Your Questions About Direct Marketing News

Mark asks…
What is the best online trading site?
I’m using ING Direct‘s Sharebuilder right now, but I’m hardly impressed. I can’t buy SPX or many others I want. What’s the best one to go with? E-Trade, Scottrade, etc?
Also, is there anyway I can get all my investments transferred over, or do I have to sell it all and buy it again?

Jere answers:
All major brokerage firms provide their clients with on-line services, including trading platforms, latest market & financial news and research.
Customer need to select the site that is best for them. Traders have requirements in a site, while investors have other requirements.
Although most sites are geared to general securities and commodities, however customers may have special needs for the types of products they trade, and the markets in which they trade. For example I use Fidelity for investing. Scottrade for equities trading and ThinkorSwim for option trading
It seems that the most popular firms for on-line investing/trading all of which provide excellent platforms and services are; Scottrade; Chas.Schwab; TDAmeritrade; Fidelity; E-Trade and Thinkorswim.
You can have all the contents currently your account with your present brokerage firm to whomeever you select as you new firm. Just have the new firm provide you with the transfer form (ACATS form), you will sign them, attach a copy of your latest statement. Return them to your new brokerage firm and within 10 days all your account will move to the new firm

Ruth asks…
What are some of the top database programs in the market right now?
I’m a database manager for a non-profit organization and though we are operating an MS Access database, the organization wants to move to a more sophisticated database service, preferably web-based. Does anyone have any recommendations or suggestions on what to look for with these programs?
Thanks!

Jere answers:
Here are some useful sources of non-profit databasing ideas
http://www.afpnet.org/
http://www.convio.com/convio/news/releases/convio-announces-toolkit.html
http://www.asaecenter.org/PublicationsResources/AMMagArticleDetail.cfm?ItemNumber=10879
Don’t overlook the most important tkpe of marketing for NPOs– direct marketing.
This is the accountable, responsible, targetable form of marketing that uses statistics and databasing — but on a much higher plane.. It is so much fun it should be illegal. It’s like having a personal army of fund-raising cyborgs who are trained to do nothing but go out there and bring back contributions.
There’s an interesting free source of marketing ideas you might want to look at( and tap when you need fresh thinking): word-jobber.blogspot.com.

Linda asks…
Stock market crash implifications to the economy?
i was wondering due to the stock market fall of 5% what implications would this have to the economy?

Jere answers:
It is an very interesting question.
Basically recession in economy is fueling the stock market crash and not other way round.
If there is market crash, it affects indivudual interest – some people gain and others stand to lose. In bear market you are permitted to sell the stock at higher price and then buy at lower price – make a killing – do people always lose in bear market. One can make every happending as opportunity to become rich – none prevents.
To the extent the stock valuation comes down overall capitalisation of market only comes down, the excess fat (Money) lost in stock market (say 600 or 900 billions) where it get disappeared. They go no where – it will be well within the economy. From stock equity market – it may go to commodity market or debt instruments, CD, etc., etc.,
It may marginally affect GDP – collection of direct tax, income tax may come down, since traders will be booking losses and adjust earlier profit.
Then why so much talk on STOCK MARKET CRASH.
Reason is the investors are richest/mighty – they control media and Government to some extent – all these are making fuss, hue and cry – as crying baby only get milk. They create sympathy from regulators, Fed. Bank, Government and obtain concessions, lowering the interest, free-bees, etc., etc.,
large media coverage on STOCK MARKET CRASH consfuses the public, small investors, who with fear of losing little money left-out with draw from the market – at that time big inveters enter the market and average the price and get fair valuation of their stock position. Media is benefited with hot new and big investors are benefitted with new emerging opportunity.
During Stock Market Crash small investors suffer and not country’s economy or big (HNI) investors.
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when there is force majure like flood, earth quake, etc., the sympathy will be only for one day.
Farmers lose very heavily – is there any compensation offered to them – not even a lip sympathy.
During industrial slow down lot of workers loses employment, is there any big news in the Media as stock market crash. Loss to Agricultural production, down sizing, loss of employment directly affect the economy – but there is no talk about it by mighty.
During STOCK MARKET CRASH even COMMUNISTS talks of reform, extending help to market, etc.,

Lisa asks…
Possible overthrow of the dictator in the Philippines?
The news is on right now here and it is sketchy.
Does anyone know, is Arroyo being overthrown by the pro-democracy group?
Malacanang is surrounded by the military and people would like to know who’s side they will be on!
Please, if you know anything, tell us!
You said it happened on Thursday, it is presently 2:33 pm Thursday here now.
What you said so far is very informative and the news is starting to reflect just what you have said.
People are glued to their TV sets and you can hear laughter and cheering all over town!
There is another rumor out now, that Arroyo and her husband are trying desperately to negotiate so they can escape to Europe, but for what reason is still unclear.
One can only speculate at this point.

Jere answers:
This is the latest I think:
MANILA (Reuters) – About a dozen uniformed Philippine soldiers on trial for a failed 2003 mutiny walked out of court on Thursday and set up camp in a luxury hotel in Manila’s financial district, calling for the overthrow of the government.
There was no violence but the soldiers included a senator who led an attempt to overthrow President Gloria Macapagal Arroyo in 2003 and they were joined by former vice-president Teofisto Guingona.
Senator Antonio Trillanes, speaking earlier on local television, urged people to join the rebel soldiers in the Makati financial district.
Trillanes was a navy officer when he led the attempted coup.
Mobile text messages in Manila urged people to gather at the Peninsula Hotel, which is around the corner from the stock exchange.
Another mutineer Brigadier Danilo Lim, a former commander of the elite Scout Rangers unit, said the group was taking control of government.
“We make this fateful step of removing Mrs. Macapagal Arroyo from the presidency and undertake the formation of a new government,” Lim said in a press conference at the Peninsula Hotel.
GUARDS JOIN DEFENDANTS
Around two dozen soldiers, some armed, took up positions in the hotel’s palatial lobby while guests continued to sip coffee and take lunch.
They included the dozen soldiers on trial for the 2003 mutiny, along with their guards at the courthouse who were supposed to prevent the kind of escape that transpired on Thursday.
Troops stationed at the base of the lobby staircase refused to let Manila’s police chief pass.
Some of the soldiers wore red armbands with a sun logo, similar to an insignia worn during the mutiny in 2003, when junior officers took over a luxury apartment tower in the financial district. That coup bid ended peacefully.
Arroyo ordered the army to re-arrest the soldiers and military chief General Hermogenes Esperon said all means would be used.
“I directed the national capital regional commander to address the situation and use force if needed,” Esperon told reporters in Zamboanga City, where he was visiting troops.
A Reuters reporter saw at least five truckloads of navy men around the hotel.
The police were put on full alert and radio reports said Arroyo had called an emergency cabinet meeting.
“IT HURTS THE COUNTRY”
Arroyo, deeply unpopular due to long-running corruption allegations, has survived at least two coup plots and three impeachment bids because of a jaded middle class that is sick of political instability, and a strong majority in the lower house.
The stock market and the peso pared earlier gains on the soldiers’ actions.
The main index finished up 1.17 percent after earlier climbing 2.8 percent.
“It hurts the whole country,” Vivian Yuchengco, a director of the Philippine Stock Exchange, said. “People like that should be thrown in jail.”
The peso was quoted at 42.97 against the dollar compared to Wednesday’s close at 42.86.
The leaders of the group marched into the Peninsula Hotel after breaking a glass door to get in, according to local television but guests were unperturbed.
“We are not scared. We are used to this government. Our only problem is how to get out because there are navy trucks outside,” said Ed Castro, who was having lunch at the hotel.
(Additional reporting by Raju Gopalakrishnan, Rosemarie Franciso and Manny Mogato; editing by Carmel Crimmins and Bill Tarrant)

Daniel asks…
Will the Republican Party drive our country into the great abyss?
The problem with the Republican party is that they think they are doing the right thing, but every time they are in power the wreck havoc on our society.
Our current economic doldrums are a direct result of the GOP philosophy—cut taxes and let the Type A personalities run wild with no constraints.
This policy ALWAYS crashes with devastating consequences.
When will America wake up to manipulating charlatans in the Republican Party?

Jere answers:
Been there, done that:
GOP Pres Hoover’s Great Depression;
GOP Pres Dick Nixon’s Watergate and cutting and running from the commies in Nam;
GOP Pres Dick Cheney’s Great Recession & IraqNam and AfganiNam Quagmires;
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Paul Krugman, Nobel Laureate in Econ:
“The ideology of free-market fundamnentalism” caused The Great Recession of Dec 2007-June 2009,
“and was started by the Reagan Admin & continued by Greenspan & Cheney. Http://www.nytimes.com/2010/03/08/opinion/08krugman.html?adxnnl=1&adxnnlx=1292119451-sBV/PopwEPLlYCYUbyfMoQ
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Paul Krugman, Nobel Laureate in Econ: The Canadian govt’s strict regulation with its Financial Consumer Agency saved it from The Great Recession, but the US Senate’s GOP is poised to kill a bill that would give the US similar protection. Http://www.nytimes.com/2010/02/01/opinion/01krugman.html
The Great Deficit Scare, brought to you by the creators of The Great Recession. The deficit hawks’ road to ruin. Http://www.washingtonpost.com/wp-dyn/content/article/2010/03/02/AR2010030201105.html?hpid=opinionsbox1
Paul Krugman, Nobel Laureate in Econ: Why private industry won’t create a workable health care system. Http://www.nytimes.com/2010/02/19/opinion/19krugman.html
Paul Krugman, Mar, ‘10. “…bipartisanship is now a foolish dream.” http://www.nytimes.com/2010/03/05/opinion/05krugman.html?hp
http://news.softpedia.com/news/Spamhaus-Adds-Gmail-to-Block-List-152933.shtml
http://www.nytimes.com/2010/08/20/nyregion/20jersey.html?_r=1&ref=todayspaper State of NJ’s pension fraud & pension shortfall
NJ Pension fraud & Ilinois http://www.nytimes.com/2010/08/21/business/21pension.html?ref=todayspaper
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