Your Questions About How To Do Business Cards Online

Mandy asks…

Looking to print Business Cards Online?

I am looking to print some business cards…i don’t want to spend too much but at the same time don’t want to settle for a cheap BC either. Let me know on some online companies that are good. Thanks

Jere answers:

I just used this website www.onspotprinting.com It was my first time using this site and they produced great quality on both my business cards and postcards that I ordered. They even have this new print to press printer driver called PDF JobReady. I was able to print a PDF file off this driver or print directly to them while choosing my specs for my product. Thought that’s was pretty cool…anyways good luck.

Charles asks…

how safe is it to use your credit card on business online ?

I am worried about revealing my credit card number and its security number to the internet.

Jere answers:

The low security of the credit card system presents countless opportunities for fraud. This opportunity has created a huge black market in stolen credit card numbers, which are generally used quickly before the cards are reported stolen.

The goal of the credit card companies, as they say, is not to eliminate fraud, but to “reduce it to manageable levels”, such that the total cost of both fraud and fraud prevention is minimized. This implies that high-cost low-return fraud prevention measures will not be used if their cost exceeds the potential gains from fraud reduction.

Most Internet fraud is done through the use of stolen credit card information which is obtained in many ways, the simplest being copying information from retailers, either online or offline. There have been many cases of crackers obtaining huge quantities of credit card information from company databases. It is not unusual for employees of companies that deal with millions of customers to sell credit card information to criminals[citation needed].

Despite efforts to improve security for remote purchases using credit cards, systems with security holes are usually the result of poor implementations of card acquisition by merchants. For example, a website that uses SSL to encrypt card numbers from a client may simply email the number from the webserver to someone who manually processes the card details at a card terminal. Naturally, anywhere card details become human-readable before being processed at the acquiring bank is a security risk. However, many banks offer systems such as ClearCommerce, where encrypted card details captured on a merchant’s webserver can be sent directly to the payment processor.

The Federal Bureau of Investigation is the agency responsible for prosecuting criminals who engage in credit card fraud in the United States, but they do not have the resources to pursue all criminals. In general, they only prosecute in cases exceeding US$5,000 in value. Three improvements to card security have been introduced to the more common credit card networks but none has proven to help reduce credit card fraud so far. First, the on-line verification system used by merchants is being enhanced to require a 4 digit Personal Identification Number (PIN) known only to the card holder. Second, the cards themselves are being replaced with similar-looking tamper-resistant smart cards which are intended to make forgery more difficult. The majority of smartcard (IC card) based credit cards comply with the EMV (Europay MasterCard Visa) standard. Third, an additional 3 or 4 digit code is now present on the back of most cards, for use in “card not present” transactions. See CVV2 for more information.

Joseph asks…

Do most online businesses accept debit cards when they list credit cards as only payment option?

When a site lists all the regulars like visa, mastercard, discover, will they accept a visa debit card? I know everyone is different but generally when they say credit card, can they mean debit?

Jere answers:

Debit cards with Visa logo, for example, can be used as credit card payment online. And yes, online businesses accept those

For the side of the seller, however, transaction fees are higher for debit cards so they don’t really advertise that they accept debit cards

From the buyer’s perspective, debit cards don’t offer the same protection as credit cards such as dispute charges in the case the online retailer did not send the item, or item is not described

Lizzie asks…

How to print business cards online ?

Jere answers:

Well for printing my business cards i only trust http://www.imageshoponline.com the got really great stuff and its quite professional 🙂

Susan asks…

how to create a business card.

I would like to create a business card. I want a unique background. I have the background in my head but I don’t know where to find any for free. What is a good website to create a business card and put a unique background on it both for free?

Jere answers:

You probably can’t get a business card with a “unique” background for free. Any online place that does them will charge you for shipping, probably several times the actual shipping cost, and will include somewhere on the front or back of the card their own information to try to drive more business to their website.

Since you have access to a computer, you CAN create your own cards with a word processing program (MS Word, Open Office) or a graphics program (Print Shop, Print Master, MS Publisher). All of them have templates for cards that will print on Avery 8371 or 28877 business card blank stock. The stock is prescored so all you do is bend them at the score, and they will come apart with virtually no perf marks. The card stock is available at any office supply store, or WalMart and similar stores.

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