Your Questions About Business Online Backup

Daniel asks…

Does Anyone Know Of A Good Credit Card Processor For An Existing Business?

We have been ripped off repeatedly by these crroked companies and have put together a list of necessities:

1.) Competitive rates (Obviously)

2.) Lists all card categories on statement (regular cards, debit, rewards, key-entered, corporate, etc.) instead of “discount”, “mid-qualified” & “non-qualified”

3.) Has a defined service and support program for any issues

4.) Online statement AND transaction access

5.) No term agreement

6.) Supplies equipment that can be used with other processors (our current terminal can only be used with our horrid processor)

Also, what is a competitive rate for a MC, Visa, debit, pin debit, Visa Reward, MC World and any other cards you can think of for face-to-face and telephone order?
Here is my issue with credit card processors:

Email 1 from Mae who responded below:
“JB,

First, I would like for you to visit our corporate website to see if you would be interested in our service. We can solve your payment processing and generate more money for you company.We offer your concerns and are here to service you with open arms. Please go to: www.virtualmoneyinc.com

You will have to contact me if you are interested and need more information.”

Waiting to hear back from you! Can you please forward me your contact information for yourself and your business?

Marian Hall
Virtual Money Agency
Authorized Reseller
601.408.3888
www.virtualmoneyinc.com
There was no useful information, so I asked for more for answers to my questions- this is what I got back:

That information is only given to businesses who are serious about doing business with us, so it is not on the site. I asked for your contact information so that we could set up a call and answer any questions that you may have.

We are the Inventors of CARD-to-CARD Money Transfers world-wide…
Our ATM Stored-Value CARD complies world-wide everytime in 3 seconds!
Our technology will either Save you, your company or organization $$$ OR
Our technology will Make you, your company or organization $$$”
Call for an Appointment & Get the Details! *Presently serving 210 countries!
*The Card you can Bank on!” …”because money should have No boundaries!”
*No Implementation Changes to your systems….Use any Web browser!
*We can Tailor to fit your WANTS & NEEDS!

And more blah, blah, blah.

Again, does anyone know of a merchant processor that isn’t a crook?

Jere answers:

A little tough on Mae there, “backup”!

I believe you will find quite a few of the things you are looking for if you check the source location listed below. I would be very interested to learn how you compiled your criteria list – it looks like a direct match.

As for your competitive rate question, this would depend on your volume. MasterCard and Visa charge ALL merchant processors the exact same interchange rates. What these merchant processors charge you usually depends on what your expected volume is. The higher your volume, the lower rate they can charge and still have an acceptable margin. Check out greensheet.com, the merchant processing industry news source, for more info about this.

Lisa asks…

What would you do if u were entrusted 10million dollars for a business?

You have just been hired by a successful corporation (kinda like donald trump’s thang) and ur assignment is to develop a new business in which u would manage & someday be a partner in.

You will be entrusted $10,000,000 dollars of equity to get started.

The goal is to manage the money the best way u see fit for a business to profit & grow!

I need ideas.. creativity is encouraged!!..just as long as it’s one of those profit-making genius ideas. 🙂 or just suggest somethin that MAY be a good starting point!

Jere answers:

Business Plan Executive Summary for Mind Chemistry, Inc.
Mission and Vision:

Mind Chemistry introduces the “Graphical Learning Interface”, the revolution in learning and education. This innovative technology is developed from years of research, effective learning methodologies, and advanced memorization techniques. The environment intelligently adapts to the learner in regards to individual learning styles, preferences, and abilities. The digitally enhanced stimulus system will replace traditional and unidirectional learning patterns with an interactive, 3D experience, transferring the learning responsibility from the individual to the material. Mind Chemistry products empower learners as well as curriculum providers.

Target Markets:

Learners
Curriculum Developers
Publishers
Corporate Training Programs
Professional Development Programs

Corporate Objectives:

Address the growing educational challenges in our society with innovation and technology.
Alleviate the pressure in the education industry posed between the decreased funding and the accountability mandates of student achievement from Federal and State government.
Facilitate the further movement of “textbook-fee” learning in schools.
(See http://www.usatoday.com/tech/news/techinnovations/2005-07-11-wirless-high-school_x.htm)

Products and Services:

Mind OS Learning Center
. Mind OS Facilitations – graphical representation of information.
. Mind OS Sensations – the sensory-based, visual, colorful, and mnemonic learning devices.
. Adaptable Themes
. Multimedia – Sound and Video, 3D Animations, and Text Effects for better memory impact
. 3D Games, Interactive Games, Quizzes, Flash Cards
. Online Resources and Collaboration
——————————————————————————–
Mind OS Curriculum Designer Studio
. Designers, wizards, and tools to build learning material into the Mind OS Intelli-Struct, portable, and copyright managed format.
. Team Collaboration
. Version and Backup control
. Standards Incorporation and Content Tagging
. Global, Public , and Private Galleries for reusable learning material
——————————————————————————–
Mind Chemistry Corporate Edition
(Learning Center and Designer)
. Content Management
. Course Management
. Student Management and Enrollment
. Assignment Management
. Digital Locker
. Test Management
. Online Instruction
. Grading, Report Card, and Certificate Generation
——————————————————————————–
Mind OS Curriculum Public Lab
The Amazon.com of learning material both for paper-based copies and immediate download available in the Mind OS Intelli-Struct format. Access and managed ownership of learning products all acquired directly from within the Learning Center. Eliminate heavy backpacks, lost books, endless searching for availability, aging paper, and out of date editions.
——————————————————————————–
MindChemistry.edu
An educational program that provides “zero-cost” training for assignments on Mind Chemistry related projects. You gain much more than just an opportunity to move higher up on that great big ladder, you gain “Mind Capital.” This program is open to everyone to enhance their individual participation in culture and society. We encourage anyone who wishes to further their education in mind nurturing classes to become involved.
There is no age, skill, or educational level restrictions so there will be no reason to feel inferior, only empowered. All courses can be conducted online for flexibility. Everyone is expected to participate to the fullest of their ability. Courses are conducted in self-initiative aspect by hands on training in a boot camp style setting.
——————————————————————————–
MindChemistry – Joint Professional Development (JPD)
A pilot program developed to leverage the Mind Chemistry products and gain mileage and exposure in the learning industry as well as provide services to professionals with a desire for personal and professional growth. JPD provides a low-budget alternative to executive coaching through collaboration, role-playing games and exercises, and feedback discussions.

Business Plan Milestones:

– Continue pilot project for Grace Bible College in Evansville Indiana for taking curriculum online.
– Establish Phoenix chapter of Mind Chemistry – Joint Professional Development.
– Develop JPD franchising framework for chapter expansion in other major cities.
– Finish working prototypes for all future products.
– Develop investor relations and networking program.
– Penetrate the corporate training market and establish a product base and presence in a fast-growing industry.
– Market products to learning publishers and curriculum developers.

Ultimate Milestone: Globally market new versions of “branded” and licensed publisher products to learners, with “Mind Chemistry Inside”.

How’s that?

Joseph asks…

How do you have two or more servers run off the same character database?

This in reference to an online video game, where you can play your character on any server and it will save.

Jere answers:

Points to consider when Sizing This sizing questionnaire is designed to collect enough information to allow us to configure and characterize an appropriate SAP Business Information Warehouse (SAP BW) landscape.
 
1. Customer Information-This includes customer contact information, in case the sizing engineer needs further input to process the sizing. Here we also ask about the number, version and software of OLTP source systems as well as certain operational issues important to the overall system design.
 
2. Landscape Configuration      and  DW Design Planning-This section covers all information around the planned system and DW landscape as well as the Data Model design.
 
3. User Activity and Workload-There are three basic components to size for a SAP BW system:  number of users/processes, query mix and quantity of data stored in the DW.  This section will gather the information necessary to perform this process.
 
4. Data Quantity-In this section we ask for the amount of data you have planned to store in your DW and the data model you have planned to use.
 
5. Technical Requirements-Here we gather information regarding certain technical requirements, such as clustering or backup technology, that may influence the sizing of the system.
 

Chris asks…

Business online backup storage?

We have a small business with 1 server/desktop computer that needs backing up regularly. Our hard drive that we used to use is useless and I need to know the best/cheapest/most reliable company for online data backup (in case we lose all of our data in the office).

Jere answers:

Not sure on what you could use online, but if your a business you should use a NAS (Network Attached Storage) which will be the most secure and safest.

Something like a Drobo, although they might seem expensive, and adding to them the HDD’s will add to the cost, they are going to work out the cheapest when you see online storage subscription costs.

And you have to remember that online storage can be stopped at any time without warning, they can even have servers go down, loose your data or loose access to your data for some time.

Https://mega.co.nz gives 50GB of free online storage that is encrypted from your computer, so they do not know what the data is, no one can download from it without you posting a link to the files. But probably not as secure as you might want it depending on the data you will be uploading, (encrypt it first into an archive to be double safe)

Sharon asks…

Business online backup storage?

We have a small business with 1 server/desktop computer that needs backing up regularly. Our hard drive that we used to use is useless and I need to know the best/cheapest/most reliable company for online data backup (in case we lose all of our data in the office).

Jere answers:

I may be wrong but looking at your post you could probably use a consumer backup solution too. If your in the UK we offer one that you may be interested in as its a live backup. We do also offer full business solutions if you want to talk to us for each employee having their own cloud space. See the link below for details of the consumer edition which you can free trial.

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