did they infringe upon copyrights?
I received this direct mailing piece that quoted the very well known portion of The Star Thrower by Loren Eiseley. Did this company infringe upon copyrights by not getting permission to reproduce this text? They did give credit to the source. Thanks for any input.

Jere answers:
That doesn’t really have a direct black and white answer:(
Case by case basis: Normally, if it is an unpublished source, it’s fair game. Since it is a published work though, courts must examine factors in deciding whether a specific use is a “fair use”.
These factors are:
-The purpose and character of the use, including whether the use is commercial or of a non-profit, educational nature.
-The nature of the copyrighted work. Uses of expressive, as opposed to factual, works are less likely to be considered fair uses, as are uses of unpublished works.
-The amount and substantiality of the portion used in relation to the copyrighted work as a whole. Here the court will consider the qualitative as well as the quantitative use. -If the user excerpts 200 words from a 10,000-word book, but those 200 words constitute the heart of the book, this may not qualify as fair use.
-The effect of the use upon the potential market for or value of the copyrighted work. If the challenged use adversely affects the potential market for the copyrighted work, the use is not fair.
Posting a part of “the star thrower” might not constitute fair use if done for purposes other than comment, criticism or news reporting. In a 1996 decision, a federal district court held that a former church member violated the church’s copyright when he posted documents — which contained church doctrine, normally available only to paying members of the church — wholesale on the Internet with virtually no additional editorial comment. However, the church’s suit against a newspaper that published an article including excerpts of posted materials was dismissed because the newspaper’s reporting was in the public interest and it made selective and limited use of the material.
Sooo….Since they have made selective and limited use of the material and credited the author, personally, I wouldn’t see it as copyright infringment. The company would most likely win if sent to court assuming they didn’t get her permission to print the exerpt.

Mary asks…
Will insurance companies like Sheila’s Wheels and Diamond have to change following the new sexism ruling?
Because they only offer driving insurance to women? WIll they have to offer to men? If not, then would they be able to still offer driving insurance at a much cheaper rate for women?
Because this could mean great or awful news to them depending on what they have to do…..
That’s quite clever, I never realised that men could still get quotes from them.

Jere answers:
Men can still apply for insurance with Diamond and Sheila’s Wheels – but their marketing is directed towards women, and they intimate they offer preferential rates to women. As long as the premiums are fairly and consistently calculated, they can direct their marketing to any demographic they choose

Susan asks…
How can I get my cartoons published in newspapers and suchlike?
I draw cartoons a lot and specialise in doing the small type that are often seen either as strips in magazines and newspapers, or the little single-cell ones that often appear on the front page reflecting a humourous take on the last day’s news.
How can I get my own work published like this- is it worth taking a more direct approach than simply writing to local papers asking their permission?
Thanks.

Jere answers:
First, build a portfolio of your best work (only the best because your portfolio is only as strong as your weakest piece.) This should be about 20 or so pieces, enough to show the variety and consistency (variety in subject matter, consistency in quality) but not so many pieces that it takes too much time to go through, art directors and editors are busy people and hate for their time to be wasted. You should keep your portfolio in a few formats; several copies printed, pdf, and online (html and pdf) . You can drop/mail the printed version off at potential clients(newspapers, magazines etc) remember to include a self addressed stamped envelope you want to get it back or can’t pick it up. Make sure the quality of the print is good (not a cheap photocopy,) and include your contact information on every page. NEVER INCLUDE ORIGINAL ARTWORK, always send high quality reproductions. You can get lists of who to send your portfolio to by getting ahold of the Artist Market Book. You can buy it from amazon.com or if you just want to borrow it your local public library should have a copy in their reference section. The book has contact information for various magazines all over the world. It also has the type of work they are looking for and what format to send it to them in. Some art director like to get work in Electronic format through email while others prefer online portfolios and others like printed portfolios.
Submit to the places looking for artwork like you produce and inquiry at local publications like newspapers and magazines. You might think about making a promotional piece for yourself like a postcard with a piece of your best artwork with all your contact info on it. This is good because it’s small and easy for a art director to file away for future reference.
Make an online comic available and try to make a new comic at least once a week if not more(there are ones that make at least one once a dy except on weekends) submit to comic forums and web rings to get exposure.
The main point is to make your artwork visiable for other to see and easy for them to get ahold of you.
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Mandy asks…
Does an entrepreneur has to be passionate to his industry?
I’m going to graduate in next May and take over my fahter’s small business, an online retail company sells high technology healthcare device. I like to study finance and analyze cash flow; my bus’econ gpa is slightly above 3.6. If I take over my father’s business, I will make double than finding a high paid job as a college graduated. The problem is I’m not interesting in analyzing healthcare industry. I heard entrepreneurs have to be passionate about thier industries, either it’s food, music, sport, etc. I have none passion of them. Unlike my dad, I never went to medical school. I like business, including its various functions, communication, planning, research and development, and networking skills. I just have no interest in studying one specific culture. What should i do? I’m also bilingual, Mandarin and English. Since you all heared about China‘s economy development and advanced business environment, so speaking Chinese fluently may help me with my career in a long term. In addition, when I posted this question earlier, people misunderstand me as a Chinese citizen, but I’m a citizen in this country. Thank you for reading.

Jere answers:
Yes, an entrepreneur does what he/she loves and makes a living off of it. They never work a day in their lives because they love every second of it.

Daniel asks…
Does an entrepreneur has to be passionate to his industry?
I’m going to graduate in next May and take over my fahter’s small business, an online retail company sells high technology healthcare device. I like to study finance and analyze cash flow; my bus’econ gpa is slightly above 3.6. If I take over my father’s business, I will make double than finding a high paid job as a college graduated. The problem is I’m not interesting in analyzing healthcare industry. I heared entrepreneurs have to be passionate about thier industries, either it’s food, music, sport, etc. I have none passion of them. Unlike my dad, I never went to medical school. I like business, including its various functions, communication, planning, research and development, and networking skills. I just have no interest in studying one specific culture. What should i do? I’m also bilingual, Mandarin and English. Since you all heared about China‘s economy development and advanced business environment, so speaking Chinese fluently may help me with my career in a long term. In addition, when I posted this question earlier, people misunderstand me as a Chinese citizen, but I’m a citizen in this country. Thank you for reading.

Jere answers:
I heavily recommend speaking with your father about your decision, and perhaps speaking with one of his business associates that would be qualified to answer the question at hand.
Good Luck
James Burns

Lizzie asks…
Does an entrepreneur has to be passionate to his industry?
I’m going to graduate in next May and take over my fahter’s small business, an online retail company sells high technology healthcare device. I like to study finance and analyze cash flow; my bus’econ gpa is slightly above 3.6. If I take over my father’s business, I will make double than finding a high paid job as a college graduated. The problem is I’m not interesting in analyzing healthcare industry. I heared entrepreneurs have to be passionate about thier industries, either it’s food, music, sport, etc. I have none passion of them. Unlike my dad, I never went to medical school. I like business, including its various functions, communication, planning, research and development, and networking skills. I just have no interest in studying one specific culture. What should i do? I’m also bilingual, Mandarin and English. Since you all heared about China‘s economy development and advanced business environment, so speaking Chinese fluently may help me with my career in a long term. In addition, when I posted this question earlier, people misunderstand me as a Chinese citizen, but I’m a citizen in this country. Thank you for reading.

Jere answers:
It sounds like you really do not want to take over your father’s business. There are so many jobs available for business graduates, and I have no doubt you will be able to find one. My advice would be to apply and try to secure a job for when you graduate. If you are unable to find a job, your dad’s business is a good back up, but I would at least try to get a job that you would like better before taking over your dad’s business.

Ruth asks…
Does the The Canton Fair in China have factories that make cell phone accessories/electronic accessories?
Hi,
I own my own electronic accessory business. I have a kiosk and my own online store. I want to get cheaper prices and buying from middle men in china is not worth my time and money anymore. I heard of the Canton Fair in China. I heard it was really big and lots of factory venders ready to do business. What I’m not sure of is if there will be electronic accessories there because after reading on their website it didn’t show categories of what I’m looking for. if anyone could give me a go to fair to go to for my needs or if the canton fair is right for me please help me confirm this.

Jere answers:
Well yes, but you had to wait till next year.why don’t u try Alibaba.com, there are many factories there.

Susan asks…
What business license I need to do resale online?
Hello,
I am currently trying start an online business with my own website in New Jersey as a side job. I will be selling various types of home goods that I buy(around 10 quantities per item to start off) from overseas such as China. My business will be located in my home personally, as shipping will be as well. I was curious what type of business license I need in order to do a resale business here in NJ? I heard LLC maybe a good idea? Any information will truly be helpful! Thank you.
Would this make me get license as a Sole Proprietorship, LLC..?

Jere answers:
You don’t need a license, but you need a business entity, so you can report (and pay) taxes.
An Inc or an LLC is best, because these are legal entities, that can go bankrupt, without you personally going bankrupt as well.
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Linda asks…
Is Graphic Design a good career choice?
I’ve heard the market is flooded with designers these days and it is very competitive finding a job in an actual studio and doing freelance work for peanuts and without benefits. If you are currently a designer how did you break into the biz and get your first real job. Do you regret choosing this career path?

Jere answers:
You’re right on, my man. It is very competitive, and the market is oversaturated with “designers.” Just remember there are designers and there are people who have a copy of Photoshop. Not exactly the same thing. If you do get into it, be a thoughtful, disciplined designer, and you will go far. Get all of the fundamentals down because design is not about the latest software.
For anyone who thinks there isn’t much competition, check out how many companies are advertising on my blog alone:
http://examplify.blogspot.com/
And those are just the ones who are buying advertising. Look at craigslist and freelance designers.com. 10 times as much.
In any case, best of luck to you.

Daniel asks…
Does anyone have the recipe for the new Pampered Chef recipe for 30 minute chicken?
I know that this recipe uses the new stoneware covered baker, and you use a 4 pound chicken and season it, I just don’t know if you’re supposed to cook it on high power the whole 30 minutes. Thanks for any help you can give!

Jere answers:
I am an independent consultant with Pampered Chef
Here is the recipe and if you have any other questions I might could help you with feel free to visit my website at
www.pamperedchef.biz
/mistytraylor
The Incredible
30-Minute Chicken
30-Minute Chicken Recipe
Our Deep Covered Baker and a flavorful seasoning mixture make
this chicken easy and irresistible. This quick microwave method is a
real time-saver, perfect for a weeknight meal or when a recipe calls
for cooked chicken.
Chicken
1 whole chicken (3½-4 pounds)
1 tablespoon olive oil
Lightly spray Deep Covered Baker with oil using Kitchen Spritzer. Remove and discard giblets and neck from chicken
cavity. Rinse chicken with cold water; pat dry with paper towels. Trim excess fat using Kitchen Shears, if necessary. Tie
ends of legs together with cotton string. Lift wing tips up toward neck; then tuck under back of chicken. Place chicken on
Cutting Board; brush with oil using Chef’s Silicone Basting Brush.
For seasoning mixture, combine ingredients in Prep Bowl; mix well. Completely coat outside of chicken with seasoning
mixture. Place chicken, breast side up, in baker.
Microwave, uncovered, on HIGH 25-30 minutes or until Pocket Thermometer registers 165oF in thickest part of breast
and juices run clear. Remove from microwave. Cover with lid and let rest 10 minutes (temperature will rise to 170oF).
Yield: 4-6 servings
Nutrients per serving: Calories 490, Total Fat 29 g, Saturated Fat 8 g, Cholesterol 165 mg, Carbohydrate 2 g, Protein 52 g,
Sodium 450 mg, Fiber 0 g
Variations:
Use our Pampered PantrySM rubs and seasoning mixes to give alternate flavors to your chicken.
All-in-One Chicken Dinner – Prepare chicken as directed above and place in baker. Combine 1 cup each celery and
carrots, cut into 1-inch pieces, and 3 cups red or russet potatoes, cut into 2-inch pieces, in Classic Batter Bowl. Toss with
additional seasoning, if desired. Arrange vegetables around chicken. Microwave, uncovered, on HIGH 35-40 minutes or
until Pocket Thermometer registers 165oF in thickest part of breast and juices run clear. Remove from microwave. Cover
with lid and let rest 10 minutes (temperature will rise to 170oF).
Lightened-up 30-Minute Chicken – Carefully remove skin from chicken; season as recipe directs. Microwave,
uncovered, on HIGH 20-25 minutes or until Pocket Thermometer registers 165oF in thickest part of breast and juices
run clear. Remove from microwave. Cover with lid and let rest 10 minutes (temperature will rise to 170oF).
Nutrients per serving: Calories 330, Total Fat 15 g, Saturated Fat 3.5 g, Cholesterol 135 mg, Carbohydrate 2 g, Protein 44
g, Sodium 420 mg, Fiber 0 g
1.
2.
3.
1.
2.
3.
Seasoning Mixture
1 tablespoon all-purpose flour
1 teaspoon paprika
½ teaspoon garlic powder
½ teaspoon salt
¼ teaspoon coarsely ground black pepper
¼ teaspoon dried thyme leaves

Paul asks…
How does one start a limousine manufacture?, and what type of schooling does one need to learn how to run one?
I was just wanting to know how one would start a limousine manufacturing company? Also i was wanting to know whay type of degree would help as far as cutting and welding and interior? And how long is the average time that one would spend in educating themselves at some university?

Jere answers:
My brother started a limo building biz in the 1980’s. He had over $200,000 invested in equipment alone plus the real estate. He had over $500,000 in the deal before he turned the first dollar.You will also have to get certified as a completed vehicle manufacturer…and pay big $$$ for liability insurance. And you will have to have a pool agreement with the OEM manufacturer that you plan on buying the chassis from…no easy task as they only do business with established firms.This isn’t a business for you if you don’t have major money and experience….I guarantee.

Robert asks…
Is BDRC.BIZ for real?
I was looking for opportunities to earn money online when I came across this Business Development & Recruitment Centre or BDRC.BIZ but it seems like I can’t find any review about it? Can anyone tell me if you know anything about it? Thanks!

Jere answers:
If I were you i’d stay as far away as possible from this company. I think it’s bogus. I have been looking for some ways to make money online for over a year now when a couple of months ago I came across this bdrc.biz and saw their website. I sent them an email asking some questions (their email adrs is info@bdrc.biz). What I got was an auto-responder run reply:
Respected sir/Mam
We Will receive Your mail.We will Reply Regarding Your Information Withen 24 Hours.
Thanks & Regards
www.bdrc.biz
I ignored completely the horrible grammar construction and gave them the benefit of the doubt. I waited 1 whole week and got no response from them. Thinking that they perhaps could have just missed my first email so I sent them another one. Unfortunately, same thing happened: got an auto-reply and never heard anything from them. It was a good thing I tried to inquire first and never sent them money. In their website, they’re asking $40, $60, $80 and $100 for silver, gold, diamond and platinum accounts respectively (equivalent of Indian Rupees Rs).
The important thing is, don’t send money over the internet unless you are 110% sure that it’s legitimate. Anyway I found these advertising programs that actually pay and the best thing is you don’t have to pay them a penny. It’s 100% free to join the programs. I am earning roughly around 100 bucks a month between them, not that much but they help me out with my gas and telephone bills. Good luck!

Steven asks…
Real Estate or Small Biz???
Have money to open a small biz, or should I just buy some Real Estate?

Jere answers:
I started many businesses for over 5 yrs now, internet and mailorder. I even owned real estate twice, from a Will Trust, and No Money Down Deal. Now, I sold the Will RE and I lost the RE from a bad broker deal, that went foreclosed. Business is still going after many failures. But here is my advice. You can make real estate a good business with DD research and know that its better to buy RE and sit on it, instead of waiting to purchase later. While it goes up in value, you can always borrow against it for future purchases or for a new business enitity.
After my last failed RE deal. I vowed to learn how to make the type of money from my business first, then I can buy what RE, multiple types…land, Mobile Homes, Condos, Farms, Family Res, etc. And make it worth my time, with much DD effort. But whatever you decide, make sure it is your passion. You would have to love doing it, and always fine tune it, to keep it growing. Learn from your mistakes and never give up with your business.
I have just crossed the path that I set my goal for, and that was to make in the range of $3-5k per month from the internet. Now I am researching properties in certain areas that I would like to buy. It took awhile, but I made that first goal successful. Now my next part is the RE of my choice. It will become easier now, working with a RE management co. To take care of my RE needs as I purchase what I want to rent. So Good Luck and get your feet wet. I am sure you will do just fine.
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Betty asks…
Does anyone have anything good or bad to say about the Big Seminar in Atlanta?
I’m planning on going to the up-coming seminar in Atlanta.
I’ve been making money on the internet since 2002..so I’m pretty new to it all and I’d like to know from people who have attended the Armand Morin’s “Big Seminar” on internet marketing strategies.
So if you know anything about it…god or bad… get back to me.
josephsgro@yahoo.com.au

Jere answers:
A tip:
Go to Article North directory – It is a Free Articles directory w High quality content. 45 000 free articles to download at no charge (just read the submission guidelines first), there is 579 categories. Free PLR:s, Software’s, eBooks and reports no charge. You can use the free products and all the articles for your marketing
Sign also up for the Free Newsletter and get all of this, and more when you sign up as a member at no cost. Free downloads. Ex. Right now: The Law of Attraction and The Science of Getting Rich, for free. Loads of high powered software’s etc. Etc.
You can get a whole months free advertising on the main page with your article published on the home page for free:
See 56 videos on The Secret and the Law of Attraction theme.There is 4 webpages with gifts & videos.
Http://www.articlenorth.com/

John asks…
What is the most effective way to target a specific market when you do not have the extra money to afford it?
I do not have the money to afford the advertising costs associated with television commercials or radio commercials. I am relying on word of mouth and internet linking and good old fashioned yellow pages. I wanted some ideas about cross promotion or marketing strategies that also are affordable, yet effective
I do not have the money to afford the advertising costs associated with television commercials or radio commercials. I am relying on word of mouth and internet linking and good old fashioned yellow pages. I wanted some ideas about cross promotion or marketing strategies that also are affordable, yet effective. I should probably mention what kind of business I own. I own 1000 hungry goats that eat up all of the tall plants and grasses on steep hillsides that could cause a potential wildfire to threaten homes and other structures. Natural fire mitigation. How should one go about targeting groups like the state government, and property owners that own many acres of land?

Jere answers:
You need to be more specific on what market you’re looking for and what kind of product you are selling. A specific type of store, product, ect… Be more specific and we can give you a realistic answer.

Joseph asks…
Whats is way follow in Internet marketing?
I want to improve my business. Anyone, suggest me how to improve my business with the help of internet marketing.

Jere answers:
There are many ways to improve your business on internet.
To reassume in few steps:
1) Try to know better WHO IS YOUR TARGET, thanks to Social Network (you can use free tools like Cubeyou: http://l2l.it/Internet-Marketing ).
2) Build campaigns on Google AdWords using the keywords that your target usually uses.
4) Build campaigns on Facebook and LinkedIn to show advertising to the profiles of users that you found studing the target.
5) Analyze traffic on your website to be sure the the strategy of web marketing is working well and if not, correct activities.

Donald asks…
Can someone explain in detail about Digital Marketing Strategy And Planning?
I would like to know about Digital Marketing Strategy And Planning??
What is it and how it works?
Need detail description.

Jere answers:
Digital marketing is the use of internet connected devices to engage a customer with online advertising in order to promote products and services. Internet connected devices are those such as web browsers, smart phones and game consoles. As technology develops more devices become able of internet browsing and the digital marketing potential that comes with it.

Ken asks…
How to develop a marketing plan for a e-business?
I am thinking of starting a new business and I want to promote it in the internet. I have not experience of developing marketing strategy. So how can I get help to develop a sound marketing plan.

Jere answers:
A marketing plan is a marketing plan for whatever sort of business, whether its internet based or not. It would be useful to prepare a business plan which has within it a marketing plan, rather than just rely upon a marketing plan. Lots of start up business places have guides to how to prepare both documents
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Robert asks…
Where is a good place to put business cards for a plumbing & heating business?
My boyfriend is just starting out in the plumbing, heating and gas fitting industry and he’s trying to get his name out there. Any good suggestions on places for him to put his business cards? Or any free online advertising anyone knows of?

Jere answers:
Local senior center & offer a senior discount. If you attend church that is also a great source.
Sit down and make a list of everyone you know…mom, dad, uncle, dentist, doctor, old teachers, etc. Then, talk to them and give them cards and ask them to tell everyone they know.
Once he does some jobs ask satisfied customers for a comment (make up comment cards like they have in restaurants) put them in a nice notebook/album and use them as references etc.
Besides business cards, he needs professional estimate forms, contracts, stationary etc. Get a magnetic sign for the side of his truck (Fastsigns does them cheaply.) On the weekends part the truck in different parking lots (mall, Home Depot, Lowe’s, etc.). (Make sure it’s clean too.)
Local paper runs little ads for $20 a week. Well worth it!

Ken asks…
Who is the cheapest printing online company for business cards and flyers?
I am a graphic designer and sales… And I want to start a business as a printing broker, I want to find am online provider that can print my business cards and flyers?
Please help… Thanks

Jere answers:
There are many online printing company but I suggest you to go at Las Vagas Color Graphics. You will find not only business card and flyer but lots of other printing solutions.

Carol asks…
Where to make your own business cards?
I am looking to get some new business cards made. Need good online design software, and good quality cards.

Jere answers:
I use micro soft publisher that is on my computer with a good card stock they work fine. I publish some for friend to and they like it.

Lizzie asks…
I got a shaklee business that is going nowhere can someone help me get started please?
I have advertised with flyers, business cards, with online advertising, word of mouth, but nothing is working. I have had this business for about three months and I am getting nowhere. HELP!

Jere answers:
Hello there. I have been involved with working from home for many years and been through quite a myriad of businesses, some successful, some not so much.
My first concern here is your upline. Where are they? Whoever enrolled you should have taken you by the hand and lead you step by step through their process. I admit, I had the same problem with Shaklee. If your enroller isn’t available to help you, then whoever is above them should step up to the plate. There’s nothing worse than getting all excited about your home business, getting your products and your kit….then standing alone and asking “What now?”
Because it is such a competitive market, and I hate to say it but Shaklee’s prices are definately up there, you need company training to get you started. If you feel that the timing is right, the products are outstanding and can really help people both with their quality and prices, you can earn an income at it. If you have any doubts, perhaps the business isn’t the right fit for you. I know I had to make that decision before and it’s not fun.
If you would like to talk more about the market and where it’s going, feel free to contact me.
Vbouvier@shaw.ca

Nancy asks…
What is the best online printer for Business Cards?
I’d like to get 250 color business cards with UV coating on both sides or on one side.
I have read bad reviews of a lot of online printers. Can someone tell me the best one with great service at a low cost?

Jere answers:
VistaPrint is crap unless you’re okay with them making unauthorized charges to your credit card and then selling your info to anyone willing to pay for it. Besides that, more than once I’ve had to fix a VistaPrint job for a customer because the backs of the cards haven’t lined up with the fronts.
I’m not sure why using an online printer is important here. Unless mobility is an issue you’re always, always better off talking to someone in person.
To put a job that small on a press, alone, will cost a few hundred dollars. For 250 cards, your job will be run on a big community sheet with at least a dozen other cards — unless you know precisely why you want a UV coating on them, you might be better off doing your cards digitally and perhaps having a matte or glossy film applied.
I would say your best option is to contact a trade printer in your nearest major city and find out who you need to send your job to so that they get it. Trade printers only print for other printers, but because it isn’t a front for a credit card scam you can have more confidence in the quality of the work. I will tell you that you’re probably looking at 500 cards minimum, but for a price difference of under $40.
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Sharon asks…
Help creating a 1920s advert for a product, and another advert for the same product in modern times?
Hi there, just need a bit of help with a school project.
Basically I have to create two adverts like you might see in a newspaper: one from the 1920s and one from today. Both have to be for the same product.
My question is: what could be a good product to make the ads for?
The basic critera is:
-Has been sold in the 1920s as well as today, for example Listerine mouthwash (unfortunately I’m not allowed to use the example)
-It would also be preferable if the target audience/marketing strategy has changed since then (for example Listerine was originally marketed as something to make women desirable and prevent catching colds, today it’s universally advertised as a mouthwash to make your breath fresh and prevent plaque etc.)
-Preferably a specific brand, not just a generic product
Sorry for the long explanation! Any help is much appreciated.
Thanks!

Jere answers:
The first web page (below) will help you as it describes THE HISTORY OF ADVERTISING
Modern Advertising: An American Phenomenon
Industrial mass production began in England, but the assembly line and other innovations pushed the United States into the forefront of industrialized nations in the early nineteenth century. Similarly, consumer culture began in the court of the Sun King, Louis XIV, at the beginning of the eighteenth century. Later it spread to the general population of France and England in the expositions and department stores of the nineteenth century. But consumption, like production, found its most fertile ground in North America.
As America became more industrialized, especially from the 1880’s to the 1920’s, mass-appeal advertising paralleled the mass production of goods. Nationwide advertising directed the public’s attention to the increasing variety and quantity of products distributed on a nationwide basis. Mass production gave urgency to the creation of a mass market, so that all that was made could be sold, rather than piling up in warehouses. Agencies appeared in France and the United States in the 1840’s. By the 1870’s, they were using relatively sophisticated marketing surveys and marketing strategies.
The Evolution of a Cultural Institution
Most advertising during this period focused on the product — its construction, its performance, its uses, its price, and its advantages. Product-information advertising aimed both to familiarize the newspaper reader with the national brand and to introduce new products and educate the consumer as to their purposes. Many of the claims made for products were excessive and often mendacious, bringing advertising into disrepute well before the turn of the century.
After the 1920’s, the product information model was replaced by a model of competitive mass advertising that stressed product imagery and product personality. This advertising placed commodities within natural or social settings — a garden, a home, a party attended by sophisticated people, etc. — in order to project the meanings and values associated with those settings onto the commodities. Similarly, product-personality advertising equated the personal attributes of individuals with the qualities of the commodity: “The cigarette of discriminating smokers”.
Influenced by the new forms of advertising, the meaning of the commercial exchange altered fundamentally: people paid money for product image and personality instead of product utility, as in earlier transactions. A combination of factors interacted to promote the mergence of product-image and product-personality advertising between the 1920’s and the early 1950’s. Among the most significant were technological innovations, especially photography and radio, the rise of parity products — manufactured items so nearly identical that special efforts had to be exerted to discriminate one brand from the other — and the beginnings of statistically-based audience demographics and market segmentation strategies.
The technological developments offered better opportunities for product presentation. Radio’s sound transcended distance and time limitations in transmitting commercial messages. The realistic representations of photography conveyed images in ways that the older forms of illustrations could not. Advertisers used the possibilities of photography by intensifying the symbolic association between goods and the consumer’s self-image. These possibilities in advertising stimulated the development of emotional, affective, or “mood” advertising. Under the influence of photography, facts about the product had to give way to product fictions, and utility became less important than fantasy. Likewise, marketers exploited the potential of radio by commercializing its content and revolutionizing advertising’s form.
Second web page presents New Consumer Products of the 1920’s

Betty asks…
Marketing communications suggestions?
I have an essay to write, we have to pick a company and critically evaluate it in relation to any three of the following marcomms strategies:
1. current advertising strategies
2. current sales promos strategies
3. current public relations strategies
4. current direct marketing strategies
5. current sponsorship strategies
6. current internet/social networking strategies.
Unsure of what company to choose, any suggestions would be appreciated
would ideally like to do a retail clothing company.

Jere answers:
Public relation or PR is an area which is aimed at improving the relation with the public by means of effective communication. Media serves as a platform for communication.
More you got here: http://www.qwhatis.com/what-are-public-relations/

Mary asks…
How is China attracting foreign direct investment into its technological sector?
Whats China’s strategy when it comes to attracting FDI into its technology sector? Anything like it automobile industry, Biotech, pharmaceutical, computers, anything related to technology.
Any answers, with links if possible, would be much appreciated

Jere answers:
There are many ways that China’s government uses to attract FDI. Basically there could be?
1. Good tax favour policies
2. Massive administrative supports
3. Vast market entry favours for any promising product that the hi-tech generates
4. Convenient chain supplies from raw material, human resources, logistics and so forth…
…
You can name a lot. But the point is that the government knows what FDIs want from China, and they will give what they want, or even better options. In China the industrial protectionism can be removed with a finger snap, while in the West, that could be very complicated. So want a quick success without much political infulence but the money? Then go to China, and you will be on the top within a couple of years…

Lisa asks…
What is a good strategy to maximize returns on an amount of money without too much risk?
I have about $5,000 currently and will not be needing all of it in the near future. I’d like to deposit money that I don’t need immediately and remove money that I’d like to use at the moment. What kind of institution would I make my money in to maximize returns in the mean time?
Friends have suggested savings accounts such as from ING Direct or Emigrant Direct, but I’m wondering if there are other good options.
Thanks for any help!

Jere answers:
If liquidity is an issue over the next 12 months, stick with Money Market funds or Certificates of Deposit (CD’s). If you can afford to invest for long-term returns, a solid growth mutual fund will give you the return you seek.

Charles asks…
How do I become a marketing Pro?
Im in school right now for marketing/Pr. I would like to know how to come up in the field of marketing. Im not sure if i want to go into fashion Marketing or sports. I need advice.

Jere answers:
Marketing is Marketing no matter what field you choose. Basically you need to understand your potential customers, their needs, wants, and their budget ranges. The best way to understand this is to be part of the sales force. Then you can transfer into marketing and test your understanding through direct contact or focus groups. Next you develop the strategy you believe will lead them to action and test that strategy in a limited market (geographical -social) that you believe represents the broader market in general. If it works then you put in place the marketing programs to implement the strategy or you review where the strategy needs to be changed and implement those changes.
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Paul asks…
How can I sell my business?
I own an internet business. We sell subscriptions. The rough monthly numbers are:
Sales: 10k
Direct costs: 4.5k
Admin: 2k
SW development: 1k
Marketing: the balance.
The business is growing at a rate of around $1200 in sales per month, and I expect it to ramp up as we increase marketing. I am considering selling. Any idea of what is it worth? How would I go about selling it?

Jere answers:
Find a CPA that does valuations. Then, go to a business broker, they are listed in the yellow pages. They operate much like a real estate broker, bring buyer and seller together and getting commission on the sale of the business.

Thomas asks…
Forbes 500 did a study that was posted on Yahoo, There were 3 legit online Internet home businesses.What were?
This article was posted about 3 to 4 weeks ago on Yahoo. It consisited of a study by Forbes on home internet businesses. 3 of these businesses prooved to be legit. Can someone please send me a link to this article? Your help is greatly appreciated!

Jere answers:
Email me direct and I will give you the site of one of them with alittle history. They are BBB rated, ranked by Forbes as one of the top 25 fastest growing companies in the world, have the highest rating by Dunn & Bradstreet and are getting ready to break Microsoft’s record of reaching 1 billion in sales. Check out my profile also if you would like.
Val
fortunehtm@hotmail.com

Nancy asks…
What is the average home business liabilitly insurance monthly premium?
This would be an internet based business run out of my home, with $2000 in sales a month.
More specifically, this would be for a home based internet business that does $2000 a month in sales, in Illinois and makes no original products, but resells them. I have heard that companies who manufacturer the products hold the liability, not the reseller, is that true? Does it reduce my liability that I do not make the product I am selling?

Jere answers:
It is absolutely not true that the manufacturer holds all the liability. If you sell the product that caused an injury, you are going to be just as liable as the manufacturer for the injury.
Lawyers are going to try to find as many deep pockets as possible, so they will do after you and whatever you have and your insurers.
So be sure to buy plenty of liability coverage.

Ken asks…
Do you think I can start a business while in school?
I make beautiful intricate hand-beaded jewellery as a hobby. How can I translate this into an income while studying at University in the US? Do you think an internet business would work for me? And what would be a good structure for such a business? Just trying to get ideas here. The broke student gig isn’t going to work for me for the remaining years.
(P.S. I’m not a US resident so I can’t get a job off campus. I need to be creative but legal here.)
If you have experience with internet business or any other type of small business please give a little advice that would help me get things off the ground. Thanks.

Jere answers:
Doing business on the internet requires cooperation. (as in any walk of life except selling your wares on the street).
You might use the internet as a good way of displaying your product, and give some people who you talk to a business card. Sales are best conducted in person, as most women will know.
I suspect it is legal to host the products on a website abroad. What might be illegal, would be tax avoidance. If you do not think tax will be an issue, then I cannot see what is illegal.
You may find that your visa is cut short however, if you transact business which is not deemed legitimate. The best way to find out about legality, is trial and error.

James asks…
How would I go about filing for taxes for my new internet business?
I have a Facebook like page which has over 100k likes. It’s all about fashion, make up, jewelry, pastry etc. Small & sometimes large business always contact me about promoting their page on my page. My charges are
1 post every 3 days for 1 month – $75
1 post every 2 days for 1 month – $100
1 post every day for 1 month – $125
1 post every day for 1 month + being featured on my website & blog – $150
I also get paid money from goodadsense pay per click on my website and blog. I get money from that as well.
I haven’t spent any money yet & I’ve been doing this for almost a month. My paypal account is STACKED with cash. I wanna transfer to my bank account but I wanna know if there’s anything I should know before I do that. I want to buy my baby some stuff.
Also aside from the internet business I got going on, in my daily like I’m a nurse & a student. My child will be born in October on this year so I wanted to know that when I claim her, would that make how much taxes I owe go down? Or what happens?

Jere answers:
If in 2012 you had no dependent (your daughter), and in 2013 you have a dependent, you will have a child credit. So if all other things remain equal, then you should expect to owe less / get back more (whichever way applies to you) in 2013. By all other things remaining equal, I’m referring to earned income, passive income, deductions, and filing status — these things do not change.
What you are referring to, here, is passive income. If you are a nurse, then you have earned income. This side venture is just that — something on the side (passive). You will need to make quarterly estimated tax payments on your earnings (net income) from this passive venture. That’s the easiest way to avoid penalties. You say you haven’t spent any money yet, so sales (gross income) IS net income. How much do you need to pay quarterly?
As a general rule, look at your last two years’ tax returns, and determine your average effective tax rate. Take into account if this extra income from the passive venture will increase your effective tax rate. If you aren’t familiar with what effective tax rate means, I’ll give you some info and then a personal anecdote.
If you are single, then whether you make $100,000,000 per year or $1,000 per year, you will owe the same percentage on one tier of earnings. Then there are several other tiers. These are called marginal tax brackets. These marginal tax brackets are different if you are married filing jointly.
In any case, let’s just use John Doe as an example, and I’ll do my best to remember the brackets (but the numbers don’t really matter — just see the method). John makes $30,000 this year (after all tax credits and deductions) — e.g., his tax basis is $30,000. The first $8,700 of his adjusted income is taxed at 8%. The amount between $8,701 and $15,700 is taxed at 10%. The amount between $15,701 and $30,000 (ends there not because of the tax code, but because that maxes out his taxable income) is taxed at 15%.
In accounting and finance this is a problem of weighted averages. Out of that info, how do you determine the average income tax rate John Doe pays?
($8,700/$30,000 * .08) + [($15,700-$8,701)/$30,000 * .10] + [($30,000-$15,701)/$30,000 * .15] = 11.8%
John Doe pays an effective tax rate of 11.8%. Your tax preparer, CPA, or TurboTax — they can tell you what your effective tax rate was for 2012. If you do not want to be any more sophisticated than that, then (if you are John Doe), and you add passive income to the equation, make sure you remit 11.8% (your prior-year’s effective tax rate) of your passive income each quarter to the IRS.
It’s more complicated than this. Since you have no expenses and you can claim no deductions, you should probably go with a higher percentage. So, let’s say your effective tax rate was 8.5%. Add an extra 20% onto that (.085*1.2 = 10.2%) — so remit 10.2% of your passive income back to the IRS quarterly.
That’s a big generalization, but the tax code is so hard for many people to understand — it’s the best I can do on yahoo answers.
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Paul asks…
What are good businesses to open up?
Hey I have around 20 grand and I’m looking into opening up some sort of bussiness? I live in San Diego, California .

Jere answers:
Today, online retail store is good business to open up. In this business you will got huge amount of profit and you can start this business at your home.

Chris asks…
Before I decide to work with a lawyer on a business transaction can I see his history?
I know all court records are “public” and while that might mean “if you come to the court and pay us money”… i know that is all easy if you know the case information.
Is there a way to search the history of all cases from one attorney?
I am looking for somebody that would practice in San Diego County.

Jere answers:
Attorney discipline is usually handled separately from the court, and those records often are available online.
This site might help you find California records related to attorneys:
http://www.courtreference.com/California-Courts-Online.htm
The California Bar Association can also probably help you:
http://members.calbar.ca.gov/search/member.aspx
and here is some info about getting those records:
http://www.calbar.ca.gov/state/calbar/sbc_generic.jsp?cid=13469&id=23365

Carol asks…
What is the best way to start a bbq business?
I would like to start a bbq business. Should I start off with a mobile bbq business or should I start off with a small building? What are the start up cost?

Jere answers:
Hello,
We started our San Diego-based BBQ company http://www.smokehousegrills.com about 2 years ago and have had tremendous success with an online-only model. We specialize in on-site cooking, but business volume has increased so much (especially during the summer months) that we now have a building that we work out of, even though a lot of our cooking is still done at the job site. We have owned store-front restaurants before (other businesses), but being strictly catering is much, much more profitable and fun.
For you I would recommend to start off with a mobile operation – you won’t be able to do very large parties initially, but that will come in time. As for the startup costs, they were relatively low – we had 2 or 3 Traeger electric pellet smokers (http://www.traegergrills.com/) that ranged between $600 and $1200 each, a few pop-up tents around $100 each, 5 or 6 tables, chafing dishes, portable burners, and a large white trailer which I think was around $4000 (largest expense to date). We already had the pickup to tow the trailer. In total, I think we initially spent somewhere around $10,000.
Initially we would only book 1 job per day, as we did not have enough equipment to support any more, but less than 2 years later, we are averaging 6 or 7 jobs per Saturday with a high of 9 jobs last week – it was awesome!
Finally, I strongly recommend investigating Google’s sponsored links system – we owe most of our referrals to it and while expensive, the results are undeniable. Good luck with whatever you do!

George asks…
I want to know how do you start a business?
I would like to open up my own salon business. I just passed my state board exam for my beautician’s license and I would like to know how do you start a salon business?

Jere answers:
Congrats on your new venture! You have already reached step one, deciding to launch a business!
1. Make the decision to build a business
Believe it or not, this is an important step in making your vision a reality. Once you decide to move forward, the possibilities are endless.
2. Create a business plan.
Begin formulating your ideas into a tangible document. This will help you stay on track. As your business grows you can refer back to it for ideas and clarification. Writing a business plan doesn’t mean you are stuck to specific parameters. Think of it like a guide rather than a set of rules.
Here are some resources to help you with this step:
Elements of a Business Plan- http://www.entrepreneur.com/startingabusiness/businessplans/article38308.html
Business Plan Basics- http://www.sba.gov/smallbusinessplanner/index.html
3. Decide on a name
This will become part of your brand (step 5), however depending on your name you may need to file a DBA with your city. Choose a name that is unique to your business and speaks to your prospective clients. Get out a piece of paper and start writing down ideas. Ask colleagues, family, and friends their ideas to get the ball rolling. (Just don’t let them decide for you.)
Here is a good article on naming: http://www.sba.gov/smallbusinessplanner/start/nameyourbusiness/index.html
4. File necessary business licenses
These will be specific to your state and city. Check with the local SBA and SCORE for information.
SBA link: http://www.sba.gov
SCORE link: http://www.score.org/index.html
5. Build your brand
Your brand is what identifies your business to your customers. It should differentiate you from the competition and communicate your message to your target audience. Your business’ name, logo, and marketing materials are part of your business identity.
Here are some resources to help you with this step:
Connecting the Branding Dots: http://www.entrepreneur.com/marketing/branding/imageandbrandingcolumnistjohnwilliams/article198380.html
The Basics of Branding- http://www.entrepreneur.com/marketing/branding/imageandbrandingcolumnistjohnwilliams/article77408.html
6. Create your website
Take great care to find a web design company that has the expertise to create your vision. To develop a successful site requires experience and an understanding of online marketing. Choose a company that can offer both design and marketing.
Here are some resources to help you with this step:
Working with a web developer- http://www.entrepreneur.com/ebusiness/buildingawebsite/article201528.html
7. Market your website and business
Once your website has been launched, you will need to start marketing. If you haven’t already created business cards and traditional print. Now would be a good time. You should also market your business online.
Here are some ideas for marketing online:
Optimize your site for the search engines (SEO)
*your web design company should have a service which includes SEO
– Add your business to the local directories (Google Maps is a great example)
– Add your business to online classifieds (Craigslist is a great example)
– Send newsletters with promotions (i.e 25% off shoes)
– Buy advertising space on websites that your target market frequents
– Analyze your web traffic to determine the best marketing avenue
–Dani Marie, San Diego, CA–
( http://www.danimariedesigns.com )

William asks…
How can I start a clothing store? What do I need to do? In San Diego?
I would like to start my own business, preferably, a fashion store… but I need to find out how, and what kind of legal processes I need to take before I do it. Thanks.

Jere answers:
Google : Start my own clothing store , starting my own store, or go to the sba in san diego http://www.sba.gov/localresources/district/ca/sandiego/index.html
Try your local book store. “Small Business For Dummies” usually have pretty cool books to help you get started. (i think that’s what it’s called)
Don’t spend your time just searching online for weeks. You have to get OUT and go visit a place or it will just stay a dream . You need to take physical action. Ask a local boutique how they start. The computer can encourge you or discourage you. The best thing is to go to the sba in your neighborhood!
Good luck!
Http://creativemoney6.blogspot.com
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Donald asks…
How would I make a website like Yahoo Answer where people can reply to stuff? A free Website?
I was thinking about making a free website for personally use. I want the website to be sorta like Yahoo answer where people can ask question and others can answer or have online forums. I want to build this site and host this site for free? And i want a big limit of memory for my site because i may upload a video or two to it. Any good free site builders like this? Thanks.

Jere answers:
Http://www.devhub.com/
you can easily build vertically-focused, media-rich destination sites that have the potential to generate revenue and promote user-engagement.
Http://www.vanillaforums.com/
Vanilla is a simple discussion forum that you can use to build community around your website, brand, or business. You’ll have access to a fully functional forum, themes, categories, all of the admin features you need – Free.
Http://www.yola.com/
Learn how to make a free website. Yola will allow you to build a website quickly and will provide you with free hosting for your website.
Http://www.webon.com/
Create interactive, stylish ad-free pages, with Webon’s powerful site creation platform.
Http://www.webs.com/
Webs (Freewebs) is one of the easiest site building tools around that helps you create professional good-looking site for your family, friends, customers or just for yourself.
Http://kafafa.com/
Kafafa enables the user to create professional-looking websites with no programming knowledge.
Http://omgili.com/
Omgili is a search engine designed to index web-based discussion forums. Omgili’s unique algorithm analyzes forums not as a simple web page, but as an active discussion with a title, topic and replies.
Http://www.lefora.com/
Just a few clicks to get the discussion started on Lefora free forum hosting service. With community Moderation and Anti-Spam support, email notifications, RSS, newsletters, and search engine (SEO) friendly, videos, photos, threaded discussions, unread tracking and rich text editors, and much more.
Www.experienceproject.com/
It’s a community website that builds custom emotional support andfriendship networks for members, based on who they are, not who youknow.
Www.youfig.com/
Band together with friends and colleagues to exchange ideas, network, and collaborate in real time private communities.
Www.klostu.com/
All the message boards, all the people, all communities: All connected. This is Klostu.
Www.yackpack.com/
See at a glance who is in the ‘office’, and hold a conversation as if you’re right there – no ‘calling’, no ‘composing a message’, no ‘opening a chat window’ – just instant, effortless communication.
Www.yuniti.com/
YUNiTi goal is to create a central place where you can connect with anyone in the world in every way possible.
Www.daytipper.com/
DayTipper allows the global community to submit and share tips, information, advice, and ideas.
Www.sodahead.com/
Create and vote on public opinion polls, share knowledge and express opinions in a dynamic social community.
Www.funadvice.com/
FunAdvice combines social media with Q&A. Sure, there is the basic question and answer format, profiles and a point system that all those other sites have. But FunAdvice has more.
Www.tangler.com/
Tangler is an innovative group interaction and communication platform. It’s fun, interesting and really useful.
Www.yuku.com/
Yuku is about communities, discussion, profiles, images and blogs – all in one place. You can sign up to Yuku and create a free account.
Www.livejournal.com/
LiveJournal is an online journal service with an emphasis on user interaction. A basic, fully-functional account is free, while paid accounts receive access to premium features. You can use LiveJournal in many ways: a private journal, a blog, a discussion forum or a social network.

Maria asks…
How to Start up a Small Online Business?
I would very much like to start up my own small business that is easy and cheap to start up.
I would like to base it online, e.g create my own website.
Then I would like to sell Jewellery and Make-up etc, But where could I buy this cheap and in bulk ?
Also to start this would I need to do any legal documents ?
Thank- you.

Jere answers:
*Low Start-up Costs – When you decide to start a business online, you can do so with as little as a few hundred dollars and a good idea. However, don’t be misled into believing that the Internet is an arena for instant riches with little or no effort. Nothing could be further from the truth. Like any business, it takes creativity, planning, money and hard work to be successful.
*Multiple Skill Requirements – Suddenly it’s not enough to simply have a good product or service. To use the Internet effectively, you now need to have or be able to acquire skills in graphic design, web server technology, programming, and a brand new marketing medium, not to mention skills needed in multi-lingual translations, international accounting and legal issues. Fortunately, it is not necessary that you have all this knowledge yourself. With the right combination of strategic partners and associates, all of these skills are easily found, if you know where to look. That’s where we come in! We can get you in touch with all the professionals you need to accomplish your task.
*Endless Marketing Possibilities – The opportunities and ease of fostering strategic alliances to bolster marketing efforts is unsurpassed on the Internet. The reason we see so many cooperative relationships between companies online is that doing so has become so simple and so profitable. The advertising industry has found itself with many more possibilities as well as significantly more competition.
*Easily Traceable Results – Another byproduct of business on the internet is that tracking potential customers as a group and visitor preferences is an ordinary part of business on the Internet. See Promotion for more on this topic!
*International Audience – Even if you do not think of your business as an international business, you must recognize that your visitors are likely to be from all over the world. You should consider whether or not you are prepared for international shipping and other transactions with countries other than your own. You should also strongly consider having your website translated onto languages other than English. The percentage of non-US businesses on the Internet has risen dramatically in just the past year! Starting an online business
* Professional Look – If you are a Web Professional who is planning and designing web pages for others, we have a secret to share with you. It’s called the “Proposal Kit”. What it’s done for our company is help us look more professional, charge higher fees and get paid for all of our work. It’s the best investment we have made since we started our business!

Betty asks…
Bussines degree necessary for a successful business?
I wanted to start a new business. My education is just an associate’s degree. As we all know, these days, business degrees are a buzzword in the corporate world. I wanted to ask if a viable business degree is really necessary for me to take on successful private entrpreneurship. Im asking because, due to some limitations, i might not pursue a campus gegree, and might have to go with my business without further education. And is there any informal way to sharpen your business skills without a business degree?

Jere answers:
Business degree is important for getting corporate employment, but not necessary for starting business. Remember, the big entrepreneurs of the day — Bill Gates of Microsoft, Steve Jobs of Apple and others are college dropouts and did not finish their college education
What you need are:
– understanding of the business you are getting into
– willingness to learn
– willingness to work hard
– ability to spot opportunities and take advantage of them
– persistence and perseverance, even in the face of tremendous adversities
– ability to reach customers and market the business
You can definitely succeed without earning a business degree. But if you want more knowledge and information, there are a number of ways you can get information
1. Borrow books in the library on how to start a business. Some good books include
– What No One Ever Tells You About Starting Your Own Business: Real Life Start-Up Advice from 101 Successful Entrepreneurs http://www.amazon.com/exec/obidos/ASIN/1574101129/ref=nosim/powerhomebizguid
– If You’re Clueless About Starting Your Own Business and Want to Know More http://www.amazon.com/exec/obidos/ASIN/1574100939/ref=nosim/powerhomebizguid
– Start Your Own Business : The Only Start-Up Book You’ll Ever Need http://www.amazon.com/exec/obidos/ASIN/1891984217/ref=nosim/powerhomebizguid
-Steps to Small Business Start-Up : Everything You Need to Know to Turn Your Idea into a Successful Business http://www.amazon.com/exec/obidos/ASIN/1574101323/ref=nosim/powerhomebizguid
2. Take online courses on entrepreneurship. SBA offers various online courses that are FREE that can help you learn how to start, run and manage a business
http://www.sba.gov/services/training/onlinecourses/index.html
3. Network with other entrepreneurs – you may even find mentors who can guide you and open doors for you and your business. Here are places where you can find mentors
– Government Mentoring Programs such as SBDCs, which works with community colleges and local business development councils to offer mentoring programs http://www.sba.gov/sbdc/sbdcnear.html ; or the Women’s Network for Entrepreneurial Training http://www.sba.gov/womeninbusiness/wnet_roundtables.html
– Volunteer programs such as SCORE http://www.score.org which is composed of mostly retired executives and entrepreneurs
– Formal mentoring programs such as Athena Foundation http://www.athenafoundation.org/programs/globallinks.html , Helzberg Entrepreneurial Mentoring Program http://www.helzbergmentoring.org/HEMP/ , or The Aspen Institute MicroMentor Program http://www.micromentor.org
– Professional organizations such as the National Women’s Business Council http://www.nwbc.gov/Mentoring/programs.html
– Industry and trade associations
– Local business groups, such as the chamber of commerce
– Local chapters of business groups

Nancy asks…
Does anyone else feel like Google is too snoopy? How much do you want your web search?
history archived?…Can anything being taken up in a private manner anymore without businesses trying to market to you?…wait ..wait…don’t tell me..let me guess… or maybe some online guessing service will offer to do it for me!…for a reasonable fee.

Jere answers:
Research shows that only 4.2 % of the target audience feel that Google is too snoopy. However in the group sector that shares your favorite search criteria ie Morris dancing and Madrigal based nose flautists, the percentage was 4.3%. Don’t touch that! We know what you’re upto with your diddly diddly friends.

Paul asks…
What types of corporation should I Incorporate for my company?
What types of corporation should I Incorporate for my company?
I bought over a retail business.
The business included myself and two employees.
i want to incorporate my company but don’t know which one is the best for us.
LLC.
S- Corp
C – Corp..
which type benefit me most in term of taxation?
Thank you so much for your help.

Jere answers:
You really need to sit down with people more knowledgeable than yourself and have a face to face discussion about what you are doing and what is the best way to go.
You must have a small business association somewhere near you… You can most likely contact them through the SBC Website. Http://www.sba.gov/
Here in Chicago, I located a great organization called the “ICNC | The Industrial Council of Nearwest Chicago” http://www.industrialcouncil.com/ and they have all sorts of classes and help for free.
There must be a service like this near you.
No one online will be able to give you the help that a group like the ICNC can in regards to federal, state, county, and local issues you will face.
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Ken asks…
What is best email program for mass-send outs?
I work for a designer and am wondering whether anyone knows of a good ( and affordable- preferably free) email server/program for mass send-outs? 1000+ recipients per email on average. Thanks!
I currently use Mozilla Thunderbird but am just exploring other options.

Jere answers:
Sending out such massive amount of e-mails can be a bit tricky but not impossible altogether. Though Google’s SMTP service could be used, it works best if you can use it along with a email trust authority like Habeas.
A still better option would be to try some really good software available in the market like Email Marketing Pro, Send Blaster 2 or GroupMail. Some of them also come with a trial version so you can give each one a shot and see which one works best for you.
I would also like to add that once you have zeroed in on the right software, do make an extra effort and get a proper email archiving solution since that’ll help you manage and store the bulk emails without any hassle plus it will filter out the spam and viruses, a problem that you’ll naturally encounter. You can refer to the following URL to learn more about some truly effective and affordable archiving services:
http://www.datacove.net/
Hope it was helpful:)

Mary asks…
Webmastertalk.in – What is the best way for email marketing – any good software to extract and send emails.?
Thanks for viewing my question.
I am running a forum namely webmastertalk.in since a long time, around 2 years and it was the best forum for webmasters at that time but due to little dissconnection I losed my members and I am back again, its running , going good but I want more members, how can I promotes it. Please help me and do join my forum. Thanks Alot!
The reason was my dissconnection and before this I never did email marketing. I thought to email marketing like extracting some address from targetted niche and introducing about our site. Well as you said imisdro , I am doing the same and told the members about the site is up and running again but I was searching some more ways – Thanks for response.

Jere answers:
It must have been a long time since you’re on the Web if you think extracting emails from the Web and blasting them with your invitation to join your forum is cool. That is plain and simple spamming because these people did not ask for your emails.
I suggest that you instead email your past users and let them know that your site is up and running again. Then slowly build your users again.
I use Constant Contact for sending emails to my optin subscriber because it is one of the cheapest around that can give me the functionality I need in sending text and HTML emails, as well as giving me metrics of open rates and click through rates

Sharon asks…
How can I market my new online website with limited resources?
I’m starting an online social networking website business, but I have very limited resources. How can I market or advertise my site to as many people as possible with very little or no money? How did other companies such as myspace, friendster or facebook do it?

Jere answers:
With a social networking site, you need to employ all viral marketing tactics — so a user recommends your site to a friend who in turns recommend your site to their friends and so on and so forth. Read Seth Godin’s Unleashing Your Idea Virus http://www.amazon.com/gp/explorer/0786887176/2/ref=pd_lpo_ase/102-9670089-5270519?
Getting traffic is a combination of a lot of things. The key to success is to create great content that visitors want to use, search engines will love and other websites will naturally link to. Of course, it’s easier said than done.
“If you build it, they will come” is not necessarily true on the Web. Putting a website up is one thing, but getting visitors to come to your site is another. The process becomes even more difficult if you have limited resources to market your business.
You can use pay per click advertising in the search engines to reach audiences looking for your products. You can use Google Adwords http://www.google.com/adwords or Yahoo http://searchmarketing.yahoo.com
Here are some shoestring marketing ideas that can help you get the visitors you need at the least cost possible:
1. Create the best content you can with the best products you can possibly offer. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.
2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends. If only 10 people go to your site, but these 10 people invite 10 more – that’s additional traffic that you get for FREE!
Recommend Site Scripts (various) http://php.resourceindex.com/Complete_Scripts/Website_Promotion/Recommend_Site/
Big Nose Bird Recommend this Site http://bignosebird.com/carchive/birdcast.shtml
CGI Resource Index http://cgi.resourceindex.com/Programs_and_Scripts/Perl/Website_Promotion/Recommend_Site/
Hostscripts http://www.hotscripts.com/PHP/Scripts_and_Programs/Site_Recommendation/index.html
3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.
If you are going to read only one piece on search engine optimization, I suggest you read Brett Tabke of WebmasterWorld.com’s “Successful Site in 12 Months with Google Alone: 26 steps to 15k a day.” http://www.webmasterworld.com/forum3/2010.htm
Other resources that can help you get top ranking in the search engines are:
Google Press Releases http://googlepress.blogspot.com/
Matt Cutts Blog http://www.mattcutts.com/blog/ (Matt is a Google software engineer)
Digitalpoint Yahoo Forums http://forums.digitalpoint.com/forumdisplay.php?f=6
SearchEngineWatch’s MSN Forums http://forums.searchenginewatch.com/forumdisplay.php?f=8
As for tools to help you get top rankings in the search engine, here are some of the best in the field today
Total Optimizer Pro http://www.totaloptimizer.com/
Keyword density tool http://googlerankings.com/ultimate_seo_tool.php
Google Sitemaps (to help Google index your pages faster) https://www.google.com/webmasters/sitemaps/siteoverview?hl=en
SEO Book – lots of free great SEO tools http://tools.seobook.com/
4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News.
Http://www.prleap.com/sign_up.html
http://i-newswire.com/
http://www.24-7pressrelease.com/
http://www.pressbox.co.uk/cgi-bin/links/add.cgi
http://www.pr.com/press-releases
http://www.prfree.com/
http://www.clickpress.com/releases/index.shtml
http://www.theopenpress.com/
http://www.przoom.com/
http://www.prweb.com
http://www.newswiretoday.com/
http://www.free-press-release.com/
5. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. If 50 websites publish your article and it contains a link back to your website, then you easily get 50 links from a single article. The more links you have, the greater your chances for increasing your search engine rankings.
Here is a comprehensive list of where to submit your articles http://answers.yahoo.com/question/;_ylt=AhzreGmnCUicOoyedqypscUjzKIX?qid=1006022407481
6. Post a link to your site for free where it is allowed (always read the Terms of Use). Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/…
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/

Helen asks…
What is the best inventory control software on the market for small business?
I have a retail business and inventory is found in a separate distant location. I am really in need of a great program to help me manage my inventory and one that functions with a portable data terminal. I have over 2,000 different items in inventory. I need to buy a software that work really well since I live in Africa and will not have the possibility of returning the product in case of a problem. Thank you very much for suggestions.

Jere answers:
Just submit your email i.d,so that i can send you product profile, company profile and quotation of inventory software.
We r in india but no problem ,your all problems will be solved online , we provide 1 yr technical support.
Contact-mayursankalp@gmail.com

James asks…
What is the most respected currency software product on the market?
What I mean is what is the best software out their that will do all the charting and trending for you, only to leave you to buy the currency that the software recommends

Jere answers:
To depend your money on currency softwares is absolutely very risky. If you want to really succeed in this business, you have to trade personally. That’s life, that’s business. The currency market is so volatile no amount of computerized maneuver can really predict the outcome of currency pairs, otherwise, a lot of traders would simply buy these stuff, click buttons and fatten their bank accounts. I recommend you check your options in this site. Here you can talk to a real, live person via phone, email, chat or any form of communication available online as well as offline. You can get hands on vital information, tricks, strategies and techniques to succeed in this kind of business. And these guys will even trade with you as you wish.
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Mary asks…
What is the difference between web hosting & domain names?
All this website stuff is confusing, do they go hand in hand?
what should i get & what size if im just doing a small business site were people can order products online?

Jere answers:
Domain name is your web address. Examples include
http://www.yahoo.com
http://www.google.com
http://www.orbitz.com
http://www.ssa.gov
That web address is called domain name. It can be a .com for commercial sites, .gov for government, .org for organizations, .net and several others
You get your domain name from companies such as GoDaddy.com by first checking in if the domain is available, which can be anywhere from $6.99 per year to $45 or more per year
If the domain is available, you now create a website using that domain name as the address. Once you have the website done, you contact a web hosting company so they can put your website on the Web using your domain name as address. Web hosting can be anywhere from $3.99 per month to as much as $2000+ for dedicated web hosting

David asks…
I have created a successful business online but should I tell the government or not?
I am still at university but I have developed apps for the past 2 years and I have been every successful. I am currently making £650 ($1012) a week and I expect my profit for this year will be like £25k ($39k). I don’t really want to tell the government as I don’t want to pay tax also if I do tell them will they tax me for all the earning I got before I told them. What do you think I should do as I am sure they will never find out but I don’t really want to get in trouble. What would you guys do? Keep in mind, out of the £25k the government will take like £7k off me which is a lot and I did all the work. Sorry if I have any spelling mistakes as I have dyslexia.

Jere answers:
” I don’t really want to tell the government as I don’t want to pay tax.”
Please believe me, nobody wants to pay tax.but we have to and yes if they find out you are earning they will come after you and you can be charged back for as long as they want even although you can only claim back for 6 years.
I’m not a tax man but in UK the first £9,440 (rising to £10,000 next year) is tax free, so if you are earning £24,440 per year only £15000 is subject to tax @ 20% = £3000.
This can be adjusted to take account of any genuine and approved work related expenses.
Note that if you are considered employed or self employed, you will also be subject to National Insurance contributions.
If you have any real doubts I suggest you get in touch with a good chartrerd accountant with tax knowledge as it is better to keep on the right side of HMRC as they can also fine you a surcharge for non or even late payment.

Laura asks…
How do I go about finding and applying for government grant money to start a small photography business?
I am a 21 yr. old single mother from central Alabama. My potential business partner is a 23yr old married woman with a young child also. We both work as photographers for a large company that has studio’s in major chain stores. We are looking into the possibility of opening our own photography business in order to have more creative freedom with our photography. Since neither of us have the monetary means to fund a new business, we want to find out what types of available grant money is offered & how to go about getting it. We are starting from scratch here and have no idea where to begin looking or what our first steps should be in our attempt to make our dream become closer to reality.

Jere answers:
I suggest you check out the low-cost loans provided by the Small Business Administration http://www.sba.gov
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business such as a photography business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…
“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”
Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.
Http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show
Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.
Http://www.cfda.gov
http://www.grants.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html

Sandra asks…
What is the best way to stop underage youth from viewing pornographic material online on a national level?
What should the government do about this pandemic?

Jere answers:
As one who has concerns in this area, I have come up with a few things that I think are essential.
First, right now, there are thousands of pornographic websites that give you plenty of “free looks” before you even enter the site, prove your age, provide a credit card, etc. I think the gov’t should make it mandatory that ALL pornographic websites must have a “plain home page”–that is, the opening page is devoid of any sexual images, etc. Otherwise, youth can visit such sites and get an eyeful without any need to actually “enter” the site.
Second, I would make it mandatory for all current and future porn websites to end in “.sex.” For instance, if there is a website named “porn.com,” it would become, “porn.com.sex.” This would allow EASY filtering (i.e., a computer could be programmed to simply not allow any access to websites with .sex endings). Something similar was was voted down by an ignorant Congress. But it did not go far enough. It did not require ALL porn sites to end in .sex. That is the only way to be able to automatically segregate that sort of stuff from other internet material.
Third, I would make failure to comply a BIG DEAL. Any website in the world that showed such images without following the rules, would be fined a tremendous amount of money. Further, search engines should bear some of the responsibility–if a website like that is lurking out there, then Yahoo and Google, once alerted, should block it from their search engine.
Fourth, I would give tax incentives to search engines to NOT show pornographic websites. That is, if a person wanted to see such, they would have to actually TYPE IN the website address, and not just do a search on “sex,” etc.
Lastly, I would get LIBRARIES out of the porn business by making it clear that because children are in libraries, they cannot permit pornography on an computers the are visible to innocent passersby. Period. It is an outrage that my tax dollars are used so that libraries can ensure that any pervert can come to the library and view whatever trash he/she wishes to view–sometimes in view of children.

Mark asks…
How does the economy affect business? Does the political climate affect business?
I am writing a paper, and have to answer thses questions. It relates to an online business.

Jere answers:
When the economy is doing poorly, and that affects all of us.
The Stock Market goes down, and that lowers our savings and 401Ks.
Housing prices also have plunged, and that makes people nervous, as tthey may owe more on their mortgage, than their house can sell for.
When that happens, people cut back, often heavily on their spending.
That means fewer products are sold, so the Manufactures lay off workers. It affects transportation, as they are delivering less goods.
It affects Department stores, as they too aren’t selling product, so they lay off workers, or don’t hire new ones.
Those small companies, suffer, especially in smaller towns, if one of their biggest employers shuts down, or moves off shore, for cheaper labor. That has a big ripple effect around the town. As there is no place you can find to get a new job.
The only way to break this cycle, is for Government to step in with varies plans, to stimulate the economy, as in lowering taxes and offering stimulation packages. They also need to trust those who they elect, will do the job. They need someone who will instill confidence in restoring the economy/
Historically, the Party that most people trust on that issue, is the Democratic Party. As you can easily see, it todays Presidential Race.
Even when people have jobs, but see others losing theirs, it makes them nervous, and gives them reason to tighten their belts, and save harder.
Only when that fear has been lifted, will people relax their spending habits, enough to get the economy back on it’s feet. Recessions, can be long and deep, or short and shallow.
So it’s going to take time, who ever takes Office next year. So we need
a good steady man, who can lead and is smart enough, to come up with good solutions.
To me that man is Obama. As the polls are showing, that seems to be the way our country is leading just now.
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Ken asks…
What makes Magic Jack so cheap and what is the catch?
I was just thinking about getting a phone service and magic Jack is advertised as unlimited long distance and all that for like 12 a year or something. is that real? and if it is what is the catch, or why isn’t everyone do it? I don’t get it.

Jere answers:
Cost is $20/year
its limitations are that it does not support fax, data, alarm systems, satellite boxes, and anything else that needs to connect to a dial tone to send data…
It requires your PC to be on and connected to broadband internet to work
your internet speed, ping, jitter, latency and resources of the PC that it is connected to will all effect the call quality – for the best reliability, you should not run other programs while using the MJ – or connect it to a dedicated PC…
They are able to make money and stay in business because
1- they provide ads on the softphone on your PC (that is why even though they use SIP it is against the TOS to use the service with a different SIP device)
2- they get paid from other phone companies when they terminate calls to magic jack users..
3- they make money from international calls..

Mark asks…
Why would a company doing business over the phone need my birth month and year?
The place of business where I work received a call from Frontier, our phone & internet service who offered a good deal on long distance service, no contract involved, we can cancel anytime. For verification of acceptance, I was handed to Network Service Billing, Inc. One of the questions was my name and birth month and year. From that, if they really wanted to, they could figure the day too. So is this a scam practice?

Jere answers:
Because it’s a standard question to make certain the person you are entering into contract with is of legal age.
Hell if you want to log into the Guinness website they ask you that.

Mandy asks…
I am looking to start my own home-based Internet Business.?
I am looking to start my own Home-Based Internet Business. I heard on my current radio station over and over about this Internet Business called ISI. Have anyone heard of this company before? I want to start my own home-based business so I can spend more time with my family.

Jere answers:
I couldn’t find ISI either. So here’s a few things that you should take a look at before getting involved in any company.
1. How long have they been in business? We checked to see how long our company was around, at the time it was nine years old and now it’s 15. Do you know when they started?
2. Are they registered with the BBB. Ours is registered. I think this is important one.
3. Who’s involved with the company? Like in ours Donald Trump, Robert Kiyosaki has endorsed our company. Check to see if anyone has endorsed this company. Also, meet with the co-founders. We’ve personally met our co-founders and found from our first meeting that they were incredible people with incredible visions. See if their’s a time where you can meet them. If your going to be doing business, there should be a time where you should have the chance to meet with them.
4. What is the compensation plan now, and what was it like before.
See the history of the comp plan and see if increases and never decreases in it’s history. We checked with the records in our business and found that in over the years, the compensation plan had only gotten better each year. As long as we’ve been involved, we’ve now witnessed the compensation plan always increasing. Check the history on yours.
5.Have they been featured in magazine’s? For instance our company has been featured in several magazines Like Success, Fortune, USA Today etc. Check to see if they have. You can get a lot of information on the company by reading about them.
6. Has Inc 500 rated them? This magazine or slit rated our company the 22nd fastest growing company in revenue in it’s first 5 years. Inc 500 shows the top 500 businesses in revenue growth. Check to see what Inc 500 rated the company your looking at.
7. Do they have a physical address that you can go to? Check for an address not just a P.O. Box
8. Where are their headquarters? Our world headquarters is in Farmington Hills Michigan, Personally been there, (If your here in the states) Other headquarters in different countries. And US headquarters in Charlotte.
9. What does the start up cost take care of? In my business headquarters takes care of all the billing for my customers, Inventory, Customer services, Order Entry, Employees, workman’s comp, Cross referencing, Licensing, Insurance, paperwork, accounts payables, accounts receivables etc.
10. What is the product and service you would be selling.
Is the product and service in high demand? For instance we offer services that people are already using every day and paying for anyway, but at a lower cost. Things like Local and Long distance telephone services, Internet, video phones, digital phones, cellular phones through all the major cellular providers. We make a percentage every single month they pay their bills. Everyone uses them and everyone pays for them. When money gets tight, would they keep your service or be able to run to the store and be able to purchase them on sale? Leaving you to have to wait until they run out of what they just purchased, or wait until their finances get settled? This is what I mean by high demand.
11. Is their any type of training available if you don’t know the industry??
So many different things to check out in making sure a business is a good one to get involved in. If the business feels right to you, and all questions are answered with proof, then I’d say jump in. Running a business is different then a job though. You have to treat it like it’s your child and not just something your going to “try” you have to believe in the product and service and go at it full force. This is your future your talking about, no one else’s.
I hope my examples of what we looking into with our business helps you be able to find the same answers in your business. Forget about asking the common question and asking someone how much they make in their business to determine if you’d get involved in ISI or not. In a business, it doesn’t matter what one business is making over another. It only matters what you do in “YOUR” business. I hate it when people ask me how much I make. Because they’re not going to walk into and start up their business making what I make. I’ve been involved with my business for over six years. So yeah, I will make more. If you tell someone how much you make, then it’s a psychological thing that they expect to make that amount in a week, and that is just not going to happen. Six years of building a business verses 1 day. So don’t even ask. Look at the possibilities for YOURSELF.
Hope this helps!
Tiffany

Richard asks…
do i need to have a phone line to my house for fios phone service?
I am getting fios triple play but i have no phone line running to my house. Will i still be able to get phone service from them or will they need to install a new phone line?

Jere answers:
No in fact when they install the fiber optic from the pole to their ONT they usually cut out the old copper drop wires…
The ONT will provide you with several analog ports for telephone lines that can connect to existing jacks in your house or UTP can be run to install new jacks inside your home..
The television service will connect with your existing, or new RG6 wiring..
I always prefer to have my customers internet connected directly to the ONT with CAT5 or CAT6 cable, and bridge my own modem… But they will usually just bring a modem into your home with RG6 (probably your existing RG6) I have heard that some of the interactive TV features wont work if you don’t have the sh*tty actiontec modem they provide connected with the RG6, but i wouldn’t know they never wired my block, and all my customers are business customers with no TV service..

Mary asks…
Is FEDEX shipping or other expedited shipping available from Marshall Islands?
I’m looking to do business out of Marshall Islands, Majuro to be exact. I wanted to ship things in and out of Majuro. I also needed to know if internet and cell phone service is available as well.
Thanks.

Jere answers:
I have been told that you can ship via USPS Priority (domestic rules), using Flat-Rate boxes. The outer islands do not have internet and cell phone service, but Majuro has (at least internet) in some places.
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John asks…
Are there any systems out there that good for posting ads?
I want to do affiliate marketing, but I am looking for a system that displays companies who are willing to pay you for posting their ads. Any ideas?

Jere answers:
Push Button Marketer – Automation Software For Internet Marketers. Automates Tasks Like Email, Writing, Creating Websites, Checking Stats, Blogging, Website Maintenance, Posting Ads, Research, Product Reviews, And So Much More. We’ve Cracked The Code To Getting More Done And Making More Money Online With Less Work.

Donna asks…
I am selling my home and have a question on paying the buyer closing costs?
The market is horrific right now so as a small bonus I decided to pay HALF of the buyer’s closing costs and I’ve already knocked off $25,000 for the buyer. I really think the buyer is trying to take advantage of me. The reason I feel this, because she is telling me to just pay her 3% of the cost of the home and that should take care of her closing cots but my thoughts are how would she know so soon what her closing costs will be when we haven’t even gotten to the purchase agreement yet and the deal haven’t even made it to the closing table. She is trying to get this 3% in writing, in the offer, but my point is how would she know that 3% of the cost of my home is going to equally cover her closing costs. If I give her 3% that could pay the closing costs and more. I am only interested in paying half her closing costs. How would I do this without being burned? How and when would I know the real cost of her closings costs so I can accurately pay that amount without going over?

Jere answers:
Oh everybody is giving you a simple answer to a very complex question.
She says just make it 3%. It shouldnt be that high. The other people are right she cant really make cash out of it. She could increase the discount price to get a better interest rate. Or she cold say to the mortgage broker close on this day so I dont have a payment for 60 days.
There is actually alot you could do wiht 3%. If 3% is half the closing cost. Im trying to figure out how the borrower could have 6% in closing cost.
Even with a 1% origination fee I would probably never hit 3% in closing cost on any loan. So if you are paying half it should be around 1.2-1.5% on all loans.
Write a letter saying I will pay half of these cost and these costs only. 1% origination fee, appraisal, and lenders fees, lenders fees are up to standard lender fees not including discount fees or prepayment fees. Standard lenders fees not to exceed 1000 dollars (that will be plenty), Taxes and Hazard insurance, and interm interest and any money put into a reserve account. These fees are not considered closing costs.
That will put you at around 1.5-1.8% tops. Since you are paying half that puts you at .75 or .9% that you owe.
There is no way in hell she needs 6% for closing costs. Give her a set number. I would pick around 1.75% if you are paying half. That gives her 3.5% in closing costs. If she is paying anything over 3% to close a home its a benefit to them, and you shouldnt be paying. I think 1.75% is very generous for half.
If she doesnt like that. Ask for cost for title, appraisal, lenders fees.
I agree with you, you are totally getting screwed if 3% is half the closing costs. You can email me if you want me to review the HUD’s. I will tell you exactly what it costs. Actually not a bad idea, have a third party (not me like and attorney) say what is half. Its not hard, but it wont be close to 3%. Unless its a total benefit tot he borrower, in that case you shouldnt pay for it.
My pick is 1.75% and im being extremely nice because honestly half should be around 1.375%. Unless the lender is totally screwing her. And that includes reserves.
I dont even know how its possible to charge 6%. Im adding up the fees. It would have to be a section 32 mortgage to get that high. So the point is either she is getting screwed or you are. I wouldnt pay over 1.75….
Just go ahead and print this and hand it to them. Or to their loan officer.

Susan asks…
What is the best way to increase traffic to a website without spending a lot of money and avoiding auto-surf?
I’m reviewing various method to generate usable traffic to my website and I don’t want to get caught up in some sort of auto-surfing program. Do you have a suggestion that has been effective for you and doesn’t require a lot of baby-sitting. I do not want traffic exchange programs. I need real people looking for value and not a clicker wasting time.

Jere answers:
Your strategy is the way to go. I hope others realize that auto-surfs and traffic exchange programs are a waste of time
You can use pay per click advertising in the search engines to reach audiences looking for your products. You can use Google Adwords http://www.google.com/adwords or Yahoo http://searchmarketing.yahoo.com
Here are some shoestring marketing ideas that can help you get the visitors you need at the least cost possible:
1. Create the best content you can with the best products you can possibly offer. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.
2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends. If only 10 people go to your site, but these 10 people invite 10 more – that’s additional traffic that you get for FREE!
AddThis http://www.addthis.com
3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.
If you are going to read only one piece on search engine optimization, I suggest you read Brett Tabke of WebmasterWorld.com’s “Successful Site in 12 Months with Google Alone: 26 steps to 15k a day.” http://www.webmasterworld.com/forum3/2010.htm
4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News.
Http://www.prleap.com/sign_up.html
http://i-newswire.com/
http://www.24-7pressrelease.com/
http://www.pressbox.co.uk/cgi-bin/links/add.cgi
http://www.pr.com/press-releases
http://www.prfree.com/
http://www.clickpress.com/releases/index.shtml
http://www.theopenpress.com/
http://www.przoom.com/
http://www.prweb.com
http://www.newswiretoday.com/
http://www.free-press-release.com/
5. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. If 50 websites publish your article and it contains a link back to your website, then you easily get 50 links from a single article. The more links you have, the greater your chances for increasing your search engine rankings.
Here is a comprehensive list of where to submit your articles http://answers.yahoo.com/question/;_ylt=AhzreGmnCUicOoyedqypscUjzKIX?qid=1006022407481
6. Post a link to your site for free where it is allowed (always read the Terms of Use). Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/…
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/
Kijiji http://www.kijiji.com/
Local.com http://www.local.com/

David asks…
How do I get book reviewers to review my POD book?
I have been emailing and sending press releases to book reviewers. Most of them have guidelines against POD books, e-books, etc..

Jere answers:
I have compiled a list of sites that review POD titles. I’ve included the link below.
The problem is that the vast majority of POD titles are crap. Let’s be honest. Nobody proofreads their work. Nobody hires an editor. Nobody formats their book properly. Also, because of the huge volume of books published each year, most reviewers only want to review books that are available on the mass market (i.e. You can buy in a bookstore or pick up at Amazon). They aren’t interested in doing your marketing for you if the only place your book is available is your own website.
Hopefully, this link will help you.

James asks…
What options are available to avoid foreclosure?
I have a relative that can no longer pay for a high mortgage payment, what options are available to avoid foreclosure? The house has been on the market for nine months but no buyers.

Jere answers:
Don’t stop making the payments yet. Have a lender review the loan and the equity and see if there is something they can do in the mean time to lower the payments.
Second, see if they could rent out the house to cover the payments for now.
Third, offer more commission to the selling agent. Like 5% to the selling agent. This will motivate the agents to show this house.
Last step, contact the lender and see what they can do. Remember though, if the bank loses money you could be tax for the difference as income. This should be your last resort.
I hope this helps you. Feel free to email me with more questions.
CA Lender
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Sharon asks…
Will anyone tell about the brief explanation for Electronic marketing?
And also the advantages and disadvantages of Electronic marketing.

Jere answers:
Electronic marketing
marketing of products using electronic technology to determine the consumer market. Electronic marketing is a type of micromarketing in which the retailer tracks consumer purchases using bar code scanner technology such as that found in many supermarkets. When making purchases, consumers fill out computer readable cards with demographic and other pertinent information. This information is logged into a database by the retailer who then uses it for: mailings of special promotions; direct mailing coupons for products in which the consumer has demonstrated interest; other special sales promotions of products already purchased by the consumer; or products that are complementary to those the consumer has already purchased.
Many of today’s business owners and executives find themselves frustrated when dealing with the subject of marketing – even if they have marketing specialists in-house.
For that reason, I thought it might be helpful to share some basics about marketing, PR and advertising, as it relates to your company’s growth.
Let’s start with a very simple, but thorough definition of marketing. The American Marketing Association defines marketing as “…an organizational function and a set of processes for creating, communicating and delivering value to customers and for managing customer relationships in ways that benefit the organization and its stakeholders.”
This definition makes it pretty clear that marketing is not an activity by itself, but rather, a collection of strategies and actions aimed at driving business to your door. Marketing tactics may include branding, advertising, public relations, merchandising, direct mail advertising, phone sales, infomercials, multi-level marketing, and more.
It also includes the production of “collateral” – materials such as sell sheets, brochures, media kits, sales kits and any other document that supports the sales department. This marketing collateral differs from advertising as it is used later in the sales process, often as materials used by sales people to close prospects.
Let’s talk about advertising. It’s a marketing activity in which companies pay for space in print publications or on Web sites, commercials on radio or television, or direct mail pieces to advertise their products or services. This is paid space, so you control everything that goes into the message, and the cost of the space is based on reach and repetition.
Public relations differs in many ways from advertising. The Encarta dictionary defines PR as: “the practice or profession of establishing, maintaining, or improving a favorable relationship between an institution or person and the public.” Publicity is one of PR’s tactics and involves pitching a news story about your company to the press (both offline or online), and booking your spokesperson as a guest on radio and TV.
Given that the media is driven by ratings on radio and TV and by subscribers and visitors per month for hard copy publications and online news sites, they know precisely the demographics of their audience and what topics keep them engaged. Consequently, they’re very selective about who they interview as guests or who they choose to spotlight in their publications.
The great value of PR is the implicit endorsement that comes with appearing as an expert guest on radio or TV, or being the focus of a story in a newspaper or magazine. So, while advertising serves the needs of the company who is buying the advertising, PR serves the needs of the consumers who watch TV, listen to talk radio and read hard copy or online publications as their source of entertainment and information.
Of course, these are just very brief definitions – intended to give you a simple overview of the topics. I decided to write about this only because in my day-to-day conversations with clients and people interested in our PR services, I find people often confuse advertising with PR, and marketing with advertising – even when speaking with executives at large corporations. Yet each one of these tactics, when understood more clearly, can be so important to an organization’s survival and growth.
Hopefully this brief explanation can be helpful to you.
For 20 years Marsha Friedman has been a leading authority on public relations as CEO of EMSI, a national public relations firm. Her firm represents corporations and experts in a wide array of fields such as business, health, food, lifestyle, politics, finance, law, sports and entertainment. Some of the more prominent names on her client roster are Teamster’s President Jimmy Hoffa Jr., Sergeant’s Pet Care Products, Former National Security Advisor Robert McFarlane and the famous Motown Group, the Temptations.
She consults individuals and businesses on a daily basis and is frequently asked to speak at conferences about how to harness the power of publicity.

Maria asks…
What are the different types of government?
What are the pros and cons of different types of government, like socialism, markism, fascism, capitalization liberal conservative… Well you catch my drift. Thank you for your help and please try to keep unbiased.

Jere answers:
1. Socialism- An economic system characterised by social ownership and control of the means of production and cooperative management of the economy, and a political philosophy advocating such a system. *****There are many variations of socialism and as such there is no single definition encapsulating all of socialism.******
A socialist economic system would consist of an organisation of production to directly satisfy economic demands and human needs, so that goods and services would be produced directly for use instead of for private profit driven by the accumulation of capital, and accounting would be based on physical quantities, a common physical magnitude, or a direct measure of labour-time.
As a political movement, socialism includes a diverse array of political philosophies, ranging from reformism to revolutionary socialism. Proponents of state socialism advocate for the nationalisation of the means of production, distribution and exchange as a strategy for implementing socialism. Social democrats advocate redistributive taxation in the form of social welfare and government regulation of capital within the framework of a market economy.
2. Communism- a revolutionary socialist movement to create a classless, moneyless, and stateless social order structured upon common ownership of the means of production, as well as a social, political and economic ideology that aims at the establishment of this social order. In Marxist theory, pure communism is a specific stage of historical development that inevitably emerges from the development of the productive forces that leads to a superabundance of material wealth, allowing for distribution based on need and social relations based on freely associated individuals. The exact definition of communism varies, and it is often mistakenly, in general political discourse, used interchangeably with socialism; however, Marxist theory contends that socialism is just a transitional stage on the road to communism. Leninism adds to Marxism the notion of a vanguard party to lead the proletarian revolution and to secure all political power after the revolution for the working class, for the development of universal class consciousness and worker participation, in a transitional stage between capitalism and socialism.
3. Fascism- A radical authoritarian nationalist political ideology. Fascists seek rejuvenation of their nation based on commitment to an organic national community where its individuals are united together as one people in national identity by suprapersonal connections of ancestry, culture, and blood through a totalitarian single-party state that seeks the mass mobilization of a nation through discipline, indoctrination, physical education, and eugenics. Fascism seeks to purify the nation of foreign influences that are deemed to be causing degeneration of the nation or of not fitting into the national culture. Fascism opposes multiple ideologies: conservatism, liberalism, and two major forms of socialism—communism and social democracy.
4. Capitalism- an economic system that includes private ownership of the means of production, creation of goods or services for profit or income, the accumulation of capital, competitive markets, voluntary exchange, and wage labor. Economists usually emphasize the degree that government does not have control over markets (laissez faire), and on property rights. Most political economists emphasize private property, power relations, wage labor, class and emphasize capitalism as a unique historical formation.
5. Liberalism- is the belief in the importance of liberty and equal rights. Liberals espouse a wide array of views depending on their understanding of these principles, but generally liberals support ideas such as constitutionalism, liberal democracy, free and fair elections, human rights, capitalism, and the free exercise of religion.
6. Conservatism- a political and social philosophy that promotes the maintenance of traditional institutions and supports, at the most, minimal and gradual change in society. Some conservatives seek to preserve things as they are, emphasizing stability and continuity, while others oppose modernism and seek a return to “the way things were”.

Lisa asks…
What are the major contributing factors to the growth of the emerging economies?
What are the major contributing factors to the growth of the emerging economies? Please explain.

Jere answers:
They have moved from a command economy to a free market economy.
In a command economy the State decides what should be produced and how much. Workers are paid a salary and, with no sense of ownership, little care is given to the quality of the goods or to the quantity. If we look at the definition of economics given by Lionel Robbins we see: “Economics is the study of the use of scare resources which have alternative uses.” (Quoted from “Basic Economics: A Citizen’s Guide To the Economy” by Thomas Sowell).
Under a command economy scarce resources are often wasted on producing goods that no one wants. It may take years for the State to realize what is happening and correct it. This is inefficient and wasteful.
In a free market economy, scare resources which have alternative uses are directed to their most efficient use. When cars became common, manufacturers of horse-drawn wagons and buggies either went out of business or found a way to participate in the auto industry. When computers became common in offices, typewriter manufacturers went bankrupt if they didn’t quickly find a way to support the computer industry. When Wal-Mart uses its purchasing power to buy 100,000 pairs of jeans they get a lower price and can then sell the jeans cheaper than the small store that only buys 100 pairs of jeans at a time. When Plymouth and Oldsmobile cars saw a continuing sales decline they quit manufacturing cars. A & P was once the largest grocery chain in the United States. They failed when management refused to change the business plan and A & P stayed in the towns and cities as the population – and other grocery stores – began moving to the suburbs. So in a free market economy price directs the most efficient use of scarce resources which have alternative uses.
Another contributing factor is the rule of law. Unless you know that contracts will be enforced and that some dictator can’t change the rule of law at a whim, you probably won’t do business in that country. If laws are written to favor businesses owned by one group over another then you aren’t going to do business in such a country.
I urge you to read the book I referenced at the beginning.

Sandy asks…
What are the main difference between email marketing and social media marketing?

Jere answers:
Email Marketing is:
Email marketing is a way to reach consumers directly via electronic mail. Unlike spam, direct email marketing reaches those interested in your business’ area of expertise. The information is sent out more like a laser-guided missile than a bomb: No matter what you’re selling, it is a way to reach thousands of potential customers directly at a relatively low cost when compared to advertising or other forms of media exposure. It brings your business’ message through an attractive mix of graphics, text and links directly to people who may have never heard of your business or considered your products, but are knowledgeable and interested in your business’ area of expertise.
Social Media Marketing:
The definition of social mediamarketing is hard to truly describe, but a popular definition says that it is the methodical use of marketing with other technological concepts and techniques to achieve specific goals for a company. In simple terms social marketing, means building a business through many different media, like viral videos and blogs, social networking websites (Myspace, Facebook etc) because these give your company exposure.

Linda asks…
How can I find the value of a possible antique book?
I have come across a copy of ‘The Roycroft Dictionary’ concocted by Ali Baba and the Bunch on rainy days. It was copyrighted in 1914 by Elbert Hubbard. I was just wondering if it is possible to guess at the value. It is in fairly good condition with all pages still firmly attached. The spine does have some minor damage to either end though. Is this something that can be repaired?

Jere answers:
Be aware that age by itself is not enough to make a book valuable. The importance of the text, the condition of the book, and demand for it will determine the valuation of an old book. However, certain categories of books are generally more sought after, including all books printed before 1501, English books printed before 1641, books printed in the Americas before 1801, and books printed west of the Mississippi before 1850.
19. How can I sell my books and get a fair price?
You can sell your books to a bookseller, through a professional auction house, or on your own through an online auction or other means of direct sale. Which is best for you will depend on the rarity and value of your books, your location, how quickly you need to sell them, and the time you are willing to spend marketing them. If you simply have a few second-hand books to clear off your shelves, a good option will be to find a local used book shop willing to buy the lot from you. If your books are rare or valuable, then finding a bookseller that specializes in the particular kind of books you have may be your best option. Directories published on the web by the Antiquarian Booksellers Association of America http://www.abaa.org/books/abaa/abaapages/index.html?showsub=1&id=ERb2uMXd or the International League of Antiquarian Booksellers http://www.ilab.org/index.php can help identify qualified merchants. If the first dealer you contact cannot help you, ask for a referral.
Evaulation and Appraisal: Selected Resources
American Book Prices Current http://www.bookpricescurrent.com/ is “an annual record of books, manuscripts, autographs, maps and broadsides sold at auction,” available as a book or CD-ROM. Many major auction houses that handle fine and rare books, such as Christie’s, Sotheby’s, and Swann Galleries, offer searchable databases of past and current sales from their web site. PBA Galleries also offers an online appraisal tool called BiblioBot that can be used to estimate market values of hardcover books. You can also estimate the current retail market values of used and rare books by comparing prices for similar books in databases and catalogs available on the web sites of online booksellers. If you need to find an appraiser in your area, the web sites of the American Booksellers Association of America (ABAA), the American Society of Appraisers (ASA) http://www.appraisers.org/, and of the International Society of Appraisers http://www.isa-appraisers.org/ each offer searchable directories by subject and dealer/appraiser location…Request and check references and consult with a tax attorney until you are satisfied that you have found a qualified appraiser for your collection.
Http://www.ioba.org/ The web site of the Independent Online Booksellers Association (IOBA) includes glossaries of book terminology and condition definitions and…a searchable directory of IOBA member booksellers and links to multi-dealer databases and auction sites.
Http://www.rarebooks.info aims to be a comprehensive web resource for learning about rare books. It offers…a glossary of terms and links to libraries, museums, national associations, and private collections worldwide.
Rest of the FAQ at America’s Library of Congress’s Rare Books and Manuscripts section, along with links about rare books/rare book value appraisal. Aimed at an American audience. Http://www.rbms.info/yob.shtml
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Carol asks…
What are some of the best online businesses to start and make good money?
I’m interested in starting up an business online, but I’d like opinions on certain businesses to start up, advice about them, and how much it would cost to start up. Anyone have an online business? How much do you make yearly from it? Manufacturer’s that would sell to you so you can sell for them and make money off them would be helpful too. Please give whatever advice about them that is useful thank you.

Jere answers:
This is just my opinion. I am sure many will disagree and some will agree. For me, I do not want to sell anything. It is always too difficult due to competition. For example, I used to sell on Ebay and in the beginning I did pretty well, but eventually everyone was selling on Ebay and the prices on items dropped so low due to competition that it wasn’t worth the time and effort.
Now if you have a website that sells items, which I tried, it is so very difficult to get people to visit your website. There are literally millions of different websites. I quickly learned that was not the way to go.
I decided to go back to a business that I had some decent success with in the past. This particular type of business was recommended by Warren Buffett and former President Bill Clinton. I am talking about network marketing.
I have done some fairly successful network marketing programs and I have done some terrible ones. After trying many through the years, i have very specific guidelines. First, it has to be free to join. Second, the monthly cost to be eligible for commission checks has to be below $20. Third, NO SELLING !! I never want to sell over priced nutritional products or mascara or toilet paper again.
I found a company that fits this description. No membership fee. Only $12 in product purchase per month to stay eligible for commission checks. And finally, NO SELLING. Commission checks are taken out of the $12 product purchase of members of your downline.
This company is inexpensive and offers a real opportunity at making good money. It is not easy, but with hard work and patience, most people can do well. I would be happy to give your more info if you desire. Just email me.

Sharon asks…
How to start a printing business in online?
Hi yahoo answers tell me the guidelines to start a printing business online..Please help me out….

Jere answers:
Not only printing business in online but also to start any business we have many site which gives us the proper guidance for starting the business…We need only the customer satisfaction which is very important for any business they even give tips to achieve that…So we can approach them directly for starting any business…

Ruth asks…
How much successful and satisfactory for customers who Bye a registration copy of Business online.?
Business Online means Patment for reading E-mails ……surf E-mails etc etc….. Can we able to earn money??? only coz of reading Adds. just for 30 seconds…..

Jere answers:
Had a lot of success and I am satisfied with the product. Go for it. You will like it! Tagger

Mark asks…
Is there a website that i can ADVERTISE my small business for free online?
i just started a small business and want to advertise my business online for free and have it actually SHOW UP on a search engine like GOOGLE.
is there any websites you’d recommend that I try.? any suggestions?

Jere answers:
Is your business an online business & can people buy from you who are not in your local area? If not, why advertise online? You need to concentrate on marketing locally if your customers are local. Free ads sites aren’t worth what you pay for them – the competition is too great. You’ll need to pay for quality customers one way or another.
Find someone in your local area who has the customers you want. Have him/her recommend your business & give them a piece of the sale if any of his customers buy from you from his recommendation. That’s called a joint venture, BTW & it’s one of the quickest ways to get new customers without any cash upfront. You only pay when a sale is made.

Lizzie asks…
What steps should i take in establishing an online business?
i will be starting a home based business online, but the thing is i don’t know if i have to establish it as a legal business entity through my state, or can i just start selling stuff online because its different than a”normal business“……….help!!!

Jere answers:
If you just want to start selling then you can get a DBA – Doing Business As and in this case since you don’t want to establish a company yet you can setup your DBA under your name. It’s one of most basic and common when getting started.
Try LegalZoom.com which can setup a DBA for you for about $99 or you can just google “Setting up DBA in Texas” just enter you state name in there instead of texas and see what comes up.
Keep in mind though that with DBA you are your company are one and the same. If you need more legal protection then you might want to consider a LLC with S-Corp (which is what I have).
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Susan asks…
how to find a reliable and experienced interpreter in China?
I know there are many freelance China interpreters online and could get their contact info easily, but I want to find a reliable who has much business experience in interpreting, does any one know how to find one?

Jere answers:
Well, I think interpretersky can assist you.
As far as I know, there are many professional and experienced china interpreters gathering there.
You could find one very easy and very fast that fits your needs.

Mark asks…
How to find a job in North America but work in China?
I am currently living in Canada. I want to work for a company who doing business with China,so i can travel to China a lot, or living there. How can i find this kind of jobs? I can speak english and chinese .

Jere answers:
I was doing hard work of finding home based/ online jobs. Luckily I found this website:
http://www.wahopportunities.org They gave me list of top companies. I clicked and find many jobs. Did one job and received my pay yesterday. Best place for home based jobs.

Mary asks…
Where to buy tea online with good price?
Hey. Im searching tea shops online to buy tea from recently for myself and I find this on google: http://www.gvtea.com , is there anyone doing business with them? Give me some information?

Jere answers:
It’s in China, you may have some customs issues depending on where you live. Depending also on what kind of tea you want, Amazon has good tea at reasonable prices. ?

Richard asks…
Does an entrepreneur has to be passionate to his industry?
I’m going to graduate in next May and take over my fahter’s small business, a online retail company sells high technology healthcare device. I like to study finance and analyze cash flow; my bus’econ gpa is slightly higher than 3.6. If I take over my father’s business, I will make double than finding a high paid job as a college graduated. The problem is I’m not interesting in analyzing healthcare industry. I heared entrepreneurs have to be passionate about thier industries, whether it’s food, music, sport, etc. I have none passion of them. I like business, including its various function, communication, planning, and networking skills. I just have no interest in studying one specific culture. What should i do? I’m also bilingual, Madarin and English. Since you all heared about China‘s economy and advanced business environment, so speaking chinese fluently may help me with my carrer in a long term.

Jere answers:
I do have an idea
presuming you are in the US, do the normal market research and write a biz plan
then consider working alongside a doctor……………when this biz is hotter than can be
hire a great GM to run it and take its profits and start or buy what you want.
Can guide further

Sharon asks…
Does an entrepreneur has to be passionate to his industry?
I’m going to graduate in next May and take over my fahter’s small business, a online retail company sells high technology healthcare device. I like to study finance and analyze cash flow; my bus/econ gpa is slightly above 3.6. If I take over my father’s business, I will make double than finding a high paid job as a college graduated. The problem is I’m not interesting in analyzing healthcare industry. I heared entrepreneurs have to be passionate about thier industries, whether it’s food, music, sport, etc. I have none passion of them. I like business, including its various functions, communication, planning, and networking skills. I just have no interest in studying one specific culture. What should i do? I’m also bilingual, Madarin and English. Since you all heared about China‘s current economy development and advanced business environment, so speaking Chinese fluently may help me with my career in a long term.

Jere answers:
I guess you have to be passionate if your STARTING a new business. You are taking over a family one, so it doesn’t matter too much. It’s good money and will be good on your resume, do a good job and make your father proud 🙂
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John asks…
Do I have to pay a taxes if I register my company in Delaware and will accept my payment through PayPal?
I heard that Delaware is the State where you don’t have to pay taxes, but at the same time I don’t see all companies registered in that state, so I expect there might be some rules and exceptions.
I am planning to open consultation company that will provide online consultation services that will be paid by via PayPal. My question — if my company will have a PayPal Business account — will I have to pay taxes or I’d be able to save all the money?
Thank you
Business won’t have any employees except the owner.
Physically business will be in Delaware.
As I stated Physically business will be in Delaware (office), but the actual services will be performed Online. Does is affect my tax rates? Please more info about that.

Jere answers:
If it sounds too good to be true that is probably because it is too good to be true. If what you heard was true everybody would move to Deleware.

Nancy asks…
What do I need to start a business in Omaha, Nebraska?
I’m starting an online business (selling domains and other services as a reseller for commission). I have a EIN (Employer Tax ID) and DBA (Doing Business As) license. What else do I need and do I have to worry about taxes or anything relating to that?
Also, if I decide to not work on commission, what do I need and what do I have to do tax and legal wise.

Jere answers:
I have 40 established websites I need to sale they come with everything domain names, content, products to resell and free unlimited web hosting.. This is a huge business and all offers considered…. You will keep %100 of all profits generated from these websites go to http://www.creativetree.org for info

Ken asks…
which is the best website to air complaints about online stores?
Which are the best websites where you can air bad business practice from online retail stores and other online services. In a nutshell, anything that you do not like about a website, online store,blogg etc etc

Jere answers:
You can actually file a complaint as well as give reviews through the Better Business Bureau. They will actually investigate your claims and can sometimes help you to get some money back, etc. If you just google “Google Reviews” it will allow you to give reviews about any business that appears on the site.

Linda asks…
Has anyone used one of those internet sites that offer free business cards?
There are a lot of offers online for such services but I’m not sure of the legitimacy of these offers. I don;t mind paying for business cards either if the price is reasonable. Anyone have any reliable, trustworthy sites?

Jere answers:
Ive used vistaprint myself, but they are not “free”. You pay for the extras they push on you and you have to have their logo on the back of them. Shipping is also more than it would normally be. It is pretty cheap though if you dont mind advertising them as well as yourself.
I would suggest that if you can afford paying a bit more, you use them but not the ‘free’ version if you really want to put on a more ‘professional’ appearance. That way at least the business card will only be about ‘your’ business.

James asks…
How can my customers schedule appointments online?
I am a small business owner and I would like for my clients to be able to schedule appointments with me online. Are there services that do this?

Jere answers:
Yes, there are, but I do not advise using them. Unless you know each particular client, and provide them with an exclusive name and password, you will find your appointments calendar filled, but with very few actually showing up. If you are not able to schedule your own appointments, I would recommend using a service which will book appointments over the phone for you, as opposed to letting clients book their own on the Internet. They will know how to filter the real calls from any pranks. This I believe will make your life much easier.
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Sandra asks…
What song should I use for acting out a story?
I have to act out pantomime to a song in drama and I was wondering which one to do. It has to be appropriate, no bad words. Also, my crush is one of the six in the group and so if you know any songs that would help with that, it would be appreciated. The song has to be at least three minutes.

Jere answers:
Get another kid to wear tight black body stocking with a black hood and a black mask (and for God’s sake, don’t use a black kid), and do the old ballad “Me and My Shadow.” He’ll be mirroring you mirroring the lyrics. Can’t lose! It’s real old show biz.

Steven asks…
Girlfriend and I want to live in different places?
My girlfriend and I are both divorced and 45 years old. She is a wonderful women and we met online. We’ve been together for 8 months. I live near a big city and she is an hour away in a small, rural town. I moved in with her a few months ago but I don’t care for the town (up on the mountain, bad weather, longer commute to work, nothing to do). I know she doesn’t want to leave her town as she is close to her family but I am a city mouse and she is a country mouse. We have been talking marriage but I’m old enough to know that, despite my love for her, I would not be happy living in a small town (we’re talking about 3,000 residents). I think I need to go before things get too serious. We’ve talked about it but I get evasive answers from her. I love her enough that I don’t want to take her away from her family. Any thoughts? Am I selfish? I’m in the real estate biz so I see some deals in my city and I’m itching to buy something. Please help.

Jere answers:
There is a lot of gray area between 3,000 people and 3 million people. Pick something in between! I live in a town that has about 50,000. We’re an hour away from a big city, and we’re 30 minutes away from true country, woods, rivers, and wilderness. It doesn’t have to be city or country. It could be a place just outside a city with a lot of land. Just try something different.

Ruth asks…
What are some ways to make money for a missions trip? I am 16?
I am 16 and am trying to get a job but can’t 🙁 so I am looking for other ways.. I am having a car wash at a local biz and that is all I have got on ideas :/ Do you guys have any
The total cost is 1,500 and I have made 675 of it!! Which is really great but I need to get the rest of the money and money for a passport. I am really good with writing if that helps! Thanks!!!

Jere answers:
Our church just helped our young missionaries raise money for several international trips. Go to their website and email them with your request for workable ideas. They have a real good handle on raising large sums of money. They will be more than happy to help you.
Http://www.skywaychurch.com/#!map/c242

Linda asks…
Do you think Michael Jackson enjoyed being famous?
Ok you all asked for an intelligent question and not repetitive ones here. I always used to try and ask deep questions but only get like 4 answers, so no complaints now okay? Hopefully the “real” fans can answer this.
Obviously he didn’t like the media attention, but do you think if he could go back and erase all of his fame to be a normal person, that he would? We all know he was forced by Joe into the industry, and he did always like to sing and dance, but do you think he would have pursued singing without Joe pushing him and his brother’s?

Jere answers:
I really do not believe that MJ liked being famous.
He is always talking about the downsides of fame (the media lies, the mobbing by fans, the haters, etc) and getting from what he has said in interviews and such, he hated being famous. I think if he could please his fans and earn a decent living of singing and dancing minus all the mobbing and hype, that would be perfect for him. He was easily embarrassed and he was shy and didn’t love all that attention. I’m sure he was honored by all the fans and hype, and he loved his fans and all, but he said he couldn’t even go shopping for groceries without being surrounded by people who want a picture or an autograph. He even said that he would do anything just for one day of being anonymous and being able to go out and enjoy the outdoor world without being noticed. And Michael said that the reason he even got in the business in the first place was because of one day, when MJ was like 5, he was making his bed and he was singing in his room, and his mother Katherine noticed what a beautiful voice he had, so she ran to Joe and told him to listen to MJ singing and give him a shot at being in the Jackson 5. So that’s a good question; if it wasn’t for Joe, would MJ even be in the music biz? And if not, what would he do? I know I probably just repeated your question, but it is interesting to think about.

Mark asks…
How much would you pay for a wedding photographer?
I’d like to start shooting weddings, but I have no idea what people charge, or how they justify their prices.
Do they charge by the hour or by the job? How much did you pay for your wedding photographer?

Jere answers:
Here are a few tips on how to decide rates.
First, the wedding industry is pretty cut throat and there are sort of unspoken “rules” among professionals that will keep you from getting shot down by the competition. Call around to several wedding photographers and get an average hourly rate. Don’t charge significantly lower than that.
As for creating “packages” (how many prints of such and such size, how many copies, how many images photo-shopper or otherwise modified, what type of paper or medium the pictures are printed on) you will need to crunch your own numbers but other photogs probably won’t scrutinize your prices on packages.
You need to know your material costs, time producing end products, what rate of labor you want to charge for the “behind the scenes” work, etc.
I know a couple of photogs that actually shot “mock weddings” with friends and recorded everything (and I mean everything) they did and figured out afterwards what they thought was fair to charge for each step and what the final amount came out to. The research helped them figure out how to work up a cost sheet for real events.
Finally, in the wedding biz it never hurts to offer free initial consultations. That’s not working up the cost sheet, but getting a sense for what the couple wants, making sure you feel able to provide it and then either signing an initial contract or letting them get back to you (i.e. Let them go comparison shop.)
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John asks…
If I want To Make money with clickbank should i make post on my blog about the clikcbank product?
i want to be successful working online to make some of that clickbank money. but im wondering do i need a new domain name or can i promote each clickbank product on my new old internet marketing blogs?

Jere answers:
I would say you get products that offer recurring payments.
Take those products write a post on all of your blogs…
With this post dont make it sound to serious actually it should have a friendly tone to it…
Then within it talk about the product you want to sell..
***best point**
give them a method on how they can use the product and this will increase your conversions tenfold. People always wanna know how to do something..if you tell thm how and then give them all the tools to do it…you have yourself a winner.
I can say if you are really interested with working on the internet with clickbank i would suggest you do some research and find a clickbank guru that can mentor you through your beginning times..heres a great person to follow chris cobb. He is a clickbank guru and he has a program in place to mentor people this is a must.
The highest paid clickbank affiliates all learned from him…this is a must.
I chose this site because this site give you the program with some added benefits and bonuses..so you should definitely give this a try…
Http://cb-cash.bonusx.net

Joseph asks…
Is there anyone having success making a living online?
I have been trying internet marketing for 2 years now and am seriously frustrated. I have tried PPC, Blogs, and Affiliate Marketing. I just need to know is there anyone having any success online? Please help!

Jere answers:
I have been doing affiliate marketing for three years now. I work a full-time job and have a family so I can’t invest the time into affiliate marketing that I’d like to but I am consistently making an extra $300 monthly and I’m seeing more and more traffic to my websites. I know if I could do it full-time, I’d be making a lot more money. I really enjoy it…it’s a lot of fun.
And, yes, you can make good money. It just depends on how much you put into it and how badly you want it. I, too, became extremely frustrated and was ready to quit but then I’d make a sale so I know I can do it but it’s a lot of work.
I actually pay a monthly fee ($39, $29 if you pay for a full year) to be a member at Wealthy Affiliate. They teach you everything, and I mean everything, you need to know to become a successful affiliate marketer. This site is great and I wouldn’t recommend it if I didn’t think it’s the best resource online to learn affiliate marketing. I’ve written a couple of articles about it explaining what they offer if you’re interested.
Http://www.squidoo.com/howtomake1000000dollars
http://www.squidoo.com/learninginternetmarketing

Lisa asks…
How to deal with my stupid self?
I want to do IT, marketing, human resources, logistics, electrical engineering jobs. I want to do all of them. I love to advice people on their career. I write blog on internet marketing. I would love to go into logistics and develop the best supply chain methods. I am currently learning a programming language(Java) and i love to think over writing codes. I am a graduate in electrical engineering and i love motors and generators and transformers. I enjoy learning their principle and using them hands on. I love everything. What’s wrong with me. How can i learn to srick to one thing loyally.?
Thank you ^_^

Jere answers:
Don’t do all of them. Look you obviously are someone who can do more than one job, these people become experts or supervisors. Excel in all of them, but you have to start with one then move to the next. Then rule the world.

Mark asks…
How to Specify My Position in Resume?
Hi, currently I’m working in Job Portals. I’m confused what to put as designation in my resume.
My work is: Posting Job, Internet marketing, Working with Blog, Internet Savvy, Social Media Marketing for promoting the site, writing newsletters, SEO – off site optimization.
Please help me regarding the same.

Jere answers:
Check out sites like http://resumewriting.servicesreview.net/ that offer objective resume writing services reviews on the different websites that offer resume writing. It can help you choose the website that best offers you what you need at the moment.

Paul asks…
Whats the quickest way to make money on Clickbank in 2010?
Im a newbie in Internet Marketing. I am aware that there are many different paths to take to make money online. I heard clickbank is a goldmine. Whats the quickest way to capitalize on it?

Jere answers:
Interesting question. I like how you added “in 2010”. That’s a very important addition because the internet marketing world has changed in a very big way. My uncle and I have an internet marketing business. We don’t deal too much with clickbank any more but for someone just getting started clickbank can be a powerful tool. It all comes down to this. You need a system. You need to emulate somebody who is already successful. Now you can take your time going to websites such as warriorforum.com or blogs like cashtactics.net and learn slowly but if you want the “quickest way” you’re going to want to join a service that will take your hand and get you started. Theworkingfromhomereview.com has a listing of multiple programs like this. I strongly recommend Clickbank Predators. Its number one on their list. Just go to the source link i’ve posted below and click on number 1. Those guys know EXACTLY what they are doing in 2010. If you want a different system. I would use Maverick Money Makers. Its number 4 on that site. Either one will get you set up and making money very quickly. Good luck!
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Paul asks…
are there small business conferences in the bay area?
I live in the san francisco bay area and am looking to improve my skills with online tools and tips for marketing. Does anyone know of a good conference/workshop or seminars for this?

Jere answers:
Check our your local Chamber of Commerce. They should be able to provide you with information about small business workshops. Also, the Small Business Development Center representative will have information about starting a new business, as well as information about marketing and business planning.
Good luck!
– Connect Writing Services

Robert asks…
What are the best tips for photographers to shoot stock photos?
I really want to know the best tips i should consider before i start shooting stock photos and submit to various sites. Its basically because, I want to advance from amateur to professional stock photography business and make money online. I want to get my photos approved by the sites without much of a problem, because I am planning to invest a lot on photography shoots and equipments.

Jere answers:
My experience with Indian stock photos at http://www.picdif.com has taught me that stock photgraphy has no limitations as such, except for the technical quality and composition of photographs.
But I will still give you some of the most important tips for you to consider before you get into stock photo business.
1. You can start shooting photos mostly against white background, as they are going to be used by a pan audience for different purposes, white backdrop offers a better option to cut the subject out and put against a desired background.
2. For mid long shots of characters or portraits, try to keep the subjects within the frame. Often photographers get tempted to compose it tighter to make the frame look better. But that would generally be a mistake for stock photography. For the buyer will then have not much choice to crop it the way he/she wants. For example if you have photo with your subject in the frame cropped from left hand side, then generally the best composition with that photograph will be, when its left aligned. This might be a disadvantage for you. Leave both edges clean for alignment options to remain open.
3. If you are starting out, try and shoot subjects that can be resold time and again. Photos that can ne applied well for a range of advertising needs. Not necessary though, but subjects like smiling faces, fitness, business shots, children expressions are a few of the topics which can be easily used for different advertising concepts. You don’t have to follow this as a strict rule, but it can help you sell your photos right from the start. Later on, you may diversify.
4. If you are shooting with characters, try and arrange for props beforehand, that you can easily shoot with the same character using the same shooting setup and lighting. This will save you enormous amount of time and you can churn out various concepts in one photography session itself.
5. Always shoot different compositions of the same frame on the go. For example, Mid-long, long, mid-closeup, and extreme close ups. This will save you a lot of time and money. You will eventually generate stock for various categories in less amount of time. The idea is make your sessions as worthwhile as possible.
6. While shooting with people and faces, always try to shoot various expressions from the same person within the same frame. Suppose you are shooting a model with a smile, you can make him/her frown, scratch, show anger, love, get ecstatic, pull out hair, scream, shout. Your imagination is the only limit.
7. Never let show any brandname or an existing brand identity show up in a photograph ever. It will simply get rejected. It can even happen by mistake. E.g., you are shooting fitness stock photos and you want to shoot a model with a sports drink, even the little exposure of the label or the brand in the photo may make it a complete NG. You may instead take out the label and shoot it. So avoid revealing exisiting brand names, logos.

Mary asks…
Can anyone give me advice/tips on starting a online vintage store?
My sister and I are addicted vintage collectors. We have way too many items now, and are seriously thinking about starting a online vintage store mainly focusing on clothing and accessories, but we are clueless when it comes to starting a business. Especially a online business! How should we start? Tips and pointers.. thanks!

Jere answers:
Technically, starting an online business isn’t difficult since there are lots of tools out there. You don’t need to know how to program to run an online business. The hard part, however, is all about marketing or, in lean startup-speak, product/market fit.
I’m an entrepreneur and am a fan of the Lean Startup philosophy. Google it. It helps you build your business in a efficient and resourceful manner by focusing on learning about your customer. It’s nice to have a store but there’s no point in sinking time and money into setting up an online store if you’re not sure how to get customers!
Anyhow, there’s lots of resources on the web for lean startup. If you’re more interested in an online class, LaunchBit is running a class for brand new web entrepreneurs in January. Check the link below to see if you want to sign up. I recommend it.

John asks…
Do I need a business license for my online store?
I am currently starting up a pet supplies online store (food, flea treatment, treats, etc.). I have already applied and received my EIN number from the IRS, now do I need to get my business license? Some people have told me I don’t need one for an online store, but I am very skeptical. Want to make sure I do all of this the right way.
Also, while I’m here, can anyone give me some tips on taxes for small businesses? How do you do yours? What software do you use? I’ve done a lot of research, but I’d love some honest opinions from more experienced people. I have a lot of experience in sales and marketing, but first running a business/online store on my own. Thanks.

Jere answers:
Michael H is right. However, you may be required to register your business based on your city/county or state regulations since you’re selling products and you may be required to impose a sales tax (again, based on your own location). Registering your business is fairly inexpensive and simple. In most cases, it involves going to your local courthouse, signing a form and paying $20-50. Registering your business name will allow you to accept payments as the business name, do your banking and file your taxes properly.
I also second QuickBooks. It’s one of the most widely used software platforms for very good reasons. It helps out a LOT from day-to-day to year-end accounting.
Please let me know if I can be of further assistance.

Laura asks…
Do I need license to sell clothing I made online?
Some friends and I are trying to start a Business online, where we give fashion tips and sell clothing we have made. I was sending out emails when I got an email saying we needed to get a selling license, I was wondering if I actually need one?

Jere answers:
I believe so, if you’re going to sell something to the outer public in the U.S, you need the license so your stuff can be confirmed as legal.
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Richard asks…
What is the name of this Biggie Smalls song?
In this particular song he says something disgusting, that he rapes a boy and throws him off a bridge. Biggie must be gay or something, a faggot fat boy, he isn’t even that good. He is not even close to Nas’ level.
Nas too real, Nas true king
It’s however you feel, g’head you swing

Jere answers:
The song is What’s Beef, and if you would’ve actually listened ot the lyrics, he’s telling a story.
“Motherf*ckers still in my Biz, Don’t they know my n*gga Gutter f*cking kidnap kids?
F*ck ’em in the a*s, throw ’em over the bridge”

Laura asks…
What do you love and hate about being a stay at home Mom?
Also, how many kids are you home with and how long have you been home with them? Do you incorporate some form of money-making into your schedule (like home biz or computer work from home)?
I’ve been home w/ my baby for 8 months and I love being w/ him but hate feeling so left out of the “real world” and esp. hate the way I feel people look down on me for “doing nothing” all day. (Their perception, nowhere near reality!!!)
Just wondering how others do it and how they feel about it.

Jere answers:
I used to be like you and felt that people looked down at me. I have two cousins who are total career hounds. They have no kids and are very, very ambitious. For a long time I allowed them to make me feel inferior because I stay home with my kids. I even had a girl I know tell me that she is just too ambitious to stay home. “I have too many goals.” She implied that I must not because I stay at home. But I no longer feel that way at all. I know that what I do is important. I know that I’m not lazy. I know that I do much more than nothing all day. I also now feel sorry for those career hounds. They have to answer to a boss. They have a set schedule. I don’t answer to anyone and my hours are flexible. In the summers I get to sit on the beach. In the winters I can stay home and not worry about driving through the snow to work. My time is my own. Why would you want anything less?
I have two kids, ages 6 & 4. I’m expecting baby number three in just a few weeks. We home school. We keep to a daily schedule to help us get things done but we are still flexible. I don’t feel left out of the real world at all. How do you define the real world? I certainly don’t think you have to sit behind a desk or work in an office to be part of the real world. I do volunteer work in the community. To try and bring in a little money I started selling some crafts at our local artisans’ store and I also work there once a week. I also started my own business consulting busy moms with time management and healthier eating. Things are slow right now because I’m very pregnant and tired so I’m not really taking on clients. But that is my choice. I don’t have a boss telling me I have to work. For a long time I was involved in community theatre. After this baby arrives I’m going to join Tae Kwon Do. Both my boys take it and I want to as well. You’re only left out of the real world if you allow yourself to be. I don’t feel that way at all.
I feel we’re a very lucky family. My husband works shift work. So he is on for three days then off for three days. He is home a lot. The kids are home schooled so their schedule is flexible. I run my own business so my hours are flexible. I see these families who have to get up every morning and rush around so everyone can get to school and work. Then they’re apart all day just to meet up later for dinner or to rush around to activities. I’m so glad that we are not like that. We get to do whatever we want when we want. When everyone else is at work and school we’re shopping, having lunch, sitting on the beach, going to museums, etc. That is the way life should be.
Enjoy that you get to be home. Try to look at it in a positive way. You’re LUCKY!! All those people who think you do nothing are just jealous.

Linda asks…
Theres Gum clogged in my Disposal. How do I get it out?
I was doing the dishes and I leaned over real quick and then I yawned, and I forgot there was gum in my mouth and it fell Straight down the Disposal! And I tried turning on the switch but its jammed or something. Now when we run the sink water, it is clogged! I don’t know what to do!

Jere answers:
I wrote a blog aout how to do this step by step… See www.soluna.biz/blog

Maria asks…
Does this look like a good solution for building my website?
A friend of mine referred me to this website http://boxedweb.biz. I am starting a small business and have a low budget. To me this looks like a great idea, but is it too good to be true?

Jere answers:
Just go to WordPress, Blogspot, Posterous, Tumblr, and any number of other sites, and you can get some nice looking designs for free (and they don’t just have to be blogs).
This site may be perfectly real in what they’re offering, but I noticed two things just glancing at it:
1. If their site is any example of the ‘professional design’ they provide for their clients, they aren’t worth the money.
2. It looks like they are much more interested in marketing themselves than actually doing any work.

Charles asks…
Are there any legitimate at home work jobs?
Hi! I’m a stay home wife and am in search of a legitimate at home work program. Any of you out there know of any sites I can visit that you have actually tried and they have worked for you?

Jere answers:
I don’t think so. Cause if there is i should have found it by now. The real for making money in online biz is selling offline product to people. People surf internet to find what they looking for in the comfort of their home and not wasting money just to get to shop.
And online product is way much cheaper than offline. So if anybody want to do biz online that is real biz. You be the middle person. So find knowledge how you could be a middle man or in internet biz it is called affiliate. And be extra careful cause there will always be somebody try to get something out of your wallet. I suggest you find free resources, download and learn whenever you free whether is for one month or two month for your self learning tutorial. Internet wealth is not going anywhere but it will leave you behind when you start spending money without knowledge. Concentrate on affiliate
marketing and if you love to write and have broad general knowledge then you should know by now that internet is a heaven for writers. Good luck.
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Richard asks…
Can smaller banks and financial institutions keep our economy fluid?
Since larger banks and financial firms are failing it seems, does that give smaller banks and institutions (including online banks) the opportunity to grow and be the new ‘king of the mountain’ sort of?

Jere answers:
Yeah but for them to grow to the sort of giants that exist today, will take time. During that downtime, we will have a period of strict lending because there will be a lack of lenders. You need to slow the falls of the giants so that the entire lending/borrowing market does not melt down forcing quality lenders out of business too.

Steven asks…
What is a T-PIN number used to open an online Bank Account and is it safe if someone knows about it?
Is it safe if someone knows the T-PIN number that I got from an ATM machine using my Debit MasterCard to open an online Bank Account and if yes,how do I change it so my account cannot be hacked into.

Jere answers:
A T-Pin number is used to open your account (the 1st time) and if you lost your password or want to change it a T-Pin is required.
T-Pin number is safe, why?
It is only open for 24 hours and then you can’t used it anymore.
Just use it after getting the number and then rip it up, put it in a dustbin and wait for at least 24 hours before throwing it out to the garbage men.
Other security measures I take,
Use PayPal in buying online via your card.
Clear your history (including active log in) whenever you do business with your card.
The account where I keep my money and the account where I buy online are different accounts.
Never put too much details on any blog (people can just look for you if you do) or any net service unless it is a legitimate service like Amazon, Ebay, PayPal and etc.
I also never buy any online money (if you use facebook games or any online game, you would know what’s this) because I’m not so sure about their security measures.

Laura asks…
What new technology is used by the major brokerage firms today?
I am looking to try and do an industry analysis for a business class and I’m not sure where to look for 3 emerging technology trends by the major brokerage firms. Other than online banking and investing what else are these companies doing?

Jere answers:
Cold calling, cold calling, cold calling…if you consider that “new” technology go right ahead

Mary asks…
how come phone banking and online banking are different?
now i tried online banking why does it take 3 working days for it to be processed and phone banking it’s instant with bpay and and other services.

Jere answers:
Im not sure why your bank is like that. My bank is the opposite. Phone banking is according to the previous business day while online is instant. Anything done to my account (debit card use, withdrawals, anything) hits my account instantly.

William asks…
Do you have to have a license for an online business?
And tax ID? Is it required by law to be licensed if you have a business online selling a physical product?

Jere answers:
No you don’t need a license to run an online business. You will want to get a sales and use tax certificate. Ask your local chamber of commerce about it. It usually costs about $20 and you will have to add tax to your sales if the item is sold within your state if you want to be official.
But the other part of it is that if you think your business is going to work, why not incorporate to shield yourself from personal liability. You can get a mail box at a local UPS store for $50-$80 for a year and business cards in your business name. This way no one will get your personal name, personal social security number, personal credit, personal checks or bank numbers and credit or debit card numbers. Your business will even have its own mailing address at the UPS store and you can get a pre-paid phone for $30 and about $10 per month for limited usage so the business even has its own phone number, website, and phone number. It will be a totally anonymous.
If you rack up $1000 in ebay fees, buy something on a payment program, sign up for internet and internet programs to help your busines, and your business fails, it won’t affect your personal credit. In fact, won’t even know it is you. In the first name type the first word of your LLC or corporation in the last name put the last words of your businesses name and then Inc. LTD or LLC after it depending on the type of business structure you set up. Also with some affiliate programs you need to give your social security number and checking account number, not when your are incorporated/licenced. If you sign up and identity theft happens in the internet, it only affacts your business and the problem doesn’t touch your personal life.
For $300 – $500 for everything, you can create a totally seperate identity for your business.
I remember that I set up an LLC through the state attourney general. A business partner signed up for some services under the LLC’s name and the business failed. Those businesses couldn’t come after me, and my personal credit report wasn’t negitivly affected.
It is well worth the money incase you or anyone else in the business screws up. No one who knows what they are doing wouldn’t set a business up without an LLC or other legal structure.
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Joseph asks…
Is there any difference between American business cards and German business cards?
If you have an example of a German business card that you find online or can scan, can I see that too please?

Jere answers:
Generally speaking, the main difference between American and German Business Cards is the size of the paper the business cards are being printed upon.
Typically, American business cards measure 2 × 3.5 inches whilst their European counterpart usually features a size of 2? × 3.37 inches.
Aside from this, you will probably not find any major differences as the information contained is very likely to be similar to same.

Sandra asks…
Where can i create business card online for my cupcake business Free?
I’m trying to start a cupcake business and i need some business card, coupons and flyer. I’m trying to save money,so i want to do it myself. Can someone tell me a website, i can find free template?

Jere answers:
IPrintEasy.com has a free online design center with tons of options.
Good luck!
Http://iprinteasy.com/

Laura asks…
What are some business card ideas for a hairdresser??
I want to make some business cards for a friend as a gift who graduated from Paul mitchell and wanted a few suggestions on one for a hair stylist.
If you have any business card online please provide the link!
Thanks

Jere answers:
Visit this website and you can customize them online and order immediately. They ship fast to.
You can play around with your own ideas and come up with some awesome cards here.
Visit: http://www.artistic-capitalcorp.com/CUSTOM-BIZCARDS.htm
Good Luck!

Mary asks…
Does anyone know of a good online business card company that is affordable and offers great quality?
I am a makeup artist and Im trying to find a good online business card company that is affordable. I also want it to be a bit creative. Not just a plain dull white card with my name on it. If anyone can help that would be greatly appreciated. Thanks!

Jere answers:
You can try www.vistaprint.com. They offer many FREE business cards, and many very inexpensive ones as well that are very professional.
Good luck

Carol asks…
good company for business cards and shirts with personal logo?
I am Corresponding Secretay of the Mid Florida American Pitbull Terrier Association ADBA sanctioned club. (www.midfloridapitbulls.org)
Our club is having a logo change soon, and we need to order big orders of new tshirts with our logo on it. Does anyone know of a good company with good package deals on ordering tshirts with a personal logo on it? and maybe at the same time they offer business cards as well?
We know of places we can order business cards online, but not tshirts in high quantities.
Thanks in advance!

Jere answers:
Hi there!
Gallant, Inc. Is based out of Orlando, but they work with businesses all over the world. They have great deals on customized shirts and specialize in large orders like the one you are looking for!
You can check out their website at http://www.gallantgifts.com or I would HIGHLY recommend giving them a call at 1-800-330-1343. You can tell them that Josh sent you!
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