
Carol asks…
which is the best crm?
Are you still using old systems to manage inquiries and leads. You might know that skipping each
inquiry can cost you loss of hundreds to thousands of dollars !!
Better lead management = Better Revenue
About Intjo CRM:
· Power of Cloud Computing. Work from anywhere. You just need internet to access the
software.
· Manage leads, accounts, tasks in a better way.
· Assign status, add remarks, follow up and lots more
· No software to install. Use from anywhere.
· Pay as you use. Free trial for 15 days.
· Customize CRM according to your requirements in 10 minutes without any prior IT
knowledge.
· World’s most cost effective and economical CRM starting from just 20 USD per month for
10 users(Standard Plan) means USD 2 per user/month !!
No Downloads. No Software To Install. Free Trial for 15 Days !!
Register now and for 15 days you’ll have full access to all the features and capabilities of the
world’s most popular CRM application.
Where you can use the CRM :
1. Sales and Marketing Department of All the Companies or Organisations.
2. Schools/Colleges to manage Student relationship and records.
3. Manage Online Advertisement.
4. Customer/Business Relationship department of any Organisation.
5. Patient Management in Hospitals.
6. Guest Management in Hotels.
7. Recruitment & HR Management
…..and so many other processes.
To register click : http://crm.intjo.com/
How Much It will cost You.
Intjo CRM is World’s most cost effective and economical CRM. Our Plans starts from just around USD 2 per
user per month in Standard Edition Plan. For more details you can visit us :
www.crm.intjo.com or E Mail : sales@crm.intjo.com
Intjo CRM Marketing Team
Powered By Intjo Inc.,
Delaware, USA
Asia & Africa Regional Marketing Office :
Intjo Worldwide Limited
Mauritius

Jere answers:
I would recommend PicnicCRM.com as the best simple CRM.

Mary asks…
Quick, Answer This Question!!!?
The first one to get this answer gets 10 point no matter what. But you got to swear you will read the following if you are either a racist, a Christian, a Jew, a Muslim, a Buddist, and a gay.Make sure you are forgeting about the world around you. I am watching you. I am you father… now. Ready, set, go!
I suck
I suck
I suck
I suck
I suck
I kucs
I kucs
I kucs
I kucs
I kucs
i ucks
I ucks
I ucks
I ucks
I like to ****. (This was intentionally like this)
The iPhone is a multimedia and Internet-enabled quad-band GSM EDGE-supported mobile phone designed and marketed by Apple Inc. User input is accomplished via a multi-touch screen with virtual keyboard and buttons. The iPhone’s functions include those of a camera phone and a portable media player (“iPod”), in addition to text messaging and visual voicemail. It also offers Internet services including e-mail, web browsing, and local Wi-Fi connectivity.
Contents [hide]
1 History
2 Features
2.1 Text messaging
2.2 Came

Jere answers:
Wow ten points

Sandra asks…
Micrsoft bids for Yahoo takeover. What will happen now?
“Microsoft Corp. (NASDAQ:MSFT) has pounced on slumping Internet icon Yahoo Inc. (NASDAQ:YHOO) with an unsolicited takeover offer of US$44.6 billion in its boldest bid yet to challenge Google Inc.’s dominance of the lucrative online search and advertising markets.”
what do you think will happen now? Given the power MS already has over the internet, i think that this is not a good thing.
http://canadianpress.google.com/article/ALeqM5j-vz5ybhB6Tx0QYQRVjNNSh9EmMw

Jere answers:
Yahoo is a great place for community and sharing and should remain independent of larger corporations. Especially ones that make you buy certain things for others to work on your computer. We’re heading on a path in America where every thing is set to be owned by few dominating companies, destroying diversity and supporting inflation. So to you Yahoo I say, for the people, stick to that dream you had when you first thought of creating this legacy, protect your integrity, and resist the clutches of this one-world control.

Donna asks…
I am doing my expository speech on iPods I need some help please?
here is what I have right now …. CAN SOMEONE please help me and give me some interesting facts and something i could include thanks :
HERE IS WHAT I HAVE
•iPods Notes
•iPod is the brand of portable media players designed and marketed by Apple Inc. and launched on October 23, 2001.
•Apple has lauched four verisons, shuffle, nano, classic, and touch
•Apple’s iTunes software can be used to transfer music to the iPod
•As of September 2008, more than 173,000,000 iPods had been sold worldwide, making it the best-selling digital audio player in history
•History
•The iPods line came from Apple’s “digital hub” category, when the company began creating software for the growing market of personal digital devices. Digital cameras, video cameras and organizers had been selling on mainstream markets, but the company found existing digital music players big and clunky or small and useless
•The name iPod was brought to the table by Vinnie Chieco, a freelance copywriter, who was called by Apple to figure out how to get the word out about iPods. After Chieco saw a prototype, he thought of the movie 2001: A Space Odyssey and the phrase “Open the pod bay door, Hal!”, which refers to the white EVA Pods of the Discovery One spaceshipApple researched the trademark and found that it was already in use. Joseph N. Grasso of New Jersey had originally listed an “iPod” trademark with the U.S. Patent and Trademark Office in July 2000 for Internet information The first iPod kiosks had been demonstrated to the public in New Jersey in March 1998, and commercial use began in January 2000, but had apparently been discontinued by 2001. The trademark was registered by the USPTO in November 2003, and Grasso assigned it to Apple Computer, Inc. in 2005.
•iTunes
•Most everyone who uses or has an ipod uses iTunes for all their music needs. You can download itunes for free off the internet. Once you have it on your desktop you open it and go into iTunes Store and you can buy all your songs there. Each song is $.99 or $1.29 depending on how new the song is. The store became the market leader soon after it was launched. You can also buy movies, tv-shows, music videos, audiobooks,iPod games, podcasts, and buy or get free Apps for a iPod touch.
•Many accessories for the iPod line were made. This market is sometimes described as the iPod ecosystem. Some accessories such as sound recorders, FM radios, wired remote controls, and audio and visual cables for TV. Other accessories offer features like the Nike+iPod pedometer and the iPod Camera Connector.
•Since October 2004, iPod lines has dominated digital music player sales in the United States, with over 90% of the market and over 70% of the market for all types of players
•Some downsides to iPods are battery issues, reliability, and durability. The advertised battery life on most models is different from the real-world. Most iPods were advertised with a 14-hour battery. A MP3.com put out and article saying that it was vitually impossible. In 2003, lawsuits were charged against Apple, complaining that the batteries lasted for shorter lengths of time than said and that the batteries slowy lost power over time and decreasing the battery life even more. The lawsuit was setteled and for people who were involved got $50 store credit, or battery change. iPods have been criticized for their short life-span and fragile hard drives, It concluded that some models were more durable than others.
•iPods have many different size compbaliltiy ranging from 512MB to 160GB, that’s 250 songs to 40,000 songs

Jere answers:
There have been over a billion downloads at the app store in the last nine months alone.

Linda asks…
Is THIS the END for Yahoo! as we know it!?? RIP YAHOO (sniff)?
Microsoft is offerein 44.6 billion DOLLARS (US) and change, PLUS stock to buy out YAHOO!, umm why to get of competion.
Read on.. Microsoft Corp. has pounced on slumping Internet icon Yahoo Inc. with an unsolicited takeover offer of $44.6 billion in its boldest bid yet to challenge Google Inc.’s dominance of the lucrative online search and advertising markets. Well, THANK YOU (ahead of time) Mr. Gates for screwing this Search Engine up (It’ll be a peice of crap like MSN.. slow searches, bad results, I always have guessed that Microsoft filtered out any competion because the results from Yahoo and MSN are VERY different) The what about out Yahoo! mail accounts??? They will be slow and awkard and not the most user friendly… just like Hotmail after Microsoft bought them out.*&^%#$^!! So where to next? Nothing that money can not get rid of if they don’t want you around I guess. Goodbye Yahoo! It’s been great sorry your about to be ground up in the Giant Microsoft Planet Killing Machine.

Jere answers:
Yahoo is a failing corporation and the delivery of services has become a joke – how many 360 sites now fail to function properly due to the alleged Universal platform upgrade (now not even talked about) – with customer service non-existent.
Excellent members of management have either left in disgust or have been fired for questioning the direction of the company. Look past the bump in a share of stock this morning; Yahoo stock has been spiraling downward for months, as investors simply do not see a turnaround anytime soon.
Microsoft has placed an all-or-nothing bid on the table. Yahoo accepts it or – within a year – its assets will be available at a “going out of business sale,” and sold for next to nothing.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Sharon asks…
Preparing and registering my online business for taxing?
hi everyone. i am confused on how where i should start. i am purchasing an online business on amazon.com. the seller ad i had an agreement. do i really have to register the business name and pay taxes??? or can i just report taxes every month with the help of a CPA?? all taxes will be included in every price because there is no way to tax the buyer after the purchase is made. please help. very confused and worried. cant sleep.
** please remember that my business is on amazon.com. i DON`T have my own website OR my own store.**. i know i have to file for federal and state tax. i will be reporting about 15% of the earnings as if i work for an employer.

Jere answers:
For sales tax, yes you must immediately register with your state and get a sales tax id, if you live in a state that has sales tax, and most do. You’ll only charge the sales tax to buyers in your state, not to everyone.
Income taxes and self-employment taxes are separate from sales tax. Not sure what you mean about “as if I work for an employer” – for this business, unless it’s a corporation, you don’t. You’re self employed, so need to pay around 14% self employment tax PLUS income tax to the feds, and whatever state and local income tax you owe – you need to pay all these with quarterly estimates.

Richard asks…
What Fees or taxes do i have to pay to start an online magazine business in Indiana?
How much does it cost????
THANKS!

Jere answers:
To start your on line magazine business anywhere in the USA does not require you to pay local fees or taxes. You will have to pay for Domain name, host and server before you can build a web site.
An all in one package is a good way to go. Do you know how to build a successful website? Do you have all the tools web design requires?
You will find a wealth of information regarding developing an on line business at the resource link below.

Thomas asks…
What are the legalities involving taxes and copyright/trademark/patents for an online business?
I recently decided to start my own online business once I had an idea for a website that could fill a huge untouched niche. I can’t talk much about what it is about yet, because I want to patent/trademark/copyright whatever I need to beforehand. I have two areas I need advise on:
1- My main source of revenue in the beginning would be website subscriptions. I need some advise on how tax works in this situation. I want to set it up as a business, so that I can expand it more later, but physically there wouldn’t be an office anywhere (at least at first), and I’ve heard that it is possible to get a lawyer or someone to help establish an online business in a state other than where I live in order to pay less for taxes. Is this legal, and how does it work? Is it advisable to do it if I really do want to have a physical office somewhere later on?
My other question is about legalities. Does anyone know if it is possible to patent a website configuration, rather than the software that uses it? I will be purchasing the software I need to run the website, but I want to make sure no one else can come in and copy me. Also, how does Trademark work for websites? Would I need to trademark my website name and company name separately, even if they are very similar? Lastly, How does copyright work on things published via website?
Thanks in advance for anyone who might be able to answer questions or direct me to find some answers.

Jere answers:
I can answer this question for you: “Also, how does Trademark work for websites? Would I need to trademark my website name and company name separately, even if they are very similar?”
To protect a business name within your industry, you would apply for a trademark.
Trademarks can be names of products or services, logos, slogans, packaging and even sounds and smells. In essence, a trademark can be almost anything that is used to identify a particular product or service. Registering a trademark grants the owner exclusive rights to the mark within the specified industry.
It’s necessary to have comprehensive research on the mark done prior to filing to ensure that there is no possibility of infringing upon another party.
This entails searches of the pending & registered Federal and State trademark files as well as the US National Common-Law files. Then, if clear, you can decide if you would like to file for a Federal or a State trademark.
To register a trademark, that’s done either through your Secretary of State for a State trademark or the US Patent & Trademark Office for a Federal trademark.
If you are only conducting business in one state, then a State trademark is most appropriate. If you conduct (OR are planning to conduct) business in at least 2 states OR between the US & any other country, you can file for a Federal trademark.
If the only difference between your web site name & company name is the .COM, then have just one name filed — however you display it. For instance, Amazon.com uses their mark with the .COM so they have Federal trademarks on the entire name. It doesn’t mean another party can file Amazon for retail sales of books as that’s still too similar to Amazon.com
Hope that helps! I wish you much success & happiness in all your ventures!

Michael asks…
How do I go about getting a retail tax license for an online retail business?
My husband is looking to start an online retail business selling ammo and shooting/hunting supplies (but not the firearms themselves). What kind of licenses do we need and how do we go about getting them?
Thanks

Jere answers:
Tax (retail) certificate (its not a license) is from the franchise tax board. Business license is from city government. Permit for ammno–that I do not know, sorry. Shipping ammo–ask at UPS or the post office what that would entail.

Lizzie asks…
Can I use a Fake Name For My Online Business? How do I send my Tax ID?
I use a fake name because I work online but a situation has come up where I need to put in my fist name, last name and tax ID. My name will be shown to the public though. Can I place my fake name and give my real Tax ID or is this fraud?

Jere answers:
I believe you need to apply for a trade name or fictitious name in order to do so. You can never be too safe when it comes to Tax ID numbers!
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Lizzie asks…
Email marketing service?
Could anyone recommend a good cost effective email marketing service. One that allows HTML design and manages subscribers, mailing lists etc.

Jere answers:
Go to Sourceforge.net and search for Dada mail. It is open source and therefore no cost. Aweber, etc cost $25 +/- or more per month.
You can also check out http://markvs.webprosperity.com which gives you a mail manager, autoresponder (Get Response) and a marketing web site for $29.95 a month. Plus you can market the product and make commissions on it.

Charles asks…
Can I legally market my services to people who connect with me on LinkedIn?
I mean linkedin has a feature where you can export your contacts and retrieve their email addresses. So my question is if someone connected with me on linkedin am i allowed to take their email address and market my services to them as i would say my website’s subscriber?

Jere answers:
Yes, but do not spam them or send everyone the same email at the same time. That is a great way to lose customers.

Ken asks…
How can I market my services to small computer consulting companies?
Hi All,
I am a network engineer and would like to market my services to small computer consulting companies.
I was thinking of mailing flyers, sending targeted emails, or attending trade shows. Which techniques work best?
Thanks,
Nick
Thanks for the business card idea. Should I go pounding on doors or give them out at trade shows?

Jere answers:
I’m not exactly sure, ha ha, but if you want to market your services, a good idea is to post them on a free classified ads website. Http://www.stumblehere.com is a great site for this. Their direct link to the ‘services’ section is http://stumblehere.com/search/subject-services/search_where-city/.

Betty asks…
Is it illegal to call companies requesting information under false pretense?
I’m being advised by my manager to call companies to acquire names and email addresses of management staff for future marketing services. We are being made to call from a blocked number, and act as though we are or were recently customers at these places. Is there anything illegal about this practice?
I’m feeling like it is unethical, but wanted to find out if there were legal implications to this, as well.
Thanks!

Jere answers:
All signs point to yes…get a lawyer and start protecting yourself..quit this job immediately if this is common practice

Maria asks…
Is it illegal to call companies requesting information under false pretense?
I’m being advised by my manager to call companies to acquire names and email addresses of management staff for future marketing services. We are being made to call from a blocked number, and act as though we are or were recently customers at these places. Is there anything illegal about this practice?
I’m feeling like it is unethical, but wanted to find out if there were legal implications to this, as well.

Jere answers:
Its lying….and i agree its unethical…..”thou shalt not bear false witness against thy neighbor” exodus 20:16….so, my suggestion is to talk to your manager and say that you can’t do this b/c it is wrong
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Susan asks…
Will the liberals who accuse me of not knowing what socialism is please furnish a definition of it?
Thanks. I would hate to be misunderstood. My definition of socialism comes from the Merriam-Webster dictionary. Where does yours come from?

Jere answers:
Socialism refers to any one of various economic theories of economic organization advocating state or cooperative ownership and administration of the means of production and distribution of goods, and a society characterized by equal opportunities/means for all individuals with a more egalitarian method of compensation based on the full product of the laborer. Modern socialism originated in the late 19th-century intellectual and working class political movement that criticized the effects of industrialization and private ownership on society. Karl Marx posited that socialism would be achieved via class struggle and a proletarian revolution, and would be a transitional stage between capitalism and communism (a state involving the disappearance of class and therefore the state).
The utopian socialists, including Robert Owen, tried to found socialist factories and other structures within a capitalist society. Henri de Saint Simon, the first individual to coin the term socialism, was the original thinker who advocated technocracy and industrial planning. The first socialists predicted a world improved by harnessing technology and combining it with better social organization, and many contemporary socialists share this belief. Early socialist thinkers tended to favor an authentic meritocracy combined with rational social planning, while many modern socialists have a more egalitarian approach.
Socialists mainly share the belief that capitalism unfairly concentrates power and wealth among a small segment of society that controls capital, creates an unequal society, and does not provide equal opportunities for everyone in society. Therefore socialists advocate the creation of a society in which wealth and power are distributed more evenly based on the amount of work expended in production, although there is considerable disagreement among socialists over how and to what extent this could be achieved.
Socialism is not a concrete philosophy of fixed doctrine and program; its branches advocate a degree of social interventionism and economic rationalization, sometimes opposing each other. Another dividing feature of the socialist movement is the split between reformists and the revolutionaries on how a socialist economy should be established. Some socialists advocate complete nationalization of the means of production, distribution, and exchange; others advocate state control of capital within the framework of a market economy. Socialists inspired by the Soviet model of economic development have advocated the creation of centrally planned economies directed by a state that owns all the means of production. Others, including Yugoslavian, Hungarian, German and Chinese Communists in the 1970s and 1980s, instituted various forms of market socialism, combining co-operative and state ownership models with the free market exchange and free price system (but not free prices for the means of production).
Social democrats propose selective nationalization of key national industries in mixed economies, with private ownership of property and of profit-making business. Social democrats also promote tax-funded welfare programs and regulation of markets. Many social democrats, particularly in European welfare states, refer to themselves as “socialists”, introducing a degree of ambiguity to the understanding of what the term means.
Libertarian socialism (including social anarchism and libertarian Marxism) rejects state control and ownership of the economy altogether and advocates direct collective ownership of the means of production via co-operative workers’ councils and workplace democracy.
Contents

Carol asks…
illustrate a full understanding of service marketing and what it entails?
This is the title of my assignment,I am looking to find out exactly what service marketing is. Is it marketing a service & not a product?

Jere answers:
Services marketing is marketing based on relationship and value. It may be used to market a service or a product.
Marketing a service-base business is different from marketing a product-base business.
There are several major differences, including:
The buyer purchases are intangible
The service may be based on the reputation of a single person
It’s more difficult to compare the quality of similar services
The buyer cannot return the service
Service Marketing mix adds 3 more p’s, i.e. People, physical environment, process[1]service and follow-through are keys to a successful venture. The major difference in the education of services marketing versus regular marketing is that instead of the traditional “4 P’s,” Product, Price, Place, Promotion, there are three additional “P’s” consisting of People, Physical evidence, and Process. Service marketing also includes the servicescape referring to but not limited to the aesthetic appearance of the business from the outside, the inside, and the general appearance of the employees themselves. Service Marketing has been relatively gaining ground in the overall spectrum of educational marketing as developed economies move farther away from industrial importance to service oriented economies.
What is marketing? Marketing is the flow of goods and services from the producer to consumer. It based on relationship and value. In common parlance it is the distribution and sale of goods and services. Marketing can be differentiated as:
Marketing of products
Marketing of services.
Marketing includes the services of all those indulged may it be then the wholesaler retailer, Warehouse keeper, transport etc. In this modern age of competition marketing of a product or service plays a key role. It is estimated that almost 50% of the price paid for a commodity goes to the marketing of the product in US. Marketing is now said to be a term which has no particular definition as the definitions change everyday.
“Managing the evidence” refers to the act of informing customers that the service encounter has been performed successfully. It is best done in subtle ways like providing examples or descriptions of good and poor service that can be used as a basis of comparison. The underlying rationale is that a customer might not appreciate the full worth of the service if they do not have a good benchmark for comparisons.
However, it is worth remembering that many of the concepts, as well as many of the specific techniques, will work equally well whether they are directed at products or services. In particular, developing a marketing strategy is much the same for products and services, in that it involves selecting target markets and formulating a marketing mix. Thus, Theodore Levitt suggested that “instead of talking of ‘goods’ and of ‘services’, it is better to talk of ‘tangibles’ and ‘intangibles'”[2]. Levitt also went on to suggest that marketing a physical product is often more concerned with intangible aspects (frequently the `product service’ elements of the total package) than with its physical properties. Charles Revson made a famous comment regarding the business of Revlon Inc.: `In the factory we make cosmetics. In the store we sell hope.’ Arguably, service industry marketing merely approaches the problems from the opposite end of the same spectrum[3].
[edit] References
peter, S. And Rada, J. (1988) “Servicitization of business: Adding value by adding services”, European Management Journalof, vol. 6, no. 4, 1988.Shamoon Malik
^ Bitner, J. En Booms, B. “Marketing strategies and organizational structures for service firms”, in Donnelly, J. En George, W. (1981) “Marketing of services”, American Marketing Association, Chicago
^ Levitt, T. (1981) “Managing intangible products and product intangibles”, Harvard Business Review, May-June, 1981, pp.94-102
^ http://futureobservatory.dyndns.org/9430.htm

Ken asks…
what should be the index or contents of the Direct Marketing Project !?
i am doing a project about direct marketing !
i want to know what should be the contents !
be precise !
please !
urgent !

Jere answers:
Introduction (to your campaign–description)
Overview of Project
Marketing Plan
Objectives
Additional steps based on results
Follow up campaign plan (if successful)
*your definition of “successful” should be in your objectives–what you will consider success after implementing your plan

Sandy asks…
Is marketing a good field to go into? What exactly is marketing?
…Does it involve math? I live in a suburb and there aren’t many corporations in my area. Do you think marketing and advertising is better for a person who lives in a big city or a person who is willing to relocate to another city? I was also considering advertising. My major will be psychology.

Jere answers:
Hi
You have asked a simple question which has a complex answer
I am going to provide you with information that will expand your wisdom and knowledge regaurding
What exactly is marketing?
Please read the intro then follow the blue link to source page and sub pages
bestwishes
please remember to vote for best answer
bajaricky@yahoo.com if you need
What is Marketing
Marketing is a four step process that begins with analyzing and defining a qualified universe of potential users or buyers.
After this first phase in the marketing process, a true marketing effort succeeds in capturing the attention of the intended buyers within the targeted universe.
Third, systematic effort must be put into getting the prospects to accept the concepts or propositions offered via the marketing effort.
Finally, with all three of the previous steps achieved, the marketer must convert the prospective buyer into an actual buyer by getting them to take the desired action (purchase, rent, call, download, subscribe, refer, sell, follow the law, become a member, etc.).”
http://www.briannorris.com/whatismarketing.html
Guide to College Majors in Marketing
In the modern world of business, it is useless to be a creative original thinker unless you can also sell what you create. Management cannot be expected to recognize a good idea unless it is presented to them by a good salesman.
–David M. OgilvyWhat is Marketing?
The common perception of marketing is that it’s purely the promotional efforts that go into selling a product. 40 years ago, the American Marketing Association defined marketing as “the performance of business activities that direct the flow of goods and services from producer to consumer or user.” The current definition, however, encapsulates an organized behavior system which generates an output of value to consumers
http://www.worldwidelearn.com/online-education-guide/business/marketing-major.htm?s=ypi

Maria asks…
What is Integrated Marketing Communication?
Can someone please provide a ”simple” definition for IMC. I have gone through many textbooks and webpages and they are too complex. I still don’t understand the term.

Jere answers:
Integrated marketing communication (IMC) is an approach to brand communications where the different modes work together to create a seamless experience for the customer and are presented with a similar tone and style that reinforces the brand’s core message. Its goal is to make all aspects of marketing communication such as advertising, sales promotion, public relations, direct marketing, personal selling, online communications and social media work together as a unified force, rather than permitting each to work in isolation, which in turn maximizes their cost effectiveness.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Sandy asks…
I am taking online courses in Business and I have passed 18 & have failed one, is there aid to help retake it?

Jere answers:
Why dont you ask the place where you take it?

Betty asks…
What is a good online college that I can take business management courses with?

Jere answers:
All the info you ever need http://EduInfoForYou.com about online colleges

Sharon asks…
I would like to take online courses for a degree in business management, what are the best schools?

Jere answers:
Leading Schools for an Online Degree in Business Management
Community College of Bayer County
Penn Foster Schools
Kaplan University
University of Maryland University
Columbia Southern University

James asks…
I am looking to take up a small business coach course online,anyone know of any?
Also not only small business coach,maybe marketing consultant, anything of that nature.

Jere answers:
Start here http://estrella10.net and after that if u like go to http://imigrante.ws cero money start up with more coach

Ken asks…
Does anyone have any experience with online college courses?
I’m looking to take online college courses for business and I was wondering if anyone has done any online college courses? And if so how much did it cost? Any information you could give me would be greatly appreciated. Thanks!

Jere answers:
I went to Florida Metropolitan University Online (FMU). I went part time, got Pell grants and student loans. They swore up and down they were “fully accredited” just like Penn State or other main university. After 2 yrs, and an additional $1500 not covered by grants or loans, I was alerted that FMU was the defendant in a class action lawsuit, based on the LACK of accreditation (they are nationally accredited, not regionally, so the credits are worthless if you plan on transferring).
After I withdrew from that mess, I enrolled with University of Phoenix Online. But if you haven’t already aquired a 2-yr degree, Phoenix puts you into their sub-college type thing. I was basically rerouted into this Axia College I’d never heard of. I got through the intro courses, and decided I’d be better off going to a local community college (accredited properly, less money, and I’d qualify for state grants as well!)
If you choose online college, make sure you check out ALL claims they make. The job of enrollment advisors is to tell you what you want to hear, get you on the books, and then suck you dry in exchange for your worthless ceedits or degree.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Thomas asks…
How do I get my website on search engines?
I was interested in starting my business online also. I wanted to find out the cost of getting my website to the top of search engines like google, yahoo, etc
where do I go to do that?
How much does it cost?

Jere answers:
The most effective way to advertise on the Internet is
to first set up a website and publish its domain name
on major search directories such as Google.com,
Yahoo.com [at http://www.google.com/addurl/?…… And
MSN.com since 85% of Internet shoppers rely on these
search directories to provide them with goods and
services. In a sense, these search directories are a
very large Internet Yellow Pages.
Nevertheless, should your website or opening webpage
fail to contain “generic” keywords, then anyone using
such “generic” queries will not be able to discover
your website. Your domain name [URL] of your website,
in a sense, will be invisible, undiscoverable.
You may want to consider some simple algorithms which,
when observed and committed in designing of a website
with placement of various critical metatags that can
surely achieve a high search engine presence and
increase Internet traffic to your website. These
metatag strategies work well with published webpages
at Google and Yahoo.
Design: Should you create an extensive Flash-based
website, make sure to fill-in the property entries
such as the Title, Description and Keywords. Failing
to do so, leaves no hard HTML or ALT resource that can
be readily indexed by search robots. Also consider the
Internet audience and their incoming setup. For
example, if they are on analog/dialup, Flash webpages
take too long to load up and therefore analog users
will likely lose interest and discontinue entering the
Flash site. On the other hand, anyone on hi-speed DSL
lines, will welcome Flash pages which load quickly. So
before designing a pure Flash websitge, ask the simple
question, “Who’s my end user – is he on dialup or
DSL?” And if you had to choose between these two users
for maximum marketability, then select analog users
since 80% of most resident users are still analog
Internet subscribers and pure HTML designed webpages
is best for them.
A non-Flash-based website which relies on hard text,
is far easier to be indexed by search robots. Limit
the use of stylized text saved as .gifs since as a
graphic, they are not indexable by search robots.
Avoid use of frames since any number of search robots
are unable to properly classify textual material.
Placement of Metatags:
A ranking or search order does take place with Google
and Yahoo and it begins with the “Title” metag which
should consist of no more than 65 characters separated
by commas. The “Title” should describe in generic
terms, the goods and services, followed by a location
from which the resource is located, i.e., city, state.
The placement of a domain name which is not generic
within the “Title” is not appropriate, unless your
domain name is a major recognizable brand name.
The second metatag is the “Description” which is
usually 25-30 words to form a complete sentence which
best describes one’s goods and services.
And the very last category – “Keywords” are also
somewhat limited to 15-16 words which can be plural
and compound in nature. Again, avoid multiple entries
which could be mistaken as “spamdexed entries” which
is defined as the loading, and submission of
repetitive words into a particular metatag category.
“Spamdexing” when discovered on a webpage and reported
to Google’s spamreport.com can result in the
elimination of your website from their search
directory.
Good luck!

Donald asks…
Can you suggest websites that provide online marketing services for global trade ?
I’m looking for wesites that serve importers and exporters.A place for buyers and sellers to find trade opportunities and promote their businesses online, where you can search or post information to find potential business partners. .

Jere answers:
Alibaba http://www.alibaba.com is one of the more popular — and reliable online marketplaces for importers and exporters

Charles asks…
What is the best way to refinance a mortage?
I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?

Jere answers:
The last response is correct…you need to have a professional look at your situation.
The main key everyone out there needs to remember is that every person in america have different finances, employment, credit, bills, etc. Each and every person qualify for something different. On top of that every lender has diffeent guidelines in which they lend money..
My advice is that you work with a company that is partners with multiple investors. There are a couple reasons i suggest that:
1. If a loan officer can shop your loan to multiple lenders they are bound to find one or more willing tho lend to you. They then can find the best of the offer, and allow the investors to compete for your business. This means lower rates and costs for you!
2. If you on your own call multiple banks to see what you qualify for, each and every lender will have to pull a seperate credit report. The more times it is pulled the worse your credit gets. Now, when you work with a loan officer that can shop among their investors, they only have to pull one credit report, and use that copy to shop mortgage lenders for you..
So not only do you keep your credit score where it is, you dont have to worry about any of the busy work..you let the loan officer do it for you..
As for the question about Ditech, and lendingtree, these are companies that you will end up paying much higher closing costs, and interest rates as well. The other thing is that they take tremendously longer to close your loan. Being that they are online companies, they do not service your loan. They sell your loan 30 days after they close it for you. I would suggest working with a BANK that partners with multiple lenders to bank all loans IN HOUSE!!
My name is Jason Fry, and I am a loan officer with Providential Bancorp, a nationwide mortgage lender. We are partnered with over 80 different investors that all have different options. I’d be happy to assist you in a refinance, or at least be able to let you know exactly what YOU QUALIFY FOR. You can then make a more informed, and educated decision whether it would be the right move for you.
Feel free to give me a call at 312-264-6448, or
you can email me at Jasonf@providential.com.
Thank You,
Jason Fry
Providential Bancorp

John asks…
What are good sites to advertise my online business to get clients?
What are good sites to advertise my online business to get clients?
I am doing an online business that does computer services? such as PHP, Web Development, Java, Javascript etc etc.
I like to know what would be reputable sites to post in that would help me get clients.
Sites where companies and people are looking for such services?
also where people are posting up work for people to do?
I really like to find good sources to advertise our services.

Jere answers:
I think Google Adwords would be best for what you do. If you need help with your campaign, I’d love to chat about it more. Sarah@ApplePOPDesign.com

Susan asks…
Besides a factoring company, are there any other ways that debt can be bought from a seller?
If a lot of people owe a seller debt from an online service, are there any other places/companies that buy debt from a seller?
Are there any other ways that a seller is guaranteed to receive what they are liable for?

Jere answers:
Collection agency is the only other one that comes to mind.
Btw, you misunderstand factoring. Factor buys receivables subject to conditions from importer or maker of product [“client”] where the buyer is an established retailer or distributor [“customer”]. Retail sales are not intended and usually excluded from the agreement.
The factor advances a fixed percentage of the gross invoices against the future payment by the customers. For a well run manufacturer, this is on the order of 90 to 92 percent.
Factor frequently has the right to approve the credit of buyers and may only advance funds on invoices to approved buyers. The deal will require that all sales be submitted to factor.
Any client caused return invoices [mismanufacture, warranty, shipping error, etc.], or invoices not paid because the goods are returnable if not sold [common in some industries], will have the same percentage withheld from the payment for the next outgoing shipments
after the net due date on invoices has passed [usually by 30 days], the client receives the balance between the advances and the calculated amount due [net sales times agreed percentage — frequently in the 95 percent range if terms are net 90 days].
The seller isn’t ‘guaranteed’ to receive funds from all sales — only from those the factor accepted the credit on, and then only if there are no returns.
In the case of internet sales where credit checking would be impractical [although factors have been computerized for decades]; no factor would likely want the business. That’s where credit card sales become critical.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Maria asks…
How can I transfer money online to someone I met online?
Everyone says anything except meeting the person in person is probably a scam, like on craigslist. But millions of people all around the world do business with each other online without meeting each other in person so how do they transfer $?

Jere answers:
You’re being scammed. Odds are 100%

Sandy asks…
Why Should I Not Do Business with Nigerian?
Most of my Friends all over the world advise me not to do business with Nigerians online. I am worried and want to know why. If you have any good reasons please let me share it/them with you because I am about to discuss business with someone from Nigeria.

Jere answers:
Because you will get ripped off.

Steven asks…
Can you tell the names of virtual worlds where i can convert in-game virtual currency back to real cash?
I have heard a lot about the online virtual world game”small worlds”. However i have also heard once the real cash is converted to the in-game virtual currency, it cant be converted back to real cash. Can you please tell me the names of other virtual world games where i can convert real cash to in-game virtual currency, do trade and business inside the game and finally convert my virtual revenues back to real cash?

Jere answers:
Http://www.mmorpg-info.org/misc/entropia-universe/

Donna asks…
Can you tell the names of virtual worlds where i can convert in-game virtual currency back to real cash?
I have heard a lot about the online virtual world game”small worlds”. However i have also heard once the real cash is converted to the in-game virtual currency, it cant be converted back to real cash. Can you please tell me the names of other virtual world games where i can convert real cash to in-game virtual currency, do trade and business inside the game and finally convert my virtual revenues back to real cash?

Jere answers:
Second Life 🙂

Chris asks…
What is the common problem asked about online business?
Hi everyone! I’m curious about online business world and planning to build my own website in a very informative way. Now, I’m focusing in online business niche and very eager to know the common problem about this. Actually, many problems are reachable out there but I badly need a direct message from you guys right away. Please help. Thank you so much!

Jere answers:
There are a couple of big problems…
1. Identifying the various types of online businesses and selecting one is one of the biggest and toughest problems. There are several options and each one has its owns pros and cons. Unless you experiment first hand, you won’t really know what to choose.
2. Once you choose a type of online business, the next biggest problem is how to get started. You’ll need a website, you’ll need content to put on the website and you’ll need to promote the site. You will need to learn a lot to be able to do this all by yourself.
3. If you get this far, then the next biggest problem is how to grow the business. You will need to analyze a bunch of data (traffic analytics, sales, revenue etc) to figure out what to focus on and what to drop.
I plan to post a lot of information and ready made websites that you can start with on the site listed in the sources. Hope this helps. Please feel free to email me if you have any questions.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Robert asks…
What is the most lucrative Internet business that has a low start-up cost?
My wife and I would like to start some kind of Internet Business, but we have no idea where to start!

Jere answers:
Are you looking for something where you can work from home? If so …almost all home-based business have a “start up fee”. Some require yearly fees and some are just a one time fee and you’re always in the business. The start up fees can be something small ($50-200) and some companies charge a lot up to several thousand dollars but you’re getting your money’s worth because you’re getting products as well.
If you’re really serious about looking for something, check this one out, it’s a presentation that tells about the company, if you like what you see, you fill the form out and someone will get back in touch with you right away. You just never know what might be the one for you, you just have to shop around. But some are scams and you need to be careful. Shop around, do research and check with the BBB (Better Business Bureau). Check them out to see if they’re legit or have complaints.
That’s what I did and I’m working from the comfort of my own home. I love it and it’s a great opportunity for additional streams of income. You can check it out, go to
http://www.bedavis1.mywayout.net/
Good luck in finding that perfect opportunity for you!

Richard asks…
does anyone know any good Internet based home businesses that are not scams?
I have purchased money bank, get google ads free, data enrty inc, hitbooster, instant booster and the google profit machine.
all have proved to be fruitless, im sick of spending money on these scammers and just want to run a genuine home based internet business. any GENUINE ideas?

Jere answers:
Great Question.. And as you may have already found out, there is just too many companies out there.
I too was looking for a way to supplement my income so after careful researching I decided to join a company called Global Domains International. Their website is really easy and most of the marketing is done for you. You can sell any domain to anyone that may need it, not only WS but all of the other ones.
The best thing about GDI was that I did not have to do any direct selling and the cost was almost nothing. I currently have some team members that reside in Australia, UK, India, All over the United States, all over South and Central America, so this business is truly global. There is a 7 day free trial period but then after that is just $10.00… 10.. Not even enough to take a friend to the movies. Most sites will require you to have a credit card to join, GDI doesn’t, they have partnered up with Paypal to provide and easier and safer process of their members payments.
At first I was skeptical but now I am just amazed on how easy it is, I am not promising you riches over night, but with some time and dedication anything is possible. Take a few minutes and take a look at our presentation, or anyone that is reading this… Take a few minutes and listen to what we have to offer. You won’t regret it.
Feel free to contact me with any questions or concerns you may have.
Talk to you soon.
Sincerely,
Isra.
Http://www.goherenext.ws
or in other languanges
http://www.goherenext.info

Betty asks…
What people I need for a small business?
I am a graduate of IT and I want to start a small internet business. My question is, what people I need to start? What knowledge I need to know first. I can do the technical but I don’t know how to market internet business.
Any idea? Tips where I’m going to start? Forums? Links? Books? Thanks.

Jere answers:
I own 2 companies now. My first one folded. It can be rough but I have learned a little bit about it now. First get incorporated or file the assumed name form at the court so your business name will exist and you can start opening a bank account and getting marketing materials together. One of the best things to do early on is join your local chamber of commerce. It costs about 200 dollars but you get free advertising, free referrals, and they put you into their directory of member companies so that other chamber members can do business with people in the organization. That will help you get a start. Email me if you want. I’ll send you some more details.

Lizzie asks…
How can I find someone to help start an internet business?
I have an idea for a internet business which will require quite a bit of money to start, but I am sure it will make plenty of money. Where should I go to get this started? How can I make sure that even though I am not very well rehearsed in the internet technology, that if I share my idea with someone I will get paid.

Jere answers:
If you have neither the technical skills to implement it nor the money to finance it, you’re going to have a hard time making money from just an idea.

Sandra asks…
What business would be good for an American to open if living in Mexico or South America?
Internet or local business ideas.

Jere answers:
Human smuggling
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Helen asks…
Could someone please tell me how to download clips from YouTube?
I used to be able to do it with Real Player, but although I’ve changed the settings on Real Player it won’t work anymore.

Jere answers:
You may refer to this step by step guide, it will teach you how to download YouTube video to computer for free, it also works for the new youtube video and hd youtube video.
Http://www.youtubetoipod.biz/how-to-free-download-hd-quality-youtube-video.html
Hope it helps. Feel free to email me if you need further help or use http://www.answer.com to search more answers.

Daniel asks…
where can I find a bubble blowing pipe?
I want one that looks pretty real but just blows bubbles. hopefully under like $15 as well, thanks.

Jere answers:
Hi,i like to say this product is very good in quality.i think you like this product.
Spiderman Bubbles Set – Marvel Spiderman Bubble Pipe (3 Pieces)Conjour up some web slinging fun with this cool action bubble pipe set featuring everyones favorite superhero Spiderman
Package contains bubble pipe, bubbles and bubble tray
Measures approximately 3″H pipe,3.5″H bubble container
Recommended for ages 3 and up
Officially licensed Marvel product
http://vanija.wooit.biz/wooitbiz/apps/marketing/Conjour%20up%20some%20web%20slinging%20fun%20with%20this%20cool%20action%20bubble%20pipe%20set%20featuring%20everyones%20favorite%20superhero%20Spiderman%20Package%20contains%20bubble%20pipe,%20bubbles%20and%20bubble%20tray%20Measures%20approximately%203%22H%20pipe,3.5%22H%20bubble%20container%20Recommended%20for%20ages%203%20and%20up%20Officially%20licensed%20Marvel%20product?tag=partptl-20
i also like to say in eBay good product also.
Http://rover.ebay.com/rover/1/711-53200-19255-0/1?ff3=4&pub=5574865779&toolid=10001&campid=5336440665&customid=partptl&mpre=http%3a%2f%2ftoys.shop.ebay.com%2fi.html%3f_nkw%3d%2bbubble%2bblowing%2bpipe%26_sacat%3d220%26_dmpt%3dRadio_Control_Vehicles%26_odkw%3drc%2bcar%26_osacat%3d220%26_trksid%3dp3286.c0.m270.l1313

Ruth asks…
Did you know your privacy here has been breached?
there is a biz/university/classroom/study group that knows our primary email,and our real names.
what has happened to yahoo’s security?
what has happened to our expectation of privacy-I see we donot have a fair expectation of privacy its just smoke and mirrors.

Jere answers:
Where did you get your info???????

Maria asks…
What is the best lucrative home based biz to do in Singapore?
Please let me know if you can suggest them to me. No MLM please.
Thank you.

Jere answers:
Singapore is rich in SMEs and even Internet-based businesses.
According to a recent Harris poll, 72% of American households are thinking about starting a home-based business. You are not alone. Start today and be there first.
•More and more people are dropping out of the rat race to provide services and/or goods from home. Start part-time and build until you can drop the “day job.”
•For many, working from home is the best choice (ex., the stay-at-home spouse, or those who are retired).
•For others, working from home may be the only option (ex., house-bound due to health or to care for elderly parents).
•And it has even proven to be an excellent (if unexpected) opportunity for hundreds of thousands (ex., the “downsized”).
But…
This area is fraught with “get rich quick” schemes. So evaluate the opportunities carefully. Anything that offers great rewards for no-or-low work is a fraud. Think about it — why would they need you?
Building a real business, no matter what kind of business, requires work. “That’s the bad news.”
The good news is that there has never been a better time to start a business from home. The Internet makes it a low-cost (i.e., low-risk), high-potential route.
Forget the long string of “classic work-at-home” dead-end jobs (ex., envelope-stuffing and telemarketing). Use the Web to build something terrific that excites you, a business to be proud of, that you own, and that earns you substantial income.
Do you have any idea how proud the small business people on our Family Bulletin Board are when they tell friends what they NOW do for a living? Join thousands just like them — take control and start your own home-based business.
For more information, visit this web site:
http://workfromhome.sitesell.com/youdeserveit.html

Nancy asks…
What is Square Biz by Teena Marie talking about?
ok, I thought she was talking about love then she starts naming random stuff that she likes?
What does that have to do with Square Biz…
and what exactly is she saying square biz is?
and why is the business square?
I feel like I”m missing something a little deeper from this song.

Jere answers:
Closest Answer I Could Find….
Basically It Means “For Real”. Or In Agreement With.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

John asks…
how to become rich with in the time period of 4 years via internet marketing?
I would like to become rich some day i have 2 blogs but i have been unable to monetize it? any answers.
My blog:
http://www.dinsley.com/

Jere answers:
Show them ur penis…. Worked 4 me… 🙂

Joseph asks…
Anyone know of any good Internet Marketing Blogs?
I’m looking for some blogs about internet marketing – primarily SEO and email marketing. I’ve come across some, but none that seem to be very informative or educational.
Thanks for your time!

Jere answers:
Http://jonathanleger.com – Jonathan Leger is one of the best SEO experts in internet marketing.
Http://ez-onlinemoney.com/blog – Josh Spaulding is another great internet marketer and has some extremely useful content on his blog

Ken asks…
How to make myself visibile in the Internet Marketing age?
Hey I want to dive into the internet marketing field. I know about blogs and what they are? But i dont know how to write good ones to get recognized. I mean what should i start blogging about? I mean should i stick to a particular area of interest or diversify myself. And also i need some few other tips about increasing my web presence. I know you people will be answering me for the the same reason. Please guide me to some valuable resource

Jere answers:
1. Have a website, either a free blog or your own domain
2. Post at least twice a week in your blog targeted towards one business, whatever it may be. This allows your “website” to be updated regularly which is beneficial in Search Engine Optimization.
3. Most newbies tend to eagerly create a new blog and stop it after 2 months due to lack of sales. The key is consistency and laser targeted goal. Example: Promote only one affiliate product and post anything and everything around the same topic.
4. Simple ways to increase web presence would be to leave comments on other related blogs, having a social network in Facebook or post videos in YouTube which show your website address.

Helen asks…
Know of any How to Make Money Online dofollow blogs?
Hi, I just started a blog on How to Make Money Online and am looking for dofollow Internet Marketing blogs that also deal with making money online that I can comment on, get backlinks, etc.

Jere answers:
I love this blog and it’s a dofollow, so you’ll get credit for your comments and it talks about the same subjects as you are.
Http://bit.ly/tni2
Have a good one!

Daniel asks…
What articles would people like to read in internet marketing?
What areas of internet marketing would people be most interested to
read about?
SEO, traffic, content, product creation?

Jere answers:
All of the above !!
Their are millions of people online with various skill levels, so all of the topics
you mentioned are interesting. The most important thing is that you provide
information/tips that work, not just generic fluff.
If you visit my business blog you will find that we cater to all of these topics
and we develop a lot of traffic because we provide how to advice.
What else would you like to learn about?
John Komatsoulis – Business Coach
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Thomas asks…
How do I depreciate a business acquisition?
I purchased a business in 2006 that owns real estate. I have some good will and some equipment. Do I have to use 39 years for the building ? Does it make any difference that the building has already been in use for 10 years ?
I was thinking – if the biz purchase is 1m
150k land – no depreciation
600k is building – 39 years ?
50k is equipment – 5 years
200k is good will – 15 years ?
Can I break down the 600k and depreciate part of it faster ?
Does the fact that the owner depreciated it for 10 years already make any difference to me ?
Your help is appreciated

Jere answers:
For income tax purposes, you are required to use 39 years for the building. Age and prior depreciation makes no difference. Some of the equipment may not qualify for 5 year depreciation. You may need to use 7 years. You can take first yr Sec 179 write off on some of the equipment. You really need to see a local CPA for more advice. With a business purchase of this size, you will have other issues as well.

Linda asks…
Can you tell me what the most honest and best home-based biz?
There are so many scams, that it is hard to know in which direction to go.
I would like a way to earn money from home, but I want a fair compensation and a company of integrity.

Jere answers:
I am sure you have gotten a lot of responses, but let me share a quick story. I joined a home business in March. I thought it was a great concept and thought for sure everyone would want it, I knew they all would need it. In making my “pitch” I was missing something. I did not get the business and its real purpose. Now, I could go on and tell you we are traded on the New York Stock Exchange and that some states need a license, so we are legit, but when I heard the founder of this company talk, it made me realize, I was with a company, where the founder was actually in it to help people. All people. His story is incredible and when he spoke, it was right to me. If you do want to find a business where the founder believes in it and truly wants us to be successful and help thousands of people, I will share the information with you!

Lizzie asks…
Anybody out there know of any legit work from home opportunities?
Hi
I have been wanting to quit my crappy *** job for a long time, i have been searching for work from home business’s now for over 3 years. There seems to be so much crap out there its not funny. So i thought i would ask, if any real people out there have experienced a work from home biz op where you can make real money.
Real experiences preferable.

Jere answers:
If you are interested to work from home with cell phones, check out;
http://work-from-home-training.blogspot.com/
Here you can get the best training course how to work from home with cell phones and make a realistic $3000 a month;

Mary asks…
Do any users know of home biz opps,that are business verified or rated with the BBB ?
Hello I’m getting a list together,trying to narrow the field down for other users. Because of all the scams on the internet.

Jere answers:
Fraid not. Ask someone in authority in real life

Sandra asks…
What are the good “Sneaker spots” in Boston?
I’m headed on a flight to boston on tuesday. I wanted to buy some sneakers up there so do you guys know any GOOD sneaker spots in boston? I need a sneaker spot that sells REAL Nikes, Jordans, etc. Please and Thanks.

Jere answers:
200 Newbury ST
http://www.yelp.com/biz/niketown-boston
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Ken asks…
is Yext power listings an effective way to get your business found online?
Yext power listings has been sending me emails, it does appear accurate on where i am listed online and where i am not. it is pretty expensive though. is it effective for getting business online and is it worth the money?

Jere answers:
I haven’t heard of Yext. If you do a search for Yext reviews though it looks like this company might not be very good.
In my experience, it seems like some of the larger SEO and web design companies are in the business of selling products without caring if they actually are providing a good service.
If you are looking to get your company noticed online, I’d love to chat. Check out my website and see if you’d like to work with me. My prices are fair and I personally see to it that my clients are getting relevant traffic.

George asks…
Is there an online printing service that creates custome purchase orders?
Prior to my employment, my company had our Purchase Orders made up with our Company name and logo on it. They were perforated at the top and had a white copy along with a carbon yellow and pink copy. Is there a business online that anyone can recommend that I could get something similar made up?
Vista Prints does alot of marketing material, for the Purchase Orders I would need a company that creates material for buisness to use internaly

Jere answers:
Try something called vista print. They do a lot of custom printing and its cheap.

Robert asks…
How to set up a site/blog where others can post without them needing to sign up or log in?
We want to set up a website in memorial of someone that allows others to contribute memories and add photos without needing to sign up or log in – we expect contributors to be older generations and the less techy business involved the better (like wordpress and other blogs which get a bit tricky).
We wish to create our own site and not use a free memorial online service – unless anyone knows of a particularly good/customisable one? Many thanks.

Jere answers:
I would advice WordPress.
Watch the video’s on my site which will show you how to accomplish this.
If you have any questions let me know by the contact form and I’ll be glad to help!

Mandy asks…
How much does ut cost to get a trademark for my business and how can i do this FAST?
I have a new business online and I want to trademark my business name along with the sister Company names I have . HOW can do this cheapest way and fast? I need 3 trademarks, thanks so much!!

Jere answers:
You can have a trademark simply by using the name in business with a TM. This common law trademark affords you some protection. To register your trademark (allowing you to use the ® symbol), you have to file with the USPTO and pay $275 or $325 per class of goods/services the trademark will be used for. See the site below for more info.

Steven asks…
What do I need to do to start an online business?
I want to start an online business providing document services and printing needs to small businesses. I know who I want to host my website (Yahoo! Small Business works the best for me and is affordable) and I can make a website. What I need to know is 1) is this an area that is profitable online and 2) what are some of the first steps I should take so that I can start earning money almost immediately wothout having to spend tons of money first. Other tips are welcome!
What can I do to attract potential customers to my website while spending little money. I’m on an extremely tight budget and cannot afford much at all after all the bills are paid. While I may not be able to earn money immediately, what can I do to begin earning money as soon as practical?

Jere answers:
You seem to have thought out your online business. What strikes me though is your statement “earning almost immediately.”
Sure, you can achieve that — IF AND ONLY IF you have pre-marketed your site. It means that your target market is aware that your site will be launching so they are ready to go there and order as soon as you have launched.
One of the realities of the Web is that there is no truth to what they say “If you build it they will come.” They won’t; unless you are extremely proactive in your marketing. But to expect people flocking to your site as soon as you launch if you did no prior marketing is nothing but foolish hope. It just doesn’t happen that way. For one, it takes time for search engines to pick up your site; and it even takes a longer time for your site to be in the top 10 of your keywords.
One article that I found very useful is “7 Steps to Successful Web Site Development” http://www.powerhomebiz.com/vol142/website.htm as it takes to you all the decision steps that you need to take when starting an online business. Like any other business, startup period is full of “should I do this” or “should I do that” questions. The article is useful because it helps you think through every step of the way – from why do you want a website to who is your audience to how will you create your website to how you will market your new website.
Here are the steps you need to take when creating your online business:
STEP 1: Set Your Goals – Why do you want a web site? What is the size of the online market? What are the goals for your website?
STEP 2: Develop Your Web Site Strategy – Who is your website target audience? What typically appeals to your target audience? How are the other websites (your competition) reaching out to this target audience? How will you measure your performance?
STEP 3: Set-Up Implementation Plans – What name will you give to your site? How do you envision the design of your web site? How will you create your website? How will you create your content? How will you maintain your website?
STEP 4: Start the Ball Rolling – Do you have a logo? For e-retailers, do you have the critical components needed to run an e-commerce site? How are you going to host your site?
STEP 5: Create and Launch Your Web Site – Have you uploaded your site with your chosen web host provider? Are the scripts and application you need for your website functioning well? Have you tested your website?
STEP 6: Promote Your Web Site and Measure Its Results – Do you have a plan in place to market your website? Do you regularly review your traffic logs and web site performance tracker? How are you going to get sites to link to you? Do you know the search engine keywords that you rank well? If your site is not visible in the search engine results pages for its keywords, what strategies do you intend to do?
STEP 7: Maintain Your Website and Grow Your Web Business – Continue to find ways to grow your web business. How do you intend to continue your education on web development?
Here are some shoestring marketing ideas that can help you get the visitors you need at the least cost possible:
1. Create the best content you can with the best products you can possibly offer. Your content is your best advertisement – if visitors love your content, then they will go back and spread the word to others.
2. Make it easy for users to recommend your site. Viral marketing is very important — and easy to tap on the Web. But give your users the tools. Get a Recommend this Site script from websites such as cgiscripts.com and similar directories of scripts. Some even go as far as giving incentives to those who recommend the site to their friends. If only 10 people go to your site, but these 10 people invite 10 more – that’s additional traffic that you get for FREE!
3. Rank well in the search engines (organic search results, not the pay per click). SEs can be a big source of traffic. The key is to create the best content in your niche. If you have good content, other websites will gladly link to you and offer your site as a resource to their audience. Check the on-page factors and be sure to get linked from authority sites in your topic area.
If you are going to read only one piece on search engine optimization, I suggest you read Brett Tabke of WebmasterWorld.com’s “Successful Site in 12 Months with Google Alone: 26 steps to 15k a day.” http://www.webmasterworld.com/forum3/2010.htm
4. Send out press releases. While outfits charge as much as $650 per release, there are free press release submission places on the Web. Press releases allow you to (a) attract media attention; (b) get more back links to your website without sending each website an email request; and (c) get more visibility especially if your press release gets in Google News or Yahoo News. My website (see my profile) accepts free press release submission (no strings attached!)
5. Submit articles. Write articles and submit them to websites accepting author submissions. You get exposure for your business; establishes you as an authority in your field, and allows you to get backlinks for your website. If 50 websites publish your article and it contains a link back to your website, then you easily get 50 links from a single article. The more links you have, the greater your chances for increasing your search engine rankings.
6. Improve your conversion. Getting visitors is one thing; getting them to buy your products is a whole different story. Read the article “10 Ways to Convert Visitors to Buyers” http://www.powerhomebiz.com/072005/conversion.htm for tips on how to improve your conversion rates.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Sandy asks…
Explain why Internet Service Providers see technologies such as the BBC iPlayer as a threat to their existing?
Explain why Internet Service Providers see technologies such as the BBC iPlayer as a threat to their existing business model.

Jere answers:
Why would they >you still need the internet

Ruth asks…
How do the companies advertising free credit reports make money?
What is their business model? They advertise a lot on the Internet and TV, they must be profitable.

Jere answers:
Ever notice the FreeCreditReport.com commercials always end with “offer applies with enrollment in Triple Advantage” ??
Triple Advantage is a service where they charge $10/month to your credit card… And in return, you get your report from the 3 bureaus each month. I’ll go out on a limb and assume there’s some ridiculous fee for cancelling the service.
The only FREE site is AnnualCreditReport.com (or you can go to each bureau’s site individually). It’s run by one of the bureaus, and allows you to get your credit report from each of the bureaus absolutely free once per year (as mandated by the government).

Daniel asks…
What was the service that bought physical cds then rented the tracks on them over the internet?
There was a service maybe 5 years ago that had the business model of buying a bunch of cds, then renting the tracks on them so that for each renter of the cd track online, they had a physical CD in their vault. I think it failed, but I can’t remember the name of the service.

Jere answers:
I know one that is actually called music renter

Donald asks…
What changes do you want to see in the music industry?
In your opinion as a consumer/music lover/ musician/ whatever you may be, what changes do you want to see in the industry, whether simple or drastic? I’m looking at creating a new business model on an old structure that is outdated and running into problems with the internet. I want to find ways to use to internet to benefit the industry instead of trying to control the internet. But beyond that what ideas do you have that can better this industry?

Jere answers:
Big music companies could stop trying to ruin the internet and lobbing to change laws that will make a 1984 style world possible.
I wish to have them stop trying to make me believe that I am a fan of some Canadian kid with a bad haircut
They could consider maybe making music that isn’t crap.
I think the internet has done a great deal to improve the music industry giving us global access to performers but it does make us more likely to buy from Jonathon Coulton than Metalica
some things the evil RIAA has done were not bad like licencing youtube videos instead of pulling them

Lizzie asks…
How do I promote my business?
I am starting an internet modeling studio and need to find my own models. I don’t really have any start up money. What are some ways I can recruit models? Thanks.

Jere answers:
Have u tried a facebook page?
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Sandy asks…
How does affiliate marketing work, and how do people make money from it?
Could somebody please explain how does affiliate marketing work, and how do people make money from it.
P.S: I need only answers no links to join some groups and thereby asking to pay certain amount to proceed. Thanks.

Jere answers:
There are various types of affiliate marketing “techniques” to make money, but the most common way is to join a company’s affiliate program and start getting people to go to their website through link you may have on either a basic website, blog, or social media site etc… The links that you provide for people click on to go to an affiliate company’s site tell the affiliate vendor’s what web site sent them the customer and will track how much commission the affiliate marketer will get (which usually based on sales) and will send payment to the affiliate who directed the customer to them.
Many affiliates who are profitable at this business will use their websites to harvest emails “legitimately” first. They do this by providing good content on their sites that readers are interested in. They then will ask for an email address to which they might send a free e-book, have a newsletter to subscribe too, or perhaps have a very educational video that can be watched. Many good marketers will then send good legitimate content to their potential customers that is useful to them, then “soft sell” sell them a product that will give them a commission for sending their buyer to the seller’s site.
The Super Basic Steps of Affiliate marketing in 5 steps:
1. Put up a website
2. Sign up for an affiliate program that you feel has products that you have the ability to promote well
3. Add the affiliate links that are provided from the affiliate program you signed up with to your website.
4. Continuously work to Optimize your site to be found in the major search engines and get visitors
5. Find more products and keep promoting and building your site
Affiliate marketing is a REAL business. If you take it seriously and work hard at it, I honestly feel anyone can succeed. It’s hard work, but well worth it. I heard that 99% who attempt internet business of people never make any money, and it’s mostly because they quit too soon.
There are many books you can get at local libraries that can get you educated on the subject. I recommend watching YouTube videos by lisa3876, my wife says she was the easiest for her to understand the concepts and really excited her to try and get started.
By the way, when doing your research, be warned that affiliate marketing “educational” websites are usually trying to sell you something and can be VERY persuasive. Try not to buy anything if you can help it unless you are 100% ready to proceed and the seller has a minimum of a 30 day return policy so you have ample time to really review it. I’ve spent thousands on my education to build my affiliate business and can tell you that if you work at it consistently, it can be done.
Good luck!

Nancy asks…
What jobs are there in the marketing field?
I am considering studying marketing. Which jobs are there in the field? I have no clue about anything marketing related. Also, what do I need to study in college? Do I need to go to grad school?

Jere answers:
There are so many to choose from but honestly…
Try out Internet Marketing. There are some great products out there that can help you when it comes to marketing over the internet, you can probably find a few on my review site. But please make sure to do your research before just hoping into any random Internet marketing program.
I have made a pretty decent amount of money in the internet marketing business and it’s all with hardly any effort. Of course, I do put effort towards my home-business but… I have enough free time to get out and still ride my motorcycle and spend with friends everyday.
Also to be honest… I finished high school with good grades but did not further myself by even going to college.
I really hope I helped you out and if you have any questions you can email me, my name is Jeremiah Justin Lewis and i’ve listed a link to my review website to help you out 🙂

Thomas asks…
What is the best way to market a website on the internet?
I currently have an online website, i sell pet related products, but what are the effective ways to drive business to my site. I’ve looked into affiliate marketing and ebay, but what are some other ways to sell my goods???

Jere answers:
There are many ways :
You can participate in discussions , forums
get reviews and ratings on your site,
email marketing,
newsletter marketing,
article marketing,
etc.

Joseph asks…
What is the best mobile (cell) phone on the market?
I really like the look of the new Blackberry Pearl – it’s shaped like a normal phone and has features like email and internet that I need. But it’s so expensive!
What’s the best phone that has email, internet, camera, good memory and plays music – without breaking the bank!
A good PDA isn’t out of the question, but I know nothing about them!

Jere answers:
Take a look at these websites for some useful info…
_
_
_
_
_
http://www.mobile-review.com/index-en.shtml
http://www.letstalk.com

Charles asks…
Where are some good places for an author to market their book?
As a new author, I am finding that my sales are hardly making me the breadmaker. I fault this to the lack of marketing I have undertaken, but I cannot find any good places (websites, book groups) that would be useful to submit my horror book for advertising. I’ve heard people say that there are good “free” places out there, but they’re hard to find. Anybody have any ideas?

Jere answers:
T888,
Your sales wouldn’t make you a breadmaker or breadwinner either way if you don’t have a best seller. Most authors only make about 2.50 to 4.50 per book sold. The money comes in when you have a NY Times Best Seller and a million seller. Do the math in that case.
It sounds to me like you went with a vanity publisher. (I don’t mean any offense if it’s either true or not). This is a big problem with them. I self-published my novel and it’s been on Amazon, B&N, and other websites for sale. I also did a lot of footwork and advertising in magazines and websites. It cost me over $4,000 alone just for that. But, my book also got into bookstores throughout the country.
Check with Blood Moon Rising,
http://www.bloodmoonrisingmagazine.com/
Direct your letter (in email form to) AL Vermette. Mention that an author you happen to know had a story No Laughing Matter in issue #23 and also had his novel advertised on the back page. Spook Rock.
Ask what it would cost to advertise you work. Be aware that the magazine will critique your work (review it) in other words.
I wish you a world of luck. Al will probably know who you’re talking about. Make sure your letter is nice and neat. And be sure to use Dear Mr. Not Dear Al. LOL
I wish you a world of luck in your writing.
PJ M
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Laura asks…
Should MNC managers learn how to deal with China’s unethical practices or they try to change those practices?
It is true that China is growing exponentially, but can they keep growing that fast. As far as I know China is still a communist country and there is some risk involve in doing business with China. We know that their government is not too worry about the environment and certain practices.

Jere answers:
MNC managers need to learn how to do business successfully in China without compromising their own codes of ethical conduct and social responsibility. Yahoo was recently in the news because it controversially revealed the identity of a Chinese Yahoo user to the Chinese government, and that user was subsequently arrested and jailed for expressing views online that the government didn’t like. Yahoo’s CEO (who is of Taiwanese decent) was in the hot seat at a congressional hearing taking heat from US congressmen and the family of the jailed “dissident”. He apologized, but the guy is still in the gulag.
Google, which is supposed to “do no evil” is also struggling with the censorship issue in China. It is easy for these companies to argue that they have to “play by China’s rules” when they cooperate with the Chinese government in ways that would be completely illegal and cause a media frenzy here in the US. There are no such things, by US standards, as privacy rights and free speech in China, so internet companies are bound to struggle with these issues as they try to make money in China.
But even business and industry in the broad sense is clearly profiting from China’s lower standards, especially where the environment is concerned. Most environmentally destructive manufacturing has moved to China. Despite the howling from US politicians, nobody really wants that manufacturing to come back and poison OUR environment, and corporations wouldn’t be competitive if they had to build in the costs of environmentally-friendly manufacturing into their products.
MNC managers alone cannot change China’s “unethical practices”. There has to be a combination of factors, from governmental pressure to the work of NGOs to MNC activity, but ultimately the most important factor will be the Chinese people themselves. As their standards of living rise and their basic necessities are provided for, they will begin to demand things like a cleaner environment and better labor rights and protections. These will cause the cost of China-made goods to rise even more, and manufacturing will move to the next cheap labor, low environmental/ethical standard nation (Myanmar, Laos, Cambodia, Sudan, North Korea – there are plenty of options for the future).
MNCs will hopefully be able to take their lessons learned in China with them when they make the inevitable move.

Steven asks…
which city is the best and cheapest, to buy manufactured goods e.g Clothing, electrical in china ?
Interested to start buying manufactured goods in china, just wondering which city to visit for the cheapest prices, and to minimize my costs during my visit.
Please if you have been doing business in china before, please provide me with good advices.
Thanks

Jere answers:
Of course Guangzhou is best for clothing ,Shenzhen ,Guangzhou are all good for electrical ,i have ever done business online and have bought clothing in guangzhou,and also know where to buy best and cheapest clothing .these days online shopping is very popular in china,there are many people from all over the country to buy clothing in guangzhou,then selling them online.Shenzhen is adjacent to Guangzhou ,and they are all located in south china, if you have any problems you can contact me through email, and i will spare no effort to help you ,my email address is shaojinm@yahoo.com.cn.

Lizzie asks…
i want to buy from Nike for resale.how do I go about doing business with them or another company?
I want to do business with shoe and clothing companies.Need info on getting started.

Jere answers:
You can buy them online, china have so many such stores , i know one online shop
http://www.nike2nike.com/Brand-Shoes-c-1624.html

Mandy asks…
Is blog advertising an effective way to promote your company in China?
I am doing research to see different options for online marketing in China. Blog advertising was an option, but is it worth the money? How many people read ad blogs in China?

Jere answers:
It’s actually quite pointless to bother with blogs – mostly because any url with the word ‘blog’ in it is blocked by the chinese firewall.
You need to also consider how you will be selling the product and in what currency. Chinese typically do not ever use credit cards. Online purchases are done through online banking.
In terms of currency, a product offered at a price considered cheap in american dollars will likely be out of the range of most in China, who in general only make about 400-500 USD a month at a good job.
Depending on what you are selling, and the impact you want to make here, Be sure also to research the business stylings of the chinese. As a rule, the best way to get ahead is to build a better portfolio of people you know. THe chinese strive for harmony in all dealings and will prefer to do business with a person/company that brings something to the table in social relations. If your company is out to make money to benefit itself only you might have a hard time breaking into the market here, where a family owned business that knows everyone who is anyone would beat you out.
Consider starting out on www.taobao.com the chinese ebay, but be warned, you will likely need to pad your feedback for anyone to even remotely take you seriously. I’ve seen many coworkers immediately dismiss anyone without a 100% positive feedback and thousands of customers to back up the numbers.

Robert asks…
How do I get a license to buy & sell wholesale clothing in australia?
I want to buy some clothing online from China & I would like to sell it Online in Australia.
How can i get a wholesale license ?

Jere answers:
The link to the Australian Customs website below lists your obligations when importing goods over the internet. Scroll down to the section “Imported goods with a value over $1000”.
To comply with Australian Taxation Department requirements, you should register for an ABN number – see the second link below.
Good luck with your new business venture.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Daniel asks…
Computer Questions, please help? (:?
Which of the following is NOT a computerized assistive technology designed specifically for the disadvantaged and disabled individuals?
A) Foot pedals that control the motions of a computer mouse.
B) Close captioning offered on videos.
C) Embedded computers in cars.
D) Keyboards with Braille keys for data entry.
What is a Braille Keyboard?
A) It is a keyboard specifically designed for laptops.
B) It is a keyboard specifically designed to enter information in Spanish.
C) It is a keyboard specifically designed to help the visually impaired type information.
D) It is a keyboard specifically designed to enter information in French.
Which of the following is true about E-Commerce?
A) E-Commerce consists of buying and selling products over the Internet.
B) E-Commerce is only used by businesses but not consumers.
C) E-Commerce is only used by consumers but not businesses.
D) E-Commerce is only available to Internet users who reside in the USA.
Which of the following is true about online payroll?
A) Online payroll is mostly used by consumers but not businesses.
B) Online payroll is mostly used by businesses but not consumers.
C) Online payroll consists of buying and selling products over the Internet.
D) Online payroll is only available to Internet users who reside in the USA.
A computer that hosts and runs the software for a Web site is called:
A) a web drive.
B) a web client.
C) a web server.
D) a web notebook.
Which application normally requires programs to run on both the client and server computers?
A) e-mail program
B) word processing program
C) spreadsheet program
D) utility program
All of the following are benefits of a computer network except one. Which one is NOT a benefit?
A) Computer networks increase the processing speed of computers.
B) Computer networks save money by reducing the software cost that is associated with network licensing.
C) Computer networks provide an efficient way to store and backup files.
D) Computer networks improve efficiency by allowing multiple users to easily share information and resources.
An example of loss of “autonomy” is:
A) preventing hackers from stealing a company’s files.
B) preventing customers from returning merchandise after 30 days.
C) preventing employees from installing their own software on the company’s computers.
D) preventing viruses from infecting the company’s computers.
Which of the following is least suitable to be used as a server?
A) mainframes and minicomputers
B) UNIX and Linux based computers
C) powerful PC and Macintosh computers
D) notebook computers
What is the role of a “proxy server” in a computer network?
A) A proxy server acts as an operating system for the computer network.
B) A proxy server acts as an intermediary for requests from clients seeking resources from other servers.
C) A proxy server acts as the backup for a computer network.
When a user performs a search for a topic on the Internet, what does the search engine do?
A) It retrieves the Web sites related to that topic from its database, and lists them in alphabetical order.
B) It retrieves the Web sites related to that topic from its database, and lists them in order of relevancy to the topic.
C) It retrieves the Web sites related to that topic from its database, and automatically takes the user to the largest site.
D) It retrieves the Web sites related to that topic from its database, and sends the list to the “listserv” members via e-mail.
Which of the following resembles an IP address?
A) http://www.teknimedia.com
B) 192.168.168.1
C) support@e-learning.com
D) 1921681681
Which of the following server types is used to support Instant Messaging and Teleconferencing?
A) Database servers
B) Web servers
C) Print servers
D) Communications servers
All of the following statements are true except one. Which one is FALSE?
A) Satellite phones communicate with satellites orbiting the earth instead of cells on the ground.
B) Since the cellular network is not connected with the landline telephone network, making calls between cell phones and regular telephones is very difficult.
C) The cellular telephone network is made up of wireless connections, enabling handsets to communicate with each other without using physical wires.
D) Modems exchange text, images, and other data types between computers over the telephone network
All of the following statements are true except one. Which one is FALSE?
A) Unlike the Internet, Extranets use a private network to transmit information instead of the public network.
B) Extranets serve specific groups of individuals outside an organization, such as the organization’s customers or vendors.
C) The users of an Extranet usually need to enter valid IDs and passwords before being authorized to use its services.
D) One of the uses of a company’s Extranet is to share business information such as inventory and pricing

Jere answers:
If you read the book and take notes in class then you can really learn this stuff. Just getting the answers instead of learning will lower your ability to succeed at anything.

Carol asks…
Starting a business with no debt, no assets, no money and no credit score?
I want to open a clothing store that specializes in certain sportswear but I need financing. Most likely through a small business loan since I hear it’s impossible to get a govt. grant. I’m 22 years old, I’ve never had a credit card so I suppose I don’t have a credit score. I’m not in debt or have any student loans or anything. I don’t own anything either (a place, car, jewelry, etc.). My current part-time job doesn’t pay well enough to be able to save a good amount of money.
So is it impossible for me to get a small business loan to start-up a business? I estimate that I need about 15 to 20k to cover the cost of products, supplies, payroll for me and 2 other employees, insurance/security and rent for a few months.
If not, I may have to consider making the business an online store instead of a brick-and-mortar store. But I would really prefer for it to be a brick-and-mortar store because I think my store’s specialization would be more effective than it would be online.

Jere answers:
I suggest go online first if you have no capital whatsoever. Can you imagine the headache you will have at the end of the month when the lease payment is already due and you’ve got nothing to pay? Or your employees?
Without money, start small and grow slowly
You can get a business loan only if you have collateral, assets, investment in your own business, and strong management experience in running the business. Without these, your chances of getting a loan is nil.
So with grants. Unless your business falls under the technology transfer or research types of businesses, no grants for you.
There are a number of entrepreneur-investor matchup sites.
Here’s a list of these entrepreneur-investor matchup sites. Read the requirements, and before contacting an investor, take note of the industries and types of businesses they are interested in.
Angel List http://angel.co/
Plan Heaven http://www.planheaven.com
More in the source below
Also check out crowdfunding sites – this is where people pool in money to contribute to projects that they like to support. Make a compelling case, and maybe people will want to support you
?Kickstarter http://www.kickstarter.com/
?Indiegogo http://www.indiegogo.com/
?Crowdfunder http://www.crowdfunder.co.uk/
?Chipin http://www.chipin.com/
?Citizen Effect http://www.citizeneffect.com

Mandy asks…
Any advice on a payroll/ bookeeping system for a Subcontractor with two employee’s?
My husband and I are starting our own brick paving crew, we only have 2 employees, and I need to figure out how I will go about doing the payroll……. Can anyone suggest a program and / or system that covers these things
*Payroll processing
*Employee Tax Calculations & withioldings
*Records Income and expenses
I know there are many diffrent software and online services to help, but I am hoping to hear from someone in a similar business situation, that has some knowledge of what will work best.

Jere answers:
Yes, I would only suggest one program for it’s ease of use, and flexibility. The best overall program out there is Quickbooks.

John asks…
Canadians: Question about federal and Quebec tax return. No T4 or RL-1 due to closed-down business.?
I have a bit of a conundrum. My employer for 2009 has gone completely AWOL – i.e. they no longer exist, and their phone numbers have all been disconnected. Vanished clean. I am trying to find a way to submit my federal AND provincial (Quebec) tax returns, despite the fact that my T4 and RL-1 slips have not been – and will not be – submitted. It seems the payroll person has gone AWOL as well.
To add to this, I committed the huge blunder of getting rid of my pay stubs, which would have provided me with some crucial income tax information. The only thing I have to go on is my ROE, which only shows my gross earnings.
CRA have informed me that I can submit what little information I have, and also suggested that I could use their Online Payroll Deductions Calculator (https://apps.cra-arc.gc.ca/ebci/rhpd…o?lang=English) to estimate my income tax deductions.
Revenue Quebec, on the other hand, have completely stonewalled me, saying there is nothing they can do unless I have my RL-1 or final pay stub.
All this to say: I know I made a huge mistake by discarding my pay stubs, but is there any other solution for this mess?
Any help would be hugely appreciated. Thanks.

Jere answers:
Revenue Quebec doesn’t have an Online calculator… But they do have on that you can download… It’s called WinRAS (WINdows Retenue À la Source). Maybe they (RevQC) will accept a rough estimate in the same way with a written letter explaining the situation.

Donna asks…
I need to track my time for my own use. What timesheet program do you recommend?
I only need to track my time for own benefit, so I can look at where I spend my time, and how to better spend it. Its for my own use, not for payroll or contractors. I own a small business and I want to improve my productivity.
I prefer to use Quickbooks Pro for this since I already have that program. Can you post instructions on how to access the Timesheet option in Quickbooks Pro?
Or I’d like an online timesheet: a fast, easy timesheet website that integrates into all my other productivity tools, including gmail, highrise, and plaxo. What do you recommend? Thanks!

Jere answers:
I would create an Excel spreadsheet to use, but I would use Excel for everything if I could get away with it! 🙂
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Robert asks…
What are the procedures involved in share market?
What are the procedures involved in share market?
What are the basic things about share markets?
What are the day to day actions involved in share market?

Jere answers:
Well first, you’re going to need stockbroking account, either online or direct.
You have to research which stock your going to buy and you can buy books on that for example William J O’Niels books or Peter Lynch’s books. I would not jump in straight away, do your research on which shares to purchase.
Their are different markets in the stock market that contains different stocks, The New York exchange, Nasdaq, ftse etc. Nasdaq mostly consists of small to med cap companies,
After you select your stock, you purchase the quantity you want at a buy price. You go to the stockbroker at place the order and now you are the proud owner of a stock.
You can never predict exactly how the market is going to go, it can vary because of news and company reports, don’t be silly and go and predict it because you will lose money, your playing with luck. Do research on the stock you want, the market is their for you to determine is it the right time to buy the stock. At the moment in europe, the market went down because of the Greek debt crisis but yesterday it recovered and also today. Suply and demand is a key issue in the market. Its commom sense but the more buying there is, the more the market goes up.

Carol asks…
I need some marketing ideas for small business on internet, is there any way inexpensive and effective?
I want to promote my small business on FACEBOOK, anyone have any ideas or suggestions in how to promote this business, besides the news papers /magazines.

Jere answers:
“If you are going to promote your business here are some suggestion that are common and everyone using since last 4/5 decades these are :-
(1) Press Releases (2)Trade Shows (3)E-mail (4)Advertising (5)Direct Mail (6)Yellow Pages
ETC.but above of these one is most important and effective method i gonna tell you that’s “”INTERNET MARKETING THROUGH FACEBOOK”” facebook is tremendous and vast social network where million of net user give attendance every moment that is the single place where you may promote your small business on large scale you may share your product or business with hundreds of people according to your search. It need only a right decision to work..facebook require a only profile to join groups, friends, then you have to Establish a home page for your business is relatively inexpensive and can reach many people. Use newsgroups that focus on areas similar to your line of business to draw attention to the site. Always include a phone number or email address so that interested visitors can contact you. If you are a retailer, consider putting photographs of your products online, even if you’re not ready to let people to order your wares over the Internet. You may use different way to promote and market the business that’s very easy and powerful..you may hire any reliable company who works for internet marketing some time back during net surfing my eyes caught a name that magicsolv.com i read about ’em carefully everything was regarding to business promotion. In my opinion you must try out hope u will get some fruitful i hope so..best of luck.”

William asks…
Why do stock prices fluctuate after the market closes?
Once the stock market closes, some stocks continue to gain or lose, sometimes more drastically than during the trading day. Their quote shows “afterhours”. What is this? I heard analysts talking about electronic trading. What is that?

Jere answers:
In the US market hours are from 9:30 a.m. To 4:00 p.m. Eastern time. However, the electronic market which represents the aggregation of all ECNs (like ARCA, Instinet, Brut, etc) continue are generally open for trading from 8:00 a.m. Eastern time to 8:00 p.m. Eastern time. The time between 8:00 a.m. And 9:30 a.m is called “pre-market hours” and the time between 4:00 p.m. And 8:00 p.m. Is called “after-market hours”.
Because companies are releasing news almost 24 hours/day these days, their stock price reacts to these news releases whenever they become available. Also, the world does not go to sleep at 4 p.m. Eastern time and stocks in general are reacting to all kinds of news being released on a 24 hour basis.
Individuals can participate in these after-hours market activity by having their trading accounts with brokerage companies which offer their customer access to their accounts via Direct Market Access systems. These systems are considered to be electronic trading systems and can be run on your computer at home utilizing high speed internet access like DSL, Cable or fibre-optics.
If you would like to get more information on Direct Market Access systems or open an electronic trading account I would suggest you speak to the guys I use. They can be contacted at:
http://rematatrading.com/contactus.aspx
They have been very professional and helpful to me.
Good luck.

Chris asks…
what is the best marketing for tuxedo buisness in the us ?
i just added the tuxedo buisness to my retail stores and i want know how to target tuxedo customers …is it online ads or goofle search engines..local news paper..i reaaly dont know ..ant tips?!!

Jere answers:
The best way to target tuxedo customers is to target events where most tuxedos are worn. Proms and Weddings would be my primary targets.
For weddings, do in-store merchandising tradeouts with bridal dress shops (they advertise instore for you, you do the same for them). Advertise in the new bride sections of newspapers. Make sure you have a booth at wedding and bridal consumer trade shows.
For Proms, sponsor high school events. Send direct mail in neighborhoods close to your store. Also, hold a “formal” fashion show with other dress retailers targeting high school kids.
For both, send news releases to newspapers and television stations on the latest designer styles.
And yes, don’t forget the yellow pages.
Hope this helps.

Laura asks…
How is the stock market affected by currency exchange/unemployment/interest rates?
How do currency exchange rates, unemployment numbers, and interest rates affect the stock market?
It seems these are often in the news and how prices move on the anticipation of them.

Jere answers:
This is an interesting question, and I shall try and answer it in simple fashion.
In todays time and age, movements in currency exchange rates signify movement of money from one geographical location to another as far as holding that currency is concerned. As far as the stock markets are concerned, it would be the FIIs (or foreign institutional investors) who would need to buy and sell various currencies to be able to buy or sell stocks at and through the local stock exchanges. For instance, if an FII decides that it wants to take a position in the Indian Stock Market, then it would exchange its US Dollars for Indian Rupees to be able to do so; this would cause an increase of the Rupee rate and a countervailing reduction in the Dollar rate in that regard. Now, if this FII were to decide to move from India to the USA as far as its stock holding is concerned; then it would be selling the Rupee to buy the Dollar, which would have the effect of reducing the Rupee and increasing the value of the Dollar. Currency rate fluctuations may be considered by some to be a lead indicator of what the big investors may be planning to do as far as their stock market investments are concerned.
Unemployment and interest rates similarly would have a direct bearing on the performance of the stock market. If both the unemployment rate and interest rate were to be high, then it would be a bearish scenario which would be facing the stock market of the geographical location under study; and vice versa.
It may be prudent to also keep the events occuring in the commodities exchange in perspective; which may also have a similar effect on the stock market you may have under study.
Sincerely,
Akash
http://www.narachinvestment.com
http://mobile.narachinvestment.com
http://www.narachphilosophy.com
http://www.narach.com
http://finance.narach.com
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Charles asks…
I want to break into the online market, with custom made clothes..?
Is there any info about building a profitable small business online? Or tips from people who have made it. I would eventually love to create custom designed clothing for people. Any info would be great!

Jere answers:
You can set up an easy beginner store easily enough through Yahoo or eBay. The real trick to selling online is getting traffic. That is a business skill of it’s own, and one I’m learning myself. It’s all about ranking in Google search (and to a lesser extent Yahoo). Check the “Catagories” at my friend Lynn’s blog site for tons of great info on how to do this. She pushes a lot of paid products there, too (as you’d expect), but the amount of free info is amazing. You can start a web business for almost nothing if you look around.

Jenny asks…
How do you start your own website? How do you charge online?
how do ou do your business online? The website, legal, and charging the money

Jere answers:
Have you heard of Office Live Small Business? It’s template-based, so you don’t need to know or learn how to code, plus it’s extremely inexpensive. Remember that you get what you pay for with free website building services—someone else’s ads all over your site. Office Live Small Business is ad free. It also supports online commerce, if you’re interested in selling your products through your website.
Check it out at http://www.smallbusiness.officelive.com.
For great tips and conversation about running a small business website, join the community over on the Office Live Page on Facebook: http://www.facebook.com/officelive.
Cheers,
Kate
MSFT Office Live Outreach Team

John asks…
List of ways to make money online?
I’m trying to get a part time job.. i just bought my own laptop so i’m able to run a business online… anybody have any tips or know any ways to make money online?

Jere answers:
The best way to make money online without spending a penny is through get paid to programs(get paid to read email ,get paid to do surveys etc) A lot of them are scams . But in my blog I have listed the most legitimate and trusted programs . You can contact me for any other question.

Mary asks…
Where can I find tips for online marketing strategies?
Books, magazines, websites or any other source that can help me learn how to effectively market my business online.

Jere answers:
The most effective way to advertise on the Internet is to first set up a website and publish its domain name on major search directories such as Google.com, Yahoo.com [at http://www.google.com/addurl/?… And MSN.com since 85% of Internet shoppers rely on these search directories to provide them with goods and services. In a sense, these search directories are a very large Internet Yellow Pages.
Nevertheless, should your website or opening webpage fail to contain “generic” keywords, then anyone using such “generic” queries will not be able to discover your website. Your domain name [URL] of your website, in a sense, will be invisible, undiscoverable.
You may want to consider some simple algorithms which, when observed and committed in designing of a website with placement of various critical metatags that can surely achieve a high search engine presence and increase Internet traffic to your website. These metatag strategies work well with published webpages at Google and Yahoo.
Design: Should you create an extensive Flash-based website, make sure to fill-in the property entries such as the Title, Description and Keywords. Failing to do so, leaves no hard HTML or ALT resource that can be readily indexed by search robots. Also consider the Internet audience and their incoming setup. For example, if they are on analog/dialup, Flash webpages take too long to load up and therefore analog users will likely lose interest and discontinue entering the Flash site. On the other hand, anyone on hi-speed DSL lines, will welcome Flash pages which load quickly. So before designing a pure Flash websitge, ask the simple question, “Who’s my end user – is he on dialup or DSL?” And if you had to choose between these two users for maximum marketability, then select analog users since 80% of most resident users are still analog Internet subscribers and pure HTML designed webpages is best for them.
A non-Flash-based website which relies on hard text, is far easier to be indexed by search robots. Limit the use of stylized text saved as .gifs since as a graphic, they are not indexable by search robots.
Avoid use of frames since any number of search robots are unable to properly classify textual material.
Placement of Metatags:
A ranking or search order does take place with Google and Yahoo and it begins with the “Title” metag which should consist of no more than 65 characters separated by commas. The “Title” should describe in generic terms, the goods and services, followed by a location from which the resource is located, i.e., city, state. The placement of a domain name which is not generic within the “Title” is not appropriate, unless your domain name is a major recognizable brand name.
The second metatag is the “Description” which is usually 25-30 words to form a complete sentence which best describes one’s goods and services.
And the very last category – “Keywords” are also somewhat limited to 15-16 words which can be plural and compound in nature. Again, avoid multiple entries which could be mistaken as “spamdexed entries” which is defined as the loading, and submission of repetitive words into a particular metatag category. “Spamdexing” when discovered on a webpage and reported to Google’s spamreport.com can result in the elimination of your website from their search directory.
Here’s an example of a very highly-placed website on Yahoo.com: Begin with the search query “pizza downtown los angeles.” It will bring up some 1.4 million+ websites as results. Check out where “Pizza Next Door” is ranked. It’s in the Top Five! Again, Pizza Next Door’s high web presence was achieved by proper web design and placement of relevant metatags according to Yahoo’s publication guidelines.
Good luck!

Ken asks…
How to buy a domain and what are criteria that one should check?
I want to buy a domain to start my business online. I want to know what to check before buying a domain.

Jere answers:
One of the simplest ways to do this is by going to www.godaddy.com and doing a domain search.
You will be able to check as many domain names as you like. Some quick tips are that dot com’s are preferred and you should try and keep the domain as short as possible.
Once you find the domain you want you can purchase it right from GoDaddy and they host it there. This is only the first step, you still need an affiliate website to promote or one of your own for the domain you chose to point to.
There are other services out there such as hostgator as you become more advanced and find yourself buying a lot of domains.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

George asks…
I believe this offer is too low…is ti?
Title: Communications Coordinator
Base Salary: $27,000
Basic Responsibilities:
1) Maintain standard templates for email signature files, MS Word documents, MS Powerpoint documents, business cards, letterhead, use of logo, brochures
2) Maintain press release distribution listservs for CEAI, OSTN, and CIT
3) Maintain and enhance public (external) and extranet (internal) CEAI, OSTN, and CIT websites to capture maximum leads from website, coordinate with the design team to deliver changes
4) Coordinate speaking opportunities to ensure maximum message impact and lead generation
5) Develop and publish press releases to be used for lead generation, references
6) Develop and maintain Client Reference Database
7) Develop and publish case studies/video testimonials to be used for lead generation, references
8) Develop marketing brochures for lead generation
9) Host iSeminars where clients feature their success for lead generation
10) Develop quarterly newsletter for CEAI, OSTN for l

Jere answers:
Please find another job interview. That’s HORRIBLE!

Richard asks…
Is this salary offer too low?
Title: Communications Coordinator
Base Salary: $27,000
Basic Responsibilities:
1) Maintain standard templates for email signature files, MS Word documents, MS Powerpoint documents, business cards, letterhead, use of logo, brochures
2) Maintain press release distribution listservs for CEAI, OSTN, and CIT
3) Maintain and enhance public (external) and extranet (internal) CEAI, OSTN, and CIT websites to capture maximum leads from website, coordinate with the design team to deliver changes
4) Coordinate speaking opportunities to ensure maximum message impact and lead generation
5) Develop and publish press releases to be used for lead generation, references
6) Develop and maintain Client Reference Database
7) Develop and publish case studies/video testimonials to be used for lead generation, references
8) Develop marketing brochures for lead generation
9) Host iSeminars where clients feature their success for lead generation
10) Develop quarterly newsletter for CEAI, OSTN for l

Jere answers:
Yessss.. Way too low… I use to do 1, 3, 4, 6, 7, 8, 10 and I was paid $32,000 a year…. I am well beyond that now in another field but you sure expect a lot of organizational skills and management expertise for such a low salary. I wouldn’t even apply.
Good luck

Linda asks…
How much For this whole Package ? Graphic designers Please Help me!!!!!!!?
Hi guy im not experienced graphic designer but i do Logo designs and all, but not like this time
one of my client ask me how much for total package for following items to design
anyone tell me current market price(for following items) please………
Logo Refinement: Print Version, Online/Web Version
Stationery:Letterhead, Continuation sheet, Business Cards,DL Envelope, C4 Envelope, C5 Envelope, Fax, Memo, label, Email Signature,
Marketing:Brochure (A4 nos.4),Folder,Leaflet(2pp DL),CD Label, Powerpoint Template(Standard Size),Rate card(A5/A4)
Office:Invoice,LPO,Quote
Media Kit:Folder/Brochure/with CD and rate card

Jere answers:
That “package” is called a “Corporate Identity.”
Depending on the company, this work can cost from tens of thousands of dollars to hundreds of thousands.
I don’t know you. I don’t know your work or experience and I certainly don’t know the client.
I wouldn’t start the work for less than ten grand, but this price level may not be appropriate for you or your client. For example, if you have never done a “package” of this extent before and if you client is just some local small business trying to get started. But if this is some huge multinational corporate giant and you have the experience and chops (skills), even if you have never done a complet corporate identity before, they should expect to pay a LOT more. (general rule of thumb: The greater your impact your work has, the more people it is intended to reach, the higher the cost should be to do the work)
Figure out what your “hourly rate” is worth. Then, for this project, estimate how long it will take to do the work. Then DOUBLE it. It ALWAYS takes longer than you think it will. Trust me. The bigger the project, the more that can go wrong. Figure that, even if you only have to DO the logo one time, (in a vector graphic so it can be scaled up or down to any size) you STILL have to place it in the layouts for EACH of those documents and applications. It takes TIME to properly layout a business card. It takes time to place a logo and address and typeset an envelope, letterhead and all those other pieces of paper. It takes TIME to convert the logo and sig to a web version. It takes TIME to layout a brochure an burn a master CD.
And, with all this going on, the client is going to want approval steps, make changes and you’ll have a certain amount of rework to do, based on his changes and to fix some of your own mistakes.
Especially in freelance graphic design, time really DOES equal money. Give yourself a generous time estimate and then, like I said, double it. THAT is how much you quote your client and how you structure your contract. (you BETTER get this down in writing, along with a firm deadline and payment structure, over yours and the client’s signature) That way, if the client makes any MAJOR changes, you renegotiate the contract. (wouldn’t you HATE to be 90% done and then the clients wants to change the logo?)
Most of my contracts are written as an hourly rate with my time estimate. Since I double my estimated time, I almost ALWAYS come in on time and under budget. That way, I often give the client the pleasant surprise of an invoice much lower than the price he expected and I still get paid for every hour I work. Everybody’s happy.

Michael asks…
How to do this resume header?
http://www.top-resume-tips.com/marketing-resume-template.html
If you go to that website, there is a resume sample that says Ashley Lee at the top.
Can anyone please explain to me how to create the heading including Ashley Lee, her number, email address, and the border. I get it a little bit, but I don’t understand how she got the number, and email in the same text area as her name, and I don’t know how to do a border like that. Please help me! 🙂 I am using microsoft word, btw.

Jere answers:
Is this resume to be posted on the internet or printed. On the internet, this is easy to do with CSS.

Donna asks…
What is the best way to market foreign product?
I have the rights to market foreign products and since I am new to marketing, I was wondering where I could start. I am looking for people or companies that want to invest in selling foreign products. Anyone have links to this kind of business?

Jere answers:
A website is a great way to market your product. It’s an awesome way to get exposure and can help you establish your business. Microsoft Office Live Small Business provides low cost websites with a lot of great features including email and shopping carts. Our website builder is template based so you will not have to know any code and hosting can cost as little as $15 a year.
Check out some success stories at http://smallbusiness.officelive.com/en-US/customer-gallery
Good luck!
Andy
MSFT Office Live Outreach Team
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Sandra asks…
What steps should I take to starting an Online Business selling Computer Gaming Hardware?
Hi, I’m 18 and I REALLY want to own my own online business selling Gaming Hardware. I’m just confused about how I actually would go about making a profit. Please some list some 1 2 3 steps for me!
Thank you A LOT!

Jere answers:
Presumably you’d need a lot of money to get it started, as most computer hardware items are really expensive. Then, you’d need to find a way to get discounted prices or something to make money on sales (marking up item prices won’t let you succeed). That, or you can try selling pre-assembled machines at a slight markup, say 20% over the cost of the individual items. Try doing some research, check Google, AMD, nVidia, Intel, etc. Hopefully you can find some better information than this out there. Also, try posting this in a business-related section. Good luck!

Richard asks…
How do you delete a profile from Business Tycoon Online?
Lately, I’ve gotten bored of the online game: BTO (Business Tycoon Online) and I want to completely delete my profile from the game. And no, I don’t like simply abandoning my game, I want to delete it.

Jere answers:
You have to go to profile and then delete acount and confirm

Michael asks…
What is this online business game for kids?
There’s this game I used to play that was a business game where you make like a grooming store a comic book store or like a robot shop or something, and then you buy advertising and stuff and these kids give you advice on money management. I WANNA PLAY IT SO BAD

Jere answers:
It’s called Hot Shot Business. It’s by Disney. Have fun 🙂
http://disney.go.com/hotshot/hsb2/index.html

Daniel asks…
Windows Vista Business Blocks Online Games!!!! Help!!! PLEASE HELP!?
All the games that i have installed into my computer Cannot seem to be played. All the games said that I couldn’t be connected to the server. For example, MapleStory, Gunbound, Pangya And even Habbo. I do not think it’s only on my computer, all the other computers in my home also has the same problem. I tried all sort of things and i still couldn’t play any single online games!!! IT’S GETTING ON MY NERVES!!! PLEASE HELP ME! ANYONE!!!!

Jere answers:
Go to the windows firewall. First mark your network as home/office, then opent the ports needed for your games

John asks…
How to start up my online game company the professional way?
1. How to start up my online game company the professional way?
2. What legal documents that I need in order to start up this online game business?
3. What is the best way to copyright my original work such as the official website, video games, characters, documents, art, company’s logo and etc?
4. How much money should I invest in this business?

Jere answers:
I wondered the same thing, lmk if you find somthing
Powered by Yahoo! Answers
Categories:
Business Online Tags:

James asks…
How do I go around applying for taxes when I create my small online business?
I’m sure I definitely have to and I don’t want to get in trouble with the law. How do I go around doing this? Thank you.

Jere answers:
The IRS and your state websites are good places. You can also try your local SBDC (Small Business Development Council) website. They will hook you up with a councilor that can help you with details specific to your locality.

Sharon asks…
Which taxes do i apply to my online business?
I have an online business, I live in Georgia. And the guy that designed it tells me that I can’t apply taxes to purchases made by customers outside of Georgia. I don’t think it’s true, it doesn’t make any sense to me. I want have GA taxes applied to all purchases. Am i wrong?
my business doesn’t have an actual location! most of my customers are out of GA.

Jere answers:
All the previous answers are correct. However, here is a move now going through the Federal government to allow each state to collect sales taxes on internet purchases. Right now, you only charge sales tax to residents who live in a state where you have a physical business presence.
If the law goes through, that will change. Most likely, you’ll be paying each state sales tax in relation to the residence of the customer. Customer lives in PA, you’ll have to pay PA sales tax for that customer’s purchase. Customer lives in CA, you’ll have to pay CA for that customer’s purchase.
Creates a real nightmare for online businesses which is why a lot of small business organizations are fighting against it.
Tony

Betty asks…
I want to start a show business online in California do I need a business license or do I need to pay taxes? ?
How can I get one b4 I invest on the shoes?

Jere answers:
What kind of show? For most businesses you do need a license. Check out The Small business administration and ask questions there. I work with a company from home and we do not need a license and that is because we are independent contractors WITH THE COMPANY. We work for ourself, but we do not need a license. So, because you are starting your own business outside of a company I would think so.

David asks…
Taxes or Registration of Online Business in PA?
I live in Pennsylvania and want to start a business online I have already sold on eBay and other sites that are like it but now I wanted to open my own site and sell through it. What I will be selling is Party Packs like everything you need for a party in a box. I will be buying some things wholesale and other things I will be making.
My questions are if I need to charge tax and if so how to go about doing that? Do I need some kind of Business licensee? I tried looking this stuff up but I go so many different answers like that you don’t need to do anything unless you make over $10,000 a year or that you don’t need to pay sales tax at all since the business is completely online. So now I am so confused on what I am suppose to do.
This will be just a small business that I will do on the side and sell to people in the USA and Canada.
If someone could please give me some answers a to my question it would be great.

Jere answers:
1. You must charge PA sales tax to residents of Pennsylvania and anyone who purchases (picks up) goods you sell inside the boundaries of the state.
If you are mailing goods to an address outside of the state you do not have to charge PA sales tax. (In theory the recipient of the goods is supposed to pay a use tax to the state they live in — but that is not your concern.)
You must contact the office of the secretary of state in Harrisburg and obtain a license which will entitle you to collect sales tax on behalf of the state and to conduct a business in the state.
Depending on the laws in the township you will be doing business in you may be required to obtain some kind of license. (Just ask at the township building.)
You do not have to pay sales tax on purchases YOU make in Pennsylvania providing that the goods being purchases are either being used as component parts of what you sell or are being resold by you. (You may be required to show or send in a copy of your license to prove you are legitimate.)
You do not have to pay sales tax on goods you purchase out of state and have shipped or mailed to you in Pennsylvania.
If you personally pick up goods in another state you probably will have to pay their local sales tax.

Mark asks…
What happens if i dont charge taxes on my online-home business?
… i live in California.
i’m only sixteen, but my mom helps me run the business.
we sell handcrafted jewelry, skirts, and totebags that we handcraft at home.
do i legally have to charge taxes?
what happens if i dont?
im planning to take orders through paypal
thanks.

Jere answers:
Yes you’re legally required to get a sales tax license from CA, collect the tax and remit it to CA.
If you don’t, when you get caught, you’ll have to pay the sales tax out of your own pocket that you should have collected, plus interest and penalties. Don’t go there.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Laura asks…
for a registered office and registered agent can be a house?
I am starting a business and am not planning on setting up a real office. To start a business in the state of Michigan you need to put down a registered office address and a registered agent. can that just be my house address and myself since i wont have an actual office? (I’m planning on incorporating as domestic profit

Jere answers:
Proprietorships do not need agents, only corporations do.
What biz do you wish to start? IT “Might” be better to skip the municipal paperwork
for now, and just “open shop” and sell your services……….and when you are
pocketing $2k a mo, then get your license and tell them that you are opening that day.
Can advise further

Susan asks…
Do you have to have a legal issue to change your name or can someone do so if they just want to?
If I felt in danger but not entirely sure how to explain why or the reason seemed ridiculous to others, would I be able to request a name change? Can people do this without a REAL legal issue? I’d like to be able to hide from a previous boyfriend/spouse who was extremely abusive. Would I be able to change my first and last names, even my middle name? How would one go about doing this and how much would it cost?

Jere answers:
There are many reasons why people change their names, including your reason. The Social Security Administration can also provide you with a new ss number if you provide them with evidence showing that you are being harassed or abused or your life is in danger.
The court costs vary from state to state. You can change your entire name or just part of it. You can find the forms for name changes at http://www.legalformsbank.biz/namechange.asp .

Mary asks…
Where can I order good extensions?
So I wanted to but some new hair extensions, and I wanted to know where I can order a set online that ships to Canada, but I want like good quality and thick real human hair. 20″ . Also fairly cheap.

Jere answers:
Hey,
I found a great website that sells really good quality clip in hair extensions http://www.hairextensionstore.biz
I got the 21″ clip in human hair extensions and i absolutely adore them…they ship to canada too cause my friend just got some and shes from Toronto. ( i live in USA)
The 21″ is like 120grams of hair…so its ALOT of hair, im sure your gonna love them 🙂
Enjoy, and let me know how you like them…

Sandy asks…
Are there really any jobs (and I mean legal ones!) that you can do from home and using the computer?
Jobs that don’t require you to buy something from another company. Jobs that may require you to interview with a company first, but no scams, real honest pay for using your computer from home?

Jere answers:
Job-search-tips.awardspace.biz – I used this site. You can compare such online job offers here.

Robert asks…
How do I get links to my website?
I have a homebase biz which is a one stop shop. How do I get links to my website. www.5linx.net/christian so that people can take advantage of what I have to offer by starting their own one stop shop or shopping at the website.

Jere answers:
To advertise your site you could get Yahoo ads, Google ads or dannysdirect.co.uk. They cost 10p(20c) per click apart from Danny’s Direct which costs $125 per quarter this targets UK buyers. To have a entire page on dannysdirect.co.uk it will cost $1000 per quarter but you’ll get 1000s of visitors maybe more as they advertise.
Google and Yahoo are the giants in this but they charge more $0.20 per click can easily turn into a few hundred dollars real fast as there are millions of users!
By the way on your homepage you spelt global wrong ‘Welcome to Christian’s Gobal Enterprise’
Powered by Yahoo! Answers
Categories:
Business Online Tags:

William asks…
What does a financial services marketing company actually do?
What does a financial services marketing company actually do?
If you worked for one, like sales or operations, what would the work entail? Anybody know?

Jere answers:
A financial services marketing company seeks out prospects for financial services. That could be done through direct mail, researching public records and telephone solicitations. They then sell the “leads” that are developed to providers (sellers) of financial services.

Michael asks…
Starting a new division what should payouts be?
I have been asked to start a new divinsion of an online direct marketing company. Although this is a high profile positions the base salary is way under what someone would normaly get at an exisitng company. Essentialy building the database up and re-marketing this data. I have been offered 10 percent net revenue of this division, but I have to cover all costs with this 10 percent. .
If this division does 5 million in revenue, the division gets $500K to cover Salaries/Commissions, Technology, Misc.
I feel this is not a great deal? Am I wrong here?

Jere answers:
You are not wrong.
Hire people in Slovakia. 20k per year for a professional hire..

Linda asks…
I need a marketing company to provide me with mailing lists – any recommendations?
I want to use a marketing company to provide mailing lists of a people who be interested in a product / service i have created. Can anybody recommend any marketing companies – i want to do my marketing by post.
Thanks in advance for all your help 🙂

Jere answers:
If you’re in the UK, check out the Direct Marketing Association and use a company that’s registered with them. They also have an annual show usually in Earls Court or Olympia, which is worth going to for shopping around and meeting some of the companies that provide lists.

Sandy asks…
Has Anyone Heard Of The Efusjon Energy Club?
I have a friend trying to get me to join this club. He makes it seem like the best thing since sliced bread. Is it a traditional direct marketing company or how is it different?

Jere answers:
Hey True,
I’ve been researching this company for a few weeks now and all I can come up with is good stuff. It’s a relatively new product with new flavors still coming out. It’s an all natural energy drink. What sets this company apart from any other energy drink company out there is their marketing. They have an unusual comp plan than will make it easier for more people to make money and they are going to be teaming up with Facebook. So, as far as I can tell: good product, good comp plan, excellent endorsement by Facebook. Sounds like a winner to me. It will be key to get on a winning team though. For more info:
http://www.efusjonenergyclub/flv/overview.html
http://www.efusjontrain.com

Ruth asks…
Who has experience with network marketing and taxes?
I received a 1099 from my network marketing company for commissions and overrides. I also received a statement from them called Taxable Income REcap that shows how much I spent on Purchasing Products. You buy products at wholesale and sell them at retail. The difference is your income or “right now” money. This money is not easily tracked because they can’t tell how much you sold at full cost, how much you sold at discounts and how much you kept for personal use or as gifts to further your business. Do I need to somehow claim this on my taxes as income or should I just claim what was noted on my 1099? There is also a box on my 1099-MISC form that is checked that says “Payer made direct sales of $5000 or more of consumer products to a buyer (recipient) for resale.” Does this relate to me or is this the company just saying that I bought more than $5000 worth of stuff to sell as I see fit? Anyone have any experience with this on their federal taxes?

Jere answers:
You will need to fill out a schedule c. That is where you report the cost of goods sold, the income you made and how much product you have left. I would claim the income on my 1099 and anymore that you might have from this business. All a 1099 is what they(the co.) has pd you. They do not know what you spent or made elsewhere. You can look up instructions for a schedule c on IRS.gov. Type schedule c in the key words box.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Helen asks…
Where is a good place to get business cards made?
I know there are plenty of places to get business cards made online and many for really affordable prices — but I wanted to see what you all recommended and why. Thanks!

Jere answers:
I use Vista Print for all of my business needs. They always offer free products, you just pay for shipping. I have always had a great experience with the company. Check them out
http://www.vistaprint.com/frf?frf=117047566194

Sandra asks…
Where to order business name cards of my own?
I’d like to make business name cards. I find lots of websites where I can design my business cards online and order. Has anybody tried ordering business card online? Are they trustworthy?
Yeah I already went to ask at Kinko’s but the procedure seemed kinda complicated like they have too many kinds of designs, colors and papers to choose from. Designing and ordering online seems much easier.

Jere answers:
Yes, there are sites that will do that, but if the cost is significantly less than a local print shop, chances are there will be advertising on the back of the card. Check it out carefully … Nothing says “cheap” more than passing out a card that has advertising for someone else on it.

David asks…
Where is a good place to get plain, classy business cards online or in person?
Everywhere I look online, it’s all about full color or two color business cards. I don’t want anything gaudy or flashy like that. I want a classy business card, on heavy, off-white paper, with raised lettering. Something like the boys over at Pierce & Pierce (American Psycho reference) would be drooling over. Where can I go to get something like that?

Jere answers:
You may want to look into an online company called Nebs. They do raised print business cards. Or, you may have to try a local print shop.

Sharon asks…
Will defalting on a business credit card effect your persoanal credit rating?
You do have to give your personal SS# as well as a Federal ID # when you sign up for certain business credit cards online. Does the credit rating effect your personal credit rating or the business credit rating or both?

Jere answers:
It depends on whether the card is completely tied to the business. Most business credit card contracts have some small print where the owner of the company signs personal resposibility if the card is defaulted on. The payments themselves are not reflected on your personal credit rating however if you default it could hit your personal rating. Check your original contract to see if they had a personal clause.

Lizzie asks…
Where can I buy a small quantity of business cards online?
I am looking to have high-quality business cards made up (e.g. embossed), but only want a small quantity (max 50-100), as I may have to have them changed soon. Where can I order these online?

Jere answers:
Vista print has the best
I bought 1000 for under 50 dollars.
Jeff
referring travel agent
www.sailortravel.com
Powered by Yahoo! Answers
Categories:
Business Online Tags:

William asks…
How to identify a problem to create a product on the internet?
Ive been threading forums to identify various problems for internet marketing opportunity.Anyways of speeding up the process instead of wandering for hours in search of a viable problem that I can provide a solution to?

Jere answers:
It is a very important question: The Market Research.
Most people start a product before knowing their targeted market problems.
I’ll be looking for questions, problems, wants, needs and topics that
show a lot of activity.
To find people’s problems, here are the main resources you should use:
– Search Engines
– Forums
– Newsgroups
Identify the problems that people have in your niche, then create a product.
You must search for questions like:
* How do I ____
* Where can I ____
* Why the heck cant I ____?
Once you find an answer, you can start brainstorming a product creation idea.
I would suggest you to create an info product (Audi, video or Ebook).

Ken asks…
How to get more member for my new forum?
I have started a new forum at http://www.ALEZAC.com
This forum is a Marketplace for:
Buying
Selling
Trading
Exchange
Auction
Freebies
for Internet Marketing Products.
Now, a small problem, how to get the words out to get more people to register!

Jere answers:
Well posting this question my attract people haha. I would say word to mouth is the best thing though. If someone joins and likes it, they will tell people they know.

Sandra asks…
Promoting a Business Opp – Internet Marketing?
I have a business opportunity that I need to promote and get people to join. Where would you and how would you suggest I promote this particular thing?
Its not an MLM, its no cost, etc…but its best to be 18+ so its hard to post on forums without getting a kid to message me.
Any suggestions…or if there are any gurus out there, any systems you use?

Jere answers:
Make a list of sites that attract would-be entrepreneurs and those looking to make money from home. Search for keywords such as “home business” or “business opportunities” or “business ideas” — then make a list of those sites. My site for example attracts a lot of bizopp advertisers because my site attracts the type of customers they want
Then check with Adwords and other pay per click marketing. Be careful though as it can get expensive.
Check print publications such as Entrepreneur Magazine, as they always have bizopp ads because they reach the type of customers you want.

Donna asks…
What are some good websites or softwares that would help with internet marketing?
I’m getting my feet wet in internet marketing and there’s so much information that I’m feeling overwhelmed! Which sites or software do you use to help you? Are there any advice you can give me?

Jere answers:
There’s an excellent marketing forum called the Warrior Forum (warriorforum.com). It’s free and it’s a gold mine of information and helpful people.

Susan asks…
Where can i find internet marketing affiliates?
Im going to be releasing an internet marketing product that teaches real estate investing.
Im trying to find more affiliates, and websites for joint ventures.
Anyone know a good place to find these?
thanks!

Jere answers:
Join the warrior forum at warriorforum.com and post a joint venture request.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

George asks…
What is the best way of finding new prospects for a software company selling service management software?
I am selling service management software to office equipment dealers and it is much easier when they phone in and ask for it. We have a good website and plenty of existing customers. When I cold call companies they either say they have installed something recently, or it is not the right timing for them to look. Any advise?

Jere answers:
It’s always easier to sell to a pre-warmed customer, that is, someone who’s ready to buy. Prospecting is much harder. However, there are one or two things that can make it easier.
Referrals from existing customers are good. Ask who they know who’d also benefit from what you provide. One of the best times to ask is when they’ve just taken delivery of their software. Always ask for 3 referrals. That way you should get at least one.
Go to business networking events and build relationships with your fellow networkers. Tell them about the sort of companies you’d like to be put in touch with and ask who they have in their network that fulfils those criteria. You can also join online networking groups like Linked In and Ecademy.
When you’re cold calling and they say that it’s not the right timing, ask when they’re likely to be thinking about doing something about it. Make a note to call them back and make sure you follow up. Even when people say they’re going to buy something in the next 6 months, they often haven’t done anything within a year. By being in regular contact, your company will be the one that they think of when they’re ready.
Does your website capture people’s names and e-mail? Offer them a free report in exchange for their details. That way you build a database of potential customers. You can send them further e-mails and follow those up with telephone calls. Your free report should be something that gives them useful information. Avoid making it a plug for what you do.
Good luck!

Sandra asks…
How does self-employed tax work when you have multiple income sources?
For example, would one mentally segregate their different “incomes” in to different groups, or as far as taxes go all income is reported as one source?
Say I make money from six different means, such as, for example:
1.Taking online surveys.
2.Selling scrap metals.
3.Selling EBook online.
4.Offering babysitting services, pet sitting, etc.
5.Selling items on Ebay, Amazon, Craigslist, etc.
6.Entering competitions, or possibly doing temp/on-call jobs, etc.
If I had those theoretical income sources listed prior, and made above the minimum required taxable income I should report it the same all together, or would the process differ?
Thanks.

Jere answers:
Some should be a separate schedule C such as peform sitting services OK.
Online sales surveys etc.should be another schedule C.
Scrap metal sales might need to be a separate schedule C depending on how big of business operation it would be OK.
Or just choose to combine them all on one schedule C and call it what ever you would choose to at that time in your life OK.
Miscellaneous income from all sources of income from my daily written receipt book and all of my 1099s combimed and added together for this tax year OK.
That should take care of all of them RIGHT.
Only one schedule SE would be required to report the NET PROFIT from all of the different types of your buisness operations and determine the total amount on your self employment taxes social security taxes for the tax year during the tax filing season for that pupose and time in your life.
Hope that you find the above enclosed information useful. 05/04/2013

William asks…
What is needed to use multilevel as a sales tool?
At my company we have several products as well as services that would fit perfectly with the multilevel networking sales processes.
1.- How much should we give to every person for every product that he/she sells?
2.- What are the advantages/disadvantages with this kind of process?
3.- For every product sold, every person within the networking how much money or percentage of the fee shall receive?
I have plenty of questions and so little space to write them on, i’m very interested in putting this into my company, I’m not looking to acquire products from an existent networking company.
Thanks,

Jere answers:
How effective this will be depends a great deal on the nature of the product or service. I’ve been in several “plans” and my dad was in Amway, always having meetings. I’ve still got a firm belief that there are GREAT benefits to this type of structure and that it is not necessarily a “scheme”. For example, isn’t it better to reward distributors instead of giving millions of dollars to advertising companies? I’d rather see the “underdog” rewarded for loyalty to a brand or product, than billions going to the next thing about to interrupt my favorite TV program.
The key, and the greatest potential flaw, is that the distributors/affiliates have proper training, especially in what sales techniques to avoid. For example, a potential downfall to an online business would be your website becoming a well-known source of SPAM as money-hungry affiates start promoting the product in all the most inappropriate, off-topic places.
This is true in the real world too. How many people have gone to Amway or Tupperware parties just to support their friend, and then avoid future contact because you know it will end in some sort of sales pitch? Word of mouth is great, but not if it turns distributors into some sort of social paria. I’ve actually seen Amway leaders telling new distributors that if their friend isn’t interested in a better life through their business opportunity, then they shouldn’t waste time with that friend anymore. Sounds more like a cult than a business to me.
So on to some actual TIPS…
Make sure that, after all the commissions and multi-level rewards, you still have a product that, at the stated retail price, is something viable that a consumer would buy even if they were not interested in “joining the business”. Because this is one area where many MLM plans have a bad reputation.
Then there’s the promise of income. People join because they see this neat structure where they tell 5 friends and THEY tell five friends and they tell THEIR five friends, then wow! That’s 5 x 5 x 5 or 125 customers already! When THEY tell 5 friends that makes 625. Pretty soon if you go down deep enough in the structure you’re getting commissions on millions of sales.
There is only one problem with that economic model… Pretty soon you will run out of people, because (thankfully) we don’t breed that fast.
One solution to this, which I plan on implementing in an affiliate system (I’m a web programmer) is a way to turn the structure on it’s head. Have release dates for new products, and when a new product comes out, the LAST people to join are given the FIRST opportunity to sign on to the new product. In effect, each product has it’s own unique MLM plan attached. I’m not sure how workable this will be, but the complexity should not be too much to handle when the whole thing is computer-automated.
So to sum up (for now), it seems that the ideal product for this would be one that had an extremely low production and distribution cost (downloadable online software or web access for example), something that could generate REPEAT as opposed to ONE-TIME sales, and that could still be sold at a competitive, even bargain, price, such that closing a sale would be almost a no-brainer.
I’d love to expand on this already somewhat-lengthy answer with anyone who has an interest. See my Yahoo Group, MLM Strategies…

Jenny asks…
What are good, well paid, in demand career options that don’t involve programming?
I am in the process of completing my BBA (Bachelor Of Business Administration) Degree but I have an interest in finding a good, well paid, and in demand career that involves using/working with software/computer(not hardware) but doesn’t require programming skills as i really enjoy working on the computer. Can anyone suggest me some good options for a good career path/salary and what i would need to do to get the job/requirements? Thank you very much 🙂
Im specifically trying to look at good in demand career options that will trend now and in the future in the IT field and will require using software/computers but won’t require programming or hardware skills.

Jere answers:
Here are some common jobs that a CIS (or equivalent) graduate could apply and qualify for:
Computer Technician – Works on computer hardware at user location or in service center. (entry level IT Job)
Service Center Coordinator – Schedules the repair of user community computers, orders spare parts, schedules staff, establishes priorities, maintains loaner laptops and non-US laptops for travel outside of US.
Help Desk Staff – answer questions and resolve problems for the user community. (entry level IT Job – Tier 1 support)
Storage Administrator – in charge of mass storage servers and devices.
Network Administrator – Works on routers, switches, hubs, cables, load balancers and all the other hardware that handles LAN and WAN network traffic. Also, may be responsible for IP phone service.
Systems Administrator or Systems Engineer- Works with servers, laptops and desktop computers to keep them free of problems and secure the data they contain. Responsible for Security group creation and memberships, server patching, anti-virus protection updates, password changes and any automated mechanisms that make these changes. These positions may be divided into server and desktop teams. Tier 2 support.
Enterprise Administrator – Handles Enterprise support and design issues. Tier 3 support.
Active Directory Administrator – Designs and administers Active Directory infrastructure, AD policies, access permissions, roles, group policies, separation of duties.
Exchange and Messaging Administrator – maintains mail systems servers, other mail related devices and the company messaging infrastructure.
Backup Administrator – Maintains backup devices and determines backup strategies so data that was deleted accidentally or intentionally can be recovered. Design and control how and when data is backed up, where the backups are stored and how long the backups are retained. They will test to be sure backups are valid and usable.
Disaster Recovery Specialist – Plans for disaster events so the company data and infrastructure can be brought back online as quickly as possible after a fire, flood, earthquake, terrorism or other disaster event. Plans for failover of services to alternate locations, if the primary location is not available.
Database Administrator – Maintains the company databases which may include customer and sales records, billing information, inventory and other data.
Computing Security Specialist – A company’s biggest asset is its data and the Computing Security Specialist will work to try to keep that data protected from loss. They may be dealing with and defending against viruses, hoaxes, malware, keyloggers, phishing attacks, internal attacks and domestic and foreign intrusion. Develops monitoring and interception systems, filters and strategies and works with appropriate government agencies.
Ethical Hacker – performs intrusion and vulnerability testing of systems. Works with Computing Security to insure intrusion prevention systems are working correctly.
Corporate IT Acquisition Specialist – Works with acquired outside companies to establish migration into the corporate computing infrastructure.
Data Center Administrator – Maintains the data center facilities where the company’s servers and other devices reside. They are responsible for physical security and may review badge reader and camera information to be sure that only individuals with proper access are getting close to the company’s servers and other critical devices. Also, maintain backup power devices (UPS or generators).
In a small business the list of jobs above might be performed by one or two people doing all these jobs. In a large Enterprise environment this could be hundreds of people.
Best wishes!

Donna asks…
What are the some of the best innovation companies and/or consulting groups?
Ideo is probably the most famous innovation company – it helps client organizations develop innovative new product ideas. Fahrenheit 212 is a consulting group that analyzed trends and market opportunities, and develops new products. Ideas to Go is a firm that holds brainstorming sessions to identity innovative new business ideas. What are some other famous, successful, popular, or interesting firms the help companies develop innovative ideas, products, or processes?

Jere answers:
The consulting companies noted in other responder answers aren’t necessarily innovative, but they do help companies market and strategize products and service offerings. In terms of “revolutionizing” an industry or how a product is brought to market, the following entities come to mind:
Applied Minds (Glendale, CA)
A think tank and innovention company, noted for their speech scrambler product (Babble), an online search and collaborative system (Metaweb), and other innovations.
Http://www.wired.com/news/technology/0,1282,67951,00.html?tw=wn_story_top5
http://www.appliedminds.com
idealab (Pasadena, CA)
These people are best known as a startup incubator and venture capitalist firm. You might be familiar with some of their current and previous holdings such as: Commission Junction, Cooking.com, Tickets.com, NetZero/United Online, WeddingChannel.com, ClearMesh Networks, or Evolution Robotics.
Http://www.idealab.com
General Electric (multi-industry, diversified products)
http://www.ge.com/en/company/companyinfo/innovation/index.htm
3M (also known for product innovation)
http://www.3m.com/about3M/pioneers/innovChron.jhtml
Deshpande Center for Technological Innovation
http://web.mit.edu/deshpandecenter/about.html
NASA Commercial Technology Program
This focuses on the transfer of NASA technology to the private sector, benefiting global competition and the economy. The resulting commercialization has contributed to the development of commercial products and services in the fields of health and medicine, industry, consumer goods, transportation, public health, computer technology, and environmental resources.
Http://www.sti.nasa.gov/tto/
Reader’s Digest runs a story every year about the 100 best innovations. You can read more about this here:
http://www.rd.com/content/openContent.do?contentId=26486
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Daniel asks…
How can I add my phone number to the phone book?
I have a business phone and fax number registered in the Seattle area. It is not registered as an unlisted number. But every time a phone book comes out, my number(s) never show up. Is there a way to have Dex or Yellow Book add my number? I don’t want in advertisement or anything. Just a listing like everyone else. I feel that I am losing customers this way.

Jere answers:
It might have to with who you use for phone service. I suggest you get a small ad in the yellow pages. You design it once and can renew forever. Plus people will be able to find you on the Internet yellowpages aswell.

Mark asks…
How should I get 1800# which works in overseas? is it possible to get 1800# on any mobile phone?
I’m in export / import business having office overseas. Most of the time I want to receive direct calls from my customers to whom I can give immediate response as such Is there anyway I can get 1800# USA phone # whose ring directly goes to other overseas country? Like most of Indian Call Centre at Banglor India are using this facility? I want to get an economical 1800 # land line or mobile # so that anytime my customers / client may keep in direct touch with me for some significant issues.
Which mobil / land line phone service provider gives the most economical rates for international calls to INDIA, BANGLADEH, PAKISTAN, does anyone has some info about a New York based company called 9278 communication apparently i’ve heard they’re good in providing international calling cards / international calling plans. Anyway thanks for your search? Also can any one help me about ROUTING, OR VOIP (internet based interational calling plans i.e. NET2PHONE? how this plann work? sound & quality wise

Jere answers:
At&t has a 800 number plan. I have heard it works for overseas customers too. But you could check it out at www.at&tplans.com

Donna asks…
Why are contract commitments so common in the cell phone industry?
The major wireless providers have always been really attached to requiring contracts for non-prepaid services. This is in contract to other telecommunications industries such as landline phone service, internet, and television services where strict contract requirements are not nearly as prevalent. Why is this?

Jere answers:
So they can ensure a customer for the time agreed to, and they create consequences for stopping the contract. Even homeowners/property managers will do that with leases. It’s for business security I suppose. Like, If AT&T had a bunch of towers in a certain area down, month to month individuals would be more likely to bail and find a carrier that has better service, that contracted customers, who will likely wait the problem out.

Maria asks…
What is the best phone service option for a small business?
We are a small business at this present time, but will expand. We want to have call forwarding, music on hold, and just basically be able to not miss a call even if two lines are being used.

Jere answers:
Currently, the best way to do that is to use a VoIP phone service like packet8 or Phonepower. But, you need a decent internet connection for that, and you need to make sure you hook the phones into the router ahead of the computers, so that they get access to the bandwidth they need first.
If you don’t have access to high speed internet service, then you are going to want to buy into a service like eVoice, that lets you manage your office through virtual numbers. They are currently offering a free 6 month trial.
I currently run my office with multiple MagicJack accounts that have tollf ree numbers ringing to them. It’s dirt cheap, and the service is great.

John asks…
How do I connect my cigular internet to my notebook?
I have cingual phone service and I’d like to connect the internet service to my note book , I know that there is a connection card a GT max but it won’t fit into my labtop. Is there another card. or can I conect with a wifi or a bluetooth device.

Jere answers:
Cingular has at least 3 different types of cellular modem cards:
http://business.cingular.com/businesscenter/solutions/wireless-laptop/modem-cards.jsp
I think two of them are regular PCMCIA cards (for somewhat older laptops) and the last is the new PCI-Express type. (I think it’s called an ExpressCard.)
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Donald asks…
Best Company To Outsource Internet Marketing & SEO In Brisbane?
I am looking to outsource all of the Internet Marketing and SEO for my small business in Brisbane. I want to employee a company that is results driven but doesn’t over charge. I would also like a company that has proven results. I want to rank well in all the search engines and have my customers find me with ease.
Thanks!

Jere answers:
Every site owner wants SEO, and it’s a pretty complex topic that site owners don’t understand, so I think a lot of SEO specialists overcharge (because they can get away with it). Check out MadBeeTech SEO at http://seo.madbeetech.com/. They’ve got some of the lowest priced packages that I’ve seen. Check out their home page for a good explanation of SEO in general.

Charles asks…
I have an interview tomorrow at a Real estate internet marketing company, Z57, what should i expect?
What kind of questions would they ask?
Any great ideas..

Jere answers:
Expect that you will be asked questions about real estate and be sure to read news and articles about the trends in the market as well.

Joseph asks…
I am looking to buy an internet marketing company?

Jere answers:
Good for u

Sandy asks…
Why you need a webhosting company with Internet Marketing expertise?
This is not for an SEO article. I am expecting an apt answer plus the marketing techniques the webhosters need to have. Thanks very much.
I think that’s it. The best marketing a webhosting service could give webmasters is the best services you listed. I suppose we should look at it that way, as best marketing becomes redundant if the server is down. Thanks for the answer.

Jere answers:
Why you need a webhosting company with Internet Marketing expertise
You don’t! You need a webhosting company that is legit, not offshore, fast speed, reliable service, limited downage, 24/7 support. These are requirements, asking a webhost about Internet Marketing is like going to the dentist to have your blood taken….If you could elaborate a bit more on this vauge question, I would be happy to tell you more.

Chris asks…
Where do I find reliable Internet marketing people in Kolkata?
I have a small business and a website now i want to market it through Internet. I have read little about SEO and PPC. I spoke to a few companies but they are charging beyond my capacity. Also i am not sure of their service. Can anyone suggest some good SEO consultant or affordable internet marketing company in India ( preferaly kolkata) ?

Jere answers:
It is always difficult to find SEO for really small businesses because good SEO companies are very costly – the SEO consultants are no lesser. You can definitely find a lot of people claiming themselves as “SEO Experts” and would probably be ready to work for peanuts but in most cases these people would do more harm to your site than any good.
I worked with a guy in Kolkata who taught me some good SEO stuff, you can try contacting him. He is a professional SEO consultant and works for various big companies but do provide some free tips if you would request. Also his blog is well rated among SEO consultants in India and has good stuff that might be helpful. Check his blog http://seo-kolkata.blogspot.com and request for some tips or you can try to hire him ( not sure of affordability though) that might be of help.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

George asks…
what are the legal formalities required to start an online business?
i wanted to start online business in india that is selling pearl and gold ornaments. plzzzz can anyone help me with legal requirements to start a business

Jere answers:
I think the best thing to do is to consult a lawyer dealing in cyber business. To my knowledge there is no legal formalities to be done just to get started. I say this because when you start selling something on the net you will have to get a platform for yourself, i.e. Either through a blog or through some auction sites like ebay. So you will be registering your information about yourself there. However it would always be good to register a firm / company to protect yourself from unnecessary hassles later on.

Sandy asks…
What kinds of online business are available in India?
I live in India & i want to know what possible kinds of online business‘s are available in India?

Jere answers:
Online business is tough all over the world..
Best to study your own country and market and see what people could do online ..
Good luck and have a great day ..
.

Susan asks…
How can I promote Indian Web Designing business in Australia ?
Hi
I have web designing and development business in India. and also registered trade name in Australia . I would like to know how can I promote this in Australia ?

Jere answers:
Online advertising. :] And talk to you people you know who might be interested, or in a position where they could help you.

James asks…
Am I allowed to start any business like online selling etc as a Student in Australia?
I m planning to move @ Melbourne, nxt September, so I just wondered that is there some regulations which may stop me from doing any small business like online selling on ebay etc? Because I guess its a better idea for part time biz for a student.
btw I m from India
Thanks 😀

Jere answers:
You may need to check with the laws and regulations in Australia particularly since you are a student who are going in with a student visa. Websites cited below for your reference. Then again, what’s stopping you from running an online business in your home country but controlling it in Australia? Hope this helps.
Tyler

Lisa asks…
Do i need any government license for my online clothes business in india?
hey,
Please tell me if i would require any legal permit or government license to start my online clothes business in Chandigarh, India?

Jere answers:
Hi
Yes, you need a license.
Why, cause when you ship the product to the customer you will have to mention the name. You can’t always send with a personal name. You have to have a business name, to have a business name you need to register.
You can start with a proprietor registration.
If you need any help on you online clothes website, I would be glad to help you.
Www.etss.in I have a very strong technical team to get the work done right.
For free consultation email me at nayeemsiddiqui@yahoo.com
—
Regards
Nayeem
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Carol asks…
How can I get traffic to my new classifieds?
I just launched a classifieds site in a particular niche market and have done a small email campaign with reasonable success, but how can I get more traffic from the web? I don’t think I want to hire anybody-I’m looking for tips that I can do myself.

Jere answers:
Create aq blog and publisize your adds in social networking sites fr that u can read myblog http://trafficmakingways.blogspot.in/

James asks…
has anyone ever heard of or used I World Entertainment and Marketing 7119 w. Sunset Blvd Hollywood CA, 90046?
I got an email from these people saying that they had heard from another person on unsigned.com they should check me out. after they check my page then sent the email asking me to fill a short form or application to join their service but you had to be at least 1% sure that you want a career in music. I fill out the form. Consisting or the normal name age address and stage name email address.ect.
then I get the auto Generated email
“Thank You,
It’s always exciting to find new talent. We look forward to speaking with you.
We are only looking for 25 serious artist. Each artist is our number one priority. No one is put on the back burner. We will need 1% of your trust as we begin.
Unless you have a manager and a music attorney already, our company will have to provide that for you. That comes right away when working with us.
With over 20 years experience in the Music Industry our staff has lived in Hollywood and worked at labels like Universal, Interscope, Capital, Sony Bmg, Atlantic Records and a few more. With over hundreds of Major label CEO contacts, A&R friends, Radio station and Club DJ’s, Video and Audio recording masters, Music Magazine journalist and Sponsors at our finger tips, it makes sense to start our own search for talent and launch their career.
We have arranged a package deal that requires our company to gather artists now and help them to smoothly transition into the mainstream.
Here’s what we plan to do with you immediately:
1. Submit and resubmit your music to the right Labels.
2. Set up appearances including Music news, T.V. and internet, record stores, radio stations, Music magazine photo shoots, etc …
3. We document every appearance, product sale, new fan, and radio play (through ASCAP) to present labels more value for signing the deal.
4. Set up royalties for Radio, Film, and T.V.
5. Book paid shows. Music Contests. Raise money for projects.
6. Book you as opening act for latest and greatest Major Recording Artist of today.
7. Artist Development. Discovering your artist image and marketing your hit record.
8. Have listening parties for Major Artists and Exec’s to listen to your music here in California.
9. Allow you to use our legal representation.
10. Sell your Music!!!
Our Number One Goal is to work with you before and after you are signed.
We need a commitment right away before we go to work with you. We ask that you sacrifice $50 upfront every month as we work with you. We don’t have any fees, but we do need proof that you are serious because our time is valuable, and can only be used on serious artists. All monies upfront are given right back in the transition of signing with the intended Major recording Label. Give us your dreams and only 1% of your trust and we will turn them into a reality. In any matter we don’t waste any time in getting artists started we are only looking for a few that are 100% serious and ready to GO FORWARD.
So if you want more information about moving forward with this opportunty please respond back to this email with a Yes or No. So that your time and our time is spared right away.
Sincerely,
I World Entertainment and Marketing
7119 w. Sunset Blvd Hollywood CA, 90046
Phone:1-877-788-8880
Fax:1-310-564-1304 ”
Im not sure i want to deal with them because they have given me no names and they say they have been in business for more than 20 years. however, i cant see them in Google, BING or any other search engine. let me know somnething!!!

Jere answers:
They sent me the same thing and I received a call from a lady named Wendy she told me I should hear from a a&r soon so I’m just waiting to see what happens.

Susan asks…
NewShoes Marketing simulation game HELP!!!? ?
I’m in a marketing class and the majority of our grade will depend on how well we do on this simulation game. Is there anybody that has done this simulation game before? my team is in first place right now but one of the other teams is catching up quick. who ever wins the game will get the only passing grade on this game. I need tips on whats the best thing to do in this simulation game. If anybody has finished with a good result and its too much to type you can leave your email and i will contact you..

Jere answers:
Whats this game? Where can i find it? Please send me the link.

Paul asks…
Can anybody give some marketing tips for my website?
Please give me tips all kinds of activity requred to increase trafic to my website. Cost free marketing tips will be more resonable for me.

Jere answers:
Cost free are always the best….
Here’s a few ideas:
1)Write articles and submit them to article directories
2)Learn SEO (online and offline)
3)Exchange links with other people in your same niche
4)Start building a list and email them regularly
5)Write a free report and make it rebrandable
6)Create a myspace profile and join as many groups as possible and start adding friends then you can post bulletins, and make comments on high profile myspace sites (actors, bands,etc)….
7)Pick one of these and do it until you see results or you’ll see minimul results all the way around
8)Use PLR articles in your niche, or other niches and inadverently [sic] add your links within either articles or blog posts (make it make sense)
That should keep you busy and I should charge you for all that actually……
Enjoy!

Michael asks…
How does the golden triangle/divine ratio work in terms of web design?
i’m reading about email marketing and how the email should have good web design principles and include the most important information in the “golden triangle” which is supposedly the upper left triangle area. I’m trying to find an example but all i find are the golden triangle rules for photography (is it the same thing?) and of course the golden ratio in terms of website design.

Jere answers:
Who is your web audience?
Before you create a single web site design THINK about your audience. Who will come to this site? Once there, what do you want them to achieve. Why will their life be better because they found your great web site? There are some important general truths any web designer must recognize such as:
No one has any time any more.
Simple is better than complex.
Everything you do influences your visitors (EVERYTHING).
Occam’s Razor can’t be used too much (when in doubt cut again).
You have seconds to capture attention possibly for a lifetime or five seconds.
Prework is important. Think about beautiful things you like and who will be visiting your site.
Http://scenttrail.blogspot.com/2009/07/five-web-site-design-tips-golden.html
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Mandy asks…
Is it worth it to spend extra money and buy the Epiphone Les Paul Plus Top or just the plain top?
Should i spend almost 100 dollars extra and buy the Epiphone Les Paul Standard Plus Top or should i just get the Epiphone Les Paul Standard Plain top. As far as i know they are both same sound quality but the plus top looks a bit nicer. Please dont say neither or say get a gibson because i dont have enough money. I want real answers please.

Jere answers:
I really like the flame top. That’s just my personal preference. Some of the cheaper Epi Les Pauls don’t have an arched top. Also the cheaper models have low end pickups. I’d probably spend the extra money because it sounds like that’s what you want.
Here’s a site that has a bunch of Les Pauls new and used: http://www.meanstreak.biz

Joseph asks…
What’s best way to raise money to start a small Wrestling business?IDEAS?
I want to start my own real small wrestling business.this is nothing that i am trying to get
rich doing . it’s just something that i love to do.I work a job at a fast food place.
there noway i could get the money i need form working my job dose anyone have any Ideas
of anyway i might may be able to raise some money?

Jere answers:
A; there is no such thing as a wresting biz; I think you mean wresting school And there are
2 types of wresting [from an old expert of the Greek type], GREEK and TV –which
have nothing to do with each other.
B; if you wish to just have people wrestle in a building, you have to figure out if you can
draw –ticket paying viewers. IF you can afford to pay rent or buy a building and
you have no desire to earn any profit, no problem. BUT few people try to open a TV type
wresting school cause it is both fake and fixed. It is pure entertainment…….and not
every wrestler makes it beyond 1 or 2 matches……..
I can guide you but i need more data

Helen asks…
How can I make money without a real job?
I have been searching for well over 6 months and can’t find anything. Are there any little side things or ideas you have that could gain me some income?

Jere answers:
Hello. I’ll give you two pieces of advice for starting an online business.
1. You can check out this great blog that offers tons of useful advice on the subject. It doesn’t sell anything, it doesn’t cost anything… It’s just free information:
http://www.runningonlinebusiness.com/
2. Check out this online business opportunity where you can sell your own health and beauty products: http://www.mlnks.com/biz.php
Hope this helps!

Thomas asks…
What are some real life problems involving radians?
It’s an assignment for school. We need to come up with real life applications/problems involving radians. My teacher said that there are tons of examples but I can’t find any. Thanks for your help.

Jere answers:
The radian is the standard unit of angular measure, used in many areas of mathematics. An angle’s measurement in radians is numerically equal to the length of a corresponding arc of a unit circle. The unit was formerly an SI supplementary unit, but this category was abolished in 1995 and the radian is now considered an SI derived unit. The SI unit of solid angle measurement is the steradian. If you need some information about assignment writing service you can visit this site http://www.assignmentwriting.biz/how-our-assignment-writing-service-works/

Susan asks…
Where can I find a hibachi grill?
My girlfriend has never experienced a fun hibachi. Unless it was a buffet where you can kind of watch behind glass. I want to take her to a real hibachi bar and grill restaurant where they put on the whole show. you know, the volcano onion and stuff like that and all the ooh’s and aah’s etc etc.
We’re from jersey. I’m originally from Philly and I know plenty of places around that area, but I don’t want to waste our time driving all the way there. Are they any places around Atlantic City that are like this? My idea of REAL hibachi?
Please and Thank You.

Jere answers:
Try out Hibachi San in Atlantic City. Read the reviews here:
http://www.yelp.com/biz/hibachi-san-atlantic-city
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Robert asks…
Can you Pleeease critique my Cover Letter?.. Please…I need a job?
I am in search of a career in Public Relations or Client Service and maintenace…. Is this cover letter going to get me that job…. also if anyone live in the NYC or North Jersey area and can assist with getting me a job… Wow… I would greatly appreciate… here it is
I’m writing to express interest and apply for the XXXXXX position. After reviewing the requirements and qualifications, I’m confident that I can exceed company expectations as an employee.
My previous coursework at Fairleigh Dickinson University and vast experience in the retail industry has given me a tremendous foundation for the marketing and client relations fields. Through signage/marketing campaigns, market research, and client and employee resolution I have found reacting to client needs and wants appropriately is key when successfully executed. I’m also familiar with fulfilling sales goals and target objectives through my retail management and telephone marketing experience. Direct interaction with consumers and clients has equipped me to quickly and effectively resolve client issues and complaints. In addition, I’ve been fortunate to have had the experience of representing several of some of the most successful companies by means of field promotional marketing. These new innovative marketing strategies put me in direct contact with clients in order to promote new products and services as well as inform and sell potential clients. These crucial areas are where I have attained much knowledge in consumer/client habits as well as employer expectations. My quick and creative thinking, critical decision making and multi-tasking capabilities are just a few skills that clients and employers alike have come to appreciate. I’m a firm believer in accountability, strong work ethics, and client satisfaction.
I’ve provided my resume for your review. I look forward to the opportunity to meet with you to further discuss my background and desire to work for XXXXXX. Please feel free to contact me via phone (XXX*XXX*XXXX) or via email at DerickBusiness@yahoo.com
Thank you for your time and consideration.
Derick Robinson

Jere answers:
It is professional and covers most things. It is a bit “formal”. Like you used a Resume Service to guide you.
If this doesn’t work, try a more personal cover letter that sounds just like a real letter that you would write to a friend … To remind them of your qualifications if they were opening a business..

Maria asks…
B2B Marketing Project – I really don’t know where to start?
I am in a general marketing class and I have to do a B2B Marketing Project. Here is what the professor gave us:
The Task
An international power transformer manufacturing company is interested in entering the American market. The company is conducting a preliminary market survey for Power Distribution Transformers in the U.S. market. As a marketing manager, you have been given the responsibility to conduct the study using secondary sources. Based on your analysis the company will decide its next strategy. The company expects you to provide the following information. You must provide enough information in each section so that company can formulate its strategy. Each section must be reported separately. This is a typical B2B marketing project.
1.Demand and Market: Estimate the demand for power distribution transformers in the U.S. A starting point of this analysis could be to determine the NAICS product or industry category code (is NAICS 33531 too broad?) and then search for information on the web and other sources. Describe target market for power distribution transformers and estimate its size (number and money value) and growth. It is possible that you may be able to get a directory/list of the buying companies with addresses and contact information. If you get such information provide it in the Appendix.
2.Market Segmentation: The study may call for a segmentation of the market. Describe how you would segment the market. Define the characteristics of each segment. Possible bases for segmentation may be as follows: type of institution (e.g., residential, retail or industrial market), voltage, value, price, type of transformers (e.g., dry vs. liquid/oil), and usage. Explain how segmentation may help your company in strategy formulation. Be as specific as possible. Your segmentation may call for a possible positioning strategy for different types of transformers. If applicable suggest a positioning strategy.
3.Competition: The industry requires high level of investment because of the value and the size of the product. Competition may be oligopolistic in nature, i.e., only a few companies dominate the market. With globalization, it is changing and the industry is becoming perfectly competitive. Be as detailed as possible in explaining competition.
4.Marketing Mix: Determine the marketing mix for the company. Explain each of the four Ps. Discuss product design and attribute, pricing, promotion and distribution. If needed, suggest separate marketing mix for each segment identified. Your positioning strategy may require separate marketing mix for each segment. Since this is a B2B project the characteristics and the delivery of the mix could be different from the consumer market.
5.Marketing Environment: Explain how the environment affects the marketing of the product. Specifically, identify those forces and factors that may directly affect the demand or the marketing of the product. Consider economic, demographic, technological, legal/political and social/cultural factors affecting the industry. Discuss how each of them affects the market.
I have NO idea where to start, what to do, anything. PLEASE, if someone could help direct me in the right direction I would be grateful.

Jere answers:
Seems pretty straightforward…I recommend googling each segment and learning what they mean..then just provide examples…its seems like they want you to create a focus test group..possibly surveys etc..but you must segment them..into pricing…or type..and then ofcourse demographic…email me if you need more help.

Charles asks…
i need a tagline for my event&wedding business?
I’m taking a course in event and wedding planning, and my one project deals with marketing strategies – using taglines. My hypothetical business name is Events by A (my name is Ashley), and i need help coming up with a creative tagline, that is not directed specifically to weddings, but to all events. . .HELP!!!

Jere answers:
Parties That Swing (Rock)
Not Just A Party…An Event
Drop Dead Fabulous
Oh…My…Gosh
Parties Worth Talking About
Turning Fantasies Into Realities

Mark asks…
How effective is the “Green” marketing strategy?
I am thinking about opening up a “Green” laundromat and am wondering how effective this will be as marketing strategy. I would use energy saving machines and possibly some kind of water recycling system. Do you think people would be interested?

Jere answers:
I would say that’s a great idea – especiallly if you’re in a college town – where lots of laundry customers will be college-aged kids (who are also the demo who’d be drawn to “green” thing)
I would make sure your marketing directly hits to that demo – and don’t fall into the trap many other companies do with their advertising: trying to hit on lots of topics (ex: low price, good location, great service, etc).
Keep your marketing focused on your “green” aspect – and find creative ways of doing it. Plus, direct your marketing to places your demo audience will see it – student newspapers, flyers on campus, etc.

Sandy asks…
What is the difference between Marketing strategy and Promotional Strategy?
I get confused with Marketing and Promotional Strategies, are they the same? or different?

Jere answers:
Hi there,
When planning your Marketing strategy you have to decide on a combination of strategies considering Product, Price, Place, Promotion and direct marketing issues.
When planning your Promotional Strategy you concentrate only in promotional issues i.e. How to introduce and position your product in the minds of your potential customers via Advertising, Sales Promotions, Personal Selling and by creating Publicity.
Theocharis Katranis
http://theos-taekwondo.blogspot.com
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Mandy asks…
What’s a good way to get started marketing a business online?
I am going to start a online business. So i need help to marketing my business online.

Jere answers:
There are two ways onsite SEO and offsite SEO. Onsite is getting your website updated with all your business products and making the keyword title and description of every page relevant to each page. Second is Offsite you can you use social media for that like facebook fanpage and a twitter page and connect it with your main site and products online.

Thomas asks…
is there a book that teaches you how to start CAD business online? is it worth it to buy?
is there a book that teaches you how to start CAD business online? is it worth it to buy?

Jere answers:
By CAD I assume you mean Computer Aided Design. The best way to start is dong an apprentiship with a local architect. There are many online training materials for AutoCAD.
Good luck.

Michael asks…
How can i Register my Business online?
I live in ontario canada, and I would like to register my business online.

Jere answers:
The gov. Web site is www.gov.on.ca then go to start a business at the bottom of the page and just keep on going until you reach the part you want. The cost is 60.00 good luck

Ruth asks…
Is it a good idea of doing a business online like on ebay and amazon?
hey, I am thinking of buying a stock of shirts or different sizes and shirts from some cheap country and then import it to USA and then sell it on ebay or amazon. How good is this idea? and do you think that I can do a good business online?
Thanks.

Jere answers:
I think that would probably be called wholesaling and a lot of people already do that. You would have to do a lot to get people to know more about your business and sell it at an affordable price for the mass consumers. You should probably get others to help out with your business too. Make sure your merchandise is good quality and not cheap and defective, otherwise that will only hurt you.

Joseph asks…
Where can I post coupon for my business online for free?
Where can I post coupon for my business online for free?

Jere answers:
Maybe u can try craigslist.com
Powered by Yahoo! Answers
Categories:
Business Online Tags:

James asks…
what steps do i have to follow to start up an internet company?
hey, i have a not so original, but great internet business plan, what steps do i follow, (in chronological order if possible), to be able to start one? all help appreciated.

Jere answers:
At the risk of sounding flippant, it sounds like you have an internet business IDEA, not a PLAN. If you had a business plan, it would include the actions steps to implement your idea. If you look in my answer Source, you will see the program I used to get a complete A-Z internet marketing education and start one of my online businesses in just one month while working in my spare time.
Good luck!

Helen asks…
How to get the funding quickly for new internet business.?
Hello,
I am planning to start a internet business, in reality I have already started it. And I am at the point where everything stops because of the lack of funding. Does any one have ideas on how the get the required amount of money faster.
Thanks in advance..
I will be putting my own 50K. I will need additional 1-2 million (min) for a 5 year plan. Thank you very much for your suggestions.
I am starting a business in Canada. Thanks

Jere answers:
Try the following sites.

Sharon asks…
How do you write a business plan for a startup?
I wrote a business plan but I’m somewhat unsure whether it confirms to the accepted standards to go in front of a VC or a SBA-approved bank. Could you please show me how to write a business plan through a website, or give me some pointers from personal experience? Thank you in advance.

Jere answers:
According to the book “The ABC’s of Writing Winning Business Plans: How to Prepare a Business Plan That Others Will Want to Read — and Invest In” http://www.amazon.com/exec/obidos/ASIN/0446694150/powerhomebizguid by Garrett Sutton, below are some tips to make a winning business plan that can get funding:
– Money follows management. Investors look first at the people involved in the company. If you are just starting out and don’t have relevant experience, investors expect to see that you have an experienced team of advisors and employees helping you in the business.
– Make sure you “sell” the one reason your business will become profitable.
– State clearly the strategies you will employ to get the word out about your business. Your business plan must show how you will leverage the Internet, public relations, viral marketing, and other strategies to attract customers.
– Present realistic estimates of the time, energy and costs of building a successful business. Do not underestimate or overestimate revenues. While investors know your numbers are simply guesses, they want to see that your numbers are within the “range of reality.” Be careful of your financial statements: this is one area where you can easily lose credibility if presented poorly.
– Benchmark similar companies to show that you’ve done your homework and researched the market.
– Your Executive Summary is your calling card. If it is not a winner, investors may not even read your entire plan. Emphasize your own as well as your team’s track record in the Executive Summary.
– Before sending your business plan to lenders and investors, send it out first to a few in order to get feedback. You’d want to correct your plan if someone tells you that you’re way off mark, rather than have a potential investor tell it to you and lose the chance to get the funding you need.
Here are some resources that can help you write your business plan:
– SBA Business Plan Basics http://www.sba.gov/starting_business/planning/basic.html
– PowerHomeBiz.com Creating a Business Plan section http://www.powerhomebiz.com/startup/businessplan.htm
– Entrepreneur.com Writing a Business Plan section http://www.entrepreneur.com/bizplan/0,7253,,00.html
You may also want to review some sample business plans to see how it actually looks like:
– Bplans.com http://www.bplans.com/sp/businessplans.cfm
– MOOT Corp Business Plan competition winners
http://www.businessplans.org/businessplans.html
– VFinance – View hundreds of real business plans in pdf format. Http://www.vfinance.com/home.asp?bps=1&ToolPage=bps_main.asp
– Business Owners Toolkit Sample business plans and information on how to create a plan. Http://www.toolkit.cch.com/tools/buspln_m.asp
– PlanWare Planning software and information. Http://www.planware.org/
– Virtual Business Plan Walk through the design of a business plan. Http://www.bizplanit.com/vplan.html
-SBA Business Planning Guide http://www.sba.gov/starting_business/planning/basic.html
– Small Business Advancement Center http://www.sbaer.uca.edu/business_plan/businessPlan.pdf
– Sample Business Plan General planning guide created by the Canadian Business Service Center. Http://www.cbsc.org/servlet/ContentServer?pagename=CBSC_FE/display&c=GuideFactSheet&cid
– Business Plans Index – A subject guide to sample business plans and profiles for specific business types from Carnegie Library of Pittsburgh. Http://216.183.184.20/subject/business/bplansindex.html
Some recommended books are :
– Business Plans Kit for Dummies
– The Complete Book of Business Plans : Simple Steps to Writing a Powerful Business Plan
– Writing Business Plans That Get Results : A Step-By-Step Guide
– Business Plans For Dummies®
– Your First Business Plan : A Simple Question and Answer Format Designed to Help You Write Your Own Plan

Charles asks…
How to write an effective business plan. How to perform market research on local marinas?
I am writing a business plan to open a new marina. I have been to S.C.O.R.E. and I am having a difficult time with market research and what the expectations of a business plan really are.

Jere answers:
As a computer business consultant, I have had the privilege of helping quite a few online companies go through the business plan phase of start up. I recommend this software package from Palo Alto as it does a great job for a do it yourself-er. It has 500 templates to choose from.
They even have state and county wide market research on marinas in your area. Http://www.paloalto.com/market_research/?affiliate=sequimpc
I am making the assumption that if you are going to put out the money to open a marina, $300 is within your budget.
TOP TEN DO’S
1. Prepare a complete business plan for any business you are considering.
2. Use the business plan templates furnished in each session.
3. Complete sections of your business plan as you proceed through the course.
4. Research (use search engines) to find business plans that are available on the Internet.
5. Package your business plan in an attractive kit as a selling tool.
6. Submit your business plan to experts in your intended business for their advice.
7. Spell out your strategies on how you intend to handle adversities.
8. Spell out the strengths and weaknesses of your management team.
9. Include a monthly one-year cash flow projection.
10. Freely and frequently modify your business plans to account for changing conditions.
TOP TEN DON’TS
1. Be optimistic (on the high side) in estimating future sales.
2. Be optimistic (on the low side) in estimating future costs.
3. Disregard or discount weaknesses in your plan. Spell them out.
4. Stress long-term projections. Better to focus on projections for your first year.
5. Depend entirely on the uniqueness of your business or the success of an invention.
6. Project yourself as someone you’re not. Be brutally realistic.
7. Be everything to everybody. Highly focused specialists usually do best.
8. Proceed without adequate financial and accounting know-how.
9. Base your business plan on a wonderful concept. Test it first.
10. Skip the step of preparing a business plan before starting.

Linda asks…
Do you know where I can find a sample ambulance company business plan?
The reason I’m asking is because I’ve been looking for one and haven’t found one yet. If I make an ambulance company business plan, do you think it will sell over the internet or on ebay at only $50 as an example to help other paramedics or emt’s thinking about opening one?

Jere answers:
It’s easy. Ffind a bunch of trial lawers that can drive fast. Tell them they get 10 bucks for every person they pick up and drive to the hospital. Watch the money roll in!
Seriously, here is a site that has free business plans you can look at to get an idea.
Http://www.allbusiness.com/business-planning-structures/business-plans/2976247-1.html?yahoo=free+sample+business+plans&OVRAW=free%20business%20plan%20samples&OVKEY=free%20sample%20business%20plan&OVMTC=standard
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Maria asks…
What is the best way to build a professional website?
I am useless at that stuff but can’t afford to pay someone to do it for me. What would make it easier for me to do? It is for my business so would need to be a 10-page website and look professional.

Jere answers:
——————————————————————————–
Unfortunately the first stap of overthinking your website is often missed. A domain-name is very important but if you want a good service you first need to know what technical demands you’ve got. And to know your technical demands, you have to consider your site thoroughly.
A site idea is how you want your site to be. Consider the groups you target (make a short demographic description including computer skills) for each group. Ask yourself what they want from your site. Next ask yourself what you want from your site: entertain, get them to go to a shop and buy your book or even have an online bookshop. This is very important for how your site is going to be, so take enough time to consider all this.
Once you know how you want your site to be, you start thinking about content. Shortly write the main pages down in keywords: home, about us, downloads etc.
Having an insight in your content it’s time to make up your navigation. Always think of how navigation would be the most logical to you. Ask some friends to check it. They can tell you what is unclear and could be better.
So, you’ve got your idea and content based on your goals and target groups. Here comes te designing process. No need to call a designer yet, just go to globally designing it yourself: how would you like to be your site, from a graphical view. Should the site be a graveyard with the gravestones as navigation or do you prefer a very mysterious site. It depends on your product and information. Check some sites of other companies to get an idea and discuss your own idea’s again with friends (preferebly those who share your interest) as a focus-group. A creative site stays in the mind, so be creative without losing your goals.
Afer you’ve done all this, it is time to find a designer. You’ve prepared yourself, so you can tell him what you want. Ask him/her for an opinion of your thoughts. Maybe your designer comes up with some points you didn’t think about. On base of what you want you designer can tell you what technical demands there are for your site. Most designers can also tell you where you should register or offer hosting themselves.
It’s time for the designer to design and for you to write the actual texts (or if you’re very lucky that’s up to a copywriter). Biggest hint here: people read poorly on the internet. Write down what you want to tell and make a summarized text out of this. No complicated grammar constructions; try to keep the number of words down to 7 per sentence and use as less sentences as possible (be reasonable here though). Note that this is a general pointer. An article from a magazine is something very different ofcourse.
Some other general pointers:
* Don’t go online to hasty. If you do, you’ll encounter big problems or your site needs rebuilds every 2 months.
* Nothing as irritating as an ‘under construction’ message.
* Look into the future: how do you expect your site to grow.
* Forbid your designer to use flash. It’s fancy, but not everyone has got it. Only use it if it’s /really/ needed for your site.
* Make sure your site is readable to everyone.
* Don’t forget to tell search engines where to find you
* Update your site on a regular base and make sure never to have got really outdated information on your site.
Luckily my answer to your second question is shorter: there’s no need to get your designer to update your site, you can do this yourself if you learn some basic html-codes. I would suggest you ask your designer to make a combination mysql/php-site for you, which is easy maintainable. For big changes on your site a designer is needed though.

Mandy asks…
Are Government grants available for disabled person to start a taxi service?
I live in a small town that doesn’t have a taxi service. I would like to start one. I receive SSDI benefits for a disability. Are there government grants available, and where should I start looking? I would rather not pay for such information through the many services Google provides.

Jere answers:
The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov
Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and then see if you qualify for the available government assistance.
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…
“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”
Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

Paul asks…
Where can I buy merchandise for a small business?
I would like to open up a small clothing store in the Chicago area and need to know where I can merchandise for my business? Where can I get started?

Jere answers:
Check out
http://www.digital-women.com
Rebecca’s site is chock full of information – including an amazing resource book filled with wholesaling resources – where you can find just about everything under the sun to buy at wholesale and then sell retail.
Also, don’t forget to check with your local business licensing department, to find out if there is a special license or other regulations you’ll need to follow – and they can give you solid advice about how to get started.
Check out your local Chamber of Commerce – not only can they be a great asset for getting started and getting the word out, but they can probably point you in the right direction of other sources.
If you have more questions, the SBA is a great resource – and you can even get answers to your questions from the website, find samples of business plans and much, much more. ( http://www.sba.gov )
Need the advice of an experienced clothing store exec? Check out SCORE – you can find an expert who was in your line of work, and they’ll answer your questions and help you for free. ( http://www.score.org )
MicroMentor is another great resource that offers free mentors to small business people. ( http://www.micromentor.com )
Check out the resources available at your local library – especially in the reference section. You’ll find trade and special industry magazines, catalogs and much, much more.
Your local Small Business Development Center, Women’s Small Business Development Center or local Economic Development Office can offer advice, information, resources, training and much more.
The U.S. Goverment Federal Trade Commission does much more than protect consumers from fraud. Check out their Website.
Join online and offline industry or networking groups in your field. They can provide valuable advice, information and share insider’s tips for your success – plus it helps not to feel like you’re alone!
Your local Job Service or Workforce Development office can provide information about demographics, plus answer all your questions about hiring employees, taxes and insurance you’ll have to pay.
Talk to an insurance agent who specializes in your type of business. They are often “in the know” and can be a fountain of great information.
Good luck!

Charles asks…
How to send emails to many people at once?
Hello,
I have a business and want to send emails to my clients. It would be over 1000 emails per day.
Can it be done using Yahoo Mail?
If not, I need to know any software or online service which will allow me to do so. Also, I would prefer a free service but if there isn’t any, a paid one but a cheap one would work.
Thank you.

Jere answers:
You can only send to a maximum of 100 addresses at a time and no more than 50 to the same domain IE: @yahoo.com…. This is to prevent SPAMMERS from overdoing it… This includes any CATEGORY you formulate to make it easier sending to multiple addresses. If more than one CATEGORY the total of BOTH cannot exceed the restrictions.
If you want to hide all addresses from one another put 100 in the BCC line and put NOTHING in the TO line … Recipients will see UNDISCLOSED RECIPIENT in the TO line which does not effect anything…
You will know when you have reached your limit when you receive notification from Yahoo advising you have reached your limit…When this happens you may have to wait a half hour or so before you can continue sending messages with many email addresses…Normally, after receiving this notification you can still send emails with messages containing only a few email addresses..
++++++++++++++++++++++++++++++++++++++++++++
I obtained this comment from the internet. You can obtain many suggestions by entering HOW TO SEND EMAILS TO MANY PEOPLE in your web browser.
Without knowing more about your specific situation, my general recommendation would be to get your 1,200 people to join a Yahoo group. They have to join, but once they’re on, then a) you won’t be accused of spamming, and b) you’ll know that they actually want to get whatever it is you’re sending.
If you absolutely cannot ask them to take action to “sign up” for your email, then you should check with your ISP for mailing solutions, or look for mailing list providers that don’t require double opt in. You do run the risk of being labeled a spammer, though, if you go this route.
Or, of course, you could send a lot of individual emails, by hand.
Though you’ll still run the risk of being called a spammer.

Chris asks…
How can I get a free grant to start a business or buy a house?
I want to start a smalll business. I’ve known for quite sometimesthat there are government monies that go untouched each year for these kinds of things. Anyone have info on how to apply?

Jere answers:
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business (they perpetuate the myth so you will buy their books or pay for their grant application services – even if they know you won’t qualify).
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…
“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”
Most of the federal grants are given to specific target groups with specific requirements (e.g. Minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

George asks…
Business UK! Selling products online…?
I want to start up a business that imports products from china and sells them online. I have already found a supplier and I am going to sell around 6 items on the site (max of 10). Instead of having a lot of products im decided to stick to a small amount of affordable everyday items to be sold to a mass market. I will have an online shop and open an ebay shop too.
Could I do this business as a sole trader?
What laws effect this business?
Are there any laws or anything i should know about from importing goods from china to sell?

Jere answers:
Hello Cliff
You can run your business as a sole trader, which makes you personally liable for everything that happens in your company. It may be worth thinking about setting up a limited company. It doesn’t cost a lot – under £100 – and gives you more protection.
As Grandad Jim says, you need to notify HMRC within 3 months of setting up.
Think carefully about the terms and conditions of your supplier in China. What’s the minimum quantity they supply – usually it’s a container load? How and when do you have to pay them – this affects your cashflow? What happens if there’s any faulty merchandise? What’s the order lead time? If you’re running low on stocks, how quickly can you restock?
Business Link is definitely worth talking to. They have a lot of free information on imports and exports and usually have an advisor who specialises in it. The UK Trade and Investment people are helpful, too.
Good luck!
Rosemary

Betty asks…
Greeting Cards from China?
I am buying a range of handmade cards and greeting cards from UK and USA companies. I am thinking of buying also from China using alibaba.com What do you think the unit prices from China for handmade cards will be and do you think I can make a successful business online in the industry?

Jere answers:
It can be ranged from US$0.5 – $0.50 dending to the quality and quanity. Wholesale bulk are much cheaper. Do some research first by checking out some companies locally or from China. Ebay or Amazon are good places for research as well.
Hope this helps.

John asks…
In a home business what (licenses) do I need to receive products from a china prtnr. ship them from my home?
I am starting a doll selling business that will be handled online. I have my first round of product ready to be shipped to me from my Chinese and Korean partners but I need a tax ID and some other things. What do I need and how do I go about this?
THANK YOU!

Jere answers:
You also need import/export licence ,marketing licence and foreign beneficiary application form.
Your national Internal Affairs or Consumer Advice Office should be able to help.
Try also www.customerled.com

Mary asks…
Do you know any country that doesn’t charge importation taxes?
I want to open a warehouse for an online business and import products from China, but the importation taxes in my country are too expensive.
Any idea where can I set up a new branch?

Jere answers:
Any goods that remain in your country will be subject to any duties and taxes. Goods that are just transshipped should not be dutiable IF you have a bonded Customs warehouse. Check with your Customs office to see how to set that up. That would generally be cheaper than setting one up in a different country.

Mandy asks…
What To Sell Online and School?
i need money. im 16 years old and i need lots of cash. i already applied for a couple of places that accept people under 16. the one that i have the most hope for is best buy but i dont think that anyone is going to call me.
so i need to find another way
i got to start my own small business online and maybe at school
what can i sell on ebay or craigslist (preferably ebay) that i can sell in large quantities and make money on it. how would i get this product??
i was thinking maybe import some crap from china and sell it on ebay along with the millions of people that do that already. IDK any ideas on what to sell? also could i sell this at school??
please dont say homemade bracelets or sell gum at school. i need a real business, import, export, profit = LARGE AMOUNT OF CASH
something that can make me like $100 a week which is what a weekend job at best buy would do for me

Jere answers:
The easiest way to do this is to simply buy and sell goods that people are selling on ebay, kijiji, craigslist, etc and try to sell them yourself. You just need to do some research and become good at valuing items, so you know when you’ve found a bargain. You can even specialise in a particular type of product – especially products where you already have a hobby or interest.
The other thing you can do is buy whole lots of goods at local (in-real-life) Surplus Auctions – a lot of companies and most municipal governments sell off whole batches of things; e.g. 10 LCD Monitors. You then sell them off individually at a profit.
Good luck
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Paul asks…
email marketing software?
I need an email marketing software package that will do its thing i.e. set up a list of emails and what emails to send but actually send them through through outlook 07
i need it sent through outlook becase i have an access database set up that imports replies from the emails sent through out look directly in to the database
this access database is then uploaded to an sql database
so i need what i said above or a email marketing program than can export all replies to an excel sheet or something that i can then upload to sql
helpp

Jere answers:
Actually, you can import or export Excel spreadsheets with most of the major autoresponder companies such as Aweber, Get Response of Email Aces. One problem though is that with Aweber or Get Response you cannot start sending mail to these people unless they re-optin and accept receiving mail from you once again. So if you are a marketer it can be somewhat of a hindrance after already building a list of subscribers else where. But the good news is that Email Aces allows you to import without those repercussions.
You might also check out a company called GoldMail. I’m sure you would find it in a search. It’s a very professional business Email service that could help set you apart from most other companies. Hope that helps.
The Davinator
Viral Marketing Maniac
http://www.luvcomputers.com/blog/

Carol asks…
Are there any free email marketing software websites?

Jere answers:
I’m not exactly sure what you are looking for.
A web-based system that I use is called Vertical Response. It’s not free, but it is very affordable. Vertical Response is a very robust program that allows you to create, distribute, and track the response rates of e-mail campaigns.
Another nice thing about the program, is that it allows you to maintain the look and feel of your current advertising and/or company brand image rather easily.
Vertical Response charges a modest amount per month, plus a set amount for each 100 (I believe) e-mail messages you distribute.
If you are serious about adopting a reliable, robust, easy-to-use program for e-mail marketing, Vertical Response has my highest endorsement.
And, no, I do not work for the company.

John asks…
What is the easiest software for e-mail marketing?
Hi can anybody help me what is the easiest email marketing software to use has anybody got any idea,

Jere answers:
Campaign Monitor is great – easy to use, great analytics and you only pay when you send e-mail out ($5 + $0.01c per e-mail).

Steven asks…
Where do I register my mail id to start e-mail marketing worldwide?
I’d like to start email marketing for my software product. I want to do it legal and hence I want to register my mail ID with the regulatory authority so that I wont be levied any penalty in future. Kindly help me….

Jere answers:
There is no e-mail registry that makes spamming (or marketing) legal.

Chris asks…
What kind of design software should I get for work?
I need something to help me design professional & creative looking emails for our Email Marketing. Along with postcards, flyer’s, posters I might need to design for work.

Jere answers:
The same stuff everyone else uses for that type of stuff.
Office Suite (OpenOffice or MS Office) – Emails
Photoshop/Illustrator/Fireworks/GIMP – Logos, Postcards, other graphics
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Jenny asks…
Seeking All Disgruntled Altig International / A.I.L. Employees?
A reporter named Kathy Tomlinson, with CTV National News, is looking for information from any Canadians who have experience with the above multi-level marketing (MLM) company. She is looking for people with direct experience working for this company, who are willing to be interviewed on camera about their experience.
I’ve agreed to speak with Kathy regarding my experience as a Hiring Manager with this MLM company. It would also help her story to hear the agent’s perspective. If your personal experience resembles the experiences posted on the threads “American Income Life Is A Scam” and “American Income Life is a Fraud” on www.scam.com, or the reports on www.ripoffreport.com, then don’t be afraid to come forward. You aren’t doing anything wrong. In fact, you’ll be helping a lot of people by making the public aware of this company’s MLM tactics.
Kathy is nearing her deadline, so please respond to her as soon as possible. She can be reached at 416-313-2486 or at whistleblower@ctv.ca

Jere answers:
No responses here.
Either people are really scared of this firm.
Or, they are so ashamed of their mistake, that they don’t want to have anything to do with this company.
Or, they are not a bogus firm after all.

William asks…
Help with Financial Calculation?
Hi,
I am in need of a “calculator” or set of calculator that helps me make a decision on my personal situation. Here is brief:
I am planning to refinance my house. Trying to decide 15 year mortgage vs 30 years. I have already completed about 4 years of mortgage.
Now here is dilemma:
If I do it for 15 years I save about 160K in additional interest payment. So that is a good news. However, it sets me up with 800$ per month extra in payment. Now, IF I go for 30 years ( which frees up 800$s ) — and if I consistently invest in stock/funds etc and assuming ( 6% on average return, 8% is too aggressive!! , OR I want to see various returns % ) and at the same time I save in taxes for additional 15 years. Which is better 160K I saved OR 30 year option.
Also, consider that after 15 years I would have freed up the whole mortgage payment so I could very well invest those money for additional 15 years. But then tax benefit for last 15 year would go away. Also, I might need to factor in inflation as well.
Any calculators on the market OR any direct help from the community would help me determine this ? I am just trying to do various What-IF scenarios to make up a decision.
Thanks
— Jignesh.

Jere answers:
Go with the 30 and pay extra principal each month as you are able.

Daniel asks…
How do I find the news story reported about Pacific Health care denying so many claims.?
Several times since yesterday I have seen this news story about how Pacific Health care has denied numerous covered procedures. Someone doesn’t believe me, and I’d like to find an article writtten up about it. When I type in Pacific Health care under a search nothing is coming up about this. All that comes up under them is hoping more people sign up for their insurance that is no good.

Jere answers:
Here’s one:
“Calif. Slams PacifiCare for alleged claims violations
Posted On: Jan. 29, 2008
By Gloria Gonzalez
SACRAMENTO, Calif.—California regulators have assessed a record $3.5 million fine and are seeking up to $1.3 billion in penalties against a UnitedHealth Group Inc. Unit for allegedly violating state regulations governing claims payments.
California Insurance Commissioner Steve Poizner has launched an enforcement action against UnitedHealth’s PacifiCare unit in response to market conduct examinations that identified 130,000 alleged violations in the company’s handling of claims and provider data.
Each violation has a statutory penalty up to $5,000 for a nonwillful violation and up to $10,000 for a willful violation—meaning that if all the violations are shown to be willful, the penalty could be as high as $1.3 billion.
The California Department of Managed Health Care assessed a $3.5 million fine, which it said is a state record, and outlined steps PacifiCare must take to correct the claims payment problems, including an independent monitor to oversee changes and additional staff.
Advertisement
Related Stories from Business Insurance
PacifiCare is accused of numerous violations, including: wrongful denial of covered claims, incorrect payment of claims, lost documents including certificates of creditable coverage and medical records, failure to timely acknowledge receipt of claims, multiple requests for documentation that was previously provided, failure to address all issues and respond timely to member appeals and provider disputes, and failure to manage provider network contracts and resolve provider disputes.
The two regulatory organizations launched a joint investigation last year after receiving hundreds of consumer and provider complaints about claims payment problems by PacifiCare, particularly after its December 2005 acquisition by Minnetonka, Minn.-based UnitedHealth.
In a statement, UnitedHealthcare said the issues were largely administrative- and provider-related and that most have no direct effect on PacifiCare members. The company also attributed some of the issues to a provider network transition that had to be completed six months earlier than anticipated due to the acquisition.
In addition, the company said it has largely resolved processing errors involving point-of-service claims, which were the primary focus on the DMHC examination, and is making good progress on ensuring the timely and accurate resolution of provider disputes.
The company also said it has resolved the majority of the claims payment issues identified by the California Department of Insurance and made systemic changes to help avoid them in the future. It also said it has hired additional staff, including a newly appointed vp of transactions oversight, to oversee its performance.
Meanwhile, the CDI is considering similar broad reviews of other health insurers, although a spokesman declined to identify any insurers. ”
http://www.businessinsurance.com/cgi-bin/news.pl?post_date=2008-01-29&id=12118

Maria asks…
What are some marketing methods for promoting my nonfiction book?
My book is nonfiction and is probably considered a “how to” book. I need to come up with promotion and marketing ideas…things I’ll do to get the book “out there” when it is published. I have come up with a few obvious ones: facebook, myspace, twitter, personal e-mails, word-of-mouth, and some local appearances. What else is there that is relatively inexpensive? Any suggestions are welcome. Thank you!

Jere answers:
You sound self funded so this will be kind of hard for you.
First you need to analyze your demographic. I don’t know what your book is other than it’s non-fiction and maybe a DIY so it’s hard to help you figure out who to try to sell it to. From there it is easier to figure out your outlets. Lets just say your book is about how to be a better runner. You would probably want to search free demographics online, there are some mediocre sites but you will get a general idea of where to target locally for advertising.
Facebook has a very dynamic advertising system but like all online advertising it is pay by click which can get costly.
Locally, I would recommend placing an ad in you news paper, possibly direct mail (more people read them than you think), and maybe a radio ad since those are relatively cheap and 2 of the 3 deal with print which is obviously a trait of your target market.
I would then suggest trying to get someone (i.e. Newspaper columnist) to review you book and write about it.
Also, you can talk to you local book store owners about advertising, selling through them, and maybe having a book reading or some kind of promotion in the store.
Good Luck!

Charles asks…
What are some ways to market / gain new customers in steam cleaning?
I will be starting a steam cleaning business. The business will be a “green” business. I am interested on ideas that others will have to market the idea of steam cleaning. I will be targeting businesses, offices, restaurants etc. I will also be doing graffiti removal and gum removal. Any ideas on how to market/ advertise would be much appreciated! As well as ideas on how to push my company into the doors of a business that already has a cleaning company.

Jere answers:
Join professional trade organizations, chambers of commerce, BBB, etc.
Build a website and update it frequently.
Market your services online with pay-per-click campaigns.
Use social media, facebook, twitter, etc.
Create a referral program and let your previous/existing customers sell your services and send you leads.
Direct mail still works, buy a targeted list of potential customers and send out a postcard mailer.
Cold call.
Go door to door handing out fliers and business cards.
Use news releases.
Provide free demonstrations.
Use before/after photos of your work in your advertising.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Sharon asks…
what is a good state to incorporate an website business?
as a internet Business our sales are sold all over. we do not sale anything but are paid commission. as an affiliate program.

Jere answers:
Nevada seems very corporation, LLC friendly.
As I understand, a seller working with an affiliate residing in a state taxing affiliates, that company is considered to be operating in the state and is subject to sales taxes for all sales to that state.

James asks…
Do you have to have a license to own a business in Indiana?
I am looking to open a small flea market and internet business to sale products.

Jere answers:
Check with your local SBDC (small biz dev center), Jeff.
Answer provided by www.mytata.net

Jenny asks…
What homebased internet business can keep me busy & make me money while I am temporarily housebound?
I am looking to get involved in an internet business in the short term while I recover from surgery. For obvious reasons I have all sorts of time to devote to any venture. I would hope to establishing a strong base for anything I got involved in while I was confined, with a view to building on that base once I fully recovered.

Jere answers:
Wow, this is a HUGE area and there are a TON of people who are willing to give you bogus information to sell you information products.
There are legitimate ways, and other ways. There are easy ways, and hard. There are expensive and free. So make sure you’re ready to do a lot of reading and make sure you have good discernment.
Okay, so the FASTEST way to start earning money on the internet if by using Pay Per Click or PPC advertsing to drive clicks to sites that sell things. Do a google search – see those things on the right side? They are ads. You can by them just like I can. They are called Google AdWords. Microsoft has MSN AdCenter and Yahoo has it to. And there are others.
You can purchase ads to send customers to clickbank or other sites and profit if that customer purchases. This is a VERY effective method, but if you don’t know what you’re doing it can be VERY expensive. You HAVE to know what you are doing. I got introduced to it by a program called GoogleCash which was a great educational course for me. Read there sales page here…
Http://www.watersworld.com/redir/GoogleCash.html
There are also great programs out there, like this one:
http://qdmil.com/click/?s=91203&c=136174
But I really like Chris Carpenters (that’ the author) Googlecash. I guess it holds a special place in my heart because it’s what I used when I first started.
After PPC stuff, you have content based sites, which I think will do better in the long run. Content is what Google is looking for. Good content that is written by a human and which answers someones question. Blogging with WordPress is a common way to blog. WordPress is completely free, but you’ll need a website to host it on. Here are details on blogging for profit:
http://hjlas.com/click/?s=91203&c=122579
And this is the web host that I use. I love HostGator:
http://www.watersworld.com/redir/HostGator.html
There is a ton of information out there friend. My recommendation is to be honest, don’t try any get rich quick schemes and treat this like a business. Read the website, WebMasterWorld and ClickBankSuccessForum. Read Read Read.
Good luck friend!

Paul asks…
What legal steps do I have to do when opening an internet business?
I am currently living in Mexico but I am an American citizen. I am currently working on an information website that I hope to make a few bucks here or there with advertisement. I do not want to register my business in Mexico. What do I have to do to make my internet business legal in the states?
Any information will be greatly appreciated!

Jere answers:
What type of internet business are you running? E-commerce? Affiliation? Internet Marketing?
Of course the best course would be to go through a lawyer not only to give you legal advice but to prepare the proper documentation.
Otherwise, you’ll need a disclaimer page, privacy policy page, and have your website copyrighted. You may also need to submit an EIN number for tax purposes (many times you only need your ss), sales permit, and/or business permit depending on what state you live in.
Hope this helps
V/r
Warren Cinco, GDI Sponsor
www.2createmoneyonline.ws

Carol asks…
what defines an internet sale from a tax point of view?
I understand that internet sales are non-taxed. If this is true then what legally constitutes an internet sale?

Jere answers:
What ever State you live in you must collect the tax on all sales in that state. If you have a business registered in Nevada, Wyoming
or another tax free state, and your company is located outside that state, then you will pay income tax to the state you operate in. If no other state claims your company and you do business in California, that state will tax you on gross sales for the year even if you are registered in another state. To avoid problems here is the simple answer. Form a c corp. Hire it to manage your business and pay yourself a base salary. Fill out the paperwork with the Secretary of states office as a foreign corporation and pay the fees. Open a corporate bank account in the tax free state where you have incorporated and set up a payment plan for your salary with deductions automatically with the bank. All state and federal taxes will be deducted. As an “employee” operating outside of the corporate state, no state can lay claim to your corporate tax if your base location is in a tax free state. Hire a lawyer as a registered agent and all mail will be sent to his/her office and fore-worded back to you in what ever state you live in.
There you have an address, bank account, legal representation and a tax free corporation with no sales tax owed any state in which you have no physical holdings and no state can claim you as a taxable corporation. You will only pay federal tax and the minimum at that.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Thomas asks…
Do you need a bank business account for a small online business?

Jere answers:
No. I use paypal and my checking account.

Sandy asks…
Do I need to register my online magazine as a business to use PayPal?
I have an online magazine, and I want to use PayPal to pay authors and also to receive payment for subscriptions to the magazine. Do I need to be registered as a business (i.e. have a business bank account, etc.) to do this?

Jere answers:
No, you can register an an individual (Premier account holder) to use PayPal — if you’re the sole proprietor of your magazine.

Paul asks…
Can International Students use Paypal for their online business in US?
I’m an International student on F-1 Visa.
1) Can I use paypal premier service for my online business even if if the bank account is based overseas?
2) If I can indeed operate a site with paypal payments going to my overseas bank account, would I still be considered “working” in the US if I’m just physically located in the US but my site is global and I’m being paid overseas?

Jere answers:
The PayPal account needs to match the financial information you have on file.
If your bank account is registered in Germany, then you will need to open a German bank account.
Your account would be considered an international account any may have different limitations or restrictions.

Susan asks…
How does online banking work. Does my bank print a check and mail it to the payee?
Or is money wired to the payee from my bank? Doesn’t online banking cost the bank money? How come banks don’t charge for this service. I’m not naive I know they pass on the cost to me but how?

Jere answers:
Online banking is a bigger term than simply online bill pay. There are several ways your bank can pay your payee – one is that they simply mail a check. The other, if they do a lot of business with the payee, is to simply make an electronic payment (ACH) to your payee – usually places like your electric company. Another way, if the payee banks at the same bank, is to simply deposit money to the payee’s account at the bank.
Any of these cost the bank no more than if you had written a paper check or had initiated an ACH/wire transfer and in some cases, costs them less.
Some banks offer these services for free, others don’t. One of my banks charges me about $0.65 to send a check from the bank but doesn’t charge me to electronically pay someone. Another of my banks charges nothing to send a check but they don’t like doing an ACH so they charge me for that.
In the long run, nothing at a bank is free – it will be paid for somehow. Usually with banking fees.

Daniel asks…
I am a traditional banker and have extremely little experience of this new online banking and accounts like Pa?
I am a traditional banker and have extremely little experience of this new online banking and accounts like PayPal. I am not sure of security is there someone who can give me some guidance regarding this matter?

Jere answers:
The online banking and online merchant accounts of today’s world are highly secure, but it is in your hand and your one mistake can compromise the security and you may suffer losses. PayPal and other merchant accounts are a necessity for all traders who all do business online. However, nowadays, PayPal is reported for many scams and frauds. Many account holders have lost money while using the PayPal account. However, there are many other merchant accounts, which have come up lately and have excellent reviews. If you do some homework study of the online merchant accounts, you will surely find one, which will suit you.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Betty asks…
I’m a Malaysian & desperately in need of a PAYPAL account. What do i do?
I need to set up an internet business fast & i dont have a credit card. I heard Paypal’s a great way to wiring all online transaction. But here in MALAYSIA i dont have a clue how or where to start. How do i register with a Paypal account?
Why is it that i heard its NOT POSSIBLE to withdraw funds from Paypal here in Malaysia? What am i supposed to do?

Jere answers:
You could try to use a debit card issued by credit card companies in partnership with local banks to open a Paypal account. I am not 100% sure of this but you can try it out.
If you have family members, relatives or friends with credit cards, you can ask to use it for 1 time only. You do not actually need a credit card to make payments because you can send money orders to Paypal to top-up your account. The credit card is more to verify your identity.
You can register a Paypal account in Malaysia to send and receive money but you can’t withdraw money in your Paypal account into a local bank account. Your money is stuck online and you can either send to someone else or use it to make online payments.
Make a trip to Singapore and open a bank account there. There are no restrictions on Malaysians opening bank accounts in Singapore. The great news is that Paypal allows money to be withdrawn into Singapore bank accounts.
Singapore banks have online banking services and you can transfer money from your Singapore bank account to Malaysia. Of course, you will incur funds transfer fees but at least now you can withdraw money from your Paypal account.

Susan asks…
Does technology invade peoples privacy?
Well we know the possibility is out there, but is it really worth the risk? Does the technology we have that makes us capable to do our banking online, talk to someone in Malaysia, and open business opportunities in Japan, worth having our personal lives, information and other things at risk? Does our security and firewalls actually protect us from identity theft and all those other things out there??
uhm… this is just a debate topic. I’m just showing both sides of the story, so… please don’t bite my head off lol. I’m also talking about things that are more sketchy, like banking or online dating or something like that. I’m just trying to hear both sides of the story k?

Jere answers:
What technology takes away different technology can retrieve. It’s a back and forth game and you just need to be on top of it if you want to maintain your privacy. If not, then yes, your privacy is lost.

Sandy asks…
should i buying online stuff?
i decide to buy some stuff in the internet but i also hesitate about this way
so, I want to ask your opinion about this company that im dealing with,
an email that i received from them. Can be trusted or not?
______________________________________…
Hello
Thanks for the mail,
We are a register company and here is our company details.
WAREHOUSE BLINDS LIMITED
Registered No. 05672107
MCPARLAND WILLIAMS, MAGHULL BUSINESS CENTRE,
1 LIVERPOOL ROAD NORTH,
MAGHULL, MERSEYSIDE,
UK,L31 2HB
+447031852769
Or
WAREHOUSE BLINDS LIMITED
Registered No. 05672107
4, SRI JATI 3,
JALAN PUCHONG,
58200 KUALA LUMPUR,
MALAYSIA
+60142383735
Official site of commerce:
http://www.ukdata.com/creditreports/viewCompanyDetails.do?companyId=05672107
Our company website is under construction you can view it at:
http://www.essentialwarehouse.us/
Name for Administrator :Richard Nike
Name for Director :Chow Yun
the shipping take Next day to get your door step .
we ship with FedEx shipping company
you have nothing to worry about you are 100% safe with the delivery of your.
Thanks
————————————————————————————————-
any suggestions?
thanks

Jere answers:
I have bought a lot of stuff with this company and i received my product.
They are UK and Malaysia base company.
You can deal with them it is your wish

Daniel asks…
What is the tax levied on online purchase from USA to MEXICO?
Hi,
Normally I’d avoid buying overseas because I’d have to import them into Malaysia where I live. Apart from the exhorbitant shipping, the tax levied by Malaysian customs is usually a bomb.
I am now in Mexico on a business trip, and seeing it’s only across the border from the States I am thinking of buying a particular pair of shoes on eBay. The item is about USD 60 and ships via FedEx to Mexico for about USD 35.
Question – what is the tax that will be levied by Mexican customs for this purchase? Does anyone know?
Thanks

Jere answers:
There is a monthly exemption (used to be $50) after that they would charge value added tax of 10% or 15% depending on where you were.

Robert asks…
Is it illegal not to take girls seriously on dating sites?
I had a couple of colleagues who told me about 2 years ago to do what they do. What they use to do is go on different dating websites and talk to girls and when the girls seem trustworthy to them they trade or do business transactions online. Usually the girls give them money or at sometimes homosexuals give them money and my colleagues invest it then return them the money back with interest. I have no idea how the hell they do that, to convince a stranger into letting them borrow money. They never use their personal information. I told this to a friend and told me this is illegal and i can be in serious trouble for not telling this to the authoritys. But how can i rat them out if i don’t even know where those guys live now, they all move. And what if they are dangerous people? but i will tell you what girls locations in the world they like targeting.
They have done it with 119 girls all over the world this is the list.
L.A (U.S.A)
New York (U.S.A)
Shanghai (China)
Hong Kong
London (U.K)
Paris (France)
Berlin (Germany)
Chicago (U.S.A)
Toronto(Canada)
Miami (U.S.A)
Seattle (U.S.A)
Las Vegas (U.S.A)
Mexico city (Mexico)
Rio de Janeiro (Brazil)
Sao Paolo (Brazil)
Buenos Aires (Argentina)
Santiago (Chile)
Dallas (U.S.A)
Amsterdam (Holland)
Barcelona (Spain)
Madrid (Spain)
Rome (Italy)
Milan (Italy)
Istanbul (Turkey)
Athens (Greece)
Stockholm (Sweden)
Copenhagen (Denmark)
Zurich (Switzerland)
Moscow (Russia)
Prague (Czech Rep.)
Singapore
Kuala Lumpur (Malaysia)
Bangkok (Thailand)
Dubai (U.A.E)
Cape Town (South Africa)
Johanesburg (South Africa)
Mumbai (India)
New Delhi (India)
Beirut (Lebanon)
Tokyo (Japan)
Beijing (China)
Melbourne (Australia)
Sydney (Australia)
Auckland (New Zealand)
Montreal (Canada)

Jere answers:
You should tell the police this is not right and you know it. A girls life could be taken away. Also you don’t know how they do it? They could be stealing information and threatening thease poor girls into giving their money. If I were you I would take action now before someone gets hurt. Real friends don’t do this bro it ain’t right.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Jenny asks…
Except for giving the Mob a legal venue–what good have Unions ever done for the American tax payer or?
Business Entrepreneur?
I see no need for Unions–who in my opinion–only prop up poor workers–give the Mob a money laundering venue–and provide legal cover for as much illegal and unscrupulous biz practises the USA has ever had to suffer.
If Unions are so great–why is every town they control–have the worst unemployment-most crime-most murders and worst cost of living?

Jere answers:
For decades the Big Unions have been Corrupt Power brokers and are further proof of the fact that Power Corrupts and they have too much Power.
Almost a century ago, Big Business had Too Much Power and treated their working employees in terrible ways. They were Corrupt also.
A Big difference is the simple fact that excessive corruption is suppressed by anti-trust laws. There are no such laws for suppression of Union Corruption.
Excess Power and the resulting Corruption of Big Government is suppressed by the Constitution if we ever Use it.
The Unions did do a lot to help business and improve American Life for all and helped create the middle class. They did that by getting wages up high enough that the workers could actually buy Some of what they were manufacturing and/or producing. That in return increased sales and production and helped grow business and manufacturing.
All benefited.
Business is not as suppressed by unions as they once were. Unions are now most dominant in Government and “represent” government employees.
Just look at what they are doing to us NOW.
Want to see corruption?
Go look at Government!
The key is cooperation and balance.
The real Evil is any system where the citizen is denied CHOICE. We have choice in business. When monopolies are illegal, we can choose who we want to do business with. Unions deny us choice. Government denies us choice (except for elections). When they want to tax you, you PAY. They want to extort your assets? Pay up or go to jail. You want your job? Pay the Union or get beaten.

Sharon asks…
Is there any real modeling agency which do not ask for money?
Is there any real modeling agency which do not ask for money?
I want to know if there’s any modeling agency which do not ask for money when you apply?
It’s hard to find a real person who are willing to pay you if you want to be a model.
Any website?
thank you

Jere answers:
Easiest way to get it know or done…….when ever you watch a fashion show or you are physical part of that show, try to find out about sponsors related to modeling, or anyone who offer services for that show.
B4 stepping in, make sure you have your profile (photo shoot) with you, that must be shoot out by professional photographer, your brother/cousin friend or family friend is not recommended. (never)
For that purpose (photo-shoot) you have spend your own money any if you are lucky you can get clothing for photo shoot from any pro studio, but you are the one who is going to pay for your desires….There is no business like this biz.
Trust me if you are photogenic and have passions, than the money you spend, will worth on the ramp, when you walk on it for the first time…… Truth is, it will take time coz, lot of cats out there, who belongs to that “RAMP”.
Gud Luck!

Lizzie asks…
How can i get on myspace when proxy is all blocked and so is myspace?
I want to get on myspace and listen to my music and upload videos and photos but at this school theyve blocked it real good including proxy

Jere answers:
Facebook, Myspace and other Proxy address that changes daily.
Today’s address (3/31) is: 67.202.23.118 port 80
Get the daily free proxy address here:
http://www.wildtunnel.com
http://www.ippredator.com
http://www.countersurf.com
http://www.personalvpn.biz

Mary asks…
Who makes the best quality sofa sets?
I want reversible sofa cushions and machine washable cushion covers. I want fully welted cushions and ones that hold their shape well. In addition I want a sofa that is heavy, well made with real wood and heavy
durable springs.

Jere answers:
Well, honey – don’t let anyone tell you that you can machine wash any upholstery fabric & have it last or retain its shape…just doesn’t happen. Not even microfiber. You can have everything else, but not that. What you need to know is the cleaning code for the fabric – water, solvent, or both. Stick with that. If it’s a water cleaning code, only use distilled water to keep minerals off of the fabric.
Now – look at Bassett’s Custom Upholstery collection. Reasonably priced for the quality. Fully welted, tons of options at no extra charge, 700 fabrics to choose from, choice of legs or skirt, back styles, seat comfort, the frame is beefy & well constructed. 8 way machine tied springs, choice of scale & size. Frame & cushions are warrantied for life. Made in Virginia.This month, Custom Upholstery is 30% off retail – the best discount they give. Expect to pay $1500-$2000.
I’ve been in the furniture biz for 30 yrs, & my dad 30 yrs before that. I’m not BSing. True.

Maria asks…
Does anyone know a survey for pay site that really works?
What’s the catch to these sites anyways? I’m not sure how they even work but I’m interested in making a few bucks if they are real.

Jere answers:
Most of these sites do not work. Most of these small companies do not last very long. Many pay sites or survey sites specifically target people who would like to start making money for next to nothing. Some of these companies will even try to sell you a kit for a very low fee.
It is possible to make a five or six figure income on the Net but with top tier online business opportunities in the direct sales arena.
If anyone is looking to play small or cheap they are planning to fail & do not want to lose much.
If you are looking for something with longevity & a very lucrative compensation plan, visit:
http://networkopportunities.net/biz.html
Powered by Yahoo! Answers
Categories:
Business Online Tags:
Dear Friend,In internet marketing everything starts when you choose a keyword to target. This is the # 1 factor that determines your onl
Read more...
Find Out How to Blast Your Website To the Top of Google Page #1 and Get an Explosion of Targeted Traffic
Read more...

Daniel asks…
Why does everyone have such a NEGATIVE attitude towards internet marketing?
When I talk to people about trying out internet marketing, talk to my dad about HOW MUCH BETTER it would be than FLIPPING BURGERS, people think I’m deceived, that I will fall for a scam.
Yet, most affiliate networks are not scams and they do pay. Yes there’s people making money online.
And guess what the general public’s attitude towards THEM is? Internet marketers are “scammers too lazy to get a real job”.
Why?

Jere answers:
Because of massive amounts of advertising from the internet to the gas station. People are sick of it and don’t trust ads anymore. People don’t trust marketers anymore because of all the broken promises they make and the money they charge. It’s a tough game and to succeed, you will need to be ruthless, or the best marketer in the world.

Chris asks…
hi, i have just finished my diploma in export/import management i am looking job in internet marketing how can?
how can i strong my buyers search network to increases my chance to get good job

Jere answers:
Hey buddy if you want to earn money just by sitting and doing nothing else, then simply register your mobile on mginger. What they will do is that they will send you free SMSs of various products,offers of different brands.What you have to do is just read those SMSs and nothing else and the most important thing is that you will get money for receiving them, Rs1/sms. Once you accumulate Rs 300 then you can request for a cheque and they will send it to your address which you would mention at the time of registration. Just as simple as that.So just register there by clicking on this link http://mGinger.com/index.jsp?inviteId=2632796 NOTE : Do verify your mobile, unless you can’t start receiving SMSs on your mobile.They will send you a verification sms on your mobile after you complete your registration.You have to forward that sms to the given number. That’s all and you start receiving SMSs on your mobile.THANKS

Thomas asks…
Do you think it would be a good move to outsource your internet marketing campaign?
How safe it is to outsource your internet marketing campaign from half across the globe? The trend nowadays is hiring a virtual employee to get the job done and I think it really cuts operation cost but what if your business really depends on it, would you entrust it to people who miles and miles away from you.

Jere answers:
Actually if you hire the right people to do the job and you know where to look for them like with oDesk, it’s really safe plus it could really cut cost. But if you’re concern about your business’ reputation you might try to visit this link http://www.designtorontoweb.ca/services.… a friend of mine outsourced her web / online marketing with them.

George asks…
Does anybody know of a good way to make money online without internet marketing?
I am not good at internet marketing and i am looking for a good way to make money online. In a quick way

Jere answers:
Internet Marketing is hard to get going off the ground. Any business is hard to get started and really get it going. But it can be done. I’m not sure if your talking about a business that is involved in Internet Marketing, or if your talking about a job that your doing Internet marketing. If you have a “job” in internet marketing and they’re not training you, and you don’t like it, then you need to quit and look for something else. If your refering to a business that you have or are looking for with Marketing, then I suggest you look into, or turn it into (depending on if you have it or not) and use the Network Marketing method. Word of mouth or simple little advertisements. Every business regardless if it’s online or offline has to do some Networking in order to get their business going. Rather it’s Networking with the Media, networking through friends and family, or networking through other organizations. Many different ways of Network Marketing. From my experience, it’s the most effective way too, if you do it correctly.
I read a really good article that gives you a lot of information on businesses that work in different ways for online and off line business. It has several different industries that you can look into for businesses that are not internet marketing.

John asks…
Can I be able to make real money at home by internet marketing?
Does internet marketing such as working with affiliate programs work? I know some are scams. But do you know of any that is not a scam?

Jere answers:
You need to send your resume out to real jobs you are qualified to do.
In your cover letter you need to state that you wish to work remotely, from your home office. LOTS of companies, especially in CA operate this way. They usually provide transportation for you to come in for an interview and for you to attend company meetings a few times a year, but otherwise everything is done online.
Powered by Yahoo! Answers
Categories:
Business Online Tags:

Joseph asks…
What Kind Of Business License Should I Get?
Hello,
I am a freelance content writer for the web. I operate strictly online and service clients from all over the USA. I just started offering services at the beginning of January 2010 and I want to know what type of business license I should get or do I even need one?
Also I live in California and the business is run and operated by myself only.
Please give real information and do not post websites. Thanks!

Jere answers:
I do something similar and also started in January for tax purposes. At most, you’d need a federal EIN number. You can get it free online. Some vendors require one. Then you’d be able to open a business bank account with a name, such as American Freelancing or such.

Daniel asks…
Im 15 years old and I want a business career?
Hello,
I am 15 years old and I want a business career, I feel I should take advantage of technology and kick start my business online at first, any ideas or help of what businesses I can get myself into online, websites etc
And any more information would be great,
Liam.

Jere answers:
You really need to ask yourself a lot of questions
what experience do you have
What qualifications do you have
You will need skills and knowledge about your product or service
you will also need money to start up any business
how are you going to market it
who are your potential customers
what can you offer that is better or more unique than your competitors
Do you homewor first, and then see what you some up with

Robert asks…
Is there any way to add my old digital copy dvds to an online account like Ultraviolet or Sony?
I have a bunch of older DVD digital copies, and I was looking at my Ultraviolet account, wondering if there was any way to add these physical copies to an online service? I know Vudu/Walmart does, but for $5 for HDx. Even at $2 for SD this could get expensive. Any other options?

Jere answers:
You could use an on line file storage service like Justcloud: Moxy; Carbonite etc…most of these are used for business back up things like that but files are files so I don’t see why you can’t store video on these as well, some are paid services and some are free the free ones usually offer less storage more advertising and less features, some have a basic free service and if you want more you then have to pay just like a lot of other free programs available…

Charles asks…
Are consulting fees for my business tax deductible?
I have a business that needs online marketing services and I found an independent consultant who is capable of handling the work. She charges a monthly fee. Is this fee tax deductible?

Jere answers:
Yes it is. Marketing is a valid business expense.

George asks…
What all legally is involved with e commerce?
I am wanting to open my own business online selling things I make, up cycle, & buy online to resell.
What do I need to do to set up my business legally besides LLC it? Do I need to obtain a license to do what I do? Trademark? Register my name? Help please ?

Jere answers:
You don’t generally need any license to “open” an online business. As a sole proprietor, you would simply file a Schedule C on your federal tax returns for business profits, using your personal SSN. Local zoning may indeed restrict the types of “at home” business you can have, but usually only if there is some external impact to the “health, safety or general welfare”, or a specific regulation for purposes of extracting a fee or collecting statistics. For instance, if you “do business” in a residence, it doesn’t necessarily convert your “occupancy” to “mercantile”, which requires fire inspection.
Some states require you to obtain a “seller’s permit” once you start selling things that are taxable, if you’re selling to people located in your own state. If you only sell to out-of-state buyers, you have no legal obligation to collect any sales tax and therefore may be exempt from having such a permit.
Some states also allow you to avoid paying sales and use tax on your own “stock” that you purchase locally, provided it is for resale. You apply for a resale certificate in your state.
If your online business name does not include your surname, your state may also require you to file a certificate with your personal identification, indexed under your business name, sometimes called a “d.b.a.” or “fictitious name” registration so customers and tax authorities can find you, if necessary. Some states require you to register at a state office, others at a municipal office.
Trademarks in the USA are not generally registered. You obtain trademark rights simply by being the first to use a distinctive brand on your particular goods or services. You can optionally register your brand in one or more states or in the federal USPTO, once you have proof that you are using it. Your registration is only valid for as long as you (or a successor) continue to use the brand.
You do not need an LLC or corporate entity to do business, although there are tradeoffs in limited personal liability and accounting/management complexity. If you do form a new entity it will need its own tax number (EIN), bank accounts, tax filings, meeting minutes, etc. Be very careful about how you deal with entity property versus your personal property, including the domain name and any trademarks you have.
If you have specific questions about any of these, for your particular state, feel free to come back with more new questions and perhaps someone can help point you to the right information.
Edit: To contradict some of the information in the @elegance answer: you cannot register any trademark until you HAVE a trademark. An LLC name or company name or domain name, by itself, is not registrable as a trademark; it is only a trade name or functional identifier.
Powered by Yahoo! Answers
Categories:
Business Online Tags:
Click Image To Visit SiteDo you want MORE SALES from FREE traffic? This Online Marketing Course will uncover the secrets of search engine optimization. Provide you with ideas to use. Once you complete the course you will know what are the search engines and how they work, how to research and select keywords, how to analyze your competition and what are the best practices for organic traffic.
Your competitors are KILLING you online? It is not just you but many other business face the same problem, your SEO team cannot handle the load or just does not have the knowledge. Take this amazing Online Makreting Course and find the best tips and tricks to eliminate your competition and be the first one in the niche.
Read more…

Donald asks…
Why are we able to watch movies and tv online for free?
How did this happen? It seems too good to be true. I don’t intend to go to the cinema anymore because of it. TV is way better online too because there are no commercials. I’m considering canceling my cable tv because I don’t use it anymore. Again, how did this happen? Is the movie and tv industry losing a lot of business? Why aren’t the police destroying all the websites that allow this to happen?

Jere answers:
Well, we all know downloading is illegal, but when you watch a streaming video, unless you have an account (like don’t really get a megavideo account) and the Terms of Service tell you you’re responsible for knowing the copyright of what you watch, then they can’t really…legally stop you. Of course, it’s illegal for those who put it on the net in the first place.
Youtube’s terms of service make them not liable for what their users put up, that’s how they don’t tear down sites, they do need to take down what’s reported as a copyright violation, though.

Robert asks…
Is it possible to make money online for free? Is there anyone who can really show me how to do it?
i have been trying to make a break into the internet business but has not been able to do so for the last one year. I have spent a lot of money doing so without result. i would like a genuine internet marketer to tell me the truth so that i can either quit or keep trying my luck.

Jere answers:
No! As you have already found out there is nothing but scammers that will take your identity and your money. Stop wasting your time and money.

David asks…
Is there a website that i can ADVERTISE my small business for free online?
i just started a small business and want to advertise my business online for free and have it pop up on a search engine like google. is there any websites you’d recommend that I try.? any suggestions?

Jere answers:
The best way is to write articles about your product/service and post them to site like Hubpages http://hubpages.com/_ysdata/user/new/ or Squidoo http://www.squidoo.com/lensmaster/referral/yds97

Richard asks…
Free list of businesses in a particular city?
Looking to send out a one time piece for the NFP I volunteer for. No budget to purchase a list. Is there anywhere I can get a list of local business online for free?
Your help is appreciated!
Sorry, but neither of those links helped. Anyone else? Thanks again.

Jere answers:
Yellow pages.com..
Yet the best .. Is .. Contact yellow pages and get a free phone book for that city . (If it is not your city you have to buy it..
Good luck and have a great day ..
..

Thomas asks…
Where can i find a full list of businesses for free?
I’ lookin for a full list of businesses online that is free and has many categories and businesses. Thanks!

Jere answers:
There may be some but just remember you get what you pay for. If you find one, it will be out of date. Try to google it. Watch out for the spammers.
Powered by Yahoo! Answers
Categories:
Business Online Tags:
The SEO Quick Fix eBook is a simple, concise SEO eBook that will dramatically increase your Google rank in a matter of days with minimal changes. This SEO guide is full of of SEO tips that will help boost your site to the top of Google.
Read more...

William asks…
What about Small Business Taxes?
When I start a small online business how do I pay my taxes? Do they come and hunt me down? Do I have to file a certain form? If so, what form? And what percent do they take out of my income?

Jere answers:
Assuming that you are in the US, you file Form 1040 and attach Schedule C. If the net profit in Schedule C is more than $400, you attach Schedule SE to figure the self-employment tax.
The SE tax is roughly 12.2% of your first $106,800 of net profit for 2011 but will return to 14.16% in 2012. Above $106,800 it drops to roughly 2.6%. Income taxes depend upon your total income and individual tax situation so it’s not possible to predict without some hard numbers and other information up front.
Any time that you are considering starting a business, one of your first stops should be a consultation with a CPA or EA to set up your bookkeeping system and get a handle on your potential tax liability up front.

Joseph asks…
about tax for online business?
I am wanting to start a yahoo store front for selling products online……I know that I will be charging for tax….my question is, how do I make sure I get that money to the government without waiting till the end of the year and owing thousands of dollars…..i know this may sound stupid but I am a newbie…..for example, lets say I sell something for 10 dollars and after tax its like 11.12 with tax……what do I do with that 1.12 of tax? Is there a way to instantly give that tax money to the government? Maybe stupid question but I am trying to learn about all this stuff

Jere answers:
For sales tax, you only need to charge sales tax to the people that buy products in the states that you operate in. So if you live in Texas (for example), and operate your business in Texas, and if Texas has a sales tax, then you need to charge sales tax to Texas shipping addresses. If your business operates in a city that charges sales tax, then you have to collect the city sales tax as well.
In order to pay taxes, you need to get a business license from your state. Depending on where you live, you need may need a city business license as well. In my state, I file and pay my taxes online at the end of each month.
If you really are operating your business in Texas, here is a link to apply for your sales tax permit.
Http://www.window.state.tx.us/taxinfo/sales/

James asks…
How do I file tax if I’d do business online?
Hi, I was doing business on a website call www.liquidation.com. but I don’t know how to file the tax because I’m doing it on my own without registering any of companies. Could anyone tell me how I file the tax? Usually liquidation will send the sales report including commission but it doesn’t send the form 1099. Thank you very much!!

Jere answers:
You are self employed. You must file your tax return if your self employed income is $400 or more. You will report your income and business related expenses on schedule C or C-EZ (Form 1040). Then you put net income (or loss) on line 12 of Form 1040. This income is subject to SE tax at 15.3% (this is shown on line 57 of Form 1040).

Laura asks…
Starting an online fabric business, where to buy,getting a website, need some help?
I’m thinking of starting a fabric business online for extra money. I’d like to sell on ebay but also have a fabric store online & run this out of my home. I would be able to monitor it from work as well. Does anyone have any ideas on how o get this started up & would you have to get a business license or just a tax id?

Jere answers:
I’d recommend starting on eBay, if you can have clear pictures of what you are selling. You’ll get a lot of exposure that way, and can grow your business from there.

Mark asks…
What taxes do i pay on my online business?
I am in the process of setting up an online business. My business is forum based and isn’t selling any products yet? However, i do plan to make some money via advertising (as everyone does). Firstly from google adsense and then hopefully from private advertisers. I am a 15 year old and i live in the UK (Nottingham).
I wondered wat taxes i need to pay if any, and if so, how or where do i sign up to pay them?
Also, do i register my business name the same as a normal business does?

Jere answers:
Three useful websites with masses of relevant info for new businesses:
www.businesslink.gov.uk
http://www.hmrc.gov.uk/selfemployed/tmastarting-up-in-business.shtml
http://www.startupbritain.org/
Powered by Yahoo! Answers
Categories:
Business Online Tags: