Your Questions About Business Online Services Group

Lizzie asks…

Would a webinar on building business credit in the US be of interest to you?

Did you know that if built correctly a business is basically unlimited on the amount of credit it have? I am wondering if there is enough interest on building your business credit out there to make marketing my webinar worth while.

Jere answers:

A true business credit card is a line of credit that is taken in the name of the business, under the business’ credit. Activity, whether good or bad, is reflected on your business’ credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.

However, some companies out there offer “business” credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts – you are.

When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business’ credit, while avoiding creating problems with your own.

Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for “strong business credit” (just like that in quotes) to find services that sell the information.

Good luck,

Ilya Bodner
Small Business Owner
Initial Underwriting Group

Jenny asks…

How to find clients for business?

I’m starting a small business consulting company so that i can work from home. I even have website. I wanna know how to find customers/clients? Any creative idea in getting business contact online? Please help!

Jere answers:

Social networking sites like Facebook, Myspace, Twitter, etc allow you to have large groups of people view your business which will create more clients. Having a large amount of people hearing what your all about is for sure an excellent way in getting customers to buy or use service.

Joseph asks…

How can I sell my idea to the business community?

I have a great idea. Inspired by the holy prophet. I’ve read many books on how to sell it. But none of the business people reply to my emails. Its a great idea. I am going to buy orphans take them to a big mansion and rear them for meat, ammunition, and a for an army. All I need is 1 million pounds to bribe the nuns, they didn’t like the concubines I sent to woo them…

Jere answers:

1. Research your idea. This is the most important aspect of your business plan. Know your market by getting as many opinions as you can on your idea. You can do this through focus groups or collecting data on similar and rival products. You should also determine if you can patent your invention or if it can be formed without infringement of other filed patents; you can also explore manufacturing.

2. Create a professional presentation. When you get all of the essential information, you will have to present it to possible licensors. In addition to a three-dimensional model, you should make a clear-cut sell sheet to give all information you have collected. It should be one or two pages and plainly explain the following: the problem, challenge or need the product meets, the product’s features and advantages, your product’s market and its legal status (patent pending, copyright or trademark info). Additionally, write an introductory letter to go with your sheet–this introduces you, tells why you’re contacting the individual or company and arranges a time for follow-up.

3. Identify your targets. Figure out the most fitting contacts for your opportunity. Some experts recommend making a list of at least 50 prospects–the more prospects, the better. A more concentrated list will bring you more valuable results. If you have a product, consider local shopping areas and write down names of manufacturers who make related items. Another way is to find the trade association that serves your product’s industry. Online databases can also be an excellent resource.

4.Prioritize your targets. When you have your list, prioritize them based on which ones will be most suitable with you and your product. Things to consider include size, geography, comparable product line, access to a decision maker, company policy and manufacturer standing.

5. Make the sale. Now all you have to do is sell your product or service to a manufacturer and customers.

Daniel asks…

What is the best way to market online a service to immigrants?

Immigrants represent a significant proportion of the working population and as such their disposable income is forever increasing. Are there any effective or ingenious ways of marketing to this diverse group online?

Jere answers:

Yoy can market through myspace social network. Make videos for youtube to reach your target market. Free Classifieds and article submission sites can also reach your target market.
Here is a comprehensive list of Classifieds and Article submission SitesBest Answer http://answers.yahoo.com/question/index;_ylt=AlhJiR7ZcCCBRbp_sdnJwW3ty6IX;_ylv=3?qid=20080111092859AA6vfTx&show=7#profile-info-lpytzfawaa

The best way to reach your marget on the internet is through SEO.

The first part of SEO is page optimization. Basic steps included in onsite optimization are:

1) Find best targeted keywords relevant to your business
2) Make title and meta tags relevant to your web page theme
3) Content optimization and internal linking.
4) Use of h1,…,h6 tags for heading
5) Create a site map
6) Use title and alt attributes that include targeted keywords.
7) Make robots.txt file.

Once onsite optimization is completed, offsite optimization is started. Here are some basic steps for offsite optimization:

1) Directory submission
2) Article submission
3) Link exchange
4) Press release
5) Social bookmarking
6) Blogging
7) Forum posting

For online business, content is the most important factor. Having informative and interesting content in the website will entice frequent visits by more visitors. This also helps you to get quality back links easily, as quality back links are most important factor in search engine optimization. Once your site gets higher ranking, it will start getting more targeted visitors and your ROI will increase gradually.

James asks…

What are some effective internet marketing methods?

Hi, I have an online business that i am trying to market to people and I have had a lot of difficulty doing so.I have been marketing to facebook groups, using paid services like Google and Bing Ads, forum marketing and craigslist. I haven’t gotten any results. It is quite frustrating. Does anybody have any ideas?

Jere answers:

Hmmm…those were the first steps I would have taken too. I would contact an SEO firm for a consultation and see what they suggest. Good luck!

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